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Submitted URL: https://hello.marqeta.com/e3t/Ctc/I4*113/cxF3304/VW0vl-6V8H1dW7XGx3D4rkb0nW3mxgk34LYGtxN6klYVw5nCTJV3Zsc37CgMc9W5pmnP29cFc...
Effective URL: https://community.marqeta.com/t5/engineering-blogs/marqeta-announces-over-40-new-apis-to-expand-its-credit-platform/ba-p/658?u...
Submission: On July 01 via api from US — Scanned from DE

Form analysis 2 forms found in the DOM

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 * Marqeta announces over 40 new APIs to expand its c...




MARQETA ANNOUNCES OVER 40 NEW APIS TO EXPAND ITS CREDIT PLATFORM


MARQETA ANNOUNCES OVER 40 NEW APIS TO EXPAND ITS CREDIT PLATFORM


JulianMQ
Community Manager
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Tuesday

We’re excited to announce that we’ve released new capabilities to our credit
platform, including 40 new credit APIs and an intuitive experience within the
Marqeta Dashboard that enables customers to design, test and launch
differentiated card experiences. Our credit platform provides customers with
greater flexibility and control than legacy credit solutions, with customers
also having the option to leverage our partner FNBO’s leading program management
alongside these new features. 

With these new credit capabilities, fintechs, brands and banks can integrate
directly to our APIs and leverage dashboard workflows to design and embed a
native credit card experience. Key features include: 

 * Intuitive dashboard experience: A first-of-its-kind ‘no code’ workflow will
   enable customers to configure key parameters of their card such as APRs,
   rewards, and fees, with built-in approval and compliance checks, allowing
   businesses to launch cards more quickly and with more control than with
   legacy solutions. 
 * Flexible rewards engine: Marqeta’s rewards tools allow customers to expand
   beyond the traditional cash back rewards that are common in the market today.
   Customers can mix and match rewards based on merchant category spend and
   various cardholder behaviors, like on-time payments. This allows them to
   implement new rewards options in real-time, creating more opportunities for
   increased spend. For example, customers can reward users by investing in
   crypto or investing account on their own platform or for making an on-time
   payment to encourage healthy financial habits.
 * Streamlined authorization with gateway Just-in-Time (JIT) funding: Marqeta’s
   credit platform also now comes with its industry-leading gateway JIT feature,
   allowing businesses to participate in the authorization of credit
   transactions. This unlocks unique spend use cases such as declining recurring
   subscription spend, converting purchases to installment loans, or extending
   additional credit beyond a user’s current credit limit.  
 * Instant decisioning: Customers can now provide their users an instant credit
   decision via Marqeta's API connection to FNBO's decisioning engine.

Check out our Docs page to learn about our credit platform and learn more about
the announcement here. 

 

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