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MY BEST BUY® CREDIT CARDS




EVERY DAY WITH THE MY BEST BUY® CREDIT CARD.


5% BACK*IN REWARDS.

6% back* in rewards for Elite Plus Cardmembers

or


FINANCING OPTIONS

starting on purchases $299 and up.


MAKE PAYMENTS, CHECK YOUR BALANCE AND MORE.

Waiting to hear back about your credit card application? Check your application
status*

Manage Account*


APPLY TODAY, SHOP TODAY.

10% back * in rewards on your first day of purchases, or choose financing, when
you are approved for the My Best Buy® Credit Card.

Apply Now View pricing & terms


FINANCING THAT WORKS FOR YOU

Learn how financing offers work


12 MONTH FINANCING ON STOREWIDE PURCHASES

totaling $299 and up. 
Learn More


18 MONTH FINANCING ON APPLIANCE AND GEEK SQUAD® PURCHASES

totaling $599 and up. 

Learn More


24 MONTH FINANCING ON HOME THEATER AND GEEK SQUAD® PURCHASES

totaling $999 and up. 
Learn More


24 MONTH FINANCING ON UNLOCKED PHONE AND GEEK SQUAD® PURCHASES

totaling $649 and up.

Learn More


24 MONTH FINANCING ON SELECT EXERCISE EQUIPMENT AND GEEK SQUAD® PURCHASES

totaling $799 and up. 

Learn More


18 MONTH FINANCING ON YARDBIRD PURCHASES

totaling $999 and up. 
Limited-time offer ends 7/30/22. In select California markets only. Not
available in Yardbird retail locations or on Yardbird.com.
Learn More


EASILY ACCESS YOUR CARDMEMBER EXCLUSIVE OFFERS.

Simply sign in to your My Best Buy® Credit Card account at Citibank, click on
the My Offers tab, and view or activate your exclusive offers. These offers
change frequently, so be sure to check back often.


Sign In to View Offers*


COMPARE OUR CARDS

My Best Buy Credit Card

My Best Buy Visa® Card

Learn more

Shopping at Best Buy

5% back* in rewards

6% back* in rewards for
Elite Plus Cardmembers

Financing options

Shopping where Visa® is accepted

3% back* in rewards

on gas purchases

Not available

2% back* in rewards

on dining and grocery purchases

Not available

1% back* in rewards

on everyday purchases

Not available

Apply Now

View pricing & terms


MY BEST BUY REWARDS

Your Card is part of the My Best Buy® program, giving you even more rewards to
save on the technology you want at Best Buy.

Learn more



Purchases Points Reward certificate value Core and Elite Cardmembers

5% back* in rewards

when you choose standard credit

$500 1,250 $25 Elite Plus Cardmembers

6% back* in rewards

when you choose standard credit

$500 1,500 $30


FOUR WAYS TO PAY YOUR BILL


ONLINE

Make a payment online or check your balance.

Pay now*


BY MAIL

Send your payment, including account number, to the address printed on your
statement.


BY PHONE

Call 1-888-574-1301. Have your account number and valid check from a U.S. bank
ready when you call. There is no fee when you pay through our automated system.


BY TEXT

Text PAY to 81964 using the mobile device connected to your My Best Buy Credit
Card account. After we confirm your identity, you’ll receive a text asking how
much you would like to pay and which payment account you would like to use.
You’ll receive a payment confirmation via text.

Message and Data rates may apply. Payment account information must be on
BestBuy.AccountOnline.com to take advantage of pay by text — feature is not
available for debit card payments.


5% BACK IN REWARDS (6% FOR ELITE PLUS CARDMEMBERS):

*Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy®
purchases when you choose Standard Credit with your Best Buy Credit Card. Elite
Plus members get an additional .5 points per $1 spent (a total of 6% back in
rewards) on qualifying Best Buy purchases using Standard Credit on the Best Buy
Credit Card. Points are not awarded on promotional credit purchases. Does not
include tax. Additional limitations may apply. Subject to My Best Buy Program
Terms.


FINANCING DETAILS:

*As of the last 30 days, My Best Buy®, Magnolia™ & Pacific Sales™ Credit Card
Purchase APRs: variable 23.24%–27.99%, non-variable 9.00%–24.34%, Min. interest
charge up to $2; My Best Buy Visa® Purchase APRs: variable 10.74%–27.99%;
non-variable 9.99%–20.24%, Cash APRs: variable 25.99%–27.99%, non-variable
24.49%–26.24%; balance transfer fee is the greater of $15 or 5% of the amount of
each transfer; cash advance fee is the greater of $10 or 5% of the amount of
each cash advance; Min. interest charge up to $1; Annual Fee: $0–$59, based on
creditworthiness. On approved purchases on the My Best Buy Credit Cards issued
by Citibank, N.A. Min. Payments required. Easy Replenish™ purchases excluded.
Geek Squad® purchase must be associated with qualifying product(s).


10% BACK IN REWARDS:

*Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy®
purchases when you choose Standard Credit with your Best Buy Credit Card. If you
apply and are approved for a new My Best Buy® Credit Card, your first day of
purchases on the Credit Card using Standard Credit within the first 14 days of
account opening will get an additional 2.5 bonus points (an additional 5% back
in rewards, for a total of 10%). Points are not awarded on promotional credit
purchases. May not be combined with other offers. Does not include tax.
Additional limitations may apply. Subject to My Best Buy Program Terms. In
select stores. Online offer may vary. Subject to change without notice.


3% BACK IN REWARDS:

*Get 1.5 points per $1 spent (3% back in rewards) on net purchases made at gas
stations. Subject to merchant classification of Visa® transactions on which we
rely.


2% BACK IN REWARDS:

*Get 1 point per $1 spent (2% back in rewards) on net purchases made at
restaurants, bars and grocery stores. Subject to merchant classification of
Visa® transactions on which we rely.


1% BACK IN REWARDS:

*Get 1 point per $2 spent (1% back in rewards) on net purchases outside Best Buy
or Pacific Sales® Kitchen & Home Stores with the My Best Buy® Visa® Card.


EXTERNAL LINK NOTIFICATION:

*By clicking on the link you agree to Citibank's Terms and Conditions and
Privacy Policy.

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ORDER & PURCHASES

 * Check Order Status
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 * Returns & Exchanges
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PAYMENT OPTIONS

 * My Best Buy® Credit Card
 * Pay Your Bill at Citibank
 * Lease to Own


SUPPORT & SERVICES

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REWARDS & MEMBERSHIP

 * Best Buy Totaltech
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 * View Points & Certificates
 * Member Offers


PARTNERSHIPS

 * Affiliate Program
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 * Developers
 * Best Buy Health
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 * Best Buy Business


ABOUT BEST BUY

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