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Travel Insurance
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Please review the certificate of insurance for full terms and conditions
including eligibility, and exclusions.

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24-HOUR EMERGENCY ASSISTANCE

Up to $10 million of insurance coverage that you can rely on




MEDICAL AND DENTAL

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Provides coverage for eligible hospital and physician's bills, and expenses
resulting from an accidental injury, or new sickness or disease.

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Paramedical services of a chiropractor, chiropodist, or physiotherapist up to
$500 if required as a result of covered emergency.

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Provides coverage for eligible emergency treatment up to $4000 for damage to
your teeth as a result of an accidental blow to the face, and up to $500 for
other dental pain. An additional $1000 of coverage is provided to continue
treatment following your return to Canada.

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Prescription medication coverage 30-day supply up to $1,000 after being
discharged from the hospital following a covered emergency.


TRIP INTERRUPTION AND CANCELLATION

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Trip Cancellation coverage for certain non-refundable, and non-recoverable
pre-paid travel arrangements, if your trip needs to be cancelled before you
leave due to an unexpected covered reason.

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Trip Interruption coverage for the cost of transportation to continue your
insured trip, or return to your province or territory of residence in the event
your trip is interrupted after departure due to a covered reason.

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Accidental Death & Dismemberment coverage up to $10,000 in the event of death or
serious injury from an accident.


TRANSPORTATION

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Emergency transportation to the nearest appropriate medical facility or to a
Canadian hospital.

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Bedside companion coverage for up to two family members or friends to travel to
you if their presence is recommended by a physician. Up to $5,000 for round-trip
transportation, and up to $1,000 for accommodations and other eligible expenses.

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Pet return coverage up to $500 for the cost of returning your accompanying dog
or cat, should you need to return to Canada due to an emergency covered under
the Emergency Transportation benefit.

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Return of Deceased coverage up to $15,000 to return your remains to your
province or territory of residence, or up to $4,000 for cremation or burial at
the place of death.


CONVENIENCE

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Meals and accommodation expenses up to $3,500 if you are hospitalized or delayed
beyond the end of your trip because you or your travelling companion require
covered emergency treatment.

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Baggage and Personal Effects coverage up to $2,000 to replace your covered
baggage and personal items if your baggage and personal items are delayed,
damaged or lost while travelling.

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Out-of-pocket expenses up to $350/day to a maximum of $800 for meals, telephone
calls, internet usage fees and taxi fares if your trip is interrupted due to a
covered reason.

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Meals and accommodation expenses up to $300/day to a maximum of $1000 for
commercial accommodations, meals, telephone calls, internet usage fees and taxi
fares, when your trip is delayed beyond the expiry date due to a covered reason.

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Return of Vehicle or Watercraft up to $4,000 for a commercial rental agency to
return a vehicle or watercraft used for your trip it to its point of origin, if
you are unable to return it due to a covered sickness or injury.

Important Notice: Trip Cancellation or Trip Interruption claims related to
COVID-19 will not be payable for any policies purchased on or after March 13,
2020. In addition, medical treatment abroad related to COVID-19 will not be
eligible under Emergency Medical benefits if a Government of Canada travel
advisory is in place for your destination on the effective date of your policy.
Please read more details about this update. open new window




BEFORE WE BEGIN...

Please ensure you meet the following requirements before proceeding with a
quote.

You're a resident of CanadaTo be eligible for coverage, you must be a Canadian
resident and covered by a valid Canadian provincial or territorial health
insurance plan.

This coverage is designed exclusively for CIBC clients

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Individual circumstances may vary. You may wish to contact the licensed
insurer's representative or a licensed insurance agent if you need advice about
your insurance needs.

Travel insurance does not cover everything. Please refer to the policy wording
for full terms and conditions, including limiations and exclusions.

CIBC Travel Insurance is underwritten by Co-operators Life Insurance Company
(accident and sickness benefits issued under Group Master Policy FC310041 issued
to Canadian Imperial Bank of Commerce) and The Sovereign General Insurance
Company (property and casualty benefits issued under an individual policy) and
administered and distributed by Allianz Global Assistance, which is a registered
business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd.
Allianz Global Assistance provides emergency assistance and claims
administration services in respect of all CIBC Travel Insurance. CIBC receives
compensation from the insurer for the promotion of this insurance.

For Quebec Residents
Distributing Firm’s Name & Contact Information: AZGA Insurance Agency Canada
Ltd. o/a Allianz Global Assistance, 700 Jamieson Parkway, Cambridge, ON N3C 4N6.
519-742-2800.

Licensed Sectors: Damage Insurance(Broker) & Insurance of Person

Registration No: 510528

How to File a Complaint



Co-operators Life Insurance Company
1920 College Avenue, Regina, Saskatchewan S4P 1C4, Canada, 1-800-454-8061

The Sovereign General Insurance Company
140 – 6700 Macleod Trail S. E., Calgary AB T2H 0L3, 1-800-510-0354

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