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Effective URL: https://www.santander.co.uk/personal/support/customer-support/legal-information
Submission: On August 12 via api from US — Scanned from US
Effective URL: https://www.santander.co.uk/personal/support/customer-support/legal-information
Submission: On August 12 via api from US — Scanned from US
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Skip to main content MAIN NAVIGATION * Personal * Select * Private * Business * Corporate ONLINE BANKING * Register * Log on SUPPORT * Contact us MAIN NAVIGATION * Current accounts Close x * CURRENT ACCOUNTS View all current accounts Compare all current accounts * IN THIS SECTION * Santander Edge Up current account * Santander Edge current account * Everyday Current Account * 1|2|3 Mini Current Account * 1|2|3 Student Current Account * Basic Current Account * Overdrafts * TOOLS AND GUIDES * Santander Boosts * My Money Manager * Compare our range * Cashback and interest calculator * Where can I get Santander Edge cashback * Switching your current account * Borrowing options * Branch locator SUPPORT * Changes to your current account * Off sale accounts * Supported banking * Overdraft repeat use * Managing your account online * Lost or stolen cards * Travelling * Managing your money * How interest is paid * If finances are a struggle * More support articles * Credit cards Close x * CREDIT CARDS View all credit cards * IN THIS SECTION * All in One Credit Card * Everyday Long Term Balance Transfer Credit Card * Everyday No Balance Transfer Fee Credit Card * Santander World Elite™ Mastercard® * TOOLS AND GUIDES * Santander Boosts * Borrowing options * My Money Manager * Branch locator * Your credit card repayments * Credit card repayment calculator SUPPORT * Activating your new card * Lost or stolen cards * Account alerts * Online Banking * If finances are a struggle * Persistent Debt * More support articles * Insurance Close x * INSURANCE View all insurance * HOME & CONTENTS INSURANCE * Home insurance quote * More about home insurance * Contents for renters insurance quote * More about contents for renters insurance LIFE INSURANCE * Life insurance quote * More about life insurance HEALTH INSURANCE * More about health insurance * CAR INSURANCE * Car insurance quote * More about car insurance * Log on to your car insurance policy ELECTRIC VEHICLE INSURANCE * Electric vehicle insurance quote * More about electric vehicle insurance TRAVEL INSURANCE * Travel insurance quote * More about travel insurance * Log on to your travel insurance policy SUPPORT * Retrieving your quote * If finances are a struggle * How to make a claim * Information for existing customers * Loans Close x * LOANS View all loans * IN THIS SECTION * Car loans * Debt consolidation loans * Home improvement loans * Special occasions loans * Personal loans * TOOLS AND GUIDES * Branch locator * Borrowing options SUPPORT * Complete my loan application * What is credit scoring? * What affects my loan rate? * Early loan repayment * If finances are a struggle * More support articles * Mortgages Close x * MORTGAGES View our mortgages * NEW CUSTOMERS * First time buyers * Step up: Helping family to buy * Remortgaging to us * Moving home * Get a decision in principle online EXISTING CUSTOMERS * Mortgage support * Making an overpayment * Paying off your mortgage early * Mortgage deals for existing customers * Manage your existing mortgage * Moving home * Borrowing more money * TOOLS AND CALCULATORS * Change my mortgage calculator * Overpayment calculator * Compare our new customer rates * Home deposit calculator * Mortgage calculators * My Home Manager SUPPORT * Managing your mortgage online * How do I get a mortgage? * If finances are a struggle * More support articles * Greener homes * Savings and investments Close x * SAVINGS AND INVESTMENTS View all savings and investments * ISA * Compare ISAs * Fixed Rate ISAs * Easy Access ISA * Junior ISA * Inheritance ISA * Stocks and Shares ISA SAVINGS * Compare Savings accounts * Santander Edge saver * Easy Access Saver * Regular Saver * Fixed Term Bonds INVESTMENTS * View investment options * Choose your own investment * Investment advice * Sustainable investing * NEWS AND INSIGHTS * Market news and insights * Net Zero With Nature project * Women and investing TOOLS AND GUIDES * Savings and investments calculator * Interest rate finder * Compare our range * Guide to ISAs * Learn about investing * Investment fees, charges and key documents * Investment funds * Branch locator SUPPORT * Changes to your savings accounts * Saving vs investing * Managing your investments online * If finances are a struggle * Supported banking * More support articles * Support Close x * SUPPORT View all Support * PAYMENTS * Make a payment or transfer * Cheques * Direct Debits * Disputing a payment ONLINE AND MOBILE * Trouble logging on * Sign up * Online Banking * Mobile Banking CARDS AND PINS * Lost, stolen or damaged cards * Forgotten PIN * Activate your card * CHANGING CIRCUMSTANCES * Changing your personal details * Help with managing my money * Bereavement * If finances are a struggle * Financial health check SUPPORT WITH YOUR BANKING * Banking in your branch * Telephone Banking * Power of Attorney * Third party access * Carers Card Account * Branch closures * Fraud and security * Accessibility * Contact us 1. Personal 2. Support 3. Customer support 4. Legal information LEGAL INFORMATION -------------------------------------------------------------------------------- Manage cookie settings WEBSITE LEGAL COMPANY REGISTRATION DETAILS Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks. JURISDICTION FOR USE This website is intended for use only by those who can access it from within the UK - other than for the purpose of accessing USA Patriot Act certifications. Products advertised on these pages are only intended for sale to UK residents and mortgages are only available on properties in the UK. GOVERNING LAW This site is governed by the laws of the country of the UK within which you reside and any dispute or action arising out of this site shall be determined in accordance with such laws. CONTRACTS Santander (and its third parties and associated companies) will keep a copy of your contract once it is signed and returned. This will be available on request (though there may be a charge for this service). All contracts and applications are written in English. USA PATRIOT ACT The USA PATRIOT Act 2001 (Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism) was passed in October 2001. It includes a number of provisions intended to combat money laundering and the financing of terrorism. U.S. Financial institutions are required by the USA PATRIOT Act to obtain certain information about foreign banks that maintain relationships with them. Please follow the link below to access the Santander global USA PATRIOT Act Certificate. Global Patriot Act Certification (pdf) (160 KB) CONTACTS If you believe any information on this site is inaccurate or have any suggestions on how the content of this site could be improved please contact us If you have questions on a particular product or service please use the contact details shown for that product or service. CHANGES We will update the content of this notice from time to time. Please ensure that you visit this page regularly and refresh your browser to ensure your information is up to date. You can check our authorisations with the Financial Conduct Authority at www.fca.org.uk/register or by calling them on 0800 111 6768. Santander UK plc is a member of the Financial Ombudsman Service, contact details: Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR. Telephone: 0800 0234 567. www.financial-ombudsman.org.uk FINANCIAL SERVICES COMPENSATION SCHEME Santander UK plc is a member of the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000. This replaces previous compensation schemes. For further information please contact us or visit the Financial Services Compensation Scheme website at: www.fscs.org.uk THE STANDARDS OF LENDING PRACTICE Santander in the UK adheres to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk View call charges PRIVACY POLICY We are Santander UK plc, the data controller. You can contact our Data Protection Officer (DPO) at 201 Grafton Gate East, Milton Keynes, MK9 1AN if you have any questions. This is our Privacy Policy which explains how we obtain, use and keep your personal data safe in relation to the Santander website (santander.co.uk), Santander Online Banking website and Santander mobile app(s) for Personal, Business and Corporate customers, Santander Investing website (https://www.santander.co.uk/personal/savings-and-investments/investments) and Santander Investment Hub website (investmenthub.santander.co.uk). Your personal data is data which by itself or with other data available to us can be used to identify you. We're committed to keeping your personal information safe in accordance with applicable data protection laws. THE TYPES OF PERSONAL DATA WE COLLECT AND USE The types of personal data we capture and use will depend on what you are doing on the website or mobile apps. We’ll use your personal data for some or all of the reasons set out in this Privacy Policy. If you become a customer we’ll also use it to manage the account, product or service you’ve applied for and we’ll provide you with a separate data protection statement specifically in relation to that as part of the online application journey. Some of the information relevant to that is included in this Privacy Policy for consistency. Examples of the personal data we collect and use in relation to our website and mobile app may include: * Full name and personal details including contact information (e.g. home address and address history, email address, home and mobile telephone numbers); * Date of birth and/or age (e.g. to make sure that you are eligible to apply for a product or service); * Financial details (e.g. salary and details of other income, and details of accounts held with other providers if you apply for a product or service with us); * Records of products and services you’ve obtained or applied for, how you use them and the relevant technology used to access or manage them (e.g. mobile phone location data, IP address, MAC address); * Information from credit reference and fraud prevention agencies, electoral roll, court records of debt judgements and bankruptcies and other publicly available sources as well as information on any financial associates you may have if you apply for a product or service with us; * Family, lifestyle or social circumstances if relevant to the product or service you apply for (e.g. the number of dependants you have); * Education and employment details/employment status for credit and fraud prevention purposes if you apply for a product or service with us; and * Personal data about other named individuals as required. Where you provide the personal data of others you must have their authority to provide their personal data to us and share this Privacy Policy and any related data protection statement with them beforehand together with details of what you’ve agreed on their behalf. * Special category data, including data about your health and biometric data (e.g. facial ID, fingerprints, keystrokes, and voice recordings for Touch ID and voice recognition); PROVIDING YOUR PERSONAL DATA We’ll tell you if providing some personal data is optional, including if we need to ask for your consent to process it. In all other cases, if you fail to provide the requested personal data, we may be unable to process or respond to your application, query or service request. We’ll collect this personal data directly from you when you use this website. Where you go through an application process with us, we may collect some of your personal data indirectly, from other sources. We will tell you about the sources of the personal data in the data protection statement relevant to the specific product. If you provide personal data about another individual, you must have their authority to provide their personal data to us and you must share this Privacy Policy and any related data protection statement with them beforehand together with details of what you’ve agreed on their behalf. MONITORING OF COMMUNICATIONS Subject to applicable laws, we’ll monitor and record your calls, emails, text messages, social media messages and other communications in relation to your dealings with us. We’ll do this for regulatory compliance, self-regulatory practices, crime prevention and detection, to protect the security of our communications systems and procedures, to check for obscene or profane content, for quality control and staff training, and when we need to see a record of what’s been said. If you take out an account or service with us, we may also monitor activities on your account/service where necessary for these reasons and this is justified by our legitimate interests or our legal obligations. USING YOUR PERSONAL DATA: THE LEGAL BASIS AND PURPOSES We’ll process your personal data: 1. As necessary to perform your contract with you for the relevant account, product or service: a) To take steps at your request prior to entering into it; b) To decide whether to enter into it; c) To manage and perform that contract; d) To update our records; and e) To trace your whereabouts to contact you about your account. 2. As necessary for our own legitimate interests or those of other persons and organisations, e.g.: a) For good governance, accounting, and managing and auditing our business operations; b) To search at credit reference agencies at your home and business address (if you are a business customer) if you’re over 18 and apply for credit; c) To monitor emails, calls, other communications, and activities on your account; d) For market research, analysis and developing statistics; e) To trace your whereabouts to contact you about your account, and to recover debt you owe us; f) For establishment and defence of legal rights; g) for the prevention, detection and investigation of financial crime, including fraud, money laundering, and terrorism financing; and h) To send you marketing communications and for marketing to you in-branch, including automated decision making relating to this. 3. As necessary to comply with a legal obligation, e.g.: a) When you exercise your rights under data protection law and make requests; b) For compliance with legal and regulatory requirements and related disclosures c) For establishment and defence of legal rights; d) For activities relating to the prevention, detection and investigation of crime; e) To verify your identity, make credit, fraud prevention and anti-money laundering checks; and f) To monitor emails, calls, other communications, and activities on your account. 4. Based on your consent, e.g.: a) When you request us to disclose your personal data to other people or organisations such as a company handling a claim on your behalf, or otherwise agree to disclosures; b) When we process any special categories of personal data about you at your request (e.g. your racial or ethnic origin, political opinions, religious or philosophical beliefs, trade union membership, genetic data, biometric data, data concerning your health, sex life or sexual orientation); and c) To send you marketing communications where we’re required to ask for your consent to do so. You're free at any time to change your mind and withdraw your consent. The consequence might be that we can’t do certain things for you. To the extent that action has already been taken based on your consent, withdrawal of your consent will not apply to the processing of your personal data that has already occurred, based on your consent. SHARING OF YOUR PERSONAL DATA Subject to applicable data protection law we may share your personal data: * with the Santander group of companies* and associated companies in which we have shareholdings; * with sub-contractors and other persons who help us provide our products and services; * with companies and other persons providing services to us; * with our legal and other professional advisors, including our auditors; * with fraud prevention agencies, credit reference agencies, and debt collection agencies at account opening and periodically during account or service management; * with other organisations who use shared databases to do income verification and affordability checks and to manage/collect arrears; * with law enforcement bodies; * with government bodies and agencies in the UK and overseas (e.g. HMRC who may in turn share it with relevant overseas tax authorities and with regulators e.g. the Prudential Regulatory Authority, the Financial Conduct Authority, the Information Commissioner’s Office); * with courts, to comply with legal requirements, and for the administration of justice; * with the Financial Services Ombudsman and the Business Banking Resolution Service; * with other banks and financial institutions for the prevention and detection of financial crime, including fraud, money laundering, and terrorism financing * in an emergency or to otherwise protect your vital interests; * to protect the security or integrity of our business operations; * with other parties connected with your account (e.g. guarantors and other people named on the application); joint account holders will see your transactions; * when we restructure or sell our business or its assets or have a merger or re-organisation; * with market research organisations who help to improve our products or services; * with payment systems providers (e.g. Visa or MasterCard) if we issue cards linked to your account; they may transfer your personal data to others to process transactions, resolve disputes and for statistical purposes, including by sending your personal data overseas; this is necessary to operate your account and for regulatory purposes; and * with anyone else where we have your consent or where we have another lawful basis for doing so. INTERNATIONAL TRANSFERS In some instances your personal data may be transferred outside the UK and the European Economic Area. While some countries have adequate protections for personal data under applicable laws, in other countries additional steps will be necessary to ensure appropriate safeguards are in place to protect your personal data. These include imposing contractual obligations to ensure these safeguards are put in place or requiring the recipient to subscribe to or be certified with an ‘international framework’ for the protection of personal data. More details can be found in our 'Using My Personal Data’ booklet (1.66 MB) ONLINE APPLICATIONS If you apply for an account online, before you enter any personal details into the online form, we'll tell you how your information will be used in our data protection statement relevant to that account, in the 'Using My Personal Data’ booklet (1.66 MB) and sometimes in the relevant terms and conditions. You’ll be asked to confirm that you have read these and you’ll be asked to agree to our terms and conditions before your application can proceed. The data protection statement, in conjunction with the 'Using My Personal Data’ booklet (1.66 MB), includes details of the uses we may make of your data, the legal bases we are relying upon to carry out that processing, and who we may share your personal data with. For instance, for credit account applications like loans and bank accounts, we may pass your details to a recognised credit reference agency to help process your application. We may occasionally send you information about accounts and services which we think would be of interest to you but only where we have your consent or if this is within our legitimate interests (see above for more details about lawful bases). You can choose to stop receiving information at any time by contacting us. CONTACTING US BY PHONE Contact us To help us improve our service we may record or monitor phone calls, as explained in the monitoring of communications section, as necessary to comply with any legal obligations and for our legitimate interests. View call charges CONTACTING US BY EMAIL When you contact us, we may need to collect some personal details like your name, address and phone numbers. Email isn't 100% secure so you shouldn’t send personal data such as your account information using normal email. Please consider another method, such as using chat in Online Banking or calling us, if you need to share personal information. Emails are stored on our standard internal contact systems which are secure and can't be accessed by external parties. We store this information to identify trends, and for the purposes set out in the monitoring of communications section, as necessary to comply with any legal obligations and for our legitimate interests. For more information on the criteria we use to determine our retention periods, see below. AUTOMATED DECISION MAKING AND PROCESSING We may automatically process your personal information, without human intervention, to evaluate certain personal aspects about you (known as profiling). In particular, we may analyse or predict (among other things) your economic situation, personal preferences, interests or behaviour. This could mean that automated decisions are made about you using your personal information. For example, we might analyse certain customer demographics, account holdings and account behaviours (such as Direct Debits you have set up on your accounts including those which identify accounts and products such as credit cards and store cards which you hold with other providers/elsewhere) and look at details of transactions relevant to your accounts. We may also analyse events such as the maturity dates of your accounts and opening anniversaries. In some instances we’ll use automated processing and decision making, where relevant, to decide which of our other products or services might be suitable for you, as well as to produce a personalised price for insurance products, to provide an indication of the price prior to an application being made (please note, publicly available information about you and information about you from third party data sources such as, credit reference agencies, will also be used to provide you with an indication of the price). The personalised price would be presented to you in marketing communications and during contacts with Santander that might be suitable. We’ll look at the types of accounts that you already have with us, as well as your age, where this is relevant to the product, we think you might be interested in. We’ll also conduct behavioural scoring, including by looking at the accounts and products you already have with us and how they are being used, such as account turnover, arrears and other indications of financial difficulties. Where searches are carried out against publicly available data sources and credit reference agencies, these searches may appear on your credit report, but they will not affect your ability to get credit. You may have a right to certain information about how we make these decisions. You may also have a right to request human intervention and to challenge the decision. For some insurance products we may use automated decision making to assist the insurer in determining your final insurance premium. The insurer will use an automated underwriting engine to process your personal information and to better assess insurance risk which will generally provide a more accurate price that is relevant to your individual circumstances and needs. The automated underwriting engine will use information including personal information that you provide as well as other information about you held by us, the insurer and other parties. Where the insurer is carrying out any automated decision making it will do so on the basis that is necessary in order for the insurer to enter into the insurance contract with you. You have the right to contest that decision, express your point of view and ask for a human review. Where we carry out any automated decision making for your insurance product, we will ask for your consent during the application process to allow us to do so. You may withdraw your consent at any time by contacting us. Further details can be found in the 'Using My Personal Data’ booklet (1.66 MB) USING OUR CALCULATORS, DECISION TOOLS, GUIDES AND BUDGET PLANNERS To use our range of calculators, tools, guides and budget planners, you'll have to give us details of your financial situation and needs. The information we ask for will depend on what type of product or account you're interested in. By providing any personal data you do so on the basis of your consent. You’re free at any time to withdraw your consent but if you do you won’t be able to use these services. When you use a calculator, guide, decision tool or budget planner all of the details you provide are anonymous - and once you leave we never store your details, unless, for example, you decide to save a quote. USING OUR VIDEO SERVICES You can apply for some of our products and services using a video session from your mobile device where you see and hear your Santander adviser in high quality two-way video. If you use our video services, both the images and the audio will be recorded and may be used for training and monitoring purposes. We’ll use any personal data captured about you for the performance of a contract or/with a view to entering into a contact with you as well as for our legitimate interests for good governance, accounting, managing and auditing our business operations, and to monitor emails, calls, other communications in relation to your dealings with us. Please see the monitoring of communications section for more information and the criteria for retention periods section for more information on the criteria we use to determine our retention periods. You’re entitled to record your video session only for your own personal use, and you should avoid sharing any footage with third parties or posting it on any websites. For your own privacy and protection, please ensure that your location doesn't include items and images that you don't wish to be recorded. USING YOUR PERSONAL INFORMATION FOR DIRECT MARKETING We’ll tell you if we intend to use your information for marketing purposes and we'll give you the opportunity to opt out if you want to (unless we need a consent to use your information for marketing purposes – if we do we’ll seek one). If you receive marketing emails and don't want to in future, please use the unsubscribe link within the email and we’ll remove you from future campaigns. Ways to opt out of marketing communications that we send you via other channels, can be found in the 'Using My Personal Data’ booklet (1.66 MB) SURVEYS AND COMPETITIONS We'll treat any survey or competition information you provide with the same high standard of care as we do all other customer information, using any details provided strictly within the terms of the competition and this Privacy Policy. COOKIES Cookies are small text files placed on your computer, smartphone or other device and are commonly used on the internet. We use cookies and similar technologies to: * collect information that will help us understand visitors' browsing habits on our website; * compile statistical reports on website activity, e.g. number of visitors and the pages they visit; * temporarily store any information which you may enter in tools, such as calculators or demonstrations on our website; and * in some cases, remember information about you when you visit our site. We may need to do this to provide some of our services e.g. if you use the 'Remember my ID' tool when logging on to Online Banking. We use cookies to enable us to perform our contract with you (e.g. if you apply for a product online or are an Online Banking customer) and for our legitimate interests (e.g. to help us improve our service). We’ll also ask your consent for non-essential cookies. To find out more about all types of cookies and how to control and delete them, including clearing your browsing history, you can read our cookie policy you can read our cookie policy CRITERIA USED TO DETERMINE RETENTION PERIODS (WHETHER OR NOT YOU BECOME A CUSTOMER) The following criteria are used to determine data retention periods for your personal data: * Retention in case of queries. We’ll retain your personal data as long as necessary to deal with your queries (e.g. if your application is unsuccessful) or for a sensible period in order for us to reply to your online query and then deal with queries you raise upon receipt); * Retention in case of claims. We’ll retain your personal data for as long as legal claims can be brought and defended. * Retention in accordance with legal and regulatory requirements. We’ll retain your personal data after your account, product or service has been closed or has otherwise come to an end based on our legal and regulatory requirements. YOUR RIGHTS UNDER APPLICABLE DATA PROTECTION LAW Your rights are as follows (noting that these rights don’t apply in all circumstances): * The right to be informed about our processing of your personal data; * The right to have your personal data corrected if it’s inaccurate and to have incomplete personal data completed; * The right to object to processing of your personal data; * The right to restrict processing of your personal data; * The right to have your personal data erased (the “right to be forgotten”); * The right to request access to your personal data and information about how we process it; * The right to move, copy or transfer your personal data (“data portability”); and * Rights in relation to automated decision making including profiling. You have the right to complain to the Information Commissioner’s Office. It has enforcement powers and can investigate compliance with data protection law: ico.org.uk. For more details on all the above you can contact our DPO, view the ‘Using My Personal Data’ booklet’ (1.66 MB) or ask for a copy in branch. Find your nearest branch or contact us DATA ANONYMISATION AND AGGREGATION Your personal data may be converted into statistical or aggregated data, which can’t be used to identify you. We may share and sell such anonymised data including in an aggregated format, within and outside of the Santander group of companies, for statistical analysis, research and other business purposes. For example, sharing information about general spending trends in the UK to assist in research. The law says this is not considered to be personal information after it has been anonymised and/or aggregated. GROUP COMPANIES For more information on the Santander group companies, please see the ‘Using My Personal Data’ booklet (1.66 MB) CHANGES TO THIS PRIVACY POLICY We’ll notify you if there are any material changes to this Privacy Policy if required by applicable law or where we intend to process your personal data for a new purpose before we start that new processing activity. LEGAL STATEMENT ABOUT THIS PRIVACY POLICY This Privacy Policy is not designed to form a legally binding contract between Santander and users of our website or online services. LINKS TO OTHER WEBSITES Certain hypertext links in this website may lead you to websites which are not under the control of Santander UK plc. When you activate these, you may leave the santander.co.uk website. These links are provided solely for your convenience and do not represent any endorsement or recommendation by Santander UK plc. We accept no responsibility or liability for the contents of any website to which a hypertext link exists and gives no representation or warranty as to the information on such websites. We accept no responsibility or liability for any loss arising from any contract entered into with any website to which a hypertext link exists. No liability for unavailability We accept no liability for any loss that may arise if the goods or services advertised within this website become unavailable. CONTACTING US ABOUT OUR PRIVACY POLICY Contact us, or write to our DPO at 201 Grafton Gate East, Milton Keynes, MK9 1AN if you have any questions. CUSTOMER RESPONSIBILITY It is your responsibility to ensure that your computer is virus protected. We accept no responsibility for any loss you may suffer as a result of accessing and downloading information from this site. EASY WAYS TO PROTECT YOURSELF FROM DANGER There are some things you can do to protect your personal information online. It's by no means exhaustive but will help make sure you don't fall foul of Internet fraud: 1. Never share a One Time Passcode (OTP) with another person, not even a Santander employee. 2. Do not log on using a public computer. 3. Always access Online Banking by typing https://www.santander.co.uk into your web browser and logging on via our website. 4. Never enter your Online Banking details after clicking on a link in an email or text message. 5. Do not send confidential information by email as it’s not secure and there is always a risk it could be intercepted. 6. If you’re logged into any online service, do not leave your computer unattended. Close down your internet browser once you’ve logged off. 7. Never download software or let anyone log on to your computer or devices remotely, during or after a cold call. For more information about staying safe online you can visit Fraud & Security SECURE ONLINE SERVICES You can easily identify secure websites by looking at the address in the top of your browser which will begin https:// rather than http://. All information passed between you and Santander when using our online services is sent using secure industry standard encryption. Take a look at our Cookie policy Was this helpful? Yes No We are sorry you didn’t find this answer helpful, please tell us how you think we can improve this page. (Please note we’re unable to reply personally to any comments entered here) 180 character(s) remaining Submit ASK US A QUESTION We'll help you get the answers you need Ask now DO YOUR BANKING ONLINE Ways for you to manage your money without leaving home Online Banking Protecting your money My money? My info? I don't think so! FOOTER MENU About Santander UK Branch locator Branch appointments Support Accessibility Site map Privacy policy Cookie policy Fraud and security Financial results Santander Careers Service status Welsh language policy Modern slavery statement Santander Universities Santander websites Santander events Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks. MANAGE YOUR COOKIES . ESSENTIAL Always Active These cookies are always on and essential in enabling you to move around our websites securely. EXPERIENCE AND INSIGHT Experience and insight These cookies help us to understand how people use our website so that we can make them easier for everyone to use. MARKETING Marketing These cookies let us send you information about our products and services that might be helpful. Switching off these cookies means you could see adverts from us that are less relevant to you. 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