www.hostmerchantservices.com Open in urlscan Pro
2606:4700:20::681a:1e1 Public Scan

Back to summary

URL:
https://www.hostmerchantservices.com/articles/best-tips-on-how-to-get-the-cheapest-credit-card-processing-rates-for-your-business/
Submission: On January 22 via manual (January 22nd 2022, 3:44:08 pm UTC) from US — Scanned from IT

Form analysis
1 forms found in the DOM

POST /articles/best-tips-on-how-to-get-the-cheapest-credit-card-processing-rates-for-your-business/

<form method="post" enctype="multipart/form-data" id="gform_59" action="/articles/best-tips-on-how-to-get-the-cheapest-credit-card-processing-rates-for-your-business/">
  <div class="gform_body gform-body">
    <div id="gform_fields_59" class="gform_fields top_label form_sublabel_below description_below">
      <div id="field_59_1" class="gfield field_sublabel_below field_description_below hidden_label gfield_visibility_visible"><label class="gfield_label" for="input_59_1">Company Name</label>
        <div class="ginput_container ginput_container_text"><input name="input_1" id="input_59_1" type="text" value="" class="medium" tabindex="100" placeholder="Company Name" aria-invalid="false"> </div>
      </div>
      <div id="field_59_22" class="gfield gfield_contains_required field_sublabel_below field_description_below gfield_visibility_hidden">
        <div class="admin-hidden-markup"><i class="gform-icon gform-icon--hidden"></i><span>Hidden</span></div><label class="gfield_label" for="input_59_22">Lead Source<span class="gfield_required"><span
              class="gfield_required gfield_required_asterisk">*</span></span></label>
        <div class="ginput_container ginput_container_select"><select name="input_22" id="input_59_22" class="medium gfield_select" tabindex="101" aria-required="true" aria-invalid="false">
            <option value="Web Form">Web Form</option>
          </select></div>
      </div>
      <div id="field_59_19" class="gfield gfield_contains_required field_sublabel_below field_description_below hidden_label gfield_visibility_visible"><label class="gfield_label" for="input_59_19">Name<span class="gfield_required"><span
              class="gfield_required gfield_required_asterisk">*</span></span></label>
        <div class="ginput_container ginput_container_text"><input name="input_19" id="input_59_19" type="text" value="" class="medium" tabindex="102" placeholder="Name" aria-required="true" aria-invalid="false"> </div>
      </div>
      <div id="field_59_3" class="gfield gfield_contains_required field_sublabel_below field_description_below hidden_label gfield_visibility_visible"><label class="gfield_label" for="input_59_3">Phone<span class="gfield_required"><span
              class="gfield_required gfield_required_asterisk">*</span></span></label>
        <div class="ginput_container ginput_container_phone"><input name="input_3" id="input_59_3" type="text" value="" class="medium" tabindex="103" placeholder="Phone" aria-required="true" aria-invalid="false"></div>
      </div>
      <div id="field_59_4" class="gfield gfield_contains_required field_sublabel_below field_description_below hidden_label gfield_visibility_visible"><label class="gfield_label" for="input_59_4">Email<span class="gfield_required"><span
              class="gfield_required gfield_required_asterisk">*</span></span></label>
        <div class="ginput_container ginput_container_email">
          <input name="input_4" id="input_59_4" type="text" value="" class="medium" tabindex="104" placeholder="Email" aria-required="true" aria-invalid="false">
        </div>
      </div>
      <fieldset id="field_59_14" class="gfield gfield--width-full field_sublabel_below field_description_below gfield_visibility_visible" style="display: none;">
        <legend class="gfield_label gfield_label_before_complex">Interested Services</legend>
        <div class="ginput_container ginput_container_checkbox">
          <div class="gfield_checkbox" id="input_59_14">
            <div class="gchoice gchoice_59_14_1">
              <input class="gfield-choice-input" name="input_14.1" type="checkbox" value="Payment Processing" id="choice_59_14_1" tabindex="105" disabled="disabled">
              <label for="choice_59_14_1" id="label_59_14_1">Payment Processing</label>
            </div>
            <div class="gchoice gchoice_59_14_2">
              <input class="gfield-choice-input" name="input_14.2" type="checkbox" value="Point of Sale" id="choice_59_14_2" tabindex="106" disabled="disabled">
              <label for="choice_59_14_2" id="label_59_14_2">Point of Sale</label>
            </div>
            <div class="gchoice gchoice_59_14_3">
              <input class="gfield-choice-input" name="input_14.3" type="checkbox" value="Business Financing" id="choice_59_14_3" tabindex="107" disabled="disabled">
              <label for="choice_59_14_3" id="label_59_14_3">Business Financing</label>
            </div>
            <div class="gchoice gchoice_59_14_4">
              <input class="gfield-choice-input" name="input_14.4" type="checkbox" value="Business Tools" id="choice_59_14_4" tabindex="108" disabled="disabled">
              <label for="choice_59_14_4" id="label_59_14_4">Business Tools</label>
            </div>
          </div>
        </div>
      </fieldset>
      <fieldset id="field_59_9" class="gfield gfield--width-full field_sublabel_below field_description_below gfield_visibility_visible" style="display: none;">
        <legend class="gfield_label">Have you previously taken credit cards</legend>
        <div class="ginput_container ginput_container_radio">
          <div class="gfield_radio" id="input_59_9">
            <div class="gchoice gchoice_59_9_0">
              <input class="gfield-choice-input" name="input_9" type="radio" value="Yes" id="choice_59_9_0" onchange="gformToggleRadioOther( this )" tabindex="109" disabled="disabled">
              <label for="choice_59_9_0" id="label_59_9_0">Yes</label>
            </div>
            <div class="gchoice gchoice_59_9_1">
              <input class="gfield-choice-input" name="input_9" type="radio" value="No" id="choice_59_9_1" onchange="gformToggleRadioOther( this )" tabindex="110" disabled="disabled">
              <label for="choice_59_9_1" id="label_59_9_1">No</label>
            </div>
          </div>
        </div>
      </fieldset>
      <fieldset id="field_59_11" class="gfield gfield--width-full field_sublabel_below field_description_below gfield_visibility_visible" style="display: none;">
        <legend class="gfield_label">Do you currently accept credit cards</legend>
        <div class="ginput_container ginput_container_radio">
          <div class="gfield_radio" id="input_59_11">
            <div class="gchoice gchoice_59_11_0">
              <input class="gfield-choice-input" name="input_11" type="radio" value="Yes" id="choice_59_11_0" onchange="gformToggleRadioOther( this )" tabindex="111" disabled="disabled">
              <label for="choice_59_11_0" id="label_59_11_0">Yes</label>
            </div>
            <div class="gchoice gchoice_59_11_1">
              <input class="gfield-choice-input" name="input_11" type="radio" value="No" id="choice_59_11_1" onchange="gformToggleRadioOther( this )" tabindex="112" disabled="disabled">
              <label for="choice_59_11_1" id="label_59_11_1">No</label>
            </div>
          </div>
        </div>
      </fieldset>
      <div id="field_59_6" class="gfield gfield--width-full field_sublabel_below field_description_below hidden_label gfield_visibility_visible" style="display: none;"><label class="gfield_label" for="input_59_6">Product / Service Sold</label>
        <div class="ginput_container ginput_container_text"><input name="input_6" id="input_59_6" type="text" value="" class="medium" tabindex="113" placeholder="Product / Service Sold" aria-invalid="false" disabled="disabled"> </div>
      </div>
      <div id="field_59_23" class="gfield gfield--width-full gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below field_description_below gfield_visibility_visible" style="display: none;">
        <h4>Address</h4>
      </div>
      <fieldset id="field_59_7" class="gfield gfield--width-full field_sublabel_hidden_label field_description_below hidden_label gfield_visibility_visible" style="display: none;">
        <legend class="gfield_label gfield_label_before_complex">Mailing Address</legend>
        <div class="ginput_complex ginput_container has_street has_city has_state has_zip has_country ginput_container_address" id="input_59_7">
          <span class="ginput_full address_line_1 ginput_address_line_1" id="input_59_7_1_container">
            <input type="text" name="input_7.1" id="input_59_7_1" value="" tabindex="114" placeholder="Street Line 1" aria-required="false" disabled="disabled">
            <label for="input_59_7_1" id="input_59_7_1_label" class="hidden_sub_label screen-reader-text">Street Address</label>
          </span><span class="ginput_left address_city ginput_address_city" id="input_59_7_3_container">
            <input type="text" name="input_7.3" id="input_59_7_3" value="" tabindex="115" placeholder="City" aria-required="false" disabled="disabled">
            <label for="input_59_7_3" id="input_59_7_3_label" class="hidden_sub_label screen-reader-text">City</label>
          </span><span class="ginput_right address_state ginput_address_state" id="input_59_7_4_container">
            <input type="text" name="input_7.4" id="input_59_7_4" value="" tabindex="117" placeholder="State" aria-required="false" disabled="disabled">
            <label for="input_59_7_4" id="input_59_7_4_label" class="hidden_sub_label screen-reader-text">State / Province / Region</label>
          </span><span class="ginput_left address_zip ginput_address_zip" id="input_59_7_5_container">
            <input type="text" name="input_7.5" id="input_59_7_5" value="" tabindex="118" placeholder="ZIP / Postal Code" aria-required="false" disabled="disabled">
            <label for="input_59_7_5" id="input_59_7_5_label" class="hidden_sub_label screen-reader-text">ZIP / Postal Code</label>
          </span><span class="ginput_right address_country ginput_address_country" id="input_59_7_6_container">
            <select name="input_7.6" id="input_59_7_6" aria-required="false" disabled="disabled">
              <option value="">Country</option>
              <option value="Afghanistan">Afghanistan</option>
              <option value="Albania">Albania</option>
              <option value="Algeria">Algeria</option>
              <option value="American Samoa">American Samoa</option>
              <option value="Andorra">Andorra</option>
              <option value="Angola">Angola</option>
              <option value="Anguilla">Anguilla</option>
              <option value="Antarctica">Antarctica</option>
              <option value="Antigua and Barbuda">Antigua and Barbuda</option>
              <option value="Argentina">Argentina</option>
              <option value="Armenia">Armenia</option>
              <option value="Aruba">Aruba</option>
              <option value="Australia">Australia</option>
              <option value="Austria">Austria</option>
              <option value="Azerbaijan">Azerbaijan</option>
              <option value="Bahamas">Bahamas</option>
              <option value="Bahrain">Bahrain</option>
              <option value="Bangladesh">Bangladesh</option>
              <option value="Barbados">Barbados</option>
              <option value="Belarus">Belarus</option>
              <option value="Belgium">Belgium</option>
              <option value="Belize">Belize</option>
              <option value="Benin">Benin</option>
              <option value="Bermuda">Bermuda</option>
              <option value="Bhutan">Bhutan</option>
              <option value="Bolivia">Bolivia</option>
              <option value="Bonaire, Sint Eustatius and Saba">Bonaire, Sint Eustatius and Saba</option>
              <option value="Bosnia and Herzegovina">Bosnia and Herzegovina</option>
              <option value="Botswana">Botswana</option>
              <option value="Bouvet Island">Bouvet Island</option>
              <option value="Brazil">Brazil</option>
              <option value="British Indian Ocean Territory">British Indian Ocean Territory</option>
              <option value="Brunei Darussalam">Brunei Darussalam</option>
              <option value="Bulgaria">Bulgaria</option>
              <option value="Burkina Faso">Burkina Faso</option>
              <option value="Burundi">Burundi</option>
              <option value="Cambodia">Cambodia</option>
              <option value="Cameroon">Cameroon</option>
              <option value="Canada">Canada</option>
              <option value="Cape Verde">Cape Verde</option>
              <option value="Cayman Islands">Cayman Islands</option>
              <option value="Central African Republic">Central African Republic</option>
              <option value="Chad">Chad</option>
              <option value="Chile">Chile</option>
              <option value="China">China</option>
              <option value="Christmas Island">Christmas Island</option>
              <option value="Cocos Islands">Cocos Islands</option>
              <option value="Colombia">Colombia</option>
              <option value="Comoros">Comoros</option>
              <option value="Congo, Democratic Republic of the">Congo, Democratic Republic of the</option>
              <option value="Congo, Republic of the">Congo, Republic of the</option>
              <option value="Cook Islands">Cook Islands</option>
              <option value="Costa Rica">Costa Rica</option>
              <option value="Croatia">Croatia</option>
              <option value="Cuba">Cuba</option>
              <option value="Curaçao">Curaçao</option>
              <option value="Cyprus">Cyprus</option>
              <option value="Czech Republic">Czech Republic</option>
              <option value="Côte d'Ivoire">Côte d'Ivoire</option>
              <option value="Denmark">Denmark</option>
              <option value="Djibouti">Djibouti</option>
              <option value="Dominica">Dominica</option>
              <option value="Dominican Republic">Dominican Republic</option>
              <option value="Ecuador">Ecuador</option>
              <option value="Egypt">Egypt</option>
              <option value="El Salvador">El Salvador</option>
              <option value="Equatorial Guinea">Equatorial Guinea</option>
              <option value="Eritrea">Eritrea</option>
              <option value="Estonia">Estonia</option>
              <option value="Eswatini (Swaziland)">Eswatini (Swaziland)</option>
              <option value="Ethiopia">Ethiopia</option>
              <option value="Falkland Islands">Falkland Islands</option>
              <option value="Faroe Islands">Faroe Islands</option>
              <option value="Fiji">Fiji</option>
              <option value="Finland">Finland</option>
              <option value="France">France</option>
              <option value="French Guiana">French Guiana</option>
              <option value="French Polynesia">French Polynesia</option>
              <option value="French Southern Territories">French Southern Territories</option>
              <option value="Gabon">Gabon</option>
              <option value="Gambia">Gambia</option>
              <option value="Georgia">Georgia</option>
              <option value="Germany">Germany</option>
              <option value="Ghana">Ghana</option>
              <option value="Gibraltar">Gibraltar</option>
              <option value="Greece">Greece</option>
              <option value="Greenland">Greenland</option>
              <option value="Grenada">Grenada</option>
              <option value="Guadeloupe">Guadeloupe</option>
              <option value="Guam">Guam</option>
              <option value="Guatemala">Guatemala</option>
              <option value="Guernsey">Guernsey</option>
              <option value="Guinea">Guinea</option>
              <option value="Guinea-Bissau">Guinea-Bissau</option>
              <option value="Guyana">Guyana</option>
              <option value="Haiti">Haiti</option>
              <option value="Heard and McDonald Islands">Heard and McDonald Islands</option>
              <option value="Holy See">Holy See</option>
              <option value="Honduras">Honduras</option>
              <option value="Hong Kong">Hong Kong</option>
              <option value="Hungary">Hungary</option>
              <option value="Iceland">Iceland</option>
              <option value="India">India</option>
              <option value="Indonesia">Indonesia</option>
              <option value="Iran">Iran</option>
              <option value="Iraq">Iraq</option>
              <option value="Ireland">Ireland</option>
              <option value="Isle of Man">Isle of Man</option>
              <option value="Israel">Israel</option>
              <option value="Italy">Italy</option>
              <option value="Jamaica">Jamaica</option>
              <option value="Japan">Japan</option>
              <option value="Jersey">Jersey</option>
              <option value="Jordan">Jordan</option>
              <option value="Kazakhstan">Kazakhstan</option>
              <option value="Kenya">Kenya</option>
              <option value="Kiribati">Kiribati</option>
              <option value="Kuwait">Kuwait</option>
              <option value="Kyrgyzstan">Kyrgyzstan</option>
              <option value="Lao People's Democratic Republic">Lao People's Democratic Republic</option>
              <option value="Latvia">Latvia</option>
              <option value="Lebanon">Lebanon</option>
              <option value="Lesotho">Lesotho</option>
              <option value="Liberia">Liberia</option>
              <option value="Libya">Libya</option>
              <option value="Liechtenstein">Liechtenstein</option>
              <option value="Lithuania">Lithuania</option>
              <option value="Luxembourg">Luxembourg</option>
              <option value="Macau">Macau</option>
              <option value="Macedonia">Macedonia</option>
              <option value="Madagascar">Madagascar</option>
              <option value="Malawi">Malawi</option>
              <option value="Malaysia">Malaysia</option>
              <option value="Maldives">Maldives</option>
              <option value="Mali">Mali</option>
              <option value="Malta">Malta</option>
              <option value="Marshall Islands">Marshall Islands</option>
              <option value="Martinique">Martinique</option>
              <option value="Mauritania">Mauritania</option>
              <option value="Mauritius">Mauritius</option>
              <option value="Mayotte">Mayotte</option>
              <option value="Mexico">Mexico</option>
              <option value="Micronesia">Micronesia</option>
              <option value="Moldova">Moldova</option>
              <option value="Monaco">Monaco</option>
              <option value="Mongolia">Mongolia</option>
              <option value="Montenegro">Montenegro</option>
              <option value="Montserrat">Montserrat</option>
              <option value="Morocco">Morocco</option>
              <option value="Mozambique">Mozambique</option>
              <option value="Myanmar">Myanmar</option>
              <option value="Namibia">Namibia</option>
              <option value="Nauru">Nauru</option>
              <option value="Nepal">Nepal</option>
              <option value="Netherlands">Netherlands</option>
              <option value="New Caledonia">New Caledonia</option>
              <option value="New Zealand">New Zealand</option>
              <option value="Nicaragua">Nicaragua</option>
              <option value="Niger">Niger</option>
              <option value="Nigeria">Nigeria</option>
              <option value="Niue">Niue</option>
              <option value="Norfolk Island">Norfolk Island</option>
              <option value="North Korea">North Korea</option>
              <option value="Northern Mariana Islands">Northern Mariana Islands</option>
              <option value="Norway">Norway</option>
              <option value="Oman">Oman</option>
              <option value="Pakistan">Pakistan</option>
              <option value="Palau">Palau</option>
              <option value="Palestine, State of">Palestine, State of</option>
              <option value="Panama">Panama</option>
              <option value="Papua New Guinea">Papua New Guinea</option>
              <option value="Paraguay">Paraguay</option>
              <option value="Peru">Peru</option>
              <option value="Philippines">Philippines</option>
              <option value="Pitcairn">Pitcairn</option>
              <option value="Poland">Poland</option>
              <option value="Portugal">Portugal</option>
              <option value="Puerto Rico">Puerto Rico</option>
              <option value="Qatar">Qatar</option>
              <option value="Romania">Romania</option>
              <option value="Russia">Russia</option>
              <option value="Rwanda">Rwanda</option>
              <option value="Réunion">Réunion</option>
              <option value="Saint Barthélemy">Saint Barthélemy</option>
              <option value="Saint Helena">Saint Helena</option>
              <option value="Saint Kitts and Nevis">Saint Kitts and Nevis</option>
              <option value="Saint Lucia">Saint Lucia</option>
              <option value="Saint Martin">Saint Martin</option>
              <option value="Saint Pierre and Miquelon">Saint Pierre and Miquelon</option>
              <option value="Saint Vincent and the Grenadines">Saint Vincent and the Grenadines</option>
              <option value="Samoa">Samoa</option>
              <option value="San Marino">San Marino</option>
              <option value="Sao Tome and Principe">Sao Tome and Principe</option>
              <option value="Saudi Arabia">Saudi Arabia</option>
              <option value="Senegal">Senegal</option>
              <option value="Serbia">Serbia</option>
              <option value="Seychelles">Seychelles</option>
              <option value="Sierra Leone">Sierra Leone</option>
              <option value="Singapore">Singapore</option>
              <option value="Sint Maarten">Sint Maarten</option>
              <option value="Slovakia">Slovakia</option>
              <option value="Slovenia">Slovenia</option>
              <option value="Solomon Islands">Solomon Islands</option>
              <option value="Somalia">Somalia</option>
              <option value="South Africa">South Africa</option>
              <option value="South Georgia">South Georgia</option>
              <option value="South Korea">South Korea</option>
              <option value="South Sudan">South Sudan</option>
              <option value="Spain">Spain</option>
              <option value="Sri Lanka">Sri Lanka</option>
              <option value="Sudan">Sudan</option>
              <option value="Suriname">Suriname</option>
              <option value="Svalbard and Jan Mayen Islands">Svalbard and Jan Mayen Islands</option>
              <option value="Sweden">Sweden</option>
              <option value="Switzerland">Switzerland</option>
              <option value="Syria">Syria</option>
              <option value="Taiwan">Taiwan</option>
              <option value="Tajikistan">Tajikistan</option>
              <option value="Tanzania">Tanzania</option>
              <option value="Thailand">Thailand</option>
              <option value="Timor-Leste">Timor-Leste</option>
              <option value="Togo">Togo</option>
              <option value="Tokelau">Tokelau</option>
              <option value="Tonga">Tonga</option>
              <option value="Trinidad and Tobago">Trinidad and Tobago</option>
              <option value="Tunisia">Tunisia</option>
              <option value="Turkey">Turkey</option>
              <option value="Turkmenistan">Turkmenistan</option>
              <option value="Turks and Caicos Islands">Turks and Caicos Islands</option>
              <option value="Tuvalu">Tuvalu</option>
              <option value="US Minor Outlying Islands">US Minor Outlying Islands</option>
              <option value="Uganda">Uganda</option>
              <option value="Ukraine">Ukraine</option>
              <option value="United Arab Emirates">United Arab Emirates</option>
              <option value="United Kingdom">United Kingdom</option>
              <option value="United States" selected="selected">United States</option>
              <option value="Uruguay">Uruguay</option>
              <option value="Uzbekistan">Uzbekistan</option>
              <option value="Vanuatu">Vanuatu</option>
              <option value="Venezuela">Venezuela</option>
              <option value="Vietnam">Vietnam</option>
              <option value="Virgin Islands, British">Virgin Islands, British</option>
              <option value="Virgin Islands, U.S.">Virgin Islands, U.S.</option>
              <option value="Wallis and Futuna">Wallis and Futuna</option>
              <option value="Western Sahara">Western Sahara</option>
              <option value="Yemen">Yemen</option>
              <option value="Zambia">Zambia</option>
              <option value="Zimbabwe">Zimbabwe</option>
              <option value="Åland Islands">Åland Islands</option>
            </select>
            <label for="input_59_7_6" id="input_59_7_6_label" class="hidden_sub_label screen-reader-text">Country</label>
          </span>
          <div class="gf_clear gf_clear_complex"></div>
        </div>
      </fieldset>
      <div id="field_59_13" class="gfield gfield--width-full field_sublabel_below field_description_below hidden_label gfield_visibility_visible" style="display: none;"><label class="gfield_label" for="input_59_13">Additional Comments</label>
        <div class="ginput_container ginput_container_textarea"><textarea name="input_13" id="input_59_13" class="textarea medium" tabindex="120" placeholder="Additional Comments" aria-invalid="false" rows="10" cols="50"
            disabled="disabled"></textarea></div>
      </div>
      <div id="field_59_17" class="gfield gfield--width-full field_sublabel_below field_description_below gfield_visibility_visible" style="display: none;"><label class="gfield_label" for="input_59_17">CAPTCHA</label>
        <div id="input_59_17" class="ginput_container ginput_recaptcha gform-initialized" data-sitekey="6LeDe-EZAAAAAKeWZNhdZLzpXzH3JuJcuDMHVStm" data-theme="light" data-tabindex="121" data-badge="">
          <div style="width: 304px; height: 78px;">
            <div><iframe title="reCAPTCHA"
                src="https://www.google.com/recaptcha/api2/anchor?ar=1&amp;k=6LeDe-EZAAAAAKeWZNhdZLzpXzH3JuJcuDMHVStm&amp;co=aHR0cHM6Ly93d3cuaG9zdG1lcmNoYW50c2VydmljZXMuY29tOjQ0Mw..&amp;hl=en&amp;v=TDBxTlSsKAUm3tSIa0fwIqNu&amp;theme=light&amp;size=normal&amp;cb=fltqnk1piz85"
                width="304" height="78" role="presentation" name="a-2vpwn4oamo4x" frameborder="0" scrolling="no" sandbox="allow-forms allow-popups allow-same-origin allow-scripts allow-top-navigation allow-modals allow-popups-to-escape-sandbox"
                tabindex="121"></iframe></div><textarea id="g-recaptcha-response" name="g-recaptcha-response" class="g-recaptcha-response"
              style="width: 250px; height: 40px; border: 1px solid rgb(193, 193, 193); margin: 10px 25px; padding: 0px; resize: none; display: none;"></textarea>
          </div><iframe style="display: none;"></iframe>
        </div>
      </div>
    </div>
  </div>
  <div class="gform_footer top_label"> <input type="submit" id="gform_submit_button_59" class="gform_button button" value="Submit" tabindex="122"
      onclick="if(window[&quot;gf_submitting_59&quot;]){return false;}  window[&quot;gf_submitting_59&quot;]=true;  "
      onkeypress="if( event.keyCode == 13 ){ if(window[&quot;gf_submitting_59&quot;]){return false;} window[&quot;gf_submitting_59&quot;]=true;  jQuery(&quot;#gform_59&quot;).trigger(&quot;submit&quot;,[true]); }">
    <input type="hidden" class="gform_hidden" name="is_submit_59" value="1">
    <input type="hidden" class="gform_hidden" name="gform_submit" value="59">
    <input type="hidden" class="gform_hidden" name="gform_unique_id" value="">
    <input type="hidden" class="gform_hidden" name="state_59" value="WyJbXSIsImYwOTg4MjNjZGU0OGM5ZmRiMDdlNDhiY2VhNzFhYmFlIl0=">
    <input type="hidden" class="gform_hidden" name="gform_target_page_number_59" id="gform_target_page_number_59" value="0">
    <input type="hidden" class="gform_hidden" name="gform_source_page_number_59" id="gform_source_page_number_59" value="1">
    <input type="hidden" name="gform_field_values" value="">
  </div>
</form>

Text Content

Skip to content
(877) 517-4678

 * Home
 * Services
   * Merchant Services
   * Payment Processing
     * Pricing
     * Next Day Funding Times
     * E-Commerce Processing
     * Mobile Payment Processing
     * Virtual Terminals
     * Free Payment Processing
   * Credit Card Machines
   * Point Of Sale Systems
     * Clover POS Systems
     * Vital POS Systems
     * Bonsai Point of Sale
   * Gift and Loyalty Cards
   * Merchant Cash Advance
     * Apply For A Merchant Cash Advance
   * Programs
     * EBT Merchant Services (SNAP)
     * No-Cost Account (Cash Discount Program)
     * Small Ticket Program
     * Data Breach Protection
 * Merchants
   * Retail Merchants
   * Nonprofits
   * E-Commerce Merchants
   * Auto Shop
   * Restaurant Merchants
   * Lodging and Hospitality Merchants
     * Visa Lodging and Car Rental CPS
   * Medical Merchants
   * Fitness Merchants
   * Veterinary Merchants
   * Firearm Merchants
   * High-Risk Merchants
   * Industry: Contractors
   * Testimonials
 * Partners
   * ISO/Agent Program
   * Referral / Affiliate Program
     * Referral / Affiliate Program Overview
     * Referral Program FAQ
   * Brand Usage Permissions
 * Resources
   * Blog
   * Popular links
     * How Heartland Overcharges Merchants
     * Cayan Charges PCI Non-Compliance Fee
     * Quickbooks Payment Integration
     * All About CVV Numbers
   * Knowledge Base
     * Current US Interchange Rates
     * Current US Discover Interchange Rates
     * American Express OptBlue
     * PCI Compliance
     * Supported Payment Gateways And Point Of Sale
     * International Merchants
     * Ecommerce Payment Integration
     * About Site Inspections
   * Articles
     * View All
     * BLE and NFC Articles
     * Credit Card Articles
     * eCommerce Articles
     * EMV Articles
     * Financial News
     * HMS vs Competitors
     * Mobile Payment Articles
     * Payment Gateway Articles
     * Payment Processing Articles
     * Personal Finance
     * Point-Of-Sale System Articles
     * QuickBooks Resources
     * Security Articles
     * Small Business and Entrepreneurs
     * Terminal Articles
   * FAQ
   * Press
 * More
   * About
   * Contact
 * Get Started


×
 * Home
 * Services
   * Merchant Services
   * Payment Processing
     * Pricing
     * Next Day Funding Times
     * E-Commerce Processing
     * Mobile Payment Processing
     * Virtual Terminals
     * Free Payment Processing
   * Credit Card Machines
   * Point Of Sale Systems
     * Clover POS Systems
     * Vital POS Systems
     * Bonsai Point of Sale
   * Gift and Loyalty Cards
   * Merchant Cash Advance
     * Apply For A Merchant Cash Advance
   * Programs
     * EBT Merchant Services (SNAP)
     * No-Cost Account (Cash Discount Program)
     * Small Ticket Program
     * Data Breach Protection
 * Merchants
   * Retail Merchants
   * Nonprofits
   * E-Commerce Merchants
   * Auto Shop
   * Restaurant Merchants
   * Lodging and Hospitality Merchants
     * Visa Lodging and Car Rental CPS
   * Medical Merchants
   * Fitness Merchants
   * Veterinary Merchants
   * Firearm Merchants
   * High-Risk Merchants
   * Industry: Contractors
   * Testimonials
 * Partners
   * ISO/Agent Program
   * Referral / Affiliate Program
     * Referral / Affiliate Program Overview
     * Referral Program FAQ
   * Brand Usage Permissions
 * Resources
   * Blog
   * Popular links
     * How Heartland Overcharges Merchants
     * Cayan Charges PCI Non-Compliance Fee
     * Quickbooks Payment Integration
     * All About CVV Numbers
   * Knowledge Base
     * Current US Interchange Rates
     * Current US Discover Interchange Rates
     * American Express OptBlue
     * PCI Compliance
     * Supported Payment Gateways And Point Of Sale
     * International Merchants
     * Ecommerce Payment Integration
     * About Site Inspections
   * Articles
     * View All
     * BLE and NFC Articles
     * Credit Card Articles
     * eCommerce Articles
     * EMV Articles
     * Financial News
     * HMS vs Competitors
     * Mobile Payment Articles
     * Payment Gateway Articles
     * Payment Processing Articles
     * Personal Finance
     * Point-Of-Sale System Articles
     * QuickBooks Resources
     * Security Articles
     * Small Business and Entrepreneurs
     * Terminal Articles
   * FAQ
   * Press
 * More
   * About
   * Contact
 * Get Started




BEST TIPS ON HOW TO GET THE CHEAPEST CREDIT CARD PROCESSING RATES FOR YOUR
BUSINESS



Most small business owners find credit card processing to be an overwhelming and
expensive process. As per the latest study, it was revealed that around 50 per
cent of small business owners tend to fail within the first four years of
operation. By 2024, it is estimated that credit card payment volumes will
increase by around 33 per cent, while the volume of cash payments will decrease
by around 27 per cent. 

Without accepting credit cards, the future of small business enterprises could
be shady. Therefore, it is imperative to know about the ways to reduce the
credit card processing rates for small businesses. 


OPTING FOR THE CHEAPEST CREDIT CARD PROCESSING SERVICE FOR BUSINESS

While a business might be searching for the cheapest credit card processing
company, it is important to remember that the service provider offering the
cheapest services might not always be the best option. Moreover, it might not
even be the cheapest. There are several hidden fees and variable processing
rates that could end up costing a business much more than anticipated.

The cheapest processor will not always be the best option either. While a
business may want to pay the least amount of money for processing credit card
payments, companies offering the lowest processing rates might cut corners in
other areas of the business. 


WAYS TO GET THE CHEAPEST CREDIT CARD PROCESSING RATES

#Using a Merchant Service Rather Than a Bank

A merchant service provider will help by offering a business a dedicated
merchant account for securely processing credit cards. 

Banks do not always offer merchant services and instead will often contract out
to a third party for processing credit card transactions for them. This means
that banks can also charge additional processing fees for handing the business
to someone else. 

With the help of a merchant service provider, a business can ensure online
processing of credit card payments without redirecting customers to a
third-party website. Additionally, businesses will also gain ample fraud
protection for guaranteeing safer credit card transactions and highly secure
merchant-specific services.

As per a study report, it is estimated that around 82 per cent of businesses
fail due to problems related to the cash flow. 

Merchant services help in increasing cash flow of any business enterprise while
managing finances more efficiently. It is done by encouraging the instant
collection of accounts receivable. A reliable merchant service provider should
also help in automatically marking the invoices as paid and updating the
accounts receivable. 

#Integrating the Payments

Instead of processing transactions outside the domains of the accounting
software and manually marking the invoices as paid, businesses should look for a
credit card payment processing provider offering access to several ways of
processing transactions within the accounting or ERP software. This helps in
eliminating any chance of human error and double date entry.

Integration of payments can ensure automation of the process while providing
businesses more time to focus on existing customers and bringing in new
clients. 

#Selecting a PCI-Compliant Payment Gateway

A payment gateway is defined as the cloud-based credit card processing software.
A payment gateway facilitates the process of credit card transactions while
linking transaction-specific information between the card-issuing bank and the
credit card network to ensure payment authorization. Once approval is received,
the payment gateway is responsible for passing the funds from the customers
credit card to the merchant account.

As the process involves sensitive information related to the credit card, it is
important to make sure that data is handled by a PCI-compliant payment gateway.
The PCI-compliant payment gateway should be making use of both encryption and
tokenization technologies and meeting all PCI specifications. This way,
sensitive credit card information remains secure through different stages of
credit card processing. 

#Accessing Personalized Services

There is no denying the value of time for any business owner out there, so
businesses should search for a provider to do it all for them. Small business
owners can receive access to cheap credit card processing with service providers
offering personalized services. With the help of personalized services, the
cheapest credit card processing is possible for small businesses. 

It is recommended to avoid any middleman and head straight to the source with
some in-house customer support team. Businesses can also head to the
relationship manager and reach out to them directly with any queries related to
the account. 

It is also advised to choose a service provider offering an all-in-one solution.
They should be capable of developing their own payment gateway and integration
while providing payment processing for the business. This helps in avoiding
third-party complications and allowing for prompt, in-house customer support. 

#Selecting Interchange or Flat Rate Pricing, Avoiding Tiered Pricing

Before deciding to go ahead with a merchant service provider, it is important to
ensure that they offer either interchange plus pricing or flat rate pricing.

With flat rate pricing, it is guaranteed that a similar low monthly rate is
followed for all types of credit cards. This simplifies being able to observe
how much a business can expect to pay every month in processing fees. The
pricing comes with a fixed percentage depending on the card brand, the issuing
bank charges, and the credit card processor. 

Comparatively, interchange plus pricing comes with improved transparency for
lowering the overall costs. The pricing model is categorized into different
charges on the basis of assessments and interchange while including the
additional markup cost. All these fees are visible and categorized separately on
the monthly processing statement which means there are no surprises involved.


CONCLUSION 

Credit card processing does not have to be intimidating. It is recommended to
select a reliable merchant service provider offering access to the PCI compliant
payment gateway along with integrated payment services for optimizing processing
solutions. Businesses should also make sure that the processor is capable of
offering interchange plus pricing or flat rate pricing and relevant customer
support services.


SAVE TIME, MONEY, & RESOURCES


Contact Us

Categories: Credit Card Processing

Share This Article

Share on Facebook
Share on Messenger
Share on Linkedin
Share on Twitter
Share on Pinterest


GET STARTED

Ready for the ultimate credit card processing experience? Fill out this form!

Company Name

Hidden
Lead Source*
Web Form
Name*

Phone*

Email*

Interested Services
Payment Processing
Point of Sale
Business Financing
Business Tools
Have you previously taken credit cards
Yes
No
Do you currently accept credit cards
Yes
No
Product / Service Sold


ADDRESS

Mailing Address
Street Address City State / Province / Region ZIP / Postal Code
CountryAfghanistanAlbaniaAlgeriaAmerican
SamoaAndorraAngolaAnguillaAntarcticaAntigua and
BarbudaArgentinaArmeniaArubaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelarusBelgiumBelizeBeninBermudaBhutanBoliviaBonaire,
Sint Eustatius and SabaBosnia and HerzegovinaBotswanaBouvet IslandBrazilBritish
Indian Ocean TerritoryBrunei DarussalamBulgariaBurkina
FasoBurundiCambodiaCameroonCanadaCape VerdeCayman IslandsCentral African
RepublicChadChileChinaChristmas IslandCocos IslandsColombiaComorosCongo,
Democratic Republic of theCongo, Republic of theCook IslandsCosta
RicaCroatiaCubaCuraçaoCyprusCzech RepublicCôte
d'IvoireDenmarkDjiboutiDominicaDominican RepublicEcuadorEgyptEl
SalvadorEquatorial GuineaEritreaEstoniaEswatini (Swaziland)EthiopiaFalkland
IslandsFaroe IslandsFijiFinlandFranceFrench GuianaFrench PolynesiaFrench
Southern
TerritoriesGabonGambiaGeorgiaGermanyGhanaGibraltarGreeceGreenlandGrenadaGuadeloupeGuamGuatemalaGuernseyGuineaGuinea-BissauGuyanaHaitiHeard
and McDonald IslandsHoly SeeHondurasHong
KongHungaryIcelandIndiaIndonesiaIranIraqIrelandIsle of
ManIsraelItalyJamaicaJapanJerseyJordanKazakhstanKenyaKiribatiKuwaitKyrgyzstanLao
People's Democratic
RepublicLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMacauMacedoniaMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall
IslandsMartiniqueMauritaniaMauritiusMayotteMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMontserratMoroccoMozambiqueMyanmarNamibiaNauruNepalNetherlandsNew
CaledoniaNew ZealandNicaraguaNigerNigeriaNiueNorfolk IslandNorth KoreaNorthern
Mariana IslandsNorwayOmanPakistanPalauPalestine, State ofPanamaPapua New
GuineaParaguayPeruPhilippinesPitcairnPolandPortugalPuerto
RicoQatarRomaniaRussiaRwandaRéunionSaint BarthélemySaint HelenaSaint Kitts and
NevisSaint LuciaSaint MartinSaint Pierre and MiquelonSaint Vincent and the
GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi
ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSint
MaartenSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth GeorgiaSouth
KoreaSouth SudanSpainSri LankaSudanSurinameSvalbard and Jan Mayen
IslandsSwedenSwitzerlandSyriaTaiwanTajikistanTanzaniaThailandTimor-LesteTogoTokelauTongaTrinidad
and TobagoTunisiaTurkeyTurkmenistanTurks and Caicos IslandsTuvaluUS Minor
Outlying IslandsUgandaUkraineUnited Arab EmiratesUnited KingdomUnited
StatesUruguayUzbekistanVanuatuVenezuelaVietnamVirgin Islands, BritishVirgin
Islands, U.S.Wallis and FutunaWestern SaharaYemenZambiaZimbabweÅland Islands
Country

Additional Comments

CAPTCHA



CONTACT HMS

Ready for the ultimate credit card processing experience? Ask us your questions
here.

POPULAR LINKS

Merchant Services
Payment Processing
Point Of Sale Systems

View All


PRODUCTS & SERVICES

Payment Processing
Bonsai Point of Sale
EMV Credit Card Machines
Merchant Cash Advance
Gift & Loyalty Cards

PARTNER PROGRAM

ISO/Agent Program
Referral Partners
Referral Partner Application
Referral Partnership FAQ
Referral Partner Permissions

CONTACT US

We're open 24/7/365

(877) 517-4678

Send us a message



ABOUT US

Customer Login
Contact
Executive Team
Testimonials

© 2022 Host Merchant Services. All Rights Reserved. Host Merchant Services is a
registered ISO of Wells Fargo Bank, N.A., Concord, CA. High-risk merchant
services provided through Electronic Merchant Systems (EMS). Privacy Policy.
Terms of Service.




Notifications

www.hostmerchantservices.com Open in urlscan Pro 2606:4700:20::681a:1e1 Public Scan

Form analysis 1 forms found in the DOM

POST /articles/best-tips-on-how-to-get-the-cheapest-credit-card-processing-rates-for-your-business/

Text Content

www.hostmerchantservices.com Open in urlscan Pro
2606:4700:20::681a:1e1 Public Scan

Form analysis
1 forms found in the DOM