www.pennymac.com
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3.137.13.15
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Submitted URL: https://loans.pennymacusa.com/-temporary-slug-4a737d78-18c1-4cd2-adb1-52250f7a8249
Effective URL: https://www.pennymac.com/compare-home-loan-options
Submission: On November 01 via api from US — Scanned from DE
Effective URL: https://www.pennymac.com/compare-home-loan-options
Submission: On November 01 via api from US — Scanned from DE
Form analysis 1 forms found in the DOM
Name: Compare Loan Options Form — POST https://quote.pennymac.com/api/v1/lead
<form id="velocify-form" name="Compare Loan Options Form" action="https://quote.pennymac.com/api/v1/lead" method="POST" novalidate="novalidate" class="fv-form fv-form-bootstrap4"><button type="submit" class="fv-hidden-submit"
style="display: none; width: 0px; height: 0px;">Submit</button> <input id="campaign_id" type="hidden" name="campaign_id" value="10"> <input id="target_url" type="hidden" name="target_url"
value="https://www.pennymac.com/compare-home-loan-options?message=thank-you"> <input id="predictive_callback" type="hidden" name="predictive_callback" value=""> <input id="campaignsourcecode" type="hidden" name="campaignsourcecode"
value="0001-WS-0001"> <input id="campaignname" type="hidden" name="campaignname" value="PennyMacUSA.com"> <input id="salesgroupcode" type="hidden" name="salesgroupcode" value="Purchase"> <input id="lead_program" type="hidden" name="lead_program"
value=""> <input id="marketing_adhoc_fields_1" type="hidden" name="marketing_adhoc_fields_1" value=""> <input id="marketing_adhoc_fields_2" type="hidden" name="marketing_adhoc_fields_2" value="www.pennymac.com/compare-home-loan-options"> <input
id="marketing_adhoc_fields_3" type="hidden" name="marketing_adhoc_fields_3" value=""> <input id="marketing_adhoc_fields_4" type="hidden" name="marketing_adhoc_fields_4" value=""> <input id="marketing_adhoc_fields_5" type="hidden"
name="marketing_adhoc_fields_5" value=""> <input id="marketing_adhoc_fields_6" type="hidden" name="marketing_adhoc_fields_6" value="58455684527851251442196694802604354979"> <input id="marketing_adhoc_fields_7" type="hidden"
name="marketing_adhoc_fields_7" value=""> <input id="statusid" type="hidden" name="statusid" value="42"> <input id="campaignphone" type="hidden" name="campaignphone" value="8665493583"> <input type="hidden" name="checkbox" id="checkbox"
value="true">
<div class="form-group fv-has-feedback"> <label for="firstname" class="small ml-2 text-uppercase mb-0">First Name:</label> <input class="form-control rounded-ends" type="text" id="firstname" name="firstname" placeholder="First Name" maxlength="125"
data-fv-field="firstname"><i class="fv-control-feedback" data-fv-icon-for="firstname" style="display: none;"></i> <small class="form-control-feedback" data-fv-validator="notEmpty" data-fv-for="firstname" data-fv-result="NOT_VALIDATED"
style="display: none;">This field is required.</small><small class="form-control-feedback" data-fv-validator="regexp" data-fv-for="firstname" data-fv-result="NOT_VALIDATED" style="display: none;">Please enter a valid first name</small><small
class="form-control-feedback" data-fv-validator="stringLength" data-fv-for="firstname" data-fv-result="NOT_VALIDATED" style="display: none;">Please enter a value with valid length</small></div>
<div class="form-group fv-has-feedback"> <label for="lastname" class="small ml-2 text-uppercase mb-0">Last Name:</label> <input class="form-control rounded-ends" type="text" id="lastname" name="lastname" placeholder="Last Name" maxlength="125"
data-fv-field="lastname"><i class="fv-control-feedback" data-fv-icon-for="lastname" style="display: none;"></i> <small class="form-control-feedback" data-fv-validator="notEmpty" data-fv-for="lastname" data-fv-result="NOT_VALIDATED"
style="display: none;">This field is required.</small><small class="form-control-feedback" data-fv-validator="regexp" data-fv-for="lastname" data-fv-result="NOT_VALIDATED" style="display: none;">Please enter a valid last name</small><small
class="form-control-feedback" data-fv-validator="stringLength" data-fv-for="lastname" data-fv-result="NOT_VALIDATED" style="display: none;">Please enter a value with valid length</small></div>
<div class="form-group fv-has-feedback"> <label for="email" class="small ml-2 text-uppercase mb-0">Email Address:</label> <input class="form-control rounded-ends" type="text" id="email" name="email" placeholder="Email Address" maxlength="125"
data-fv-field="email"><i class="fv-control-feedback" data-fv-icon-for="email" style="display: none;"></i> <small class="form-control-feedback" data-fv-validator="notEmpty" data-fv-for="email" data-fv-result="NOT_VALIDATED"
style="display: none;">This field is required.</small><small class="form-control-feedback" data-fv-validator="regexp" data-fv-for="email" data-fv-result="NOT_VALIDATED" style="display: none;">Please enter a valid email address.</small><small
class="form-control-feedback" data-fv-validator="stringLength" data-fv-for="email" data-fv-result="NOT_VALIDATED" style="display: none;">Please enter a value with valid length</small></div>
<div class="form-group fv-has-feedback"> <label for="phone" class="small ml-2 text-uppercase mb-0">Phone Number:</label> <input class="phone-input form-control rounded-ends" type="tel" id="phone" name="phone" placeholder="Phone Number"
maxlength="14" data-fv-field="phone"><i class="fv-control-feedback" data-fv-icon-for="phone" style="display: none;"></i> <small class="form-control-feedback" data-fv-validator="notEmpty" data-fv-for="phone" data-fv-result="NOT_VALIDATED"
style="display: none;">This field is required.</small><small class="form-control-feedback" data-fv-validator="regexp" data-fv-for="phone" data-fv-result="NOT_VALIDATED" style="display: none;">Please enter valid 10-digit number.</small><small
class="form-control-feedback" data-fv-validator="stringLength" data-fv-for="phone" data-fv-result="NOT_VALIDATED" style="display: none;">Please enter a value with valid length</small></div>
<div class="form-group fv-has-feedback"> <label class="small ml-2 text-uppercase mb-0" for="propertystate">Property State:</label> <select class="form-control custom-select" name="propertystate" id="propertystate" title="State"
data-fv-field="propertystate">
<option value="">Property State - Select One</option>
<option value="AL">Alabama</option>
<option value="AK">Alaska</option>
<option value="AZ">Arizona</option>
<option value="AR">Arkansas</option>
<option value="CA">California</option>
<option value="CO">Colorado</option>
<option value="CT">Connecticut</option>
<option value="DE">Delaware</option>
<option value="DC">District Of Columbia</option>
<option value="FL">Florida</option>
<option value="GA">Georgia</option>
<option value="HI">Hawaii</option>
<option value="ID">Idaho</option>
<option value="IL">Illinois</option>
<option value="IN">Indiana</option>
<option value="IA">Iowa</option>
<option value="KS">Kansas</option>
<option value="KY">Kentucky</option>
<option value="LA">Louisiana</option>
<option value="ME">Maine</option>
<option value="MD">Maryland</option>
<option value="MA">Massachusetts</option>
<option value="MI">Michigan</option>
<option value="MN">Minnesota</option>
<option value="MS">Mississippi</option>
<option value="MO">Missouri</option>
<option value="MT">Montana</option>
<option value="NE">Nebraska</option>
<option value="NV">Nevada</option>
<option value="NH">New Hampshire</option>
<option value="NJ">New Jersey</option>
<option value="NM">New Mexico</option>
<option value="NY">New York (Unavailable)</option>
<option value="NC">North Carolina</option>
<option value="ND">North Dakota</option>
<option value="OH">Ohio</option>
<option value="OK">Oklahoma</option>
<option value="OR">Oregon</option>
<option value="PA">Pennsylvania</option>
<option value="RI">Rhode Island</option>
<option value="SC">South Carolina</option>
<option value="SD">South Dakota</option>
<option value="TN">Tennessee</option>
<option value="TX">Texas</option>
<option value="UT">Utah</option>
<option value="VT">Vermont</option>
<option value="VA">Virginia</option>
<option value="WA">Washington</option>
<option value="WV">West Virginia</option>
<option value="WI">Wisconsin</option>
<option value="WY">Wyoming</option>
</select><i class="fv-control-feedback" data-fv-icon-for="propertystate" style="display: none;"></i> <small class="form-control-feedback" data-fv-validator="notEmpty" data-fv-for="propertystate" data-fv-result="NOT_VALIDATED"
style="display: none;">This field is required.</small></div>
<div class="form-group fv-has-feedback"> <label class="small ml-2 text-uppercase mb-0" for="loanpurpose"> What are you interested in? </label>
<div class="ml-2">
<div class="form-check form-check-inline mr-4"> <label class="form-check-label"> <input class="form-check-input" type="radio" name="loanpurpose" id="purchase" value="Purchase" data-fv-field="loanpurpose"> Purchase </label> </div>
<div class="form-check form-check-inline"> <label class="form-check-label"> <input class="form-check-input" type="radio" name="loanpurpose" id="refinance" value="No Cash-Out Refi" data-fv-field="loanpurpose"> Refinance </label> </div>
<i class="fv-control-feedback" data-fv-icon-for="loanpurpose" style="display: none;"></i>
</div> <small class="form-control-feedback" data-fv-validator="notEmpty" data-fv-for="loanpurpose" data-fv-result="NOT_VALIDATED" style="display: none;">This field is required.</small>
</div>
<div class="form-group mt--2 fv-has-feedback"> <label class="small ml-2 text-uppercase mb-0" for="currentcustomer"> Are you a Pennymac customer? </label>
<div class="ml-2">
<div class="form-check form-check-inline"> <label class="form-check-label"> <input class="form-check-input" type="radio" name="currentcustomer" id="pnCustomerYes" value="Yes" data-fv-field="currentcustomer"> Yes </label> </div>
<div class="form-check form-check-inline ml-4"> <label class="form-check-label"> <input class="form-check-input" type="radio" name="currentcustomer" id="pnCustomerNo" value="No" data-fv-field="currentcustomer"> No </label> </div>
<i class="fv-control-feedback" data-fv-icon-for="currentcustomer" style="display: none;"></i>
</div> <small class="form-control-feedback" data-fv-validator="notEmpty" data-fv-for="currentcustomer" data-fv-result="NOT_VALIDATED" style="display: none;">This field is required.</small>
</div>
<div id="schedule-field-wrapper" class="bg-pennymac-gray-lightest rounded pt-3 px-3 mb-3 d-none">
<link rel="stylesheet" href="/assets/stylesheets/tempusdominus-bootstrap-4.css">
<div class="form-group mt--2"> <label class="small ml-2 text-uppercase mb-0" for="scheduleTime"> Would you like to schedule a time to be contacted by a loan officer? </label>
<div class="ml-2 pb-2">
<div class="form-check form-check-inline"> <label class="form-check-label"> <input class="form-check-input" type="radio" name="scheduleTime" id="scheduleTimeYes" value="Yes"> Yes, let’s do it </label> </div>
<div class="form-check form-check-inline ml-4"> <label class="form-check-label"> <input class="form-check-input" type="radio" name="scheduleTime" id="scheduleTimeNo" value="No" checked=""> No thanks </label> </div>
</div>
</div>
<div class="text-center d-none">
<p><a id="calendar-reveal" data-toggle="collapse" href="#scheduler" role="button" aria-expanded="false" aria-controls="scheduler"> Would you like to schedule a specific date/time for us to call you? </a></p>
</div>
<div class="collapse" id="scheduler"> <input id="callback_submitted_date" type="hidden" name="callback_submitted_date" value="2022-11-01T06:31:56-07:00">
<p class="mt-4 mb-2">You may select any 30-minute window within our regular business hours.</p>
<p class="small d-none">Our call center is open Monday - Friday <span id="weekday-start"></span> to <span id="weekday-end"></span> and Saturday <span id="saturday-start"></span> to <span id="saturday-end"></span> <span id="timezone">GMT</span>.
</p>
<div class="row align-items-center">
<div id="date-wrapper" class="col-md-6">
<div class="form-group">
<div id="calendar">
<div class="bootstrap-datetimepicker-widget usetwentyfour">
<ul class="list-unstyled">
<li class="show">
<div class="datepicker">
<div class="datepicker-days" style="">
<table class="table table-sm">
<thead>
<tr>
<th class="prev disabled" data-action="previous"><span class="fa fa-chevron-left" title="Previous Month"><span class="sr-only">Previous</span></span></th>
<th class="picker-switch" data-action="pickerSwitch" colspan="5" title="Select Month">November 2022</th>
<th class="next disabled" data-action="next"><span class="fa fa-chevron-right" title="Next Month"><span class="sr-only">Next</span></span></th>
</tr>
<tr>
<th class="dow">S</th>
<th class="dow">M</th>
<th class="dow">T</th>
<th class="dow">W</th>
<th class="dow">T</th>
<th class="dow">F</th>
<th class="dow">S</th>
</tr>
</thead>
<tbody>
<tr>
<td data-action="selectDay" data-day="10/30/2022" class="day old disabled weekend">30</td>
<td data-action="selectDay" data-day="10/31/2022" class="day old disabled">31</td>
<td data-action="selectDay" data-day="11/01/2022" class="day today">1</td>
<td data-action="selectDay" data-day="11/02/2022" class="day">2</td>
<td data-action="selectDay" data-day="11/03/2022" class="day">3</td>
<td data-action="selectDay" data-day="11/04/2022" class="day">4</td>
<td data-action="selectDay" data-day="11/05/2022" class="day weekend">5</td>
</tr>
<tr>
<td data-action="selectDay" data-day="11/06/2022" class="day disabled weekend">6</td>
<td data-action="selectDay" data-day="11/07/2022" class="day">7</td>
<td data-action="selectDay" data-day="11/08/2022" class="day">8</td>
<td data-action="selectDay" data-day="11/09/2022" class="day">9</td>
<td data-action="selectDay" data-day="11/10/2022" class="day">10</td>
<td data-action="selectDay" data-day="11/11/2022" class="day">11</td>
<td data-action="selectDay" data-day="11/12/2022" class="day weekend">12</td>
</tr>
<tr>
<td data-action="selectDay" data-day="11/13/2022" class="day disabled weekend">13</td>
<td data-action="selectDay" data-day="11/14/2022" class="day">14</td>
<td data-action="selectDay" data-day="11/15/2022" class="day">15</td>
<td data-action="selectDay" data-day="11/16/2022" class="day">16</td>
<td data-action="selectDay" data-day="11/17/2022" class="day disabled">17</td>
<td data-action="selectDay" data-day="11/18/2022" class="day disabled">18</td>
<td data-action="selectDay" data-day="11/19/2022" class="day disabled weekend">19</td>
</tr>
<tr>
<td data-action="selectDay" data-day="11/20/2022" class="day disabled weekend">20</td>
<td data-action="selectDay" data-day="11/21/2022" class="day disabled">21</td>
<td data-action="selectDay" data-day="11/22/2022" class="day disabled">22</td>
<td data-action="selectDay" data-day="11/23/2022" class="day disabled">23</td>
<td data-action="selectDay" data-day="11/24/2022" class="day disabled">24</td>
<td data-action="selectDay" data-day="11/25/2022" class="day disabled">25</td>
<td data-action="selectDay" data-day="11/26/2022" class="day disabled weekend">26</td>
</tr>
<tr>
<td data-action="selectDay" data-day="11/27/2022" class="day disabled weekend">27</td>
<td data-action="selectDay" data-day="11/28/2022" class="day disabled">28</td>
<td data-action="selectDay" data-day="11/29/2022" class="day disabled">29</td>
<td data-action="selectDay" data-day="11/30/2022" class="day disabled">30</td>
<td data-action="selectDay" data-day="12/01/2022" class="day new disabled">1</td>
<td data-action="selectDay" data-day="12/02/2022" class="day new disabled">2</td>
<td data-action="selectDay" data-day="12/03/2022" class="day new disabled weekend">3</td>
</tr>
<tr>
<td data-action="selectDay" data-day="12/04/2022" class="day new disabled weekend">4</td>
<td data-action="selectDay" data-day="12/05/2022" class="day new disabled">5</td>
<td data-action="selectDay" data-day="12/06/2022" class="day new disabled">6</td>
<td data-action="selectDay" data-day="12/07/2022" class="day new disabled">7</td>
<td data-action="selectDay" data-day="12/08/2022" class="day new disabled">8</td>
<td data-action="selectDay" data-day="12/09/2022" class="day new disabled">9</td>
<td data-action="selectDay" data-day="12/10/2022" class="day new disabled weekend">10</td>
</tr>
</tbody>
</table>
</div>
<div class="datepicker-months" style="display: none;">
<table class="table-condensed">
<thead>
<tr>
<th class="prev disabled" data-action="previous"><span class="fa fa-chevron-left" title="Previous Year"><span class="sr-only">Previous</span></span></th>
<th class="picker-switch" data-action="pickerSwitch" colspan="5" title="Select Year">2022</th>
<th class="next disabled" data-action="next"><span class="fa fa-chevron-right" title="Next Year"><span class="sr-only">Next</span></span></th>
</tr>
</thead>
<tbody>
<tr>
<td colspan="7"><span data-action="selectMonth" class="month disabled">Jan</span><span data-action="selectMonth" class="month disabled">Feb</span><span data-action="selectMonth" class="month disabled">Mar</span><span
data-action="selectMonth" class="month disabled">Apr</span><span data-action="selectMonth" class="month disabled">May</span><span data-action="selectMonth" class="month disabled">Jun</span><span
data-action="selectMonth" class="month disabled">Jul</span><span data-action="selectMonth" class="month disabled">Aug</span><span data-action="selectMonth" class="month disabled">Sep</span><span
data-action="selectMonth" class="month disabled">Oct</span><span data-action="selectMonth" class="month">Nov</span><span data-action="selectMonth" class="month disabled">Dec</span></td>
</tr>
</tbody>
</table>
</div>
<div class="datepicker-years" style="display: none;">
<table class="table-condensed">
<thead>
<tr>
<th class="prev disabled" data-action="previous"><span class="fa fa-chevron-left" title="Previous Decade"><span class="sr-only">Previous</span></span></th>
<th class="picker-switch" data-action="pickerSwitch" colspan="5" title="Select Decade">2020-2029</th>
<th class="next disabled" data-action="next"><span class="fa fa-chevron-right" title="Next Decade"><span class="sr-only">Next</span></span></th>
</tr>
</thead>
<tbody>
<tr>
<td colspan="7"><span data-action="selectYear" class="year old disabled">2019</span><span data-action="selectYear" class="year disabled">2020</span><span data-action="selectYear" class="year disabled">2021</span><span
data-action="selectYear" class="year">2022</span><span data-action="selectYear" class="year disabled">2023</span><span data-action="selectYear" class="year disabled">2024</span><span data-action="selectYear"
class="year disabled">2025</span><span data-action="selectYear" class="year disabled">2026</span><span data-action="selectYear" class="year disabled">2027</span><span data-action="selectYear"
class="year disabled">2028</span><span data-action="selectYear" class="year disabled">2029</span><span data-action="selectYear" class="year old disabled">2030</span></td>
</tr>
</tbody>
</table>
</div>
<div class="datepicker-decades" style="display: none;">
<table class="table-condensed">
<thead>
<tr>
<th class="prev disabled" data-action="previous"><span class="fa fa-chevron-left" title="Previous Century"><span class="sr-only">Previous</span></span></th>
<th class="picker-switch" data-action="pickerSwitch" colspan="5">2000-2090</th>
<th class="next disabled" data-action="next"><span class="fa fa-chevron-right" title="Next Century"><span class="sr-only">Next</span></span></th>
</tr>
</thead>
<tbody>
<tr>
<td colspan="7"><span data-action="selectDecade" class="decade old" data-selection="2006">1990</span><span data-action="selectDecade" class="decade disabled" data-selection="2006">2000</span><span
data-action="selectDecade" class="decade disabled" data-selection="2016">2010</span><span data-action="selectDecade" class="decade active" data-selection="2026">2020</span><span data-action="selectDecade"
class="decade disabled" data-selection="2036">2030</span><span data-action="selectDecade" class="decade disabled" data-selection="2046">2040</span><span data-action="selectDecade" class="decade disabled"
data-selection="2056">2050</span><span data-action="selectDecade" class="decade disabled" data-selection="2066">2060</span><span data-action="selectDecade" class="decade disabled"
data-selection="2076">2070</span><span data-action="selectDecade" class="decade disabled" data-selection="2086">2080</span><span data-action="selectDecade" class="decade disabled"
data-selection="2096">2090</span><span data-action="selectDecade" class="decade old" data-selection="2106">2100</span></td>
</tr>
</tbody>
</table>
</div>
</div>
</li>
<li class="picker-switch accordion-toggle"></li>
</ul>
</div>
</div>
</div>
</div>
<div id="time-dropdown-wrapper" class="col-md-4 offset-md-2 text-left">
<div class="form-group"><select class="form control custom-select" id="time-dropdown" title="Select time" style="width:130px !important;" disabled="">
<option value="">Select Time</option>
<option value="14:00">2:00 PM</option>
<option value="14:30">2:30 PM</option>
<option value="15:00">3:00 PM</option>
<option value="15:30">3:30 PM</option>
<option value="16:00">4:00 PM</option>
<option value="16:30">4:30 PM</option>
<option value="17:00">5:00 PM</option>
<option value="17:30">5:30 PM</option>
<option value="18:00">6:00 PM</option>
<option value="18:30">6:30 PM</option>
<option value="19:00">7:00 PM</option>
<option value="19:30">7:30 PM</option>
<option value="20:00">8:00 PM</option>
<option value="20:30">8:30 PM</option>
<option value="21:00">9:00 PM</option>
<option value="21:30">9:30 PM</option>
<option value="22:00">10:00 PM</option>
<option value="22:30">10:30 PM</option>
<option value="23:00">11:00 PM</option>
<option value="23:30">11:30 PM</option>
<option value="24:00">12:00 PM</option>
<option value="24:30">12:30 PM</option>
</select></div>
</div>
</div>
<div id="confirm" class="mt-4 pb-3"><strong>You have not selected a date or time to be called yet.</strong></div>
</div>
</div>
<div class="form-group">
<div class="g-recaptcha" data-sitekey="6LfqdwoUAAAAAMnYvlL5MkTJ9t3pXniv7KYUiFd7" data-callback="reCaptchaSubmit" data-expired-callback="reCaptchaExpired" data-action="USAVelocifySubmit">
<div style="width: 304px; height: 78px;">
<div><iframe title="reCAPTCHA"
src="https://www.google.com/recaptcha/api2/anchor?ar=1&k=6LfqdwoUAAAAAMnYvlL5MkTJ9t3pXniv7KYUiFd7&co=aHR0cHM6Ly93d3cucGVubnltYWMuY29tOjQ0Mw..&hl=de&v=NJPGLzpIZgjszqyOymHUP0XR&size=normal&sa=USAVelocifySubmit&cb=qksknk4o36b3"
width="304" height="78" role="presentation" name="a-yeo7uzonc9kr" frameborder="0" scrolling="no" sandbox="allow-forms allow-popups allow-same-origin allow-scripts allow-top-navigation allow-modals allow-popups-to-escape-sandbox"></iframe>
</div><textarea id="g-recaptcha-response" name="g-recaptcha-response" class="g-recaptcha-response" aria-hidden="true" aria-label="do not use" aria-readonly="true"
style="width: 250px; height: 40px; border: 1px solid rgb(193, 193, 193); margin: 10px 25px; padding: 0px; resize: none; display: none;"></textarea>
</div><iframe style="display: none;"></iframe>
</div>
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Skip to main content. Pennymac Pennymac | Correspondent | TPO | PFSI | PMT | Careers Careers | About Us About Us 866.549.3583 Login / Register toggle navigation Login Rates Mortgage Resources Refinancing Buy a Home Account Support Get Instant Quote Toggle Search INTEREST RATES Today’s Rates Get today’s current mortgage interest rates Instant Quote Tell us the type of loan you’re looking for and we’ll quote you a rate and estimate your monthly payments MORTGAGE TOOLS Mortgage Calculators How much will my payments be? 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My Account Ready to apply or complete your application? My Application × Thank you! We’ve received your information. We’ll be following up right away to put together a mortgage quote with you. × Something went wrong. Please try again. × We’re sorry, but our system indicates an issue with the phone number and/or area code we received. You seem to have entered . Please try again with a different number or call us now at (866) 549-3583 to speak with one of our helpful representatives. Pennymac is not currently licensed to offer purchase or refinance loans in the state of New York. If you’d like to learn more about all of your loan options, call us at (866) 549-3583. × Your search results for – Page of Loading... Previous Page of Next Impacted by Hurricane Ian? Visit our disaster relief information page. Learn More COMPARE LOAN OPTIONS Home / Compare Loan Options Apply Now Call Us: (866) 549-3583 Request a Call READY TO GET STARTED? Apply Now Compare Loan Options Home loans aren’t one-size-fits-all. Whether you’re a first time homebuyer or refinancing your home to save on your monthly payments, PennyMac Loan Services has a wide range of mortgage options to suit your unique needs. See the table below to compare a few key components over a range of mortgage options or, if you already know the details of what you’re looking for, click the button to get a customized rate quote. Get a Customized Rate Quote Loan Options Low Down Payment Fixed Rate Option Flexible Terms Easier To Qualify ARM Loans An adjustable-rate mortgage, or ARM, is a home loan with two different phases: The first phase offers low payments at a fixed interest rate. This rate is usually very competitive — less than what fixed-rate mortgages can offer. After the first phase ends, you will continue paying off your loan at a rate that will adjust periodically. Rates & More Info Get Started Conventional Loans A conventional loan is not insured or guaranteed by the federal government, which makes it different from programs like VA, USDA and FHA. These flexible loans allow borrowers to get low rates and often avoid mortgage insurance with a higher down payment. Rates & More Info Get Started FHA Loans The Federal Housing Administration (FHA) mortgage program is managed by the Department of Housing and Urban Development (HUD), which is a division of the federal government. While these kinds of loans are typically most popular with first-time homebuyers, FHA loans are available to all types of borrowers. Rates & More Info Get Started Home Equity Loans A form of consumer debt that allows you to borrow money against your home’s equity. The loan payments are in addition to the payments on your existing mortgage, which is why a home equity loan is often called a “second mortgage.” Rates & More Info Get Started Investment Property Loans If you’re looking to purchase a single-family, townhome, condo, or multi-unit property with the intention of earning a return on the investment, an investment loan may be just what you need. Rates & More Info Get Started Jumbo Loans A Jumbo Loan is a non-conforming loan used to finance an amount for a property that is above the geographic area’s conforming loan limit traditionally accepted by government-sponsored enterprises. A Jumbo Loan allows a borrower with a high credit score and healthy reserves to secure financing for a larger amount. Rates & More Info Get Started USDA Loans The United States Department of Agriculture (USDA) offers a loan program for borrowers who meet certain income requirements and live within designated “rural” areas. This type of mortgage loan is designed for borrowers who have a steady, low or modest income, and yet are unable to secure a conventional loan. There are income restrictions on these types of loans, which vary by county. Rates & More Info Get Started VA Loans The U.S. Department of Veterans Affairs’ VA loan programs are intended for military service members and their families. Being a government-backed mortgage means that the VA will reimburse the lender for any losses that may result from borrower default, allowing lenders to finance up to 100% of the property’s value. Rates & More Info Get Started Loan Options ARM Loans An adjustable-rate mortgage, or ARM, is a home loan with two different phases: The first phase offers low payments at a fixed interest rate. This rate is usually very competitive — less than what fixed-rate mortgages can offer. After the first phase ends, you will continue paying off your loan at a rate that will adjust periodically. Rates & More Info Low Down Payment Fixed Rate Option Flexible Terms Easier To Qualify Conventional Loans A conventional loan is not insured or guaranteed by the federal government, which makes it different from programs like VA, USDA and FHA. These flexible loans allow borrowers to get low rates and often avoid mortgage insurance with a higher down payment. Rates & More Info Low Down Payment Fixed Rate Option Flexible Terms Easier To Qualify FHA Loans The Federal Housing Administration (FHA) mortgage program is managed by the Department of Housing and Urban Development (HUD), which is a division of the federal government. While these kinds of loans are typically most popular with first-time homebuyers, FHA loans are available to all types of borrowers. Rates & More Info Low Down Payment Fixed Rate Option Flexible Terms Easier To Qualify Home Equity Loans A form of consumer debt that allows you to borrow money against your home’s equity. The loan payments are in addition to the payments on your existing mortgage, which is why a home equity loan is often called a “second mortgage.” Rates & More Info Low Down Payment Fixed Rate Option Flexible Terms Easier To Qualify Investment Property Loans If you’re looking to purchase a single-family, townhome, condo, or multi-unit property with the intention of earning a return on the investment, an investment loan may be just what you need. Rates & More Info Low Down Payment Fixed Rate Option Flexible Terms Easier To Qualify Jumbo Loans A Jumbo Loan is a non-conforming loan used to finance an amount for a property that is above the geographic area’s conforming loan limit traditionally accepted by government-sponsored enterprises. A Jumbo Loan allows a borrower with a high credit score and healthy reserves to secure financing for a larger amount. Rates & More Info Low Down Payment Fixed Rate Option Flexible Terms Easier To Qualify USDA Loans The United States Department of Agriculture (USDA) offers a loan program for borrowers who meet certain income requirements and live within designated “rural” areas. This type of mortgage loan is designed for borrowers who have a steady, low or modest income, and yet are unable to secure a conventional loan. There are income restrictions on these types of loans, which vary by county. Rates & More Info Low Down Payment Fixed Rate Option Flexible Terms Easier To Qualify VA Loans The U.S. Department of Veterans Affairs’ VA loan programs are intended for military service members and their families. Being a government-backed mortgage means that the VA will reimburse the lender for any losses that may result from borrower default, allowing lenders to finance up to 100% of the property’s value. Rates & More Info Low Down Payment Fixed Rate Option Flexible Terms Easier To Qualify ABOUT OUR HOME LOAN OPTIONS It’s important to compare mortgage options when you’re looking for a new loan. One of the benefits of working with Pennymac is that you get a full range of products so you can compare home loan options and find the one that is best suited to your profile and financial goals. Whether you need to find a loan that allows a lower down payment or you require a flexible term, Pennymac will work with you to find the loan that is right for you. RESOURCES & TOOLS How Much is That House Really Worth? Whether you’re checking the value of a house you want to buy or the house you need to sell, check our Home Value Estimate to get fast, free home estimates and recent sales information on any property. Loan Calculators Armed with today’s rates and information on loan programs, you’ll be able to crunch the numbers before chatting with one of our licensed loan officers. Customer Reviews & Testimonials The best place to learn about our commitment to great service is by hearing from one of the thousands of real Pennymac customers we help with their mortgage needs every month. Read about their experiences here. Apply Now Call Us: (866) 549-3583 Request a Call Speak with a Licensed Loan Officer Enter your contact information below and a loan officer will reach out to you to assist you with the loan process and answer any questions. Or call us now at (866) 549-3583 × Loading... 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Our call center is open Monday - Friday to and Saturday to GMT. * PreviousNovember 2022NextSMTWTFS303112345678910111213141516171819202122232425262728293012345678910 Previous2022NextJanFebMarAprMayJunJulAugSepOctNovDec Previous2020-2029Next201920202021202220232024202520262027202820292030 Previous2000-2090Next199020002010202020302040205020602070208020902100 * Select Time2:00 PM2:30 PM3:00 PM3:30 PM4:00 PM4:30 PM5:00 PM5:30 PM6:00 PM6:30 PM7:00 PM7:30 PM8:00 PM8:30 PM9:00 PM9:30 PM10:00 PM10:30 PM11:00 PM11:30 PM12:00 PM12:30 PM You have not selected a date or time to be called yet. reCaptcha must be checked Contact Me Communications Consent: By clicking the Contact Me button, I agree that I am providing an electronic signature authorizing PennyMac Loan Services, LLC and its agents (Pennymac) to contact me for telemarketing and informational purposes at the telephone number provided, even if I have previously registered on a corporate, state or national Do Not Call registry. I have authority to provide this consent because I am the subscriber of the telephone number or I am a customary user who has authority to consent to these communications. I also agree that Pennymac may contact me using an automatic telephone dialing system or an artificial or prerecorded message, or text messages, even if the number is connected to a service for which I am charged. I understand that I am not required to provide consent as a condition of loan consideration or approval. 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NMLS ID # 35953. For licensing information, go to: www.nmlsconsumeraccess.org. Trade/service marks are the property of PennyMac Loan Services, LLC and/or its subsidiaries or affiliates. Legal | Privacy Policy | Terms of Use | Fees Arizona Mortgage Banker License # 0911088. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Colorado office: 5500 South Quebec Street, Suite 260 Greenwood Village, CO 80111, (877) 215-2552. Massachusetts Mortgage Lender License # MC35953. Minnesota: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206 (3) & (4). Licensed by the N.J. Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. North Carolina Permit No. 119504607, 119505929, 119506567, 119506570, 119507419. Rhode Island Lender License # 20092600LL. Texas office: 2201 W. Plano Parkway, Suites 150 and 300, Plano, TX 75075. For more information, review Pennymac’s state licenses and important notices. Co-op loans not available. Some products may not be available in all states. Information, rates and pricing are subject to change without prior notice at the sole discretion of PennyMac Loan Services, LLC. All loan programs subject to borrowers meeting appropriate underwriting conditions. This is not a commitment to lend. Other restrictions apply. (10-2022) This website may include combined information from PennyMac Financial Services, Inc. (“PFSI”) and PennyMac Mortgage Investment Trust (“PMT”) collectively Pennymac.