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Skip to content * MyNewMarkets.com * Claims Journal * Insurance Journal TV * Academy of Insurance * Carrier Management FEATURED STORIES * Tesla Competing With ‘GEICOs of the World’ * Conn. 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Listen to this article 0:00 / 1:58 1X BeyondWords More Mississippi dogs, cats, reptiles and birds may soon be insured against costly medical bills thanks to legislation that passed in the state Senate Wednesday. Senate Bill 2228, by Sen. Walter Michel, a Republican from Ridgeland, would create “a comprehensive legal framework within which pet insurance may be sold” in Mississippi. The bill would amend Mississippi law to would allow health and life insurance agents to sell pet insurance, not just brokers licensed to sell property and casualty insurance. The pet insurance industry had annual premiums of about $2.8 billion in 2021, up over 30.5% from 2020, according to the National Association of Insurance Commissioners. About 4 million pets are insured in the U.S. Insurance companies are advocating for pet insurance bills across the country so they can offer consistent health coverage for animals, Michel said. "It's not real ruff to understand, Senator,'' Michel said. “When your health insurance agent is in the home of parents talking about selling insurance for the family for Bobby and Suzy, they can also insure Buddy and Fluffy,” Michel said on the Senate floor Wednesday. Dogs and cats would be the primary recipients, but some insurance plans also offer coverage to reptiles and birds. “It’s not real ruff to understand, Senator,” Michel said, drawing a smattering of laughter in the chamber after a colleague asked for clarification on what sorts of procedures would be covered. The insurance policies mostly cover ailments such as broken bones and cancer. Injuries that are expensive to treat, such as a torn ACL in dogs, might have a one-year waiting period under most policies, Michel said. The legislation does not apply to life insurance for pets. Brokers would be required to disclose whether their plans exclude animals who have preexisting health conditions or other chronic disorders. Mississippi Insurance Commissioner Mike Chaney would have the authority to regulate the industry. After passing the Senate, the bill is headed to the House. Photo: Mississippi Sen. Walter Michel, chair of the Senate Insurance Committee, speaks on the bill this week. (AP Photo/Rogelio V. Solis) Copyright 2023 Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed. Topics Mississippi Was this article valuable? Yes No Thank you! Please tell us what we can do to improve this article. Submit No Thanks Thank you! % of people found this article valuable. Please tell us what you liked about it. Submit No Thanks Here are more articles you may enjoy. Allstate’s Castle Key Plans to Drop 33,000 Condo Policies in Florida Update: New York Gov. Hochul Seeks to Exclude Medical Malpractice From Wrongful Death Damages Bill AIG Fires Interim CFO Lyons W.R. Berkley: Waiting for Discipline in Property; Overall Marketplace ‘Splintered’ INTERESTED IN PET INSURANCE? Get automatic alerts for this topic. Submit Email This Subscribe to Newsletter Email to a friend Facebook Tweet LinkedIn Print Article * Categories: Southeast News * Have a hot lead? Email us at newsdesk@insurancejournal.com ADD A COMMENTSEE ALL COMMENTS (0)ADD A COMMENT CANCEL REPLY Your email address will not be published. Required fields are marked * Name * Email * Comment Δ Notify me of comments via e-mail More News FTC Is Preparing Potential Antitrust Case Against Amazon Tesla’s Elon Musk Found Not Liable in Trial Over 2018 ‘Funding Secured’ Tweets Florida Citizens’ Endorsement Now in Effect: Claims Disputes to be Heard by Admin Judges California Workers’ Comp Department’s Medical-Legal Evaluation Regulations OK’d More News Features READ THIS NEXT * Mississippi Pet Insurance Bill Fur Real This Time, Senators Say * Risk Management in the Metaverse * Slide Will Assume 91,000 Policies and Premium in United P&C Runoff in Florida * Cyber and Business Interruption Top 2023 Threats: Allianz Risk Barometer * Few Florida Carriers Filed for Arbitration in 2022, But It's Coming, Attorneys Say See Today's Top Insurance News INSURANCE JOBS * Field Auto Adjuster – Danbury, CT - Danbury, CT * Insurance Agency Bookkeeper – REMOTE - Birmingham, AL * Client Service Executive - New York, NY * Underwriter or Underwriter Assistant – Personal Lines – REMOTE - Sacramento, CA * Senior Claims Manager - * Navigating the Brewery Market * January Renewals See Hardest Property Catastrophe Reinsurance Rates in Generation * Insurance Pricing: True D&O Buyer’s Market; Stabilized Commercial Auto * What to Watch In Healthcare D&O, EPLI Post-COVID * Pickleball Explosion in Florida Creating New Hits and Misses for Insurers, Agents * Policyholders Counting on Calif. 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