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powered by: Cookie Information


INFORMATION ON HOW WE MANAGE YOUR DATA USING COOKIES.

We and our partners use technologies, like cookies, to gather information about
you for the purposes specified below. This may include things like improving the
performance of the website, personalizing your experience and showing you
relevant ads.
1. Necessary 2. Functional 3. Statistical 4. Marketing If you click the button
that says ‘Accept all’, you are agreeing to let us use your information for all
these purposes. However, if you’d like to choose which purposes you are
comfortable with, you can select the checkboxes next to each one and click ‘Save
settings’.
If you change your mind later on, you can always withdraw your consent by
clicking the icon located at the bottom left corner of the website.
If you’re interested in learning more about how we use cookies to collect and
process data, please click on the link provided. Read more about cookies Google
privacy policy
Decline all Save settings Accept all
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NECESSARY

Strictly necessary cookies help make a website navigable by activating basic
functions such as page navigation and access to secure website areas. Without
these cookies, the website would not be able to work properly.
Service: Saldo Bank
Purpose: Stores the user's language selection. Necessary for country-specific
processing of API requests.
Privacy policy: Saldo Bank - Privacy policy
Expiry: a year
Name: NEXT_LOCALE
Vendor: my.saldo.com
Service: Saldo Bank
Purpose: Session id. Supports the functions of a "Content Management System" to
ensure that the website works properly.
Privacy policy: Saldo Bank - Privacy policy
Expiry: Session
Name: sid
Vendor: my.saldo.com
Service: Saldo Bank
Purpose: Enables increased security checks for authentication flown
Privacy policy: Saldo Bank - Privacy policy
Expiry: an hour
Name: oidc:state
Vendor: my.saldo.com
Service: Saldo Bank
Purpose: Stores the user's language selection
Privacy policy: Saldo Bank - Privacy policy
Expiry: 6 months
Name: i18n-locale
Vendor: saldo.com
Service: Saldo Bank
Purpose: Allows displaying branch-specific logo and information.
Privacy policy: Saldo Bank - Privacy policy
Expiry: a year
Name: branch
Vendor: my.saldo.com
Service: Saldo Bank
Purpose: Allows keeping offer dialog closed while browsing the web.
Privacy policy: Saldo Bank - Privacy policy
Expiry: a year
Name: hasSeenLimitIncreaseOffer
Vendor: my.saldo.com
Service: Cookie Information
Purpose: Supports the website's technical functions.
Privacy policy: Cookie Information - Privacy policy
Expiry: a year
Name: CookieInformationConfig
Vendor: policy.app.cookieinformation.com
Service: Cookie Information
Purpose: Used to share consent across domains.
Privacy policy: Cookie Information - Privacy policy
Expiry: a year
Name: CookieInformationConsent_xxx
Vendor: policy.app.cookieinformation.com
Service: Cookie Information
Purpose: Supports the website's technical functions.
Privacy policy: Cookie Information - Privacy policy
Expiry: a year
Name: CookieInformationConsent
Vendor: my.saldo.com
Service: Cookie Information
Purpose: Supports the website's technical functions.
Privacy policy: Cookie Information - Privacy policy
Expiry: a year
Name: CookieInformationConsent
Vendor: www.saldo.com
Service: Cookie Information
Purpose: Supports the website's technical functions.
Privacy policy: Cookie Information - Privacy policy
Expiry: a year
Name: CookieInformationConsent
Vendor: application.saldo.com
Service: Cookie Information
Purpose: Supports the website's technical functions.
Privacy policy: Cookie Information - Privacy policy
Expiry: a year
Name: CookieInformationConsent
Vendor: apply.saldo.com


FUNCTIONAL

Functional cookies make it possible to save information that changes the way the
website appears or acts. For instance your preferred language or region.
Service: Giosg.com
Purpose: Collects information about the users and their activity on the website,
which is used to deliver personalized customer service and content.
Privacy policy: Giosg.com - Privacy policy
Expiry: a year
Name: giosg_chat_id_xxx
Vendor: www.saldo.com
Service: Giosg.com
Purpose: Personal, secret identifier of the visitor. This ID is only known by
the end users browser and is only sent to Giosg for validation and generation of
giosg_chat_id_{$COMPANY_ID} when moving between domains. This secret prevents
any other person to impersonate the visitor or access their private data.
Privacy policy: Giosg.com - Privacy policy
Expiry: 2 years
Name: sgid
Vendor: service.giosg.com
Service: Giosg.com
Purpose: Ensures the website and application security.
Privacy policy: Giosg.com - Privacy policy
Expiry: a year
Name: csrftoken
Vendor: 4366.clients.giosgusercontent.com
Service: Giosg.com
Purpose: Collects information about the users and their activity on the website,
which is used to deliver personalized customer service and content.
Privacy policy: Giosg.com - Privacy policy
Expiry: a year
Name: giosg_chat_id_xxx
Vendor: application.saldo.com
Service: Giosg.com
Purpose: Collects information about the users and their activity on the website,
which is used to deliver personalized customer service and content.
Privacy policy: Giosg.com - Privacy policy
Expiry: a year
Name: giosg_chat_id_xxx
Vendor: apply.saldo.com


STATISTICAL

Statistical cookies help the website owner understand how visitors interact with
the website by collecting and reporting information.
Service: UAB “Saldo Bank”
Purpose: Country and Language identification used for Internal statistics
Privacy policy: UAB “Saldo Bank” - Privacy policy
Expiry: 3 months
Name: co-ln
Vendor: .saldo.com
Service: Saldo Bank
Purpose: Unique Browser identification used for Internal statistics
Privacy policy: Saldo Bank - Privacy policy
Expiry: 3 months
Name: ubid_saldo
Vendor: .saldo.com
Service: Saldo Bank
Purpose: Latest applied product used for Internal statistics
Privacy policy: Saldo Bank - Privacy policy
Expiry: 3 months
Name: app_product
Vendor: .saldo.com
Service: Saldo Bank
Purpose: Mixpanel Analytics help us understand how people using our site and
products
Privacy policy: Saldo Bank - Privacy policy
Expiry: a year
Name: mp_1cee8e70791930dce52f53bbd4b63fa5_mixpanel
Vendor: .saldo.com
Service: Visual Website Optimiser, Wingify
Purpose: Collects information about the users and their activity on the website
for analytics and reporting purposes.
Privacy policy: Visual Website Optimiser, Wingify - Privacy policy
Expiry: 30 minutes
Name: _vwo_sn
Vendor: .saldo.com
Service: Google Analytics
Purpose:
Privacy policy: Google Analytics - Privacy policy
Expiry: 2 years
Name: _ga_xxx
Vendor: www.saldo.com
Service: Google Analytics
Purpose:
Privacy policy: Google Analytics - Privacy policy
Expiry: 2 years
Name: _ga_xxx
Vendor: .saldo.com
Service: Hotjar
Purpose: Collects information about the users and their activity on the website
for analytics and reporting purposes.
Privacy policy: Hotjar - Privacy policy
Expiry: Session
Name: _hjTLDTest
Vendor: .saldo.com
Service: Google Analytics
Purpose: Collects information about the users and their activity on the website
for analytics and reporting purposes.
Privacy policy: Google Analytics - Privacy policy
Expiry: 2 years
Name: _ga
Vendor: .saldo.com
Service: Visual Website Optimiser, Wingify
Purpose: Collects information about the users and their activity on the website
for analytics and reporting purposes.
Privacy policy: Visual Website Optimiser, Wingify - Privacy policy
Expiry: a year
Name: _vwo_uuid_v2
Vendor: .saldo.com
Service: Google Analytics
Purpose:
Privacy policy: Google Analytics - Privacy policy
Expiry: 2 years
Name: _ga_xxx
Vendor: .www.saldo.com
Service: Visual Website Optimiser, Wingify
Purpose: Collects information about the users and their activity on the website
for analytics and reporting purposes.
Privacy policy: Visual Website Optimiser, Wingify - Privacy policy
Expiry: 3 months
Name: _vwo_ds
Vendor: .saldo.com


MARKETING

Marketing cookies are used to track visitors across websites. The intention is
to display ads that are relevant and interesting to the individual user and thus
more valuable for publishers and third-party advertisers.
Service: Sendinblue
Purpose: SendInBlue automation collects information on the user’s website
navigation and preferences – This is used to target potential newsletter based
upon this information.
Privacy policy: Sendinblue - Privacy policy
Expiry: 6 months
Name: sib_cuid
Vendor: .saldo.com
Service: Sendinblue
Purpose: SendInBlue automation cookie is used to optimize ad relevance by
collecting visitor data from multiple websites – this exchan ge of visitor data
is normally provided by a third-party data-center or ad-exchange
Privacy policy: Sendinblue - Privacy policy
Expiry: 6 months
Name: uuid
Vendor: sibautomation.com
Service: Google Marketing Platform
Purpose: Used for online marketing by collecting information about the users and
their activity on the website. The information is used to target advertising to
the user across different channels and devices.
Privacy policy: Google Marketing Platform - Privacy policy
Expiry: a year
Name: IDE
Vendor: .doubleclick.net
Service: Youtube, Google
Purpose: Collects information about the users and their activity on the website
through embedded video players with the purpose of delivering targeted
advertising.
Privacy policy: Youtube, Google - Privacy policy
Expiry: 6 months
Name: VISITOR_INFO1_LIVE
Vendor: .youtube.com
Service: Youtube, Google
Purpose: Collects information about the users and their activity on the website.
The Information is used to track and analyze user behavior, to meet the
individual user needs and to deliver targeted advertising.
Privacy policy: Youtube, Google - Privacy policy
Expiry: 6 months
Name: VISITOR_PRIVACY_METADATA
Vendor: .youtube.com
Service: LinkedIn
Purpose: Supports online marketing by collecting information about the users to
promote products through partners and other platforms.
Privacy policy: LinkedIn - Privacy policy
Expiry: 6 months
Name: li_gc
Vendor: .linkedin.com
Service: Google
Purpose: Supports the integration of a third-party platform on the website to
deliver targeted advertising.
Privacy policy: Google - Privacy policy
Expiry: 3 months
Name: _gcl_au
Vendor: .saldo.com
Service: TikTok
Purpose: Supports online marketing by collecting information about the users to
promote products through partners and other platforms.
Privacy policy: TikTok - Privacy policy
Expiry: a year
Name: _ttp
Vendor: .tiktok.com
Service: Facebook
Purpose: Identifies browsers for the purposes of providing advertising and site
analytics services.
Privacy policy: Facebook - Privacy policy
Expiry: 3 months
Name: _fbp
Vendor: .saldo.com
Service: Hotjar
Purpose: Used for online marketing by collecting information about the users and
their activity on the website. The information is used to target advertising to
the users across the web.
Privacy policy: Hotjar - Privacy policy
Expiry: a year
Name: _hjSessionUser_xxx
Vendor: .www.saldo.com
Service: Youtube, Google
Purpose: Collects information about the users and their activity on the website
through embedded video players with the purpose of delivering targeted
advertising.
Privacy policy: Youtube, Google - Privacy policy
Expiry: Session
Name: YSC
Vendor: .youtube.com
Service: TikTok
Purpose: Supports online marketing by collecting information about the users to
promote products through partners and other platforms.
Privacy policy: TikTok - Privacy policy
Expiry: a year
Name: _ttp
Vendor: .saldo.com
Service: LinkedIn
Purpose: Supports online marketing by collecting information about the users to
promote products through partners and other platforms.
Privacy policy: LinkedIn - Privacy policy
Expiry: a year
Name: bcookie
Vendor: .linkedin.com
Service: TikTok
Purpose: Supports online marketing by collecting information about the users to
promote products through partners and other platforms.
Privacy policy: TikTok - Privacy policy
Expiry: a year
Name: _tt_enable_cookie
Vendor: .saldo.com
Service: Sendinblue
Purpose: SendInBlue automation collects information on the user’s website
navigation and preferences – This is used to target potential newsletter based
upon this information.
Privacy policy: Sendinblue - Privacy policy
Expiry: 6 months
Name: sib_cuid
Vendor: .www.saldo.com
Service: LinkedIn
Purpose: Collects information about the users and their activity on the website.
The information is used to track and analyze user behaviour and to deliver
targeted advertising.
Privacy policy: LinkedIn - Privacy policy
Expiry: 3 months
Name: li_sugr
Vendor: .linkedin.com
Service: LinkedIn
Purpose: Supports online marketing by collecting information about the users to
promote products through partners and other platforms.
Privacy policy: LinkedIn - Privacy policy
Expiry: a day
Name: lidc
Vendor: .linkedin.com
Service: Hotjar
Purpose: Used for online marketing by collecting information about the users and
their activity on the website. The information is used to target advertising to
the user across different channels and devices.
Privacy policy: Hotjar - Privacy policy
Expiry: 29 minutes
Name: _hjSession_xxx
Vendor: .saldo.com
Service: Hotjar
Purpose: Used for online marketing by collecting information about the users and
their activity on the website. The information is used to target advertising to
the users across the web.
Privacy policy: Hotjar - Privacy policy
Expiry: a year
Name: _hjSessionUser_xxx
Vendor: .saldo.com
Service: Sendinblue
Purpose: SendInBlue automation collects information on the user’s website
navigation and preferences – This is used to target potential newsletter based
upon this information.
Privacy policy: Sendinblue - Privacy policy
Expiry: 6 months
Name: sib_cuid
Vendor: .application.saldo.com
Service: Google Marketing Platform
Purpose: Used for online marketing by collecting information about the users and
their activity on the website. The information is used to target advertising to
the user across different channels and devices.
Privacy policy: Google Marketing Platform - Privacy policy
Expiry: 15 minutes
Name: test_cookie
Vendor: .doubleclick.net
Service: Sendinblue
Purpose: SendInBlue automation collects information on the user’s website
navigation and preferences – This is used to target potential newsletter based
upon this information.
Privacy policy: Sendinblue - Privacy policy
Expiry: 6 months
Name: sib_cuid
Vendor: .apply.saldo.com
Service: Meta Platforms, Inc
Purpose: Facebook's primary advertising cookie, used to deliver, measure and
improve the relevancy of ads.
Privacy policy: Meta Platforms, Inc - Privacy policy
Expiry: 3 months
Name: fr
Vendor: .facebook.com
Necessary
Functional
Statistical
Marketing
powered by: Cookie Information


COOKIE POLICY

Your consent applies to the following domains: my.saldo.com, saldo.com,
application.saldo.com, apply.saldo.com The cookie policy was last updated on
18.06.2024
Privacy Controls Accept all


WHAT IS A COOKIE?

A cookie is a small data file stored in your computer, tablet or smartphone. A
cookie is not a program that can contain harmful malware or virus.


HOW OUR WEBSITE USES COOKIES

Some cookies perform essential functions for our website. Cookies also help us
get an overview of your visit to our website so we can continuously optimize and
tailor the experience to your needs and interests. For example, cookies remember
things like the items added to the shopping cart; whether you have visited our
website before; if you are logged in; and the specific language and currency you
prefer to see on the website. We also use cookies to target our ads specifically
to you on other websites. In general, we use cookies as part of our service to
present you with content that is as relevant to you as possible.

You can see the specific services that store cookies and why they do it, under
the different categories:

 1. Functional
 2. Statistical
 3. Marketing


HOW LONG ARE COOKIES STORED?

The length of time a cookie is stored on your devices and browsers varies. The
lifetime is calculated according to your last visit to the website. When a
cookie expires, it is automatically deleted. All our cookies’ lifetimes are
specified in our cookie policy.


HOW TO BLOCK OR DELETE COOKIES

You may at any time block all or just third-party cookies completely by changing
the browser settings on your computer, tablet or smartphone. The location of
these settings will depend on the browser you use. However, you should be aware
that if you block all or just third-party cookies, there may be functions and
services that you will be unable to use on the website (because these depend on
cookies).
You can opt-out of cookies from Google Analytics here.


HOW CAN YOU DELETE COOKIES?

It is easy to delete cookies that you have previously accepted. It depends on
which browser (Chrome, Firefox, Safari, etc.) and device (smartphone, tablet,
PC, Mac) you are using.
You can typically find this information under settings – Security and Privacy –
but this may vary from one browser to another. Specify which device/browser you
are using (click the appropriate link):

 * Internet Explorer
 * Microsoft Edge
 * Mozilla Firefox
 * Google Chrome
 * Opera
 * Safari
 * Flash cookies
 * Apple
 * Android
 * Chrome, Android


CHANGING YOUR CONSENT

You can change your consent by either deleting cookies from your browser or by
changing your original choice by clicking the link below:

You can change your consent by clicking here

Remember: If you use more than one browser, you must delete cookies in all of
them.


DO YOU HAVE ANY QUESTIONS?

If you have any comments or questions relating to our information and/or
processing of personal data, please feel welcome to contact us. The cookie
policy itself is updated once a month by Cookie Information. If you have any
questions about our cookie policy, you are welcome to contact Cookie Information
on their website.

Functional Statistical Marketing

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