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2023 ENROLLMENT GUIDE


RETIREES AND SURVIVORS UNDER AGE 65 AND THEIR DEPENDENTS

What's New and Changing?

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2023 Annual Enrollment

Oct 18 - Nov 3

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Health Care Plans

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Health Savings Account (HSA)

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Additional Benefits

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Important Details

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Required Notices

This guide is not intended to be a Plan document, Summary Plan Description, or
required notice with respect to any of the Plans mentioned, although the section
“What's New and Changing” includes a summary of some of the more significant
changes to the Plans. AEP reserves the right to modify, amend, suspend, or
terminate the Plans at any time. Refer to the applicable Plan document if you
have any questions relating to a specific Plan or benefit.

VISIT THE AEP RETIREE WEBSITE

Stay informed with AEP’s retiree website, aepretirees.com. You’ll find articles
on a variety of topics such as the energy industry, retiree benefits, human
interest stories on fellow retirees, obituary listings, historical photographs,
important announcements and much more.