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Health Plans for Employers and Brokers
For IGOs

Tailor-made plans for IGO employers

For NGOs

Flexible regional and global health insurance

For brokers

We offer health plans to IGOs and NGOs

Plan Members
Healthcare Providers
About
About Cigna Newsroom Careers
Contact
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LEGAL DISCLAIMER

By using Cigna's website or any Cigna services, software, mobile applications,
or other electronic or web-based services (collectively referred to as the
"Service"), you agree to the following terms and conditions. Your continued
access or use of the Service shall be deemed your acceptance of this legal
disclaimer.


1. INFORMATION ABOUT CIGNA INTERNATIONAL HEALTH SERVICES BVBA

Cigna International Health Services BV (hereafter referred to as "Cigna") is a
company incorporated and existing under the laws of Belgium, with its registered
office located at Plantin en Moretuslei 299, 2140 Antwerpen, Belgium, and with
the enterprise number 0414.783.183 (Register of Legal Entities Antwerp).

Cigna is subject to the supervision of the Financial Services and Markets
Authority (FSMA) in the field of consumer protection and has been registered in
the register of insurance and reinsurance intermediaries under the FSMA number
013799 A-R.




2. INTELLECTUAL PROPERTY RIGHTS

Cigna reserves all property and intellectual property rights on the website and
all its components.

A non-exclusive licence is granted to the user to use the website. Nevertheless,
no property or other intellectual property right is transferred to the user.
This licence only gives the user the right to access the contents of the
website, consult the information it contains and use the services offered on the
site for its own private use.

There are references throughout the Service to various trademarks or service
marks and these, whether registered or not, are the property of their respective
owners. The registered marks "Cigna", the "Tree of Life" logo and other Cigna
marks are owned by Cigna Intellectual Property, Inc.
 


3. GENERAL DISCLAIMER

All material including any link to other websites and content found at linked
sites is provided "as is" and without any express or implied warranties
including warranties of merchantability or fitness for a particular purpose. Due
to the nature of the internet, Cigna does not warrant that access to these pages
will be uninterrupted or error free. Cigna does not warrant or make any
representations regarding the usefulness of or the expected results of the
material contained on the Service.
 


4. INFORMATION AVAILABLE ON THIS WEBSITE

Unless otherwise explicitly stipulated, the various pages you can access on this
website are provided merely for information purposes. Cigna takes all reasonable
measures to provide correct and up-to-date information on this website but it
cannot guarantee that the information will be at all times updated, accurate,
correct, complete or suitable for a particular purpose.

Cigna may modify, at any time and without prior notice, the information supplied
on this website. The information on this website is provided without guarantee
or liability on the part of Cigna.
 


5. LINKS TO OTHER SITES

While using the Service, you may access certain non-Cigna websites or content.
Cigna neither reviews, controls nor endorses the content and accuracy of any
non-Cigna websites or other material, and therefore will not be responsible for
their content and accuracy. Your access to non-Cigna websites and non-Cigna
content is at your sole risk.

Other websites on the internet may contain unedited, sexually explicit, violent,
racist or other types of material, which may be offensive to you. Please access
other websites at your own discretion.
 


6. VIRUSES, WORMS, USE OF FILES

Cigna cannot and does not guarantee or warrant that files available for
downloading from the Service are free of viruses, worms, Trojan horses or other
code that has contaminating or destructive properties. Cigna does not make any
express or implied warranties, representations or endorsements whatsoever
(including without limitation warranties of title, non-infringement or fitness
for a particular purpose) with respect to the files available for downloading
from the Service. In no event will Cigna be liable to you or to anyone else for
any decision made or action taken by you or anyone else in reliance on results
obtained from use of files downloaded from the Service. These files may be
downloaded and/or reprinted for personal use only. Permission to reprint or
electronically reproduce any document or graphic in whole or in part for any
reason except for personal use is expressly prohibited, unless prior written
consent is obtained from the appropriate copyright holder.
 


7. HEALTH INFORMATION

The health information on the Service is provided by or made accessible by Cigna
solely for informational purposes as a public service to promote consumer
health. It does not constitute medical advice and is not intended to be a
substitute for proper medical care provided by a physician. Cigna assumes no
responsibility for any circumstances arising out of the use, misuse,
interpretation or application of any information supplied on the Service. Always
consult with your doctor for appropriate examinations, treatment, testing, and
care recommendations. Do not rely on information on this site as a tool for
self-diagnosis.
 


8. WEB-ENABLED MOBILE OR HANDHELD DEVICES

Certain web and smartphone applications of the Service have been designed to run
on a personal computer, standard laptop or web-enabled mobile device. If you
view or use the Service on a mobile or handheld device you may experience some
display and functionality limitations. You may experience varying wireless
network coverage and speed, depending on your geographic location and
telecommunications provider. The Service should not be used while operating any
motor vehicle, or in any other manner that might endanger yourself or others.

If your mobile device uses Global Positioning System (GPS) technology, trackers,
or other location tracking tools, your location information may be used for
purposes of determining your location when using a function on the Service that
uses such information. While using the Service, if you allow your location
information to be obtained, we will use this information solely to return your
estimated location and to provide you with more personalised results and/or
services. Cigna does not monitor your GPS tracking or location information, and
does not save this information. We will not use this information to identify you
or disclose this information to any third parties.

By using the Service you expressly agree and acknowledge that Cigna shall not
responsible for any of the following: (a) performance limitations and/or
failures experienced in connection with any wireless or Wi-Fi service used to
access the Service; (b) data transmitted through wireless access that may be
intercepted by unauthorised persons; or (3) your failure to physically secure
and/or monitor your personal computer, laptop or wireless device or to protect
your passwords, resulting in unauthorised access to the Service and/or your
Cigna account or plan information.
While using any web-enabled mobile or handheld device to use the Service,
standard mobile phone carrier and data usage charges will apply. You expressly
agree and acknowledge that the use of any mobile or handheld device is at your
sole risk and shall be in accordance with all applicable laws.
 


9. UPDATES AND REVERSE ENGINEERING

By using the Service, you agree to receive any applicable software updates that
may be issued from time to time by Cigna. You agree to accept and install such
updates as part of your use of the Service. You also agree not to reverse
engineer, modify, decompile, adapt, translate, disassemble, or otherwise attempt
to discover the source code of the Service and/or any Cigna application.
 


10. LIMITATION OF LIABILITY

You agree by accessing the Service that under no circumstances or any theories
of liability under international or civil, common or statutory law including but
not limited to strict liability, negligence or other tort theories or contract,
patent or copyright laws, will Cigna be liable for damages of any kind occurring
from the use of the Service or any information or services obtained on or
through the Service including direct, indirect, consequential, incidental, or
punitive damages (even if Cigna has been advised of the possibility of such
damages), to the fullest extent permitted by law. Some jurisdictions do not
allow the exclusion or limitation of certain damages so some of these
limitations may not apply to you.
 


11. CHANGES, APPLICABLE LAW AND JURISDICTION

We reserve the right to make changes to the Service and our Legal Disclaimer. We
encourage you to review the Service and these terms periodically for any updates
or changes. Your continued access or use of the Service shall be deemed your
acceptance of these Legal Disclaimers and any changes and the reasonableness of
these standards for notice of changes. Use of the Service will be governed by
and construed in accordance with Belgian law, without giving effect to its
conflict of law provisions. You agree that any legal action or proceeding
between you and Cigna will be brought exclusively in front of the Belgian
courts. If any provision of this document shall be unlawful, void, or for any
reason unenforceable, then that provision shall be deemed severable from this
document and shall not affect the validity and enforceability of any remaining
provisions.

 

--------------------------------------------------------------------------------

CIGNA INTERNATIONAL HEALTH SERVICES BV
Plantin en Moretuslei 299
2140 Antwerpen
Belgium

Company number: 0414.783.183 (register of Legal Entities Antwerp)
VAT BE 0414 783 183
FSMA 13799 A-R

Copyright © 2020 CIGNA INTERNATIONAL HEALTH SERVICES BV
All rights reserved. 

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Health Plans for Employers and Brokers
For IGOs

Tailor-made plans for IGO employers

For NGOs

Flexible regional and global health insurance

For corporations in Africa

Plans for key local & third-country national staff

For brokers

Offer corporations in Africa, NGOs and IGOs our health plans

Plan Members
Healthcare Providers
About
About Cigna Newsroom Careers
Language
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Español
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 * Legal disclaimer
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 * © Cigna 2023

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to create more valuable experiences for you. By using this site (i.e., by
clicking on the site), you consent to our use of cookies and similar
technologies, as described in our Cookies and Similar Technologies Policy. The
Policy describes how you can control the use of cookies at any time.

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YOUR PRIVACY

When you visit any website, it may store or retrieve information on your
browser, mostly in the form of cookies. This information might be about you,
your preferences or your device and is mostly used to make the site work as you
expect it to. The information does not usually directly identify you, but it can
give you a more personalized web experience. Because we respect your right to
privacy, you can choose not to allow some types of cookies. Click on the
different category headings to find out more and change our default settings.
However, blocking some types of cookies may impact your experience of the site
and the services we are able to offer.
Cookie Policy

FUNCTIONAL COOKIES

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These cookies enable the website to provide enhanced functionality and
personalisation. They may be set by us or by third party providers whose
services we have added to our pages. If you do not allow these cookies then some
or all of these services may not function properly.

PERFORMANCE COOKIES

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These cookies allow us to count visits and traffic sources so we can measure and
improve the performance of our site. They help us to know which pages are the
most and least popular and see how visitors move around the site. All
information these cookies collect is aggregated and therefore anonymous. If you
do not allow these cookies we will not know when you have visited our site, and
will not be able to monitor its performance.

TARGETING COOKIES

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These cookies may be set through our site by our advertising partners. They may
be used by those companies to build a profile of your interests and show you
relevant adverts on other sites. They do not store directly personal
information, but are based on uniquely identifying your browser and internet
device. If you do not allow these cookies, you will experience less targeted
advertising.

ESSENTIAL COOKIES

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We also use cookies that may provide your personal information with our service
providers and vendors to maintain our website, provide the services you
requested and operate our day-to-day business. You cannot opt out because this
is required to run our business.

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