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       * * Goldman and Morgan Stanley Say Stocks Don’t Fully Reflect Risks
       * * Schwab to Pay $187 Million to Settle SEC Charges Over Robo-Advisor
           ‘Cash Drag’
       * * Court Appears Set to Overturn Controversial Ruling That Wells Gamed
           Finra Arbitration
       * * First Republic Scoops up $10-Million Merrill Private Wealth Broker in
           NYC
         
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     * Advisor Moves
         
       * * First Republic Scoops up $10-Million Merrill Private Wealth Broker in
           NYC
       * * Rockefeller Buys Advisory Practice in Florida with $1.5 Bln AUM
       * * Rockefeller Lassoes $2.2-Mln Solo UBS Private Wealth Broker in Dallas
       * * Rockefeller Opens Seattle Office with $5.2-Mln Morgan Stanley Team
         
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     * Enforcement
         
       * * Schwab to Pay $187 Million to Settle SEC Charges Over Robo-Advisor
           ‘Cash Drag’
       * * Merrill to Reimburse Customers $15.2 Million for Mutual Fund Sales
           Overcharges
       * * First Republic to Pay $1.8M to Settle SEC Charges over Revenue
           Sharing Violations
       * * Wells Fargo Advisors to Pay $7 Million Over Anti-Money Laundering
           Lapses: SEC
         
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     * Markets
         
       * `Nothing Safer Than Cash’: Tech Rout Puts Silicon Valley on Edge
       * ‘Any News Is Bad News’ as Earnings Fail to Save Equity Bulls
       * ‘50 Cent’ Profited From Volatility Jump, Wells Fargo Says
       * ‘Beaten Down’ ETF Is a Way to Play Inverted Curve, BofA Says
         
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       * * SIRIANNI: Morgan Stanley’s Moment
       * * Sirianni’s 2022 Predictions: The Year of The Great Entrepreneur
           Revival
       * * Why Only a Huge Shock Will Deter Risk-Taking Investors
       * * Sirianni: Toxic Culture
         
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       * * UBS “Committed” to Finishing Broker Workstation Revamp Despite
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       * * Fintech Firm Apex Clearing Agrees to Go Public Via SPAC
       * * Merrill Systems Hiccuped on Thursday as Stocks Slid
         
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     * From the Publisher
         
       * * SIRIANNI: Morgan Stanley’s Moment
         * Sirianni’s 2022 Predictions: The Year of The Great Entrepreneur
           Revival
       * * Tony Sirianni Interviews Ken Cella — Principal, Client Strategies
           Group at Edward Jones
         * Sirianni: Death of the Trainee
       * * Welcome to AdvisorHub RIA
         * From the Publisher: Sirianni’s Predictions for 2021
       * * Seven Questions with Tony Sirianni: Josh Rogers, Founder and CEO,
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