www.sofi.com
Open in
urlscan Pro
104.18.15.42
Public Scan
Submitted URL: http://sofi.com/eligibility
Effective URL: https://www.sofi.com/eligibility-criteria/
Submission: On April 12 via api from CH — Scanned from DE
Effective URL: https://www.sofi.com/eligibility-criteria/
Submission: On April 12 via api from CH — Scanned from DE
Form analysis
1 forms found in the DOM<form id="dm-form" class="dm-forms" data-hs-cf-bound="true" aria-label="Confirmation Number">
<div class="fieldset">
<input id="dm-reservation-number" class="dm-reservation-number-input-modal" name="reservation-number" type="text" data-type="text" autocomplete="off" tabindex="0" required="" aria-required="true"
aria-labelledby="ae-formFieldLabelOptIn_xexclnbvzu8_0">
<label for="reservation-number" id="ae-formFieldLabelOptIn_xexclnbvzu8_0">Confirmation #</label>
<div class="icon icon--percent"></div>
<div class="error-message reservation-number-error-modal">Confirmation # invalid</div>
</div>
<div class="fieldset">
<input id="dm-postal-code" class="dm-postal-code" name="postal-code" type="text" data-type="number" autocomplete="off" tabindex="0" required="" aria-required="true" aria-labelledby="ae-formFieldLabelOptIn_xexclnbvzu8_1">
<label for="postal-code" id="ae-formFieldLabelOptIn_xexclnbvzu8_1">Zip Code</label>
<div class="icon icon--percent"></div>
</div>
</form>
Text Content
Skip to Main Content This website is AudioEye enabled and is being optimized for accessibility. Additionally, free web personalization tools have been provided via the AudioEye Toolbar, which may be enabled from the Accessibility Statement link found on this page. $%0$$$$123i$12340004132 Accessible Main Menu * * Log In Contact Us * Products Loans Student Loan Refinancing * Medical Resident Refinancing * Parent PLUS Refinancing * Medical Professional Refinancing * Law and MBA Refinancing -------------------------------------------------------------------------------- Private Student Loans * Undergraduate Student Loans * Graduate Student Loans * Law and MBA Loans * Parent Student Loans -------------------------------------------------------------------------------- Personal Loans * Home Improvement Loans * Credit Card Consolidation Loans * Family Planning Loans * Travel Loans * Wedding Loans -------------------------------------------------------------------------------- Home Loans * Mortgage Loans * Mortgage Refinancing * Cash-Out Refinance * Jumbo Loans * Home Equity -------------------------------------------------------------------------------- Auto Loan Refinance Investing Invest * Active Investing * Automated Investing * IPO Investing * Fractional Shares * ETFs * Retirement Accounts Crypto Credit Cards * Credit Card Banking * NEW! Checking and Savings Insurance Insurance * Auto Insurance * Life Insurance * Homeowners Insurance * Renters Insurance Estate Planning Insights * Relay Financial Insights * Credit Score Monitoring * Budgeting and Spending * Property Tracking * Investment Portfolio Summary Business Solutions * SoFi at Work * Small Business Financing Browse all products * Member Benefits Member Benefits As a SoFi member, you get access to exclusive benefits designed to help set you up for success with your money, community, and career. See All Benefits SoFi Member Rewards Earn points for making moves toward financial independence—every step of the way. Referral Program Refer your friends & family to SoFi and get paid. Member Advisory Board Meet our panel of SoFi Members who provide invaluable feedback across all our products and services. SoFi Stadium Members get exclusive SoFi Stadium perks like expedited entry, access to the SoFi Member Lounge, and more. Career Coaching Get access to experienced career coaches—complimentary for all SoFi members. Member Experiences Exclusive member events to build your future, community, and career. Financial Planning Get personalized advice from a credentialed financial planner–at no cost. Estate Planning Members get 10% off their trust, will, or guardianship estate plans. See All Benefits * Resources Resources Get answers to your questions; plus tools, guides, calculators, & more. Visit SoFi Learn Visit SoFi Learn -------------------------------------------------------------------------------- Visit Our Blog -------------------------------------------------------------------------------- FAQs -------------------------------------------------------------------------------- Eligibility Criteria -------------------------------------------------------------------------------- Top Resources * Student Loans Help Center * Home Loan Help Center * Fixed vs. Variable Rates * Medical School Refinance Guide * Smart Investing 101 Guide * Consolidate vs. Refi See All Resources -------------------------------------------------------------------------------- Top Tools * Student Loan Refinance Calculator * Mortgage Calculator * Student Loan Payment Calculator * Personal Loan Calculator * Student Loan Payoff Calculator * Home Affordability Calculator * Life Insurance Calculator See All Tools -------------------------------------------------------------------------------- Learn More * SoFi Daily Newsletter * Visit Our Blog * Investment Strategy * FAQs * Eligibility Criteria * About About Us Learn more about our mission and values, how we started, and what we’ve accomplished since then. Learn More about About Us Our Leadership Meet the SoFi leadership team and board members. How it Works Read about how SoFi works—and how we can help you reach your financial goals. Our Values Learn more about SoFi’s core values. Press Read through the latest SoFi news coverage. Investors Information for investors in SOFI common stock. Careers Come work with us! Diversity, Equity, and Inclusion Learn about our commitment to fostering a welcoming workforce. Contact Us Questions? Comments? Just want to talk? Get in touch with us via phone or email. * Log In * Get Started Select a product to get started. * Invest → * Personal Loans → * Student Loan Refinancing → * Banking → * Home Loans → * Credit Card → * Private Student Loans → * Insurance → * Credit Score & Budgeting → * Auto Loan Refinancing → Or just create an account. X RECEIVED A MAILER FROM US? If you got a letter stating that you’re pre-selected for a SoFi loan, you’re in the right place. Get started by entering your confirmation number below. Confirmation # Confirmation # invalid Zip Code Find My Rate Cancel X You are now leaving the SoFi website and entering a third-party website. SoFi has no control over the content, products or services offered nor the security or privacy of information transmitted to others via their website. We recommend that you review the privacy policy of the site you are entering. SoFi does not guarantee or endorse the products, information or recommendations provided in any third party website. Okay Close LET'S GET STARTED. ELIGIBILITY CRITERIA STUDENT LOAN REFINANCING ELIGIBILITY Before you apply for SoFi Student Loan Refinancing to refinance your student or Parent PLUS loans, we’d like you to be aware of the eligibility criteria. In addition to the information noted below, you must also meet our underwriting criteria to obtain a loan from SoFi. You are at least the age of majority in your state and able to enter into a binding contract. Be a US citizen, permanent resident, or non-permanent resident alien. * Permanent residents must be able to show an image or scan of their permanent residency card (Green Card), and their Green Card must have a total validity (from issuance to expiry) of at least 2 years. * Non-permanent resident aliens (including DACA recipients and asylum seekers) must have valid documentation showing immigration status is current. Borrowers must be employed, have sufficient income from other sources, or have an offer of employment to start within the next 90 days. You have graduated with an associates’ degree or higher from a Title IV school. You are looking to refinance educational debt. Bar loans and residency loans are not eligible for refinancing at this time. In order to refinance Student Loans, the school they originated from must have been an eligible, accredited Title IV school at the time of matriculation. Loan eligibility depends on a number of additional factors, including your financial history, credit score, and monthly income vs. expenses. STATE ELIGIBILITY: We offer refinance loans in 50 states plus the District of Columbia. MINIMUM LOAN AMOUNT: $5,000 (may be higher in specific states due to legal requirements) Eligibility criteria current as of 1/15/19 MEDICAL RESIDENT STUDENT LOAN REFINANCING ELIGIBILITY Am I eligible for a SoFi Medical Resident Refinance loan? You are a medical/dental resident or fellow with up to four years left in your approved program. Be a US citizen, permanent resident, or non-permanent resident alien. * Permanent residents must be able to show an image or scan of their permanent residency card (Green Card), and their Green Card must have a total validity (from issuance to expiry) of at least 2 years. * Non-permanent resident aliens (including or DACA recipients and asylum seekers) must have valid documentation showing immigration status is current. You have graduated with an MD, DO, DMD, or DDS from a selection of Title IV accredited university or graduate programs in the U.S. You meet SoFi’s underwriting criteria. Loan eligibility depends on a number of additional factors, including your financial history, credit score, and monthly income vs. expenses. STATE ELIGIBILITY: We offer medical resident refinance loans in 48 states. Residents of Mississippi and Montana are not eligible for a medical resident refinance loan at this time. Pennsylvania minimum loan amount $25,001. Connecticut and Kentucky minimum loan amount of $15,001. MINIMUM LOAN AMOUNT: $10,001 (may be higher in specific states due to legal requirements) Eligibility criteria current as of 1/15/19 UNDERGRADUATE STUDENT LOANS ELIGIBILITY Before you apply for a SoFi Undergraduate Loan, we’d like you to be aware of the eligibility criteria. In addition to the information noted below, you must also meet our underwriting criteria to obtain a loan from SoFi. BORROWERS: Borrowers must be the age of majority in their state of residence, otherwise an age of majority cosigner is required. Be a US citizen, permanent resident or non-permanent resident alien. * Permanent residents must be able to show an image or scan of their permanent residency card (Green Card), and their Green Card must have a total validity (from issuance to expiry) of at least 2 years. * Non-permanent resident aliens (including DACA recipients and asylum seekers) must have valid documentation showing immigration status is current. Borrowers must be employed or have sufficient income from other sources (either borrower or cosigner). Borrowers must use the loan for Qualified Higher Education Expenses at an eligible institution. This loan is not available for associate degree seeking students. Borrowers must be enrolled at least half time in a degree granting program at an eligible institution. This loan is not available for associate degree seeking students. Borrowers must be making Satisfactory Academic Progress (SAP), which is certified by the school the borrower is attending. COSIGNERS: Cosigners must be the age of majority in their state of residence. Cosigners must be US citizens, permanent residents, or non-permanent resident aliens. Loan eligibility depends on a number of additional factors, including your financial history, credit score, and monthly income vs. expenses. Loan eligibility depends on a number of additional factors, including your financial history, credit score, and monthly income vs. expenses. STATE ELIGIBILITY: We offer Undergraduate Student loans in 50 states plus the District of Columbia. MINIMUM LOAN AMOUNT: $5,000 (may be higher in specific states due to legal requirements) Eligibility criteria current as of 3/30/22 GRADUATE STUDENT LOANS ELIGIBILITY Before you apply for a SoFi Graduate Student Loan or Graduate Certificate, we’d like you to be aware of the eligibility criteria. In addition to the information noted below, you must also meet our underwriting criteria to obtain a loan from SoFi. BORROWERS: Borrowers must be the age of majority in their state of residence, otherwise an age of majority cosigner is required. Borrowers must be a US citizen, permanent resident or non-permanent resident aliens. * Permanent residents must be able to show an image or scan of their permanent residency card (Green Card), and their Green Card must have a total validity (from issuance to expiry) of at least 2 years. * Non-permanent resident aliens (including DACA recipients and asylum seekers) must have valid documentation showing immigration status is current. Borrowers must use the loan for Qualified Higher Education Expenses at an eligible institution. Borrowers must be enrolled at least half time in a graduate certificate or graduate degree granting program at an eligible institution. Borrowers must be making Satisfactory Academic Progress (SAP), which is certified by the school the borrower is attending. COSIGNERS: Cosigners must be the age of majority in their state of residence. Cosigners must be US citizens, permanent residents, or non-permanent residents. Loan eligibility depends on a number of additional factors, including your financial history, credit score, and monthly income vs. expenses. Loan eligibility depends on a number of additional factors, including your financial history, credit score, and monthly income vs. expenses. STATE ELIGIBILITY: We offer Graduate Student loans in 50 states plus the District of Columbia. MINIMUM LOAN AMOUNT: $5,000 (may be higher in specific states due to legal requirements) Eligibility criteria current as of 3/30/22 PARENT STUDENT LOANS ELIGIBILITY Before you apply for a SoFi Parent Student Loan, we’d like you to be aware of the eligibility criteria. In addition to the information noted below, you must also meet our underwriting criteria to obtain a loan from SoFi. BORROWERS: Borrowers must be the age of majority in their state of residence. Borrowers must be a US citizen, permanent resident or non-permanent resident aliens. * Permanent residents must be able to show an image or scan of their permanent residency card (Green Card), and their Green Card must have a total validity (from issuance to expiry) of at least 2 years. * Non-permanent resident aliens (including DACA recipients and asylum seekers) must have valid documentation showing immigration status is current. Borrowers must use the loan for Qualified Higher Education Expenses at an eligible institution. Borrowers are not required to be the legal guardian of the student to apply for the Parent Student Loan. CO-SIGNERS: Cosigners must be US citizens, permanent residents, or non-permanent resident aliens. STUDENTS: Borrowers must be enrolled at least half -time in a degree or graduate certificate granting program at an eligible institution.This loan is not available for associate degree seeking students. Students must be making Satisfactory Academic Progress (SAP), which is certified by the school the student is attending. Loan eligibility depends on a number of additional factors, including your financial history, credit score, and monthly income vs. expenses. STATE ELIGIBILITY: We offer Parent Student loans in 50 states plus the District of Columbia. MINIMUM LOAN AMOUNT: $5,000 (may be higher in specific states due to legal requirements) Eligibility criteria current as of 3/30/22 GRADUATE CERTIFICATE STUDENT LOANS ELIGIBILITY Before you apply for a SoFi Graduate Certificate Loan, we’d like you to be aware of the eligibility criteria. In addition to the information noted below, you must also meet our underwriting criteria to obtain a loan from SoFi. BORROWERS: Borrowers must be the age of majority in their state of residence, otherwise an age of majority cosigner is required. Borrowers must be a US citizen, permanent resident or non-permanent resident aliens. * Permanent residents must be able to show an image or scan of their permanent residency card (Green Card), and their Green Card must have a total validity (from issuance to expiry) of at least 2 years. * Non-permanent resident aliens (including DACA recipients and asylum seekers) must have valid documentation showing immigration status is current. Borrowers must be employed or have sufficient income from other sources (either borrower or cosigner). Borrowers must use the loan for Qualified Higher Education Expenses at an eligible institution. Borrowers must be enrolled at least half time in a graduate certificate granting program at an eligible institution. Borrowers must be making Satisfactory Academic Progress (SAP), which is certified by the school the borrower is attending. COSIGNERS: Cosigners must be the age of majority in their state of residence. Cosigners must be US citizens, permanent residents, or non-permanent residents. Loan eligibility depends on a number of additional factors, including your financial history, credit score, and monthly income vs. expenses. Loan eligibility depends on a number of additional factors, including your financial history, credit score, and monthly income vs. expenses. STATE ELIGIBILITY: We offer Graduate Student loans in 50 states plus the District of Columbia. MINIMUM LOAN AMOUNT: $5,000 (may be higher in specific states due to legal requirements) Eligibility criteria current as of 3/30/22 PERSONAL LOAN ELIGIBILITY Before you apply for a SoFi Personal Loan, we’d like you to be aware of the eligibility criteria. In addition to the information noted below, you must also meet our underwriting criteria to obtain a loan from SoFi. You are at least the age of majority in your state and able to enter into a binding contract. You are either a United States citizen, eligible permanent resident, or non-permanent resident alien (including DACA recipients and asylum seekers). * For eligible permanent residents or non-permanent residents, valid documentation is required showing your immigration status is current. You reside in a state where SoFi Lending Corporation or SoFi Bank, N.A is authorized to lend. You are at least the age of majority in your state. You must be employed, have sufficient income from other sources, or have an offer of employment to start within the next 90 days. Loan eligibility depends on a number of additional factors, including your financial history, credit score, and monthly income vs. expenses. For applicants with one or more existing SoFi personal loans, the applicant must have made at least three payments, as well as the most recent three payments on-time (not late), on each loan in order to be considered eligible for an additional personal loan. Note that Michigan residents can only have one SoFi Personal Loan at any given time. STATE ELIGIBILITY: SoFi Personal Loans are not available to residents of MS. Minimum loan requirements might be higher than $5,000 in specific states due to legal requirements. Fixed and variable-rate caps may be lower in some states due to legal requirements and may impact your eligibility to qualify for a SoFi loan. See state license information here. to see state license information MINIMUM LOAN AMOUNT: Personal loans have a minimum loan amount of $5,000 and maximum of $100,000. Minimum loan amount may be higher in specific states due to legal requirements. Eligibility criteria current as of 3/13/19 MORTGAGE ELIGIBILITY Before you apply for a SoFi mortgage or mortgage refinancing, we’d like you to be aware of the eligibility criteria. In addition to the information noted below, you must also meet our underwriting criteria to obtain a home loan from SoFi. Loan eligibility depends on a number of additional factors, including your credit score and credit history, monthly income and expenses, assets, and employment status and history. You are at least the age of majority in your state You (or any co-borrower or co-signer) are a U.S citizen, or an eligible permanent resident alien or non-permanent resident alien. Other restrictions and eligibility criteria apply to resident alien applicants and non-permanent resident alien applicants You are purchasing or refinancing a primary residence or second home in AL, AK, AR, AZ, CA, CO, CT, DE, DC, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MS, MT, NE, NJ, NH, NV, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI , WV or WY The property you are purchasing or refinancing will be your primary residence or second home for at least 12 months SoFi Lending Corp. or an affiliate does not originate mortgage loans in Hawaii, Missouri, New Mexico, New York, or West Virginia. SOFI LENDING CORP. OR AN AFFILIATE MORTGAGE STATE LICENSING DETAILS SoFi Lending Corp. or an affiliate is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. SOFI LENDING CORP. OR AN AFFILIATE IS CURRENTLY ABLE TO ISSUE AND REFINANCE MORTGAGES IN THE FOLLOWING STATES: ALABAMA Consumer Credit License #21983 ALASKA Mortgage Broker/Lender License #AK1121636 If your issue is unresolved by [licensee name & phone number], please submit formal complaints with the State of Alaska, Division of Banking & Securities. Please download the form here: https://www.commerce.alaska.gov/web/portals/3/pub/DBSGeneralComplaintFormupdated.pdf. Submit formal complaint form with supporting documents: Division of Banking & Securities PO Box 110807 Juneau, AK 99811-0807. If you are an Alaska resident with questions regarding formal complaints, please email us at dbs.licensing@alaska.gov or call Nine Zero Seven Four Six Five Two Five Two One ARIZONA SoFi Lending Corp. or an affiliate, 1035 W. Queen Creek Rd Ste 101 Chandler, AZ 85248, Mortgage Banker License #BK-0934275 ARKANSAS SoFi Lending Corp. or an affiliate, 201 East Markham Suite 300 Little Rock, AR 72201 (501) 324-9260 CALIFORNIA Licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612/NMLS #1121636 COLORADO Mortgage Company Registration License: #1121636 CONNECTICUT Licensed by the Connecticut Department of Banking – Mortgage Lender License #ML-1121636 DELAWARE Delaware Lender License #30278 DISTRICT OF COLUMBIA Mortgage Dual (Lender & Broker) Authority License No. MLB #1121636 FLORIDA Mortgage Lender Servicer License #MLD1108 GEORGIA Georgia Mortgage Lender License #42010 IDAHO Mortgage Broker/Lender License: MBL-8673 ILLINOIS Illinois Residential Mortgage Licensee License No. MB.6761063 Department of Financial and Professional Regulation Division of Banking 100 West Randolph, 9th Floor Chicago, IL 60601 General Inquiry Inquiries: 1-888-473-4858 Division of Banking Direct: 1-844-768-1713 TYY: 1-866-325-4949 INDIANA First Lien Mortgage Lending License #25660 IOWA Mortgage Banker License: #2019-0054 KANSAS Mortgage Company License: MC0025600 KENTUCKY Mortgage Company License: MC701438 LOUISIANA SoFi Lending Corp. or an affiliate, Louisiana Residential Mortgage Lending License MAINE Supervised Lender License NMLS #1121636 MARYLAND Maryland Mortgage Lender License #21585 MASSACHUSETTS Massachusetts Mortgage Lender and Mortgage Broker License #MC1121636 MICHIGAN Michigan 1st Mortgage Broker/Lender Registrant FR0020980 MINNESOTA Residential Mortgage Originator License #MN-MO-1121636 MISSISSIPPI SoFi Lending Corp. or an affiliate, Post Office Box 12129 Jackson, Mississippi 39236 MONTANA Licensed by the Montana Division of Banking and Financial institutions, Montana Mortgage Lender License #1121636 NEBRASKA NMLS Number: #1121636, (877) 471-3445 NEVADA Mortgage Broker License #4635 NEW HAMPSHIRE Licensed by the New Hampshire Banking Department Mortgage Banker #19764-MB NEW JERSEY Licensed by the New Jersey Department of Banking and Insurance Residential Mortgage Lender License #1121636 NEW HAMPSHIRE Mortgage Banker License 23682-MB NORTH CAROLINA Mortgage Lender License No. L-160812 NORTH DAKOTA Money Broker License No. MB102764 OHIO NMLS Number: #1121636, Residential Mortage Lending Act Certificate of Registration: RM.804475.000 OKLAHOMA NMLS Number: #1121636, Mortgage Lender License: ML012338 OREGON Oregon Mortgage Lending License #ML-5418 PENNSYLVANIA Licensed by the Pennsylvania Department of Banking Mortgage Lender License #46311 RHODE ISLAND Rhode Island Lender License #20153065LL SOUTH CAROLINA Licensed by the South Carolina State Board of Financial Institutions, Lender/Servicer License #MLS-1121636 Licensed by the South Carolina State Board of Financial Institutions, Lender/Servicer License-Other Trade Name #MLS-1121636 OTN #1 SOUTH DAKOTA TENNESSEE Tennessee Mortgage Lending License #127518 TEXAS License #1121636. Consumers wishing to file a complaint against a mortgage company or a licensed mortgage company residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at WWW.SML.TEXAS.GOV. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage company residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at WWW.SML.TEXAS.GOV. The department maintains the mortgage broker recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult Subchapter F of the Mortgage Broker License Act on the department’s web at WWW.SML.TEXAS.GOV. SoFi Lending Corp. or an affiliate maintains a physical branch office location at 7700 Windrose Avenue, Suite 105, Plano, Texas 75024. UTAH Licensed by the Utah Department of Real Estate, Utah-DRE mortgage Entity License #10293902. Licensed by the Utah Department of Real Estate, Utah-DRE Mortgage Entity License-Other Trade Name #1 #9223125. Utah-DRE Mortgage Branch Office #10293918 VERMONT Licensed by the Vermont Banking Division – Lender License #6705 VIRGINIA Licensed by the Virginia Bureau of Financial Institutions – Lender License #MC-5906; NMLS ID #1121636. ( www.nmlsconsumeraccess.org Opens A New Window. ). Notice for refinancing customers: as a result of refinancing, the total finance charge over the life of the loan may be higher. WASHINGTON Consumer Loan Company License CL-1121636 WISCONSIN Mortgage Banker License 1121636BA WYOMING Wyoming Mortgage Lender License #2659 If you don’t see your state listed here, please let us know you are interested so that we can contact you as we expand our mortgage program. Email us or call 844-763-4466 Phone number Eligibility criteria current as of 4/7/20 QUESTIONS? Customer Support: (855) 456-7634 Phone number * Mon-Thu 5:00 AM - 7:00 PM PT * Fri-Sun 5:00 AM - 5:00 PM PT Home Loans General Support: (844) 763-4466 Phone number * Mon-Fri 6:00 AM – 6:00 PM PT * Closed Saturday & Sunday Invest Support: investsupport@sofi.com * Mon-Thu 8:00 AM – 8:00 PM EST * Fri 8:00 AM - 7:00 PM EST * Closed Saturday & Sunday PRODUCTS * Student Loan Refinancing * Medical/Dental Resident Refinancing * Parent PLUS Refinancing * Medical Professional Refinancing * Law and MBA Refinancing * Private Student Loans * Undergraduate Student Loans * Graduate Student Loans * Law and MBA Loans * Parent Student Loans * Personal Loans * Credit Card Consolidation Loans * Home Improvement Loans * Family Planning Loans * Travel Loans * Wedding Loans * Home Loans * Mortgage Loans * Mortgage Refinance * Auto Loan Refinance * SoFi Invest® * IPO Investing * Crypto * Fractional Shares * Active Investing * Automated Investing * ETFs * SoFi Protect * Renters Insurance * Homeowners Insurance * Auto Insurance * Life Insurance * Estate Planning * SoFi Credit Card * SoFi Checking and Savings * SoFi Relay * SoFi at Work * Small Business Financing COMPANY * About Us * Our Leadership * How it Works * Our Values * Press * Investors * Careers * Diversity, Equity, and Inclusion * Contact Us * Blog * FAQs LEGAL * Privacy & Security * Terms of Use * Disclaimers * Licenses * NMLS Access Opens A New Window. * Eligibility Criteria * ADA Accessibility * Business Continuity QUESTIONS * FAQs * Contact Us Stay up to date on the latest business news and stock market happenings. Learn more SoFi daily news * * * * * * * 2750 East Cottonwood Parkway #300 Cottonwood Heights, Utah 84121 Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, years of professional experience, income, and a variety of other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp. or an affiliate, NMLS # 1121636. (www.nmlsconsumeraccess.org Opens A New Window. ) ✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. ©2022 Social Finance, Inc. All rights reserved. TLS 1.2 Encrypted Equal Housing Lender Opens in new window PDF Download Word Download Excel Download PowerPoint Download Document Download close carousel