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Contact usOnline Banking LoginLocationsOpen an AccountSchedule an Appointment




Find out how much home you can afford
Get prequalified now
Start Online
With Community Bank's Credit Companion
Free credit score & report!
Learn more
No Closing Cost Mortgages
$0.00
*
In closing costs
Get details
Can't make it into a branch? No problem.
Apply for a personal loan
Get Started
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Go to slide 1Go to slide 2Go to slide 3Go to slide 4
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Play Pause

product_house Apply for a No Closing Cost Mortgage product_money_bag Apply for a
Personal Loan Online product_wallet Open a Deposit Account Online product_graph
Business Loans


WE TAKE BANKING PERSONALLY.

For more than 150 years, we’ve put our customers first. It’s how we do business
and it’s what sets us apart. Our people genuinely care about their neighbors,
and that shapes every decision we make, from supporting local causes to helping
businesses and families succeed. Our checking and savings accounts, credit
cards, mortgages, personal and business loans, and financial planning help
people reach their goals and live their dreams. Banking should be personal. Stop
in and we’ll show you why that makes all the difference.

Open an account
Personal Banking
Open a direct-deposit account online today.

Can’t make it to a branch? No problem.

Get started
Loans
Apply for a personal loan online.

We’ll help you find a loan that suits your budget and plans, with flexible terms
and convenient payment options.

Learn More
Rewards. Low Intro. Bonus offer.
Everything you want. All in one credit card.
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Free Homebuyer’s Kit
Filled with helpful tips to help you on your homebuying journey
Download Today
Free Gift
Get a free gift for opening checking account today!
Learn more
Make Financial Decisions Confidently
Explore our Financial Literacy Hub for advice on spending, saving, banking,
investing and more.
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Diversity Council
Moving Our Culture Forward
LEARN MORE
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OUR COMMUNITY

Strong partners build stronger communities, together

Discover how Marco Zumbolo, the financial leader of Broadalbin-Perth Central
School District, partners with Community Bank to advance education and serve the
community effectively. Trust, guidance, …

Read More

8 common scams defined

From phishing to identity theft, learn the key terms scammers use and how to
protect yourself. Stay informed and avoid falling for common scams. Stay safe
with Community Bank.

Read More

Smishing: Don’t take the bait

Learn about smishing, a form of phishing through text messages and chats.
Discover how to spot and avoid smishing scams, protect your personal
information, and stay safe on your mobile device.

Read More

Protect yourself from identity theft and fraud: Pro tips from our …

Learn valuable tips from our security officer to protect yourself from identity
theft and fraud. Understand common types of fraud, clues to spot scams, and
proactive measures to stay safe.

Read More

Understanding your Credit

Understanding your credit is essential when analyzing your interest rates and
credit limits.

Read More

5 Ways to Boost Financial Performance

Taking the time to find ways to boost the financial performance of your business
can pay off massively. Here are five ways you can get immediate results.

Read More
*

Valid on owner occupied, 1–4-family residential properties. Property and hazard
insurance are required and are the responsibility of the borrower. For mortgages
with less than 20% down payment, Private Mortgage Insurance (PMI) is required
and customer is responsible for PMI premiums. Other applicable fees/charges,
including deed stamps or deed transfer taxes, are not mortgage closing costs and
will not be paid by the Bank. If a customer elects to obtain owner title
insurance, the customer is responsible for the owner title insurance premium.
Single-wide mobile homes are not eligible for a no closing cost mortgage.
Double-wide mobile homes are eligible for the no closing cost mortgage only if
permanently attached to a foundation. Should the no closing cost mortgage be
closed or discharged within the first three years, the Bank may collect the
third-party closing costs from the customer that were waived when the loan was
opened. If a customer selects an attorney to represent him/her, customer is
responsible for attorney fees. Community Bank will not pay for a survey, nor any
other item that is ordinarily paid for by the seller. ADDITIONAL “NO CLOSING
COSTS” PRODUCT DISCLOSURE: “No closing costs” means no: origination fee/points;
application fee; flood check fee; credit report fee; appraisal fee; mortgage
recording fee; abstract update or title search fee; lender title insurance fees;
bank attorney fee; mortgage recording tax.


BANKING YOU CAN COUNT ON

Better banking starts with trust—and we’re honored to be recognized for it.


Home

We’re a full-service financial institution, offering all the things much bigger
banks offer. But we also have the one thing they don’t—a passion for providing
the highest level of customer service in whatever we do.

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or reliability of any site linked to or from our site. The presence of any links
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Trying to figure out how much house you can afford? Start here.

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