www.ubs.com Open in urlscan Pro
2a02:26f0:480:389::3995  Public Scan

Submitted URL: https://secure.ubs.com/campaign/r/?id=h2800072a,3b644487,27bbd07a&campID=UC:E:601216:601221:43130732:0:996426883:996426...
Effective URL: https://www.ubs.com/ch/en/private/accounts-and-cards/information/magazine/2019/are-your-finances-vacation-ready.html...
Submission: On July 18 via manual from DE — Scanned from DE

Form analysis 1 forms found in the DOM

<form data-v-c99dd27c="" id="sitesearch-searchBox-1" autocomplete="off" class="search-field-with-icon large"><label data-v-c99dd27c="" for="searchbox" class="is-visuallyHidden"> Local Search </label> <input data-v-c99dd27c="" type="text"
    id="searchbox" role="searchbox" aria-autocomplete="list" aria-controls="autocomplete-suggestions-2" placeholder="Search" class="searchbox" tabindex="-1"> <!----> <button data-v-c99dd27c="" type="submit" class="search-button" tabindex="-1"><span
      data-v-c99dd27c="" class="is-visuallyHidden">Search</span> <svg data-v-4345771e="" data-v-c99dd27c="" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" class="icon search-icon">
      <path data-v-4345771e="" d="M22 20.586l-6.543-6.542A7.46 7.46 0 0 0 17 9.5 7.5 7.5 0 1 0 9.5 17a7.46 7.46 0 0 0 4.543-1.542L20.586 22 22 20.586zM3 9.5C3 5.916 5.916 3 9.5 3S16 5.916 16 9.5 13.084 16 9.5 16 3 13.084 3 9.5z"></path>
    </svg></button></form>

Text Content

SKIP LINKS

Content Area Main Navigation


HEADER

Private Clients


META NAVIGATION

 * Select your domicile Switzerland
   
   
   * PLEASE SELECT YOUR DOMICILE
     
     * Europe
       * Europe
       * North America
       * Asia Pacific
       * Middle East & Africa
       * Latin America
     * Switzerland
       * Austria
       * Denmark
       * Finland
       * France
       * Germany
       * Iceland
       * Italy
       * Jersey
       * Luxembourg
       * Monaco
       * Netherlands
       * Norway
       * Russia
       * Spain
       * Sweden
       * Switzerland
       * Turkey
       * United Kingdom
       * Canada
       * United States
       * Australia
       * Mainland China
       * Hong Kong SAR
       * India
       * Indonesia
       * Japan
       * Korea
       * Malaysia
       * New Zealand
       * Philippines
       * Singapore
       * Taiwan
       * Thailand
       * Bahrain
       * Israel
       * Lebanon
       * Qatar
       * Saudi Arabia
       * South Africa
       * United Arab Emirates
       * Bahamas
       * Brazil
       * Chile
       * Colombia
       * Mexico
       * Panama
     Global homepage
 * Branches
 * en
   * English en
   * Deutsch de
   * Français fr
   * Italiano it
 * 
 * UBS loginsLogins UBS logins
   
   
   CHOOSE YOUR UBS LOGIN
   
   INDIVIDUALS
   
    * UBS E-Banking Switzerland
    * UBS Safe
    * UBS Quotes
    * UBS KeyClub eStore
    * UBS Digital Networks and Events
   
   CORPORATE & INSTITUTIONS
   
    * UBS E-banking and online services Switzerland
    * UBS Connect
    * UBS KeyLink
    * UBS Neo
    * Investment Bank Client Portal
    * UBS Asset Wizard
   
   More logins
   
   Log in without a card reader?
   
   The UBS Access App lets you log into E-banking easily and securely via
   smartphone.
   
   Download the app now


SEARCH TITLE

Local Search Search



MAIN NAVIGATION

Private Clients Private Clients
Private Clients


SITE NAVIGATION


MAIN NAVIGATION

 * Accounts and cards
 * Mortgages
 * Pension
 * Investing
 * KeyClub
 * Digital Banking
 * Magazine
 * More
   * Accounts and cards
   * Mortgages
   * Pension
   * Investing
   * KeyClub
   * Digital Banking
   * Magazine


 * TOOLS & SERVICES

 * Help

 * Contact
   * Digital Banking Support
   * Hotline private clients
   * Hotline corporate clients
   * Make an appointment
   * Video consultation private clients
   * Feedback and Complaints
   * Report Misconduct
   * More contact information

 * 
 * Accounts and cards
   * Banking packages
   * Accounts
     * Personal account
     * Savings account
     * Savings account for young people
     * Current account
     * Investment fund account
     * Rental surety savings account
     * Payments
   * Credit cards
     * Classic credit card
     * Gold credit card
     * Platinum credit card
     * Virtual credit card
     * Special credit cards
     * Prepaid cards
     * Additional services
     * Manage your card
   * Debit cards
     * Manage your card
   * All about money
     * Guides and publications
     * Currency converter
     * Magazine is selected
 * Mortgages
   * Mortgage guide
     * Finding a home
     * Financing a home
     * Maintaining a home
   * Mortgage comparison
     * Fixed-rate Mortgage
     * SARON Mortgage
     * Building loan
     * Mortgage overdraft facility
     * Mortgage interest rates
     * Special offers
   * Mortgage calculator
   * Maximum purchase price calculator
   * Rent or buy calculator
   * Information on mortgages
     * Brochures and publications
     * Magazine
   * Video consultation
 * Pension
   * Retirement according to age
     * 18 to 29 years old
     * 30 to 50 years old
     * Over 50 years old
   * Pillar 3
     * Retirement savings account
     * Retirement custody account
     * Maximum amount 2022
     * Life insurance policies
     * Forms and applications
   * Pillar 2
     * Vested benefits account
     * Vested benefits custody account
     * Forms and applications
   * Retirement calculator
   * Learn about retirement provision
     * 3-pillar principle
     * Studies and analyses
     * Guides and publications
     * Magazine
   * Video consultation
 * Investing
   * Investment advisory services
     * Why invest?
     * How should you invest?
   * Investment fund account
   * Funds
   * UBS Manage™
   * Custody account
   * Investment calculator
   * Liquidity calculator
   * Video consultation
   * Guides and publications
 * KeyClub
   * Collect points
   * Redeem points
   * Contests and offers
   * Questions and answers
   * Stories
 * Digital Banking
   * Private clients
     * E-Banking
     * Mobile Banking
     * Access App
     * Safe
     * UBS TWINT
     * Mobile Payment
     * UBS apps
   * Wealth Management
   * SME
   * Security
 * Magazine


PLEASE SELECT YOUR DOMICILE

Select your domicile Europe, Switzerland


 * DOMICILE

Back


PLEASE SELECT YOUR DOMICILE

 * Europe
 * Switzerland

Global homepage
Back


REGION

 * Europe
 * North America
 * Asia Pacific
 * Middle East & Africa
 * Latin America

Back


DOMICILE

 * Austria
 * Denmark
 * Finland
 * France
 * Germany
 * Iceland
 * Italy
 * Jersey
 * Luxembourg
 * Monaco
 * Netherlands
 * Norway
 * Russia
 * Spain
 * Sweden
 * Switzerland
 * Turkey
 * United Kingdom
 * Canada
 * United States
 * Australia
 * Mainland China
 * Hong Kong SAR
 * India
 * Indonesia
 * Japan
 * Korea
 * Malaysia
 * New Zealand
 * Philippines
 * Singapore
 * Taiwan
 * Thailand
 * Bahrain
 * Israel
 * Lebanon
 * Qatar
 * Saudi Arabia
 * South Africa
 * United Arab Emirates
 * Bahamas
 * Brazil
 * Chile
 * Colombia
 * Mexico
 * Panama

 * Austria
 * Denmark
 * Finland
 * France
 * Germany
 * Iceland
 * Italy
 * Jersey
 * Luxembourg
 * Monaco
 * Netherlands
 * Norway
 * Russia
 * Spain
 * Sweden
 * Switzerland
 * Turkey
 * United Kingdom
 * Canada
 * United States
 * Australia
 * Mainland China
 * Hong Kong SAR
 * India
 * Indonesia
 * Japan
 * Korea
 * Malaysia
 * New Zealand
 * Philippines
 * Singapore
 * Taiwan
 * Thailand
 * Bahrain
 * Israel
 * Lebanon
 * Qatar
 * Saudi Arabia
 * South Africa
 * United Arab Emirates
 * Bahamas
 * Brazil
 * Chile
 * Colombia
 * Mexico
 * Panama

Branches


 * CONTACT

 * Digital Banking Support
 * Hotline private clients
 * Hotline corporate clients
 * Make an appointment
 * Video consultation private clients
 * Feedback and Complaints
 * Report Misconduct
 * More contact information


 * TOOLS & SERVICES

 * Help


LANGUAGE

Language en
 * English en
 * Deutsch de
 * Français fr
 * Italiano it

Close
Close



LEFT MAIN NAVIGATION

 * Banking packages
 * Accounts
   * Personal account
   * Savings account
   * Savings account for young people
   * Current account
   * Investment fund account
   * Rental surety savings account
   * Payments
 * Credit cards
   * Classic credit card
   * Gold credit card
   * Platinum credit card
   * Virtual credit card
   * Special credit cards
   * Prepaid cards
   * Additional services
   * Manage your card
 * Debit cards
   * Manage your card
 * All about money
   * Guides and publications
   * Currency converter
   * Magazine is selected


PAYMENT CARDS AND DIGITAL BANKING PAY THE RIGHT WAY ON VACATION

Where will your journey take you? Whether you’re in Switzerland or abroad, with
the right payment method, you can start to relax.


by UBS Insights 03 Jun 2022 5 min read

Image: Pia Bublies

Vacation time at last! A chance to switch off and relax. When it comes to
payment methods, you’ll make your stay a lot easier if you prepare before your
trip. Our checklist contains tips on the right payment card, UBS Digital Banking
and other useful advice.


PLANNING BEFORE DEPARTURE


UBS Mobile Banking: Whichever payment card you want to use, the UBS Mobile
Banking App lets you keep an eye on your spending, adjust your card limit at any
time, block a card in an emergency or obtain a virtual additional card
immediately if required.

3-D Secure: Whether you want to book your trip with your card or buy an online
ticket for a museum on the move: more and more online stores now use 3-D Secure
as a confirmation method to ensure even more security. The easiest way to
approve payments is to have the UBS Access App installed on your smartphone.
Alternatively, you can approve payments using an SMS code. This way, you will be
fully protected against attempted fraud.

Foreign currency delivered conveniently to your home: Unfortunately, happy
vacationers can sometimes attract thieves. So it’s advisable to take as little
cash as possible, with just a reserve for emergencies. If you have a UBS
account, you can order around 75 foreign currencies outside of counter opening
times – easily and conveniently in UBS Digital Banking, at a UBS Multimat or by
telephone – and have them delivered to your home free of charge. The currency is
insured against loss and will normally be with you within two working days.

Prepaid card always topped up: Nothing is more annoying on vacation than getting
to the checkout only to find that the balance on your prepaid card is too low.
The solution? Before you travel, you can set your credit limit in UBS E-Banking
so that your card is automatically topped up whenever your balance falls below a
certain limit. Or simply add credit via the UBS Mobile Banking App on your
smartphone, without having to leave the beach.

Insurance services: Paying for your trip with a UBS Credit Card is not only
secure, but also advantageous: you will automatically be covered by accident
insurance while you're traveling. Depending on the credit card, you can also
benefit from higher insurance sums and other free additional insurance coverage.



UBS CREDIT CARDS AT A GLANCE


UBS Credit Cards meet a wide range of needs and offer many additional services.
Do you need a new, different or additional credit card? You will find the right
solution in our comparison.


To overview

MOBILE AND CONTACTLESS ON THE MOVE


UBS TWINT: More and more people and businesses appreciate cashless and
contactless payments. If you’re on vacation in Switzerland, you can now make
this type of payment in more and more stores thanks to UBS TWINT. This makes it
easy to split bills between friends or family members. Have you already
installed and activated the app on your smartphone?

Digital Wallets: Register your credit card on your smartphone to make secure,
contactless and convenient payments with your phone or smartwatch. With Apple
Pay, Samsung Pay and Google Pay, practical and secure solutions are available
for almost every smartphone.

Contactless card payments: You can pay for smaller purchases of up to CHF 80 in
Switzerland without entering the PIN code at the payment terminal. This applies
to debit, prepaid and credit cards.



MOBILE PAYMENTS: ALL THE OPTIONS AND DETAILS AT A GLANCE


Do you want to find out which choices are available for making mobile,
contactless and secure payments? We’ve put together an overview of all the
solutions and details for you.


To overview

OPTING FOR THE RIGHT CARD


The card with an attractive exchange rate: In addition to the UBS Classic Credit
Card, the UBS key4 prepaid card is ideal for globetrotters and frequent
travelers. This card makes sense due to the attractive exchange rate and the
lack of processing fees for anyone who spends more than CHF 2,400 in foreign
currency with their card each year. It makes no difference whether you are
shopping in foreign currency online or abroad in person.


The card you can't lose: Our virtual credit card can be ordered in seconds in
the UBS Mobile Banking App or UBS Banking. Save it to the mobile payment
solution (Wallet) of your choice – including your smartwatch if you wish – and
you’ll have it literally to hand for all your payments when you’re on the move.


Debit card for cash withdrawals: It is not advisable to carry too much cash when
on vacation. Besides, more and more stores around the world want or even require
payment by card. If you run out of cash in a foreign country, the cheapest way
to replenish your funds is to use your debit card at an ATM. With the UBS me
individual banking package, you have the option of selecting the cash withdrawal
module worldwide. This includes four CHF withdrawals from ATMs of other banks
and two withdrawals from ATMs abroad per month. Did you know that the new UBS
Debit Cards Visa Debit and Mastercard Debit can also be used to make online
payments and registered for 3-D Secure?


ALWAYS IN LOCAL CURRENCY


One last tip: when paying by credit card, some hotels and stores offer you the
possibility to pay the amount in Swiss francs right away. As a rule, however, it
makes sense for you to choose payment in the foreign currency, as the conversion
applied abroad is often based on a poor exchange rate and you will sometimes
also incur fees in the process.



USEFUL FACTS ON THE SUBJECT


 * What do you think about paying without cash? Click here to read the article.
   
 * The history of the credit card – and its future Click here to read the
   article.
   
 * Credit card scammers have no chance Click here to read the article.
   


ALSO OF INTEREST TO YOU


ACCOUNTS AND CARDS AT AN ATTRACTIVE FLAT-RATE FEE

Open now


BUDGET CALCULATOR

Review your budget


USEFUL INFORMATION ABOUT ACCOUNTS AND CARDS

Order the guide


CONTACT US


0800 002 987

Monday to Friday
8 a.m. – 6 p.m.

Arrange a callback



MAKE AN APPOINTMENT

Account or card? We’d be happy to advise you.


BRANCHES

Visit a branch near you.



This website uses cookies to make sure you get the best experience on our
website. You can find more information under the Privacy Statement. You are free
to change your cookies' settings in the privacy settings.

Go to privacy settings
OK
Back to top

Reimagining the power of investing.

Connecting people for a better world.


FOOTER NAVIGATION


HELP

 * Changing address
 * E-Banking Login problems
 * Access App activation
 * Blocking a card
 * Blocking a Maestro/V PAY card
 * IBAN and BIC
 * All issues
 * 


PRODUCTS

 * Accounts and cards
 * Mortgages
 * Pension
 * Investing
 * KeyClub
 * Digital Banking
 * Online magazine


SECTIONS

 * Private Clients
 * Wealth Management
 * Corporates
 * Institutional Investors
 * Investment Bank
 * Asset Management


ABOUT US

 * Branches
 * Bancomat
 * Career
 * Media
 * Investor relations

You are here:
 * Switzerland
 * Private Clients
 * Accounts and cards
 * All about money
 * Magazine
 * Pay the right way on vacation


 * Information on UBS
 * Terms of use
 * Privacy statement
 * Report fraudulent mail
 * Legal notices
 * Privacy Settings


LEGAL INFORMATION

The products, services, information and/or materials contained within these web
pages may not be available for residents of certain jurisdictions. Please
consult the sales restrictions relating to the products or services in question
for further information.

Disclaimer

Copying, editing, modifying, distributing, sharing, linking or any other use
(whether for commercial purposes or otherwise) of this material, other than
personal viewing, without UBS's prior written permission is strictly prohibited.

© UBS 1998 - 2022. All rights reserved.






PERSONALIZE YOUR VISIT WITH COOKIES

Please choose your preferences. You can change your settings any time by
clicking 'Privacy Settings' at the bottom of any page.

We're all about transparency. These are the reasons why our cookies are good for
you.

 * Show website with the correct country and language settings
 * Improved experience by showing you relevant information quicker
 * Show you advertising you might be interested in

Please choose your preferences. You can change your settings any time by
clicking 'Privacy Settings' at the bottom of any page.

We're all about transparency. These are the reasons why our cookies are good for
you.

 * Show website with the correct country and language settings
 * Improved experience by showing you relevant information quicker
 * Show you advertising you might be interested in

Please choose your preferences. You can change your settings any time by
clicking 'Privacy Settings' at the bottom of any page.

Agree to all
 * Yes
   No
   Statistics
   Statistic cookies collect information on how our website is used, e.g. which
   pages are most visited and how users move across our site. They help us
   improve the user experience and present relevant content on our site.
   
 * Yes
   No
   User preference
   We use these to show you the right language and country homepage every time
   you visit.
 * Yes
   No
   Marketing
   
   Marketing Cookies - also called targeting or advertising cookies - are used
   to show advertising on external partner websites (e.g. news portals, social
   media sites) that is more tailored to user interests.

 * 

Agree to allSave preferencesAgree to allSet preferencesAgree to allSave
preferencesAgree to allDecline allSet preferences

Don’t worry, you can always change your mind by clicking on “Privacy Settings”
at the bottom of any page. You can find all the details in our privacy
statement.

Don’t worry, you can always change your mind by clicking on “Privacy Settings”
at the bottom of any page. You can find all the details in our privacy
statement.