www.americanexpress.com
Open in
urlscan Pro
23.212.221.34
Public Scan
URL:
https://www.americanexpress.com/en-us/business/checking/?inav=menu_business_checking_payment_products_business_checking
Submission: On September 07 via api from US — Scanned from DE
Submission: On September 07 via api from US — Scanned from DE
Form analysis 1 forms found in the DOM
<form id="modal-form"><label class="label-3" for="egLabelInput">EMAIL ADDRESS</label><br><input id="egLabelInput" class="form-control" type="email" name="email" disabled="" value="" style="width: 80%; border-radius: 4px;">
<div id="egValidFieldAlert" class="alert-form flex" role="alert" style="display: none !important;"><span class="valign-top margin-1-r css-sbvupm"><svg viewBox="0 0 48 48" xmlns="http://www.w3.org/2000/svg" aria-hidden="true" width="1em"
height="1em">
<path
d="M19.918 4.543c1.153-2.295 3.915-3.204 6.17-2.03a4.62 4.62 0 011.867 1.796l.126.234 19.415 34.663c1.153 2.295.26 5.108-1.993 6.282a4.52 4.52 0 01-1.816.504l-.272.008H4.584C2.052 46 0 43.9 0 41.332a4.74 4.74 0 01.387-1.876l.117-.25L19.918 4.543zM24 34a2 2 0 100 4 2 2 0 100-4zm-.048-17l-.184.013c-.976.1-1.728.9-1.766 1.853v.152l.416 10.502C22.45 30.346 23.15 31 24 31c.8 0 1.467-.58 1.57-1.336l.013-.144L26 18.943l-.006-.152c-.072-.9-.773-1.627-1.676-1.767l-.16-.02-.205-.005z">
</path>
</svg></span><span id="user-consent-management-opt-out-modal-email-error" class="emailValidationErrorMessage">Please enter a valid email address. Correct formatting is: yourname@domain.com.</span></div>
</form>Text Content
Skip to content
* My AccountMy Account
Card Accounts
* Create Your Online Account
* Account Home
* Confirm Your Card
* Statements & Activity
* Account Services
* Card Benefits
Business Accounts
* Small Business
* Merchant Home
* American Express @Work
Other Accounts and Payments
* Savings Accounts
* Send Money & Split Purchases: Venmo and PayPal
* Membership Rewards® Point Summary
Credit Tools and Support
* Free Credit Score & Report
* CreditSecure®
* Forgot User ID or Password?
* Security Center
United StatesChange Country
* CardsCards
Personal Cards
* View All Credit Cards
* Interested in Amex? See if You’re Pre-Qualified
* Travel Credit Cards
* Cash Back Credit Cards
* No Annual Fee Credit Cards
* Credit Intel – Financial Education Center
Business Credit Cards
* View All Business Credit Cards
* Most Popular Business Credit Cards
* Travel Business Credit Cards
* No Annual Fee Business Credit Cards
* Flexible Payment Business Credit Cards
Corporate Programs
* View All Corporate Cards and Programs
* View All Corporate Benefits
* Corporate Green Card
* Corporate Platinum Card
* Corporate Purchasing Card
* Personal Card Annual Credit
Prepaid Cards
* View All Prepaid & Gift Cards
United StatesChange Country
* BankingBanking
Personal Savings
* View All Savings Products
* High Yield Savings (HYSA)
* Certificates of Deposit (CD)
* Savings Help & Support
* Log In To Your Savings Account
Personal Checking and Loans
* Personal Checking
* Personal Checking Help
* Personal Loans
* Personal Loans Help
Personal Financial Management
* Investment Management
* Financial Planning
Business Banking
* Business Checking
* Business Line of Credit
United StatesChange Country
* TravelTravel
Personal Travel
* Book a Trip
* Book Fine Hotels & Resorts®
* Book The Hotel Collection
* Book International Airline Program
* Book Cruise Privileges Program
* Manage My Trips
Travel Inspiration
* Get Inspired
* Explore Destination Experiences
* Why American Express Travel
* Travel Checklist
* How to Pay with Points
Business Travel
* Corporate Travel Solutions
* Meetings and Events
Other Travel Services
* Travel Insurance
* COVID-19 Travel Insurance FAQ
* Travel Help Center
* Travelers Cheques
* Global Assist Hotline
United StatesChange Country
* Rewards & BenefitsRewards & Benefits
Rewards
* Membership Rewards®
* Cash back
* Refer a Friend
Benefits and Offers
* View All Benefits
* Travel
* Amex Offers
* Entertainment and Events
* Shopping
* Security
Manage Membership
* Dashboard
* Rewards Summary
* Points Value Calculator
* Cover Card Charges
* Pay with Points
* Redeem points for Gift Cards
Support
* How do I find and add Amex Offers to my Card?
* How do I Earn Membership Rewards® Points?
* How do I Redeem Membership Rewards® Points?
* View all FAQs
United StatesChange Country
* BusinessBusiness
Business Solutions
* Business Solutions Home
* View All Business Credit Cards
* View All Corporate Cards and Programs
* View All Corporate Benefits
* Business Class: Trends & Insights
Checking & Payment Products
* Business Checking
* vPayment
* International Payments
* View All Payment Solutions
Funding Products
* Business Line of Credit
Merchant Services
* Merchant Home
* Accept the Card
* Merchant Payment Solutions
* Get Support
United StatesChange Country
HelpLog In
Business Services Home
Business Cards
Financing Solutions
Checking & Payment Products
Resources
AMERICAN EXPRESS® BUSINESS CHECKING
MEET THE BUSINESS CHECKING ACCOUNT BUILT FOR BUSINESSES LIKE YOURS.
Earn Membership Rewards® points and a competitive annual interest rate, say
goodbye to monthly maintenance fees, and simplify your business banking with
online business checking from American Express.
BUSINESS CHECKING KEY REWARDS & BENEFITS
Earn 30,000 Membership Rewards ® points
after qualifying activities.‡ See details below.
Earn 1.30% APY‡ on balances up to $500k
No monthly maintenance fees¤
24/7 support from specialists
BUSINESS CHECKING REWARDS
WELCOME BONUS
EARN 30,000 MEMBERSHIP REWARDS® POINTS AFTER YOU:
* Achieve an account balance of $5,000 or more from eligible
deposits within 30 days of opening your first account, AND
* Maintain an average account balance of $5,000 for the next 60 days, AND
* Make 5 or more qualifying transactions
within 60 days of opening your account.‡
REINVEST IN YOUR BUSINESS BY CONVERTING MEMBERSHIP REWARDS® POINTS INTO DEPOSITS
DIRECTLY INTO YOUR AMERICAN EXPRESS® BUSINESS CHECKING ACCOUNT:
If you’re new to the Membership Rewards® program: Points you earn, including the
welcome bonus and from making Business Debit Card purchases, can be converted
into deposits made directly into your Business Checking account.
If you already have a Membership Rewards-enrolled Card: You can choose to
convert points into deposits directly into your Business Checking account or use
them the same way you always have – for travel, gift cards, and more.
How much cash can you earn over a year with an annual interest-bearing rate of
1.30% on balances up to $500k?
$3,923
$100k
$300k
$500k
Account balance
Calculator is for illustration only, rounded to the nearest dollar, and assumes
that you earn 1.30% APY (capped at $500,000) and maintain your deposit selected
above for an entire year. APY is subject to change at any time without notice.
BUSINESS CHECKING APY
EARN AN APY THAT’S 43X THE FDIC NATIONAL DEPOSIT RATE, AN AVERAGE OF RATES FOR
CONSUMER AND BUSINESS CHECKING ACCOUNTS.‡
How much cash can you earn over a year with an annual interest-bearing rate of
1.30% on balances up to $500k?
HOW IT WORKS
Meet a fully digital account with no branches, tellers, or lines.
American Express® Business Checking is branchless so you can manage your account
on your time—but if you need a person, we're a call or click away.
* DOWNLOAD THE APP
Use the American Express Business Blueprint™ app to view and help you manage
your Business Checking account. Available on iOS and Android.‡
* MAKE MOBILE DEPOSITS
Use the app and snap a pic with your device.‡
* PAY BILLS WITH EASE
Pay vendors, bills, and more with one click; online or through the app.‡
* RECEIVE A BUSINESS DEBIT CARD
Use the Business Debit Card for everyday purchasing needs and ATM
withdrawals.
* GET SUPPORT
If you need them, American Express specialists are a click or call away.
24/7.
EVERYDAY BUSINESS PURCHASES MADE MORE REWARDING
ALL BUSINESS CHECKING ACCOUNTS COME WITH AN AMERICAN EXPRESS® BUSINESS DEBIT
CARD.
* Earn 1 Membership Rewards® point for every $2 spent on eligible Business
Debit Card purchases.
* Contactless, chip-enabled technology enhances the safety and security of your
Business Debit Card.
* Enjoy fee-free ATM withdrawals at 37,000 MoneyPass® ATM locations
nationwide.‡
* Add your American Express® Business Debit Card to your digital wallet to make
fast and convenient payments in-store and at participating online retailers.
FREQUENTLY ASKED QUESTIONS
* HOW DO I OPEN A BUSINESS CHECKING ACCOUNT?
* WHAT DO I NEED TO OPEN A BUSINESS CHECKING ACCOUNT?
* HOW MUCH DOES IT COST TO OPEN A BUSINESS CHECKING ACCOUNT?
* IS THE APY FIXED?
* WHAT ARE THE BENEFITS OF A BUSINESS CHECKING ACCOUNT?
* HOW DO I EARN AND REDEEM MEMBERSHIP REWARDS® POINTS WITH MY BUSINESS CHECKING
ACCOUNT?
* WHAT IS REDEEM FOR DEPOSITS AND HOW DO I CONVERT MEMBERSHIP REWARDS® POINTS
INTO DEPOSITS DIRECTLY INTO MY BUSINESS CHECKING ACCOUNT?
* HOW CAN I FIND OUT IF MY EXISTING MEMBERSHIP REWARDS ACCOUNT IS LINKED TO MY
BUSINESS CHECKING ACCOUNT?
* WHO IS ELIGIBLE FOR A BUSINESS CHECKING ACCOUNT?
MEMBER FDIC
Accounts offered by American Express National Bank. Member FDIC. Funds deposited
within American Express National Bank deposit accounts are insured by the
Federal Deposit Insurance Corporation (FDIC) up to at least $250,000 per
depositor. Coverage amounts vary based on factors such as account ownership,
beneficiaries, and number of accounts with the same institution. For additional
information, you may visit the FDIC website at www.fdic.gov.
RewardsAPYFeesHow It WorksFAQ
Apply Now
♦︎‡†Offer & Benefit Terms
¤Rates & Fees
More from
IF YOU’D LIKE PAYMENT SOLUTIONS
Discover new ways to control employee spending, streamline vendor payments, and
automate Accounts Payable to put more time back on your side.
Explore Payment Solutions
IF YOU’D LIKE AMERICAN EXPRESS® BUSINESS CARDS
Get the Cards with rewards, benefits, and offers built to back hard-working
business owners.
Explore Business Cards
--------------------------------------------------------------------------------
ABOUT
* About American Express
* Investor Relations
* Careers
* Global Network
* Contact Us
* Amex Mobile App
PRODUCTS & SERVICES
* Credit Cards
* Business Credit Cards
* Corporate Programs
* View All Prepaid & Gift Cards
* Savings Accounts & CDs
LINKS YOU MAY LIKE
* Membership Rewards
* Free Credit Score & Report
* CreditSecure®
* Accept Amex Cards
* Refer A Friend
ADDITIONAL INFORMATION
* Credit Intel – Financial Education Center
* Supplier Diversity
* Credit Score 101
* US Newcomers
* Frequently Asked Questions
--------------------------------------------------------------------------------
United StatesChange Country
*
*
*
*
*
* Terms of Service
* Privacy Center
* Do Not Sell or Share My Personal Information
DO NOT SELL OR SHARE MY PERSONAL INFORMATION
California residents have the right to opt out of the “sale” and “sharing” of
their personal information as defined by the California Consumer Privacy Act.
American Express does not sell your personal information. However, we may
share personal information with third parties to serve you advertisements
that are relevant to you, based on your interests inferred from activity
across other sites (“cross-context behavioral advertising”). Please note that
if you opt out of sharing, you may still see advertising about American
Express products and services, but it will not be personalized based on your
interests.
To opt out of sharing for cross-context behavioral advertising, toggle to
“Opt-Out of Sharing” and select “Confirm.” Please note that if you clear your
cookies or access our website from a different browser/device, you will need
to opt out again. Additionally, we ask for your email address in order to
identify you and process your request to opt out. Please note that we will
not use, disclose, or retain the information you provide for any purpose
other than to process your request. To learn more, please see our California
Privacy Notice available on our Privacy Center
Toggle OFFOPT-OUT OF SHARING
EMAIL ADDRESS
Please enter a valid email address. Correct formatting is:
yourname@domain.com.
Confirm
A system failure occurred while saving your consent to Opt-out. Please try
again by clicking on the confirm button.
* AdChoices
* Security Center
* Card Agreements
* Servicemember Benefits
* Site Map
All users of our online services are subject to our Privacy Statement and agree
to be bound by the Terms of Service. Please review.
© 2023 American Express. All rights reserved