redtowercapital.com Open in urlscan Pro
199.60.103.40  Public Scan

Submitted URL: https://www.redtowercapital.com/
Effective URL: https://redtowercapital.com/
Submission: On May 20 via manual from CA — Scanned from IL

Form analysis 4 forms found in the DOM

POST https://forms.hsforms.com/submissions/v3/public/submit/formsnext/multipart/19916739/453c15ef-d243-49ea-a6b0-626c9430345f

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        for="firstname-453c15ef-d243-49ea-a6b0-626c9430345f"><span>First name</span><span class="hs-form-required">*</span></label>
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        for="lastname-453c15ef-d243-49ea-a6b0-626c9430345f"><span>Last name</span><span class="hs-form-required">*</span></label>
      <legend class="hs-field-desc" style="display: none;"></legend>
      <div class="input"><input id="lastname-453c15ef-d243-49ea-a6b0-626c9430345f" name="lastname" required="" placeholder="" type="text" class="hs-input" inputmode="text" autocomplete="family-name" value=""></div>
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    <div class="hs_phone hs-phone hs-fieldtype-phonenumber field hs-form-field"><label id="label-phone-453c15ef-d243-49ea-a6b0-626c9430345f" class="" placeholder="Enter your Phone number" for="phone-453c15ef-d243-49ea-a6b0-626c9430345f"><span>Phone
          number</span><span class="hs-form-required">*</span></label>
      <legend class="hs-field-desc" style="display: none;"></legend>
      <div class="input"><input id="phone-453c15ef-d243-49ea-a6b0-626c9430345f" name="phone" required="" placeholder="(000)-000-0000" type="tel" class="hs-input" inputmode="tel" autocomplete="tel" value=""></div>
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    <div class="hs_email hs-email hs-fieldtype-text field hs-form-field"><label id="label-email-453c15ef-d243-49ea-a6b0-626c9430345f" class="" placeholder="Enter your Email" for="email-453c15ef-d243-49ea-a6b0-626c9430345f"><span>Email</span><span
          class="hs-form-required">*</span></label>
      <legend class="hs-field-desc" style="display: none;"></legend>
      <div class="input"><input id="email-453c15ef-d243-49ea-a6b0-626c9430345f" name="email" required="" placeholder="" type="email" class="hs-input" inputmode="email" autocomplete="email" value=""></div>
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  <fieldset class="form-columns-2">
    <div class="hs_city hs-city hs-fieldtype-text field hs-form-field smart-field"><label id="label-city-453c15ef-d243-49ea-a6b0-626c9430345f" class="" placeholder="Enter your City"
        for="city-453c15ef-d243-49ea-a6b0-626c9430345f"><span>City</span><span class="hs-form-required">*</span></label>
      <legend class="hs-field-desc" style="display: none;"></legend>
      <div class="input"><input id="city-453c15ef-d243-49ea-a6b0-626c9430345f" name="city" required="" placeholder="" type="text" class="hs-input" inputmode="text" autocomplete="address-level2" value=""></div>
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    <div class="hs_state_or_region hs-state_or_region hs-fieldtype-select field hs-form-field smart-field"><label id="label-state_or_region-453c15ef-d243-49ea-a6b0-626c9430345f" class="" placeholder="Enter your State/Region"
        for="state_or_region-453c15ef-d243-49ea-a6b0-626c9430345f"><span>State/Region</span><span class="hs-form-required">*</span></label>
      <legend class="hs-field-desc" style="display: none;"></legend>
      <div class="input"><select id="state_or_region-453c15ef-d243-49ea-a6b0-626c9430345f" required="" class="hs-input is-placeholder" name="state_or_region">
          <option disabled="" value="">Please Select</option>
          <option value=""></option>
          <option value="AL">AL</option>
          <option value="AK">AK</option>
          <option value="AZ">AZ</option>
          <option value="AR">AR</option>
          <option value="CA">CA</option>
          <option value="CO">CO</option>
          <option value="CT">CT</option>
          <option value="DE">DE</option>
          <option value="FL">FL</option>
          <option value="GA">GA</option>
          <option value="HI">HI</option>
          <option value="ID">ID</option>
          <option value="IL">IL</option>
          <option value="IN">IN</option>
          <option value="IA">IA</option>
          <option value="KS">KS</option>
          <option value="KY">KY</option>
          <option value="LA">LA</option>
          <option value="ME">ME</option>
          <option value="MD">MD</option>
          <option value="MA">MA</option>
          <option value="MI">MI</option>
          <option value="MN">MN</option>
          <option value="MS">MS</option>
          <option value="MO">MO</option>
          <option value="MT">MT</option>
          <option value="NE">NE</option>
          <option value="NV">NV</option>
          <option value="NH">NH</option>
          <option value="NJ">NJ</option>
          <option value="NM">NM</option>
          <option value="NY">NY</option>
          <option value="NC">NC</option>
          <option value="ND">ND</option>
          <option value="OH">OH</option>
          <option value="OK">OK</option>
          <option value="OR">OR</option>
          <option value="PA">PA</option>
          <option value="RI">RI</option>
          <option value="SC">SC</option>
          <option value="SD">SD</option>
          <option value="TN">TN</option>
          <option value="TX">TX</option>
          <option value="UT">UT</option>
          <option value="VT">VT</option>
          <option value="VA">VA</option>
          <option value="WA">WA</option>
          <option value="WV">WV</option>
          <option value="WI">WI</option>
          <option value="WY">WY</option>
          <option value="Other">Other</option>
        </select></div>
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  </fieldset>
  <fieldset class="form-columns-1">
    <div class="hs_are_you_a_borrower_or_a_broker_ hs-are_you_a_borrower_or_a_broker_ hs-fieldtype-select field hs-form-field"><label id="label-are_you_a_borrower_or_a_broker_-453c15ef-d243-49ea-a6b0-626c9430345f" class=""
        placeholder="Enter your Are you a borrower or a broker?" for="are_you_a_borrower_or_a_broker_-453c15ef-d243-49ea-a6b0-626c9430345f"><span>Are you a borrower or a broker?</span><span class="hs-form-required">*</span></label>
      <legend class="hs-field-desc" style="display: none;"></legend>
      <div class="input"><select id="are_you_a_borrower_or_a_broker_-453c15ef-d243-49ea-a6b0-626c9430345f" required="" class="hs-input is-placeholder" name="are_you_a_borrower_or_a_broker_">
          <option disabled="" value="">Please Select</option>
          <option value="Borrower">Borrower</option>
          <option value="Broker">Broker</option>
        </select></div>
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  </fieldset>
  <fieldset class="form-columns-1">
    <div class="hs-dependent-field">
      <div class="hs_have_you_worked_with_an_agent_before_ hs-have_you_worked_with_an_agent_before_ hs-fieldtype-select field hs-form-field"><label id="label-have_you_worked_with_an_agent_before_-453c15ef-d243-49ea-a6b0-626c9430345f" class=""
          placeholder="Enter your Have you worked with someone from Red Tower Capital before?" for="have_you_worked_with_an_agent_before_-453c15ef-d243-49ea-a6b0-626c9430345f"><span>Have you worked with someone from Red Tower Capital
            before?</span><span class="hs-form-required">*</span></label>
        <legend class="hs-field-desc" style="display: none;"></legend>
        <div class="input"><select id="have_you_worked_with_an_agent_before_-453c15ef-d243-49ea-a6b0-626c9430345f" required="" class="hs-input is-placeholder" name="have_you_worked_with_an_agent_before_">
            <option disabled="" value="">Please Select</option>
            <option value="Yes">Yes</option>
            <option value="No">No</option>
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  <fieldset class="form-columns-1">
    <div class="hs_requested_loan_amount_ hs-requested_loan_amount_ hs-fieldtype-text field hs-form-field"><label id="label-requested_loan_amount_-453c15ef-d243-49ea-a6b0-626c9430345f" class="" placeholder="Enter your Requested Loan Amount"
        for="requested_loan_amount_-453c15ef-d243-49ea-a6b0-626c9430345f"><span>Requested Loan Amount</span><span class="hs-form-required">*</span></label>
      <legend class="hs-field-desc" style="display: none;"></legend>
      <div class="input"><input id="requested_loan_amount_-453c15ef-d243-49ea-a6b0-626c9430345f" name="requested_loan_amount_" required="" placeholder="" type="text" class="hs-input" inputmode="text" value=""></div>
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  </fieldset>
  <fieldset class="form-columns-1">
    <div class="hs-dependent-field">
      <div class="hs_loan_program hs-loan_program hs-fieldtype-select field hs-form-field"><label id="label-loan_program-453c15ef-d243-49ea-a6b0-626c9430345f" class="" placeholder="Enter your Loan Program"
          for="loan_program-453c15ef-d243-49ea-a6b0-626c9430345f"><span>Loan Program</span><span class="hs-form-required">*</span></label>
        <legend class="hs-field-desc" style="display: none;"></legend>
        <div class="input"><select id="loan_program-453c15ef-d243-49ea-a6b0-626c9430345f" required="" class="hs-input is-placeholder" name="loan_program">
            <option disabled="" value="">Please Select</option>
            <option value="Bridge Loans">Bridge Loan</option>
            <option value="Fix &amp; Flip">Fix &amp; Flip</option>
            <option value="SFR Owner Occupied Bridge">Owner Occupied Bridge </option>
            <option value="Licensed Cannabis">Licensed Cannabis</option>
            <option value="Customized Lending Solution">Customized Lending Solution</option>
            <option value="Income Property Hold">Income Property Hold</option>
          </select></div>
      </div>
    </div>
  </fieldset>
  <fieldset class="form-columns-1">
    <div class="hs-dependent-field">
      <div class="hs_is_this_a_purchase_or_refinance__ hs-is_this_a_purchase_or_refinance__ hs-fieldtype-select field hs-form-field"><label id="label-is_this_a_purchase_or_refinance__-453c15ef-d243-49ea-a6b0-626c9430345f" class=""
          placeholder="Enter your Is this a purchase or refinance?" for="is_this_a_purchase_or_refinance__-453c15ef-d243-49ea-a6b0-626c9430345f"><span>Is this a purchase or refinance?</span><span class="hs-form-required">*</span></label>
        <legend class="hs-field-desc" style="display: none;"></legend>
        <div class="input"><select id="is_this_a_purchase_or_refinance__-453c15ef-d243-49ea-a6b0-626c9430345f" required="" class="hs-input is-placeholder" name="is_this_a_purchase_or_refinance__">
            <option disabled="" value="">Please Select</option>
            <option value="Purchase">Purchase</option>
            <option value="Refinance">Refinance</option>
          </select></div>
      </div>
    </div>
  </fieldset>
  <fieldset class="form-columns-1">
    <div class="hs-dependent-field">
      <div class="hs_are_you_requesting_rehab_or_construction_funds__ hs-are_you_requesting_rehab_or_construction_funds__ hs-fieldtype-select field hs-form-field"><label
          id="label-are_you_requesting_rehab_or_construction_funds__-453c15ef-d243-49ea-a6b0-626c9430345f" class="" placeholder="Enter your Are you requesting rehab or construction funds?"
          for="are_you_requesting_rehab_or_construction_funds__-453c15ef-d243-49ea-a6b0-626c9430345f"><span>Are you requesting rehab or construction funds?</span><span class="hs-form-required">*</span></label>
        <legend class="hs-field-desc" style="display: none;"></legend>
        <div class="input"><select id="are_you_requesting_rehab_or_construction_funds__-453c15ef-d243-49ea-a6b0-626c9430345f" required="" class="hs-input is-placeholder" name="are_you_requesting_rehab_or_construction_funds__">
            <option disabled="" value="">Please Select</option>
            <option value="No">No</option>
            <option value="Rehab">Rehab</option>
            <option value="Construction">Construction</option>
          </select></div>
      </div>
    </div>
  </fieldset>
  <fieldset class="form-columns-1">
    <div class="hs_what_is_the_address_of_the_property_ hs-what_is_the_address_of_the_property_ hs-fieldtype-text field hs-form-field"><label id="label-what_is_the_address_of_the_property_-453c15ef-d243-49ea-a6b0-626c9430345f" class=""
        placeholder="Enter your What is the address of the property?" for="what_is_the_address_of_the_property_-453c15ef-d243-49ea-a6b0-626c9430345f"><span>What is the address of the property?</span><span class="hs-form-required">*</span></label>
      <legend class="hs-field-desc" style="display: none;"></legend>
      <div class="input"><input id="what_is_the_address_of_the_property_-453c15ef-d243-49ea-a6b0-626c9430345f" name="what_is_the_address_of_the_property_" required="" placeholder="" type="text" class="hs-input" inputmode="text" value=""></div>
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  </fieldset>
  <fieldset class="form-columns-2">
    <div class="hs_city_in_which_property_is_located_ hs-city_in_which_property_is_located_ hs-fieldtype-text field hs-form-field"><label id="label-city_in_which_property_is_located_-453c15ef-d243-49ea-a6b0-626c9430345f" class=""
        placeholder="Enter your City in which property is located?" for="city_in_which_property_is_located_-453c15ef-d243-49ea-a6b0-626c9430345f"><span>City in which property is located?</span><span class="hs-form-required">*</span></label>
      <legend class="hs-field-desc" style="display: none;"></legend>
      <div class="input"><input id="city_in_which_property_is_located_-453c15ef-d243-49ea-a6b0-626c9430345f" name="city_in_which_property_is_located_" required="" placeholder="" type="text" class="hs-input" inputmode="text" value=""></div>
    </div>
    <div class="hs_deal___state_in_which_property_is_located_ hs-deal___state_in_which_property_is_located_ hs-fieldtype-select field hs-form-field"><label id="label-deal___state_in_which_property_is_located_-453c15ef-d243-49ea-a6b0-626c9430345f"
        class="" placeholder="Enter your State in which Property is located?" for="deal___state_in_which_property_is_located_-453c15ef-d243-49ea-a6b0-626c9430345f"><span>State in which Property is located?</span><span
          class="hs-form-required">*</span></label>
      <legend class="hs-field-desc" style="display: none;"></legend>
      <div class="input"><select id="deal___state_in_which_property_is_located_-453c15ef-d243-49ea-a6b0-626c9430345f" required="" class="hs-input is-placeholder" name="deal___state_in_which_property_is_located_">
          <option disabled="" value="">Please Select</option>
          <option value="AL">AL</option>
          <option value="AK">AK</option>
          <option value="AZ">AZ</option>
          <option value="AR">AR</option>
          <option value="CA">CA</option>
          <option value="CO">CO</option>
          <option value="CT">CT</option>
          <option value="DE">DE</option>
          <option value="FL">FL</option>
          <option value="GA">GA</option>
          <option value="HI">HI</option>
          <option value="ID">ID</option>
          <option value="IL">IL</option>
          <option value="IN">IN</option>
          <option value="IA">IA</option>
          <option value="KS">KS</option>
          <option value="KY">KY</option>
          <option value="LA">LA</option>
          <option value="ME">ME</option>
          <option value="MD">MD</option>
          <option value="MA">MA</option>
          <option value="MI">MI</option>
          <option value="MN">MN</option>
          <option value="MS">MS</option>
          <option value="MO">MO</option>
          <option value="MT">MT</option>
          <option value="NE">NE</option>
          <option value="NV">NV</option>
          <option value="NH">NH</option>
          <option value="NJ">NJ</option>
          <option value="NM">NM</option>
          <option value="NY">NY</option>
          <option value="NC">NC</option>
          <option value="ND">ND</option>
          <option value="OH">OH</option>
          <option value="OK">OK</option>
          <option value="OR">OR</option>
          <option value="PA">PA</option>
          <option value="RI">RI</option>
          <option value="SC">SC</option>
          <option value="SD">SD</option>
          <option value="TN">TN</option>
          <option value="TX">TX</option>
          <option value="UT">UT</option>
          <option value="VT">VT</option>
          <option value="VA">VA</option>
          <option value="WA">WA</option>
          <option value="WV">WV</option>
          <option value="WI">WI</option>
          <option value="WY">WY</option>
          <option value="Other">Other</option>
        </select></div>
    </div>
  </fieldset>
  <fieldset class="form-columns-1">
    <div class="hs_zip_code_of_property_location hs-zip_code_of_property_location hs-fieldtype-text field hs-form-field"><label id="label-zip_code_of_property_location-453c15ef-d243-49ea-a6b0-626c9430345f" class=""
        placeholder="Enter your ZIP Code of the property" for="zip_code_of_property_location-453c15ef-d243-49ea-a6b0-626c9430345f"><span>ZIP Code of the property</span><span class="hs-form-required">*</span></label>
      <legend class="hs-field-desc" style="display: none;"></legend>
      <div class="input"><input id="zip_code_of_property_location-453c15ef-d243-49ea-a6b0-626c9430345f" name="zip_code_of_property_location" required="" placeholder="" type="text" class="hs-input" inputmode="text" value=""></div>
    </div>
  </fieldset>
  <fieldset class="form-columns-1">
    <div class="hs_what_type_of_property_ hs-what_type_of_property_ hs-fieldtype-select field hs-form-field"><label id="label-what_type_of_property_-453c15ef-d243-49ea-a6b0-626c9430345f" class="" placeholder="Enter your What type of property?"
        for="what_type_of_property_-453c15ef-d243-49ea-a6b0-626c9430345f"><span>What type of property?</span><span class="hs-form-required">*</span></label>
      <legend class="hs-field-desc" style="display: none;"></legend>
      <div class="input"><select id="what_type_of_property_-453c15ef-d243-49ea-a6b0-626c9430345f" required="" class="hs-input is-placeholder" name="what_type_of_property_">
          <option disabled="" value="">Please Select</option>
          <option value="Single Family Home">Single Family Home</option>
          <option value="2-4 units">2-4 units</option>
          <option value="5+ units">5+ units</option>
          <option value="indutrial">Industrial</option>
          <option value="land">Land</option>
          <option value="lot">Lot</option>
          <option value="mixed-use">Mixed-use</option>
          <option value="office">Office</option>
          <option value="retail">Retail</option>
          <option value="other">Other</option>
        </select></div>
    </div>
  </fieldset>
  <fieldset class="form-columns-1">
    <div class="hs_message hs-message hs-fieldtype-textarea field hs-form-field"><label id="label-message-453c15ef-d243-49ea-a6b0-626c9430345f" class="" placeholder="Enter your Is there anything further you want to share about your transaction?"
        for="message-453c15ef-d243-49ea-a6b0-626c9430345f"><span>Is there anything further you want to share about your transaction?</span><span class="hs-form-required">*</span></label>
      <legend class="hs-field-desc" style="display: none;"></legend>
      <div class="input"><textarea id="message-453c15ef-d243-49ea-a6b0-626c9430345f" class="hs-input hs-fieldtype-textarea" name="message" required="" placeholder=""></textarea></div>
    </div>
  </fieldset>
  <fieldset class="form-columns-1">
    <div class="hs_page_submitted_on hs-page_submitted_on hs-fieldtype-text field hs-form-field" style="display: none;"><label id="label-page_submitted_on-453c15ef-d243-49ea-a6b0-626c9430345f" class="" placeholder="Enter your Page Submitted on"
        for="page_submitted_on-453c15ef-d243-49ea-a6b0-626c9430345f"><span>Page Submitted on</span></label>
      <legend class="hs-field-desc" style="display: none;"></legend>
      <div class="input"><input name="page_submitted_on" class="hs-input" type="hidden" value="https://redtowercapital.com/"></div>
    </div>
  </fieldset>
  <div class="hs_submit hs-submit">
    <div class="hs-field-desc" style="display: none;"></div>
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            <option value="SFR Owner Occupied Bridge">Owner Occupied Bridge </option>
            <option value="Licensed Cannabis">Licensed Cannabis</option>
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          for="is_this_a_purchase_or_refinance__-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__1"><span>Is this a purchase or refinance?</span><span class="hs-form-required">*</span></label>
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            <option disabled="" value="">Please Select</option>
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          <option value="SC">SC</option>
          <option value="SD">SD</option>
          <option value="TN">TN</option>
          <option value="TX">TX</option>
          <option value="UT">UT</option>
          <option value="VT">VT</option>
          <option value="VA">VA</option>
          <option value="WA">WA</option>
          <option value="WV">WV</option>
          <option value="WI">WI</option>
          <option value="WY">WY</option>
          <option value="Other">Other</option>
        </select></div>
    </div>
  </fieldset>
  <fieldset class="form-columns-1">
    <div class="hs_are_you_a_borrower_or_a_broker_ hs-are_you_a_borrower_or_a_broker_ hs-fieldtype-select field hs-form-field"><label
        id="label-are_you_a_borrower_or_a_broker_-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2" class="" placeholder="Enter your Are you a borrower or a broker?"
        for="are_you_a_borrower_or_a_broker_-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2"><span>Are you a borrower or a broker?</span><span class="hs-form-required">*</span></label>
      <legend class="hs-field-desc" style="display: none;"></legend>
      <div class="input"><select id="are_you_a_borrower_or_a_broker_-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2" required="" class="hs-input is-placeholder" name="are_you_a_borrower_or_a_broker_">
          <option disabled="" value="">Please Select</option>
          <option value="Borrower">Borrower</option>
          <option value="Broker">Broker</option>
        </select></div>
    </div>
  </fieldset>
  <fieldset class="form-columns-1">
    <div class="hs-dependent-field">
      <div class="hs_have_you_worked_with_an_agent_before_ hs-have_you_worked_with_an_agent_before_ hs-fieldtype-select field hs-form-field"><label
          id="label-have_you_worked_with_an_agent_before_-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2" class="" placeholder="Enter your Have you worked with someone from Red Tower Capital before?"
          for="have_you_worked_with_an_agent_before_-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2"><span>Have you worked with someone from Red Tower Capital before?</span><span class="hs-form-required">*</span></label>
        <legend class="hs-field-desc" style="display: none;"></legend>
        <div class="input"><select id="have_you_worked_with_an_agent_before_-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2" required="" class="hs-input is-placeholder" name="have_you_worked_with_an_agent_before_">
            <option disabled="" value="">Please Select</option>
            <option value="Yes">Yes</option>
            <option value="No">No</option>
          </select></div>
      </div>
    </div>
  </fieldset>
  <fieldset class="form-columns-1">
    <div class="hs_requested_loan_amount_ hs-requested_loan_amount_ hs-fieldtype-text field hs-form-field"><label id="label-requested_loan_amount_-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2" class=""
        placeholder="Enter your Requested Loan Amount" for="requested_loan_amount_-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2"><span>Requested Loan Amount</span><span class="hs-form-required">*</span></label>
      <legend class="hs-field-desc" style="display: none;"></legend>
      <div class="input"><input id="requested_loan_amount_-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2" name="requested_loan_amount_" required="" placeholder="" type="text" class="hs-input" inputmode="text" value="">
      </div>
    </div>
  </fieldset>
  <fieldset class="form-columns-1">
    <div class="hs-dependent-field">
      <div class="hs_loan_program hs-loan_program hs-fieldtype-select field hs-form-field"><label id="label-loan_program-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2" class="" placeholder="Enter your Loan Program"
          for="loan_program-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2"><span>Loan Program</span><span class="hs-form-required">*</span></label>
        <legend class="hs-field-desc" style="display: none;"></legend>
        <div class="input"><select id="loan_program-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2" required="" class="hs-input is-placeholder" name="loan_program">
            <option disabled="" value="">Please Select</option>
            <option value="Bridge Loans">Bridge Loan</option>
            <option value="Fix &amp; Flip">Fix &amp; Flip</option>
            <option value="SFR Owner Occupied Bridge">Owner Occupied Bridge </option>
            <option value="Licensed Cannabis">Licensed Cannabis</option>
            <option value="Customized Lending Solution">Customized Lending Solution</option>
            <option value="Income Property Hold">Income Property Hold</option>
          </select></div>
      </div>
    </div>
  </fieldset>
  <fieldset class="form-columns-1">
    <div class="hs-dependent-field">
      <div class="hs_is_this_a_purchase_or_refinance__ hs-is_this_a_purchase_or_refinance__ hs-fieldtype-select field hs-form-field"><label
          id="label-is_this_a_purchase_or_refinance__-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2" class="" placeholder="Enter your Is this a purchase or refinance?"
          for="is_this_a_purchase_or_refinance__-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2"><span>Is this a purchase or refinance?</span><span class="hs-form-required">*</span></label>
        <legend class="hs-field-desc" style="display: none;"></legend>
        <div class="input"><select id="is_this_a_purchase_or_refinance__-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2" required="" class="hs-input is-placeholder" name="is_this_a_purchase_or_refinance__">
            <option disabled="" value="">Please Select</option>
            <option value="Purchase">Purchase</option>
            <option value="Refinance">Refinance</option>
          </select></div>
      </div>
    </div>
  </fieldset>
  <fieldset class="form-columns-1">
    <div class="hs-dependent-field">
      <div class="hs_are_you_requesting_rehab_or_construction_funds__ hs-are_you_requesting_rehab_or_construction_funds__ hs-fieldtype-select field hs-form-field"><label
          id="label-are_you_requesting_rehab_or_construction_funds__-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2" class="" placeholder="Enter your Are you requesting rehab or construction funds?"
          for="are_you_requesting_rehab_or_construction_funds__-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2"><span>Are you requesting rehab or construction funds?</span><span class="hs-form-required">*</span></label>
        <legend class="hs-field-desc" style="display: none;"></legend>
        <div class="input"><select id="are_you_requesting_rehab_or_construction_funds__-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2" required="" class="hs-input is-placeholder"
            name="are_you_requesting_rehab_or_construction_funds__">
            <option disabled="" value="">Please Select</option>
            <option value="No">No</option>
            <option value="Rehab">Rehab</option>
            <option value="Construction">Construction</option>
          </select></div>
      </div>
    </div>
  </fieldset>
  <fieldset class="form-columns-1">
    <div class="hs_what_is_the_address_of_the_property_ hs-what_is_the_address_of_the_property_ hs-fieldtype-text field hs-form-field"><label
        id="label-what_is_the_address_of_the_property_-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2" class="" placeholder="Enter your What is the address of the property?"
        for="what_is_the_address_of_the_property_-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2"><span>What is the address of the property?</span><span class="hs-form-required">*</span></label>
      <legend class="hs-field-desc" style="display: none;"></legend>
      <div class="input"><input id="what_is_the_address_of_the_property_-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2" name="what_is_the_address_of_the_property_" required="" placeholder="" type="text" class="hs-input"
          inputmode="text" value=""></div>
    </div>
  </fieldset>
  <fieldset class="form-columns-2">
    <div class="hs_city_in_which_property_is_located_ hs-city_in_which_property_is_located_ hs-fieldtype-text field hs-form-field"><label
        id="label-city_in_which_property_is_located_-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2" class="" placeholder="Enter your City in which property is located?"
        for="city_in_which_property_is_located_-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2"><span>City in which property is located?</span><span class="hs-form-required">*</span></label>
      <legend class="hs-field-desc" style="display: none;"></legend>
      <div class="input"><input id="city_in_which_property_is_located_-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2" name="city_in_which_property_is_located_" required="" placeholder="" type="text" class="hs-input"
          inputmode="text" value=""></div>
    </div>
    <div class="hs_deal___state_in_which_property_is_located_ hs-deal___state_in_which_property_is_located_ hs-fieldtype-select field hs-form-field"><label
        id="label-deal___state_in_which_property_is_located_-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2" class="" placeholder="Enter your State in which Property is located?"
        for="deal___state_in_which_property_is_located_-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2"><span>State in which Property is located?</span><span class="hs-form-required">*</span></label>
      <legend class="hs-field-desc" style="display: none;"></legend>
      <div class="input"><select id="deal___state_in_which_property_is_located_-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2" required="" class="hs-input is-placeholder"
          name="deal___state_in_which_property_is_located_">
          <option disabled="" value="">Please Select</option>
          <option value="AL">AL</option>
          <option value="AK">AK</option>
          <option value="AZ">AZ</option>
          <option value="AR">AR</option>
          <option value="CA">CA</option>
          <option value="CO">CO</option>
          <option value="CT">CT</option>
          <option value="DE">DE</option>
          <option value="FL">FL</option>
          <option value="GA">GA</option>
          <option value="HI">HI</option>
          <option value="ID">ID</option>
          <option value="IL">IL</option>
          <option value="IN">IN</option>
          <option value="IA">IA</option>
          <option value="KS">KS</option>
          <option value="KY">KY</option>
          <option value="LA">LA</option>
          <option value="ME">ME</option>
          <option value="MD">MD</option>
          <option value="MA">MA</option>
          <option value="MI">MI</option>
          <option value="MN">MN</option>
          <option value="MS">MS</option>
          <option value="MO">MO</option>
          <option value="MT">MT</option>
          <option value="NE">NE</option>
          <option value="NV">NV</option>
          <option value="NH">NH</option>
          <option value="NJ">NJ</option>
          <option value="NM">NM</option>
          <option value="NY">NY</option>
          <option value="NC">NC</option>
          <option value="ND">ND</option>
          <option value="OH">OH</option>
          <option value="OK">OK</option>
          <option value="OR">OR</option>
          <option value="PA">PA</option>
          <option value="RI">RI</option>
          <option value="SC">SC</option>
          <option value="SD">SD</option>
          <option value="TN">TN</option>
          <option value="TX">TX</option>
          <option value="UT">UT</option>
          <option value="VT">VT</option>
          <option value="VA">VA</option>
          <option value="WA">WA</option>
          <option value="WV">WV</option>
          <option value="WI">WI</option>
          <option value="WY">WY</option>
          <option value="Other">Other</option>
        </select></div>
    </div>
  </fieldset>
  <fieldset class="form-columns-1">
    <div class="hs_zip_code_of_property_location hs-zip_code_of_property_location hs-fieldtype-text field hs-form-field"><label id="label-zip_code_of_property_location-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2"
        class="" placeholder="Enter your ZIP Code of the property" for="zip_code_of_property_location-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2"><span>ZIP Code of the property</span><span
          class="hs-form-required">*</span></label>
      <legend class="hs-field-desc" style="display: none;"></legend>
      <div class="input"><input id="zip_code_of_property_location-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2" name="zip_code_of_property_location" required="" placeholder="" type="text" class="hs-input"
          inputmode="text" value=""></div>
    </div>
  </fieldset>
  <fieldset class="form-columns-1">
    <div class="hs_what_type_of_property_ hs-what_type_of_property_ hs-fieldtype-select field hs-form-field"><label id="label-what_type_of_property_-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2" class=""
        placeholder="Enter your What type of property?" for="what_type_of_property_-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2"><span>What type of property?</span><span class="hs-form-required">*</span></label>
      <legend class="hs-field-desc" style="display: none;"></legend>
      <div class="input"><select id="what_type_of_property_-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2" required="" class="hs-input is-placeholder" name="what_type_of_property_">
          <option disabled="" value="">Please Select</option>
          <option value="Single Family Home">Single Family Home</option>
          <option value="2-4 units">2-4 units</option>
          <option value="5+ units">5+ units</option>
          <option value="indutrial">Industrial</option>
          <option value="land">Land</option>
          <option value="lot">Lot</option>
          <option value="mixed-use">Mixed-use</option>
          <option value="office">Office</option>
          <option value="retail">Retail</option>
          <option value="other">Other</option>
        </select></div>
    </div>
  </fieldset>
  <fieldset class="form-columns-1">
    <div class="hs_message hs-message hs-fieldtype-textarea field hs-form-field"><label id="label-message-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2" class=""
        placeholder="Enter your Is there anything further you want to share about your transaction?" for="message-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2"><span>Is there anything further you want to share about
          your transaction?</span><span class="hs-form-required">*</span></label>
      <legend class="hs-field-desc" style="display: none;"></legend>
      <div class="input"><textarea id="message-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2" class="hs-input hs-fieldtype-textarea" name="message" required="" placeholder=""></textarea></div>
    </div>
  </fieldset>
  <fieldset class="form-columns-1">
    <div class="hs_page_submitted_on hs-page_submitted_on hs-fieldtype-text field hs-form-field" style="display: none;"><label id="label-page_submitted_on-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2" class=""
        placeholder="Enter your Page Submitted on" for="page_submitted_on-453c15ef-d243-49ea-a6b0-626c9430345f_453c15ef-d243-49ea-a6b0-626c9430345f__2"><span>Page Submitted on</span></label>
      <legend class="hs-field-desc" style="display: none;"></legend>
      <div class="input"><input name="page_submitted_on" class="hs-input" type="hidden" value="https://redtowercapital.com/"></div>
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  </fieldset>
  <div class="hs_submit hs-submit">
    <div class="hs-field-desc" style="display: none;"></div>
    <div class="actions"><input type="submit" class="hs-button primary large" value="Submit"></div>
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Text Content

 * BORROW
   * Bridge Loans
   * Owner-Occupied Bridge
   * Customized Lending Solutions
   * Fix & Flip
   * FAQs
   * Submission Forms
 * BROKER
   * Submission Forms
 * INVEST
   * RTC VI
   * Self-Directed IRAs
   * FAQs
 * COMPANY
   * About Us
   * Our Team
   * Core Values
   * Careers
 * BLOG
 * CONTACT US

Apply Now
(415) 475-8800



APPLY FOR A LOAN


YOUR REAL ESTATE
LENDING PARTNER

Apply Now





APPLY FOR A LOAN

First name*

Last name*

Phone number*

Email*

City*

State/Region*
Please
SelectALAKAZARCACOCTDEFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPARISCSDTNTXUTVTVAWAWVWIWYOther
Are you a borrower or a broker?*
Please SelectBorrowerBroker
Have you worked with someone from Red Tower Capital before?*
Please SelectYesNo
Requested Loan Amount*

Loan Program*
Please SelectBridge LoanFix & FlipOwner Occupied Bridge Licensed
CannabisCustomized Lending SolutionIncome Property Hold
Is this a purchase or refinance?*
Please SelectPurchaseRefinance
Are you requesting rehab or construction funds?*
Please SelectNoRehabConstruction
What is the address of the property?*

City in which property is located?*

State in which Property is located?*
Please
SelectALAKAZARCACOCTDEFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPARISCSDTNTXUTVTVAWAWVWIWYOther
ZIP Code of the property*

What type of property?*
Please SelectSingle Family Home2-4 units5+
unitsIndustrialLandLotMixed-useOfficeRetailOther
Is there anything further you want to share about your transaction?*

Page Submitted on


WHY CHOOSE RED TOWER CAPITAL?
1

FAST AND FRIENDLY

With expertise and experience comes speed. We know the lending process inside
and out, and will provide the loan you need fast.

2

TRUSTED

Since 2011, hundreds of borrowers, mortgage brokers, real estate agents and
investors have come to trust and work with us.  We are honored to be a part of
such a large network of professionals.

3

EXPERIENCE

Our founder and team members have over 60 years combined in the non-bank lending
industry. We have successfully placed hundreds of millions of dollars of loans
helping borrowers achieve their dreams. We believe making good loans to good
people is good business.



BORROWER PROGRAMS

Red Tower Capital focuses on providing quality alternative real estate financing
to residential and commercial borrowers. We have different underwriting
standards than banks and other more conventional sources. This allows us to be
flexible and offer you competitive rates and terms and get you the funds you
need fast.

Learn More

BROKERS

Over the years, a substantial amount of our lending has been originated by the
brokerage community. 

We take a partnership approach with all of our brokers and connect with them to
form a valuable network of real estate professionals.

We pride ourselves on providing quick and efficient service to mortgage brokers
and their clients and are committed to continuing to do so in the future.

Learn More

INVESTORS

Red Tower Capital offers rewarding alternative investment opportunities to
qualified investors. Our experienced management team can help income-oriented
investors participate in local real estate with simplicity and convenience.  We
are committed to delivering attractive risk-adjusted returns with transparency,
professionalism and exceptional client service to our investors.  Investors
include individuals, family offices, trusts, self-directed IRAs and the like.

Learn More



RECENTLY CLOSED LOANS

Previous
$325,000

Chowchilla

Purchase
SFR
$875,000

San Pablo

Purchase
Mixed-Use
$8,500,000

Richmond

Refi Cashout
Warehouse
$960,000

San Mateo

Refi Cashout
Office / Light Industrial
$1,800,000

Berkeley

Purchase
Multifamily
$705,000

Seaside

Refinance
Adult Care Facility
$700,000

Oakland

Refi Cashout
Fourplex
$2,000,000

San Francisco

Purchase
Industrial
$1,300,000

San Francisco

Refinance
Fourplex
$2,750,000

Desert Hot Springs

Refi Cashout
Warehouse + Greenhouse
$3,100,000

Long Beach

Construction
Retail
$325,000

Chowchilla

Purchase
SFR
$875,000

San Pablo

Purchase
Mixed-Use
$8,500,000

Richmond

Refi Cashout
Warehouse
$960,000

San Mateo

Refi Cashout
Office / Light Industrial
$1,800,000

Berkeley

Purchase
Multifamily
$705,000

Seaside

Refinance
Adult Care Facility
$700,000

Oakland

Refi Cashout
Fourplex
$2,000,000

San Francisco

Purchase
Industrial
$1,300,000

San Francisco

Refinance
Fourplex
$2,750,000

Desert Hot Springs

Refi Cashout
Warehouse + Greenhouse
$3,100,000

Long Beach

Construction
Retail
$325,000

Chowchilla

Purchase
SFR
$875,000

San Pablo

Purchase
Mixed-Use
$8,500,000

Richmond

Refi Cashout
Warehouse
Next
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TESTIMONIALS


WHAT THEY SAY ABOUT US:

Having known Red Tower Capital for over 10 years, I can safely say, they are the
most reliable private lender in the market.

Red Tower Capital solved my financing problem. They are great!  Thank you!

Red Tower has done the easy loans for our clients.  But when needed, they have
also provided custom solutions to our borrower's needs.  Thanks again!

Although I also invest in stocks, real estate and gold, I keep some of my funds
in Red Tower's mortgage fund to provide me consistent income.

Red Tower Capital provided multiple loans to me over the years.  They are easy
to work with and very responsive.  Thank you!

We have placed a handful of loans successfully with the Red Tower team over the
years.  Thank you for funding our deals!



SCOTT G.

Investor

LUCY A.

Borrower

RUSS M.

Mortgage Broker

ROB B.

Private Investor

JUSTIN R.

Borrower

CHRIS M.

Mortgage Broker

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 * 2
 * 3
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 * 6



OUR TEAM


EXPERTISE YOU CAN TRUST

Since 2011, Red Tower Capital has been helping borrowers achieve their dreams.

SOLOMON GORLICK

President and Founder

solomon@redtowercapital.com
(415) 475-9393
Apply Now

JOHN LOWMAN

Business Development

john.lowman@redtowercapital.com
(310) 648-9114
Apply Now




APPLY NOW

First name*

Last name*

Phone number*

Email*

City*

State/Region*
Please
SelectALAKAZARCACOCTDEFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPARISCSDTNTXUTVTVAWAWVWIWYOther
Are you a borrower or a broker?*
Please SelectBorrowerBroker
Have you worked with someone from Red Tower Capital before?*
Please SelectYesNo
Requested Loan Amount*

Loan Program*
Please SelectBridge LoanFix & FlipOwner Occupied Bridge Licensed
CannabisCustomized Lending SolutionIncome Property Hold
Is this a purchase or refinance?*
Please SelectPurchaseRefinance
Are you requesting rehab or construction funds?*
Please SelectNoRehabConstruction
What is the address of the property?*

City in which property is located?*

State in which Property is located?*
Please
SelectALAKAZARCACOCTDEFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPARISCSDTNTXUTVTVAWAWVWIWYOther
ZIP Code of the property*

What type of property?*
Please SelectSingle Family Home2-4 units5+
unitsIndustrialLandLotMixed-useOfficeRetailOther
Is there anything further you want to share about your transaction?*

Page Submitted on


*Please see performance disclosure. Investors must meet certain minimum income
and/or net worth standards to qualify.


APPLY NOW

First name*

Last name*

Phone number*

Email*

City*

State/Region*
Please
SelectALAKAZARCACOCTDEFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPARISCSDTNTXUTVTVAWAWVWIWYOther
Are you a borrower or a broker?*
Please SelectBorrowerBroker
Have you worked with someone from Red Tower Capital before?*
Please SelectYesNo
Requested Loan Amount*

Loan Program*
Please SelectBridge LoanFix & FlipOwner Occupied Bridge Licensed
CannabisCustomized Lending SolutionIncome Property Hold
Is this a purchase or refinance?*
Please SelectPurchaseRefinance
Are you requesting rehab or construction funds?*
Please SelectNoRehabConstruction
What is the address of the property?*

City in which property is located?*

State in which Property is located?*
Please
SelectALAKAZARCACOCTDEFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPARISCSDTNTXUTVTVAWAWVWIWYOther
ZIP Code of the property*

What type of property?*
Please SelectSingle Family Home2-4 units5+
unitsIndustrialLandLotMixed-useOfficeRetailOther
Is there anything further you want to share about your transaction?*

Page Submitted on


*Please see performance disclosure. Investors must meet certain minimum income
and/or net worth standards to qualify.


BORROWER FAQS



WHAT IS A PRIVATE LENDER OR HARD MONEY LENDER?

A private lender is a lender who makes loans secured by real estate and
typically charges a higher rate than a bank in exchange for making loans that a
bank would not make, funding more quickly and/or requiring less documentation.

WHAT DIFFERENTIATES PRIVATE LENDERS FROM BANKS?

Private lenders differ from banks in that they often fund more quickly, with
fewer requirements. Private lenders are sometimes called “asset-based lenders”
because they focus mostly on the collateral for the loan, whereas banks require
both strong collateral and usually strong credit and solid cash flow from the
borrower.

WHY DO PRIVATE LENDERS EXIST?

Private lenders exist because many borrowers often need a quick and reliable
loan to secure a real estate transaction. Banks and other more traditional
lenders that offer the lowest interest rates don’t provide the same combination
of speed and transparency in their decision making and closing process as
private lenders.

WHERE DOES THE MONEY COME FROM FOR A PRIVATE LOAN?

The funds come from investors who are seeking a secure return on their capital,
including:

 * A mortgage fund, funded many investors or 
 * A group of investors who each invest in a fraction of a loan or
 * An individual investor.

WHAT ARE THE ADVANTAGES OF BORROWING PRIVATELY?

 * Fewer requirements than more conventional lenders.
 * A simpler and quicker application and closing process.
 * Being able to borrow against vandalized and seriously damaged properties.
 * Less scrutiny of the borrower’s personal financial situation, including
   income and historical tax returns.
 * Borrowers can allocate less time to seeking financing and instead concentrate
   on other activities.
 * Focus on the merits of the specific loan under consideration vs. the
   borrower's credit and documentable income.
 * Borrowing by self-employed borrowers is easier.

WHAT IS THE TYPICAL TERM OF A PRIVATE LOAN?

This varies based on loan type and lender. For Red Tower Capital:

 * SFR Owner-Occupied Bridge Loans - usually 11 months.
 * Licensed Cannabis loans - 1-5 years. 
 * Most other loans are for 6, 12 or 24‐months.

CAN A PRIVATE LOAN BE EXTENDED?

Yes, usually private loans can be extended with a modest fee.

WHAT TYPE OF PROPERTIES DOES RED TOWER CAPITAL LOAN ON?

 * Single Family Homes
 * Duplexes/Triplexes/Fourplexes
 * Apartment buildings
 * Condos
 * Office
 * Retail
 * Industrial
 * Licensed Cannabis
 * Land/lots
 * Special purpose properties, including places of worship, event spaces, etc. 

WHAT ARE THE REQUIREMENTS TO QUALIFY FOR A PRIVATE LOAN?

This varies a lot based on property type, loan scenario, LTV and loan amount. 
Smaller loans with lower LTV on more traditional properties have less
documentation requirements.  We look at the “exit strategy” of the loan scenario
also.

HOW LONG DOES A PRIVATE LOAN TAKE TO CLOSE?

This varies based on the loan scenario.  For simpler residential and already
well-documented commercial loans, we can often close in 5 or 10 business days
and can sometimes close even more quickly when necessary.  More complicated
commercial loans requiring new environmental reports and with multiple tenants
often take much longer.

WHAT IS AN APPRAISAL?

An appraisal is a report from a licensed appraiser, containing their opinion of
the value of the subject property based on standard measures of property value.

WHO DOES THE APPRAISAL?

Red Tower Capital uses a rotation of licensed, qualified and independent
appraisers to value the property.  We will also review existing recent
appraisals. 

WHAT IS A BPO?

A Broker Price Opinion.  This is a cheaper, faster and more streamlined 3rd
party valuation than an appraisal.  It is used more commonly for residential
property loans vs. commercial ones.  Red Tower Capital accepts and/orders these
in some cases.  

DOES RED TOWER CAPITAL REQUIRE AN APPRAISAL?

This depends on the loan scenario.  We can always review existing appraisals and
BPOs and go from there.  For most programs we need a written 3rd party appraisal
or BPO for the file.  For higher LTV and larger loans, in general we prefer to
order these reports.

Also, we need recent environmental reports (e.g. Phase I's) for commercial
property.

HOW DOES RED TOWER CAPITAL DETERMINE THE LOAN AMOUNT?

At Red Tower Capital, we determine loan amount by internal underwriting taking
into account any 3rd party appraisal or BPO.

HOW ARE FUNDS DISPERSED FOR REHAB AND CONSTRUCTION LOANS?

The draws are dispersed based on completed work.

HOW DOES RED TOWER CAPITAL KNOW THAT THE WORK HAS BEEN COMPLETED?

There is an initial inspection to determine the scope of work, and subsequent
inspections when draws are requested to determine if the appropriate work has
been completed.

WILL CREDIT ISSUES PREVENT A BORROWER FROM QUALIFYING FOR A STANDARD PRIVATE
LOAN?

No, a borrower can still qualify with credit issues, as we can also look at
income, assets, LTV and/or exit strategy to help qualify the borrower.

WHAT IS THE MINIMUM CREDIT SCORE TO QUALIFY FOR A LANDLORD LOAN?

We don’t have a minimum credit score.

DOES RED TOWER CAPITAL LEND TO SELF‐EMPLOYED BORROWERS?

Yes.  Often.

WHAT IS THE MINIMUM AND MAXIMUM LOAN AMOUNT?

Usually between $100,000 and $20,000,000.

CAN RED TOWER CAPITAL LEND TO AN LLC OR OTHER ENTITY?

Yes, RTC will lend to most types of entities, including LLCs.

DOES A BORROWER HAVE TO GO TO AN ESCROW/TITLE COMPANY TO CLOSE?

No, escrow can arrange for a signing agent to bring the documents to the
borrower for signing.

WHAT ARE THE FEES ASSOCIATED WITH A PRIVATE LOAN?

All of the fees customary to real estate loan transactions such as odd-days
interest, escrow, title recording and notary fees, etc. Most of these are
charged by or collected by the escrow company. Red Tower Capital – and other
private lenders – charge loan origination fees, which are a flat percentage of
the loan amount and processing, underwriting, and documentation fees. Our fees
(and other loan terms) are very competitive with other private lenders.

WILL BORROWING A PRIVATE LOAN AFFECT MY CREDIT?

Red Tower Capital does not report loan status to the credit bureaus. However,
during the underwriting process, we will do a “hard pull” of your credit (like
conventional lenders and other private lenders).

ARE BANKS STATEMENTS AND FINANCIAL DOCUMENTS ALWAYS REQUIRED?

Here at Red Tower Capital, we may or may not ask for these, depending on loan
size, LTV and other factors.

IS A PRIVATE LOAN CONSIDERED “SAME AS CASH”, AND WHAT DOES THAT MEAN FOR BUYING
DISTRESSED PROPERTIES?

Many sellers will consider a private loan – and private loan approval from a
reliable non-bank lender like Red Tower Capital – as the same as cash. This
allows a borrower to purchase short sales and other distressed property that is
sold as‐is more reliably. 




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