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 * Products & services
   Products & services.
    * Accounts & cards
      
      Bank accounts, savings accounts, overdraft or a debit, credit or prepaid
      card to suit your needs.
   
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      A credit card gives you access to credit up to an agreed limit, so you can
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HOW CAN WE HELP?

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FEATURED RATES

See all rates and fees

Special¹


HOME LOAN

6.99
%
p.a.

CHOICES FIXED 1 YEAR

Min 20% equity


TERM DEPOSIT 6 MONTHS

5.65
%
p.a.

LEARN MORE

$5,000 min


TERM DEPOSIT 12 MONTHS

5.80
%
p.a.

OPEN A TERM DEPOSIT ACCOUNT

$5,000 min

See all rates and fees

¹Min 20% equity, plus salary credit to a Westpac transaction account. Not
available with any other Westpac home loan offers, promotions or package
discounts, or the Westpac Choices Home Loan with Airpoints™. Loans for business
or investment purposes excluded. 

 If you don’t pay amounts when they’re due, your home loan account may exceed
its limit and the rate of interest that’ll be applied to the overlimit amount
will be the interest rate + 5% p.a. Lending criteria, terms and conditions apply
to home loans. A low equity margin may apply. 

Interest rates are subject to change without notice.


FINANCIAL WELLBEING.


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Take control of your finances with these helpful tips, tools and resources.
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NEWS & STORIES.

Here's some practical stories, helpful insights and opinions from a range of
experts. Read our latest stories looking at property, business, money, and our
community.

Te Waiu O Aotearoa Trust Scholarship 2023: Six Māori students achieve their
tertiary education goals

Six Māori students have received a financial boost towards achieving their
academic goals through Te Waiu O Aotearoa Trust’s 2023 tertiary study
scholarships.


EVs or petrol cars – which is better value over their lifespan?

Battery electric vehicles (BEVs) cost more than internal combustion engine (ICE)
cars. But the price doesn’t tell the full story.


Increasing access to banking for the most vulnerable

Imagine not having a bank account. How would you get paid? How would you buy
things and pay bills in a world that is rapidly moving to digital payments?


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