www.bajajfinserv.in
Open in
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2a02:26f0:480:5b4::3844
Public Scan
Submitted URL: https://mdeal.in/c_NjADJ5N4waMmYSC
Effective URL: https://www.bajajfinserv.in/insta-emi-network-card-apply-online?utm_source=RI&utm_medium=A_MD&utm_campaign=60d2f6f20873fd0f9...
Submission: On July 26 via api from IN — Scanned from DE
Effective URL: https://www.bajajfinserv.in/insta-emi-network-card-apply-online?utm_source=RI&utm_medium=A_MD&utm_campaign=60d2f6f20873fd0f9...
Submission: On July 26 via api from IN — Scanned from DE
Form analysis 9 forms found in the DOM
<form id="mobNumemi_insta">
<div class="forMobPop">
<div class="mobNumPar">
<div class="content">
<p>Verify your mobile number</p>
<i></i>
</div>
<div class="applyNowForm">
<div class="innrfildlte">
<div class="form-group">
<label class="active" for="mobNumb">Mobile number</label>
<div class="contryCode">+91</div>
<input type="number" class="mobileVD" id="mobNumb" autocomplete="false" maxlength="10">
<div class="errormsg">Enter your 10-digit mobile number</div>
<div class="grayLine">An OTP will be sent to this number for verification</div>
</div>
</div>
</div>
<div class="kycUnsuccessfull">
<p>Why do we need your phone number?</p>
<ul>
<li>To register and send all future communication regarding Insta EMI Card</li>
</ul>
</div>
<div class="moveToOtp">
<button class="btnstyl Subbutton mobNumBtn">Generate OTP</button>
</div>
</div>
</div>
<div class="forMobBottom">
<div class="checkConfirm checkTnc">
<label class="checked"> By proceeding, you agree to BFL <a href="#;"> terms & conditions</a>
</label>
<div class="errormsg">Please check</div>
</div>
<div class="getItButtonPart">
<div class="amountPay">
<p>Rs. 599</p>
<a href="#;">
<i class="icon-noun_Info"></i>
</a>
<i>One time card fee</i>
<div class="amountpay_BG">
<div class="amountpay">
<div class="title_amountpay">
<p>Fees and charges</p>
</div>
<div class="insta_emi_sheet">
<ul>
<li>
<p>Card fee</p>
<i>Rs. 530</i>
</li>
<li>
<p>Online convenience fee</p>
<i>Rs. 69</i>
</li>
<li>
<p>Total fee</p>
<i>Rs. 599</i>
</li>
</ul>
</div>
<!-- <p>
*Annual fee of Rs. 117 will not be applicable if a
loan is availed using EMI Network Card in the
preceding year
</p> -->
<div class="doneBTN"><a href="#;">Got It</a></div>
</div>
</div>
</div>
<button class="btnstyl Subbutton mobNumBtn"> GET IT NOW </button>
</div>
</div>
</form><form id="cardOtpF2">
<div class="a_otpPart">
<div class="innrfildlte">
<div class="form-group">
<input type="number" placeholder="" value="" id="otp1" class="otpVD" autocomplete="one-time-code">
<label for="otp1"></label>
<div class="errormsg">Enter a valid OTP</div>
<div class="a_optlinMain">
<div></div>
<div></div>
<div></div>
<div></div>
<div></div>
<div></div>
</div>
</div>
</div>
<div class="a_countText cl_resend">
<p>Resend OTP in <i>00:60</i> seconds</p>
</div>
<div class="a_resendOtp">
<p><a href="#;">Resend OTP</a></p>
</div>
</div>
<div class="otpButton">
<button class="btnstyl Subbutton checkBtn">SUBMIT OTP</button>
</div>
</form><form id="prodetails_1">
<div class="detailsPart">
<h2>Share a few details to help us generate your card</h2>
<div>
<div class="a_width330">
<div class="innrfildlte">
<div class="form-group">
<input type="text" class="FullNameVD" name="customerFullName" id="fullname" autocomplete="false">
<label for="fullname">Full name<span class="mandetry">*</span></label>
<div class="errormsg">Enter valid full name</div>
<div class="grayLine">As per your PAN Card</div>
<a href="#;" class="openToolTip">
<i class="icon-noun_Info"></i>
</a>
<div class="pantooltip_BG">
<div class="a_tooltipone pantooltip">
<div class="pandata">
<strong>Full name</strong>
<p>Enter your full name as per PAN Card</p>
<img src="/sites/bajaj/Insta_Pod_2/images/panCardImg_name.jpg" alt="" loading="lazy">
</div>
<a href="#;">Done</a>
</div>
</div>
</div>
</div>
</div>
<div class="a_width330">
<div class="innrfildlte">
<div class="form-group">
<input type="tel" class="dobVD" name="dob" id="birthDate" autocomplete="false" placeholder="DD/MM/YYYY">
<label for="birthDate">Date of birth<span class="mandetry">*</span></label>
<div class="errormsg">Enter valid date of birth</div>
<div class="grayLine">As per your PAN Card</div>
<div class="calendericon">
<a href="#;">
<i class="icon-icons-bluecalendar"></i>
</a>
</div>
<div class="datepicker_fixed">
<div class="datepicker_content">
<div class="dateDisplay">
<p class="dateOne">DD</p>
<i>/</i>
<p class="monthOne">MM</p>
<i>/</i>
<p class="yearOne">YYYY</p>
</div>
<div class="date_part">
<p>Select a day</p>
<div><a>01</a></div>
<div><a>02</a></div>
<div><a>03</a></div>
<div><a>04</a></div>
<div><a>05</a></div>
<div><a>06</a></div>
<div><a>07</a></div>
<div><a>08</a></div>
<div><a>09</a></div>
<div><a>10</a></div>
<div><a>11</a></div>
<div><a>12</a></div>
<div><a>13</a></div>
<div><a>14</a></div>
<div><a>15</a></div>
<div><a>16</a></div>
<div><a>17</a></div>
<div><a>18</a></div>
<div><a>19</a></div>
<div><a>20</a></div>
<div><a>21</a></div>
<div><a>22</a></div>
<div><a>23</a></div>
<div><a>24</a></div>
<div><a>25</a></div>
<div><a>26</a></div>
<div><a>27</a></div>
<div><a>28</a></div>
<div><a>29</a></div>
<div><a>30</a></div>
<div><a>31</a></div>
<button class="cancel"><i>CANCEL</i></button>
<button class="done"><i>DONE</i></button>
</div>
<div class="month_part">
<p>Select a month</p>
<div><a data-mth="01">January</a></div>
<div>
<a data-mth="02" class="select30 select31">February</a>
</div>
<div><a data-mth="03">March</a></div>
<div><a data-mth="04" class="select31">April</a></div>
<div><a data-mth="05">May</a></div>
<div><a data-mth="06" class="select31">June</a></div>
<div><a data-mth="07">July</a></div>
<div><a data-mth="08">August</a></div>
<div>
<a data-mth="09" class="select31">September</a>
</div>
<div><a data-mth="10">October</a></div>
<div>
<a data-mth="11" class="select31">November</a>
</div>
<div><a data-mth="12">December</a></div>
</div>
<div class="year_part">
<p>Select a year</p>
<div>
<div><a>2002</a></div>
<div><a>2001</a></div>
<div><a>2000</a></div>
<div><a>1999</a></div>
<div><a>1998</a></div>
<div><a>1997</a></div>
<div><a>1996</a></div>
<div><a>1995</a></div>
<div><a>1994</a></div>
<div><a>1993</a></div>
<div><a>1992</a></div>
<div><a>1991</a></div>
<div><a>1990</a></div>
<div><a>1989</a></div>
<div><a>1988</a></div>
<div><a>1987</a></div>
<div><a>1986</a></div>
<div><a>1985</a></div>
<div><a>1984</a></div>
<div><a>1983</a></div>
<div><a>1982</a></div>
<div><a>1981</a></div>
<div><a>1980</a></div>
<div><a>1979</a></div>
<div><a>1978</a></div>
<div><a>1977</a></div>
<div><a>1976</a></div>
<div><a>1975</a></div>
<div><a>1974</a></div>
<div><a>1973</a></div>
<div><a>1972</a></div>
<div><a>1971</a></div>
<div><a>1970</a></div>
<div><a>1969</a></div>
<div><a>1968</a></div>
<div><a>1967</a></div>
<div><a>1966</a></div>
<div><a>1965</a></div>
<div><a>1964</a></div>
<div><a>1963</a></div>
<div><a>1962</a></div>
<div><a>1961</a></div>
<div><a>1960</a></div>
<div><a>1959</a></div>
<div><a>1958</a></div>
<div><a>1957</a></div>
<div><a>1956</a></div>
<div><a>1955</a></div>
<div><a>1954</a></div>
<div><a>1953</a></div>
<div><a>1952</a></div>
<div><a>1951</a></div>
<div><a>1950</a></div>
<div><a>1949</a></div>
<div><a>1948</a></div>
<div><a>1947</a></div>
<div><a>1946</a></div>
<div><a>1945</a></div>
<div><a>1944</a></div>
<div><a>1943</a></div>
<div><a>1942</a></div>
<div><a>1941</a></div>
<div><a>1940</a></div>
<div><a>1939</a></div>
<div><a>1938</a></div>
<div><a>1937</a></div>
<div><a>1936</a></div>
<div><a>1935</a></div>
<div><a>1934</a></div>
<div><a>1933</a></div>
<div><a>1932</a></div>
<div><a>1931</a></div>
<div><a>1930</a></div>
<div><a>1929</a></div>
<div><a>1928</a></div>
<div><a>1927</a></div>
<div><a>1926</a></div>
<div><a>1925</a></div>
<div><a>1924</a></div>
<div><a>1923</a></div>
<div><a>1922</a></div>
<div><a>1921</a></div>
<div><a>1920</a></div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<div class="a_width330">
<div class="innrfildlte">
<div class="form-group">
<input type="text" class="PanVD" name="pan" id="pannumber" autocomplete="false">
<label class="pannumber" for="pannumber">PAN<span class="mandetry">*</span></label>
<a href="#;" class="panpopup">
<i class="icon-noun_Info"></i>
</a>
<div class="pantooltip_BG">
<div class="a_tooltipone pantooltip">
<div class="pandata">
<strong>PAN Card </strong>
<p>Enter the 10-digit number on your PAN Card</p>
<img src="/sites/bajaj/Insta_Pod_2/images/panCardImg.png" alt="" loading="lazy">
</div>
<a href="#;">Done</a>
</div>
</div>
<div class="errormsg">Enter a valid PAN</div>
<div class="grayLine">Your 10 digit PAN Card number</div>
</div>
</div>
</div>
<div class="a_width330">
<div class="innrfildlte">
<div class="form-group">
<input type="number" id="pinCode" name="pincode" class="PinCodeVD ui-autocomplete-input" autocomplete="off"
onkeydown="javascript: return event.keyCode === 8 || event.keyCode === 37 || event.keyCode === 39 | event.keyCode === 9 ? true : !isNaN(Number(event.key))">
<label for="pinCode">Residential PIN code<span class="mandetry">*</span></label>
<div class="errormsg">Enter a valid PIN code</div>
<a href="#;" class="openToolTip">
<i class="icon-noun_Info"></i>
</a>
<div class="pantooltip_BG">
<div class="a_tooltipone pantooltip">
<div class="pandata">
<strong>Residential PIN code</strong>
<p>Enter your 6-digit PIN code</p>
</div>
<a href="#;">Done</a>
</div>
</div>
</div>
</div>
</div>
<div class="a_width330">
<div class="innrfildltegender">
<p class="gendertitle"> Employment type <i>We need this information to generate your card offer</i>
</p>
<div class="addressradiobtn">
<label class="radioupgrade">
<input type="radio" checked="checked" name="occupation" value="SAL">
<i>Salaried</i>
</label>
</div>
<div class="addressradiobtn">
<label class="radioupgrade">
<input type="radio" name="occupation" value="SEMP">
<i>Self Employed</i>
</label>
</div>
</div>
</div>
<div class="a_width330">
<div class="innrfildltegender">
<p class="gendertitle">Gender</p>
<div class="addressradiobtn">
<label class="radioupgrade">
<input type="radio" checked="checked" name="gender" value="M">
<i>Male</i>
</label>
</div>
<div class="addressradiobtn">
<label class="radioupgrade">
<input type="radio" name="gender" value="F">
<i>Female</i>
</label>
</div>
<div class="addressradiobtn">
<label class="radioupgrade">
<input type="radio" name="gender" value="O">
<i>Other</i>
</label>
</div>
</div>
</div>
</div>
</div>
<div class="buttonPart_1">
<button class="btnstyl Subbutton pinbtn">Proceed</button>
<p> By proceeding, you agree to the <a href="#;">terms & conditions</a>
</p>
</div>
</form><form id="addressform">
<div class="detailsPart address_status">
<h2>Update address</h2>
<div>
<div class="a_width330">
<div class="innrfildlte">
<div class="form-group">
<input type="text" name="updatedAddressLine1" class="AddressVD" id="address_1" maxlength="50" autocomplete="false">
<label for="address_1">Address line 1</label>
<div class="errormsg">Enter a valid address</div>
<div class="grayLine">Enter a valid address</div>
</div>
</div>
</div>
<div class="a_width330">
<div class="innrfildlte">
<div class="form-group">
<input type="text" name="updatedAddressLine2" class="AddressVD" id="address_2" maxlength="50" autocomplete="false">
<label for="address_2">Address line 2</label>
<div class="errormsg">Enter a valid address</div>
<div class="grayLine">Enter a valid address</div>
</div>
</div>
</div>
<div class="a_width330">
<div class="innrfildlte">
<div class="form-group">
<input type="number" id="pinCode2" name="updatedPinCode" class="PinCodeVD ui-autocomplete-input" autocomplete="off"
onkeydown="javascript: return event.keyCode === 8 || event.keyCode === 37 || event.keyCode === 39 | event.keyCode === 9 ? true : !isNaN(Number(event.key))">
<label for="pinCode2">PIN Code</label>
<div class="errormsg">Enter valid PIN Code</div>
<div class="grayLine">Enter valid PIN Code</div>
</div>
</div>
</div>
<div class="a_width330">
<div class="innrfildlte">
<div class="form-group">
<input type="text" name="updatedCity" class="AddressVD ui-autocomplete-input" id="city" maxlength="50" autocomplete="off">
<label for="city">City</label>
<div class="errormsg">Enter valid city</div>
<div class="grayLine">Enter valid city</div>
</div>
</div>
</div>
<div class="a_width330">
<div class="innrfildlte">
<div class="form-group">
<input type="text" name="updatedState" class="AddressVD" id="state" maxlength="50" autocomplete="false">
<label for="state">State</label>
<div class="errormsg">Enter valid state</div>
<div class="grayLine">Enter valid state</div>
</div>
</div>
</div>
</div>
</div>
<div class="detailsPart relation_status">
<div class="relationTitle">
<h2>Relationship details</h2>
<p>Please select relationship type and enter relationship name</p>
</div>
<div class="a_width330">
<div class="innrfildltegender">
<div class="addressradiobtn">
<label class="radioupgrade">
<input type="radio" checked="checked" name="relation_name" id="mother" value="Mother">
<i>Mother</i>
</label>
</div>
<div class="addressradiobtn">
<label class="radioupgrade">
<input type="radio" name="relation_name" id="father" value="Father">
<i>Father </i>
</label>
</div>
<div class="addressradiobtn">
<label class="radioupgrade">
<input id="spouse" type="radio" name="relation_name" value="Spouse">
<i>Spouse</i>
</label>
</div>
</div>
</div>
<div class="a_width330">
<div class="innrfildlte">
<div class="form-group">
<input type="text" class="FullNameVD" id="fullname_2" autocomplete="off" maxlength="150">
<label for="fullname_2">Relationship Name</label>
<div class="errormsg">Enter valid full name</div>
<div class="grayLine">Please enter your relationship name</div>
</div>
</div>
</div>
</div>
<div class="buttonPart_2">
<button class="btnstyl Subbutton proceedbtn" disabled="">PROCEED</button>
</div>
</form><form id="EmploymentDetails_1" autocomplete="off">
<div class="detailsPart">
<div class="relationTitle">
<h2>Employment Details</h2>
<p>Verify your employment details for instant approval</p>
</div>
<div>
<div class="a_width330">
<div class="innrfildlte companySelect">
<div class="form-group">
<p>Company Name</p>
<input type="text" id="company" class="AddressVD ui-autocomplete-input" autocomplete="off" placeholder="Enter your company name">
<div class="errormsg">Enter valid company name</div>
</div>
</div>
</div>
<div class="a_width330">
<div class="innrfildlte">
<div class="form-group">
<input type="text" class="officialEmailVD" id="emailVD" autocomplete="off">
<label>Your Official / Company Email ID</label>
<div class="errormsg">Enter valid email ID</div>
<div class="grayLine"> Example - yourname@companyname.com </div>
</div>
</div>
</div>
</div>
</div>
<div class="buttonPart_1">
<button class="btnstyl Subbutton">Proceed</button>
</div>
</form><form id="vehicleNoForm" autocomplete="off">
<div class="detailsPart width53">
<div class="relationTitle">
<h2>Vehicle Registration Number</h2>
<p>Verify your vehicle details and get approved</p>
</div>
<div class="vehicleNoField">
<div>
<input type="text" class="statecode" id="stateCodeId" placeholder="AA" maxlength="2">
<ul id="stateCodelist">
<li><a href="#;">AN</a></li>
<li><a href="#;">AP</a></li>
<li><a href="#;">AR</a></li>
<li><a href="#;">AS</a></li>
<li><a href="#;">BR</a></li>
<li><a href="#;">CH</a></li>
<li><a href="#;">DD</a></li>
<li><a href="#;">DL</a></li>
<li><a href="#;">DN</a></li>
<li><a href="#;">GA</a></li>
<li><a href="#;">GJ</a></li>
<li><a href="#;">HP</a></li>
<li><a href="#;">HR</a></li>
<li><a href="#;">JK</a></li>
<li><a href="#;">KA</a></li>
<li><a href="#;">KL</a></li>
<li><a href="#;">LD</a></li>
<li><a href="#;">MH</a></li>
<li><a href="#;">ML</a></li>
<li><a href="#;">MN</a></li>
<li><a href="#;">MP</a></li>
<li><a href="#;">MZ</a></li>
<li><a href="#;">NL</a></li>
<li><a href="#;">OR</a></li>
<li><a href="#;">PN</a></li>
<li><a href="#;">PY</a></li>
<li><a href="#;">RJ</a></li>
<li><a href="#;">SK</a></li>
<li><a href="#;">TN</a></li>
<li><a href="#;">TR</a></li>
<li><a href="#;">UP</a></li>
<li><a href="#;">WB</a></li>
<li><a href="#;">21</a></li>
<li><a href="#;">22</a></li>
<li><a href="#;">23</a></li>
<li><a href="#;">24</a></li>
</ul>
</div>
<div>
<input type="text" class="stateNum onlyNum" id="stateNumId" placeholder="01" maxlength="2" disabled="">
</div>
<div>
<input type="text" class="vhNum" id="vehicleId" placeholder="QK1234" maxlength="6" disabled="">
</div>
<a href="#;">
<i class="icon-noun_Info"></i>
</a>
<p class="errormsg">Enter your Vehicle registration number</p>
<p>Enter your Vehicle registration number</p>
</div>
<div class="notVehivle">
<p>Don’t have vehicle ? <a href="#;">Click here</a></p>
</div>
</div>
<div class="buttonPart_1">
<button class="btnstyl Subbutton">Proceed</button>
</div>
</form>POST https://payment.bajajfinserv.in/Payments/Payment_Redirect.aspx
<form action="https://payment.bajajfinserv.in/Payments/Payment_Redirect.aspx" method="POST" id="cibilRedirect" target="_blank">
<input aria-label="chrpayment" type="text" name="msg" id="msg" value="">
<input class="hide" type="submit" value="Submit">
</form>POST
<form action="" method="POST" id="paymentgate">
<input aria-label="payment" class="hide" type="text" name="msg" id="paymentRequest" value="">
<input class="hide" type="submit" value="Submit">
</form>POST
<form action="" method="POST" id="mandateRedirect">
<button aria-hidden="true" class="hide" type="submit" value="Save"></button>
</form>Text Content
Insta EMI Card
Insta EMI Card
Why get Insta EMI card from Bajaj Finserv?
* Get your favourite products on No Cost EMIs
* Shop with any of our 1 lakh+ offline partners or multiple online partners
* Digital card is activated instantly
GET YOUR INSTA EMI CARD
Complete the 3-step process and convert your purchases into No Cost EMIs
YOU CAN HAVE A CARD LIMIT OF UP TO
Rs. 2,00,000
XXXX XXXX XXXX XXXX
Member Since
XX/XXXX
Valid Till
XX/XXXX
Instant approval & activation
Verify your mobile number
Mobile number
+91
Enter your 10-digit mobile number
An OTP will be sent to this number for verification
Why do we need your phone number?
* To register and send all future communication regarding Insta EMI Card
Generate OTP
By proceeding, you agree to BFL terms & conditions
Please check
Rs. 599
One time card fee
Fees and charges
* Card fee
Rs. 530
* Online convenience fee
Rs. 69
* Total fee
Rs. 599
Got It
GET IT NOW
OTP Sent
Enter the OTP sent to +91 XXXXXXXXXX
Enter One Time Password (OTP)
Enter a valid OTP
Resend OTP in 00:60 seconds
Resend OTP
SUBMIT OTP
BENEFITS OF THE INSTA EMI CARD
100%
digital process
30 seconds
approval time
Instant
card activation
1mn+
products on No Cost EMIs
Up to 24 months
tenor options
3000+
locations covered
SHOP FROM YOUR FAVOURITE BRANDS
Vijay Sales
Croma
Reliance Digital
Bajaj Electronics
Home Town
Bajaj Mall
Flipkart
Amazon
Make My Trip
Big Bazaar
MULTIPLE CATEGORIES USE YOUR INSTA EMI CARD TO BUY YOUR FAVOURITE PRODUCTS ON NO
COST EMIS
Previous
LED TVs
Smartphones
Refrigerators
ACs
Fashion
Furniture
Microwave Ovens
Sofas
Travel
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Fees and charges
Fees & Charges
Lorem Ipsum is simply dummy text of the printing and
Done
* Card fee Rs. 530
* Online convenience fee Rs. 69
* Total fee
(One time card fee) Rs. 599
FREQUENTLY ASKED QUESTIONS
WHAT IS THE BAJAJ FINSERV INSTA EMI CARD?
The Bajaj Finserv Insta EMI Card is a payment instrument that lets you convert
all your purchases into No Cost EMIs. The Insta EMI Card involves a 100% online
application process and is activated instantly for you.
WHAT IS THE ELIGIBILITY AGE TO APPLY FOR A BAJAJ FINSERV INSTA EMI CARD?
If you are between 21 and 65 years of age, you can apply for Bajaj Finserv Insta
EMI Card.
WHAT DOCUMENTS DO I NEED TO SUBMIT TO GET AN INSTA EMI CARD?
No documents are needed to get your Insta EMI Card. All you need to do is, keep
the following details ready:
1. PAN Card
2. Aadhaar number for KYC confirmation
3. Bank a/c number and IFSC code for e-mandate registration
HOW DO I REGISTER MY E-MANDATE?
To register your e-mandate, you need to:
1. Share your bank account and IFSC code
2. Verify all the details entered by you
3. Submit OTP for validation purposes
WHAT ARE THE BENEFITS OF E-MANDATE REGISTRATION?
By registering your e-mandate, you will:
* Never miss on your EMI payments with the auto-debit feature
* Manage your loans in an efficient manner
* Not be required to submit documents at the time of purchase
HOW DO I USE THE BAJAJ FINSERV INSTA EMI CARD?
Just like the EMI Network Card, you can shop using the Insta EMI Card at any of
our online and offline partner stores on No Cost EMIs. All you need to do is
provide your card details and verify your purchase with an OTP sent to your
registered mobile number.
WHEN WILL I RECEIVE MY INSTA EMI CARD?
The Insta EMI Card is a digital card, that gets activated online instantly.
Therefore, you will not receive a physical card; simply access it on the Bajaj
Finserv app.
WHERE CAN I VIEW MY INSTA EMI CARD DETAILS?
You can view your card details on the Bajaj Finserv app.
HOW DO I VIEW MY INSTA EMI CARD DETAILS ON THE BAJAJ FINSERV APP?
Follow the below mentioned steps:
1. Download the app
2. Enter your registered mobile number
3. Submit the OTP sent to your mobile number
4. Click on 'KNOW MORE'
5. Enter your date of birth
6. View your Insta EMI Card
WHY DO I NEED THE BAJAJ FINSERV APP FOR MY INSTA EMI CARD?
With the Bajaj Finserv app, you can:
1. Access your Insta EMI Card and all related details
2. Avail offers
Previous
Akash Davange
Reviewed on 01 November 2021
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“Unlike my other cards, the Insta EMI Card is always with me on my mobile. I can
check it anytime on the Bajaj Finserv app. Also, the Bajaj Mall has made
shopping more awesome.”
Rohit Rathore
Reviewed on 22 December 2021
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*
*
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*
“Fulfilled my mom’s wish list instantly! There are many products to choose from:
smartphones, laptops, rocking chairs, dresses and apparel. I use this card
online and at offline stores.”
Abey Mathew
Reviewed on 02 January 2022
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“Got my new house upgraded with the latest appliances and home décor with the
Insta EMI Card. Be it browsing online for ACs or gift stores; shopping is now
easier and flexible.”
Anurag Gaur
Reviewed on 12 December 2020
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*
*
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*
“Through the Insta EMI Card, I purchased an LED TV and a smartphone at no
additional cost. Now my limit is enhanced with timely repayments. This is the
best card in the market.”
Vijay Attarde
Reviewed on 24 March 2021
*
*
*
*
*
“With this card, I bought a washing machine and refrigerator on zero down
payment. The payment tenor is flexible, and I can repay in up to 24 months.
There are a lot of product options on the Bajaj Mall. Really nice!”
Ketan Chhabra
Reviewed on 05 April 2021
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*
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“I bought a 1.5 ton air conditioner recently with my Insta EMI Card. Thanks to
No Cost EMIs, I can pay off the entire amount easily within the next 18 months.”
Nidhi Toke
Reviewed on 07 June 2021
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*
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“I have been using the Insta EMI Card since 2020. I can make my purchases online
and offline at nearby stores and repay in easy, flexible instalments. I
recommend everyone to get the Insta EMI Card.”
Sakshi Agarwal
Reviewed on 14 July 2021
*
*
*
*
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"I got instant approval, verification, and activation for my Insta EMI Card.
Now, I do not have to worry about hefty credit card bills as I can repay in easy
monthly instalments of 24 months. Highly recommended!"
Satish Sugave
Reviewed on 27 August 2021
*
*
*
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“With this card, I can buy whatever I want on No Cost EMIs. The best part is I
received a shopping limit of Rs. 1,00,000. Also, all my details are safe, secure
and can be only accessed by me.”
Shashwat Verma
Reviewed on 30 August 2021
*
*
*
*
*
“It took me just 3 minutes to get my Insta EMI Card. No delay in verification
and no physical delivery to wait for. The application process was 100% online,
smooth and ultra-safe.”
Akash Davange
Reviewed on 01 November 2021
*
*
*
*
*
“Unlike my other cards, the Insta EMI Card is always with me on my mobile. I can
check it anytime on the Bajaj Finserv app. Also, the Bajaj Mall has made
shopping more awesome.”
Rohit Rathore
Reviewed on 22 December 2021
*
*
*
*
*
“Fulfilled my mom’s wish list instantly! There are many products to choose from:
smartphones, laptops, rocking chairs, dresses and apparel. I use this card
online and at offline stores.”
Abey Mathew
Reviewed on 02 January 2022
*
*
*
*
*
“Got my new house upgraded with the latest appliances and home décor with the
Insta EMI Card. Be it browsing online for ACs or gift stores; shopping is now
easier and flexible.”
Anurag Gaur
Reviewed on 12 December 2020
*
*
*
*
*
“Through the Insta EMI Card, I purchased an LED TV and a smartphone at no
additional cost. Now my limit is enhanced with timely repayments. This is the
best card in the market.”
Vijay Attarde
Reviewed on 24 March 2021
*
*
*
*
*
“With this card, I bought a washing machine and refrigerator on zero down
payment. The payment tenor is flexible, and I can repay in up to 24 months.
There are a lot of product options on the Bajaj Mall. Really nice!”
Ketan Chhabra
Reviewed on 05 April 2021
*
*
*
*
*
“I bought a 1.5 ton air conditioner recently with my Insta EMI Card. Thanks to
No Cost EMIs, I can pay off the entire amount easily within the next 18 months.”
Next
Insta EMI Card
By entering the one-time password (“OTP”) sent by Bajaj Finance Limited (“BFL”)
or by clicking on the ‘I Accept/Submit’ button, I am expressing my interest in
availing Bajaj-Finserv Existing Member Identification Number from BFL. I hereby
confirm that I (i) am at least 21 years of age, (ii) can understand, read and
access the world wide web / internet in English language, (iii) have read,
understood and agree to be bound by the terms in this Form (“Application Form”).
Further, I agree that my action of submission of the OTP sent by BFL,
constitutes a valid acceptance by me of the terms and conditions contained
herein, which shall have binding effect on me.
GENERAL TERMS & CONDITIONS
Terms used but not defined herein shall have the meaning ascribed to them in the
Master Terms
I. CUSTOMER’S REPRESENTATIONS:
I hereby state, confirm and agree as under:
1. 1) That I have applied for Existing Member Identification Card (EMI Network
Card / INSTA EMI Card) of type as specified in theform (“Application Form”),
from Bajaj Finance Limited (“BFL”).
2. That I hereby unconditionally acknowledge and accept that:
i. the Existing Member Identification Card is issued by BFL in electronic
form.
ii. I shall submit all documents including KYC documents in such form and
manner as may be required by BFL in relation to my Application Form.
iii. CKYC Consent:
i. I hereby authorize BFL to
verify/check/obtain/download/upload/update/retrieve/recieve my KYC
details from/with the CKYC Registry(CERSAI): (a) by verifying such
details through the CKYC number (i.e. KYC Identifier Number- KIN)
provided by me or (b) by obtaining such CKYC number/KIN, through
details shared by me for the Application Form.
ii. I hereby consent for receiving information from CERSAI and BFL
through SMS/Email on the above registered number/email address.
iv. Aadhaar No. using e-KYC Authentication facility provided by UIDAI
(Aadhaar e-KYC) / Aadhaar paperless Offline e-KYC Verification
Specific (OKYC) consent:
i. I voluntarily opt for Aadhaar e-KYC or (OKYC) or Certified Copy of
Officially Valid Documents (OVD) or equivalent e-documents of OVD
including documents issued through Digilocker and submit to the
BFL my Aadhaar number, Virtual ID, e-Aadhaar, m-Aadhaar, Aadhaar
PVC Card, Aadhaar Letter, XML file or Aadhaar Secure QR code,
Masked Aadhaar, Aadhaar details, demographic information, identity
information, Aadhaar registered mobile number, face authentication
details and/or biometric information (collectively,
“Information”).
ii. I am informed by the BFL, that:
a. submission of Aadhaar is not mandatory, and there are
alternative options for KYC and establishing identity including
by way of physical KYC with officially valid documents other
than Aadhaar. All options were given to me.
b. For e-KYC/offline verification, BFL will share Aadhaar number
and/or biometrics with CIDR/UIDAI, and CIDR/UIDAI will share
with BFL, authentication data, Aadhaar data, demographic
details, registered mobile number, identity information, which
shall be used for the informed purposes mentioned in 4(d)
below.
c. In case of OKYC, I shall share the Share Code or confirm on the
auto populated shared code, as the case may be for successful
XML file download and upload as contemplated under applicable
law to complete my offline KYC process.
d. I authorise and give my consent to the BFL (and its service
providers), for following informed purposes:
i. KYC and periodic KYC process as per the PML Act, 2002 and
rules thereunder and RBI guidelines, or for establishing
my identity, carrying out my identification, offline
verification or e-KYC, or Yes/No Authentication,
demographic or other
authentication/verification/identification as may be
permitted as per applicable law, for all accounts,
facilities, services and relationships of/through the BFL,
existing and future.
ii. collecting, sharing, storing, preserving Information,
maintaining records and using the Information and
authentication/verification/identification records:
a. for the informed purposes above,
b. as well as for regulatory and legal reporting and
filings and/or
c. where required under applicable law;
iii. producing records and logs of the consent, Information or
of authentication, identification, verification etc. for
evidentiary purposes including before a court of law, any
authority or in arbitration.
* I understand that my Aadhaar number and core biometrics will
not be stored/ shared except as per law and for CIDR
submission.
v. I hereby confirm that all the information and details including but
not limited to financials/bank statements, KYC details provided/to be
provided by me pursuant in support of my application or to be shared
with any third party, including the CERSAI, are true, correct and
up-to-date. I have not withheld any material information that may be
required by BFL. I undertake to immediately keep BFL updated of any
change in the information provided by me, specifically KYC/CKYC
details, Bank details, change of my address/co-ordinates etc. and in
case any of the above information is found to be false or untrue or
misleading or misrepresenting, I am aware that I shall be held liable
for the same and I will not hold BFL liable for any consequences that
may arise owing to any delay/lapse on the my part.
vi. I authorize BFL to use my existing details and KYC documents/data for
KYC compliance, if any, for this application and in case of any
changes in my registered KYC or bank account details, I shall update
about the same & submit the updated KYC to BFL forthwith.
vii. I shall make payment of the applicable fee and/or charges, as
specified herein by BFL with respect to Existing Member Identification
Card and as more specifically detailed under Annexure I below or such
other/modified fees/charges as provided on
https://www.bajajfinserv.in/all-fees-and-charges-new#iec.
viii. I hereby agree to pay the Joining Fee as detailed under Annexure I
below to BFL, for availing the Existing Member Identification Card,
however in case I wish to avail the “pay at store” option for payment
of Joining Fee or such other fee as detailed under Annexure I, then
the same shall be added to the first Monthly Installment or first down
payment of the loan availed through Existing Member Identification
Card.
ix. I understand that the aforesaid fee and/or charges are subject to
changes and are non-refundable and non-transferable.
x. That I have read and understood the Master Terms and Conditions
applicable to Loans for Consumer Durable, Digital, Life style products
& Existing Member Identification Cards (“Master Terms”) prescribed by
BFL and available on website:
https://www.bajajfinserv.in/consumer-durables_master_t-and-c_english.pdf
and understand the applicability of the same for issuance and usage of
Existing Member Identification Card and hereby agree to be bound by
the same at all times including any additions/amendments thereto from
time to time. I agree to keep myself updated of any revisions in the
Master Terms as may be communicated by BFL through any Acceptable
Means of Communication (as defined in the Master Terms).
xi. I authorize BFL
a. To exchange, share or part with all information relating to this
application to credit bureaus/ credit reference agencies, its group
companies, financial institutions, Credit Information Companies
(‘CIC’), NeSL, NSDL, Central KYC Registry (CERSAI) or any
authorized third-party agency as BFL may deem necessary or
appropriate for use or processing of the said information and shall
not hold BFL or any of its group companies or its/ their
agents/representatives) liable for use/sharing of the information
as stated above.
b. To seek/obtain any other information, relating to me, from any
third party.
c. To procure/avail my credit information report from CICs including
CIBIL and provide it to me by deducting applicable charges for the
same.
xii. I hereby expressly consent for paying a Loan Enhancement Fee, in case
where BFL allows to approve the Loan transaction amount over and above
my Existing Member Identification Card loan limit, as per its internal
risk/credit policies and at its sole and absolute discretion. It is
hereby clarified that payment of such fee would not enhance my overall
Existing Member Identification card loan limit. Further I agree that
payment of such fee would be added to the first emi/monthly
installment of my Loan transaction.
xiii. That this Application Form, together with all its contents, KYC
documents, etc. may be submitted to:
a. The subsidiaries, group companies, partners affiliates of BFL, any
service provider/third party with reference to rendering services
in connection with the product(s) availed by me and/or for
promoting/marketing various products and services.
b. to any Regulator, Court, Law enforcement agency, Quasi-Judicial
authority etc. on a need to need basis.
c. To its business associates (subject to confidentiality
restrictions) for integrating the Existing Member Identification
Card usage on such business associate’s website/ wallet, etc. as
may be required for facilitating my use of Existing Member
Identification Card
II. EXISTING MEMBER IDENTIFICATION CARD TERMS:
1. Existing Member Identification Card is neither a credit card nor a stored
value card, etc. and is used only for authentication of my identity while
providing/processing the Loan.
2. All Existing Member Identification Cardholders, who have not availed loan
using the Existing Member Identification Card in the preceding year, will be
charged an Annual Fee, as detailed in Annexure I below.
3. For each valid transaction initiated and approved by the BFL on the Existing
Member Identification Card, a new Loan account will be created by BFL,
provided that BFL may at its sole discretion reject such loan transaction
initiated through the Existing Member Identification Card. Further BFL may
require additional documentation from me for approving the said loan
transaction. In the event KYC documents founds to be not in compliance with
extent regulatory guidelines, the transactions on online portal will not be
allowed and customer can do transactions on physical stores by sumbtting
required KYC documents.
4. BFL may at any time, at its sole discretion and without assigning any
reason, decide to withdraw the Existing Member Identification Card service
and/ or terminate any specific Existing Member Identification or
reduce/cancel the loan limit assigned . Further BFL will have no liability
to the Existing Member Identification Card-holder or any other person in
this regard in any manner whatsoever.
5. In the event of an unauthorized access to or use of an Existing Member
Identification Card, EMI Network Cardholder shall immediately inform BFL..
6. I acknowledge that, Existing Member Identification Card is NOT a payment
instrument and NOT assignable to any person. I hold myself responsible for
any use/misuse of the Existing Member Identification Card, and I shall be
jointly and severally responsible for any liability that is incurred through
such usage.
7. I have given or shall give NACH mandate or any other Electronic Payment
Instrument in favor of BFL covering all the Outstandings dues including
page1, penalties, cost and other applicable charges in connection with any
Loan availed by me. The NACH mandate or any other electronic mandate given
or to be given in favour of BFL by me the primary Existing Member
Identification Card, shall also cover all Outstandings in relation to the
Add-on EMI Card linked to my Existing Member Identification Card. Further I
shall forthwith issue fresh NACH/ mandate or Electronic Payment Instructions
in favour of BFL, if there is any revision in my repayment schedule/ EMI.
8. I shall observe and perform all the obligations as provided herein and as
provided under the Master Terms. If I am holding the primary Existing Member
Identification Card and avail Add-on Existing Member Identification Card(s)
from BFL, I shall observe and perform all obligations under the Master Terms
in relation to the Loan(s) availed using suchAdd-on Existing Member
Identification Card(s) linked to my primary Existing Member Identification
Card including but not limited to the terms governing repayment. I
understand and agree that in the event primary Existing Member
Identification Card is blocked for any reasons whatsoever, the add-on
Existing Member Identification Card may also get blocked.
9. BFL Customer Care Contact details:
* For any grievances/queries, Customers can write to BFL at
wecare@bajajfinserv.in or Customer can reach to BFL through
https://www.bajajfinserv.in/reach-us
* Existing Member Identification Cardholders may also call BFL Customer Care
for any grievances/queries related to Existing Member Identification Card
at 8698010101. This is not a toll-free number and normal call charges will
be applicable
III. EMI NETWORK CARD USAGE:
1. By using the Existing Member Identification Card, the customer may time
avail loan for the consumer durable products that may be approved by BFL
from time to timeon eas EMI’s;
2. Existing Member Identification Card shall not be used for any unlawful /
unauthorized purpose.
3. To avail Loan through Existing Member Identification Card the customer will
need to follow the below mentioned procedure:
i. share the Existing Member Identification Card number or registered
mobile number, card validity date, name on the Existing Member
Identification Card and/or one photo identification at Merchant counter
or BFL’s branches or online platform of BFL itself or of BFL partners.
ii. enter his/her specific number code/PIN (“Transaction Code”) or One Time
Password (“OTP”) received on his/her registered mobile number and/or the
registered email id of the customer.
4. Notwithstanding anything contained in these terms, this application and
payment of Joining Fee by the Customer, Existing Member Identification Card
cannot be used for purchase of products on loan, until successful
registration of the NACH mandate by the Customer as per this Application
Form, and
5. BFL may at its sole and absolute discretion reject any Loan
transaction/authorization initiated through Existing Member Identification
Card by the Customer, for reasons including but not limited to:
a. On the basis of BFL’s internal policies (i.e risk policies).
b. On expiry/block of the Existing Member Identification Card.
c. breach of NACH mandate/Electronic Payment Instrument repayment limit.
d. breach of terms and conditions as specific under this Application Form or
under the Master Terms.
6. BFL may as per its internal policy may fix a first loan transaction limit
which may vary customer to customer. The said limit will be communicated in
the application journey and sms communication to the customer.
COMMUNICATIONS RELATED TERMS AND CONDITIONS
By submitting the OTP provided by BFL, I hereby expressly authorise BFL, its
group companies, affiliates and/or business associates and their respective
representatives to send me communications regarding loans, insurance and their
respective products and/or services (collectively “Other Products”) through
telephone calls/SMSs/emails/post/bots/bitly, etc. including but not limited to
promotional communications. I agree and understand that such Other Products if
availed, are governed by their own set of terms and conditions, which shall be
in addition to and not in derogation to the terms and conditions prescribed by
BFL herein. I understand that I can at any time opt not to receive any
telecommunication.
Annexure-I
(Fee and Charges)
EMI NETWORK CARD / INSTA EMI CARD
EMI Network Card Fee Rs.530/- (Inclusive of applicable taxes) Online Convenience
Fee Rs.69 (Inclusive of applicable taxes) applicable to Customers who avail
Insta EMI Card exclusively through digital mode EMI Network Card Loan Limit
Enhancement Fee Rs. 117/- (Inclusive of applicable taxes) EMI Network Card
Annual Fee Rs. 117/- (Inclusive of applicable taxes). Annual fee will only be
charged to the EMI Network Card holders who have not availed any loan using the
EMI Network Card in the preceding year. The duration of the preceding year is
calculated 12 months from last year’s validity month, which is printed on the
face of your EMI Network Card. For example, If the EMI Network Card is issued in
the month of February 2019 (referred to as ‘Member Since’, on the EMI Network
Card) the date for payment of the annual fee will be March 2020. Add-on EMI
Network Card Fee Rs. 199/- (Inclusive of applicable taxes)
FOR AVAILING LOAN - EMI NETWORK CARD / INSTA EMI CARD
Processing Fee Up to ₹ 1017/- (Inclusive of applicable taxes) collected upfront
Bounce Charge In case of default of repayment instrument Rs 500/- per bounce
will be levied Penal Interest Any delay in payment of Monthly Instalment shall
attract penal interest at the rate of 3.50% per month on the monthly Instalment
outstanding, from the date of default until the receipt of Monthly Instalment
Mandate Rejection Charge ₹450/- per month from the first instalment due date for
mandates rejected by customers bank until the new mandate is registered. Mandate
Registration Charge ₹ 118/- (Inclusive of applicable taxes) if applicable Loan
Enhancement Fee ₹ 117/- (Inclusive of applicable taxes) will be added in the
01st EMI Convenience Fee ₹117/- (Inclusive of applicable taxes) will be
collected along with 01st instalment.
Go to bottom CONTINUE
Insta EMI Card
Insta EMI Card
MY TRACKER
Step 01 / 03 Get Instant Approval
* Instant Approval
* Verify Details
* Activate
SHARE A FEW DETAILS TO HELP US GENERATE YOUR CARD
Full name*
Enter valid full name
As per your PAN Card
Full name
Enter your full name as per PAN Card
Done
Date of birth*
Enter valid date of birth
As per your PAN Card
DD
/
MM
/
YYYY
Select a day
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CANCEL DONE
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PAN*
PAN Card
Enter the 10-digit number on your PAN Card
Done
Enter a valid PAN
Your 10 digit PAN Card number
Residential PIN code*
Enter a valid PIN code
Residential PIN code
Enter your 6-digit PIN code
Done
Employment type We need this information to generate your card offer
Salaried
Self Employed
Gender
Male
Female
Other
Proceed
By proceeding, you agree to the terms & conditions
Insta EMI Card
By entering the one-time password (“OTP”) sent by Bajaj Finance Limited (“BFL”)
or by clicking on the ‘I Accept/Submit’ button, I am expressing my interest in
availing Bajaj-Finserv Existing Member Identification Number from BFL. I hereby
confirm that I (i) am at least 21 years of age, (ii) can understand, read and
access the world wide web / internet in English language, (iii) have read,
understood and agree to be bound by the terms in this Form (“Application Form”).
Further, I agree that my action of submission of the OTP sent by BFL,
constitutes a valid acceptance by me of the terms and conditions contained
herein, which shall have binding effect on me.
GENERAL TERMS & CONDITIONS
Terms used but not defined herein shall have the meaning ascribed to them in the
Master Terms
I. CUSTOMER’S REPRESENTATIONS:
I hereby state, confirm and agree as under:
1. 1) That I have applied for Existing Member Identification Card (EMI Network
Card / INSTA EMI Card) of type as specified in theform (“Application Form”),
from Bajaj Finance Limited (“BFL”).
2. That I hereby unconditionally acknowledge and accept that:
i. the Existing Member Identification Card is issued by BFL in electronic
form.
ii. I shall submit all documents including KYC documents in such form and
manner as may be required by BFL in relation to my Application Form.
iii. CKYC Consent:
i. I hereby authorize BFL to
verify/check/obtain/download/upload/update/retrieve/recieve my KYC
details from/with the CKYC Registry(CERSAI): (a) by verifying such
details through the CKYC number (i.e. KYC Identifier Number- KIN)
provided by me or (b) by obtaining such CKYC number/KIN, through
details shared by me for the Application Form.
ii. I hereby consent for receiving information from CERSAI and BFL
through SMS/Email on the above registered number/email address.
iv. Aadhaar No. using e-KYC Authentication facility provided by UIDAI
(Aadhaar e-KYC) / Aadhaar paperless Offline e-KYC Verification
Specific (OKYC) consent:
i. I voluntarily opt for Aadhaar e-KYC or (OKYC) or Certified Copy of
Officially Valid Documents (OVD) or equivalent e-documents of OVD
including documents issued through Digilocker and submit to the
BFL my Aadhaar number, Virtual ID, e-Aadhaar, m-Aadhaar, Aadhaar
PVC Card, Aadhaar Letter, XML file or Aadhaar Secure QR code,
Masked Aadhaar, Aadhaar details, demographic information, identity
information, Aadhaar registered mobile number, face authentication
details and/or biometric information (collectively,
“Information”).
ii. I am informed by the BFL, that:
a. submission of Aadhaar is not mandatory, and there are
alternative options for KYC and establishing identity including
by way of physical KYC with officially valid documents other
than Aadhaar. All options were given to me.
b. For e-KYC/offline verification, BFL will share Aadhaar number
and/or biometrics with CIDR/UIDAI, and CIDR/UIDAI will share
with BFL, authentication data, Aadhaar data, demographic
details, registered mobile number, identity information, which
shall be used for the informed purposes mentioned in 4(d)
below.
c. In case of OKYC, I shall share the Share Code or confirm on the
auto populated shared code, as the case may be for successful
XML file download and upload as contemplated under applicable
law to complete my offline KYC process.
d. I authorise and give my consent to the BFL (and its service
providers), for following informed purposes:
i. KYC and periodic KYC process as per the PML Act, 2002 and
rules thereunder and RBI guidelines, or for establishing
my identity, carrying out my identification, offline
verification or e-KYC, or Yes/No Authentication,
demographic or other
authentication/verification/identification as may be
permitted as per applicable law, for all accounts,
facilities, services and relationships of/through the BFL,
existing and future.
ii. collecting, sharing, storing, preserving Information,
maintaining records and using the Information and
authentication/verification/identification records:
a. for the informed purposes above,
b. as well as for regulatory and legal reporting and
filings and/or
c. where required under applicable law;
iii. producing records and logs of the consent, Information or
of authentication, identification, verification etc. for
evidentiary purposes including before a court of law, any
authority or in arbitration.
* I understand that my Aadhaar number and core biometrics will
not be stored/ shared except as per law and for CIDR
submission.
v. I hereby confirm that all the information and details including but
not limited to financials/bank statements, KYC details provided/to be
provided by me pursuant in support of my application or to be shared
with any third party, including the CERSAI, are true, correct and
up-to-date. I have not withheld any material information that may be
required by BFL. I undertake to immediately keep BFL updated of any
change in the information provided by me, specifically KYC/CKYC
details, Bank details, change of my address/co-ordinates etc. and in
case any of the above information is found to be false or untrue or
misleading or misrepresenting, I am aware that I shall be held liable
for the same and I will not hold BFL liable for any consequences that
may arise owing to any delay/lapse on the my part.
vi. I authorize BFL to use my existing details and KYC documents/data for
KYC compliance, if any, for this application and in case of any
changes in my registered KYC or bank account details, I shall update
about the same & submit the updated KYC to BFL forthwith.
vii. I shall make payment of the applicable fee and/or charges, as
specified herein by BFL with respect to Existing Member Identification
Card and as more specifically detailed under Annexure I below or such
other/modified fees/charges as provided on
https://www.bajajfinserv.in/all-fees-and-charges-new#iec.
viii. I hereby agree to pay the Joining Fee as detailed under Annexure I
below to BFL, for availing the Existing Member Identification Card,
however in case I wish to avail the “pay at store” option for payment
of Joining Fee or such other fee as detailed under Annexure I, then
the same shall be added to the first Monthly Installment or first down
payment of the loan availed through Existing Member Identification
Card.
ix. I understand that the aforesaid fee and/or charges are subject to
changes and are non-refundable and non-transferable.
x. That I have read and understood the Master Terms and Conditions
applicable to Loans for Consumer Durable, Digital, Life style products
& Existing Member Identification Cards (“Master Terms”) prescribed by
BFL and available on website:
https://www.bajajfinserv.in/consumer-durables_master_t-and-c_english.pdf
and understand the applicability of the same for issuance and usage of
Existing Member Identification Card and hereby agree to be bound by
the same at all times including any additions/amendments thereto from
time to time. I agree to keep myself updated of any revisions in the
Master Terms as may be communicated by BFL through any Acceptable
Means of Communication (as defined in the Master Terms).
xi. I authorize BFL
a. To exchange, share or part with all information relating to this
application to credit bureaus/ credit reference agencies, its group
companies, financial institutions, Credit Information Companies
(‘CIC’), NeSL, NSDL, Central KYC Registry (CERSAI) or any
authorized third-party agency as BFL may deem necessary or
appropriate for use or processing of the said information and shall
not hold BFL or any of its group companies or its/ their
agents/representatives) liable for use/sharing of the information
as stated above.
b. To seek/obtain any other information, relating to me, from any
third party.
c. To procure/avail my credit information report from CICs including
CIBIL and provide it to me by deducting applicable charges for the
same.
xii. I hereby expressly consent for paying a Loan Enhancement Fee, in case
where BFL allows to approve the Loan transaction amount over and above
my Existing Member Identification Card loan limit, as per its internal
risk/credit policies and at its sole and absolute discretion. It is
hereby clarified that payment of such fee would not enhance my overall
Existing Member Identification card loan limit. Further I agree that
payment of such fee would be added to the first emi/monthly
installment of my Loan transaction.
xiii. That this Application Form, together with all its contents, KYC
documents, etc. may be submitted to:
a. The subsidiaries, group companies, partners affiliates of BFL, any
service provider/third party with reference to rendering services
in connection with the product(s) availed by me and/or for
promoting/marketing various products and services.
b. to any Regulator, Court, Law enforcement agency, Quasi-Judicial
authority etc. on a need to need basis.
c. To its business associates (subject to confidentiality
restrictions) for integrating the Existing Member Identification
Card usage on such business associate’s website/ wallet, etc. as
may be required for facilitating my use of Existing Member
Identification Card
II. EXISTING MEMBER IDENTIFICATION CARD TERMS:
1. Existing Member Identification Card is neither a credit card nor a stored
value card, etc. and is used only for authentication of my identity while
providing/processing the Loan.
2. All Existing Member Identification Cardholders, who have not availed loan
using the Existing Member Identification Card in the preceding year, will be
charged an Annual Fee, as detailed in Annexure I below.
3. For each valid transaction initiated and approved by the BFL on the Existing
Member Identification Card, a new Loan account will be created by BFL,
provided that BFL may at its sole discretion reject such loan transaction
initiated through the Existing Member Identification Card. Further BFL may
require additional documentation from me for approving the said loan
transaction. In the event KYC documents founds to be not in compliance with
extent regulatory guidelines, the transactions on online portal will not be
allowed and customer can do transactions on physical stores by sumbtting
required KYC documents.
4. BFL may at any time, at its sole discretion and without assigning any
reason, decide to withdraw the Existing Member Identification Card service
and/ or terminate any specific Existing Member Identification or
reduce/cancel the loan limit assigned . Further BFL will have no liability
to the Existing Member Identification Card-holder or any other person in
this regard in any manner whatsoever.
5. In the event of an unauthorized access to or use of an Existing Member
Identification Card, EMI Network Cardholder shall immediately inform BFL..
6. I acknowledge that, Existing Member Identification Card is NOT a payment
instrument and NOT assignable to any person. I hold myself responsible for
any use/misuse of the Existing Member Identification Card, and I shall be
jointly and severally responsible for any liability that is incurred through
such usage.
7. I have given or shall give NACH mandate or any other Electronic Payment
Instrument in favor of BFL covering all the Outstandings dues including
page1, penalties, cost and other applicable charges in connection with any
Loan availed by me. The NACH mandate or any other electronic mandate given
or to be given in favour of BFL by me the primary Existing Member
Identification Card, shall also cover all Outstandings in relation to the
Add-on EMI Card linked to my Existing Member Identification Card. Further I
shall forthwith issue fresh NACH/ mandate or Electronic Payment Instructions
in favour of BFL, if there is any revision in my repayment schedule/ EMI.
8. I shall observe and perform all the obligations as provided herein and as
provided under the Master Terms. If I am holding the primary Existing Member
Identification Card and avail Add-on Existing Member Identification Card(s)
from BFL, I shall observe and perform all obligations under the Master Terms
in relation to the Loan(s) availed using suchAdd-on Existing Member
Identification Card(s) linked to my primary Existing Member Identification
Card including but not limited to the terms governing repayment. I
understand and agree that in the event primary Existing Member
Identification Card is blocked for any reasons whatsoever, the add-on
Existing Member Identification Card may also get blocked.
9. BFL Customer Care Contact details:
* For any grievances/queries, Customers can write to BFL at
wecare@bajajfinserv.in or Customer can reach to BFL through
https://www.bajajfinserv.in/reach-us
* Existing Member Identification Cardholders may also call BFL Customer Care
for any grievances/queries related to Existing Member Identification Card
at 8698010101. This is not a toll-free number and normal call charges will
be applicable
III. EMI NETWORK CARD USAGE:
1. By using the Existing Member Identification Card, the customer may time
avail loan for the consumer durable products that may be approved by BFL
from time to timeon eas EMI’s;
2. Existing Member Identification Card shall not be used for any unlawful /
unauthorized purpose.
3. To avail Loan through Existing Member Identification Card the customer will
need to follow the below mentioned procedure:
i. share the Existing Member Identification Card number or registered
mobile number, card validity date, name on the Existing Member
Identification Card and/or one photo identification at Merchant counter
or BFL’s branches or online platform of BFL itself or of BFL partners.
ii. enter his/her specific number code/PIN (“Transaction Code”) or One Time
Password (“OTP”) received on his/her registered mobile number and/or the
registered email id of the customer.
4. Notwithstanding anything contained in these terms, this application and
payment of Joining Fee by the Customer, Existing Member Identification Card
cannot be used for purchase of products on loan, until successful
registration of the NACH mandate by the Customer as per this Application
Form, and
5. BFL may at its sole and absolute discretion reject any Loan
transaction/authorization initiated through Existing Member Identification
Card by the Customer, for reasons including but not limited to:
a. On the basis of BFL’s internal policies (i.e risk policies).
b. On expiry/block of the Existing Member Identification Card.
c. breach of NACH mandate/Electronic Payment Instrument repayment limit.
d. breach of terms and conditions as specific under this Application Form or
under the Master Terms.
6. BFL may as per its internal policy may fix a first loan transaction limit
which may vary customer to customer. The said limit will be communicated in
the application journey and sms communication to the customer.
COMMUNICATIONS RELATED TERMS AND CONDITIONS
By submitting the OTP provided by BFL, I hereby expressly authorise BFL, its
group companies, affiliates and/or business associates and their respective
representatives to send me communications regarding loans, insurance and their
respective products and/or services (collectively “Other Products”) through
telephone calls/SMSs/emails/post/bots/bitly, etc. including but not limited to
promotional communications. I agree and understand that such Other Products if
availed, are governed by their own set of terms and conditions, which shall be
in addition to and not in derogation to the terms and conditions prescribed by
BFL herein. I understand that I can at any time opt not to receive any
telecommunication.
Annexure-I
(Fee and Charges)
EMI NETWORK CARD / INSTA EMI CARD
EMI Network Card Fee Rs.530/- (Inclusive of applicable taxes) Online Convenience
Fee Rs.69 (Inclusive of applicable taxes) applicable to Customers who avail
Insta EMI Card exclusively through digital mode EMI Network Card Loan Limit
Enhancement Fee Rs. 117/- (Inclusive of applicable taxes) EMI Network Card
Annual Fee Rs. 117/- (Inclusive of applicable taxes). Annual fee will only be
charged to the EMI Network Card holders who have not availed any loan using the
EMI Network Card in the preceding year. The duration of the preceding year is
calculated 12 months from last year’s validity month, which is printed on the
face of your EMI Network Card. For example, If the EMI Network Card is issued in
the month of February 2019 (referred to as ‘Member Since’, on the EMI Network
Card) the date for payment of the annual fee will be March 2020. Add-on EMI
Network Card Fee Rs. 199/- (Inclusive of applicable taxes)
FOR AVAILING LOAN - EMI NETWORK CARD / INSTA EMI CARD
Processing Fee Up to ₹ 1017/- (Inclusive of applicable taxes) collected upfront
Bounce Charge In case of default of repayment instrument Rs 500/- per bounce
will be levied Penal Interest Any delay in payment of Monthly Instalment shall
attract penal interest at the rate of 3.50% per month on the monthly Instalment
outstanding, from the date of default until the receipt of Monthly Instalment
Mandate Rejection Charge ₹450/- per month from the first instalment due date for
mandates rejected by customers bank until the new mandate is registered. Mandate
Registration Charge ₹ 118/- (Inclusive of applicable taxes) if applicable Loan
Enhancement Fee ₹ 117/- (Inclusive of applicable taxes) will be added in the
01st EMI Convenience Fee ₹117/- (Inclusive of applicable taxes) will be
collected along with 01st instalment.
Go to bottom CONTINUE
Insta EMI Card
Insta EMI Card
MY TRACKER
Step 01 / 03 Get Instant Approval
* Instant Approval
* Verify Details
* Activate
MY TRACKER
Step 01 / 02 Get Instant Approval
* Instant Approval
* Activate
CONGRATULATIONS. YOUR APPROVED INSTA EMI CARD LIMIT IS
XX
XXXX XXXX XXXX XXXX
Valid From
XX/XXXX
Valid Till
XX/XXXX
You're just 2 steps away
Proceed
We need to verify your KYC to process your card
Proceed
Insta EMI Card
Insta EMI Card
MY TRACKER
Step 02 / 03 Verify your Details
* Instant Approval
* Verify Details
* Activate
ADDRESS DETAILS
Kindly update your current address. Address proof needs to be submitted during
your first transaction.
UPDATE ADDRESS
Address line 1
Enter a valid address
Enter a valid address
Address line 2
Enter a valid address
Enter a valid address
PIN Code
Enter valid PIN Code
Enter valid PIN Code
City
Enter valid city
Enter valid city
State
Enter valid state
Enter valid state
RELATIONSHIP DETAILS
Please select relationship type and enter relationship name
Mother
Father
Spouse
Relationship Name
Enter valid full name
Please enter your relationship name
PROCEED
Insta EMI Card
Insta EMI Card
MY TRACKER
Step 03 / 03 Activate
* Instant Approval
* Verify Details
* Activate
MY TRACKER
Step 02 / 02 Activate
* Instant Approval
* Activate
SUMMARY
* Total card limit
Rs. 1,00,000
* First transaction loan limit
Rs. 40,000
First transaction loan limit
This will be your limit only for the first transaction
Got It
USE YOUR INSTA EMI CARD AT
* Partner stores
Shop at any of our 1 lakh+ partner stores
* Bajaj Finserv online store
Shop online at bajajmall.in on No Cost EMIs
Shop online at bajajmall.in on No Cost EMIs. Start shopping online from 2nd
transaction onwards.
* E-commerce partners
Shop at any of our online partner websites like Amazon, Flipkart etc.
Shop at any of our online partner websites like Amazon, Flipkart etc. Start
shopping online from 2nd transaction onwards.
Rs. 599 One time card fee
Pay Now
Fees and charges
* Card fee
Rs. 530
* Online convenience fee
Rs. 69
* Total fee
Rs. 599
Rs. 599 One time card fee
Pay Now
Insta EMI Card
Insta EMI Card
MY TRACKER
Step 03 / 03 Activate
* Instant Approval
* Verify Details
* Activate
MY TRACKER
Step 02 / 02 Activate
* Instant Approval
* Activate
Payment Successful
You have successfully made a payment of Rs. XXX towards your joining fee of EMI
Network Card.
* Transaction reference no.
EMI12345678900123
* Transaction status
Successful
Credit Health Report
Know your CIBIL score & get personalised Credit Health Report from at just Rs.
599 199 only
Get CIBIL Report
ONE STEP AWAY FROM INSTANT ACTIVATION
Register your e-mandate now and activate your Insta EMI Card
HOW DOES THIS HELP?
* You never miss an EMI with the auto-debit feature
* Loans are managed conveniently
* No documents required at purchase
What is E-Mandate?
An E-mandate is a confirmation given by the customer to digitally collect
recurring payments for a loan or purchase.
View Card Activate now
SAVE YOUR CARD
Saved card details ensure a better shopping experience
GOT IT
Insta EMI Card
Insta EMI Card
Hello,
Get your Credit Health Report in just 2 minutes
VIEW YOUR PERSONALIZED CREDIT HEALTH REPORT IN JUST 3 STEPS
* Select payment option
Pay Rs. 199 to purchase your Credit Report
* View your Credit Report
Get access to your latest Credit Report
* Download Credit Report
You can download the report for reference
WHAT'S IN YOUR CREDIT HEALTH REPORT?
* Detailed analysis of your credit score
* View your account summary
* Personalized loan and credit card offers
* Insights to improve your credit health
BACK GET REPORT
By clicking on GET REPORT you agree to Bajaj Finance Limited and CIBIL Terms and
Conditions
Insta EMI Card
TERMS OF UNDERSTANDING:
1. I declare that all the particulars and information provided by me to Bajaj
Finance Ltd. (“BFL”) for availing of my credit report from TransUnion CIBIL
Limited (“Credit Report”) are true, correct, complete and up-to-date in all
respects and that I have not withheld any information whatsoever.
2. If I express interest to avail of any product/service, I authorize BFL to
exchange, share all information and details as provided by me for availing
of the credit report and for promotion/communication purpose to BFL’s
business partners/group companies//permitted assigns,
affiliate/subsidiaries/agents/service provider/representatives/empanelled
merchants (collectively referred to as “Assigns”) and any third party
including but not limited to, banks, financial institutions, credit bureaus,
telecommunication companies, statutory bodies, empanelled merchants, central
KYC registry, Reserve Bank of India, GST portal, CIBIL/CRISIL/any credit
rating agency/credit information company, information utility, NSDL
e-Governance Infrastructure Limited (NSDL)/ UTI Infrastructure Technology
and Services Limited (UTIITSL) for verification, personalization of products
or services, credit rating, data enrichment, marketing or promotion of BFL
services or related products or that of its assigns or for enforcement of
your obligations and I shall not hold BFL/its Assigns liable for the
use/sharing of the information as stated above. Further, if I choose to
avail of any product/service from BFL or its assigns, I authorise BFL/its
Assigns to seek/obtain any other information, relating to me, from any third
party.
3. I hereby expressly authorize BFL/its Assigns to send me transaction and/or
promotional communications and/or to avail of loans, insurance and other
products from BFL/its Assigns /or third parties through telephone
calls/SMS/emails/bitly/bots/in person communication etc. or through any
other means of physical and electronic communication.
4. I hereby understand and acknowledge that upon accessing BFL/its Assigns
platform/website, BFL/its affiliates/group companies/business partners may
access my cookies/device information and other details accessible through
the widget/lead generation page to provide customized services.
5. I further understand that if I choose to avail of any product/service from
BFL or its Assigns, I will be required to submit documents to the
satisfaction of BFL/its Assigns and accept the terms and conditions/required
formalities for availing of the product and the terms and
conditions/policies for purchase and use of the products/services of the
Assigns (if any).
6. I understand that I may withdraw my consent to receive promotional
communication or delete information shared with BFL by writing to
wecare@bajajfinserv.in
7. I understand that BFL may be required to share/transmit my information/data
through physical/electronic means and that there may be risks/loss of
information involved, which are beyond the control of BFL and I shall not
hold BFL/its Assigns liable for the same.
8. I understand and acknowledge that:
a. BFL employees/personnel/Assigns will not contact me directly for
disclosure of any sensitive and personal information unless required for
providing any product/service availed by me. Hence, I am solely
responsible to exercise proper due diligence to verify the identity of
the individual(s) contacting me before disclosing any personal and
sensitive personal data/ information such as reaching out to BFL’s
nearest branch or BFL’s official customer care number accessible on
www.bajajfinserv.in for verification/before any disclosure.
b. I hereby waive off from making any claims / demands / compensation
against BFL and its Assigns and shall be solely liable for disclosure of
any personal/sensitive personal information without exercising proper due
diligence at my end.
c. I shall undertake to only use the official website/links of BFL/its
Assigns for availing products/services by inputting the domain
information.
d. Regarding the potential risk of data/privacy breach, I confirm that I
shall be solely liable for any unauthorized disclosure/breach of data,
etc and any direct/indirect losses suffered by me due to the same. Hence,
I shall exercise utmost caution to ensure that my personal data/sensitive
personal data (including but not limited to any passwords, financial
information, account details, etc) are NOT shared/stored/made accessible
through:
i. any physical means with or without my knowledge (disclosure to any
person/third party; etc) and/or
ii. through any electronic means, by exercising the following
precautions/safety measures:
1. I shall always check if “https” appears in any website’s address
bar before making any online transaction, to ensure that the
webpage is encrypted;
2. I shall avoid using third party extensions, plug-ins or add-ons on
my web browser, as it may result in the risk of tracking or
stealing of my personal details;
3. I shall always type the information and not use the auto-fill
option on web browser to prevent the risk of storage of my
personal/sensitive personal information;
4. I shall NOT access darknet, unauthorized/suspicious websites,
suspicious online platforms, download applications from unreliable
sources.
5. I shall ensure to disable cookies before accessing any
domain/website, to ensure that my personal information is not
tracked by any third party, unless otherwise consciously permitted
by me by accepting the same;
6. I shall NOT respond to any generic emails from an
unknown/unidentified source;
7. I shall check the privacy policy of the website/application to
know the type of information that may be collected from me and the
manner in which it may be processed by the website/application
before accepting/proceeding/transaction on any
website/application;
8. I shall always verify and install authentic web/mobile
applications from reliable source on my
computer/laptop/tab/iPad/smart phone or any other electronic
device;
9. I shall NOT access any unidentified weblinks, bitly or any other
electronic links shared over electronic platform (such as email,
sms, social media, websites).
TERMS AND CONDITIONS FOR AVAILING CREDIT HEALTH REPORT:
1. I declare that all the particulars and information provided by me to Bajaj
Finance Limited. (“BFL”) for availing the credit health report product
(“Credit Health Report”) are true, correct, complete and up-to-date in all
respects and that I have not withheld any information whatsoever.
2. I understand that the Credit Health Report is generated basis information
specified in your credit report provided by TransUnion CIBIL Limited
("CIBIL Report") and the information and analysis provided by Bajaj Finance
Limited ("BFL"). With respect to the information derived from the CIBIL
Report, BFL is using the same on ‘as is’ basis. Any concerns on the CIBIL
Report or information specified on the CIBIL report is to be addressed
directly to TransUnion CIBIL Limited at info@cibil.com.
3. Pursuant to availing the Credit Health Report, I authorize BFL to exchange,
share all information and details as provided by me for availing Credit
Report and for promotion/communication purpose to BFL’s business
partners/group companies/permitted assigns,
affiliate/subsidiaries/agents/service providers/representatives/empanelled
merchants (collectively referred to as “Assigns”) and any third party
including but not limited to, banks, financial institutions, credit
bureaus, telecommunication companies, statutory bodies, empanelled
merchants, Central KYC Registry, Reserve Bank of India, GST portal,
CIBIL/CRISIL/any credit rating agency/credit information company,
Information Utility, NSDL e-Governance Infrastructure Limited (NSDL)/UTI
Infrastructure Technology and Services Limited (UTIITSL) for verification,
personalization of products or services, credit rating, data enrichment,
marketing or promotion of BFL services or related products or that of its
Assigns or for enforcement of your obligations and I shall not hold BFL/its
Assigns liable for the use/sharing of the information as stated above.
Further, I authorise BFL/its Assigns to seek/obtain any other information,
relating to me, from any third party.
4. I hereby expressly authorize BFL/ its Assigns to send me transaction and/or
promotional communications and/or to avail loans, insurance and other
products from BFL/its Assigns /or third parties through telephone
calls/SMSs/emails /bitly/bots/ in person communication etc. or through any
other means of physical and electronic communication.
5. I hereby understand and acknowledge that the features of the financial
product or service (“FPS”) of BFL mentioned in the Credit Health Report
are: i. not exhaustive and ii. may be provided subject to fulfilment of all
criteria specified by BFL and in BFL’s sole discretion. Further, third
party products/services that are distributed by BFL shall be governed by
third party terms. I shall exercise diligence prior to making an
application for availing FPS or third-party products.
6. For any clarification on the FPS/third party products, you may reach out to
us on wecare@bajajfinserv.in or +91 8698010101. Please note that the
information in this report, including information regarding timelines,
amounts and figures are indicative only and are subject to change at any
given time at the discretion of BFL.
7. For any clarification on the FPS/third party products, you may reach out to
us on wecare@bajajfinserv.in or +91 8698010101. Please note that the
information in this report, including information regarding timelines,
amounts and figures are indicative only and are subject to change at any
given time at the discretion of BFL.
8. DISCLAIMER: All information contained in this report has been collated
basis your Credit Information Report powered and prepared by CIBIL and the
information provided by you to BFL. Consequently, BFL does not in any
manner guarantee, represent and/or warrant the totality, accuracy, adequacy
and/or completeness of this report and/or any information and/or material
contained therein and expressly disclaim any liability for any errors
and/or omissions in this report and/or any information and/or material
contained in the report. While the aim is to provide information that will
help consumers to manage their credit and debt, this information should not
be considered as an advice or opinion whether legal, financial or
otherwise. Such advice must be specific to the various circumstances of
each person's situation and the general information provided in this report
should not be used as a substitute for the advice of competent advisor
including any legal and/or financial advisor/counsel. BFL or its holding
company/group companies/subsidiaries shall not be liable for any loss,
cost, damage and/or consequence as a result of reliance by
you/customer/consumer/any other person on the report or any information
and/or material contained herein.
9. I hereby understand and acknowledge that upon accessing BFL/its Assigns
platform/website, BFL/its affiliates/group companies/business partners may
access my cookies/device information and other details accessible through
the Widget/lead generation page to provide customized services.
10. I further understand that if I choose to avail any product/service from BFL
or its Assigns, I will be required to submit documents to the satisfaction
of BFL/its Assigns and accept the terms and conditions/required formalities
for availing the Product and the terms and conditions/ policies for
purchase and use of the products/services of the Assigns (if any).
11. I understand that I may withdraw my consent to receive promotional
communication or delete information shared with BFL by writing to
wecare@bajajfinserv.in
12. I understand that BFL may be required to share/transmit my information/data
through physical/electronic means and that there may be risks/loss of
information involved which are beyond the control of BFL and I shall not
hold BFL/its Assigns liable for the same.
13. I understand and acknowledge that:
a. BFL employees/personnel/Assigns will not contact me directly for
disclosure of any sensitive and personal information unless required for
the providing any product/service availed by me. Hence, I am solely
responsible to exercise proper due diligence to verify the identity of
the individual(s) contacting me before disclosing any personal and
sensitive personal data / information such as reaching out to BFL’s
nearest branch or BFL’s official customer care number accessible on
www.bajajfinserv.in for verification/before any disclosure.
b. I hereby waive off from making any claims / demands / compensation
against BFL and its Assigns and shall be solely liable for disclosure of
any personal/sensitive personal information without exercising proper
due diligence at my end.
c. I shall undertake to only use the official website/links of BFL/its
Assigns for availing products/services by inputting the domain
information.
d. Regarding the potential risk of data/privacy breach, I confirm that I
shall be solely liable for any unauthorized disclosure/breach of data,
etc and any direct/indirect losses suffered by me due to the same.
Hence, I shall exercise utmost caution to ensure that my personal
data/sensitive personal data (including but not limited to any
passwords, financial information, account details, etc) are NOT
shared/stored/made accessible through:
i. any physical means with or without my knowledge (disclosure to any
person/third party; etc) and/or
ii. through any electronic means, by exercising the following
precautions/safety measures:
1. I shall always check if “https” appears in any website’s address
bar before making any online transaction, to ensure that the
webpage is encrypted;
2. 2I shall avoid using third party extensions, plug-ins or add-ons
on my web browser, as it may result in the risk of tracking or
stealing of my personal details;
3. I shall always type the information and not use the auto-fill
option on web browser to prevent the risk of storage of my
personal/sensitive personal information;
4. I shall NOT access darknet, unauthorized/suspicious websites,
suspicious online platforms, download applications from
unreliable sources.
5. I shall ensure to disable cookies before accessing any
domain/website, to ensure that my personal information is not
tracked by any third party, unless otherwise consciously
permitted by me by accepting the same;
6. I shall NOT respond to any generic emails from an
unknown/unidentified source;
7. I shall check the Privacy Policy of the website/application to
know the type of information that may be collected from me and
the manner in which it may be processed by the
website/application before accepting/proceeding/transaction on
any website/application;
8. I shall always verify and install authentic web/mobile
applications from reliable source on my
computer/laptop/tab/ipad/smart phone or any other electronic
device;
9. I shall NOT to access any unidentified weblinks, bitly or any
other electronic links shared over electronic platform (such as
email, sms, social media, websites).
14. The payment of Rs.199 for your Bajaj Finserv Credit Health Report is
non-refundable. Once the transaction is successful and the amount is
deducted, said amount shall not be refunded.
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Insta EMI Card
USER CONSENT FOR DELIVERY OF PRODUCT
In connection with submission of the application for receiving my credit
information offered by TransUnion CIBIL Limited (TU CIBIL) ( “Product” ) through
submission of request form ( “Product Request” ) through Bajaj Finance Limited
(referred to as the “Agent” ) and delivery of the Product to me/the Agent on my
behalf, I hereby acknowledge and agree to the following:
1. The Agent is my lawfully appointed agent and he / it has agreed to be my
agent for the purposes, including, without limitation, to receive the
Product from TU CIBIL on my behalf and use it in the manner consistent with
the end-use policy of my Agent (“Agent’s End Use Policy” ) or the
understanding between me and my Agent (“Terms of Understanding” ), as the
case may be, and the Agent has granted its consent for being appointed for
the aforesaid purpose.
2. I grant my unconditional consent to the Agent to receive the Product from
TU CIBIL on my behalf and use it in the manner consistent with the Agent’s
End Use Policy or the Terms of Understanding, as the case may be, and the
Agent has granted its consent for being appointed for the aforesaid
purpose. I hereby represent and acknowledge that: (a) I have carefully read
the terms and conditions of the Agent’s End Use Policy and understood the
same; or (b) the Terms of Understanding in relation to the use of the
Product has been agreed between me and my Agent.
3. I hereby expressly grant unconditional consent to, and direct, TU CIBIL to
deliver the Product to the Agent on my behalf.
4. I shall not hold TU CIBIL responsible or liable for any loss, claim,
liability, or damage of any kind resulting from, arising out of, or in any
way related to: (a) delivery of the Product to the Agent; (b) any use,
modification or disclosure by the Agent of the contents, in whole or in
part, of the Product, whether authorized or not; (c) any breach of
confidentiality or privacy in relation to delivery of the Product to the
Agent; (d) for any use made by the Agent which is contrary to the Agent’s
End Use Policy or Terms of Understanding or otherwise.
5. I acknowledge and accept that: (a) TU CIBIL has not made any promises or
representations to me in order to induce me to provide the Product Request
or seek any consent or authorization in this regard; and (b) the
implementation of the Agent’s End Use Policy or Terms of Understanding is
solely the responsibility of the Agent.
6. I agree that I may be required to record my consent / provide instructions
electronically and in all such cases I understand that by clicking on the
"I Accept" or “Submit” button belowor entering the one-time password
received on the mobile number provided by me, I am providing "written
instructions" to Agent authorizing Agent to obtain my Consumer Credit
Information from my personal credit profile from TransUnion CIBIL LIMITED,
[formerly known as Credit Information Bureau (India) Limited]]. I further
authorize Agent to obtain such information solely to confirm my identity
and deliver Product to me. Further in all such cases “By checking this box
and clicking on the ‘Authorize/ Submit button, I agree to the terms and
conditions, acknowledge receipt of TU CIBIL privacy policy and agree to its
terms, and confirm my authorization for TU CIBIL to obtain my Consumer
Credit Information .
7. I understand that in order to deliver the Product to me, I hereby authorize
Agent, to obtain my Consumer Credit Information from TU CIBIL.
8. By submitting this registration form, I understand that I am providing
express written instructions for Agent to request and receive information
about me from third parties, including but not limited to a copy of my
consumer credit report and score from consumer reporting agencies, at any
time for so long as I have an active Agent account. I further authorize
Agent to retain a copy of my information for use in accordance with Agent’s
Terms of Use and Privacy Policy.
9. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE”
BASIS AND TU CIBIL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE
WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND
NON-INFRINGEMENT.
10. I shall not sue or otherwise make or present any demand or claim, and I
irrevocably, unconditionally and entirely release, waive and forever
discharge TU CIBIL, its officers, directors, employees, agents, licensees,
affiliates, successors and assigns, jointly and individually (hereinafter
“Releasee”), from any and all manner of liabilities, claims, demands,
losses, claims, suits, costs and expenses (including court costs and
reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether
known or unknown, which I ever had, now have, or in the future may have
against the Releasee with respect to the submission of the Product Request
and / or my decision to provide TU CIBIL with the authority to deliver the
Product to the Agent. I agree to defend, indemnify, and hold harmless the
Releasee from and against any and all Losses resulting from claims made
against TU CIBIL by third parties arising from and in connection with this
letter.
11. I agree that the terms of this confirmation letter shall be governed by the
laws of India and shall be subject to the exclusive jurisdiction of the
courts located in Mumbai in regard to any dispute arising hereof. TU CIBIL
is entitled to assign its rights hereunder to any third person without
taking my prior written consent.
Go to bottom CONTINUE
Insta EMI Card
Insta EMI Card
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XXXX XXXX XXXX XXXX
Valid From
XX/XXXX
Valid Till
XX/XXXX
Your Insta EMI Card has been activated successfully
Visit the Bajaj Mall now and start shopping for your favourite products
Shop Now
Card Details
* Card status
Active
* Card number
* Total loan limit
Rs. 1,00,000
* First transaction loan limit
Rs. 1,00,000
* E-mandate registered
View details
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E-Mandate Details
* Mandate Ref Number 12345678912345
* Mandate Date 23 Oct 2021
* Transaction Ref Number 123412341234
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Insta EMI Card
XXXX XXXX XXXX XXXX
Valid From
XX/XX
Valid Till
XX/XX
Your Insta EMI Card is ready to download !
Activate your card to use it for online & offline transactions
Card Details
* Card Status
Active
* Card Number
Your e-mandate process is not yet complete.
* Total card limit
Rs. 1,00,000
* First transaction loan limit
Rs. 1,00,000
* E-Mandate Registered
Not registered
Retry the e-mandate registration with any of the below methods
Try again Fill in the e-mandate form again with the same or different bank
account details
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Rs. 873 ORDER ID A6699871663
Insta EMI Card
22 November 2020, 6:45 PM
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Transaction Reference Number
PTUV7829001836
If any amount has been deducted from your account, it will get reversed within
24hrs.
Insta EMI Card
FAQs
WHAT IS THE BAJAJ FINSERV INSTA EMI CARD?
The Bajaj Finserv Insta EMI Card is a payment instrument that lets you convert
all your purchases into No Cost EMIs. The Insta EMI Card involves a 100% online
application process and is activated instantly for you.
WHAT IS THE ELIGIBILITY AGE TO APPLY FOR A BAJAJ FINSERV INSTA EMI CARD?
If you are between 21 and 65 years of age, you can apply for Bajaj Finserv Insta
EMI Card.
WHAT DOCUMENTS DO I NEED TO SUBMIT TO GET AN INSTA EMI CARD?
No documents are needed to get your Insta EMI Card. All you need to do is, keep
the following details ready:
1. PAN Card
2. Aadhaar number for KYC confirmation
3. Bank a/c number and IFSC code for e-mandate registration
HOW DO I REGISTER MY E-MANDATE?
To register your e-mandate, you need to:
1. Share your bank account and IFSC code
2. Verify all the details entered by you
3. Submit OTP for validation purposes
WHAT ARE THE BENEFITS OF E-MANDATE REGISTRATION?
By registering your e-mandate, you will:
* Never miss on your EMI payments with the auto-debit feature
* Manage your loans in an efficient manner
* Not be required to submit documents at the time of purchase
HOW DO I USE THE BAJAJ FINSERV INSTA EMI CARD?
Just like the EMI Network Card, you can shop using the Insta EMI Card at any of
our online and offline partner stores on No Cost EMIs. All you need to do is
provide your card details and verify your purchase with an OTP sent to your
registered mobile number.
WHEN WILL I RECEIVE MY INSTA EMI CARD?
The Insta EMI Card is a digital card, that gets activated online instantly.
Therefore, you will not receive a physical card; simply access it on the Bajaj
Finserv app.
WHERE CAN I VIEW MY INSTA EMI CARD DETAILS?
You can view your card details on the Bajaj Finserv app.
HOW DO I VIEW MY INSTA EMI CARD DETAILS ON THE BAJAJ FINSERV APP?
Follow the below mentioned steps:
1. Download the app
2. Enter your registered mobile number
3. Submit the OTP sent to your mobile number
4. Click on 'KNOW MORE'
5. Enter your date of birth
6. View your Insta EMI Card
WHY DO I NEED THE BAJAJ FINSERV APP FOR MY INSTA EMI CARD?
With the Bajaj Finserv app, you can:
1. Access your Insta EMI Card and all related details
2. Avail offers
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been debited from your account.
Please click "Retry" if money has not yet been deducted from your account.
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Insta EMI Card
WELCOME BACK
You already have an EMI Network Card. Start shopping online for your favourite
products and pay in easy EMIs.
Exclusive Offers For You
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Insta EMI Card
Insta EMI Card
WELCOME BACK
You already have an EMI Network Card. Start shopping online for your favorite
products and pay in easy EMIs.
also you are eligible for bajaj finserv rbl credit card
Get it Now and avail yearly benefits up to Rs. 14500
FEATURE & BENEFITS
* Zero joining Fee
* Spend up to Rs. 1,00,000 in a year and get waiver for next year annual fee
* Withdraw interest free cash from any ATM across India for Up to 50 days
* 1+1 Movie ticket on BookMyShow (up to Rs. 200 per month) any day
* Fuel Surcharge Waiver up to Rs. 100 per month
APPLY NOW
NEED ASSISTANCE?
* Check FAQs
Insta EMI Card
Insta EMI Card
WELCOME BACK
You already have an EMI Network Card. Start shopping online for your favorite
products and pay in easy EMIs.
also you are eligible for bajaj finserv DBS Super card
Get it Now and avail yearly benefits up to Rs. 15000
FEATURE & BENEFITS
* Zero joining fee
* Spend up to Rs. 75,000 in a year and get waiver for next year annual fee
* Withdraw interest free cash from any ATM across India for up to 50 days.
* Up to 40% off on Hotstar & Amazon Prime Video Subscriptions
* Fuel Surcharge Waiver up to Rs. 200 per month
APPLY NOW
NEED ASSISTANCE?
* Check FAQs
Insta EMI Card
Insta EMI Card
WELCOME BACK
You already have an EMI Network Card. Download Bajaj Finserv App and explore
financial services on the go. Click on Download your EMI Network Card.
Exclusive Offers For You
DOWNLOAD YOUR EMI NETWORK CARD
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Insta EMI Card
Insta EMI Card
MY TRACKER
Step 01 / 03 Instant Approval Est. 5 min
* Instant Approval
* Verify Details
* Pay and Activate
EMPLOYMENT DETAILS
Verify your employment details for instant approval
Company Name
Enter valid company name
Your Official / Company Email ID
Enter valid email ID
Example - yourname@companyname.com
Proceed
Insta EMI Card
Insta EMI Card
MY TRACKER
Step 01 / 03 Instant Approval Est. 5 min
* Instant Approval
* Verify Details
* Pay and Activate
VEHICLE REGISTRATION NUMBER
Verify your vehicle details and get approved
* AN
* AP
* AR
* AS
* BR
* CH
* DD
* DL
* DN
* GA
* GJ
* HP
* HR
* JK
* KA
* KL
* LD
* MH
* ML
* MN
* MP
* MZ
* NL
* OR
* PN
* PY
* RJ
* SK
* TN
* TR
* UP
* WB
* 21
* 22
* 23
* 24
Enter your Vehicle registration number
Enter your Vehicle registration number
Don’t have vehicle ? Click here
Proceed
FREQUENTLY ASKED QUESTIONS
WHAT IS THE BAJAJ FINSERV INSTA EMI CARD?
The Bajaj Finserv Insta EMI Card is a payment instrument that lets you convert
all your purchases into No Cost EMIs. The Insta EMI Card involves a 100% online
application process and is activated instantly for you.
WHAT IS THE ELIGIBILITY AGE TO APPLY FOR A BAJAJ FINSERV INSTA EMI CARD?
If you are between 21 and 65 years of age, you can apply for Bajaj Finserv Insta
EMI Card.
WHAT DOCUMENTS DO I NEED TO SUBMIT TO GET AN INSTA EMI CARD?
No documents are needed to get your Insta EMI Card. All you need to do is, keep
the following details ready:
1. PAN Card
2. Aadhaar number for KYC confirmation
3. Bank a/c number and IFSC code for e-mandate registration
HOW DO I REGISTER MY E-MANDATE?
To register your e-mandate, you need to:
1. Share your bank account and IFSC code
2. Verify all the details entered by you
3. Submit OTP for validation purposes
WHAT ARE THE BENEFITS OF E-MANDATE REGISTRATION?
By registering your e-mandate, you will:
* Never miss on your EMI payments with the auto-debit feature
* Manage your loans in an efficient manner
* Not be required to submit documents at the time of purchase
HOW DO I USE THE BAJAJ FINSERV INSTA EMI CARD?
Just like the EMI Network Card, you can shop using the Insta EMI Card at any of
our online and offline partner stores on No Cost EMIs. All you need to do is
provide your card details and verify your purchase with an OTP sent to your
registered mobile number.
WHEN WILL I RECEIVE MY INSTA EMI CARD?
The Insta EMI Card is a digital card, that gets activated online instantly.
Therefore, you will not receive a physical card; simply access it on the Bajaj
Finserv app.
WHERE CAN I VIEW MY INSTA EMI CARD DETAILS?
You can view your card details on the Bajaj Finserv app.
HOW DO I VIEW MY INSTA EMI CARD DETAILS ON THE BAJAJ FINSERV APP?
Follow the below mentioned steps:
1. Download the app
2. Enter your registered mobile number
3. Submit the OTP sent to your mobile number
4. Click on 'KNOW MORE'
5. Enter your date of birth
6. View your Insta EMI Card
WHY DO I NEED THE BAJAJ FINSERV APP FOR MY INSTA EMI CARD?
With the Bajaj Finserv app, you can:
1. Access your Insta EMI Card and all related details
2. Avail offers
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