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HEALTH AND WELFARE CONSULTING SERVICES


OPTIMIZE YOUR INVESTMENT IN HEALTH BENEFITS. GAIN A COMPETITIVE ADVANTAGE.


START YOUR JOURNEY WITH US TODAY.

Get Started


START YOUR JOURNEY TODAY.

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WE APPROACH YOUR BENEFITS PLANNING PROCESS STRATEGICALLY.

Our Health and Welfare Consulting team helps you design, implement and manage a
cost-effective benefits program that is structured to reduce costs, improve
workforce productivity, educate employees, mitigate risk and help you attract,
retain and develop top talent. 
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Gallagher has the expertise, industry experience, global resources and local
account teams to help you design, manage, measure and optimize the healthcare
solutions that are right for you.


EXPERT ADVICE AND GUIDANCE

With Gallagher, you have access to compliance experts who uncover the risks plan
sponsors could face with benefit programs. We provide options and actionable
guidance that lessens your compliance burden. We identify risk decision points,
so you can determine an appropriate path for your organization and reduce the
risk from fines, penalties, lawsuits and audits.


SOLUTIONS FOR ALL TYPES AND SIZES OF ORGANIZATIONS

Gallagher works with employers of all sizes to understand their risk tolerance,
creating an approach that meets your financial goals, budget and benefit program
needs. Not only will Gallagher help you achieve the right balance of
compensation and benefits, you’ll deliver a health and welfare program that is a
good cultural fit and makes sense financially.


FROM PLANNING THROUGH IMPLEMENTATION, A SPECTRUM OF SERVICES 

Our Health & Welfare Consulting services are designed to support your employee
wellbeing while aligning to your organization’s goals and wellbeing. We work
with you to build a program for your organization to stay competitive to attract
and retain talent.

Our approach includes:

BENEFIT STRATEGIC PLANNING, PLAN DESIGN AND COST CONTROL STRATEGIES

Through this consultative process, we deliver effective and sustainable
workforce strategies that will help you optimize one of your largest
expenses—healthcare benefits. We make sure your employee benefits strategy
aligns with your business goals. Our Health &Welfare consultants help you design
a strategic benefit package that is sustainable in both the short and long-term,
allowing you to attract, retain and engage employees for your organization’s
wellbeing.

Get data-driven solutions for plan design and provider network strategies that
lower costs and improve engagement. By looking at their demographics, we gain an
understanding of your workforce and assess their needs in order to come up with
specific solutions that will work for your people. We provide tools and data
that help you make better decisions and develop better plans. Benchmark your
benefits program against competitors with Gallagher’s national Benefits Strategy
& Benchmarking Survey, analyze your healthcare claims costs and find the cost
drivers with the Healthcare Analytics Insight Report or compare your pharmacy
spend to the program offered through the Gallagher Pharmacy Alliance—when it
comes to well-informed, strategic decision making, Gallagher helps you use data
better.

BENEFIT ADMINISTRATION

Our experience and capabilities in benefit administration help you enroll
employees as well as manage and administer the plan. We assist you with building
an administration strategy tailored to meet your needs. Gallagher’s Benefit
Advocate Center is a dedicated help desk staffed with advocates to help your
employees with claim and plan questions.

COMPLIANCE CONSULTING

Our Compliance team dives into federal, state and local employee benefits
regulation to provide easy-to-understand and actionable guidance that lessens
the compliance burden on your HR teams. We help you identify risk decision
points and ensure that plan design, administration, related leave policies and
other benefit programs are compliant and that the plan sponsor meets their
fiduciary responsibilities to plan participants.

FINANCIAL MANAGEMENT, BUDGETING AND FUNDING OPTIONS

Strategic underwriters and expert consultants model financial scenarios, and
propose budgeting and funding options that will help you optimize total rewards,
find an approach that is a good cultural fit and makes sense for your
organization financially. Rather than straight cost-shifting to employees, we
partner with you to offer funding options from self-funded to fully insured,
captives or pools—all to help you mitigate your people risk and sustain a
competitive benefits program that helps you attract, engage, retain and reward a
top workforce. 


DESIGNING BETTER HEALTH AND WELFARE PROGRAMS WITH GALLAGHER BETTER WORKS

Strengthen your organization with the Gallagher Better WorksSM approach:

 * Protect the physical and emotional wellbeing of your workforce with
   strategic, competitive health and welfare programs that meet the needs of a
   multi-generational workforce
 * Optimize your employees’ financial wellbeing with holistic benefits programs
   that are affordable and offer various savings vehicles, with cost structures
   that are sustainable for your organization
 * Support the career wellbeing of your people with competitive benefits that
   help decrease employee turnover and empower recruitment
 * Drive overall organizational wellbeing by offering competitive, holistic
   benefits and compensation programs that attract top talent, engage your
   workforce and drive productivity


HEALTH AND WELFARE CONSULTING SUMMARY

 * Benefit strategic planning, design and cost control
 * Benefit administration
 * Compliance consulting
 * Financial management, budgeting & funding options

RELATED PRODUCTS & SERVICES

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COMPLIANCE

Helping you provide competitive benefits that work with compliance.

Learn more


GOVERNMENT, K-12 SCHOOLS & PUBLIC ENTITIES

You serve the public, we serve you.

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HEALTHCARE ANALYTICS

Better analytics. Deeper insights. Actionable results.

RELATED NEWS & INSIGHTS

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IN THE INDUSTRY AND AROUND THE WORLD

Healthcare Articles


MEDICAL EXPENSE COVERAGE FOR HUMAN CLINICAL TRIALS


Healthcare Articles


TOP HEALTHCARE INSIGHTS: RESULTS FROM THE 2023 BENEFITS STRATEGY & BENCHMARKING
SURVEY


Benefits and HR Webinars


ON-DEMAND WEBINAR: TAKING YOUR RETIREMENT STRATEGY TO THE NEXT LEVEL



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