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Submitted URL: https://engage.blackknightinc.com/e3t/Ctc/I6+113/cW3RL04/VWJLC41MKjdcVYNzlT8_2CKLW2gkVcw58Mx8HN5_C1ms2-6YCW69sMD-6lZ3mgW5ldkP2547z...
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PRIVACY NOTICE


PRIVACY NOTICE

At Black Knight, Inc., we respect and believe it is important to protect the
privacy of consumers and our customers. This Privacy Notice explains how Black
Knight and its affiliates may collect, use, and protect any information that we
collect from you online or offline for our own purposes, when and to whom we
disclose such information, and the choices you have about the use of that
information. A summary of the Privacy Notice is below, and we encourage you to
review the entirety of the Privacy Notice following this summary.

Please note that when we receive or process information on behalf of one of our
clients, the processing of that information is governed by our client’s privacy
notice. This Notice applies to all Black Knight affiliates.


SUMMARY

Personal Information Collected as a Third Party Service Provider. When we
collect Personal Information as a third party service provider, we do so solely
to provide services to lending institutions, mortgage brokers, mortgage loan
servicers or other third parties. The privacy notices of those lending
institutions, mortgage brokers mortgage loan servicers or other third parties
shall apply and you should refer to those privacy notices and/or contact them to
understand how your Personal Information will be used. Some Black Knight
companies provide services to lending institutions, mortgage brokers and
mortgage loan servicers and, in some cases, their websites collect information.
Those parties are responsible for taking action or making changes to any
consumer information submitted through those websites.Types of Information
Collected. You may provide us with certain Personal Information about you, like
your contact information, account information, demographic information, social
security number (SSN), driver’s license, passport, other government ID numbers,
and/or financial information. We may also receive Browsing Information from your
Internet browser, computer, and/or mobile device. This Browsing Information may
include information about the usage of your mobile device, device ID data, or
the location of your mobile device.How Information is Collected. We may collect
Personal Information from you via applications, forms, and correspondence we
receive from you and others related to transactions with you. When you visit our
Website, we automatically collect and store certain information available to us
through your Internet browser or computer equipment. In addition to information
that we collect from you directly, we may also receive information about you
from other sources, including third parties, our affiliates, or publicly
available sources.Use of Collected Information. We request and use your Personal
Information to provide products and services to you, to improve our products and
services, and to communicate with you about these products and services. We may
also share your contact information with our affiliates for marketing purposes
unless prohibited by applicable law or otherwise stated herein. We may use your
Browsing Information to improve our products and services, to provide products
and services, and to communicate with you about these products and services.When
Information is Disclosed. We may disclose your information to our affiliates
and/or nonaffiliated parties providing services for you or us, to law
enforcement agencies or governmental authorities, to other parties as described
herein, and as required by law.Choices With Your Information. Your decision to
submit information to us is entirely up to you. You can opt-out of certain
disclosures or uses of your information or choose to not provide any Personal
Information to us.Password and Security. We may require the use of encryption
technologies provided for your protection. We use reasonable precautions to
protect the privacy of your username, password, and user account information,
but we cannot guarantee the security of all information transferred over the
Internet.Information From Children. We do not intentionally collect information
from children who are under the age of 16, and neither our Website nor our
services are directed to children under the age of 16.Privacy Outside the
Website. We are not responsible for the privacy practices of third parties, even
if our Website links to those parties’ websites.Access, Deletion and Correction.
In the event this is applicable to you, if you desire to access or correct your
Personal Information held by Black Knight, please contact us in the manner
specified at the end of this Privacy Notice.Personnel and Prospective Personnel.
We may share Personal Information about current, former, and prospective Black
Knight personnel with third parties, as further described in this Notice.
Relatedly, we may allow prospective employees to request additional job
opportunity information online.By submitting your Personal Information, you
consent to its dissemination to, and use by, us and our affiliates.Non-US Users.
The Website and our products and services are hosted in the United States and
are governed by United States law. If you are using the Website or our products
or services from outside the United States, your Personal Information may be
transferred to, stored, and processed in the United States. The data protection
and privacy laws of the United States might not be as comprehensive as those in
your country. By using the Website, our mobile applications, or our products and
services, you consent to your Personal Information being transferred to our
facilities and to the facilities of those third parties with whom we share it as
described in this Privacy Notice.Your Consent To This Privacy Notice. By
submitting information to us or by using our Website, you are accepting and
agreeing to the terms of this Privacy Notice.Not Financial Advice. We are not
providing financial opinions or advice on any of the matters discussed or
included on the Website, and we will not be liable to any party for any act or
failure to act relating to any advice listed on the Website.

Black Knight, Inc. (NYSE: BKI) (“Black Knight”, “our,” “us” or “we”) is a
leading provider of integrated software, data, and analytics solutions that
facilitate and automate many of the mission-critical business processes across
the homeownership lifecycle. Black Knight is committed to being a premier
provider that lending institutions, mortgage brokers, mortgage loan servicers,
and other clients or third parties (collectively, “Lenders and Servicers”) rely
on to achieve their strategic goals, realize greater success and better serve
their customers by delivering best-in-class technology, services and insight
with a relentless commitment to excellence, innovation, integrity, and
leadership.

Black Knight respects and is committed to protecting your privacy. We will take
reasonable steps to provide that your Personal Information (as defined herein)
and Browsing Information (as defined herein) will only be used in compliance
with this Privacy Notice and applicable laws. This Privacy Notice is in effect
for Personal Information and Browsing Information collected and/or owned by or
on behalf of Black Knight through any Black Knight website, online service, or
application (mobile or system) of Black Knight (collectively, the “Website”),
and applies to Personal Information and/or Browsing Information collected about
consumers, current and former personnel, and applicants.


CALIFORNIA CONSUMER NOTICE OF COLLECTION

This Notice of Collection is provided to all California consumers subject to
this Privacy Notice. You may access specific topics in this Privacy Notice by
clicking on the relevant links below:

Personal Information Collected as a Third Party Service Provider

Types of Information Collected

How Information is Collected

Use and Retention of Collected Information

When Information is Disclosed

How We Protect Your Information

Choices with Your Information

Right to Opt-Out

Passwords and Security

Information from Children

Privacy Outside the Website

Access and Correction

Non-US Users

Employment Opportunities

Not Financial Advice

Your Consent to this Privacy Notice

Amendments

Questions


PERSONAL INFORMATION COLLECTED AS A THIRD PARTY SERVICE PROVIDER

In almost all cases that Black Knight is receiving Personal Information and in
some cases Browsing Information, we are acting as a third party service provider
to a Lender, Servicer or mortgage broker. In such cases, we may collect or
receive Personal Information about or from individuals for the sole purpose of
providing services to or on behalf of such Lenders, Servicers or mortgage
brokers. In cases where Black Knight is providing services to or on behalf of
such Lenders, Servicers or mortgage brokers, we do not share consumer
information with third parties, other than (1) those with which the Lender or
Servicer has contracted to interface with the Black Knight consumer application,
(2) those which Black Knight has contracted with in provision of those services,
(3) law enforcement or other governmental authority in connection with an
investigation, or civil or criminal subpoenas, court orders, discovery, or legal
process, or (4) as directed by the Lender or Servicer. The privacy notices of
those Lenders, Servicers or mortgage brokers shall apply, and you should refer
to those privacy notices and/or contact your Lender, Servicer or mortgage broker
to understand how your Personal Information and Browsing Information will be
used by such Lenders, Servicers or mortgage brokers.

For some Black Knight Websites, we may be acting as a third party service
provider to a Lender or Servicer. In those instances, we may collect certain
information on behalf of that Lender or Servicer. During these transactions, we
may collect some or all of the information on behalf of the Lender or Servicer
that is described in the section below titled Types of Information Collected for
the purposes outlined in the Use and Retention of Collected Information section.
Black Knight also provides applications and other software services to Lenders,
Servicer or mortgage brokers, including mobile applications. In those instances,
we may collect certain Browsing Information on behalf of that Lender, Servicer
or mortgage broker, including information about the usage of your mobile device,
device ID data, or the location of your mobile device. During these
transactions, we may collect some or all of the information on behalf of the
Lender or Servicer that is described in the section below titled Types of
Information Collected for the purposes outlined in the Use and Retention of
Collected Information section.

The information you submit is then transferred to your Lender or Servicer by way
of our services. The Lender or Servicer is responsible for taking action or
making changes to any consumer information that is submitted through the
Website. For example, if you believe that your payment or user information is
incorrect, you must contact your Lender or Servicer.

Generally, we retain the information that you submit to us for 90 days. In some
instances, we may retain the information for up to 270 days or longer. After 90
days (or 270 days, as applicable), we may destroy all of the customer data and
information that was submitted to us. If we receive a timely request from you,
we will handle that request in accordance with the Choices with Your
Information section below.

If you are receiving consumer services and have questions regarding the choices
you have with regard to your Personal Information or how to access or correct
your Personal Information, you should contact your Lender or Servicer. We are
not responsible or liable for the content, privacy policies, or practices of
third parties.

TYPES OF INFORMATION COLLECTED

We, and any third party we engage for the purpose of administering, operating,
hosting, configuring, designing, maintaining and/or providing internal support
for our Website or operations, as well as third parties we may engage for
improving our products and advertising for business-to-business purposes only,
may collect (and may have collected in the prior 12 months) two types of
information from you: Personal Information and Browsing Information.

Personal Information. Black Knight may collect the following categories of
Personal Information (“Personal Information”), which may include, among other
things:

 * Contact information (g., first and last name, mailing or property address,
   phone number, email address);
 * User name, password, and security questions and answers;
 * Demographic information (g., date of birth, gender, marital status);
 * Social security number (SSN), driver’s license, passport, and other
   government ID numbers;
 * Loan account information (g., loan number);
 * Bank account and credit/debit card numbers;
 * Images uploaded by users of the Paragon Connect application (e.g. facial
   images);
 * Sensitive Personal Information such as precise geolocation information to
   provide services to you through the Paragon Connect application; and
 * Other Personal Information needed from you to provide real estate-related and
   loan-related services to you.

To the extent that you are a current or former employee, contractor, or other
personnel (collectively, “employee”), or an applicant, Black Knight may also
collect the following information about you:

 * Contact information (g., name, sex , age, date of birth, email address,
   mailing address, telephone number, social media profiles, and in certain
   instances, identification documents such as residency or work permits, SSN,
   other taxpayer/government identification number, as well as emergency contact
   information);
 * Professional and employment-related information (g., professional
   qualifications, prior employment history, education history, references);
 * Interview information (g., notes collected by interviewers or other
   professional assessment information);
 * Pre-employment screening (g., criminal background check, as permitted by
   law);
 * Organizational data including work contact details (g., address, email, phone
   number, position/title, job function, employee ID, work eligibility
   information);
 * Contract and compensation data (g., bonus information);
 * Employment-related information (g., benefits information, performance data);
 * Compliance and disciplinary information; and
 * Sensitive Personal Information (where permitted and in accordance with
   applicable law), including biometric data and, of the information listed
   above, SSN, driver’s license number, racial or ethnic origin, trade union
   membership, health and medical information, drug screening results where
   applicable, sexual orientation, and/or criminal history may also qualify as
   personal information, as well as the contents of certain email or other
   communications made using Black Knight IT equipment.

Other Personal Information needed from you to consider your application, conduct
employment-related business purposes, or to provide real estate-related and
loan-related services to you.

As applicable to applicant and employment-related Personal Information, the
provision of Personal Information as described in this Privacy Notice is partly
a statutory requirement, partly a contractual requirement under your employment
contract, and partly a requirement to carry out the employment relationship with
you. In general, you are required to provide such Personal Information, except
in limited instances when we indicate that the provisions of certain information
is voluntary (e.g., in connection with employee satisfaction surveys). Not
providing Personal Information where required may prevent Black Knight from
carrying out the employment relationship with you and may require Black Knight
to terminate your employment where permitted by applicable law.

In some instances, the provision of the Sensitive Personal Information listed
above is voluntary. We will let you know when that is the case, and if you
decide not to share Sensitive Personal Information that is voluntary, not doing
so will not impact your employment with Black Knight.

Browsing Information. Black Knight may collect the following categories of
browsing information (“Browsing Information”), which may include, among other
things:

 * Information about your estimated location as may be determined from the IP
   Address; and
 * Information about the device you are using, such as:
 * Internet Protocol (or IP) address or device ID/UDID, protocol and sequence
   information;
 * Browser language and type;
 * Domain name system requests;
 * Browsing history, time spent at a domain, time and date of your visit, number
   of clicks, or location data;
 * HTTP headers, application client and server banners;
 * Hardware model, operating system, application version number, device or
   browser data; and
 * Aggregated information, including De-identified Data (as defined herein).

HOW INFORMATION IS COLLECTED

In the course of our business, we may collect (or may have collected in the
preceding 12 months) Personal Information or Browsing Information about you from
the following sources:

 * Loan applications or other forms we receive from you or your authorized
   representative, which may include information about your assets and income
   and identifying information, such as name, address and SSN;
 * Job applications and related documentation we receive from you, as well as
   similar information we receive from you when you create an account and
   profile in the Black Knight careers portal;
 * Information from you collected during the course of your employment with us;
 * The correspondence you and others send to us;
 * Information we receive from you through the Website;
 * Information we collect from you passively through cookies and other
   technologies, including cookieless tracking technologies (see below);
 * Information about your transactions with, or services performed by us, or
   information about such transactions that we receive from our affiliates or
   nonaffiliated third parties;
 * Information we receive from your computer or mobile device;
 * Information we receive from our partners, service providers, or other third
   parties (g., employment or recruitment agencies, background check providers,
   or publicly available sources);
 * Information from consumer or other reporting agencies and public records
   maintained by governmental entities that we obtain directly from those
   entities, from our affiliates or others, such as your creditworthiness and
   credit history; and
 * Information we receive from other sources, as permitted by applicable laws,
   rules, and regulations.

If you provide us with any Personal Information about other individuals, such as
your reference(s), it is your responsibility to make sure you have their
permission to share this information with Black Knight.

If you visit or use our Website, we may collect Browsing Information from you as
follows:

Browser Log Files. Our servers automatically log each visitor to the Website,
and collect and record certain Browsing Information about each visitor. The
Browsing Information includes only generic information and reveals nothing
personal about the user.

Cookieless Tracking Technology. When you visit our Website, our Website runs a
script that stores information about how you interact with the Website. The
script only runs while you are visiting the Website, and will not persist when
you leave the Website.

Cookies. When you visit our Website, a “cookie” may be sent to your computer. A
cookie is a small piece of data that is sent to your Internet browser from a web
server and stored on your computer’s hard drive. When you visit the Website
again, the cookie allows the Website to recognize your computer. Cookies may
store user preferences and other information to assist your navigation between
pages efficiently, remember preferences, and improve the user experience. You
can choose whether to accept cookies by changing your Internet browser settings,
which may impair or limit some functionality of the Website.

Cookies can be “persistent” or “session” cookies. Persistent cookies remain on
your personal computer or mobile device when you go offline, while session
cookies are deleted as soon as you close your web browser. We use first party
cookies, which are cookies that we place on your device ourselves, and third
party cookies, which are cookies that we allow third parties to place on your
device.

 * Essential cookies. We use essential cookies to authenticate users and prevent
   fraudulent use of user accounts.
 * Advertising cookies: Our third party service providers use cookies and
   similar technologies such as web beacons or pixels to identify and store
   behaviors that users take on the site (such as pages visited and search terms
   used). These are used in order to: (i) if applicable, identify you as a
   prospect for our client lenders, loan servicers or mortgage brokers; (ii)
   deliver advertisements that are more relevant to you and your interests;
   (iii) limit the number of times you see an advertisement; as well as (iv)
   help measure the effectiveness of the advertising campaign. If a prospect
   engages with our content and provides their contact information, their web
   behavior on our site is paired with their contact info.

Note that our providers remember that you have visited our Website and this
information may be shared with other organizations such as advertisers. This
means after you are done using our Service you may see some advertisements about
our Services elsewhere on the Internet. You may opt out of Google’s ad
personalization through Google’s ad settings, as further described below.

 * Analytics cookies. We use Google Analytics to track information about how you
   interact with our Website so that we can make improvements. We also use
   analytics cookies to test pages, features or new functionality of the Website
   to see how our users react to them.

In order to collect this information, Google Analytics may set cookies on your
browser or mobile device, or read cookies that are already there. Google
Analytics may also receive information about you from apps you have downloaded,
that partner with Google. We do not combine the information collected through
the use of Google Analytics with Personal Information.
Click https://policies.google.com/technologies/partner-sites to learn about how
to control information used by Google Analytics. Google’s ability to use and
share information collected by Google Analytics about your visits to the website
to another application which partners with Google is restricted by the Google
Analytics Terms of Use and the Google Privacy Policy. Please review those and
see https://policies.google.com/privacy or information about how Google uses the
information provided to Google Analytics and how you can control the information
provided to Google.

In some cases, you may also block the use of cookies using cookie blocker
technology available to you when you visit a Black Knight Website, such as
through the “Do Not Sell or Share My Personal Information” link, or through a
universal opt-out mechanism as discussed below.

USE AND RETENTION OF COLLECTED INFORMATION

Information collected by Black Knight is used for the following, primary
purposes:

 * To provide products and services to you or any affiliate or third party who
   is obtaining services on your behalf or in connection with a transaction
   involving you;
 * To provide products and services to our clients;
 * To improve our products and services;
 * To personalize your experience of the Website; and
 * To communicate with you and to inform you about Black Knight, our Black
   Knight affiliates’ and third parties’ products and services, jointly or
   independently.

To the extent that you are a current or former employee, or an applicant, Black
Knight may also use your Personal Information for the following, primary
purposes:

 * To review and consider your application and conduct pre-employment screening
   (g., security and background screenings) if we decide to offer you
   employment;
 * To administer recruitment and staffing activities;
 * To manage and improve our recruitment processes and our business operations
   related to the recruitment process;
 * Administering the workforce;
 * Administering and providing compensation, benefits, and other work related
   allowances, as applicable;
 * Managing our information technology (g., computers, phones, company systems,
   and applications) and information security, including the helpdesk, corporate
   directory, IT support, fraud prevention, and information security;
 * Managing mergers and acquisitions, and other business reorganizations and job
   eliminations, business transfers, and potential divestments;
 * Monitoring and ensuring compliance with applicable laws, regulatory
   requirements, and applicable Black Knight procedures, including the Black
   Knight Business Code of Conduct and Ethics;
 * Complying with corporate financial responsibilities, including audit
   requirements (both internal and external), accounting, and cost/budgeting
   analysis and control;
 * Complying with applicable laws and employment-related requirements (including
   certain diversity and inclusion reporting and making workplace
   accommodations);
 * To comply with other legal obligations and/or protect our legal interests;
   and
 * We use Sensitive Personal Information to evaluate Black Knight’s progress in
   achieving its diversity hiring goals, to ensure equal opportunity monitoring
   and reporting, to meet legal obligations, including providing workforce
   accommodations and for disability and workplace safety tracking
   administration.

With regard to Sensitive Personal Information, we only use your Sensitive
Personal Information to provide you with the requested products or services and
to administer your application or employment, unless otherwise required by law
or court order.

Generally, we retain your Personal Information for as long as necessary to meet
the purpose of the collection of your Personal Information, or as otherwise
permitted or required by law.

WHEN INFORMATION IS DISCLOSED

We may provide your Personal Information (excluding information we receive from
consumer or other credit reporting agencies) and Browsing Information to various
individuals and companies, as permitted by law, without obtaining your prior
authorization. Please see the section below titled Choices with Your
Information to learn how to limit the discretionary disclosure of your Personal
Information and Browsing Information.

Disclosures of your Personal Information may be made (or may have been made in
the preceding 12 months) to the following categories of affiliates and
nonaffiliated third parties, unless prohibited by applicable law:

 * To third parties to provide you with services you have requested, and to
   enable us to detect or prevent criminal activity, fraud, material
   misrepresentation, or nondisclosure;
 * To our affiliate financial service providers for their use to market their
   products or services to you;
 * To nonaffiliated third party service providers who provide or perform
   services on our behalf and use the disclosed information only in connection
   with such services;
 * To nonaffiliated third party service providers with whom we perform joint
   marketing, pursuant to an agreement with them to market financial products or
   services to you;
 * To law enforcement or other governmental authority in connection with an
   investigation, or civil or criminal subpoena or court order;
 * To third parties in response to court orders, or in connection with any legal
   process, or to comply with relevant laws.
 * To third parties in relation to a business transaction, such as in the event
   of a merger, reorganization or similar corporate restructuring activities.
 * To third parties as part of our efforts to establish or exercise our rights,
   to defend against a legal claim.
 * To lenders, lien holders, judgment creditors, or other parties claiming an
   interest in title whose claim or interest must be determined, settled, paid,
   or released prior to closing; and
 * Other third parties for whom you have given us written authorization to
   disclose your Personal Information, or as otherwise allowed or required by
   applicable law.

To the extent that you are a current or former employee, or an applicant, Black
Knight may also disclose your Personal Information to the following categories
of affiliates and nonaffiliated third parties, unless prohibited by applicable
law:

 * To Black Knight affiliates and subsidiaries in the course of our normal
   business operations and as needed to address our corporate structure;
 * To nonaffiliated third parties, such as customers, in connection with
   business operations;
 * To government agencies and regulators (e.g., tax authorities, social security
   administration); and
 * To external advisors (e.g., lawyers, accountants, and auditors).

We may disclose Personal Information and/or Browsing Information when required
by law or in the good-faith belief that such disclosure is necessary to:

 * Comply with a legal process or applicable laws;
 * Enforce this Privacy Notice;
 * Take precautions against liability and investigate or respond to claims that
   any material, document, image, graphic, logo, design, audio, video or any
   other information provided by you violates the rights of a third party;
 * Protect the rights, property or personal safety of Black Knight, its users or
   the public, which includes exchanging information with other companies and
   organizations for the purposes of fraud protection and credit risk reduction,
   and, if required by law, disclosing information to U.S. federal and state
   governmental agencies;
 * Investigate potential unauthorized access or misuse of our Website;
 * Share information with our corporate affiliates (g., parent company, sister
   companies, subsidiaries, joint ventures, or other companies under common
   control); or
 * Facilitate the acquisition of our company, business, or our assets.

If you are a California resident, you may choose to prevent Black Knight from
disclosing or using your Personal Information and/or Browsing Information, which
Black Knight may collect through the employment process under the following
circumstances (“opt-out”):

 * For our affiliates’ everyday business purposes – information about your
   creditworthiness; and
 * For our affiliates to market to you.

To the extent permitted above, you may opt-out of disclosure or use of your
Personal Information and Browsing Information by notifying us by one of the
methods at the end of this Privacy Notice. We do not share your Personal
Information with non-affiliates for their direct marketing purposes.

We may ask if you would like us to share your information with other
unaffiliated third parties who are not described elsewhere in this Privacy
Notice.

HOW WE PROTECT YOUR INFORMATION

We maintain reasonable safeguards to keep your Personal Information secure. When
we provide Personal Information to our affiliates or third party service
providers as discussed in this Privacy Notice, we require that these parties
agree to process such information in compliance with our Privacy Notice or in a
manner that complies with applicable privacy laws. The use of your information
by a trusted business partner may be subject to that party’s own Privacy Notice.
Unless permitted by law, we do not disclose information we collect from consumer
or credit reporting agencies with our affiliates or others without your consent.
In the event that we are required by law to inform you of a breach to your
nonpublic personal information we may notify you electronically, in writing, or
by telephone, if permitted to do so by law.

In addition to the other rights herein, we have the right to share and use, for
any purpose, the collected Personal Information that is in an aggregated,
anonymized form, such that you are not identified (collectively, “De-identified
Data”).

We reserve the right to transfer your Personal Information, Browsing
Information, and any other information, in connection with the sale or other
disposition of all or part of the Black Knight business and/or assets, or in the
event of our bankruptcy, reorganization, insolvency, receivership or an
assignment for the benefit of creditors. You expressly agree and consent to the
use and/or transfer of the foregoing information in connection with any of the
above described proceedings. We cannot and will not be responsible for any
breach of security by any third party or for any actions of any third party that
receives any of the information that is disclosed to us.

We may disclose your Personal Information for any purpose disclosed by us when
you provide the information. We may also disclose your Personal Information with
your permission or as directed by you.

CHOICES WITH YOUR INFORMATION

You can make the following choices regarding your personal information:

Marketing Emails. You may choose to provide us with your email address for the
purpose of allowing us to send free newsletters, surveys, offers, and other
marketing materials to you, as well as targeted offers from third parties. You
can stop receiving marketing emails by following the unsubscribe instructions in
e-mails that you receive. Even if you unsubscribe from marketing emails, we may
continue to send you non-marketing emails associated with your account,
communications within applications or platforms, and service-related
communications. Please note that a separate request for deletion may not remove
you from a marketing email list automatically; to be removed from a marketing
list, you should click “unsubscribe” at the bottom of the email.

Access To and Portability of Your Personal Information. For information that we
collect on our own behalf, we will grant you, where required by law, reasonable
access to the personal information that we have about you. You may also have the
right to receive this Personal Information in a structured, commonly used, and
machine-readable format so you can transmit this Personal Information to another
entity. You may request access to or portability of your Personal Information by
contacting us through the process described below. If we are processing your
information on behalf of one of our clients we will forward your request to that
client and await instructions on whether access and/or portability should be
granted.

Changes To Your Personal Information. You can contact us through the process
described below in order to request that your information be modified. If we are
processing your information on behalf of one of our clients you will need to
communicate directly with your provider. Note that we may keep historical
information in our backup files as permitted by law.

Deletion Of Your Personal Information. We typically retain personal information
that we collect on our own behalf for the period necessary to fulfill the
purposes outlined in this Privacy Notice, unless a longer retention period is
required or permitted by law. You may request information about how long we keep
a specific type of information, or request that we delete your personal
information, by following the process described below. If we are processing your
information on behalf of one of our clients you will need to communicate
directly with your provider to have this information deleted.

Revocation Of Consent or Objections. You may revoke consent to processing (where
our processing is based upon consent), or object to our processing (where our
processing is not based upon your consent) by following the process described
below. If you revoke your consent / object we may no longer be able to provide
you services. In some cases we may limit or deny your request to revoke consent
/ object if the law permits or requires us to do so, or if we are unable to
adequately verify your identity. If we are processing your information on behalf
of one of our clients we will forward a revocation of consent to that client and
await instructions from them on whether the processing to your information
should cease.

California Consumers Right to Opt-Out. We do not sell your Personal Information.
We do not knowingly sell or share the Personal Information of individuals under
the age of 16. To the extent we share (as defined by applicable law) your
Personal Information with third parties for marketing purposes, you may opt-out
of the sharing of your Personal Information. You may exercise your right to
opt-out of certain types of processing by contacting us as stated below or by
clicking the “Do Not Sell or Share My Personal Information” link. If we are
processing your information on behalf of one of our clients you will need to
communicate directly with your provider about your request.

California Consumer Right to Restrict Processing of Sensitive Personal
Information. You have the right to request the restriction of processing of your
sensitive Personal Information. At the current time, however, we do not use or
disclose sensitive Personal Information for purposes other than those expressed
herein or otherwise permitted by applicable law, and these uses cannot be
limited under California law.

Online Tracking. We generally recognize commercially reasonable opt-out
preference signals (e.g., Global Privacy Controls, Do Not Track). Recognition of
this signal will only occur with respect to the device and/or browser that
communicates the signal, such that you may need to update your preferences on
every device or browser you use to access our services.

Please address written requests and questions about your rights
to bkprivacy@bkfs.com or call us toll-free at 833.256.4448. If you are a
California or Virginia resident and would like to appeal a decision we have made
regarding a written request, please address the appeal in the same manner as the
initial request or question.

Note that, as required by law, we will require you to prove your identity. We
may verify your identity by phone call or email. Depending on your request, we
will ask for information such as your name or the date of your last transaction
with us. We may also ask you to provide a signed declaration confirming your
identity.

In some circumstances, you may designate an authorized agent to submit requests
to exercise certain privacy rights on your behalf. We will require verification
that you provided the authorized agent permission to make a request on your
behalf. You must verify your own identity directly with us, and, to the extent
an authorized agent is submitting a request on your behalf, your request must
include the following information with the request:

 1. A copy of the signed permission you have given to the authorized agent to
    submit the request on your behalf.
 2. A completed Authorized Agent Designation Form indicating that you have
    authorized the authorized agent to act on your behalf.

If we do not receive both pieces of information, the request will be denied.

ONLINE ADVERTISING:

To opt out of targeted advertising by Google, you can go to Google’s ad
settings.

You may also install the DoubleClick opt-out add-on. Once installed, even if you
clear all your cookies and restart your browser, it will prevent the DoubleClick
cookie from being saved to your browser.

Alternatively, to opt out of interest-based advertising or to learn more about
the use of this information, you can visit the Network Advertising Initiative,
(https://optout.networkadvertising.org/?c=1) and/or the Digital Advertising
Alliance (https://www.digitaladvertisingalliance.org). If you choose to opt out,
an opt-out cookie will be placed on your computer. The opt-out cookie is
browser-specific and device-specific and only lasts until cookies are cleared
from your browser or device. The opt-out cookie will not work for essential
cookies. If the cookie is removed or deleted, if you upgrade your browser, or if
you visit us from a different computer, you will need to return to the links
above to re-select your preferences.

Please note that these actions do not opt you out of certain advertising.

All cookies: You can instruct your browser to refuse all cookies or to indicate
when a cookie is being sent or visit our preference center when prompted. If you
do not accept cookies, you may not be able to use all of the features we offer,
you may not be able to store your preferences, and some of our pages might not
display properly.

For California and Delaware Residents: We will not share your Personal
Information and Browsing Information with nonaffiliated third parties, except as
described in this Privacy Notice or as otherwise permitted by law.

For Nevada Residents: You may be placed on our internal Do Not Call List by
calling 833.256.4448 or by contacting us via the information set forth at the
end of this Privacy Notice. Nevada law requires that we also provide you with
the following contact information: Bureau of Consumer Protection, Office of the
Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101;
Phone number: 702.486.3132 or 888.434.9989 (Toll-free); email: AgInfo@ag.nv.gov.

For Oregon Residents: We will not share your Personal Information and Browsing
Information with nonaffiliated third parties for marketing purposes, except
after you have been informed by us of such sharing and had an opportunity to
indicate that you do not want a disclosure made for marketing purposes.

For Vermont Residents: We will not share your Personal Information and Browsing
Information with nonaffiliated third parties, except as permitted by Vermont
law, such as to process your transactions or to maintain your account. In
addition, we will not share information about your creditworthiness with our
affiliates except with your authorization. For joint marketing in Vermont, we
will only disclose your name, contact information and information about your
transactions.


PASSWORDS AND SECURITY

For certain features or services available through the Website, we may require
the use of encryption technologies provided for your protection. Certain users
of the Website may be able to create a user account to access certain features
of our Website. We use reasonable precautions to protect the privacy of your
username, password, and other user account information.

You are ultimately responsible for protecting your username, password, and other
user account information from disclosure to third parties, and you are not
permitted to circumvent the use of required encryption technologies. You agree
to: (a) immediately notify us of any unauthorized use of your username,
password, and/or user account information, and/or any other breach of security;
and (b) make sure that you log out from your user account at the end of each
session. While we may provide certain encryption technologies and use other
reasonable precautions to protect your confidential information and provide
suitable security, we do not and cannot guarantee or warrant that any
information transmitted through the Internet is secure, or that such
transmissions are free from delay, interruption, interception or error.


INFORMATION FROM CHILDREN

We do not intentionally collect Personal Information from any person that we
know to be under the age of sixteen (16) without permission from a parent or
legal guardian, and neither our Website nor our services are directed to
children under the age of sixteen (16). You affirm that you are over the age of
sixteen (16) and will abide by the terms of this Privacy Notice. We do not
knowingly sell or share (as the term is defined by applicable law) Personal
Information of minors, including those under the age of sixteen (16).

Parents and legal guardians should be aware that this Privacy Notice will govern
our use of Personal Information, but also that information that is voluntarily
given by children – or others – in email exchanges, bulletin boards, or the
like, may be used by other parties to generate unsolicited communications. We
encourage all parents and legal guardians to instruct their children in the safe
and responsible use of their Personal Information while using the Internet.


PRIVACY OUTSIDE THE WEBSITE

The Website may contain links to other websites. Black Knight is not and cannot
be responsible for the privacy practices or the content of any of those other
websites. Please check with those websites in order to determine their privacy
policies and your rights under them.

We may use the services of third party service providers, for example to process
payments and other transactions. By using our Website, you grant us all
necessary rights and consents under applicable laws to disclose to our third
party service providers – or allow such third party service providers to
collect, use, retain, and disclose – any Personal Information for purposes of
providing services to you, including data that we may collect directly from you
using cookies or other similar means.

To the extent you interact with any YouTube videos on any Black Knight website,
the following terms will apply (https://www.youtube.com/t/terms), and you agree
to be bound by the YouTube Terms of Service.


ACCESS AND CORRECTION

To update or correct your Personal Information in the possession of Black
Knight, please contact us in the manner specified at the end of this Privacy
Notice. However, in those cases where we are acting as a third party service
provider to a Lender or Servicer, you must contact your Lender or Servicer.

In addition to the ability to print this Notice from this site, users with
disabilities may request a copy of this Notice by sending a written request to
Black Knight Inc., Attention Privacy Office, 601 Riverside Avenue, Jacksonville,
Florida 32204. Also, if you are visually impaired, you may access this Notice
through audio readers on our Website.


NON-US USERS

The Website and our products and services are hosted in the United States and
are governed by United States law. If you are using the Website or our products
or services from outside the United States, please be aware that your Personal
Information may be transferred to, stored, and processed in the United States
where our servers are located and our central database is operated. The data
protection and other laws of the United States and other countries might not be
as comprehensive as those in your country. By using the Website or our products
and services, you consent to your Personal Information being transferred to our
facilities and to the facilities of those third parties with whom we share it as
described in this Privacy Notice.


EMPLOYMENT OPPORTUNITIES

For individuals interested in job opportunities with us, the Website may allow
prospective employees to request additional job opportunity information and
apply for a job online. We, or our third party service providers, may use the
Website to collect Personal Information from prospective employees for human
resources recruitment purposes. Such Personal Information may include your
resume information, employment history, and information related to your race or
disabilities. By submitting any of the foregoing information, you consent to its
dissemination to, and use by, us and our affiliates. The foregoing also applies
to job application inquiries and submissions that you may transmit to us other
than through the Website.


NOT FINANCIAL ADVICE

You acknowledge and agree that by providing you with access to and use of the
Website, we are not providing financial opinions or advice on any of the matters
discussed or included on the Website, and we will not be liable to any party for
any act or failure to act relating to any advice listed on the Website. You
further acknowledge that none of the information contained on the Website
constitutes a solicitation, offer, opinion, or recommendation by Black Knight to
buy or sell any security, or to provide legal, tax, accounting, or investment
advice or services regarding the profitability or suitability of any security or
investment.


YOUR CONSENT TO THIS PRIVACY NOTICE

By submitting Personal Information and/or Browsing Information to Black Knight,
you consent to the collection and use of information by us in compliance with
this Privacy Notice unless you inform us otherwise by means of the procedure
identified below. Amendments to the Privacy Notice will be posted on the
Website. Your use of the Website following such publication of any amendment of
this Privacy Notice will signify your consent to and acceptance of its revised
terms.

We may use comments, information or feedback that you may submit, without
identifying information, in any manner that we may choose without notice or
compensation to you.


AMENDMENTS

We may update or modify this Privacy Notice from time to time. We will post the
changes to this page, and will indicate the date they go into effect. We
encourage you to review our Privacy Notice to stay informed.  If we make changes
that materially affect your privacy rights, we will notify you of the changes by
posting a prominent notice on our Website or using other methods that we select,
such as sending you an email.

Information for California Residents. We do not sell Personal Information and
have not sold Personal Information at any time in the preceding twelve (12)
months. You can find a list of the categories of information we share or
disclose for a business purpose here. Please note that because this list is
comprehensive it may refer to types of information that we share about people
other than yourself. If you would like more information concerning the
categories of personal information (if any) we share with third parties or
affiliates for those parties to use for direct marketing please submit a written
request to us using the information in the “Contact Information” section below.
We do not discriminate against California consumers, personnel, or applicants
who exercise any of their rights described in this Notice.


QUESTIONS

Please transmit any requests to:

Black Knight, Inc.
601 Riverside Avenue
Jacksonville, Florida 32204
Attn: Chief Compliance Officer

904.854.5100
(Toll-free) 866.294.4493

bkprivacy@bkfs.com

EFFECTIVE AS OF: January 2023
LAST UPDATED:  September 2023

TM SM ® Trademark(s) of Black Knight IP Holding Company, LLC, or an affiliate.
©2023. Black Knight, Inc. All rights reserved.


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