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Skip to main content * My Accounts * Education Center * Home * Budgeting & Debt Mgmt * Plan for the Unexpected * Retirement & Investing * Life Events * Company Stock Education ComputerShare layer My Merrill layer Merrill Edge layer Finra Broker layer sipc layer crsfooter layer WHAT WOULD YOU LIKE THE POWER TO DO? I want to... * Find ways to save * Plan for the unexpected * Plan for retirement * Navigate life events * Learn about stock awards Benefits Online Education Center Home * Benefits Online Education Center Home * Budgeting & Debt * Plan for the Unexpected * Retirement & Investing * Life Events * Company Stock Education FEATURED CONTENT Show all Featured Content Item 1 of 12 Featured Content Item 1 of 12 Featured Content Navigating Current Events – we’re here for you Article Check out our resources and insights to manage your financial life. Life Priority: Finance Article estimated time to read 15 min Item 2 of 12 Featured Content Better Together: 401K & HSA Video Life Priority: Health Duration of video 4 min Item 3 of 12 Featured Content 401(k) plan vs. IRA: Understanding the differences Article Both accounts let you save and invest money for retirement. Read on to learn the benefits and limitations of each. Life Priority: Finances Article estimated time to read 3 min Item 4 of 12 Featured Content Education Events Center Article It’s even easier to access live financial education broadcasts and the on-demand library. Life Priority: Finances Article estimated time to read 8 min Item 5 of 12 Featured Content Financial Education Audiocast Series Article Need help starting a budget? Understanding your credit score? How about tips on saving for retirement? Learn more about how you may achieve your financial goals. Life Priority: Finances Article estimated time to read 10 min Item 6 of 12 Featured Content ¡Nuevo! Recursos de educación financiera en español Article Ahora hay una gama de videos, artículos y herramientas disponibles en español para ayudarle a lograr sus objetivos. Prioridad de vida: Finanzas Article estimated time to read 10 min Item 7 of 12 Featured Content How Black/African Americans Pursue—and Define—Success Article A new study reveals how common experiences have shaped their financial goals, concerns and aspirations. Life Priority: Family Article estimated time to read 10 min Item 8 of 12 Featured Content Career Transition Video Life Priority: Work Duration of video 10 min Item 9 of 12 Featured Content How much of my salary should I put into my 401k? Article You should consider contributing as much as possible, depending on your specific financial circumstances. Life Priority: Work Article estimated time to read 4 min Item 10 of 12 Featured Content Investing for your retirement Podcast Life Priority: Work Duration of video 14 min Item 11 of 12 Featured Content How much do you need to save for college? Tool Estimate your student's costs and get a personalized report that outlines how much to invest each month to pursue your goal. Life Priority: Family Item 12 of 12 Featured Content Healthcare costs in retirement Video Life Priority: Health Duration of video 5 min These articles, videos and tools are brought to you by Bank of America, Better Money Habits®, and Merrill. * Privacy Statement * Terms & Conditions * Software Requirements * Web Accessibility Past performance does not guarantee future results. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss. Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions. Merrill provides products and services to various employers, their employees and other individuals. In connection with providing these products and services, and at the request of the employer, Merrill makes available websites on the internet, mobile device applications, and written materials, including brochures, in order to provide you with information regarding your plan. Under no circumstances should these websites, applications, and material, or any information included in these websites, applications, and materials, be considered an offer to sell or a solicitation to buy any securities, products, or services from Merrill or any other person or entity. Merrill offers a broad range of brokerage, investment advisory (including financial planning) and other services. Additional information is available in our Client Relationship Summary. Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp."). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. ("MLLA"), a licensed insurance agency and wholly owned subsidiary of BofA Corp. Banking products are provided by Bank of America, N.A. ("BANA") and affiliated banks, Members FDIC and wholly owned subsidiaries of BofA Corp. Mutual Fund investment offerings for the BANA Health Savings Account ("HSA") are provided by MLPF&S. Investments in mutual funds are held in an omnibus account at MLPF&S in the name of BANA, for the benefit of all HSA account owners. Recommendations as to HSA investment menu options are provided to BANA by the Chief Investment Office ("CIO"), Global Wealth & Investment Management ("GWIM"), a division of BofA Corp. The CIO, which provides investment strategies, due diligence, portfolio construction guidance and wealth management solutions for GWIM clients, is part of the Investment Solutions Group (ISG) of GWIM. Trust and fiduciary services are provided by Bank of America, N.A., Member FDIC, and a wholly-owned subsidiary of BofA Corp. Investment products, insurance and annuity products: Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value Are Not Deposits Are Not Insured by Any Federal Government Agency Are Not a Condition to Any Banking Service or Activity © 2022 Bank of America Corporation. All Rights Reserved. (TX12********6V)