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ANZ IMPORTANT NOTICE
Be alert to scams. ANZ is aware of an increase in fake phone and text scams
attempting to gain access to customer accounts. See more.
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Get $4,000 cashback when you refinance an eligible home loan to ANZ
Eligible home loans of $250k+ and LVR of 80% or less. T&Cs, eligibility
criteria apply.
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$3,000 BONUS FOR FIRST HOME BUYERS
If you're buying your first home, you could get $3,000 to spend however you
like, plus support from an ANZ First Home Coach. Available to eligible first
home buyers with an ANZ home loan of $250,000 or more.
Drawdown within 180 days of applying, bonus paid after settlement. Eligibility
criteria and T&Cs apply.
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Financial Wellbeing
INTRODUCING ANZ PLUS
Smart, secure and designed to build better financial habits, ANZ Plus can help
you take your financial wellbeing to the next level.
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GET IT DONE WITH ANZ
OPEN A NEW EVERYDAY ACCOUNT
Easy, secure access to your money for all your day-to-day payments, purchases
and bills.
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ANZ LOW RATE
A credit card with a low ongoing interest rate for your everyday purchases.
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QUICK START HOME LOAN APPLICATION
Get started in just 5 minutes. Apply for pre-approval, a new home loan,
refinance or top up your existing ANZ home loan.
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Notice ordered by Federal Court in ASIC case against ANZ about Breakfree
Packages and Offset Accounts. Find out more
CALCULATORS AND TOOLS
* Home loan repayment calculator
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* Get your Financial Wellbeing Score
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ANZ APP
Activate your eligible card, set your PIN, better understand your spending, set
a savings goal and so much more.
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MOBILE PAYMENTS
Add an eligible ANZ card to your compatible phone or wearable and start making
easy, contactless payments.
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GET THE LATEST UPDATES, TIPS AND SUPPORT ON HOME LOAN RATE CHANGES
We get it, as interest rates change it’s more important than ever that you feel
financially confident and on top of your home loan.
See our latest rate change announcement following the most recent RBA cash rate
change.
We explain what it means for you, how you can check your interest rate and
options for managing your home loan repayments. You can also get in touch with
us if you have concerns or questions.
ANZ SUPPORT CENTRE
Need help with digital banking? Or with a product or service of ours? Or perhaps
you’re experiencing financial difficulty? If it’s support that you’re after, you
should find it here.
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PLAN YOUR NEXT MOVE
Use our Content Navigator to explore general tips, calculators and guides that
may help you with your financial goals.
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FINANCIAL WELLBEING
Improve your financial behaviours and get back on top of things at your own pace
with our Financial Wellbeing Program.
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RATES AND FEES
Compare our latest interest rates and fees. Then download our terms and
conditions so that you're completely in the know.
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WAYS TO BANK
Bank the way that works best for you with a range of tools that are easy to use.
Learn about ANZ Internet Banking, the ANZ App, phone banking and more.
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NEED A HELPING HAND?
If you’re experiencing challenging circumstances or struggling financially, we
urge you to seek help.
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FINANCIAL HARDSHIP
If you are experiencing difficulty with managing repayments to your existing
loan facilities, including credit cards, personal loans and overdraft
facilities, there may be ways we can help you.
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CONTINUING TO HELP WHERE WE CAN
Get the latest information on our COVID-19 response at anz.com/covid-19.
COVID-19 updates
IMPORTANT INFORMATION
Advice does not take into account your personal needs, financial circumstances
or objectives. Please consider if it is appropriate for you and read the terms
and conditions, Product Disclosure Statement and Financial Services Guide before
acquiring any product. See ANZ Plus Terms & Conditions for ANZ Plus and ANZ Save
accounts. Applications for credit subject to approval. Terms and conditions
available on application. Fees and charges apply.
The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ)
ABN 11 005 357 522. Super and Insurance (if available) are not provided by ANZ
but entities which are not banks. ANZ does not guarantee them. This information
is general in nature only and does not take into account your personal
objectives, financial situation or needs. ANZ recommends that you read the ANZ
App Terms and Conditions available here for iOS (PDF) and here for Android (PDF)
and consider if this service is appropriate to you prior to making a decision to
acquire or use the ANZ App.
Images and features shown are iOS versions. Feature availability and design may
differ based on the device, operating system, or ANZ Plus app version.
Consider if right for you. Eligibility criteria, fees, charges and T&Cs apply.
Different interest rates apply to different investment amounts, terms and
interest frequencies. Early withdrawal fees will apply and the account will
incur an interest reduction in respect of the money withdrawn or transferred
early. Rates current as at Friday, 17 March 2023 and are subject to change.
Return
Early withdrawal fees will apply. An administration fee of $30 will be charged
and the account will incur an interest reduction in respect of the money you
withdraw or transfer early. Refer to ANZ Saving & Transaction Products Terms and
Conditions (PDF 553kB).
Return
Different interest rates apply to different investment amounts, terms and
interest frequencies. Rates current as at Friday, 17 March 2023 and are subject
to change. Early withdrawal fees will apply and the account will incur an
interest reduction in respect of the money withdrawn or transferred early. Refer
to ANZ Saving & Transaction Products Terms and Conditions (PDF 553kB). An ANZ
Advance Notice Term Deposit has a 31 day notice period. This means that if you
request an early withdrawal or transfer of all or part of your funds, the funds
will not be provided until the 31st day after the request (or, where that is a
non-business day, on or before the next business day). An administration fee of
$30 will be charged and the account will incur an interest reduction in respect
of the money withdrawn or transferred early in accordance with the ANZ Saving &
Transaction Products Terms and Conditions (PDF 553kB). If you may have a need in
the future to immediately withdraw or transfer funds, other deposit products may
be more suitable for you.
Return
The ANZ Personal Loans calculator is intended as a guide only and actual
borrowing capacity may vary. Amounts calculated do not constitute a quote or
loan approval by ANZ and does not take into account your personal or financial
circumstances.
Return
ANZ Home Insurance is issued by QBE Insurance (Australia) Limited (ABN 78 003
191 035, AFSL 239 545) (QBE). ANZ recommends that you read the ANZ Financial
Services Guide (PDF), ANZ Home Building Key Facts Sheet (PDF), ANZ Home Contents
Key Facts Sheet (PDF), ANZ Home Insurance Target Market Determination (PDF) and
the ANZ Home Insurance Product Disclosure Statement (PDF) (available by calling
13 16 14), before deciding whether to acquire, or to continue to hold, these
products.
Return
A minimum deposit of $5,000 is required to open an ANZ Advance Notice Term
Deposit or an ANZ Term Deposit. This calculator has been set to a maximum
deposit of $4,999,999. However, investments of $100,000 or more may be subject
to different interest rates than those provided in this calculator. Please call
13 33 33 or visit your nearest ANZ Branch to discuss your term and interest rate
for an investment of $100,000 or more.
Return
Early withdrawal fees will apply. An administration fee of $30 will be charged
and the account will incur an interest reduction in respect of the money
withdrawn or transferred early. An ANZ Advance Notice Term Deposit has a 31 day
notice period. This means that if you request an early withdrawal or transfer of
all or part of your funds, the funds will not be provided until the 31st day
after the request (or, where that is a non-business day, on or before the next
business day). Refer to the ANZ Saving and Transaction Products Terms and
Conditions (PDF 746kB) for further details.
Return
Interest rates current as at Friday, 17 March 2023 and subject to change at any
time. Different interest rates apply to each term deposit product and to
different investment amounts, term lengths and interest frequencies. Early
withdrawal fees may apply. Certain rates do not qualify for additional bonus
interest rates and are not available in conjunction with any other bonus or
special interest rate offer. For Advance Notice Term Deposits, this applies to
investment terms of 3, 4, 6, 9, 11 and 12 months, as well as all term lengths of
greater than 12 months. For Term Deposits, this applies to investment terms of
3, 6, 9 and 12 months as well as all term lengths of greater than 12 months.
Return
The principal difference between an ANZ Advance Notice Term Deposit and an ANZ
Term Deposit (apart from the interest rate that applies) is that you must
provide 31 days’ notice to ANZ if you wish to make an early withdrawal or
transfer of all or part of your funds from an ANZ Advance Notice Term Deposit
account. Further details are set out in ANZ Saving and Transaction Products
Terms and Conditions (PDF 746kB).
Return
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