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 * Prepaid Card
   * Card Overview
   * How It Works
   * Card Benefits
   * Direct Deposit
   * Fee Plans
   * Reload Locations
 * Debit Account
   * Account Overview
   * Direct Deposit
   * Account Security
   * Move Money
 * Business Solutions
   * Overview
   * Embedded Finance
   * Employer Payments
   * Disbursements & Money Movement
   * Card Programs
 * Help & Support

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 * Prepaid Card
   * Card Overview
   * How It Works
   * Card Benefits
   * Direct Deposit
   * Fee Plans
   * Reload Locations
 * Debit Account
   * Account Overview
   * Direct Deposit
   * Account Security
   * Move Money
 * Business Solutions
   * Overview
   * Embedded Finance
   * Employer Payments
   * Disbursements & Money Movement
   * Card Programs
 * Help & Support

Log in
Activate Card
Sign up now

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GET THE NETSPEND® ALL-ACCESS® ACCOUNT

Email address You must supply a valid email
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Deposit Account opening is subject to registration and ID verification.1


GO BEYOND BANKING WITH THE NETSPEND® ALL‑ACCESS® ACCOUNT.1


ALL THE EVERYDAY MOBILE BANKING FEATURES YOU EXPECT FROM NETSPEND, PLUS UP
TO 6.00% ANNUAL PERCENTAGE YIELD ON AN OPTIONAL SAVINGS ACCOUNT3 AND PERKS4 FOR
USING YOUR ACCOUNT.

Get Started

Banking services are provided by our bank partners. Deposit Account opening is
subject to registration and ID verification.1

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EVERYDAY SPENDING JUST GOT A LOT EASIER WITH AN AUSTIN FC NETSPEND PREPAID
MASTERCARD®.


IT’S SAFER AND MORE SECURE THAN CARRYING CASH, AND EASY TO STAY ON TOP OF YOUR
MONEY WITH SIMPLE TO USE TOOLS LIKE SPENDING TRACKER AND ANYTIME ALERTS.5


Order A Card

Subject to card activation and ID verification.2




TRUSTED BY 10 MILLION AND COUNTING


“THE BEST MOBILE BANKING APP.”

-Jacob




“EASY TO USE AND I LOVE THE WAY IT TRACKS YOUR SPENDING.”

-Teddy




“I LOVE THE FAST NOTIFICATIONS WHEN ACTIVITY IS DETECTED ON MY CARD!”

-Kee




“CUSTOMER SERVICE IS GREAT, EASY TO LOAD AND TRANSFER MONEY.” 6

-Tonya





NETSPEND IS A FINANCIAL TECHNOLOGY COMPANY. BANKING SERVICES ARE PROVIDED BY OUR
BANK PARTNERS.

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HOW TO USE A PREPAID VISA CARD ONLINE

Using a prepaid Visa card online is simple and secure. Get tips on how to make
purchases, add money to your card, and more.

Read more



Netspend is a leading provider of FDIC-insured Visa® Prepaid, Prepaid
Mastercard®, and corporate prepaid card solutions through our issuing banks in
the United States. Upon successful activation and registration of the Card
Account, funds on deposit at Pathward, N.A, Member FDIC, are insured up to the
standard maximum deposit insurance limit. Coverage limit is subject to
aggregation of all of Cardholder’s funds held on deposit at Pathward, N.A.


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Your funds on deposit are FDIC insured up to $250,000 through your issuing bank,
subject to aggregation of all funds held on deposit.


HOMEPAGE DISCOLOSURES

Text

1. IMPORTANT INFORMATION FOR OPENING A NEW DEPOSIT ACCOUNT: To help the federal
government fight the funding of terrorism and money laundering activities, the
USA PATRIOT Act requires us to obtain, verify, and record information that
identifies each person who opens an Account. WHAT THIS MEANS FOR YOU: When you
open an Account, we will ask for your name, address, date of birth, and your
government ID number. We may also ask to see a copy of your driver’s license or
other documents at any time. All Accounts are opened subject to our ability to
verify your identity by requiring acceptable types of identification. We may
validate the information you provide us to ensure we have a reasonable belief of
your identity. If we are not able to verify your identity to our satisfaction,
we will not open your Account or we may close the Account if it was previously
funded. Your Account is subject to fraud prevention restrictions at any time,
with or without notice.

2. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal
government fight the funding of terrorism and money laundering activities, the
USA PATRIOT Act requires us to obtain, verify, and record information that
identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When
you open a Card Account, we will ask for your name, address, date of birth, and
your government ID number. We may also ask to see your driver’s license or other
identifying information. Card activation and identity verification required
before you can use the Card Account. If your identity is partially verified,
full use of the Card Account will be restricted, but you may be able to use the
Card for in-store purchase transactions. Restrictions include: no ATM
withdrawals, international transactions, account-to-account transfers and
additional loads. Use of Card Account also subject to fraud prevention
restrictions at any time, with or without notice. Residents of Vermont are
ineligible to open a Card Account.

3. The optional Savings Account linked to your Netspend All-Access Account is
made available to Accountholders through Pathward, N.A. or Republic Bank & Trust
Company; Members FDIC. Interest is calculated on the Average Daily Balance(s) of
the Savings Account and is paid quarterly.

 * If the Average Daily Balance is $2,000.00 or less, the interest rate paid on
   the entire balance will be 5.87% with an annual percentage yield (APY) of
   6.00%.
 * If the Average Daily Balance is more than $2,000.00, the interest rate paid
   on the portion of the Average Daily Balance which exceeds $2,000.00 will be
   .49% with an APY of .50%, and the interest paid on the portion of the Average
   Daily Balance which is $2,000.00 or less will be 5.87%. The APY for this tier
   will range from 6.00% to .60%, depending on the balance in the account.

The interest rates and APYs of each tier may change. The APYs were accurate as
of 11/1/2023. No minimum balance to open Savings Account or obtain the yield(s).
Savings Account funds are withdrawn through the All-Access Account  and
transaction fees could reduce the interest earned on the savings account. Funds
on deposit are FDIC insured through Pathward, N.A. or Republic Bank & Trust
Company. For purposes of FDIC coverage, all funds held on deposit by you at
Pathward, N.A. or Republic Bank & Trust Company, will be aggregated up to the
coverage limit, currently $250,000.00.

4. Netspend Payback Rewards is an optional program. You may opt-out at any time
by visiting the Netspend Payback Rewards page in your Online Account Center.
Reward offers are based on individual shopping habits. Cash back rewards are
credited to your Account and are not available in the form of a check or other
direct payment method. See the program FAQs and Terms and Conditions in your
Online Account Center for additional details about how and when you get
rewarded. Program sponsor: Netspend Corporation. Pathward, N.A., Republic Bank &
Trust, Visa, and Mastercard are not affiliated in any way with this program and
do not endorse or sponsor this program.

5. Netspend does not charge for this service, but your wireless carrier may
charge for messages or data.

6. Services initiated with an external account from an outside third party may
incur fees from that third party to your external account. No cost for online or
mobile Account-to-Account transfers between Netspend Accounts; a fee may apply
to Account-to-Account transfers conducted through a Netspend Customer Service
agent or other transfer types. See your Cardholder Agreement or Deposit Account
Agreement for details.

The Netspend Visa Prepaid Card is issued by Pathward®, National Association and
Republic Bank & Trust Company; Members FDIC, pursuant to a license from Visa
U.S.A. Inc. The Netspend Prepaid Mastercard is issued by Pathward, N.A., and
Republic Bank & Trust Company; Members FDIC, pursuant to license by Mastercard
International Incorporated. The Netspend® All-Access® Account is a deposit
account established by Pathward, N.A. Please see the back of your Card for its
issuing bank. Netspend is a registered agent of and service provider to
Pathward, N.A. The Netspend Visa Prepaid Card may be used everywhere Visa debit
cards are accepted. The Netspend Prepaid Mastercard may be used everywhere Debit
Mastercard is accepted.

Mastercard and the circles design are registered trademarks of Mastercard
International Incorporated.

All other trademarks and service marks belong to their respective owners.

Apple® and the Apple logo® are trademarks of Apple Inc., registered in the U.S.
and other countries. App Store is a service mark of Apple Inc.

Google Play and the Google Play logo are trademarks of Google LLC.

© 2023 Netspend Corporation. All rights reserved worldwide. Netspend is the
federally registered U.S. service mark of Netspend Corporation. All other
trademarks and service marks belong to their owners.