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 * Saving
 * Investing
 * Budgeting
 * Couple Finance
 * Debt Wrangler
 * About

 * Saving
 * Investing
 * Budgeting
 * Couple Finance
 * Debt Wrangler
 * About

Get started


FEEL HAPPY ABOUT MONEY.

Qapital is an award-winning app designed to let you save, invest, and spend with
any goal in mind.

Get started






SAVE BEHIND THE SCENES, WITHOUT A SECOND THOUGHT.

Save for your goals and achieve them with minimal effort.

Start saving




FEEL GOOD ABOUT INVESTING (LET US FIGURE IT OUT FOR YOU).

Choose a strategy instead of stocks.

Start investing




BUDGET SIMPLY, WITHOUT ALL THE SPREADSHEETS.

Automate your budget and leave stress behind.

Start budgeting




EVERY COUPLE IS UNIQUE, AND SO IS THE WAY YOU SHARE MONEY.

Personalize the way you manage money together.

How it works



READ OUR BLOG AND LEARN MORE ABOUT US.

7 Jul, 2022 | Product Features


SAVVY SHOPPING

As the prices of everyday things have gone up, it might feel difficult to find
money to put toward your longer-term financial goals. But what…

Read more
8 Feb, 2021 | Product Features, Savings Stories


THE RULES: HOW TO SAVE MONEY WITH QAPITAL

At Qapital, we’re all about automating finances to help you reach your goals.
With our new Payday Divvy feature, you can automate payday and set…

Read more
29 Dec, 2020 | Product Features


TAKE THE 52-WEEK MONEY CHALLENGE, WITH A QAPITAL TWIST

We’ve harnessed behavioral science to revolutionize the 52-week money
challenge.  The 52-week money challenge is a strategy that helps you save nearly
$1,400 over the…

Read more


WE CARE ABOUT YOUR SEAMLESS EXPERIENCE

TRANSPARENT PRICING

Our goal is to help you reach yours. No hidden fees and no surprises.

CANCEL ANYTIME

No penalties if you decide it’s not for you. We let you change your mind at any
time.

SECURITY YOU CAN TRUST

Our priority is keeping your money safe, from multi-factor authentication to
FDIC-insured accounts.


AS FEATURED IN:

Discover “a secret savings weapon — an app that does the work for [you].”

“Qapital “weaponize[s] your psychology before you start making decisions.”

“What’s the advantage of the goals-based approach? It helps temper spending.”


SEE WHAT OUR USERS ARE SAYING:




Aimee Royer:

“This is hands down the easiest way to save (and invest) money that I have ever
come across in my life. I have never been great at saving and know nothing about
investing, but this app does all the heavy lifting.”



trinababy0000:

“Only been using this app for 2.5 months and manage to save 200 bucks and not
even missing the money.”



Sophia Lyons:

“Makes it easy to save because you don’t have to do it consciously. I have saved
hundreds just using the round up rule.”



JillMeinck:

“I am so glad I started using Qapital a few years ago. It’s amazing how much
I’ve been able to save without really even noticing it coming out of my
account.”



Keely322:

“I seriously do LOVE this app. I’m terrible at saving and Qapital makes it soooo
easy! Making the goals and picking the rules is, sounds silly, but fun. Watching
your savings grow makes you feel so accomplished.”



Monique Evans:

Using Qapital allowed me to actually save up enough for a down payment for my
house!



AlyLu08:

In just a couple of months, I’ve managed to save 25-50% of my goals. I’m
surprised that I’ve saved this much without really changing my spending habits.
I think that is so cool!



Elizabeth Tirado:

I love this app. It helps me save and I don’t even feel it. It has come in handy
with emergency car expenses so many times.



Nosilla R.:

It’s really helping me with budgeting for my upcoming wedding. Highly recommend,
my whole family uses this app now!



Jessica Stephenson:

I absolutely love this app. I use my spare change to buy my crafts!



Tjmetro929:

This app is a godsend. I have tried to find something that helps me save and
this app does it.



3OakAllens:

I’ve been using Qapital for several years now, and thanks to this app, I’ve
actually been able to build an emergency fund — and I literally have a rainy day
savings (every time it rains I said five bucks haha)!



T Hart:

I love this app! It’s a great tool to save money and it’s easy to use. You don’t
notice it coming out of your bank account and before you know it, you’ve reached
your set goal!



Maddie14!:

Qapital has saved me so much money. Half the time I forget it’s there and am
surprised by how much I have!






START OUT WITH A FREE TRIAL.

Qapital is free for 30 days. Then it’s the same price as a cup of coffee.

Get started


Qapital (103K)
Get started
 * Company
   * About us
   * Pricing
   * Blog
   * Help and Support
   * Careers – We’re hiring!
   * Press and Resources
 * Features
   * Dream Team
   * Smart Spending
   * Savings Goals
   * Payday Divvy
   * Qapital Visa® Debit Card
   * Savvy Shopping
 * Legal
   * Terms & Conditions
   * Privacy Policy
 * Get the App
   * App Store
   * Play Store


 * Company
   * About us
   * Pricing
   * Blog
   * Help and Support
   * Careers – We’re hiring!
   * Press and Resources
 * Features
   * Dream Team
   * Smart Spending
   * Savings Goals
   * Payday Divvy
   * Qapital Visa® Debit Card
   * Savvy Shopping
 * Legal
   * Terms & Conditions
   * Privacy Policy
 * Get the App
   * App Store
   * Play Store

Feel happy about money.

Copyright © 2022 Qapital, LLC
All rights reserved.

Qapital is not a bank. Banking services provided by Lincoln Savings Bank, Member
FDIC and other partner banks.

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Feel happy about money.

Copyright © 2022 Qapital, LLC
All rights reserved.

Qapital is not a bank. Banking services provided by Lincoln Savings Bank, Member
FDIC and other partner banks.