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START BY OPENING A TD UNLIMITED CHEQUING ACCOUNT OR TD ALL-INCLUSIVE BANKING
PLAN AND YOU COULD GET UP TO $400§



To be eligible for this offer, you must be a new TD Chequing customer  and open
one of the two eligible TD Chequing accounts between February 1, 2023 and May
31, 2023 and complete two of the following by July 26, 2023:


HOW TO GET THE $400 OFFER§ :


slide 1 of 3


 * STEP 1:
   
   Earn $300† by opening a TD All-Inclusive Banking Plan or TD Unlimited
   Chequing Account and complete two of following by July 26, 2023:
    
   
    * Set up a Recurring Direct Deposit from your employer, pension provider or
      the Government†
    * Set up a Recurring Pre-Authorized Debit Payment of at least $50†
    * Make an Online Bill Payment of at least $50 through EasyWeb or the TD app†
   
    


 * STEP 2:
   
   Earn an extra $50◊ by adding a TD Savings Account, and complete one of the
   following by July 26, 2023:
    
   
    * Set up a Pre-authorized Transfer Service with your first transaction
      processed by July 26, 2023
    * Set up Simply Save with your first transaction processed by July 26, 2023
   
    


 * STEP 3:
   
   Earn an extra $50∞ by adding Monthly Overdraft Protection Plan or Pay As You
   Go Overdraft Protection Plan by May 31, 2023.


READY TO GET THIS OFFER? START WITH ONE OF OUR ELIGIBLE CHEQUING ACCOUNTS

slide 1 of 2


 * TD UNLIMITED CHEQUING
   ACCOUNT
   
   
   
   Our most popular account
   
    * Monthly fee $16.95
    * No monthly fee if you have $4,000 or more in your account at the end of
      each day in the month1
    * Unlimited transactions, including Interac e-Transfer® transactions2
    * First year TD credit card  fee rebate (up to $139)3
    * No TD ATM fee to use any ATM in Canada5
   
   Additional offer available
   
   Select account


 * TD ALL-INCLUSIVE BANKING
   PLAN
   
   
   
   Our most premium chequing account
   
    * Monthly fee $29.95
    * No monthly fee if you have $5,000 or more in your account at the end of
      each day in the month1
    * Unlimited transactions, including Interac e-Transfer, certified cheques
      and money orders at no additional cost.
    * Annual TD credit card  fee rebate4
    * No TD fees at Non-TD ATMs or Foreign ATMs5
   
   Additional offer available
   
   Select account


FREQUENTLY ASKED QUESTIONS


WHEN WILL I GET MY CASH OFFER?

The cash offer will be deposited to the new Chequing Account within 12 weeks
after all conditions have been met.

--------------------------------------------------------------------------------


CAN I GET THE CASH OFFER IF I OPEN MY ACCOUNT IN BRANCH?

Yes, customers who open an eligible Chequing account will receive the cash
offer.

--------------------------------------------------------------------------------


CAN I GET THE $400 CASH OFFER FROM OPENING A CHEQUING ACCOUNT ONLY?

No, to get the $400 cash offer, customers must open an eligible Chequing Account
plus Savings and Overdraft Protection Plan. Customers must also complete the
requirements listed to get the cash offer.

--------------------------------------------------------------------------------


I ALREADY HAVE A TD CHEQUING ACCOUNT, AM I STILL ELIGIBLE FOR THE CASH OFFER?

No, the cash offer is only available to New TD All-Inclusive Banking Plan or
Unlimited Chequing account customers.

--------------------------------------------------------------------------------


CAN I GET THE SAVINGS OR OVERDRAFT PROTECTION PLAN (ODP) OFFER IF I ALREADY HAVE
A TD CHEQUING ACCOUNT?

No, the Savings and ODP offer is only available to new TD Chequing customers.

--------------------------------------------------------------------------------


IS THERE A MINIMUM DOLLAR VALUE FOR THE BILL PAYMENTS TO QUALIFY FOR THE CASH
OFFER?

Yes, the minimum dollar value for bill payments to qualify is $50.


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Calculating the $400 Cash Offer

§Up to $400 in value is calculated as follows: Offer 1) $300 Cash + Offer 2) $50
Cash + Offer 3) $50 Cash = $400 total cash value.

Offer 1) Earn $300 Cash upon opening a new TD Unlimited Chequing Account or TD
All-Inclusive Banking Plan between February 1, 2023, and May 31, 2023, and
complete the qualifying criteria in accordance with Offer 1 below.

Offer 2) Earn $50 Cash when a New Chequing Account customer (Defined as the new
to bank Chequing Customer in Offer 1) opens a new TD ePremium Savings Account or
TD Every Day Savings Account by May 31, 2023, and meets the qualifying criteria
as set out in accordance with Offer 2 below.

Offer 3) Earn $50 Cash when a New Chequing Account customer applies, is approved
and adds Monthly Plan Overdraft Protection or Pay As You Go Overdraft Protection
(Pay As You Go Overdraft Protection is not available for Quebec residents) to
the New Chequing Account by May 31, 2023, and meets the qualifying criteria in
accordance with Offer 3 below.

Offer 1: Chequing $300 Cash T&Cs

† The $300 cash offer is available to Canadian residents that do not have an
existing TD Chequing account, that are the age of majority at time of account
opening in their province or territory who:

 1. Open a TD Unlimited Chequing Account or TD All-Inclusive Banking Plan
    between February 1, 2023, and May 31, 2023, and
 2. Complete any two of the following with the New Chequing Account:
    1. I. Set up a recurring Direct Deposit from their employer, pension
       provider or the Government with the first deposit posted to the New
       Chequing Account before July 26, 2023. The Direct Deposit must occur
       either weekly, biweekly, monthly, or twice per month.
    2. II. Make an Online Bill Payment through EasyWeb or the TD app, minimum
       $50 before July 26, 2023.
    3. III. Set up a recurring Pre-Authorized Debit, minimum $50 with the first
       Pre-Authorized Debit posted to the New Chequing Account before July 26,
       2023. Pre-authorized Debit must occur either weekly, biweekly, monthly,
       or twice per month.

Whether or not a recurring Direct Deposit is acceptable for this offer is
subject to our approval.

The following are not eligible for the $300 Cash offer:

 1. Customers who already have a TD Chequing account that was closed on or after
    February 1, 2022; or
 2. Customers who received any Chequing account offer from TD in 2020, 2021,
    2022; or
 3. TD staff members or any TD customers who has a joint account with a TD staff
    member.

For any New Chequing Account that is a joint account, at least one account
holder on the New Chequing Account must meet the eligibility requirements. Limit
of one $300 cash offer per customer per New Chequing Account.

The $300 cash will be deposited to the new Chequing Account within 12 weeks of
all conditions being met, provided that the New Chequing Account is still open,
in good standing, with all conditions continuing to be met. The monthly fee for
the New Chequing Account cannot have been waived or rebated for any reason,
other than maintaining the minimum monthly balance, receiving a seniors' rebate,
or receiving the New to Canada 12-month fee waiver on the TD Unlimited Chequing
Account, and the type of account cannot have changed, before the $300 is
deposited to the New Chequing Account.

We can change, extend, or withdraw the $300 cash offer at any time, and it
cannot be used in conjunction with any other offer or discount for the same
product, except the New to Canada Banking Package. All amounts are in Canadian
dollars unless otherwise noted. Other conditions may apply.

For information about Chequing Account transactions and a complete list of
account fees, see About Our Accounts and Related Services.

Offer 2: Savings $50 Cash T&Cs

◊ The $50 Savings account cash offer is available to Canadian residents that are
the age of majority at the time of the New Savings Account opening in their
province or territory. To earn the $50 cash offer, a New eligible TD Chequing
account customer must:

 1. Open a TD All-Inclusive Banking Plan or a TD Unlimited Chequing Account
    between February 1, 2023, and May 31, 2023, and
 2. Open a new TD ePremium Savings Account or TD Every Day Savings Account (the
    New Savings Account) by May 31, 2023, and
 3. Complete one of the following with the New Savings Account:
    1. Set up a Pre-authorized Transfer Service with your first transaction
       processed by July 26, 2023. The Pre-authorized Transfer Service must
       occur either weekly, biweekly, monthly, or twice per month.
    2. Set up Simply Save with your first transaction processed by July 26,
       2023.

The following are not eligible for the $50 Savings account cash offer:

 1. Customers who already have a TD Savings account as of January 31, 2023, or
 2. Customers who had a TD Savings account that was closed on or after February
    1, 2022, or
 3. TD staff members or any TD customers who has a joint account with a TD staff
    member.

The $50 cash will be deposited into the New Chequing Account within 12 weeks
after all conditions have been met, provided that the New Chequing Account and
New Savings Account are still open, in good standing, with all conditions
continuing to be met. For any New Savings Account that is a joint account, at
least one account holder on the New Savings Account must meet the eligibility
requirements.  Limit of one $50 cash offer per customer per New Savings Account.
For information about transactions and a complete list of account
fees, see About Our Accounts and Related Services.

Offer 3: Overdraft Protection Service (ODP) $50 Cash T&Cs

∞The $50 cash offer for Monthly Plan Overdraft Protection or Pay As You Go
Overdraft Protection (ODP) is available to Canadian residents that are the age
of majority in their province or territory at the time of the approval of the
ODP. To earn the $50 cash offer, a New Chequing Account customer must:

 1. Open a TD All-Inclusive Banking Plan or a TD Unlimited Chequing Account
    between February 1, 2023, and May 31, 2023, in accordance to Offer 1, and
 2. Apply, be approved, and add Overdraft Protection service (Pay As You Go
    Overdraft Protection is not available for Quebec residents) to the New
    Chequing Account by May 31, 2023, and
 3. Keep the new Overdraft Protection service, active and in good standing for
    30 days after approval.
 4. The offer is not available to:
    1. Customers who already have a TD Chequing Account with Overdraft
       Protection service in place on January 31, 2023, or
    2. TD staff members or any TD customers who has a joint account with a TD
       staff member.

The $50 cash will be deposited to the New Chequing Account within 12 weeks after
all conditions have been met, and the Overdraft Protection is still open, in
good standing, with all conditions continuing to be met. Limit of one $50 cash
offer per customer per New Chequing Account with Overdraft Protection. For any
New Chequing Account that is a joint account, all account holders on the New
Chequing Account must meet the ODP eligibility requirements. Each account holder
must be age of majority in their province of residence to apply for ODP and is
subject to credit approval.

Monthly Plan Overdraft Protection service fee is $5 a month on TD Unlimited
Chequing Account and TD All-Inclusive Banking Plan. Fee for Pay As You Go
Overdraft Protection is $5.00 for each eligible overdraft transaction (maximum
of $5.00 a day regardless of number of overdraft transactions). Amount in
overdraft is subject to an interest rate of 21% per annum.  ODP fees and
interest rate are current as of May 24, 2022, unless otherwise indicated and
subject to change. For more information and a complete list of account fees and
Overdraft Protection Service Fees, see About Our Accounts and Related Services.

1 You pay no monthly fee if you have the minimum monthly balance indicated or
more in your account at the end of each day in the month.

2 For more information about transactions and a complete list of account
fees, click here for Account and Other Related Service Fees. For information on
our general services, please view our General List of Services.

3 Subject to credit approval. First-year Annual fee discount applies only to the
Primary Cardholder for your choice of a new (to you) TD Credit Card from one of
the following – TD® Aeroplan® Visa Infinite* Card, TD® Aeroplan® Visa Platinum*
Card, TD First Class Travel Visa Infinite Card, TD Platinum Travel Visa Card or
TD Cash Back Visa Infinite Card, provided you maintain a TD Unlimited Chequing
Account in good standing for the first year. All other fees and charges
applicable to the selected and approved TD Credit Card Account continue to
apply.

4 Subject to credit approval. Annual Fee rebate applies only for the Primary
Cardholder of one of the following new (to you) TD Credit Cards - TD®
Aeroplan®Visa Infinite* Card, TD® Aeroplan® Visa Platinum* Card, TD First Class
Travel Visa Infinite* Card, TD Platinum Travel Visa* Card or TD Cash Back Visa
Infinite* Card, and for one Authorized User Card for the same TD Credit Card
Account for as long as the All-Inclusive account remains open and in good
standing. All other fees and charges applicable to the selected and approved TD
Credit Card Account continue to apply.

5 You may pay a fee to the ATM provider, and for foreign currency withdrawals at
an ATM outside of Canada you will pay the foreign exchange related fee.

6 The TD app and the TD MySpend app are free to download, however standard
wireless carrier message and data rates may apply.

7 You are responsible for ensuring the mobile phone number we have on file is
accurate and notifying us of any changes. We will send the TD Fraud Alert text
message instantly upon detection of suspicious activity; however, receipt of the
text message may be delayed or prevented due to a variety of factors such as
technology failures, service outages, multiple third party involvement. TD Fraud
Alert text messages will only be sent to customers who have a Canadian mobile
phone number and a Canadian mailing address in their TD customer profile.

8 Cheques must be drawn on a Canadian financial institution. Cheques payable in
Canadian currency must be deposited to an eligible Canadian dollar account and
cheques payable in U.S. currency must be deposited to an eligible U.S. dollar
account.

®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under
licence.

Eligible Credit Cards

TD® Aeroplan® Visa Infinite* Card
TD® Aeroplan® Visa Platinum* Card
TD First Class Travel Visa Infinite Card
TD Platinum Travel Visa Card
TD Cash Back Visa Infinite Card

The TD Unlimited Chequing Account must be kept in good standing for the first
year. Terms and conditions apply3.

Eligible Credit Cards

TD® Aeroplan® Visa Infinite* Card
TD® Aeroplan® Visa Platinum* Card
TD First Class Travel Visa Infinite Card
TD Platinum Travel Visa Card
TD Cash Back Visa Infinite Card

The All-Inclusive Banking Plan must be kept open and in good standing. Terms and
conditions apply3.

To be considered a “new TD Chequing customer”, you must not have an existing TD
Chequing account.


TD UNLIMITED CHEQUING ACCOUNT ADDITIONAL OFFER

Open a TD Unlimited Chequing Account and add two of the following options to
earn up to $100◊ ∞ in addition to the $300 offer.

slide 1 of 2

 * TD Everyday Savings Account
   ($50 bonus offer◊)
   
   
   
   To be eligible for this offer, you must be a first-time Savings customer and
   set up a Pre-Authorized Transfer Service with your first transaction
   processed by July 26, 2023.
   
   OR enroll in the Simply Save program by July 26, 2023.

 * Overdraft Protection
   ($50 bonus offer∞)
   
   
   
   To be eligible for this offer, apply, be approved, and add Overdraft
   Protection to the New Chequing account by May 31, 2023. Keep your account
   active and in good standing for 30 days after opening.


SELECT THE TD UNLIMITED CHEQUING ACCOUNT AND VIEW BONUS OFFERS


TD ALL-INCLUSIVE BANKING PLAN ADDITIONAL OFFER

Open a TD All-inclusive Banking Plan and add two of the following options to
earn up to $100◊ ∞ in addition to the $300 offer.

slide 1 of 2

 * ePremium Savings Account
   ($50 offer◊)
   
   
   
   To be eligible for this offer, you must be a first-time Savings customer and
   set up a Pre-Authorized Transfer Service with your first transaction
   processed by July 26, 2023..
   
   OR enroll in the Simply Save program by July 26, 2023.

 * Overdraft Protection
   ($50 offer∞)
   
   
   
   To be eligible for this offer, apply, be approved, and add Overdraft
   Protection to the New Chequing account by May 31, 2023. Keep your account
   active and in good standing for 30 days after opening.


SELECT THE TD ALL-INCLUSIVE BANKING PLAN AND VIEW BONUS OFFERS

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