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Credit Endurance

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THE CREDIT
ENDURANCE LAB

We lift your credit problems. Let’s help you bring your financial dream to
reality. 

Join Now


YOUR CREDIT DOES NOT HAVE TO SUFFER!

We are a credit repair company that provides engaging financial resources to
ensure that consumers are able to live a better life. This we do by focusing on
the accuracy of consumer credit reports. We become your voice to ensure the
proper reporting of your credit reports. We take pride in the effort we have put
into building a truly efficient, customer-friendly organization. 

Give us a call


OUR COMMITMENT

Our Mission is to help our clients attain freedom from financial problems and
provide the best affordable credit solutions possible.

Our goal is to provide professional credit service and help our customers leave
the past behind them having confidence in their credit and power.




WE ARE PROGRESSING

Active Clients
Resolved Cases
Recommendations


START YOUR FINANCIAL JOURNEY TODAY!

ONLY $99. Bring your financial dream to reality!

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FAQS


WHY SHOULD I CARE ABOUT MY CREDIT REPORTS ACCURACY?

Your credit report defines if you can acquire a home loan, vehicle financing,
credit card rates and even affordable car insurance! The misconception among
most Americans is that we have just the one credit report. Each of the three
main credit bureaus (TransUnion, Equifax and Experian) has their own credit
report to show. Over 75 percent of credit reports contain errors and it is
extremely important that you review all three credit reports to make sure the
information is up to date and accurate! A lender may pull just one of your
reports or all three when considering a loan, so it is paramount that you keep a
close eye on ALL 3 reports.


HOW CAN I DISPUTE AN ERROR ON MY OWN?

If you find information that you believe is inaccurate, you should dispute the
item with the credit bureau. If said error appears on more than one report, you
need to file a dispute with each on separately.

Even though you can always file your dispute online, it is highly recommended to
dispute errors via mail!

Using certified mail to send a dispute gives you access to a paper trail that
shows that your dispute was received. According to the FCRA, credit bureaus have
30 days to investigate and update you with their findings and result.  Some
people don’t always have the time to sit down and type up multiple disputes to
multiple bureaus and balance the responses and logging with their work and home
schedule. No worries, we are here to help!


WHAT AFFECTS MY CREDIT SCORE AND WHY ISN’T IT RISING?

There are many things that can affect your credit score, but for now let’s go
over the main negative and positive factors.

-Negative- Collections, Charge- offs, Repos, Loans, Delinquent accounts, closed
account, Medical Bills and Late Payments.

-Positive- Long and Positive Credit History, Low Credit Utilization, Positive
Trade Lines, On-Time Payments and Paying More Than the Monthly Minimum On
Payments.

Each person’s credit report is different and each item on the report holds a
different weight. If your score isn’t rising or is declining slowly; the main
issue causing this is simply that the weight of the negatives is outweighing the
positives. If you have been making your payments on time, but your credit
utilization rate is above 30% then you may see a slow increase. If you are to
remove any negative items but don’t have much positive credit recorded
underneath, then you may experience a small decline in your score or a very
small increase. On the other hand, if you remove many negative items and
underneath you DO have positive credit, your score will rise 90% of the time!


WHAT ARE SOME COMMON ERRORS ON CREDIT REPORTS?

Let’s Make A List!

 * Names- Is your name listed correctly or are multiple names present?
 * Is your address accurate and up to date?
 * Are items listed properly or missing?
 * Manner of Payment- This one is a little difficult to start looking for at
   first, but we have a handy dandy video to show how to find these
   discrepancies! – MOP Mistakes
 * Do you not recognize an account/ is the account even yours?


USEFUL LINKS

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CONTACT US

 * contactus@creditendurance.com
 * +1 813-331-5346

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