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Health


HEALTH SPENDING TO OUTPACE U.S. ECONOMIC GROWTH


MEDICARE PROJECTS THE NATION'S HEALTH EXPENDITURES WILL RISE 5.4 PERCENT
ANNUALLY OVER NEXT DECADE

--------------------------------------------------------------------------------

By

Dena Bunis,

 
AARP

6 Comments
En español
Published June 27, 2023
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The cost of health care in the United States will grow more than the annual
increase in the nation's gross domestic product (GDP) over the next decade, even
as Medicare enrollees should start seeing savings as the provisions of the new
prescription drug law begin to take effect, according to a health spending
report from the Centers for Medicare & Medicaid Services (CMS).


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The annual report projects that from 2022 to 2031, total U.S. health
expenditures will grow by an average of 5.4 percent a year compared to an
estimated 4.6 percent increase in the GDP, on average, over that same time
period. GDP represents the value of all finished goods and services produced in
the U.S.

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The report also finds that while an all-time high of 92.3 percent of the
population was estimated to be insured in 2022, that percentage is projected to
drop in the coming years. Due to the expiration of the COVID-19 Medicaid rules
and the expected expiration in 2025 of some Affordable Care Act expanded access
provisions, the share of the population with health care coverage should dip to
91.2 percent in 2025 and 90.5 percent in 2031.



Out-of-pocket prescription drug spending for Medicare Part D enrollees is
projected to decline by 5.9 percent in 2024, 4.2 percent in 2025 and another
0.2 percent in 2026.  Savings for these Medicare beneficiaries will result as a
number of provisions of the new health law kick in, including the limits on Part
D drug prices this year, elimination of the cost-sharing requirement for
enrollees whose medication spending reaches the catastrophic phase and the
implementation in 2025 of the $2,000 annual cap on out-of-pocket Part D
spending. In addition, beneficiares who take certain high-price prescription
drugs will begin to see some savings once the Medicare negotiation process
begins to take effect in 2026.




OTHER FINDINGS IN THE REPORT INCLUDE:

 * Medicare costs are expected to grow by 7.5 percent a year between 2022 and
   2031. In 2025, Medicare spending is projected to increase by 8.9 percent, in
   part because of the prescription drug out-of-pocket cap. By 2030 and 2031,
   Medicare spending growth is estimated to slow to 6.8 percent a year. The
   actuaries also project that Medicare enrollment growth will begin to slow
   because the last of the baby boom generation will be enrolling in the program
   by 2029.

 * Private health insurance spending is projected to grow by an average of 5.4
   percent a year over the next decade. 

 * Prescription drug spending is estimated to grow 4.6 percent a year from 2022
   to 2031. 

 * Growth in physician and clinical services spending is projected to increase
   by 5.3 percent a year.

 * Annual growth in hospital spending is expected to average 5.8 percent.


%{postComment}%

Dena Bunis covers Medicare, health care, health policy and Congress. She also
writes the Medicare Made Easy column for the AARP Bulletin. An award-winning
journalist, Bunis spent decades working for metropolitan daily newspapers,
including as Washington bureau chief for The Orange County Register and as a
health policy and workplace writer for Newsday.

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Millions Skimp on Prescription Meds Due to Cost

An estimated 9.2 million adults cut back on prescriptions to save money in 2021



Feds Crack Down on Medicare Advantage Marketing

Celebrity endorsers must identify whom they represent and not mislead potential
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Financial Health of Medicare Trust Fund Improves

Trustees project solvency until 2031, but Congress still must act for the long
term





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Health & Wellness

The National Hearing Test

Members can take a free hearing test by phone

Learn More
See more Health & Wellness offers >
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Health & Wellness

AARP® Staying Sharp®

Activities, recipes, challenges and more with full access to AARP Staying Sharp®

Learn More
See more Health & Wellness offers >
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234
 * 
 * 
 * 
 * 


 * Magazines & Resources
   
   AARP Rewards
   
   Learn, earn and redeem points for rewards with our free loyalty program
   
   Learn More
   See more Magazines & Resources offers >
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 * MEMBERS ONLY
   Health & Wellness
   
   AARP® Dental Insurance Plan administered by Delta Dental Insurance Company
   
   Dental insurance plans for members and their families
   
   Learn More
   See more Health & Wellness offers >
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 * Health & Wellness
   
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