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 * Personal
   Personal banking at ANZ
   
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   Bank accounts
   
   Credit cards
   
   Home loans
   
   Personal loans
   
   Insurance
   
   KiwiSaver and investments
   
   Ways to borrow
   
   Travel and foreign exchange
   
   You might be interested in
   
    * Banking during COVID-19
    * Tools and calculators
    * Private bank
    * Moving to New Zealand
    * Financial wellbeing
    * Rates, fees and agreements

 * Business
   Business banking at ANZ
   
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   Join ANZ Business
   
   Contact business specialists
   
   Accounts and cards
   
   Borrow
   
   Manage your banking
   
   International business
   
   Resources and insights
   
   Biz Hub
   
   You might be interested in
   
    * Business insurance
    * Webinars
    * Economic and market research
    * Receive payments

 * Institutional
   Institutional banking at ANZ
   
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   Relationship management
   
   Transaction banking
   
   Markets
   
   Finance and capital raising
   
   Online services
   
   International business
   
   Trade and supply chain
   
   You might be interested in
   
    * Contact our relationship managers
    * Economics and market research
    * Business insights
    * Rates, fees and agreements

 * Banking with ANZ
   How to bank with ANZ
   
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   Join ANZ
   
   Ways to bank
   
   Ways to pay
   
   Financial wellbeing
   
   Guide to banking safely
   
   A-Z Review
   
   COVID-19 help
   
   You might be interested in
   
    * Help and support
    * Financial hardship assistance
    * Rates, fees and agreements

 * Find ANZ
 * Contact
 * Search



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WAYS TO BANK UNDER COVID-19 ALERT LEVELS

From banking online, over the phone or accessing an ATM.

How to bank during lockdown

Eligibility criteria, terms and conditions apply.





Selected branches across Aotearoa New Zealand will be open as we move through
COVID-19 Alert Levels. See branch availability during lockdown




COVID-19 help

Personalise your Visa Debit card

KiwiSaver

Foreign exchange rates

Term Deposits

Interest rates, fees, terms and conditions









HOME LOANS



Whether you’re looking to buy your first home, your next home or pay off your
loan faster we can help with practical tools and guides and great rates.



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1 YEAR FIXED RATE SPECIAL*

2.60

%p.a.
All fixed term home loan rates


3 YEAR FIXED RATE SPECIAL*

3.40

%p.a.
All fixed term home loan rates


FLOATING RATE

4.44

%p.a.
Floating rate home loans






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*Special interest rate requires minimum 20% equity and an ANZ transaction
account with salary direct credited, otherwise standard rate applies. Not
available with package discounts.

ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees
are subject to change.  



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Calculate your mortgage repayments
What you need to know when buying a home
Compare home loan types









HOW WE CAN HELP WITH FINANCIAL WELLBEING




FINANCIAL WELLBEING STARTS WITH KNOWING YOUR SCORE

Realising your longer term financial goals requires understanding where you’re
at right now. Ready to see how you're doing?


Get your score







GET YOUR SAVINGS OFF THE GROUND

Set yourself a plan because sure and steady wins the savings race. Find out how
to create your savings goals.


Start saving








PAY OFF YOUR HOME LOAN FASTER

It's all about small changes, like how you structure your loan, or how you repay
it, it all adds up. See how ANZ and our Home Loan Coaches can help.


Pay off your home loan faster










PERSONALISE YOUR ANZ VISA DEBIT CARD

Choose from your favourite selfie, a photo of your pet or choose from one of our
gallery images1 to create a personalised ANZ MyPhoto Visa Debit card2. It's easy
and fun to create.

You must be 13 years or over to apply for an ANZ Visa Debit card.


Upgrade to an ANZ MyPhoto card











HOW WE MAKE BANKING EASIER

We have lots of ways for you to manage your money anytime, anywhere, with the
ANZ goMoney mobile app, Internet Banking and Automated Phone Banking3.

Whether that's checking your balance, moving money between accounts or making
payments, you can do your banking where and when it's convenient for you.

Ways to bank with ANZ






IMPORTANT INFORMATION

This material is for information purposes only. We recommend seeking financial
advice about your situation and goals before getting a financial product. To
talk to one of our team at ANZ, please call 0800 269 296, or for more
information about ANZ’s financial advice service or to view our financial advice
provider disclosure statement see anz.co.nz/fapdisclosure

1.

There are some restrictions around which image you may upload if you don't
choose one of our gallery images. See our full Image criteria.

2.

Your existing EFTPOS card will be replaced with an ANZ MyPhoto Visa Debit card.
The Visa Debit annual card fee will be waived if the card is linked to an ANZ
Freedom or ANZ Jumpstart account. It will also be waived for the first 12 months
for a new card linked to an ANZ Go account (after 12 months you will be charged
an annual card fee of $10). For all other accounts you will be charged an annual
card fee of $10.

3.

Eligibility criteria and terms and conditions apply to ANZ Internet Banking, ANZ
goMoney, ANZ Phone Banking and Pay to Mobile. See our Electronic Banking
Condition (PDF 129KB) for more information.








WE'RE HERE TO HELP

CONTACT US

Call us or send us a message

FIND US

Find an ATM or Branch

HELP AND SUPPORT

Find answers quickly

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About ANZ

About us

News and media releases

Careers

Investor information

Economics and market research



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Privacy at ANZ

Website terms of use

Disclosure statements

Terms and conditions

Rates, fees and agreements

© ANZ Bank New Zealand Limited. All rights reserved. ANZ’s Process Blue is a
registered Trade Mark of ANZ.