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 * FORBES MEDIA PRIVACY STATEMENT
   


   
 * Select Privacy Statement Language: English Chinese
   

   

 * Last updated: July 1, 2024
   
   Forbes Media LLC ("Forbes", "Company", "we", "our", or "us") understands that
   privacy is important to our users. This Privacy Statement describes our
   practices regarding the collection, use, sharing, and protection of your
   personal information in connection the services, products, features, and
   offerings we provide to you (the "Services"), including without limitation
   our print magazine subscriptions, and our digital Services like Forbes.com,
   Forbes mobile applications, Forbes newsletters, Forbes games, podcasts, and
   Forbes' other digital sites, communications, and media (the "Site")
   (collectively, the "Properties"). This Privacy Statement also tells you about
   the rights and choices you have with respect to your personal information,
   how you can assert those rights, and how you can contact us to get answers to
   your questions.
   
   With respect to the personal information that our clients and their vendors
   collect from you outside of our Properties and/or Services ("Service Data"),
   where permitted by law, we generally process such information only as a
   "service provider" or "data processor" (as those terms are defined under
   applicable data protection laws) on behalf of our clients, who act as the
   "business" or "data controller" (as those terms are defined under applicable
   data protection laws). Our clients—for example, companies that use our lead
   generation services—are the parties that control the use of the Service Data
   and determine the purposes for which we process such information. While this
   Privacy Statement describes how we process Service Data on behalf of our
   clients, our clients are responsible for their own practices in collecting,
   using, and disclosing information they collect from you. To learn more about
   such clients' use of your information and your rights that you may have over
   such information, please consult the privacy policy of the applicable company
   or publisher.
   
   Please note that our privacy practices are subject to the applicable laws of
   the regions in which we operate. Accordingly, some additional region-specific
   terms will only apply to individuals in those locations, or as required by
   applicable laws.
   
   For more information about how users with disabilities can access this
   Privacy Statement in an alternative format, please contact
   privacyteam@forbes.com or 866-536-7262.
   
   BY USING OR ACCESSING THE PROPERTIES, YOU AGREE TO THIS PRIVACY STATEMENT. IF
   YOU DO NOT AGREE WITH OUR POLICIES OR PRACTICES, YOU SHOULD NOT USE OR ACCESS
   THE PROPERTIES OR PROVIDE US WITH ANY PERSONAL INFORMATION.
   
   Quick Links
   
   What Our Privacy Statement Covers
   Personal Information We Collect from You
   How We Collect Your Personal Information
   How We Use Your Personal Information
   How We Disclose Your Personal Information
   Data Security
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   Interest-Based Advertising
   Your Choices
   Cross-Border Data Transfers
   Law Enforcement Requests
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   Contacting Us
   California Privacy Rights
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   Privacy Rights
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   Personal Information Processing Chart
   
   
   
   WHAT OUR PRIVACY STATEMENT COVERS
   
   This Privacy Statement applies only to user information collected or created
   by us or shared with us in relation to our Properties or Services. While you
   may encounter links on the Properties to other websites, such as those
   relating to our third-party sponsors, advertisers, and other partners (e.g.,
   our affiliate network operators), including when you sign into Forbes.com
   using a social media or digital wallet service, please note that these
   websites are not covered by this Privacy Statement (unless otherwise noted on
   such site, which may be the case if, for example, the site is also owned and
   operated by Forbes).
   
   We may provide different or additional privacy notices in connection with
   certain activities, programs, and offerings (for example, if you submit a job
   application through the Properties). Additionally, we may provide additional
   "just-in-time" notices or notices at collection that may supplement or
   clarify our privacy practices or provide you with additional choices
   regarding your personal information.
   
   This Privacy Statement does not apply to the activities of Forbes'
   third-party sponsors, advertisers, and other partners (e.g., our affiliate
   network operators) that may collect your personal information while you
   access or use such third party's services in connection with your use of our
   Properties (e.g., social media and sharing services, digital wallet logins,
   widgets, and/or interactive mini-programs that run on the Properties). This
   Privacy Statement also does not apply to Forbes' third-party licensees, who
   manage and run their own Forbes-branded services and sites, some of whom the
   Properties link out to. The privacy and information practices of those third
   parties are not covered by this Privacy Statement. To learn more about the
   policies of such third parties, we encourage you to read and review the
   privacy statements of each third-party service that you may choose to use.
   
   We offer widgets that are hosted on the Properties, such as our embeddable
   video player. Use of the Forbes.com widgets is subject to our Site's Terms of
   Use, but downloading or embedding these widgets on other websites is not
   covered by this Privacy Statement.
   
   
   
   PERSONAL INFORMATION WE COLLECT FROM YOU
   
   We use the term "personal information" – also called "personal data" or
   "personally identifiable information" in the laws of some jurisdictions – to
   refer to information that reasonably identifies, relates to, describes, or
   can be associated with you. The following are categories and types of
   personal information that we may collect from or about you, depending on how
   you interact with the Properties:
   
    * Identifiers, such as your name and email address;
   
    * Contact information, such as your mailing address and telephone number;
   
    * Payment information, such as credit or debit card information;
   
    * Transaction or Commercial information, such as your subscriptions and
      purchases with us or your digital wallet address;
   
    * Profile information, such as photos, videos, or other information about
      you and your interests posted or included in connection with a user
      profile;
   
    * Job and employment information, such as the name of your company,
      industry, and job title;
   
    * Education information, such as school attended and degree obtained;
   
    * Preferences, such as marketing and privacy preferences and choice of
      subscription;
   
    * Device and online identifiers and related information, including internet
      protocol (IP) address, mobile ad identifiers, data collected from cookies,
      beacons, and pixel tags, and similar unique identifiers;
   
    * Internet or other electronic network activity information, including, but
      not limited to browsing history, search history, Forbes game statistics
      (like your score, time played, winning streak, and ranking compared to
      other players), and information regarding your interaction with an
      internet website, application, email, mobile app, or advertisement;
   
    * Geolocation or other information that permits us to determine your
      location;
   
    * Demographic information, such as your age or the gender you identify as;
   
    * Inferences we may create about you;
   
    * Any other personal information that you or somebody on your behalf
      voluntarily provide us.
   
   If you interact with us on social media or use features such as plugins,
   widgets, or other tools made available by social media platforms or networks
   in connection with our Properties, or if you choose to sign up for a paid
   subscription via your social media profile, we may collect information that
   you share with us on social media or that such platforms share with us.
   Please review the privacy policies and settings of the social media platforms
   and networks that you use for more information about their privacy practices.
   For additional information, see the section titled Third-Party Sources below.
   
   If you choose to log into one of our Properties using a digital wallet, we
   may collect public data points such as your wallet address, the blockchain
   your wallet is on, your wallet's transactions and transaction history, and
   whether your wallet holds a Forbes digital collectable.
   
   Where you sign-up for paid subscriptions as a gift option (e.g., on behalf of
   a friend or colleague, the gift recipient), you may provide us with personal
   information on behalf of the gift recipient.
   
   
   
   HOW WE COLLECT YOUR PERSONAL INFORMATION
   
   Personal Information You Provide
   
   We collect personal information that you provide to us directly. This may
   include, but is not limited to, information you provide:
   
    * When you contact us via phone, email or text message, or through other
      Internet-enabled communications;
   
    * When you subscribe to one of our print or digital Services;
   
    * When you register to become a member of the Site or create a user profile;
   
    * When you register for one of our live or virtual events;
   
    * On your member profile page and public profile URL (for example, if you
      choose to add content to your profile page, such as photos, videos or
      other information about you and your interests);
   
    * To enter into a sweepstakes, contest, or promotion, or to apply for
      consideration in connection with a Forbes list or similar accolade (e.g.,
      Under 30 list applications);
   
    * When you order something from the Properties or one of our co-branded
      websites;
   
    * When you post content to the Properties;
   
    * In your response to surveys that you choose to complete for us;
   
    * If you log into one of our Properties with your digital wallet;
   
    * When you make search queries or play games on the Properties; and
   
    * When you otherwise voluntarily provide us with personal information on or
      through the Properties.
   
   
   
   You always have the option not to provide the information we request. If you
   choose not to provide the information we request, you can still access and
   use portions of the Properties, but you may be unable to access certain
   options and services, such as paid subscription content. If you wish to
   provide user information to us about a third party, such your friend or
   colleague, in connection with a referral, gift subscription, corporate
   subscription, recommendation, nomination (e.g., Under 30 list nomination), or
   other purpose, please only do so if you have the permission of that third
   party. When you register or become a member of the Site or provide
   information to Forbes in any other manner, you agree to provide only true,
   accurate, current and complete information.
   
   
   
   Personal Information We Collect Automatically
   
   When you visit our Properties, open or click on emails we send you, or
   interact with our advertisements or games, we or third parties we work with
   may automatically collect certain information using technologies such as
   cookies and other tracking technologies described below.
   
    * Cookies and Similar Technology
   
   "Cookies" are pieces of information that may be placed on your device by a
   website for the purpose of collecting data to facilitate and enhance your
   communication and interaction with that website. Such data may include, for
   example, the address of the websites you visited before and after you visited
   our Properties, the type of browser you are using, your Internet Protocol
   (IP) address, what pages in the Properties you visited and what links you
   clicked on, the region where your device is located, and geographic
   information based on your IP data. We may store some information on your
   device or device hard drive as a cookie or similar type of file (such as
   clear gifs, pixels, web beacons, tags, and similar technologies that work on
   mobile devices) to collect data related to usage of the Properties. We may
   also use cookies to customize your visit to the Properties (including our
   emails) and for other purposes to make your visit more convenient or to
   enable us to enhance the Properties. 
   
   Cookies fall into the subcategories below:
   
    * Required (sometimes referred to as "Essential"). Certain cookies are used
      for specific purposes that are essential to your secure use and navigation
      of the Properties so that we are able to provide you with the services you
      request. Without them, Forbes may not be able to provide core Property
      functions and features to you, and the Property would not operate as well
      as you or Forbes would like. For example, they enable core functions like
      carrying out network transmissions and enabling you to log in to our
      systems. They also enable us to comply with legal obligations in regions
      with laws that apply to cookies, like by maintaining your cookie consent
      choices in regions that require consent or, in opt-out regions, by
      preventing advertising-related or other optional digital trackers from
      being placed on your browser or device if you have opted out. These
      cookies collect and use information such as your server preferences,
      single-session data and corresponding identifier, web beacons and log
      files (detailed below), and other credential-related information. Required
      cookies cannot be switched off on our Properties.
   
    * Functional. Other cookies may be used to collect and process information
      about your preferences and similar choices in connection with the
      Properties in order to allow us to provide enhanced functionality,
      customization and personalization, such as by remembering your login
      information or other choices or by providing you with more personalized
      features (e.g., various local preference settings; which
      geographically-customized version of the Properties and related content
      you may prefer). Functional cookies include social media cookies, which
      collect information about your social media usage and other data you may
      have provided in connection with such usage (if you access the Site
      through a social media website or mobile application, you may have social
      media cookies). If you wish to modify or change your social media cookies,
      please visit and review the settings on your applicable social media
      account(s).
   
    * Analytics. These cookies allow us to better understand our users' actions
      and interests, for instance, by tracking clicks, visits, and traffic
      sources so we can measure and improve the performance of our Properties
      and services. This allows us to provide a high-quality experience by
      customizing our offerings and quickly identifying and fixing any issues
      that arise. For example, we might use analytics cookies to keep track of
      which pages are most popular, which method of linking between pages is
      most effective, and to determine why some pages are receiving error
      messages.
   
    * Advertising. To help support the Properties and further tailor your
      experience, Forbes and its advertising partners (and/or their third-party
      analytics providers) may also use cookies on the Properties (including in
      emails) to personalize the content and advertisements you may be shown.
      Such advertisements use cookies to provide you targeted advertisements
      that may be more consistent with your interests than non-targeted
      advertisements. Certain Forbes advertising partners may also use cookies
      to monitor or track the performance of their advertising content,
      including native advertising content (e.g., BrandVoice), including how you
      interact with the advertising content, even in situations where the ad is
      displayed on another site. If you do not allow these trackers on our
      Properties, you may still receive advertisements, but you may receive less
      relevant advertising or content.
   
   In certain countries and U.S. states, you can opt out or set preferences
   regarding cookies using our cookie management tool when a device you utilize
   visits our Properties. You may also be able to set preferences related to
   certain interest-based advertisements and targeted ads by using tools
   provided by self-regulatory programs like the Digital Advertising Alliance
   (DAA) program at www.aboutads.info/consumers and the Network Advertising
   Initiative at http://optout.networkadvertising.org/. To learn how, please see
   the Your Choices section below.
   
   The Properties' web and ad servers log information about a user's IP address,
   browser type, and the current URL the user is requesting. This information is
   always provided by a user's browser and automatically logged by most
   websites. These log files are stored in a secure location and used for
   internal business purposes such as internal analysis of traffic patterns
   within our Properties.
   
    * Clickstream Data
   
   As you use the Internet, a trail of electronic information is left at each
   website you visit. This information, which is sometimes referred to as
   "clickstream data," can be collected and stored by a website's
   server. Clickstream data can tell us the type of computer and browsing
   software you use and the address of the website from which you linked to the
   Properties. We may collect and use clickstream data as a form of aggregate
   information to anonymously determine how much time visitors spend on each
   page of our Properties, how visitors navigate throughout the Properties, and
   how we may tailor our web pages to better meet the needs of visitors. This
   information will be used to improve our Properties.
   
    * Analytics
   
   We may work with third-party vendors who use the technologies described in
   this section to conduct website analytics to help us track and understand how
   visitors use our Properties. One such provider is Google Analytics, a web
   analytics service provided by Google LLC ("Google"). Google Analytics uses
   cookies to help analyze how users use the Properties. The information
   generated by these cookies about your use (including your IP address) will be
   transmitted to and stored by Google on servers in the United States. Google
   will use this information for the purpose of evaluating your use of the
   Properties, compiling reports on activity for its staff, and providing other
   services relating to web page activity and internet usage. Google may also
   transfer this information to third parties where required to do so by law, or
   where such third parties process the information on Google's behalf. You may
   refuse the use of such cookies by selecting the appropriate settings in your
   browser. By using the Properties and accepting cookies, you consent to the
   processing of data about you by Google in the manner and for the purposes set
   out above. Please refer to the currently available opt-outs for Google
   Analytics by visiting https://tools.google.com/dlpage/gaoptout/.
   
    * Service Data
   
   We may obtain Service Data from or on behalf of our clients and their
   vendors, which we process on behalf of our clients in accordance with our
   contracts with them.
   
    * Third-Party Sources
   
   From time to time, we may collect personal information about you from third
   party sources (including data append services such as public or social graph
   data, data co-ops, or social media websites if you have chosen to log in or
   connect your social media with our Properties) which we will use for our
   business or commercial purposes (for example, in order to contact you and/or
   to better serve you with content or promotions). However, we will only use
   this information where these third parties either have your consent or are
   otherwise legally permitted or required to disclose your personal information
   to us. We may also collect publicly available information from third party
   sources. To the extent that such information constitutes personal
   information, we shall use such it in accordance with this Privacy Statement
   or as permitted by law.
   
   When you sign into our Properties or purchase a paid subscription on our
   Properties using a social media log-in, you give permission to that social
   media company to share certain information with us. For example, if you sign
   in or purchase a subscription using Facebook or LinkedIn, you give permission
   to Facebook or LinkedIn (as applicable) to share with us your email address
   and certain other information in your social media profile that you have
   designated as public. This will be limited to your full name, age range,
   profile picture (if you have one) and link to your Facebook or LinkedIn
   profile (as applicable). If you log in or purchase a subscription using your
   Google account, you give Google permission to share personal information with
   us that you have made public in your Google profile. This will be limited to
   your full name, your email address (and whether your email has been
   validated), your age range, your profile picture (if you have one) and a link
   to your Google profile. If you log in or purchase a subscription using your
   Apple ID, you give Apple permission to share your personal information with
   us (however, you can choose to hide your email address and Apple will instead
   create a random email address so that your personal email can stay private).
   This email address will be linked to your account and allow you to access
   your subscribed content.
   
   If you log into one of our Properties using a digital wallet, you give that
   wallet provider permission to share certain information with us, including
   public data points such as your wallet address, the blockchain your wallet is
   on, your wallet's transactions and transaction history, and whether the
   wallet holds a Forbes digital collectable.
   
   We will use the information described above to form a profile for your
   account, to enable you to purchase a paid subscription, and/or as otherwise
   set forth in this Privacy Statement. You have the option to later configure
   your Facebook, LinkedIn, or Google settings, or Apple ID to remove
   permissions for Forbes to access to this information. However, this will not
   affect our ability to use the information that we already received when you
   first set up your account (or purchased a subscription) using that social
   media login, so long as we use it for the purposes set forth in this Privacy
   Statement.
   
   We may also obtain personal information of subscribers to Forbes licensees
   after such licensees stop conducting business under the Forbes license.
   
   
   
   HOW WE USE YOUR PERSONAL INFORMATION
   
   We collect and use personal information for the following purposes:
   
   
   
    * To communicate with you, which may include:
      
      * Contacting you about and providing you and our clients with our
        Services;
      
      * Responding to your direct inquiries, requests, issues or feedback, and
        providing customer service;
      
      * Adding you to our mailing or SMS lists and sending you emails, push
        notifications to your digital wallets, or texts from time to time;
      
      * For users who have opted into receiving communications about Forbes'
        third-party partners, sending you information about third-party partners
        that we think you may be interested in;
   
    * To provide our products and services, which may include:
      
      * Operating the Properties, and providing you with any specific services
        that you have requested;
      
      * Creating, maintaining, and otherwise managing your account, profile, or
        subscription;
      
      * Delivering content and product and service offerings relevant to your
        interests;
      
      * Fulfilling your orders and/or completing the transactions you have
        requested, processing your payments, and providing you receipts and
        order updates;
      
      * Providing a game leaderboard or a forum for discussion or community for
        Forbes honorees, asking questions, posting photos and reviews, and
        sharing experiences;
      
      * Considering you for and/or naming you to a Forbes list or other similar
        accolade (e.g., Under 30);
      
      * Organizing and managing live or virtual events;
      
      * Shipping you our print magazine;
      
      * Providing Forbes honorees with online profiles;
   
    * For marketing, advertising, and promotional purposes, which may include:
      
      * Marketing our goods and services or goods and services of those of our
        affiliates, business partners, and other third parties;
      
      * Providing you advertising for products and services that may be of
        interest to you;
      
      * Targeting relevant content and advertising to you on our Properties and
        elsewhere where we may be acting as a third party;
      
      * Administering sweepstakes, contests, and other similar promotions;
      
      * Conducting insights research for ourselves and our clients;
      
      * Tracking clicks on affiliated links;
      
      * Mailing you promotions or advertisements;
   
    * For analytics, enhancement, and personalization, which may include:
      
      * Identifying trends and making inferences about you and your interactions
        with us or our affiliates or our business partners;
      
      * Conducting research and analytics to improve our services and product
        offerings or those of our affiliates and business partners;
      
      * Understanding how you interact with our Services (including our
        Properties), advertisements, and communications with you to determine
        the appeal of our products or services, and to improve our Services and
        marketing campaigns;
      
      * Personalizing your experience to save you time when you visit our
        Properties, and to customize the marketing and advertising that we show
        you;
      
      * Better understanding our customers' needs;
      
      * Providing personalized recommendations about our products and services;
      
      * Enhancing the information we may have with information from third
        parties;
   
   
   
    * For security and fraud prevention, which may include:
      
      * Helping maintain the safety, security, and integrity of our Properties,
        databases and other technology assets, and business;
      
      * Internal research; technological development and demonstration; and
        improving, upgrading, or enhancing our Properties;
      
      * Detecting security incidents; protecting against malicious, deceptive,
        fraudulent, or illegal activity; and prosecuting those responsible for
        that activity;
      
      * Investigating suspected fraud, harassment, or other violations of any
        law, rule, or regulation, or the policies for our Properties;
   
    * To comply with legal obligations, which may include:
      
      * Compliance with legal or regulatory obligations, establishing or
        exercising our rights, and to defending against a legal claim;
      
      * Responding to law enforcement requests and as required by applicable
        law, court order, legal process, or governmental regulation;
      
      * Acting in connection with a bankruptcy proceeding or the sale, merger,
        or change of control of the Company or the division responsible for the
        services with which your information is associated;
   
   
   
    * To support core business functions, which may include:
      
      * Maintaining records related to business process management, sales, loss
        and fraud prevention, and to invoice and collect amounts owing to us;
      
      * Providing and maintaining the functionality of our Properties, including
        identifying and repairing errors or problems; and
   
    * For any additional purposes that you specifically consent to.
   
   
   
   We may collect information that is not personal information ("non-personal
   information"), including information lawfully made available from federal,
   state, or local government records, or aggregate or de-identified
   information. Because non-personal information does not personally identify
   you, we may collect, use, and disclose such information for any purpose
   permitted by law. In some instances, we may combine non-personal information
   with personal information. If we combine any non-personal information with
   personal information, the combined information will be treated by us as
   personal information.
   
   The Properties may offer features that allow you to post content. You should
   be aware that personal information which you voluntarily include and transmit
   online in a publicly accessible blog, forum, social network, or otherwise
   online may be viewed and used by others. As a general reminder, please think
   carefully before you decide to put anything on the Internet. For example, if
   you voluntarily disclose personal information in chat areas or bulletin
   boards (e.g., comment sections), that information could be seen and used by
   others, and may result in unsolicited messages from others. We are not
   responsible for the information you may choose to submit in these public
   forums. To request removal of your personal information from our blog or
   community forum, please contact us using the information provided in the
   section titled Contacting Us. In some cases, for legal retention purposes or
   technical limitations (e.g., the data may not be searchable), we may not be
   able to remove personal information voluntarily disclosed by you in such
   forums, in which case, we will notify you.
   
   With respect to how we use Service Data, we use that information to provide
   Services to our clients.
   
   
   
   HOW WE DISCLOSE YOUR INFORMATION
   
   In addition to using your personal information ourselves, we may send your
   personal information and other information to other companies, affiliates,
   and third parties in the following instances:
   
    * Service Providers
   
   We may share your personal information with service providers who may use
   your information to provide us services including, but not limited to:
   website hosting, data analysis, infrastructure provision, information
   technology services, conducting surveys and contests, customer service, email
   or SMS delivery services, payment processing and recouping, auditing,
   consulting, magazine management and shipping, event management, data
   security, and anti-fraud monitoring. These service providers have access to
   personal information that is necessary to perform their functions, and are
   prohibited from using your personal information for any other purpose.
   
    * Corporate Affiliates
   
   We may share personal information with our corporate affiliates and
   subsidiaries, who process personal information on our behalf as our vendor,
   where necessary to provide a product or service that you have requested or in
   other circumstances with your consent or as permitted or required by law.
   
    * Business and Advertising Partners
   
   We may share personal information with our business partners, which may
   include information shared for the purposes of marketing or interest-based
   advertising. If you provide any user information via an advertiser promotion,
   please be aware you are directly providing your user information to that
   advertiser.
   
   We may share certain event registrant user information with sponsors of our
   live or virtual events (e.g., attendee name, title, company name) or with
   Forbes licensees in circumstances where a licensee works with Forbes in the
   promotion or such an event, subject to applicable law.
   
   We share certain personal information of certain Forbes list nominees and
   honorees with our third-party partners in situations where Forbes partners
   with a third-party in connection with the creation of such lists. In such
   circumstances, the third party will be named.
   
   For Service Data processed on behalf of our clients, like lead generation
   data or data collected in connection with a survey conducted for a client, we
   share the Service Data with our clients.
   
   We also make certain information about our print magazine subscribers
   available for list renters to engage in direct, physical mail marketing, but
   in such circumstances, no personal information is actually made available to
   the renter. Forbes also shares certain personal information about its
   subscribers and visitors with other publishers in connection with data
   co-ops. You can modify your related user information by contacting Forbes as
   indicated in the section Your Choices below.
   
    * Legal Compliance and to Defend Our Rights
   
   We may disclose personal information and other information as we believe
   necessary or appropriate: (a) under applicable law, including laws outside
   your country of residence; (b) to comply with legal process; (c) to respond
   to requests from public and government authorities including public and
   government authorities outside your country of residence; (d) to enforce our
   Terms and Conditions; (e) to protect our operations or those of any of our
   affiliates; (f) to protect our rights, privacy, safety or property, and/or
   that of our affiliates, you, or others; and (g) to allow us to pursue
   available remedies or limit the damages that we may sustain.
   
    * Business Transfers
   
   We may share your personal information and other information with third
   parties in connection with a merger, divestiture, restructuring,
   reorganization, dissolution, or other sale or transfer of some or all of the
   assets of the Company, whether as a going concern or as part of bankruptcy,
   liquidation, or similar proceeding, in which information held by the Company
   about our Properties users is among the assets transferred. In this case, we
   may notify you if applicable law requires.
   
    * Consent
   
   Forbes may disclose your Personal Information to third parties with your
   consent or pursuant to your direction.
   
   DATA SECURITY
   
   We care about the protection of your personal information and use appropriate
   technical and organizational security measures to do so. These measures are
   designed to provide a level of security appropriate to the risk of processing
   of your personal information. 
   
   Your user information is stored on Forbes servers located in the United
   States. We use industry standard physical, electronic, and organizational
   safeguards to protect your user information against loss or theft as well as
   unauthorized access and disclosure to protect your privacy. We employ many
   different security techniques to protect such data from unauthorized access
   by users inside and outside of the company. We also ensure that, in
   accordance with good industry practice, we have in place security measures to
   protect your personal information from interception, including in transit
   between our different systems and devices. This includes having in place
   network protection to deny attackers the ability to intercept data and the
   encryption of your personal information while in transit to deny attackers
   the ability to read data.
   
   Of course, it's important to keep in mind that no data transmission on the
   Internet is guaranteed to be 100% secure. If you are concerned that your
   privacy may have been breached or that your interaction with us is no longer
   secure, please immediately notify us of the problem by contacting us as
   provided below.
   
   
   
   DATA RETENTION
   
   We will retain your user information for as long as we have an ongoing
   legitimate business need to use your user information (for example you have
   an active account with us or to comply with applicable tax, legal, or
   accounting requirements). When there is no longer such a need, we will delete
   it or, if this is not possible (for example, because your personal
   information has been stored in back-up archives), then we will securely store
   your personal information and isolate it from any further processing until
   deletion is possible. We will also delete certain user information we may
   retain about you upon your request.
   
   
   
   INTEREST-BASED ADVERTISING
   
    * Targeted Advertising / Behavioral Advertising
   
   We may ourselves, or with third-party vendors, use personal information to
   deliver targeted advertising to you when you visit other websites or our
   Properties (including emails). Cookies, clickstream data, and other similar
   technologies described above may be used in this process. For example, if you
   are searching for information on a particular product, we or our vendor may
   cause an advertisement to appear on other websites you view with information
   on that product. This form of advertising, sometimes called "targeted
   advertising," "behavioral advertising," or "cross-context behavioral
   advertising," enables us and our vendors to know your interests in connection
   with the delivery of that specific ad. We believe that such advertising is
   helpful because you will see advertisements that are relevant to your
   interests. We comply with the Self-Regulatory Principles for Online
   Behavioral Advertising as administered by the Digital Advertising Alliance
   (DAA). If you would like to opt out of these interest-based advertisements,
   please follow the opt-out process described below under Your Choices.
   
    * Cross Device Matching
   
   We may use information we have collected to help us, or our third-party
   vendors, determine if you have interacted with our Properties across multiple
   devices and to match such devices. To accomplish this, we may rely on
   information (including demographic, geographic, and interest-based data) from
   third parties such as data vendors, pursuant to their own privacy policies,
   or we may use information we collect in conjunction with such third-party
   data. Based on this data, we may then display targeted advertisements across
   devices that we believe are associated and may provide other services to our
   advertisers to better enable cross-device targeting and analysis. For further
   instructions on restricting our use of certain cross-device data, please see
   Your Choices below.
   
   
   
   YOUR CHOICES
   
   Consistent with applicable law, you may exercise the options described in
   this section regarding your choices with respect to your personal information
   and communications from us. You may also have certain additional rights
   available depending on your state or country of residence, as described
   further below.
   
    * Rights and Opt-Outs
   
   Registered forbes.com users may at any time change the information stored in
   their forbes.com member profile (such as name, password, location, country,
   and the topics and authors they are following) by visiting their member
   profile page. You may also request to delete or modify your personal account
   and/or any personal information you may have voluntarily submitted to us
   (e.g., information that you provide to register for a Forbes event) if you
   wish to do so, provided we are able to verify your identity in accordance
   with applicable law.
   
   You may also ask to opt out of direct email marketing, push notifications to
   your digital wallets, and SMS communications from Forbes by following the
   unsubscribe instructions contained in the communication you have received.
   For marketing emails, this is typically through an "unsubscribe" or "opt-out"
   link. To opt out of other forms of marketing, please contact us using the
   information provided in the section titled Contacting Us below.
   
   If you are a resident of the European Economic Area, the United Kingdom,
   Switzerland, California, Colorado, Connecticut, Oregon, Texas, Utah,
   Virginia, or the People's Republic of China, you may have additional rights
   as set forth in the subsequent sections of this Privacy Statement.
   
    * Cookies, Tracking, and Interest-Based Advertising
   
   In certain countries and U.S. states, you can opt out or set preferences
   regarding cookies when a device you utilize visits our Properties, by
   visiting the URL HERE to access our cookie management tool. Please note that
   you will need to set preferences on each device you use to visit our
   Properties.
   
   If you would like to use your browser to stop or restrict the placement of
   non-Required (e.g., non-essential) cookies or flush any cookies that may
   already be on your computer or device, you may also refer to and adjust your
   web browser preferences. Further information on cookies is available at
   www.allaboutcookies.org. By deleting our cookies or disabling future cookies,
   you may not be able to access certain areas or features of our Properties or
   some of the functionality may be affected.
   
   The online advertising industry provides a service through which you may opt
   out of receiving targeted ads from certain data partners and other
   advertising partners that participate in self-regulatory programs. You can
   opt out of targeted advertising from certain providers that participate in
   the Digital Advertising Alliance (DAA) program
   at www.aboutads.info/consumers. Other providers are members of the Network
   Advertising Initiative, and you can opt out of interest-based advertising by
   those members by visiting http://optout.networkadvertising.org/. Please note
   that by opting out, you may continue to see generic advertising that is not
   tailored to your specific interests and activities. Additionally, be advised
   that these industry opt-out methods will not prevent the receipt of
   interest-based advertising from other companies that do not participate in
   these programs.
   
   Cookie-based opt-outs must be performed on each device and browser that you
   wish to have opted out. For example, if you have opted out on your device
   browser, that opt-out will not be effective on your mobile device, and if you
   opt out on one of your devices, that opt out may not be effective on all of
   your devices.
   
   If you are visiting our Properties from a mobile device, the operating system
   of the device may offer you options regarding how the device collects and
   uses your information for interest-based advertising. Please visit
   https://thenai.org/opt-out/mobile-opt-out/ for more information. For targeted
   advertisements delivered through mobile apps, you can install the DAA's
   AppChoices app on your device to opt out of targeted advertising by certain
   providers, and can also select a system-level advertising preference on your
   device (such as "Limit Ad Tracking" on Apple devices or "Opt-out of
   Interest-Based Ads" on Android devices).
   
    * Do Not Track
   
   While some browsers have a "do not track" (also known as DNT) feature that
   lets you instruct websites not to track your online activities, we do not
   respond to or honor DNT signals or similar mechanisms transmitted by web
   browsers. However, in jurisdictions where required, our Properties are
   designed to honor opt-out preference (aka, Global Privacy Control) signals.
   
   
   
   PRIVACY DISCLOSURES FOR NEVADA RESIDENTS
   
   If you are a resident of Nevada, you have the right to opt out of the sale of
   certain personal information to third parties who intend to license or sell
   that personal information. If you wish to exercise this right, click here or
   contact us at 866-536-7262.
   
   
   
   CROSS-BORDER DATA TRANSFERS
   
   While the Properties are available to users globally, our primary audience is
   located in North America. If you submit personal information to Forbes, your
   personal information may be processed in a foreign country where privacy laws
   may be less stringent than the laws in your country. By submitting your
   personal information to us you agree to the transfer, storage, and processing
   of your personal information in a country other than your country of
   residence including, but not necessarily limited to, the United States.
   Please note that personal information transferred to the United States is
   subject to access by law enforcement.
   
   Where applicable, Forbes may use model clauses approved by the laws of your
   jurisdiction (such as Standard Contractual Clauses approved by the European
   Commission) or other recognized transfer mechanisms for cross-border data
   transfers. 
   
   
   
   LAW ENFORCEMENT REQUESTS
   
   Forbes takes the protection of your personal information very seriously and
   is committed to acting as a responsible data custodian. If we become aware
   that any law enforcement, regulatory, judicial or governmental authority
   ("Authority") wishes to obtain access to, or a copy of, the personal
   information that we hold about you (whether on a voluntary or mandatory
   basis) (a "Request"), then we commit to the following: (1) we will
   investigate the Request before responding, to ensure that it is a valid
   request made under applicable law; and (2) we will only disclose personal
   information to the Authority in response to the Request where we are legally
   required to do so and in accordance with applicable lawful process. The only
   exception to these commitments is where we reasonably believe (in good faith)
   that the urgent provision of the requested personal information per the
   Authority's Request is necessary to prevent an imminent risk of serious harm
   to any individual. However, in any event, we shall never knowingly disclose
   personal information in a massive, disproportionate, or indiscriminate
   manner, which goes beyond what is necessary in a democratic society.
   
   
   
   CHILDREN'S PRIVACY
   
   The Properties are intended for people who are at least 16 years of age. If
   you are less than 16 years old, please do not send any personal information
   to us—including information such as your name, address, or email address. We
   do not knowingly collect (nor do we wish to collect) any personal information
   from children under the age of 16. If we learn we have collected any personal
   information from a child under the age of 16, we will delete that information
   from our database and terminate the corresponding account, if any. We
   encourage you to discuss the Properties with your parent or guardian.
   
   
   
   NOTICE OF FINANCIAL INCENTIVE
   
   We may at times offer our customers programs that provide certain perks
   associated with us, such as rewards and exclusive offers. We may also provide
   other programs, such as sweepstakes, contests, or other similar promotional
   campaigns (collectively, the “Programs”). When you sign up for one of these
   Programs, we typically ask you to provide your name and contact information
   (such as email address and/or telephone number). If participating in a
   program that requires signing up or logging in with a digital wallet, we may
   also require certain public data like your wallet address, the blockchain
   your wallet is on, your wallet’s transactions and transaction history, and
   whether your wallet holds a Forbes digital collectable. Because our Programs
   involve the collection of Personal Information, they may be considered a
   “financial incentive” program under California law or a “bona fide loyalty
   program” under Colorado law. The value of your personal information to us is
   exceeded by or related to the value of the free or discounted products or
   services, or other benefits that you obtain or that are provided as part of
   the applicable Program, minus the expense related to offering those products,
   services, and benefits to Program participants. Unless specifically stated
   otherwise in connection with a potential “financial incentive,” the value of
   the benefit Forbes may offer to you exceeds the value of the personal
   information you provide as a participant.
   
   You may withdraw from participating in a Program at any time by contacting us
   using the designated method set forth in the applicable Program rules. Please
   read the terms and conditions of each Program to view full details, including
   how to join. You may also withdraw from or opt into the Program by contacting
   us at the email address provided in connection with the Program. If none is
   provided, you may contact us as set forth above in the Contacting Us section.
   
   
   
   CHANGES TO THIS POLICY
   
   We may update this Privacy Statement from time to time in response to
   changing legal, technical or business developments. This Privacy Statement
   describes our data handling practices for the 12 months prior to the date on
   which it was last updated. We reserve the right, at our discretion, to
   change, modify, add, or remove portions from this Privacy Statement at any
   time, provided that any such modifications will only be applied
   prospectively. We encourage you to periodically review the Site for the
   latest information on our privacy practices. Your continued use of the
   Properties following the posting of any changes to this Privacy Statement
   means you accept such changes.
   
   Note on Translated Version(s): For your convenience, Forbes may make
   translated versions of this Privacy Statement available on the Site. In the
   event that the terms of any such translated version conflict with the terms
   of the English version, the terms of the English version of this Privacy
   Statement will apply.
   
   
   
   CONTACTING US
   
   If you have any other questions regarding this Privacy Statement or how to
   remove or modify your user information or related consents, please feel free
   to contact us at privacy@forbes.com or Forbes Media, Privacy Team - Customer
   Service, 499 Washington Blvd., Jersey City, NJ 07310.
   
   The data controller of your user information is Forbes Media LLC. You may
   contact our EU and UK GDPR Data Protection Officer
   at gdpr.dpo@forbes.com and, if you are writing from the UK, you may contact
   our UK representative at Forbes Media - UK Representative, 151 Wardour
   Street, Offices 201-203, London, W1F 8WE. If you are writing from the EEA,
   you may contact our EEA GDPR Representative at Forbes@LionheartSquared.eu or
   Lionheart Squared (FAO Forbes Media), 2 Pembroke House, Upper Pembroke Street
   28-32, Dublin, D02 EK84 Ireland.
   
   
   
   
   
   CALIFORNIA PRIVACY RIGHTS
   
   The California Consumer Privacy Act of 2018 ("CCPA"), amended by the
   California Privacy Rights Act of 2020, provides you with specific rights
   regarding your Personal Information. This section describes the rights that
   California consumers have and explains how to exercise those rights. For the
   purposes of this section, "Personal Information" does not include: (i)
   information that is lawfully made available from federal, state or local
   government records; (ii) de-identified or aggregated data; or (iii)
   information excluded from the scope of the CCPA. To be clear, these rights
   are granted only to the extent that you are a California consumer. The rights
   in this section are not intended to grant you additional rights, but only
   your rights under the CCPA to the extent that we are considered a CCPA
   business with respect to the applicable Personal Information.
   
   In order to provide our Services to our clients, we may process Service Data
   that we receive from or on behalf of our clients. If you are a California
   resident, you may have certain CCPA rights pertaining to such information.
   Under the CCPA, when we act as a "service provider" (not as a "business" or a
   "third party") over such information, we only process your information
   through our Services as necessary to provide our services to our clients, at
   our clients' direction. If you wish to exercise any of your rights under CCPA
   regarding such information, please contact the relevant business that
   collected the information from you, who controls and determines how your
   information is processed.
   
   Information We Collect; How We Collect It; How We Use It
   
   To the extent that our collection, use, and disclosure of Personal
   Information is addressed by a separate privacy notice, please consult the
   terms of that privacy notice for detailed information about our data
   practices, including the categories of personal information that we collect
   and disclose. For all other consumers, general information regarding our
   collection, use, and disclosure of personal information is set forth in the
   Privacy Statement, and more detailed information about our data practices in
   relation to specific categories of personal information can be found in the
   Personal Information Processing Chart.
   
   We may disclose your Personal Information to service providers for a business
   purpose, or sell or share your personal information to third parties, subject
   to your right to opt out (see Right to Opt Out of Selling or Sharing Your
   Personal Information, below). Please note that Forbes does not “sell” any of
   your personal information in exchange for money. However, the term “sell” has
   a broader meaning under the CCPA than would ordinarily be understood in a
   non-legal context. The information under the Personal Information Processing
   Chart (or as addressed under a separate privacy notice, if applicable)
   describes the entities with which we may disclose your Personal Information.
   
   
   
   Rights to Your Information
   
    a. Right to Know
   
   As a California consumer, you have the right to request that we disclose
   certain information to you about our collection, use, or disclosure of your
   Personal Information over the past 12 months. Once we receive and confirm
   your verifiable consumer request (see Exercising Your Rights, below), and
   subject to certain limitations that we describe below, we will disclose such
   information. You have the right to request any or all of the following:
   
    * The categories of Personal Information we collected about you.
   
    * The categories of sources from which the Personal Information is
      collected.
   
    * Our business or commercial purpose for collecting, selling, or sharing
      that Personal Information.
   
    * The categories of third parties with whom we disclose that Personal
      Information.
   
    * The specific pieces of Personal Information we collected about you (see
      Data Portability Rights below).
   
    b. Right to Delete
   
   You have the right to request that we delete any of your Personal Information
   that we collected from you and retained, subject to certain exceptions. Once
   we receive and confirm your verifiable consumer request (see Exercising Your
   Rights, below), we will delete (and direct our service providers to delete)
   your Personal Information from our records, unless an exception applies.
   However, we may retain Personal Information that has been de-identified or
   aggregated. Furthermore, we may deny your deletion request if retaining the
   information is necessary for us or our service provider(s) in order to
   perform certain actions set forth under the CCPA, such as detecting security
   incidents and protecting against fraudulent or illegal activity.
   
    c. Right to Data Portability
   
   You have the right to request a copy of Personal Information we have
   collected and maintained about you. The CCPA allows you to request your
   information from us up to twice during a 12-month period.  We will provide
   our response in a readily usable (and usually electronic) format.
   
    d. Right to Correct
   
   You have the right to request the correction of any Personal Information we
   maintain about you.
   
    e. Right to Opt Out of Selling or Sharing Your Personal Information
   
   You have the right to opt out of the sale or sharing of your Personal
   Information, along with the right to opt in to the sale or sharing of such
   information. We do not sell or share the Personal Information of consumers we
   actually know are less than 16 years of age, unless we receive affirmative
   authorization (the "right to opt-in") from either the consumer who is less
   than 16 (but greater than 13) years of age, or the parent or guardian of a
   consumer less than 13 years of age. To our knowledge, we do not sell or share
   the Personal Information of minors under 16 years of age.
   
   To exercise the right to opt out, you (or your authorized representative) may
   visit the following web page: Do Not Sell or Share My Personal Information.
   Alternatively, you may submit an opt-out request by contacting us at
   866-536-7262. We will also treat opt-out preference (aka, Global Privacy
   Control) browser signals as valid opt out requests.
   
   You may change your mind and opt back into Personal Information sales at any
   time by contacting us at privacy@forbes.com.
   
    f. Right to Limit the Use of Your Sensitive Personal Information
   
   You have the right to limit the use or disclosure of your sensitive personal
   information ("SPI") if we are using your SPI beyond what is reasonable and
   proportionate to provide the requested goods or services. You can make a
   request for us to limit the use or disclosure of your SPI by visiting the
   following Internet Web page: "Limit the Use of My Sensitive Personal
   Information." While we recognize opt-out preference signals (aka, Global
   Privacy Controls) when required to do so by law, given the specific methods
   by which Forbes collects your SPI in the limited circumstances it collects
   SPI, opt-out preference signals would be an ineffective and technologically
   impractical means for honoring limit the use requests. Therefore, please make
   your request to limit the use of your SPI using the above link.
   
    g. Right to Non-Discrimination
   
   We will not discriminate against you for exercising any of your CCPA rights,
   including but not limited to, by:
   
    * Denying you goods or services.
   
    * Charging you different prices or rates for goods or services, including
      through granting discounts or other benefits, or imposing penalties.
   
    * Providing you a different level or quality of goods or services.
   
    * Suggesting that you may receive a different price or rate for goods or
      services or a different level or quality of goods or services.
   
    h. Exercising Your Rights
   
   To exercise the rights described above, please contact us by using the
   following methods:
   
    * Calling us at 866-536-7262; or
   
    * Visiting our California Resident CCPA Request Form to submit a request.
   
   After submitting a request, we will take steps to verify your identity in
   order for us to properly respond and confirm that it is not a fraudulent
   request. In order to verify your identity, we will ask, at a minimum, that
   you provide your name and email address, so that we can match this
   information with the information existing in our systems. If you are a print
   subscriber, we may also require your mailing address to find you in our
   systems. When providing us this information, you represent and affirm that
   all information provided is true and accurate.
   
   Forbes will send you a verification email to verify that you have access to
   the email address you have provided. Then, as required by the CCPA, Forbes
   will use this information to verify your identify to a reasonable or
   reasonably high degree of certainty, depending on the request. Depending on
   how you submit the request, if we are able to verify that you have access to
   the email address you provided, or if we are able to match at least two
   pieces of personal information to the personal information that we may retain
   of you, we will honor your Right to Know (Categories) request and in most
   cases, your Right to Delete and Right to Correct requests. If we are able to
   match at least three pieces of personal information to the personal
   information that we may retain of you, we will honor your Right to Know (Data
   Portability / Specific Pieces of Personal Information) requests, and in
   situations where we determined that a reasonably high degree of certainty was
   more appropriate, your Right to Delete and Right to Correct requests. If we
   are unable to verify your identity, we will let you know that we are unable
   to fulfill your request.
   
   Only you, or an agent legally authorized to act on your behalf, may make a
   verifiable request related to your Personal Information. If you are making a
   request as the authorized agent of a California consumer, we will ask you
   also submit reliable proof that you have been authorized in writing by the
   consumer to act on such consumer's behalf.
   
   We will make every effort to respond to your request within 45 days from when
   you contacted us. If you have a complex request, the CCPA allows us up to 90
   days to respond. We will still contact you within 45 days from when you
   contacted us to let you know we need more time to respond.
   
   CALIFORNIA "SHINE THE LIGHT"
   
   Under California Civil Code Section 1798.83 ("Shine the Light"), California
   residents have the right to request in writing from businesses with whom they
   have an established business relationship: (a) a list of the categories of
   personal information, as defined under Shine the Light, such as name, email
   address, and mailing address, and the type of services provided to the
   customer that a business has disclosed to third parties (including affiliates
   that are separate legal entities) during the immediately preceding calendar
   year for the third parties' direct marketing purposes; and (b) the names and
   addresses of all such third parties. To request the above information, please
   contact us at 866-536-7262. If you do not want your personal information
   shared with any third party who may use such information for direct marketing
   purposes, then you may opt out of such disclosures by contacting us at
   866-536-7262.
   
   
   
   COLORADO, CONNECTICUT, OREGON, TEXAS, UTAH, VIRGINIA AND SIMILAR U.S. STATE
   PRIVACY RIGHTS
   
   The Colorado Privacy Act, the Connecticut Data Privacy Act, the Oregon
   Consumer Privacy Act, the Texas Data Privacy and Security Act, the Utah
   Consumer Privacy Act, the Virginia Consumer Data Protection Act, and such
   other U.S. states that have comparable consumer privacy laws ("State Privacy
   Laws") provide their consumers with specific rights regarding their personal
   information. To the extent that you are a resident of one of these states,
   this section describes your rights under the State Privacy Laws and explains
   how you may exercise these rights.
   
   The categories of personal information we process, our purposes for
   processing your personal information, the categories of personal information
   that we share with third parties, and the categories of third parties with
   whom we share it are detailed above in our Privacy Statement and in the
   Personal Information Processing Chart. To the extent that our personal
   information processing activities are addressed by a separate privacy notice,
   please consult the terms of that privacy notice for detailed information
   about our data practices, including the categories of personal information
   that we collect and disclose.
   
   Rights to Your Information
   
   Certain rights that you may have concerning your personal information are set
   forth in our Privacy Statement. State Privacy Laws provide you with the
   following additional rights:
   
    * Right to know. You have the right to know whether we process your personal
      information. If you are a resident of Oregon, you also have the rights to
      (i) confirm additional information about the categories of personal
      information we have processed about you; and (ii) obtain a list of third
      parties to which we have disclosed personal information of Oregon
      consumers.
   
    * Right to data portability. You have the right to access and obtain a copy
      of your personal information that you previously provided to us in a
      portable and, to the extent technically feasible, readily usable format
      that allows you to transmit the data to another business without
      hindrance, where the processing is carried out by automated means. You may
      request such personal information up to twice annually, subject to certain
      exceptions.
   
    * Right to delete. You have the right to delete personal information that
      you have provided by or that we have obtained about you. Please note that
      we may deny such request if the requested deletion falls under an
      exception to this right set forth in State Privacy Laws. Additionally, if
      you request deletion of your personal information and we have obtained
      such information from a third-party source, we may retain such data by
      keeping a record of the deletion request and the minimum data necessary to
      ensure that your personal information remains deleted from our records and
      that such retained data is not used for any other purpose, or we may opt
      you out of the processing of such personal information for any purpose
      except for those allowed under State Privacy Laws. Some State Privacy
      Laws, like those of Utah, limit this right to only the data you have
      provided us.
   
    * Right to opt out of selling or sharing. You have the right to opt out of
      the processing of the personal information for purposes of: (i) targeted
      advertising; (ii) the sale of personal information; or (iii) profiling in
      furtherance of decisions that produce legal or similarly significant
      effects concerning you, unless you reside in Utah. As of the latest date
      of the Privacy Statement:
      
      * We DO process personal information for the purposes of targeted
        advertising;
      
      * We DO sell your personal information in exchange for monetary or other
        valuable consideration (Please note that we do not “sell” any of your
        personal information in exchange for money. However, the term “sell” has
        a broader meaning under certain State Privacy Laws than would ordinarily
        be understood in a non-legal context);
      
      * We DO NOT engage in profiling decision based on your personal
        information that produce legal or similarly significant effects
        concerning you.
      
      * If you wish to opt out of the processing of your personal information
        for the purposes of targeted advertising please call us at 866-536-7262
        or click here. For residents of Colorado, we will also treat opt-out
        preference signals as valid opt-out requests to the extent required by
        Colorado law.
   
    * Right to correct. Unless you reside in Utah, you have the right to correct
      inaccuracies in the personal information we collect from you, taking into
      account the nature of the personal information and the purposes for which
      we process it.
   
    * Right to nondiscrimination. You have the right not to receive
      discriminatory treatment by us for the exercise of your privacy rights.
      Unless permitted by State Privacy Laws, we will not:
      
      * Deny you goods or services.
      
      * Charge you different prices or rates for goods or services, including
        through granting discounts or other benefits, or imposing penalties.
      
      * Provide you a different level or quality of goods or services.
      
      * Suggest that you may receive a different price or rate for goods or
        services or a different level or quality of goods or services.
   
   How to Contact Us About Your Privacy Rights
   
   To exercise any of your privacy rights, or if you have any questions about
   your privacy rights, you may contact us by:
   
    * Calling us at 866-536-7262; or
   
    * Visiting Your Privacy Rights to submit a request.
   
   Verification of Your Identity. After submitting a request, we will take steps
   to verify your identity in order for us to properly respond and confirm that
   it is not a fraudulent request. In order to verify your identity, we will
   ask, at a minimum, that you provide your name and email address so that we
   can match this information with the information existing in our systems. If
   you are a print subscriber, we may also require your mailing address to find
   you in our systems. When providing us this information, you represent and
   affirm that all information provided is true and accurate.
   
   Forbes will send you a verification email to verify that you have access to
   the email address you have provided. Then, as required by the State Privacy
   Laws, Forbes will use this information to verify your identify to a
   reasonable or reasonably high degree of certainty, depending on the request.
   Depending on how you submit the request, if we are able to verify that you
   have access to the email address you provided, or if we are able to match at
   least two pieces of personal information to the personal information that we
   may retain of you, we will honor your Right to Know requests and in most
   cases, your Data Portability, Right to Delete, and Right to Correct requests.
   If we are able to match at least three pieces of personal information to the
   personal information that we may retain of you, we will honor your Right to
   Know requests, and in situations where we determined that a reasonably high
   degree of certainty was more appropriate, your Data Portability, Right to
   Delete, and Right to Correct requests. If we are unable to verify your
   identity, we will let you know that we are unable to fulfill your request.
   
   Only you—or for Colorado and Connecticut consumers making an opt-out request,
   an agent legally authorized to act on your behalf—may make a verifiable
   request related to your personal information. If you are making an opt-out
   request as the authorized agent of a Colorado or Connecticut consumer, we
   will ask you also submit reliable proof that you have been authorized in
   writing by the consumer to act on such consumer’s behalf. If you are making a
   request as the parent or legal guardian of a known child regarding the
   processing of that child’s personal information, we may ask you to submit
   reliable proof of your identity.
   
   Our Response Time to Your Request
   
   We will make every effort to respond to your request within forty-five (45)
   days from when you contacted us. If you have a complex request, State Privacy
   Laws allow us up to ninety (90) days to respond. We will still contact you
   within forty-five (45) days from when you contacted us to let you know we
   need more time to respond and the reason for the extension.
   
   Your Right to Appeal
   
   If we decline to take action regarding a request that you have submitted, we
   will inform you of our reason for declining to take action and, unless you
   are a Utah resident, provide instructions for how to appeal the decision. In
   the event that we do not respond to a request that you make pursuant to one
   of the privacy rights set forth in this section, unless you are a Utah
   resident, you have the right to appeal our refusal to take action within a
   reasonable period of time after you receive our decision. Within 60 days (45
   for residents of Colorado) of our receipt of an appeal, we will inform you in
   writing of any action taken or not taken in response to the appeal, including
   a written explanation of the reasons for the decisions. If the appeal is
   denied, we will also provide you with an online mechanism, if available, or
   other method through which you may contact your state attorney general’s
   office to submit a complaint.
   
   EUROPEAN PRIVACY RIGHTS
   
   IF YOU ARE SITUATED IN THE EUROPEAN ECONOMIC AREA, SWITZERLAND, OR THE UNITED
   KINGDOM, THIS SECTION APPLIES TO OUR COLLECTION, USE, AND DISCLOSURE OF YOUR
   PERSONAL DATA AND ADDITIONAL RIGHTS YOU HAVE UNDER APPLICABLE LAW.
   
   Legal Basis
   
   We will only use your personal data, as that term is defined under the
   General Data Protection Regulation ("GDPR"), when the law allows us to. Most
   commonly, we will use your personal data in the following circumstances:
   
    * Where we need to perform the contract we are about to enter into or have
      entered into with you.
   
    * Where it is necessary for our legitimate interests (or those of a third
      party) and your interests and fundamental rights do not override those
      interests.
   
    * Where you have consented to a certain use of your personal data.
   
    * Where we need to comply with a legal or regulatory obligation.
   
   To the extent permitted under applicable laws, we will also process,
   transfer, disclose, and preserve personal data when we have a good faith
   belief that doing so is necessary.
   
   Data Controller
   
   Forbes is the data controller of all personal data collected through our
   Properties or Services (with the exception of Service Data, for which Forbes
   is a data processor). To contact us, please see the section above titled
   Contacting Us.
   
   If you are situated in the EEA, Switzerland, or the UK and have any
   complaints regarding our privacy practices, you have the right to make a
   complaint at any time to your local supervisory authority. We would, however,
   appreciate the chance to deal with your concerns before you approach your
   supervisory authority, so please contact us in the first instance. If you
   have a complaint, please contact our privacy manager here:
   privacy@forbes.com.
   
   Provision of personal data and failure to provide personal data
   
   Where we need to collect personal data by law or under the terms of a
   contract we have with you, and you fail to provide that data when requested,
   we may not be able to perform the contract we have or are trying to enter
   into with you (for example, to provide you with our services). In this case,
   we may not be able to provide certain services to you.
   
   Collection of personal data from third-party sources
   
   We may obtain personal data and other information about you from public
   sources and through our third-party partners who help us provide our products
   and services to you.
   
   Withdrawing your consent
   
   If we are relying on your consent to process your personal data, you have the
   right to withdraw your consent at any time by contacting us at
   privacy@forbes.com. You must, however, specify what processing activity or
   activities you are withdrawing your consent from.
   
   Data Transfer
   
   We may transfer personal data from the EEA, Switzerland, and the UK to the
   USA and other countries, some of which have not been determined by the
   European Commission or the UK to have an adequate level of data protection.
   Where we transfer personal data protected under EEA, Swiss, and UK data
   protection law to countries not deemed adequate, we take appropriate
   safeguards to ensure that your personal data will remain protected in
   accordance with this Privacy Statement and applicable laws. The safeguards we
   use include specific contracts (such as the UK and EEA Standard Contractual
   Clauses) approved by the European Commission or the UK Secretary of State.
   For more information about how we transfer your data, please contact us at
   privacy@forbes.com.
   
   Forbes participates in and has certified its compliance with the EU-U.S. Data
   Privacy Framework (the “EU-U.S. DPF”), the UK Extension to the EU-U.S. DPF
   (the “UK Extension”), and the Swiss-U.S. Data Privacy Framework (the
   “Swiss-U.S. DPF”), as set forth by the U.S. Department of Commerce. Forbes is
   committed to applying the EU-U.S. DPF's applicable Principles to personal
   data we receive from the European Union in reliance on the EU-U.S. DPF and to
   personal data we receive from the United Kingdom (and Gibraltar) in reliance
   on the UK Extension. Likewise, Forbes is committed to applying the Swiss-U.S.
   DPF's applicable Principles to personal data we receive from Switzerland in
   reliance on the Swiss-U.S. DPF. For clarity, Forbes will only rely on the UK
   Extension and the Swiss-U.S. DPF as transfer mechanisms under the applicable
   UK and Swiss data protection laws, once respectively (i) the adequacy
   regulations implementing the data bridge for the UK Extension enter into
   force; and (ii) the Swiss Federal Administration's recognition of adequacy of
   the Swiss-U.S. DPF enters into force. If there is any conflict between the
   terms in this Privacy Policy and the EU-U.S. DPF and/or the Swiss-U.S. DPF
   Principles, the Principles shall govern. To learn more about the Data Privacy
   Framework (“DPF”) program, and to view our certification, please visit
   https://www.dataprivacyframework.gov/. Forbes is responsible for the
   processing of personal data it receives, under each DPF, and subsequently
   transfers to a third party acting as an agent on its behalf. Forbes complies
   with the DPF Principles for all onward transfers of personal data we receive
   from the European Union, the UK, Gibraltar, and Switzerland in reliance on
   the EU-U.S. DPF Principles, the UK Extension and/or the Swiss-U.S. DPF
   Principles, including the onward transfer liability provisions. In
   particular, where we have received your personal information in the United
   States in reliance upon the EU-U.S. DPF Principles, the UK Extension and/or
   the Swiss-U.S. DPF Principles and we subsequently transfer that information
   to a third party acting as an agent, and such third party agent processes
   your personal information in a manner inconsistent with those Principles, we
   will remain responsible unless we can prove we are not responsible for the
   event giving rise to the damage. With respect to personal data received or
   transferred pursuant to the DPFs, Forbes is subject to the regulatory
   enforcement powers of the U.S. Federal Trade Commission. In certain
   situations, Forbes may be required to disclose personal data in response to
   lawful requests by public authorities, including to meet national security or
   law enforcement requirements. Forbes commits to refer unresolved complaints
   concerning our handling of personal data received in reliance on the EU-U.S.
   DPF, the UK Extension, and the Swiss-U.S. DPF to TRUSTe, an alternative
   dispute resolution provider based in the United States. If you do not receive
   timely acknowledgment of your DPF Principles-related complaint from us, or if
   we have not addressed your DPF Principles-related complaint to your
   satisfaction, please visit https://feedback- form.truste.com/watchdog/request
   for more information or to file a complaint. These dispute resolution
   services are provided at no cost to you. Under certain conditions, more fully
   described on the Data Privacy Framework website at,
   https://www.dataprivacyframework.gov/s/article/How-to-Submit-a-Complaint-Relating-to-a-Participating-Organization-s-Compliance-with-the-DPF-Principles-dpf,
   you may invoke binding arbitration when other dispute resolution procedures
   have been exhausted.
   
   Use of your personal data for marketing purposes
   
   We strive to provide you with choices regarding certain personal data uses,
   particularly around marketing and advertising:
   
    * Promotional offers from us: We may use your personal data to form a view
      on what we think you may want or need, or what may be of interest to you.
      This is how we decide which products, services and offers may be relevant
      for you (we call this marketing). You will receive marketing
      communications from us if you have requested information from us or used
      our services and, in each case, you have consented to our use of your
      personal data for marketing purposes.
   
   Data Subject Rights
   
   If you are situated in the European Union, Switzerland, or the UK, under the
   GDPR, as a data subject, you have the right to:
   
    * Request access to your personal data (commonly known as a "data subject
      access request"). This enables you to receive a copy of the personal data
      we hold about you and to check that we are lawfully processing it.
   
    * Request correction of the personal data that we hold about you. This
      enables you to have any incomplete or inaccurate data we hold about you
      corrected, though we may need to verify the accuracy of the new data you
      provide to us.
   
    * Request erasure of your personal data. This enables you to ask us to
      delete or remove personal data where there is no good reason for us
      continuing to process it. You also have the right to ask us to delete or
      remove your personal data where you have successfully exercised your right
      to object to processing (see below), where we may have processed your
      information unlawfully, or where we are required to erase your personal
      data to comply with local law. Note, however, that we may not always be
      able to comply with your request of erasure for specific legal reasons
      which will be notified to you, if applicable, at the time of your request.
   
    * Object to processing of your personal data where we are relying on a
      legitimate interest (or those of a third party) and there is something
      about your particular situation which makes you want to object to
      processing on this ground as you feel it impacts on your fundamental
      rights and freedoms. You also have the right to object where we are
      processing your personal data for direct marketing purposes. In some
      cases, we may demonstrate that we have compelling legitimate grounds to
      process your information which override your rights and freedoms.
   
    * Request restriction of processing of your personal data. This enables you
      to ask us to suspend the processing of your personal data in the following
      scenarios: (a) if you want us to establish the data's accuracy; (b) where
      our use of the data is unlawful but you do not want us to erase it; (c)
      where you need us to hold the data even if we no longer require it as you
      need it to establish, exercise, or defend legal claims; or (d) you have
      objected to our use of your data but we need to verify whether we have
      overriding legitimate grounds to use it.
   
    * Request the transfer of your personal data to you or to a third party. We
      will provide to you, or a third party you have chosen, your personal data
      in a structured, commonly used, machine-readable format. Note that this
      right only applies to automated information which you initially provided
      consent for us to use or where we used the information to perform a
      contract with you.
   
    * Withdraw consent at any time where we are relying on consent to process
      your personal data. However, this will not affect the lawfulness of any
      processing carried out before you withdraw your consent. If you withdraw
      your consent, we may not be able to provide certain products or services
      to you. We will advise you if this is the case at the time you withdraw
      your consent.
   
   To exercise your rights under the GDPR, click here or contact us by using the
   information in the Contacting Us section in the Privacy Statement. Please
   note that in order for you to assert these rights, we may need to verify your
   identity to confirm your right to access your personal data. This is a
   security measure to ensure that personal data is not disclosed to any person
   who has no right to receive it. In order to verify your identity, we may need
   to gather more personal data from you than we currently have.
   
   
   
   
   
   PEOPLE’S REPUBLIC OF CHINA PRIVACY RIGHTS
   
   If you are a resident of the People’s Republic of China ("PRC"), you have the
   right to access, correct, and delete your personal information under the
   Personal Information Protection Law ("PIPL"). You can also request to
   restrict or object to certain processing of your personal information, and
   request a copy of your personal information. If you are a close relative of a
   person in the PRC who is now deceased, you can request to access, correct,
   and delete their personal information. Finally, you have the right to request
   additional information about the third parties that Forbes shares your
   personal information with.
   
   To exercise these rights under the PIPL, click here or contact us at
   privacy@forbes.com. We will need to verify your identify according to
   applicable law, which may require that we ask you for additional information
   to confirm your identity. We will do our best to respond to your request
   within 30 days and, in any event, we will respond within the timeframe
   required by applicable law. You can modify your cookie preferences by
   following the procedures outlined in the Your Rights section of the Privacy
   Statement above.
   
   If you cannot understand this Privacy Statement, you are entitled to request
   explanations of how we process your personal information. If you have any
   questions, please contact us at privacy@forbes.com.
   
   (如果您无法理解本隐私政策并希望获得更多信息,请发送电子邮件至 privacy@forbes.com.)
   
   PERSONAL INFORMATION PROCESSING CHART
   
   In the past 12 months, we have collected the following categories of personal
   information from the sources described in the section of the Privacy Policy
   above titled How We Collect Your Personal Information. The chart below
   describes our business or commercial purposes for collecting and disclosing
   these categories personal information, the parties we have disclosed such
   information to, and whether we have sold or shared (or otherwise disclosed
   for targeted advertising) each category of personal information. Depending on
   your level of interaction with us, we may not have collected your personal
   information from all of the categories listed below. The categories of
   personal information described below are retained and stored for as long as
   is necessary to effectuate the business and commercial purposes for which
   they have been collected, and otherwise as described in the section of the
   Privacy Policy above titled Data Retention.
   
   Please note that Forbes does not “sell” any of your personal information in
   exchange for money. However, the term “sell” has a broader meaning under
   applicable privacy laws than would ordinarily be understood in a non-legal
   context.
   
   Category
   
   Examples
   
   Business or Commercial Purposes for Collecting Personal Information (Forbes
   may or may not use each data type in the "Examples" column for each purpose
   listed out)
   
   Disclosed in the Prior Twelve (12) Months for the Following Business Purposes
   
   "Sold" or "Shared" in the Prior Twelve (12) Months for the Following Purposes
   
   Categories of Third Parties With Whom We Disclose, Sell, or Share Personal
   Information
   
   Personal identifiers
   
   A real name, postal address, online identifier, Internet Protocol address,
   email address, account name
   
   Business Purposes: To communicate with you; to provide products and services,
   and to maintain their quality and safety; to identify and repair errors; to
   process and fulfill orders and transactions; for surveys, sweepstakes, and
   contests; marketing and promotions; to enable commenting and communities; for
   internal reporting and service optimization; to serve you content
   recommendations and advertising; auditing related to counting ad impressions
   and unique visitors; marketing and promotions; to consider you for a Forbes
   list or similar accolade; for lead generation services performed on behalf of
   our clients; to enhance the information we may have on you; security and
   fraud prevention; to enable exercise of privacy rights; digital wallet
   information to allow you to log into Forbes digital properties, monitor
   whether your wallet contains a Forbes digital collectable, and provide other
   benefits related to your use of a digital wallet; to verify customer
   information; to provide customer service
   
   Commercial Purposes: to provide marketing and advertising, including targeted
   advertising; sharing event registrant information with event sponsors
   
   For the listed Business Purposes to be performed on our behalf
   
   For the listed Commercial Purposes
   
   Forbes affiliates; service providers; event sponsors; business and
   advertising partners
   
   Personal information covered by the California Customer Records statute (Cal.
   Civ. Code § 1798.80(e))
   
   (Some personal information in this category may overlap with other
   categories)
   
   A name, physical characteristics or description, address, telephone number,
   credit card number, debit card number
   
   Business Purposes: To communicate with you; to provide products and services,
   and to maintain their quality and safety; to process and fulfill orders and
   transactions; for surveys, sweepstakes, and contests; marketing and
   promotions; to enable commenting and communities; for internal reporting and
   service optimization; to serve you content recommendations and advertising;
   to consider you for a Forbes list or similar accolade; for lead generation
   services performed on behalf of our clients; to enhance the information we
   may have on you; security and fraud prevention; to enable exercise of privacy
   rights; to verify customer information; to provide customer service
   
   Commercial Purposes: sharing event registrant information with event sponsors
   (e.g., name, work address, work phone)
   
   For the listed Business Purposes to be performed on our behalf
   
   For name, work address and phone information, only for the listed Commercial
   Purposes
   
   Forbes affiliates; service providers; event sponsors; business and
   advertising partners
   
   Protected classification characteristics under California or federal law.
   
   Age, race, national origin, citizenship, marital or familial status, sex,
   gender, veteran status, and other similar information
   
   Business Purposes: To provide you with products and services, and to maintain
   their quality and safety; marketing and promotions; for internal reporting
   and service optimization; to serve you content recommendations and
   advertising (e.g., based on age or gender); to consider you for a Forbes list
   or similar accolade; to provide customer service
   
   Commercial Purposes: to provide marketing and advertising, including targeted
   advertising (e.g., based on age or gender); sharing event registrant
   information with event sponsors (e.g., age or gender)
   
   For the listed Business Purposes to be performed on our behalf
   
   For age and gender information, only the listed Commercial Purposes
   
   Forbes affiliates; service providers; event sponsors; business and
   advertising partners
   
   Commercial information
   
   Records of products or services purchased, obtained, or considered, or other
   purchasing or consuming histories or tendencies.
   
   Business Purposes: To communicate with you; to provide products and services,
   and to maintain their quality and safety; marketing and promotions; to
   process and fulfill orders and transactions; for internal reporting and
   service optimization; to serve you content recommendations and targeted
   advertising; digital wallet information to allow you to log into Forbes
   digital properties, monitor whether your wallet contains a Forbes digital
   collectable, and provide other benefits related to your digital wallet; to
   provide customer service; to verify customer information
   
   Commercial Purposes: to provide marketing and advertising, including targeted
   advertising
   
   For the listed Business Purposes to be performed on our behalf
   
   For the listed Commercial Purposes
   
   Forbes affiliates; service providers; business and advertising partners
   
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   services, and to maintain their quality and safety; to identify and repair
   errors; for surveys, sweepstakes, and contests; marketing and promotions; for
   internal reporting and service optimization; to serve you content
   recommendations and advertising; auditing related to counting ad impressions
   and unique visitors; security and fraud prevention; to enable exercise of
   privacy rights
   
   Commercial Purposes: to provide marketing and advertising, including targeted
   advertising
   
   For the listed Business Purposes to be performed on our behalf
   
   For the listed Commercial Purposes
   
   Forbes affiliates; service providers; business and advertising partners
   
   Geolocation data
   
   Location tracking information
   
   Business Purposes: To communicate with you; to provide you with products and
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   advertising; auditing related to counting ad impressions and unique visitors;
   marketing and promotions; security and fraud prevention; to enable exercise
   of privacy rights
   
   Commercial Purposes: to provide marketing and advertising, including targeted
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   For the listed Business Purposes to be performed on our behalf
   
   For the listed Commercial Purposes
   
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   For the listed Business Purposes to be performed on our behalf
   
   N/A
   
   Forbes affiliates; service providers
   
   Professional or employment-related information
   
   Employer, employment history, and other employment-related information
   
   Business Purposes: To communicate with you; to provide you with products and
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   For the listed Business Purposes to be performed on our behalf
   
   For the listed Commercial Purposes
   
   Forbes affiliates; service providers; event sponsors; business and
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   Inferences drawn from other personal information for profiling purposes
   
   Used to create a profile reflecting a person's preferences, characteristics,
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   Business Purposes: To communicate with you; to provide you products and
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   recommendations and advertising; auditing related to counting ad impressions
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   Commercial Purposes: to provide marketing and advertising, including targeted
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   Forbes affiliates; service providers

   

   
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