www.vamortgagecenter.com
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23.193.119.202
Public Scan
Submitted URL: http://www.valoansguidelines.com/
Effective URL: https://www.vamortgagecenter.com/answers/
Submission: On May 17 via api from JP — Scanned from JP
Effective URL: https://www.vamortgagecenter.com/answers/
Submission: On May 17 via api from JP — Scanned from JP
Form analysis 2 forms found in the DOM
<form class="fmcty-form fmcty-loaded fmcty-wizard">
<ol class="fmcty-sections">
<li class="fmcty-section fmcty-section-active fmcty-section-first" data-fmcty-section="start">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_start" class="fmcty-field fmcty-field-radio field-start fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_start_label" for="footer_form_start" tabindex="-1"><span class="h-alpha fmcty-label-line-1">Let’s Get Started</span> <span class="h-delta fmcty-label-line-2">2024 VA Loans: See if you’re
eligible in minutes</span></label></dt>
<dd>
<ol id="footer_form_start" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_start_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="start" value="1" id="footer_form_start_0" checked="checked" required=""><label for="footer_form_start_0" class="fmcty-radio-option-label">Check Your
Eligibility</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="current-home">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_src" class="fmcty-field fmcty-field-hidden-input field-src"><input type="hidden" name="src" value="" id="footer_form_src" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
<li id="field_footer_form_curi" class="fmcty-field fmcty-field-hidden-input field-curi"><input type="hidden" name="curi" value="https://www.vamortgagecenter.com/answers/" id="footer_form_curi" class="fmcty-input-hidden"></li>
<li id="field_footer_form_wuri" class="fmcty-field fmcty-field-hidden-input field-wuri"><input type="hidden" name="wuri" value="" id="footer_form_wuri" class="fmcty-input-hidden"></li>
<li id="field_footer_form_mktast" class="fmcty-field fmcty-field-hidden-input field-mktast"><input type="hidden" name="mktast" value="" id="footer_form_mktast" class="fmcty-input-hidden"></li>
<li id="field_footer_form_adg" class="fmcty-field fmcty-field-hidden-input field-adg"><input type="hidden" name="adg" value="" id="footer_form_adg" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
<li id="field_footer_form_cmp" class="fmcty-field fmcty-field-hidden-input field-cmp"><input type="hidden" name="cmp" value="" id="footer_form_cmp" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
<li id="field_footer_form_desc" class="fmcty-field fmcty-field-hidden-input field-desc"><input type="hidden" name="desc" value="" id="footer_form_desc" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
<li id="field_footer_form_gclid" class="fmcty-field fmcty-field-hidden-input field-gclid"><input type="hidden" name="gclid" value="" id="footer_form_gclid" class="fmcty-input-hidden"></li>
<li id="field_footer_form_dclid" class="fmcty-field fmcty-field-hidden-input field-dclid"><input type="hidden" name="dclid" value="" id="footer_form_dclid" class="fmcty-input-hidden"></li>
<li id="field_footer_form_dnt_flag" class="fmcty-field fmcty-field-hidden-input field-dnt_flag"><input type="hidden" name="dnt_flag" value="0" id="footer_form_dnt_flag" class="fmcty-input-hidden"></li>
<li id="field_footer_form_fbclid" class="fmcty-field fmcty-field-hidden-input field-fbclid"><input type="hidden" name="fbclid" value="" id="footer_form_fbclid" class="fmcty-input-hidden"></li>
<li id="field_footer_form_msclkid" class="fmcty-field fmcty-field-hidden-input field-msclkid"><input type="hidden" name="msclkid" value="" id="footer_form_msclkid" class="fmcty-input-hidden"></li>
<li id="field_footer_form_utm_source" class="fmcty-field fmcty-field-hidden-input field-utm_source"><input type="hidden" name="utm_source" value="" id="footer_form_utm_source" class="fmcty-input-hidden" data-fmcty-tracking-field="true">
</li>
<li id="field_footer_form_utm_medium" class="fmcty-field fmcty-field-hidden-input field-utm_medium"><input type="hidden" name="utm_medium" value="" id="footer_form_utm_medium" class="fmcty-input-hidden" data-fmcty-tracking-field="true">
</li>
<li id="field_footer_form_utm_campaign" class="fmcty-field fmcty-field-hidden-input field-utm_campaign"><input type="hidden" name="utm_campaign" value="" id="footer_form_utm_campaign" class="fmcty-input-hidden"
data-fmcty-tracking-field="true"></li>
<li id="field_footer_form_utm_term" class="fmcty-field fmcty-field-hidden-input field-utm_term"><input type="hidden" name="utm_term" value="" id="footer_form_utm_term" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
<li id="field_footer_form_utm_content" class="fmcty-field fmcty-field-hidden-input field-utm_content"><input type="hidden" name="utm_content" value="" id="footer_form_utm_content" class="fmcty-input-hidden" data-fmcty-tracking-field="true">
</li>
<li id="field_footer_form_val_exp" class="fmcty-field fmcty-field-hidden-input field-val_exp"><input type="hidden" name="val_exp" value="" id="footer_form_val_exp" class="fmcty-input-hidden"></li>
<li id="field_footer_form_val_cmp" class="fmcty-field fmcty-field-hidden-input field-val_cmp"><input type="hidden" name="val_cmp" value="1" id="footer_form_val_cmp" class="fmcty-input-hidden"></li>
<li id="field_footer_form_val_lead" class="fmcty-field fmcty-field-hidden-input field-val_lead"><input type="hidden" name="val_lead" value="1" id="footer_form_val_lead" class="fmcty-input-hidden"></li>
<li id="field_footer_form_fbp" class="fmcty-field fmcty-field-hidden-input field-fbp"><input type="hidden" name="fbp" value="" id="footer_form_fbp" class="fmcty-input-hidden"></li>
<li id="field_footer_form_host_name" class="fmcty-field fmcty-field-hidden-input field-host_name"><input type="hidden" name="host_name" value="vamortgagecenter.com" id="footer_form_host_name" class="fmcty-input-hidden"></li>
<li id="field_footer_form_form_id" class="fmcty-field fmcty-field-hidden-input field-form_id"><input type="hidden" name="form_id" value="footer_form" id="footer_form_form_id" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
<li id="field_footer_form_frn" class="fmcty-field fmcty-field-hidden-input field-frn"><input type="hidden" name="frn" value="74.91" id="footer_form_frn" class="fmcty-input-hidden"></li>
<li id="field_footer_form_ap_token" class="fmcty-field fmcty-field-hidden-input field-ap_token"><input type="hidden" name="ap_token" value="" id="footer_form_ap_token" class="fmcty-input-hidden"></li>
<li id="field_footer_form_opq_guid" class="fmcty-field fmcty-field-hidden-input field-opq_guid"><input type="hidden" name="opq_guid" value="" id="footer_form_opq_guid" class="fmcty-input-hidden"></li>
<li id="field_footer_form_opq_worthy" class="fmcty-field fmcty-field-hidden-input field-opq_worthy"><input type="hidden" name="opq_worthy" value="1" id="footer_form_opq_worthy" class="fmcty-input-hidden"></li>
<li id="field_footer_form_opq_version" class="fmcty-field fmcty-field-hidden-input field-opq_version"><input type="hidden" name="opq_version" value="manual" id="footer_form_opq_version" class="fmcty-input-hidden"></li>
<li id="field_footer_form_opq_treatment" class="fmcty-field fmcty-field-hidden-input field-opq_treatment"><input type="hidden" name="opq_treatment" value="default" id="footer_form_opq_treatment" class="fmcty-input-hidden"></li>
<li id="field_footer_form_lead_partner_lead_id" class="fmcty-field fmcty-field-hidden-input field-lead_partner_lead_id"><input type="hidden" name="lead_partner_lead_id" value="" id="footer_form_lead_partner_lead_id"
class="fmcty-input-hidden"></li>
<li id="field_footer_form_adid" class="fmcty-field fmcty-field-hidden-input field-adid"><input type="hidden" name="adid" value="" id="footer_form_adid" class="fmcty-input-hidden"></li>
<li id="field_footer_form_plc" class="fmcty-field fmcty-field-hidden-input field-plc"><input type="hidden" name="plc" value="footer_form" id="footer_form_plc" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
<li id="field_footer_form_ss_test_variation" class="fmcty-field fmcty-field-hidden-input field-ss_test_variation"><input type="hidden" name="ss_test_variation" value="0" id="footer_form_ss_test_variation" class="fmcty-input-hidden"></li>
<li id="field_footer_form_ss_opq_test_variation" class="fmcty-field fmcty-field-hidden-input field-ss_opq_test_variation"><input type="hidden" name="ss_opq_test_variation" value="0" id="footer_form_ss_opq_test_variation"
class="fmcty-input-hidden"></li>
<li id="field_footer_form_json" class="fmcty-field fmcty-field-hidden-input field-json"><input type="hidden" name="json" value="1" id="footer_form_json" class="fmcty-input-hidden"></li>
<li id="field_footer_form_google_client_id" class="fmcty-field fmcty-field-hidden-input field-google_client_id"><input type="hidden" name="google_client_id" value="" id="footer_form_google_client_id" class="fmcty-input-hidden"></li>
<li id="field_footer_form_start_time" class="fmcty-field fmcty-field-hidden-input field-start_time"><input type="hidden" name="start_time" value="1715941140" id="footer_form_start_time" class="fmcty-input-hidden"></li>
<li id="field_footer_form_refi_ltv" class="fmcty-field fmcty-field-hidden-input field-refi_ltv"><input type="hidden" name="refi_ltv" value="" id="footer_form_refi_ltv" class="fmcty-input-hidden"></li>
<li id="field_footer_form_refi_total_loan_amount" class="fmcty-field fmcty-field-hidden-input field-refi_total_loan_amount"><input type="hidden" name="refi_total_loan_amount" value="0" id="footer_form_refi_total_loan_amount"
class="fmcty-input-hidden"></li>
<li id="field_footer_form_vu_agreestovuprivacypolicy" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovuprivacypolicy"><input type="hidden" name="vu_agreestovuprivacypolicy" value="1" id="footer_form_vu_agreestovuprivacypolicy"
class="fmcty-input-hidden"></li>
<li id="field_footer_form_vu_agreestovutermsandconditions" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovutermsandconditions"><input type="hidden" name="vu_agreestovutermsandconditions" value="1"
id="footer_form_vu_agreestovutermsandconditions" class="fmcty-input-hidden"></li>
<li id="field_footer_form_vu_consentstovutcpa" class="fmcty-field fmcty-field-hidden-input field-vu_consentstovutcpa"><input type="hidden" name="vu_consentstovutcpa" value="1" id="footer_form_vu_consentstovutcpa" class="fmcty-input-hidden">
</li>
<li id="field_footer_form_vu_agreestovuautodial" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovuautodial"><input type="hidden" name="vu_agreestovuautodial" value="1" id="footer_form_vu_agreestovuautodial"
class="fmcty-input-hidden"></li>
<li id="field_footer_form_vu_agreestovutexting" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovutexting"><input type="hidden" name="vu_agreestovutexting" value="1" id="footer_form_vu_agreestovutexting"
class="fmcty-input-hidden"></li>
<li id="field_footer_form_vu_agreestosmsterms" class="fmcty-field fmcty-field-hidden-input field-vu_agreestosmsterms"><input type="hidden" name="vu_agreestosmsterms" value="1" id="footer_form_vu_agreestosmsterms" class="fmcty-input-hidden">
</li>
<li id="field_footer_form_vu_agreestovusharingwithaffiliates" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovusharingwithaffiliates"><input type="hidden" name="vu_agreestovusharingwithaffiliates" value="1"
id="footer_form_vu_agreestovusharingwithaffiliates" class="fmcty-input-hidden"></li>
<li id="field_footer_form_vu_agreestotransactioncommunications" class="fmcty-field fmcty-field-hidden-input field-vu_agreestotransactioncommunications"><input type="hidden" name="vu_agreestotransactioncommunications" value="1"
id="footer_form_vu_agreestotransactioncommunications" class="fmcty-input-hidden"></li>
<li id="field_footer_form_vu_agreestolendingpartners" class="fmcty-field fmcty-field-hidden-input field-vu_agreestolendingpartners"><input type="hidden" name="vu_agreestolendingpartners" value="1" id="footer_form_vu_agreestolendingpartners"
class="fmcty-input-hidden"></li>
<li id="field_footer_form_vu_agreestohbcpartneroffers" class="fmcty-field fmcty-field-hidden-input field-vu_agreestohbcpartneroffers"><input type="hidden" name="vu_agreestohbcpartneroffers" value="1"
id="footer_form_vu_agreestohbcpartneroffers" class="fmcty-input-hidden"></li>
<li id="field_footer_form_matchtype" class="fmcty-field fmcty-field-hidden-input field-matchtype"><input type="hidden" name="matchtype" value="" id="footer_form_matchtype" class="fmcty-input-hidden"></li>
<li id="field_footer_form_mbsy_source" class="fmcty-field fmcty-field-hidden-input field-mbsy_source"><input type="hidden" name="mbsy_source" value="" id="footer_form_mbsy_source" class="fmcty-input-hidden"></li>
<li id="field_footer_form_campaignid" class="fmcty-field fmcty-field-hidden-input field-campaignid"><input type="hidden" name="campaignid" value="" id="footer_form_campaignid" class="fmcty-input-hidden"></li>
<li id="field_footer_form_microsoftadsnetworktype" class="fmcty-field fmcty-field-hidden-input field-microsoftadsnetworktype"><input type="hidden" name="microsoftadsnetworktype" value="" id="footer_form_microsoftadsnetworktype"
class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
<li id="field_footer_form_mbsy" class="fmcty-field fmcty-field-hidden-input field-mbsy"><input type="hidden" name="mbsy" value="" id="footer_form_mbsy" class="fmcty-input-hidden"></li>
<li id="field_footer_form_vu_agreestoedelivery" class="fmcty-field fmcty-field-hidden-input field-vu_agreestoedelivery"><input type="hidden" name="vu_agreestoedelivery" value="1" id="footer_form_vu_agreestoedelivery"
class="fmcty-input-hidden"></li>
<li id="field_footer_form_vu_intrasessionexperiment" class="fmcty-field fmcty-field-hidden-input field-vu_intrasessionexperiment"><input type="hidden" name="vu_intrasessionexperiment" value="" id="footer_form_vu_intrasessionexperiment"
class="fmcty-input-hidden"></li>
<li id="field_footer_form_mrc_agreestohomeservices" class="fmcty-field fmcty-field-hidden-input field-mrc_agreestohomeservices"><input type="hidden" name="mrc_agreestohomeservices" value="1" id="footer_form_mrc_agreestohomeservices"
class="fmcty-input-hidden"></li>
<li id="field_footer_form_twilio_version" class="fmcty-field fmcty-field-hidden-input field-twilio_version"><input type="hidden" name="twilio_version" value="0" id="footer_form_twilio_version" class="fmcty-input-hidden"></li>
<li id="field_footer_form_lead_intent" class="fmcty-field fmcty-field-hidden-input field-lead_intent"><input type="hidden" name="lead_intent" value="" id="footer_form_lead_intent" class="fmcty-input-hidden" data-fmcty-tracking-field="true">
</li>
<li id="field_footer_form_need_json" class="fmcty-field fmcty-field-hidden-input field-need_json"><input type="hidden" name="need_json" value="1" id="footer_form_need_json" class="fmcty-input-hidden"></li>
<li id="field_footer_form_living_situation" class="fmcty-field fmcty-field-radio field-living_situation fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_living_situation_label" for="footer_form_living_situation" tabindex="-1">What best describes your living situation?</label></dt>
<dd>
<ol id="footer_form_living_situation" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_living_situation_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="living_situation" value="own" id="footer_form_living_situation_0" required=""><label for="footer_form_living_situation_0"
class="fmcty-radio-option-label">I currently <span>own</span> a home</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="living_situation" value="rent" id="footer_form_living_situation_1" required=""><label for="footer_form_living_situation_1"
class="fmcty-radio-option-label">I am currently <span>renting</span></label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="living_situation" value="other" id="footer_form_living_situation_2" required=""><label for="footer_form_living_situation_2"
class="fmcty-radio-option-label">Other</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="loan-type">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_purpose" class="fmcty-field fmcty-field-radio field-purpose fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_purpose_label" for="footer_form_purpose" tabindex="-1">Are you buying a home or refinancing?</label></dt>
<dd>
<ol id="footer_form_purpose" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_purpose_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="purpose" value="P" id="footer_form_purpose_0" required=""><label for="footer_form_purpose_0"
class="fmcty-radio-option-label"><span>Buy</span> a home</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="purpose" value="R" id="footer_form_purpose_1" required=""><label for="footer_form_purpose_1"
class="fmcty-radio-option-label"><span>Refinance</span> my home</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="refi-goals">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_refi_reason" class="fmcty-field fmcty-field-checkbox field-refi_reason fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_refi_reason_label" for="footer_form_refi_reason" tabindex="-1">Why do you want to refinance?</label> <span class="fmcty-field-description">(Select all that apply)</span></dt>
<dd>
<ol id="footer_form_refi_reason" class="fmcty-checkbox-group" role="group" aria-labelledby="footer_form_refi_reason_label">
<li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="rate" id="footer_form_refi_reason_0" data-fmcty-validation-message="Please make a selection." required="" disabled=""><label
for="footer_form_refi_reason_0" class="fmcty-checkbox-option-label">Lower my Rate / Payment</label></li>
<li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="term" id="footer_form_refi_reason_1" data-fmcty-validation-message="Please make a selection." required="" disabled=""><label
for="footer_form_refi_reason_1" class="fmcty-checkbox-option-label">Change my Loan Term</label></li>
<li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="cashout" id="footer_form_refi_reason_2" data-fmcty-validation-message="Please make a selection." required="" disabled=""><label
for="footer_form_refi_reason_2" class="fmcty-checkbox-option-label">Take Cash Out of Home</label></li>
<li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="consolidation" id="footer_form_refi_reason_3" data-fmcty-validation-message="Please make a selection." required=""
disabled=""><label for="footer_form_refi_reason_3" class="fmcty-checkbox-option-label">Pay Off Debts</label></li>
<li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="other" id="footer_form_refi_reason_4" data-fmcty-validation-message="Please make a selection." required="" disabled=""><label
for="footer_form_refi_reason_4" class="fmcty-checkbox-option-label">Other</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="first-time">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_first_time" class="fmcty-field fmcty-field-radio field-first_time fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_first_time_label" for="footer_form_first_time" tabindex="-1">Is this your first time buying a home?</label></dt>
<dd>
<ol id="footer_form_first_time" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_first_time_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="first_time" value="yes" id="footer_form_first_time_0" required="" disabled=""><label for="footer_form_first_time_0"
class="fmcty-radio-option-label">Yes</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="first_time" value="no" id="footer_form_first_time_1" required="" disabled=""><label for="footer_form_first_time_1"
class="fmcty-radio-option-label">No</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="property-value">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_property_value" class="fmcty-field fmcty-field-radio field-property_value fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_property_value_label" for="footer_form_property_value" tabindex="-1">What is your price range?</label> <span class="fmcty-field-description">(An estimate is fine)</span></dt>
<dd>
<ol id="footer_form_property_value" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_property_value_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="700001" id="footer_form_property_value_0" required="" disabled=""><label for="footer_form_property_value_0"
class="fmcty-radio-option-label">$700K or more</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="700000" id="footer_form_property_value_1" required="" disabled=""><label for="footer_form_property_value_1"
class="fmcty-radio-option-label">$600K - $700K</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="600000" id="footer_form_property_value_2" required="" disabled=""><label for="footer_form_property_value_2"
class="fmcty-radio-option-label">$500K - $600K</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="500000" id="footer_form_property_value_3" required="" disabled=""><label for="footer_form_property_value_3"
class="fmcty-radio-option-label">$400K - $500K</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="400000" id="footer_form_property_value_4" required="" disabled=""><label for="footer_form_property_value_4"
class="fmcty-radio-option-label">$350K - $400K</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="350000" id="footer_form_property_value_5" required="" disabled=""><label for="footer_form_property_value_5"
class="fmcty-radio-option-label">$300K - $350K</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="300000" id="footer_form_property_value_6" required="" disabled=""><label for="footer_form_property_value_6"
class="fmcty-radio-option-label">$250K - $300K</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="250000" id="footer_form_property_value_7" required="" disabled=""><label for="footer_form_property_value_7"
class="fmcty-radio-option-label">$200K - $250K</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="200000" id="footer_form_property_value_8" required="" disabled=""><label for="footer_form_property_value_8"
class="fmcty-radio-option-label">$150K - $200K</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="150000" id="footer_form_property_value_9" required="" disabled=""><label for="footer_form_property_value_9"
class="fmcty-radio-option-label">$100K - $150K</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="90000" id="footer_form_property_value_10" required="" disabled=""><label for="footer_form_property_value_10"
class="fmcty-radio-option-label">under $100K</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="150001" id="footer_form_property_value_11" required="" disabled=""><label for="footer_form_property_value_11"
class="fmcty-radio-option-label">I don’t know</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="home-value">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_home_value" class="fmcty-field fmcty-field-currency field-home_value fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_home_value_label" for="footer_form_home_value" tabindex="-1">What is the value of your home?</label> <span class="fmcty-field-description">(An estimate is fine)</span></dt>
<dd><input type="text" name="home_value" value="" id="footer_form_home_value" class="fmcty-input-text fmcty-input-currency fmcty-input-number-normalize fmcty-input-mask-number fmcty-input-masked" required=""
data-fmcty-validation-message="Please enter a valid dollar amount." size="11" maxlength="11" pattern="[0-9]*" inputmode="numeric" disabled="" readonly=""></dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="property-type">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_property_type" class="fmcty-field fmcty-field-radio field-property_type fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_property_type_label" for="footer_form_property_type" tabindex="-1">What type of property is your home?</label></dt>
<dd>
<ol id="footer_form_property_type" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_property_type_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="single" id="footer_form_property_type_0" required=""><label for="footer_form_property_type_0"
class="fmcty-radio-option-label">Single-Family Home</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="condominium" id="footer_form_property_type_1" required=""><label for="footer_form_property_type_1"
class="fmcty-radio-option-label">Condominium</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="townhome" id="footer_form_property_type_2" required=""><label for="footer_form_property_type_2" class="fmcty-radio-option-label">Town
Home</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="multifamily" id="footer_form_property_type_3" required=""><label for="footer_form_property_type_3"
class="fmcty-radio-option-label">Multi-Family</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="manufactured" id="footer_form_property_type_4" required=""><label for="footer_form_property_type_4"
class="fmcty-radio-option-label">Mobile / Manufactured</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="new construction" id="footer_form_property_type_5" required=""><label for="footer_form_property_type_5"
class="fmcty-radio-option-label">New Construction</label></li>
<li class="fmcty-radio-option fmcty-radio-option-disabled" role="presentation"><input type="radio" name="property_type" value="other" id="footer_form_property_type_6" required="" disabled=""><label for="footer_form_property_type_6"
class="fmcty-radio-option-label">Other</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="manufactured-property">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_manufactured_own" class="fmcty-field fmcty-field-radio field-manufactured_own fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_manufactured_own_label" for="footer_form_manufactured_own" tabindex="-1">Will you own or rent the land your home is on?</label> <span class="fmcty-field-description">Your lender will use
this information to determine what kind of loan is right for you.</span></dt>
<dd>
<ol id="footer_form_manufactured_own" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_manufactured_own_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="manufactured_own" value="own" id="footer_form_manufactured_own_0" required="" disabled=""><label for="footer_form_manufactured_own_0"
class="fmcty-radio-option-label">Own</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="manufactured_own" value="rent" id="footer_form_manufactured_own_1" required="" disabled=""><label for="footer_form_manufactured_own_1"
class="fmcty-radio-option-label">Rent</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="property-use">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_property_use" class="fmcty-field fmcty-field-radio field-property_use fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_property_use_label" for="footer_form_property_use" tabindex="-1">How are you using this home?</label></dt>
<dd>
<ol id="footer_form_property_use" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_property_use_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="primary" id="footer_form_property_use_0" required=""><label for="footer_form_property_use_0"
class="fmcty-radio-option-label">Primary Residence</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="secondary" id="footer_form_property_use_1" required=""><label for="footer_form_property_use_1"
class="fmcty-radio-option-label">Secondary / Vacation Home</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="investment" id="footer_form_property_use_2" required=""><label for="footer_form_property_use_2"
class="fmcty-radio-option-label">Investment Property</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="other" id="footer_form_property_use_3" required=""><label for="footer_form_property_use_3"
class="fmcty-radio-option-label">Other</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="where-in-process">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_vu_whereprocess" class="fmcty-field fmcty-field-radio field-vu_whereprocess fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_vu_whereprocess_label" for="footer_form_vu_whereprocess" tabindex="-1">Where are you at in the homebuying journey?</label></dt>
<dd>
<ol id="footer_form_vu_whereprocess" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_vu_whereprocess_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="daydreaming" id="footer_form_vu_whereprocess_0" required=""><label for="footer_form_vu_whereprocess_0"
class="fmcty-radio-option-label">Daydreaming</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="looking" id="footer_form_vu_whereprocess_1" required=""><label for="footer_form_vu_whereprocess_1"
class="fmcty-radio-option-label">Looking Around</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="serious" id="footer_form_vu_whereprocess_2" required=""><label for="footer_form_vu_whereprocess_2"
class="fmcty-radio-option-label">Getting Serious</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="ready" id="footer_form_vu_whereprocess_3" required=""><label for="footer_form_vu_whereprocess_3"
class="fmcty-radio-option-label">Ready to Buy</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="timeframe">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_when_loan" class="fmcty-field fmcty-field-radio field-when_loan fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_when_loan_label" for="footer_form_when_loan" tabindex="-1">When do you plan to buy?</label></dt>
<dd>
<ol id="footer_form_when_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_when_loan_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="offer pending" id="footer_form_when_loan_0" required="" disabled=""><label for="footer_form_when_loan_0"
class="fmcty-radio-option-label">ASAP: Offer Pending</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="within a month" id="footer_form_when_loan_1" required="" disabled=""><label for="footer_form_when_loan_1"
class="fmcty-radio-option-label">Within a Month</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="2 to 3 months" id="footer_form_when_loan_2" required="" disabled=""><label for="footer_form_when_loan_2"
class="fmcty-radio-option-label">2 - 3 Months</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="3 to 6 months" id="footer_form_when_loan_3" required="" disabled=""><label for="footer_form_when_loan_3"
class="fmcty-radio-option-label">3 - 6 Months</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="over 6 months" id="footer_form_when_loan_4" required="" disabled=""><label for="footer_form_when_loan_4"
class="fmcty-radio-option-label">6+ Months</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="no time frame" id="footer_form_when_loan_5" required="" disabled=""><label for="footer_form_when_loan_5"
class="fmcty-radio-option-label">Not Sure</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="timeframe-reason">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_preventing_loan" class="fmcty-field fmcty-field-radio field-preventing_loan fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_preventing_loan_label" for="footer_form_preventing_loan" tabindex="-1">What prevents you from buying your new home today?</label></dt>
<dd>
<ol id="footer_form_preventing_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_preventing_loan_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="credit" id="footer_form_preventing_loan_0" required="" disabled=""><label for="footer_form_preventing_loan_0"
class="fmcty-radio-option-label">My credit rating is too low</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="income" id="footer_form_preventing_loan_1" required="" disabled=""><label for="footer_form_preventing_loan_1"
class="fmcty-radio-option-label">My income is too low</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="under_lease" id="footer_form_preventing_loan_2" required="" disabled=""><label for="footer_form_preventing_loan_2"
class="fmcty-radio-option-label">I am locked in a rent/lease</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="new_city" id="footer_form_preventing_loan_3" required="" disabled=""><label for="footer_form_preventing_loan_3"
class="fmcty-radio-option-label">I am transferring to a new location</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="still_looking" id="footer_form_preventing_loan_4" required="" disabled=""><label for="footer_form_preventing_loan_4"
class="fmcty-radio-option-label">I haven’t found a home yet</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="other" id="footer_form_preventing_loan_5" required="" disabled=""><label for="footer_form_preventing_loan_5"
class="fmcty-radio-option-label">Other</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="sell-home">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_sell_before_purchase" class="fmcty-field fmcty-field-radio field-sell_before_purchase fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_sell_before_purchase_label" for="footer_form_sell_before_purchase" tabindex="-1">Do you have a home to sell?</label></dt>
<dd>
<ol id="footer_form_sell_before_purchase" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_sell_before_purchase_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="sell_before_purchase" value="yes" id="footer_form_sell_before_purchase_0" required="" disabled=""><label
for="footer_form_sell_before_purchase_0" class="fmcty-radio-option-label">Yes</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="sell_before_purchase" value="no" id="footer_form_sell_before_purchase_1" required="" disabled=""><label
for="footer_form_sell_before_purchase_1" class="fmcty-radio-option-label">No</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="current-loan">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_current_loan_type" class="fmcty-field fmcty-field-radio field-current_loan_type fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_current_loan_type_label" for="footer_form_current_loan_type" tabindex="-1">What type of loan is your current mortgage?</label></dt>
<dd>
<ol id="footer_form_current_loan_type" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_current_loan_type_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="Conventional" id="footer_form_current_loan_type_0" required="" disabled=""><label for="footer_form_current_loan_type_0"
class="fmcty-radio-option-label">Conventional</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="VA" id="footer_form_current_loan_type_1" required="" disabled=""><label for="footer_form_current_loan_type_1"
class="fmcty-radio-option-label">VA</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="FHA" id="footer_form_current_loan_type_2" required="" disabled=""><label for="footer_form_current_loan_type_2"
class="fmcty-radio-option-label">FHA</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="USDA" id="footer_form_current_loan_type_3" required="" disabled=""><label for="footer_form_current_loan_type_3"
class="fmcty-radio-option-label">USDA</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="none" id="footer_form_current_loan_type_4" required="" disabled=""><label for="footer_form_current_loan_type_4"
class="fmcty-radio-option-label">No current mortgage</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="unknown" id="footer_form_current_loan_type_5" required="" disabled=""><label for="footer_form_current_loan_type_5"
class="fmcty-radio-option-label">I don’t know</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="mortgage-balance">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_balance" class="fmcty-field fmcty-field-currency field-balance fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_balance_label" for="footer_form_balance" tabindex="-1">How much do you currently owe on your home mortgage?</label></dt>
<dd><input type="text" name="balance" value="" id="footer_form_balance" class="fmcty-input-text fmcty-input-currency fmcty-input-number-normalize fmcty-input-mask-number fmcty-input-masked" required=""
data-fmcty-validation-message="Please enter a valid dollar amount." size="11" maxlength="11" pattern="[0-9]*" inputmode="numeric" disabled="" readonly=""></dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="interest-rate">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_current_rate" class="fmcty-field fmcty-field-select field-current_rate fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_current_rate_label" for="footer_form_current_rate" tabindex="-1">What is your current mortgage interest rate?</label></dt>
<dd>
<div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="current_rate" id="footer_form_current_rate" required="" disabled="">
<option value="" disabled="" selected="">Select your current interest rate…</option>
<option value="2.99">under 3%</option>
<option value="3">3%</option>
<option value="3.125">3.125%</option>
<option value="3.25">3.25%</option>
<option value="3.375">3.375%</option>
<option value="3.5">3.5%</option>
<option value="3.625">3.625%</option>
<option value="3.75">3.75%</option>
<option value="3.875">3.875%</option>
<option value="4">4%</option>
<option value="4.125">4.125%</option>
<option value="4.25">4.25%</option>
<option value="4.375">4.375%</option>
<option value="4.5">4.5%</option>
<option value="4.625">4.625%</option>
<option value="4.75">4.75%</option>
<option value="4.875">4.875%</option>
<option value="5">5%</option>
<option value="5.125">5.125%</option>
<option value="5.25">5.25%</option>
<option value="5.375">5.375%</option>
<option value="5.5">5.5%</option>
<option value="5.625">5.625%</option>
<option value="5.75">5.75%</option>
<option value="5.875">5.875%</option>
<option value="6">6%</option>
<option value="6.125">6.125%</option>
<option value="6.25">6.25%</option>
<option value="6.375">6.375%</option>
<option value="6.5">6.5%</option>
<option value="6.625">6.625%</option>
<option value="6.75">6.75%</option>
<option value="6.875">6.875%</option>
<option value="7">7%</option>
<option value="7.125">7.125%</option>
<option value="7.25">7.25%</option>
<option value="7.375">7.375%</option>
<option value="7.5">7.5%</option>
<option value="7.625">7.625%</option>
<option value="7.75">7.75%</option>
<option value="7.875">7.875%</option>
<option value="8">8%</option>
<option value="8.125">8.125%</option>
<option value="8.25">8.25%</option>
<option value="8.375">8.375%</option>
<option value="8.5">8.5%</option>
<option value="8.625">8.625%</option>
<option value="8.75">8.75%</option>
<option value="8.875">8.875%</option>
<option value="9">9%</option>
<option value="9.125">9.125%</option>
<option value="9.25">9.25%</option>
<option value="9.375">9.375%</option>
<option value="9.5">9.5%</option>
<option value="9.625">9.625%</option>
<option value="9.75">9.75%</option>
<option value="9.875">9.875%</option>
<option value="10">10%</option>
<option value="10.01">over 10%</option>
<option value="5.01">I don't know</option>
</select>
<div class="fmcty-styled-select-inner">Select your current interest rate…</div>
<div class="fmcty-styled-select-glyph"></div>
</div>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="refi-continue" data-fmcty-section-next="Yes, continue">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_refi_ltv_message" class="fmcty-field fmcty-field-hidden-input field-refi_ltv_message fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
<div class="fmcty-label">
<p>Based on the information provided, your loan-to-value ratio is too high for a Cash-Out refinance with Veterans United. <br>
<a href="https://www.veteransunited.com/education/entitlement/va-cash-out-refinance/" target="_blank" style="font-size: 0.5em; font-family: sans-serif;">Learn more about VA Cash-Out Refinancing</a></p>
<p>Would you still like to see if we can lower your interest rate?</p>
</div>
</span><input type="hidden" name="refi_ltv_message" value="1" id="footer_form_refi_ltv_message" class="fmcty-input-hidden" required="" disabled=""></li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Yes, continue</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="cash-out-amount">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_cash_out_amount" class="fmcty-field fmcty-field-number_slider field-cash_out_amount fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_cash_out_amount_label" for="footer_form_cash_out_amount" tabindex="-1">How much additional cash would you like to take out?</label> <span class="fmcty-field-description">You may be able to
take out as much as <strong>$<span class="fmcty_max_cash_out">325,000</span></strong>.</span></dt>
<dd>
<div class="fmcty-slider"><input type="text" name="cash_out_amount" value="0" id="footer_form_cash_out_amount" class="fmcty-input-text fmcty-input-number-slider fmcty-input-mask-number fmcty-input-masked" required="" size="11"
maxlength="11" pattern="[0-9]*" step="500" min="0" max="325000" inputmode="numeric" disabled="" readonly="">
<div class="fmcty-slider-track">
<div class="fmcty-slider-progress" style="width: 0%;">
<div class="fmcty-slider-grabber" tabindex="0" role="slider" aria-valuemin="0" aria-valuemax="325000" aria-valuenow="0"></div>
</div>
</div>
</div>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
<div class="fmcty-section-after">
<div class="fmcty-field-hidden-label">Maximum cashout amount based on the home value and mortgage balance information you supplied. Not guaranteed until locked in by your Loan Officer.</div>
</div>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="credit-rating">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_credit_rating" class="fmcty-field fmcty-field-radio field-credit_rating fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_credit_rating_label" for="footer_form_credit_rating" tabindex="-1">What is your current credit score?</label> <span class="fmcty-field-description">Your credit information is top secret. We
keep all private data under lock and key.</span></dt>
<dd>
<ol id="footer_form_credit_rating" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_credit_rating_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Excellent" id="footer_form_credit_rating_0" required=""><label for="footer_form_credit_rating_0"
class="fmcty-radio-option-label">Excellent (720+)</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Good" id="footer_form_credit_rating_1" required=""><label for="footer_form_credit_rating_1" class="fmcty-radio-option-label">Good
(680-719)</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Fair" id="footer_form_credit_rating_2" required=""><label for="footer_form_credit_rating_2" class="fmcty-radio-option-label">Fair
(620-679)</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Below Average" id="footer_form_credit_rating_3" required=""><label for="footer_form_credit_rating_3"
class="fmcty-radio-option-label">Below Average (600-619)</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Poor" id="footer_form_credit_rating_4" required=""><label for="footer_form_credit_rating_4" class="fmcty-radio-option-label">Poor
(Below 600)</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="unknown" id="footer_form_credit_rating_5" required=""><label for="footer_form_credit_rating_5" class="fmcty-radio-option-label">I
don’t know</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="employment">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_occupational_status" class="fmcty-field fmcty-field-radio field-occupational_status fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_occupational_status_label" for="footer_form_occupational_status" tabindex="-1">What is your current <span style="display:inline-block;">employment status?</span></label></dt>
<dd>
<ol id="footer_form_occupational_status" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_occupational_status_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Employed" id="footer_form_occupational_status_0"
data-fmcty-validation-message="Please select your current employment status." required=""><label for="footer_form_occupational_status_0" class="fmcty-radio-option-label">Employed</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Self-Employed" id="footer_form_occupational_status_1"
data-fmcty-validation-message="Please select your current employment status." required=""><label for="footer_form_occupational_status_1" class="fmcty-radio-option-label">Self-Employed / 1099 Independent Contractor</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Retired" id="footer_form_occupational_status_2"
data-fmcty-validation-message="Please select your current employment status." required=""><label for="footer_form_occupational_status_2" class="fmcty-radio-option-label">Retired</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Not-Employed" id="footer_form_occupational_status_3"
data-fmcty-validation-message="Please select your current employment status." required=""><label for="footer_form_occupational_status_3" class="fmcty-radio-option-label">Not Employed</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="income">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_gross_income" class="fmcty-field fmcty-field-radio field-gross_income fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_gross_income_label" for="footer_form_gross_income" tabindex="-1">What's your annual household income?</label></dt>
<dd>
<ol id="footer_form_gross_income" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_gross_income_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="200001" id="footer_form_gross_income_0"
data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="footer_form_gross_income_0" class="fmcty-radio-option-label">Greater than $200,000</label>
</li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="200000" id="footer_form_gross_income_1"
data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="footer_form_gross_income_1" class="fmcty-radio-option-label">$150,000 - $200,000</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="150000" id="footer_form_gross_income_2"
data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="footer_form_gross_income_2" class="fmcty-radio-option-label">$100,000 - $150,000</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="100000" id="footer_form_gross_income_3"
data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="footer_form_gross_income_3" class="fmcty-radio-option-label">$75,000 - $100,000</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="75000" id="footer_form_gross_income_4"
data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="footer_form_gross_income_4" class="fmcty-radio-option-label">$50,000 - $75,000</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="50000" id="footer_form_gross_income_5"
data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="footer_form_gross_income_5" class="fmcty-radio-option-label">$30,000 - $50,000</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="30000" id="footer_form_gross_income_6"
data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="footer_form_gross_income_6" class="fmcty-radio-option-label">Less than $30,000</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="bankruptcy">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_bankruptcy" class="fmcty-field fmcty-field-radio field-bankruptcy fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_bankruptcy_label" for="footer_form_bankruptcy" tabindex="-1">Have you declared bankruptcy in the past 2 years?</label></dt>
<dd>
<ol id="footer_form_bankruptcy" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_bankruptcy_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="bankruptcy" value="Never" id="footer_form_bankruptcy_0" data-fmcty-validation-message="Please select your bankruptcy status."
required=""><label for="footer_form_bankruptcy_0" class="fmcty-radio-option-label">No</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="bankruptcy" value="Currently" id="footer_form_bankruptcy_1" data-fmcty-validation-message="Please select your bankruptcy status."
required=""><label for="footer_form_bankruptcy_1" class="fmcty-radio-option-label">Yes</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="military-branch">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_military_branch" class="fmcty-field fmcty-field-radio field-military_branch fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_military_branch_label" for="footer_form_military_branch" tabindex="-1">What is your branch of service?</label></dt>
<dd>
<ol id="footer_form_military_branch" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_military_branch_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Army" id="footer_form_military_branch_0" required=""><label for="footer_form_military_branch_0"
class="fmcty-radio-option-label">Army</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Marine" id="footer_form_military_branch_1" required=""><label for="footer_form_military_branch_1"
class="fmcty-radio-option-label">Marine Corps</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Navy" id="footer_form_military_branch_2" required=""><label for="footer_form_military_branch_2"
class="fmcty-radio-option-label">Navy</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Air" id="footer_form_military_branch_3" required=""><label for="footer_form_military_branch_3" class="fmcty-radio-option-label">Air
Force</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Coast" id="footer_form_military_branch_4" required=""><label for="footer_form_military_branch_4"
class="fmcty-radio-option-label">Coast Guard</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="space" id="footer_form_military_branch_5" required=""><label for="footer_form_military_branch_5"
class="fmcty-radio-option-label">Space Force</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Spouse" id="footer_form_military_branch_6" required=""><label for="footer_form_military_branch_6"
class="fmcty-radio-option-label">Military Spouse</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Other" id="footer_form_military_branch_7" required=""><label for="footer_form_military_branch_7"
class="fmcty-radio-option-label">Other VA Eligibility</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Civilian" id="footer_form_military_branch_8" required=""><label for="footer_form_military_branch_8"
class="fmcty-radio-option-label">No Military Experience</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="active-duty">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_military_status" class="fmcty-field fmcty-field-radio field-military_status fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_military_status_label" for="footer_form_military_status" tabindex="-1">Are you currently serving?</label></dt>
<dd>
<ol id="footer_form_military_status" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_military_status_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="military_status" value="active" id="footer_form_military_status_0" required=""><label for="footer_form_military_status_0"
class="fmcty-radio-option-label">Currently Serving</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="military_status" value="veteran" id="footer_form_military_status_1" required=""><label for="footer_form_military_status_1"
class="fmcty-radio-option-label">Separated</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="pcs-orders">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_pcs" class="fmcty-field fmcty-field-radio field-pcs fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_pcs_label" for="footer_form_pcs" tabindex="-1">Have you received orders to PCS?</label></dt>
<dd>
<ol id="footer_form_pcs" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_pcs_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="pcs" value="no" id="footer_form_pcs_0" required="" disabled=""><label for="footer_form_pcs_0" class="fmcty-radio-option-label">No, this is
not a PCS move</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="pcs" value="yes" id="footer_form_pcs_1" required="" disabled=""><label for="footer_form_pcs_1" class="fmcty-radio-option-label">Yes, this is
a PCS move</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="property-state">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_civilian_property_state_select" class="fmcty-field fmcty-field-select field-civilian_property_state_select fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_civilian_property_state_select_label" for="footer_form_civilian_property_state_select" tabindex="-1">Where will you be living?</label></dt>
<dd>
<div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="civilian_property_state_select" id="footer_form_civilian_property_state_select" required=""
autocomplete="fmcty_off" disabled="">
<option value="" disabled="" selected="">Select the property location…</option>
<option value="AL">Alabama</option>
<option value="AK">Alaska</option>
<option value="AZ">Arizona</option>
<option value="AR">Arkansas</option>
<option value="CA">California</option>
<option value="CO">Colorado</option>
<option value="CT">Connecticut</option>
<option value="DE">Delaware</option>
<option value="DC">District of Columbia</option>
<option value="FL">Florida</option>
<option value="GA">Georgia</option>
<option value="HI">Hawaii</option>
<option value="ID">Idaho</option>
<option value="IL">Illinois</option>
<option value="IN">Indiana</option>
<option value="IA">Iowa</option>
<option value="KS">Kansas</option>
<option value="KY">Kentucky</option>
<option value="LA">Louisiana</option>
<option value="ME">Maine</option>
<option value="MD">Maryland</option>
<option value="MA">Massachusetts</option>
<option value="MI">Michigan</option>
<option value="MN">Minnesota</option>
<option value="MS">Mississippi</option>
<option value="MO">Missouri</option>
<option value="MT">Montana</option>
<option value="NE">Nebraska</option>
<option value="NV" disabled="">Nevada (Not Available)</option>
<option value="NH">New Hampshire</option>
<option value="NJ">New Jersey</option>
<option value="NM">New Mexico</option>
<option value="NY">New York</option>
<option value="NC">North Carolina</option>
<option value="ND">North Dakota</option>
<option value="OH">Ohio</option>
<option value="OK">Oklahoma</option>
<option value="OR">Oregon</option>
<option value="PA">Pennsylvania</option>
<option value="RI">Rhode Island</option>
<option value="SC">South Carolina</option>
<option value="SD">South Dakota</option>
<option value="TN">Tennessee</option>
<option value="TX">Texas</option>
<option value="UT">Utah</option>
<option value="VT">Vermont</option>
<option value="VA">Virginia</option>
<option value="WA">Washington</option>
<option value="WV">West Virginia</option>
<option value="WI">Wisconsin</option>
<option value="WY">Wyoming</option>
</select>
<div class="fmcty-styled-select-inner">Select the property location…</div>
<div class="fmcty-styled-select-glyph"></div>
</div>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="three-percent-down">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_three_percent_down" class="fmcty-field fmcty-field-radio field-three_percent_down fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_three_percent_down_label" for="footer_form_three_percent_down" tabindex="-1">Can you put at least 3% down?</label></dt>
<dd>
<ol id="footer_form_three_percent_down" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_three_percent_down_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="three_percent_down" value="yes" id="footer_form_three_percent_down_0" required="" disabled=""><label for="footer_form_three_percent_down_0"
class="fmcty-radio-option-label">Yes</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="three_percent_down" value="no" id="footer_form_three_percent_down_1" required="" disabled=""><label for="footer_form_three_percent_down_1"
class="fmcty-radio-option-label">No</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="down-payment">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_down_payment" class="fmcty-field fmcty-field-radio field-down_payment fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_down_payment_label" for="footer_form_down_payment" tabindex="-1">How much of a down payment would you like to make?</label></dt>
<dd>
<ol id="footer_form_down_payment" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_down_payment_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="0" id="footer_form_down_payment_0" required="" disabled=""><label for="footer_form_down_payment_0"
class="fmcty-radio-option-label">0%</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="3.5" id="footer_form_down_payment_1" required="" disabled=""><label for="footer_form_down_payment_1"
class="fmcty-radio-option-label">3.5%</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="5" id="footer_form_down_payment_2" required="" disabled=""><label for="footer_form_down_payment_2"
class="fmcty-radio-option-label">5%</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="10" id="footer_form_down_payment_3" required="" disabled=""><label for="footer_form_down_payment_3"
class="fmcty-radio-option-label">10%</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="15" id="footer_form_down_payment_4" required="" disabled=""><label for="footer_form_down_payment_4"
class="fmcty-radio-option-label">15%</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="20" id="footer_form_down_payment_5" required="" disabled=""><label for="footer_form_down_payment_5"
class="fmcty-radio-option-label">20%</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="21" id="footer_form_down_payment_6" required="" disabled=""><label for="footer_form_down_payment_6"
class="fmcty-radio-option-label">More than 20%</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="down-payment-notice">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_down_payment_notice" class="fmcty-field fmcty-field-hidden-input field-down_payment_notice fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
<div class="fmcty-label">
<p>Without military experience most loans <strong>require at least 3% down.</strong></p><a href="https://www.paddio.com/lp/downpayment?src=&adg=" class="fmcty-button">Get More Information →</a>
</div>
</span><input type="hidden" name="down_payment_notice" value="1" id="footer_form_down_payment_notice" class="fmcty-input-hidden" required="" disabled=""></li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="down-payment-notice-nb">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_down_payment_notice_nb" class="fmcty-field fmcty-field-hidden-input field-down_payment_notice_nb fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
<div class="fmcty-label">
<p>Without military experience most loans <strong>require at least 3% down.</strong></p>
<div class="logo"><svg role="img" id="neighborsBankLogo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 907.1 118.5" style="max-width:400px;">
<title>Neighbors Bank</title>
<path id="neighborsBankText" fill="#016060"
d="M275.7 85.7c-1.8-.6-3.5-1.6-4.9-3a15 15 0 0 1-3.4-5.2 22 22 0 0 1-1.7-8h29.1a23.1 23.1 0 0 0-4.9-15.5 19.9 19.9 0 0 0-15.7-7.3 23 23 0 0 0-17.2 7.5 25.8 25.8 0 0 0-5 8.3 29.7 29.7 0 0 0-2 10.7c0 3.6.6 6.9 1.7 9.9A21.8 21.8 0 0 0 273.4 98c5.7 0 10.3-1.5 13.8-4.3 3.6-2.8 6.1-6.5 7.6-11.1l-1.2-.8a18 18 0 0 1-5.1 3.5 19 19 0 0 1-12.8.4Zm2.8-32.5c1.1 1.7 1.7 4.6 1.7 8.5v3.7l-14.6.4a26 26 0 0 1 2.3-10.6 9.8 9.8 0 0 1 2.6-3.4c1-.8 2.3-1.2 3.6-1.2a5 5 0 0 1 4.4 2.6Zm36-13a8.5 8.5 0 0 0 4.8-11.2 7 7 0 0 0-1.9-2.6 9.5 9.5 0 0 0-2.8-2 8.5 8.5 0 0 0-9.5 2 8.6 8.6 0 0 0 9.5 13.9ZM302 96.5h20.6v-.2a81.1 81.1 0 0 1-2-7.8A50.6 50.6 0 0 1 320 78V46.3L299 52v.3c2.2 2.3 3.7 4.7 4.5 7.2a30 30 0 0 1 1.3 9.7V78a68.4 68.4 0 0 1-1.7 14.5l-1 3.8v.2Zm59.1-17a21 21 0 0 0 6.6-3.5 15.2 15.2 0 0 0 5.9-11.7 12 12 0 0 0-1.8-6.5 16.3 16.3 0 0 0-5-5L380 54h.4V42.2l-.2-.1-15.8 7.8a24.5 24.5 0 0 0-12-3.2 26.3 26.3 0 0 0-15.2 4.9 16.5 16.5 0 0 0-4.3 5.5 15 15 0 0 0-1.5 6.7c0 3 .7 5.6 2.1 8 1.5 2.3 3.5 4.2 6.1 5.7l-3.4 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</path>
<path id="neighborsBankHouse" fill="#73c271"
d="M151.8 90.5h5v.9h-2v5h-1v-5h-2v-.9Zm8.5 5.9-1.6-4v4h-1v-5.9h1.2l1.8 4.6 1.8-4.6h1v6h-.9v-4.2l-1.6 4.1h-.7ZM91.9 0 73.4 15 54.2 0 0 43.4v53h30.1V58l49.5 38.6h8.3V48.2h-8v38.1L30.7 48.2H22v40.3H8V47.3l46.3-37 47.5 37v49.2h45.7V43.4L91.9 0Zm47.6 88.4h-29.7v-45L80 20l12-9.7 47.6 37v41.1Z">
</path>
</svg></div>
<p class="fmcty-field-description">We’ve partnered with Neighbors Bank to better serve civilian homebuyers. Veterans United is dedicated to serving Veterans and military families. Neighbors Bank is a proud member of the Veterans
United family of companies and provides personalized financing solutions and top-rated customer service for homebuyers like yourself.</p>
<a href="https://www.neighborsbank.com/lp/downpayment?src=&adg=" class="fmcty-button">Get More Information →</a>
</div>
</span><input type="hidden" name="down_payment_notice_nb" value="1" id="footer_form_down_payment_notice_nb" class="fmcty-input-hidden" required="" disabled=""></li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="property-location">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_property_search" class="fmcty-field fmcty-field-text field-property_search">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_property_search_label" for="footer_form_property_search" tabindex="-1">Where will your new home be located?</label> <span class="fmcty-field-description">City or Zip Code</span></dt>
<dd>
<div class="fmcty-autocomplete-input-wrapper"><input type="text" name="property_search" value="" id="footer_form_property_search" class="fmcty-input-text" placeholder="City or Zip Code"
data-fmcty-validation-message="Please enter a valid location." autocomplete="off" aria-describedby="footer_form_init_prop_search_instr" aria-owns="footer_form_prop_search_results_box" aria-expanded="false" aria-autocomplete="both"
readonly=""></div>
</dd>
</dl>
<div id="footer_form_init_prop_search_instr" class="a11y-hidden">When autocomplete results are available use up and down arrows to review and enter to select.</div>
<div role="status" aria-live="polite" id="footer_form_prop_search_aria_update" class="a11y-hidden"></div>
<div id="footer_form_prop_search_results_box"></div>
</li>
<li id="field_footer_form_property_zip" class="fmcty-field fmcty-field-hidden-input field-property_zip"><input type="hidden" name="property_zip" value="" id="footer_form_property_zip" class="fmcty-input-hidden"></li>
<li id="field_footer_form_property_state" class="fmcty-field fmcty-field-hidden-input field-property_state fmcty-field-required"><input type="hidden" name="property_state" value="" id="footer_form_property_state" class="fmcty-input-hidden"
required="" data-fmcty-validation-message="Please enter a valid US location."></li>
<li id="field_footer_form_property_city" class="fmcty-field fmcty-field-hidden-input field-property_city"><input type="hidden" name="property_city" value="" id="footer_form_property_city" class="fmcty-input-hidden"></li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="state-unavailable">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_state_unavailable_notice" class="fmcty-field fmcty-field-hidden-input field-state_unavailable_notice fmcty-field-required fmcty-field-hidden"><input type="hidden" name="state_unavailable_notice" value=""
id="footer_form_state_unavailable_notice" class="fmcty-input-hidden" required="" disabled=""></li>
<li id="field_footer_form_state_nv_unavailable_notice_html" class="fmcty-field fmcty-field-html field-state_nv_unavailable_notice_html">
<dl role="presentation">
<dd><span name="state_nv_unavailable_notice_html" id="footer_form_state_nv_unavailable_notice_html">
<div class="fmcty-label">Nevada Homebuyers:</div>
<p>Due to state regulations, we are not able to accept home loan inquiries for Nevada properties on this site. If you are interested in a property in another area, you may hit Back and enter a different location.</p>
</span></dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="continue-online">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_ny_opq_message" class="fmcty-field fmcty-field-hidden-input field-ny_opq_message fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
<div class="fmcty-label">
<p>Thank you for coming to Veterans United Home Loans! To continue your home loan request, please continue to our secure, online mortgage preapproval system.</p>
<a href="https://my.veteransunited.com/get-approved?adg=nyopq&lead_source_code=Web&campaign=3739858D-3291-EA11-A811-000D3A98D873&src=footer_form&referring_website=https://www.vamortgagecenter.com/answers/" class="fmcty-button">Get Preapproved Online →</a>
</div>
</span><input type="hidden" name="ny_opq_message" value="1" id="footer_form_ny_opq_message" class="fmcty-input-hidden" required="" disabled=""></li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="property-state">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_property_state_select" class="fmcty-field fmcty-field-select field-property_state_select fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_property_state_select_label" for="footer_form_property_state_select" tabindex="-1">In what state will your new home be located?</label></dt>
<dd>
<div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="property_state_select" id="footer_form_property_state_select" required="" autocomplete="fmcty_off"
disabled="">
<option value="" disabled="" selected="">Select the property location…</option>
<option value="AL">Alabama</option>
<option value="AK">Alaska</option>
<option value="AZ">Arizona</option>
<option value="AR">Arkansas</option>
<option value="CA">California</option>
<option value="CO">Colorado</option>
<option value="CT">Connecticut</option>
<option value="DE">Delaware</option>
<option value="DC">District of Columbia</option>
<option value="FL">Florida</option>
<option value="GA">Georgia</option>
<option value="HI">Hawaii</option>
<option value="ID">Idaho</option>
<option value="IL">Illinois</option>
<option value="IN">Indiana</option>
<option value="IA">Iowa</option>
<option value="KS">Kansas</option>
<option value="KY">Kentucky</option>
<option value="LA">Louisiana</option>
<option value="ME">Maine</option>
<option value="MD">Maryland</option>
<option value="MA">Massachusetts</option>
<option value="MI">Michigan</option>
<option value="MN">Minnesota</option>
<option value="MS">Mississippi</option>
<option value="MO">Missouri</option>
<option value="MT">Montana</option>
<option value="NE">Nebraska</option>
<option value="NV" disabled="">Nevada (Not Available)</option>
<option value="NH">New Hampshire</option>
<option value="NJ">New Jersey</option>
<option value="NM">New Mexico</option>
<option value="NY">New York</option>
<option value="NC">North Carolina</option>
<option value="ND">North Dakota</option>
<option value="OH">Ohio</option>
<option value="OK">Oklahoma</option>
<option value="OR">Oregon</option>
<option value="PA">Pennsylvania</option>
<option value="RI">Rhode Island</option>
<option value="SC">South Carolina</option>
<option value="SD">South Dakota</option>
<option value="TN">Tennessee</option>
<option value="TX">Texas</option>
<option value="UT">Utah</option>
<option value="VT">Vermont</option>
<option value="VA">Virginia</option>
<option value="WA">Washington</option>
<option value="WV">West Virginia</option>
<option value="WI">Wisconsin</option>
<option value="WY">Wyoming</option>
</select>
<div class="fmcty-styled-select-inner">Select the property location…</div>
<div class="fmcty-styled-select-glyph"></div>
</div>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="texas-cashout">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_tx_cashout_message" class="fmcty-field fmcty-field-radio field-tx_cashout_message fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_tx_cashout_message_label" for="footer_form_tx_cashout_message" tabindex="-1">
<p>Due to state restrictions, we do not offer cash-out or debt consolidation refinances in the state of Texas.</p>
<p>Would you still like to see if we can lower your interest rate?</p>
</label></dt>
<dd>
<ol id="footer_form_tx_cashout_message" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_tx_cashout_message_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="tx_cashout_message" value="1" id="footer_form_tx_cashout_message_0" required="" disabled=""><label for="footer_form_tx_cashout_message_0"
class="fmcty-radio-option-label">Yes, continue</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="neighbors-bank">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_neighbors" class="fmcty-field fmcty-field-radio field-neighbors fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_neighbors_label" for="footer_form_neighbors" tabindex="-1">
<div id="neighbors" class="handoff-msg">
<div class="logo">
<svg role="img" id="neighborsBankLogo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 907.1 118.5" style="max-width:400px;">
<title>Neighbors Bank</title>
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</path>
<path id="neighborsBankHouse" fill="#73c271"
d="M151.8 90.5h5v.9h-2v5h-1v-5h-2v-.9Zm8.5 5.9-1.6-4v4h-1v-5.9h1.2l1.8 4.6 1.8-4.6h1v6h-.9v-4.2l-1.6 4.1h-.7ZM91.9 0 73.4 15 54.2 0 0 43.4v53h30.1V58l49.5 38.6h8.3V48.2h-8v38.1L30.7 48.2H22v40.3H8V47.3l46.3-37 47.5 37v49.2h45.7V43.4L91.9 0Zm47.6 88.4h-29.7v-45L80 20l12-9.7 47.6 37v41.1Z">
</path>
</svg>
</div>
<span> We’ve partnered with Neighbors Bank to better serve civilian homebuyers. </span>
<span class="fmcty-field-description"> Veterans United is dedicated to serving Veterans and military families. Neighbors Bank is a proud member of the Veterans United family of companies and provides personalized financing
solutions and top-rated customer service for homebuyers like yourself. </span>
</div>
</label></dt>
<dd>
<ol id="footer_form_neighbors" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_neighbors_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="neighbors" value="1" id="footer_form_neighbors_0" checked="checked" required="" disabled=""><label for="footer_form_neighbors_0"
class="fmcty-radio-option-label">Continue</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
<div class="fmcty-section-after">
<div class="fmcty-field-hidden-label" style="max-width:470px;">Neighbors Bank has been determined to be a better option for your unique homebuying situation. If you think this is a mistake and you do have military experience, please contact
Veterans United Home Loans directly at <a class="tel" href="tel:18008845560">1-800-884-5560</a>.</div>
</div>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="email">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_email" class="fmcty-field fmcty-field-email field-email fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_email_label" for="footer_form_email" tabindex="-1">What is your email address?</label> <span class="fmcty-field-description">Your inbox is secure with us. We protect your email information
24/7.</span></dt>
<dd><input type="email" name="email" value="" id="footer_form_email" class="fmcty-input-email" placeholder="email@example.com" required="" data-fmcty-validation-message="Please enter a valid email address." data-fmcty-dnt="true"
autocapitalize="none" readonly=""></dd>
</dl>
</li>
<li id="field_footer_form_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
<dl role="presentation">
<dd><span name="secure_label" id="footer_form_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
<li id="field_footer_form_vu_agreestoemails" class="fmcty-field fmcty-field-hidden-input field-vu_agreestoemails"><span class="fmcty-field-hidden-label"><strong>Your information is secure.</strong> Continuing here simply means you agree to
receive information from Veterans United Home Loans and its affiliates about your benefits.</span><input type="hidden" name="vu_agreestoemails" value="1" id="footer_form_vu_agreestoemails" class="fmcty-input-hidden"></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="name">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_name_label" class="fmcty-field fmcty-field-html field-name_label">
<dl role="presentation">
<dd><span name="name_label" id="footer_form_name_label">
<div class="fmcty-label">What is your name?</div>
</span></dd>
</dl>
</li>
<li id="field_footer_form_first_name" class="fmcty-field fmcty-field-text field-first_name fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_first_name_label" for="footer_form_first_name" tabindex="-1">First Name:</label></dt>
<dd><input type="text" name="first_name" value="" id="footer_form_first_name" class="fmcty-input-text" placeholder="First" required="" data-fmcty-validation-message="Please enter your first name." data-fmcty-dnt="true" readonly=""></dd>
</dl>
</li>
<li id="field_footer_form_last_name" class="fmcty-field fmcty-field-text field-last_name fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_last_name_label" for="footer_form_last_name" tabindex="-1">Last Name:</label></dt>
<dd><input type="text" name="last_name" value="" id="footer_form_last_name" class="fmcty-input-text" placeholder="Last" required="" data-fmcty-validation-message="Please enter your last name." data-fmcty-dnt="true" readonly=""></dd>
</dl>
</li>
<li id="field_footer_form_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
<dl role="presentation">
<dd><span name="secure_label" id="footer_form_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="current-address">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_address_label" class="fmcty-field fmcty-field-html field-address_label">
<dl role="presentation">
<dd><span name="address_label" id="footer_form_address_label">
<div class="fmcty-label">What is your current street address and ZIP?</div>
</span></dd>
</dl>
</li>
<li id="field_footer_form_address" class="fmcty-field fmcty-field-text field-address fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_address_label" for="footer_form_address" tabindex="-1">Street Address:</label></dt>
<dd><input type="text" name="address" value="" id="footer_form_address" class="fmcty-input-text" placeholder="Street Address" required="" data-fmcty-validation-message="Please provide your current street address." data-fmcty-dnt="true"
readonly=""></dd>
</dl>
</li>
<li id="field_footer_form_zip" class="fmcty-field fmcty-field-text field-zip fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_zip_label" for="footer_form_zip" tabindex="-1">ZIP Code:</label></dt>
<dd><input type="text" name="zip" value="" id="footer_form_zip" class="fmcty-input-text" placeholder="ZIP Code" required="" data-fmcty-validation-message="Please enter a valid 5-digit ZIP code." size="5" maxlength="5" pattern="[0-9]*"
readonly=""></dd>
</dl>
</li>
<li id="field_footer_form_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
<dl role="presentation">
<dd><span name="secure_label" id="footer_form_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="time-at-current-address">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_time_at_current_address" class="fmcty-field fmcty-field-radio field-time_at_current_address fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_time_at_current_address_label" for="footer_form_time_at_current_address" tabindex="-1">How long have you lived at this address?</label></dt>
<dd>
<ol id="footer_form_time_at_current_address" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_time_at_current_address_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="less than 1 year" id="footer_form_time_at_current_address_0" required=""><label
for="footer_form_time_at_current_address_0" class="fmcty-radio-option-label">Less than 1 year</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="1 to 2 years" id="footer_form_time_at_current_address_1" required=""><label
for="footer_form_time_at_current_address_1" class="fmcty-radio-option-label">1 - 2 Years</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="2 to 5 years" id="footer_form_time_at_current_address_2" required=""><label
for="footer_form_time_at_current_address_2" class="fmcty-radio-option-label">2 - 5 Years</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="over 5 years" id="footer_form_time_at_current_address_3" required=""><label
for="footer_form_time_at_current_address_3" class="fmcty-radio-option-label">5+ Years</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="phone">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_phone_full" class="fmcty-field fmcty-field-tel field-phone_full fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_phone_full_label" for="footer_form_phone_full" tabindex="-1">What is your phone number?</label> <span class="fmcty-field-description">Spam calls annoy us, too. We safeguard your number like
it’s our own.</span></dt>
<dd><input type="tel" name="phone_full" value="" id="footer_form_phone_full" class="fmcty-input-tel fmcty-input-mask-tel fmcty-input-masked" placeholder="( ) -" required=""
data-fmcty-validation-message="Please enter a valid phone number." data-fmcty-dnt="true" maxlength="14" readonly=""></dd>
</dl>
</li>
<li id="field_footer_form_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
<dl role="presentation">
<dd><span name="secure_label" id="footer_form_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-submit"><button type="submit" class="fmcty-submit">Get My Quote!</button></li>
<li id="field_footer_form_vuhlagree" class="fmcty-field fmcty-field-html field-vuhlagree">
<dl role="presentation">
<dd><span name="vuhlagree" id="footer_form_vuhlagree">
<div class="field-legal">By submitting, I agree to receive calls or texts at this number from Veterans United Home Loans, its
<a target="_blank" href="https://www.veteransunited.com/affiliates/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">affiliates</a>, and
<a href="https://www.mortgageresearchcenter.org/partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">lenders</a>, agents and
<a href="https://www.mortgageresearchcenter.org/home-services-partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">home-services providers</a> about real
estate matters or promotional offers from partners, even if they use an autodialer and even if I am on a Do Not Call List.
<a target="_blank" href="https://www.veteransunited.com/sms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">Texting terms apply.</a> I agree to accept delivery of documents electronically; I
agree to the <a target="_blank" href="https://www.veteransunited.com/privacy/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">privacy policy</a> and
<a target="_blank" href="https://www.veteransunited.com/terms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">terms</a>. I may receive service without this consent by
<a target="_blank" href="https://www.veteransunited.com/contact/">contacting Veterans United</a>.</div>
</span></dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="phone-verify">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_twilio_phone" class="fmcty-field fmcty-field-tel field-twilio_phone fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_twilio_phone_label" for="footer_form_twilio_phone" tabindex="-1">What is your phone number?</label></dt>
<dd><input type="tel" name="twilio_phone" value="" id="footer_form_twilio_phone" class="fmcty-input-tel fmcty-input-mask-tel fmcty-input-masked" placeholder="( ) -" required=""
data-fmcty-validation-message="Please enter a valid phone number." data-fmcty-dnt="true" maxlength="14" disabled="" readonly=""></dd>
</dl>
</li>
<li id="field_footer_form_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
<dl role="presentation">
<dd><span name="secure_label" id="footer_form_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
<li id="field_footer_form_vuhlagree" class="fmcty-field fmcty-field-html field-vuhlagree">
<dl role="presentation">
<dd><span name="vuhlagree" id="footer_form_vuhlagree">
<div class="field-legal">By submitting, I agree to receive calls or texts at this number from Veterans United Home Loans, its
<a target="_blank" href="https://www.veteransunited.com/affiliates/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">affiliates</a>, and
<a href="https://www.mortgageresearchcenter.org/partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">lenders</a>, agents and
<a href="https://www.mortgageresearchcenter.org/home-services-partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">home-services providers</a> about real
estate matters or promotional offers from partners, even if they use an autodialer and even if I am on a Do Not Call List.
<a target="_blank" href="https://www.veteransunited.com/sms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">Texting terms apply.</a> I agree to accept delivery of documents electronically; I
agree to the <a target="_blank" href="https://www.veteransunited.com/privacy/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">privacy policy</a> and
<a target="_blank" href="https://www.veteransunited.com/terms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">terms</a>. I may receive service without this consent by
<a target="_blank" href="https://www.veteransunited.com/contact/">contacting Veterans United</a>.</div>
</span></dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="phone-verify-code" data-fmcty-auto-advance="false">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_phone_verify_code" class="fmcty-field fmcty-field-text field-phone_verify_code fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_phone_verify_code_label" for="footer_form_phone_verify_code" tabindex="-1">Verification Code</label> <span class="fmcty-field-description">Please enter the 4-digit code that was sent to
you.</span></dt>
<dd><input type="text" name="phone_verify_code" value="" id="footer_form_phone_verify_code" class="fmcty-input-text" placeholder="0000" required="" data-fmcty-validation-message="Please enter the code sent." inputmode="numeric"
autocomplete="one-time-code" maxlength="4" pattern="[0-9]*" disabled="" readonly=""></dd>
</dl>
</li>
<li id="field_footer_form_phone_resend_label" class="fmcty-field fmcty-field-html field-phone_resend_label fmcty-field-hidden">
<dl role="presentation">
<dd><span name="phone_resend_label" id="footer_form_phone_resend_label"><span>Didn't get a code?</span></span></dd>
</dl>
</li>
<li id="field_footer_form_phone_resend_text" class="fmcty-field fmcty-field-radio field-phone_resend_text fmcty-field-hidden">
<dl role="presentation">
<dd>
<ol id="footer_form_phone_resend_text" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_phone_resend_text_label">
<li class="fmcty-radio-option inline-link" role="presentation"><input type="radio" name="phone_resend_text" value="text" id="footer_form_phone_resend_text_0" disabled=""><label for="footer_form_phone_resend_text_0"
class="fmcty-radio-option-label">Resend code</label></li>
</ol>
</dd>
</dl>
</li>
<li id="field_footer_form_phone_resend_call" class="fmcty-field fmcty-field-radio field-phone_resend_call fmcty-field-hidden">
<dl role="presentation">
<dd>
<ol id="footer_form_phone_resend_call" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_phone_resend_call_label">
<li class="fmcty-radio-option inline-link" role="presentation"><input type="radio" name="phone_resend_call" value="call" id="footer_form_phone_resend_call_0" disabled=""><label for="footer_form_phone_resend_call_0"
class="fmcty-radio-option-label">Call me with a code</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="disability-rating">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_footer_form_disability_rating" class="fmcty-field fmcty-field-radio field-disability_rating fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="footer_form_disability_rating_label" for="footer_form_disability_rating" tabindex="-1">Do you have a disability rating of 10% or higher from the VA?</label> <span
class="fmcty-field-description">Your disability rating may exempt you from the VA Funding Fee, a governmental fee applied to every VA purchase and refinance loan. <em>This fee goes directly to the Department of Veterans
Affairs.</em></span></dt>
<dd>
<ol id="footer_form_disability_rating" class="fmcty-radio-group" role="radiogroup" aria-labelledby="footer_form_disability_rating_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="disability_rating" value="yes" id="footer_form_disability_rating_0" required="" disabled=""><label for="footer_form_disability_rating_0"
class="fmcty-radio-option-label">Yes</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="disability_rating" value="no" id="footer_form_disability_rating_1" required="" disabled=""><label for="footer_form_disability_rating_1"
class="fmcty-radio-option-label">No</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="disability_rating" value="unknown" id="footer_form_disability_rating_2" required="" disabled=""><label for="footer_form_disability_rating_2"
class="fmcty-radio-option-label">I’d rather not say</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-submit"><button type="submit" class="fmcty-submit">Get My Quote!</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
</ol>
</form><form class="fmcty-form fmcty-loaded fmcty-wizard">
<ol class="fmcty-sections">
<li class="fmcty-section fmcty-section-active fmcty-section-first" data-fmcty-section="current-home">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_src" class="fmcty-field fmcty-field-hidden-input field-src"><input type="hidden" name="src" value="" id="pkbFull_form_src" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
<li id="field_pkbFull_form_curi" class="fmcty-field fmcty-field-hidden-input field-curi"><input type="hidden" name="curi" value="https://www.vamortgagecenter.com/answers/" id="pkbFull_form_curi" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_wuri" class="fmcty-field fmcty-field-hidden-input field-wuri"><input type="hidden" name="wuri" value="" id="pkbFull_form_wuri" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_mktast" class="fmcty-field fmcty-field-hidden-input field-mktast"><input type="hidden" name="mktast" value="" id="pkbFull_form_mktast" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_adg" class="fmcty-field fmcty-field-hidden-input field-adg"><input type="hidden" name="adg" value="" id="pkbFull_form_adg" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
<li id="field_pkbFull_form_cmp" class="fmcty-field fmcty-field-hidden-input field-cmp"><input type="hidden" name="cmp" value="" id="pkbFull_form_cmp" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
<li id="field_pkbFull_form_desc" class="fmcty-field fmcty-field-hidden-input field-desc"><input type="hidden" name="desc" value="" id="pkbFull_form_desc" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
<li id="field_pkbFull_form_gclid" class="fmcty-field fmcty-field-hidden-input field-gclid"><input type="hidden" name="gclid" value="" id="pkbFull_form_gclid" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_dclid" class="fmcty-field fmcty-field-hidden-input field-dclid"><input type="hidden" name="dclid" value="" id="pkbFull_form_dclid" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_dnt_flag" class="fmcty-field fmcty-field-hidden-input field-dnt_flag"><input type="hidden" name="dnt_flag" value="0" id="pkbFull_form_dnt_flag" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_fbclid" class="fmcty-field fmcty-field-hidden-input field-fbclid"><input type="hidden" name="fbclid" value="" id="pkbFull_form_fbclid" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_msclkid" class="fmcty-field fmcty-field-hidden-input field-msclkid"><input type="hidden" name="msclkid" value="" id="pkbFull_form_msclkid" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_utm_source" class="fmcty-field fmcty-field-hidden-input field-utm_source"><input type="hidden" name="utm_source" value="" id="pkbFull_form_utm_source" class="fmcty-input-hidden" data-fmcty-tracking-field="true">
</li>
<li id="field_pkbFull_form_utm_medium" class="fmcty-field fmcty-field-hidden-input field-utm_medium"><input type="hidden" name="utm_medium" value="" id="pkbFull_form_utm_medium" class="fmcty-input-hidden" data-fmcty-tracking-field="true">
</li>
<li id="field_pkbFull_form_utm_campaign" class="fmcty-field fmcty-field-hidden-input field-utm_campaign"><input type="hidden" name="utm_campaign" value="" id="pkbFull_form_utm_campaign" class="fmcty-input-hidden"
data-fmcty-tracking-field="true"></li>
<li id="field_pkbFull_form_utm_term" class="fmcty-field fmcty-field-hidden-input field-utm_term"><input type="hidden" name="utm_term" value="" id="pkbFull_form_utm_term" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
<li id="field_pkbFull_form_utm_content" class="fmcty-field fmcty-field-hidden-input field-utm_content"><input type="hidden" name="utm_content" value="" id="pkbFull_form_utm_content" class="fmcty-input-hidden"
data-fmcty-tracking-field="true"></li>
<li id="field_pkbFull_form_val_exp" class="fmcty-field fmcty-field-hidden-input field-val_exp"><input type="hidden" name="val_exp" value="" id="pkbFull_form_val_exp" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_val_cmp" class="fmcty-field fmcty-field-hidden-input field-val_cmp"><input type="hidden" name="val_cmp" value="1" id="pkbFull_form_val_cmp" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_val_lead" class="fmcty-field fmcty-field-hidden-input field-val_lead"><input type="hidden" name="val_lead" value="1" id="pkbFull_form_val_lead" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_fbp" class="fmcty-field fmcty-field-hidden-input field-fbp"><input type="hidden" name="fbp" value="" id="pkbFull_form_fbp" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_host_name" class="fmcty-field fmcty-field-hidden-input field-host_name"><input type="hidden" name="host_name" value="vamortgagecenter.com" id="pkbFull_form_host_name" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_form_id" class="fmcty-field fmcty-field-hidden-input field-form_id"><input type="hidden" name="form_id" value="pkbFull_form" id="pkbFull_form_form_id" class="fmcty-input-hidden" data-fmcty-tracking-field="true">
</li>
<li id="field_pkbFull_form_frn" class="fmcty-field fmcty-field-hidden-input field-frn"><input type="hidden" name="frn" value="74.91" id="pkbFull_form_frn" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_ap_token" class="fmcty-field fmcty-field-hidden-input field-ap_token"><input type="hidden" name="ap_token" value="" id="pkbFull_form_ap_token" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_opq_guid" class="fmcty-field fmcty-field-hidden-input field-opq_guid"><input type="hidden" name="opq_guid" value="" id="pkbFull_form_opq_guid" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_opq_worthy" class="fmcty-field fmcty-field-hidden-input field-opq_worthy"><input type="hidden" name="opq_worthy" value="1" id="pkbFull_form_opq_worthy" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_opq_version" class="fmcty-field fmcty-field-hidden-input field-opq_version"><input type="hidden" name="opq_version" value="manual" id="pkbFull_form_opq_version" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_opq_treatment" class="fmcty-field fmcty-field-hidden-input field-opq_treatment"><input type="hidden" name="opq_treatment" value="default" id="pkbFull_form_opq_treatment" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_lead_partner_lead_id" class="fmcty-field fmcty-field-hidden-input field-lead_partner_lead_id"><input type="hidden" name="lead_partner_lead_id" value="" id="pkbFull_form_lead_partner_lead_id"
class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_adid" class="fmcty-field fmcty-field-hidden-input field-adid"><input type="hidden" name="adid" value="" id="pkbFull_form_adid" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_plc" class="fmcty-field fmcty-field-hidden-input field-plc"><input type="hidden" name="plc" value="pkbFull_wzd" id="pkbFull_form_plc" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
<li id="field_pkbFull_form_ss_test_variation" class="fmcty-field fmcty-field-hidden-input field-ss_test_variation"><input type="hidden" name="ss_test_variation" value="0" id="pkbFull_form_ss_test_variation" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_ss_opq_test_variation" class="fmcty-field fmcty-field-hidden-input field-ss_opq_test_variation"><input type="hidden" name="ss_opq_test_variation" value="0" id="pkbFull_form_ss_opq_test_variation"
class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_json" class="fmcty-field fmcty-field-hidden-input field-json"><input type="hidden" name="json" value="1" id="pkbFull_form_json" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_google_client_id" class="fmcty-field fmcty-field-hidden-input field-google_client_id"><input type="hidden" name="google_client_id" value="" id="pkbFull_form_google_client_id" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_start_time" class="fmcty-field fmcty-field-hidden-input field-start_time"><input type="hidden" name="start_time" value="1715941140" id="pkbFull_form_start_time" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_refi_ltv" class="fmcty-field fmcty-field-hidden-input field-refi_ltv"><input type="hidden" name="refi_ltv" value="" id="pkbFull_form_refi_ltv" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_refi_total_loan_amount" class="fmcty-field fmcty-field-hidden-input field-refi_total_loan_amount"><input type="hidden" name="refi_total_loan_amount" value="0" id="pkbFull_form_refi_total_loan_amount"
class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_vu_agreestovuprivacypolicy" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovuprivacypolicy"><input type="hidden" name="vu_agreestovuprivacypolicy" value="1"
id="pkbFull_form_vu_agreestovuprivacypolicy" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_vu_agreestovutermsandconditions" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovutermsandconditions"><input type="hidden" name="vu_agreestovutermsandconditions" value="1"
id="pkbFull_form_vu_agreestovutermsandconditions" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_vu_consentstovutcpa" class="fmcty-field fmcty-field-hidden-input field-vu_consentstovutcpa"><input type="hidden" name="vu_consentstovutcpa" value="1" id="pkbFull_form_vu_consentstovutcpa"
class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_vu_agreestovuautodial" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovuautodial"><input type="hidden" name="vu_agreestovuautodial" value="1" id="pkbFull_form_vu_agreestovuautodial"
class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_vu_agreestovutexting" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovutexting"><input type="hidden" name="vu_agreestovutexting" value="1" id="pkbFull_form_vu_agreestovutexting"
class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_vu_agreestosmsterms" class="fmcty-field fmcty-field-hidden-input field-vu_agreestosmsterms"><input type="hidden" name="vu_agreestosmsterms" value="1" id="pkbFull_form_vu_agreestosmsterms"
class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_vu_agreestovusharingwithaffiliates" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovusharingwithaffiliates"><input type="hidden" name="vu_agreestovusharingwithaffiliates" value="1"
id="pkbFull_form_vu_agreestovusharingwithaffiliates" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_vu_agreestotransactioncommunications" class="fmcty-field fmcty-field-hidden-input field-vu_agreestotransactioncommunications"><input type="hidden" name="vu_agreestotransactioncommunications" value="1"
id="pkbFull_form_vu_agreestotransactioncommunications" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_vu_agreestolendingpartners" class="fmcty-field fmcty-field-hidden-input field-vu_agreestolendingpartners"><input type="hidden" name="vu_agreestolendingpartners" value="1"
id="pkbFull_form_vu_agreestolendingpartners" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_vu_agreestohbcpartneroffers" class="fmcty-field fmcty-field-hidden-input field-vu_agreestohbcpartneroffers"><input type="hidden" name="vu_agreestohbcpartneroffers" value="1"
id="pkbFull_form_vu_agreestohbcpartneroffers" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_matchtype" class="fmcty-field fmcty-field-hidden-input field-matchtype"><input type="hidden" name="matchtype" value="" id="pkbFull_form_matchtype" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_mbsy_source" class="fmcty-field fmcty-field-hidden-input field-mbsy_source"><input type="hidden" name="mbsy_source" value="" id="pkbFull_form_mbsy_source" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_campaignid" class="fmcty-field fmcty-field-hidden-input field-campaignid"><input type="hidden" name="campaignid" value="" id="pkbFull_form_campaignid" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_microsoftadsnetworktype" class="fmcty-field fmcty-field-hidden-input field-microsoftadsnetworktype"><input type="hidden" name="microsoftadsnetworktype" value="" id="pkbFull_form_microsoftadsnetworktype"
class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
<li id="field_pkbFull_form_mbsy" class="fmcty-field fmcty-field-hidden-input field-mbsy"><input type="hidden" name="mbsy" value="" id="pkbFull_form_mbsy" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_vu_agreestoedelivery" class="fmcty-field fmcty-field-hidden-input field-vu_agreestoedelivery"><input type="hidden" name="vu_agreestoedelivery" value="1" id="pkbFull_form_vu_agreestoedelivery"
class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_vu_intrasessionexperiment" class="fmcty-field fmcty-field-hidden-input field-vu_intrasessionexperiment"><input type="hidden" name="vu_intrasessionexperiment" value="" id="pkbFull_form_vu_intrasessionexperiment"
class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_mrc_agreestohomeservices" class="fmcty-field fmcty-field-hidden-input field-mrc_agreestohomeservices"><input type="hidden" name="mrc_agreestohomeservices" value="1" id="pkbFull_form_mrc_agreestohomeservices"
class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_twilio_version" class="fmcty-field fmcty-field-hidden-input field-twilio_version"><input type="hidden" name="twilio_version" value="0" id="pkbFull_form_twilio_version" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_lead_intent" class="fmcty-field fmcty-field-hidden-input field-lead_intent"><input type="hidden" name="lead_intent" value="" id="pkbFull_form_lead_intent" class="fmcty-input-hidden"
data-fmcty-tracking-field="true"></li>
<li id="field_pkbFull_form_need_json" class="fmcty-field fmcty-field-hidden-input field-need_json"><input type="hidden" name="need_json" value="1" id="pkbFull_form_need_json" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_living_situation" class="fmcty-field fmcty-field-radio field-living_situation fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_living_situation_label" for="pkbFull_form_living_situation" tabindex="-1">What best describes your living situation?</label></dt>
<dd>
<ol id="pkbFull_form_living_situation" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_living_situation_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="living_situation" value="own" id="pkbFull_form_living_situation_0" required=""><label for="pkbFull_form_living_situation_0"
class="fmcty-radio-option-label">I currently <span>own</span> a home</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="living_situation" value="rent" id="pkbFull_form_living_situation_1" required=""><label for="pkbFull_form_living_situation_1"
class="fmcty-radio-option-label">I am currently <span>renting</span></label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="living_situation" value="other" id="pkbFull_form_living_situation_2" required=""><label for="pkbFull_form_living_situation_2"
class="fmcty-radio-option-label">Other</label></li>
</ol>
</dd>
</dl>
</li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="loan-type">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_purpose" class="fmcty-field fmcty-field-radio field-purpose fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_purpose_label" for="pkbFull_form_purpose" tabindex="-1">Are you buying a home or refinancing?</label></dt>
<dd>
<ol id="pkbFull_form_purpose" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_purpose_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="purpose" value="P" id="pkbFull_form_purpose_0" required=""><label for="pkbFull_form_purpose_0"
class="fmcty-radio-option-label"><span>Buy</span> a home</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="purpose" value="R" id="pkbFull_form_purpose_1" required=""><label for="pkbFull_form_purpose_1"
class="fmcty-radio-option-label"><span>Refinance</span> my home</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="refi-goals">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_refi_reason" class="fmcty-field fmcty-field-checkbox field-refi_reason fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_refi_reason_label" for="pkbFull_form_refi_reason" tabindex="-1">Why do you want to refinance?</label> <span class="fmcty-field-description">(Select all that apply)</span></dt>
<dd>
<ol id="pkbFull_form_refi_reason" class="fmcty-checkbox-group" role="group" aria-labelledby="pkbFull_form_refi_reason_label">
<li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="rate" id="pkbFull_form_refi_reason_0" data-fmcty-validation-message="Please make a selection." required="" disabled=""><label
for="pkbFull_form_refi_reason_0" class="fmcty-checkbox-option-label">Lower my Rate / Payment</label></li>
<li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="term" id="pkbFull_form_refi_reason_1" data-fmcty-validation-message="Please make a selection." required="" disabled=""><label
for="pkbFull_form_refi_reason_1" class="fmcty-checkbox-option-label">Change my Loan Term</label></li>
<li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="cashout" id="pkbFull_form_refi_reason_2" data-fmcty-validation-message="Please make a selection." required="" disabled=""><label
for="pkbFull_form_refi_reason_2" class="fmcty-checkbox-option-label">Take Cash Out of Home</label></li>
<li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="consolidation" id="pkbFull_form_refi_reason_3" data-fmcty-validation-message="Please make a selection." required=""
disabled=""><label for="pkbFull_form_refi_reason_3" class="fmcty-checkbox-option-label">Pay Off Debts</label></li>
<li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="other" id="pkbFull_form_refi_reason_4" data-fmcty-validation-message="Please make a selection." required="" disabled=""><label
for="pkbFull_form_refi_reason_4" class="fmcty-checkbox-option-label">Other</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="first-time">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_first_time" class="fmcty-field fmcty-field-radio field-first_time fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_first_time_label" for="pkbFull_form_first_time" tabindex="-1">Is this your first time buying a home?</label></dt>
<dd>
<ol id="pkbFull_form_first_time" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_first_time_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="first_time" value="yes" id="pkbFull_form_first_time_0" required="" disabled=""><label for="pkbFull_form_first_time_0"
class="fmcty-radio-option-label">Yes</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="first_time" value="no" id="pkbFull_form_first_time_1" required="" disabled=""><label for="pkbFull_form_first_time_1"
class="fmcty-radio-option-label">No</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="property-value">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_property_value" class="fmcty-field fmcty-field-radio field-property_value fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_property_value_label" for="pkbFull_form_property_value" tabindex="-1">What is your price range?</label> <span class="fmcty-field-description">(An estimate is fine)</span></dt>
<dd>
<ol id="pkbFull_form_property_value" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_property_value_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="700001" id="pkbFull_form_property_value_0" required="" disabled=""><label for="pkbFull_form_property_value_0"
class="fmcty-radio-option-label">$700K or more</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="700000" id="pkbFull_form_property_value_1" required="" disabled=""><label for="pkbFull_form_property_value_1"
class="fmcty-radio-option-label">$600K - $700K</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="600000" id="pkbFull_form_property_value_2" required="" disabled=""><label for="pkbFull_form_property_value_2"
class="fmcty-radio-option-label">$500K - $600K</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="500000" id="pkbFull_form_property_value_3" required="" disabled=""><label for="pkbFull_form_property_value_3"
class="fmcty-radio-option-label">$400K - $500K</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="400000" id="pkbFull_form_property_value_4" required="" disabled=""><label for="pkbFull_form_property_value_4"
class="fmcty-radio-option-label">$350K - $400K</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="350000" id="pkbFull_form_property_value_5" required="" disabled=""><label for="pkbFull_form_property_value_5"
class="fmcty-radio-option-label">$300K - $350K</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="300000" id="pkbFull_form_property_value_6" required="" disabled=""><label for="pkbFull_form_property_value_6"
class="fmcty-radio-option-label">$250K - $300K</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="250000" id="pkbFull_form_property_value_7" required="" disabled=""><label for="pkbFull_form_property_value_7"
class="fmcty-radio-option-label">$200K - $250K</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="200000" id="pkbFull_form_property_value_8" required="" disabled=""><label for="pkbFull_form_property_value_8"
class="fmcty-radio-option-label">$150K - $200K</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="150000" id="pkbFull_form_property_value_9" required="" disabled=""><label for="pkbFull_form_property_value_9"
class="fmcty-radio-option-label">$100K - $150K</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="90000" id="pkbFull_form_property_value_10" required="" disabled=""><label for="pkbFull_form_property_value_10"
class="fmcty-radio-option-label">under $100K</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="150001" id="pkbFull_form_property_value_11" required="" disabled=""><label for="pkbFull_form_property_value_11"
class="fmcty-radio-option-label">I don’t know</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="home-value">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_home_value" class="fmcty-field fmcty-field-currency field-home_value fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_home_value_label" for="pkbFull_form_home_value" tabindex="-1">What is the value of your home?</label> <span class="fmcty-field-description">(An estimate is fine)</span></dt>
<dd><input type="text" name="home_value" value="" id="pkbFull_form_home_value" class="fmcty-input-text fmcty-input-currency fmcty-input-number-normalize fmcty-input-mask-number fmcty-input-masked" required=""
data-fmcty-validation-message="Please enter a valid dollar amount." size="11" maxlength="11" pattern="[0-9]*" inputmode="numeric" disabled="" readonly=""></dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="property-type">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_property_type" class="fmcty-field fmcty-field-radio field-property_type fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_property_type_label" for="pkbFull_form_property_type" tabindex="-1">What type of property is your home?</label></dt>
<dd>
<ol id="pkbFull_form_property_type" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_property_type_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="single" id="pkbFull_form_property_type_0" required=""><label for="pkbFull_form_property_type_0"
class="fmcty-radio-option-label">Single-Family Home</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="condominium" id="pkbFull_form_property_type_1" required=""><label for="pkbFull_form_property_type_1"
class="fmcty-radio-option-label">Condominium</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="townhome" id="pkbFull_form_property_type_2" required=""><label for="pkbFull_form_property_type_2"
class="fmcty-radio-option-label">Town Home</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="multifamily" id="pkbFull_form_property_type_3" required=""><label for="pkbFull_form_property_type_3"
class="fmcty-radio-option-label">Multi-Family</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="manufactured" id="pkbFull_form_property_type_4" required=""><label for="pkbFull_form_property_type_4"
class="fmcty-radio-option-label">Mobile / Manufactured</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="new construction" id="pkbFull_form_property_type_5" required=""><label for="pkbFull_form_property_type_5"
class="fmcty-radio-option-label">New Construction</label></li>
<li class="fmcty-radio-option fmcty-radio-option-disabled" role="presentation"><input type="radio" name="property_type" value="other" id="pkbFull_form_property_type_6" required="" disabled=""><label
for="pkbFull_form_property_type_6" class="fmcty-radio-option-label">Other</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="manufactured-property">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_manufactured_own" class="fmcty-field fmcty-field-radio field-manufactured_own fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_manufactured_own_label" for="pkbFull_form_manufactured_own" tabindex="-1">Will you own or rent the land your home is on?</label> <span class="fmcty-field-description">Your lender will use
this information to determine what kind of loan is right for you.</span></dt>
<dd>
<ol id="pkbFull_form_manufactured_own" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_manufactured_own_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="manufactured_own" value="own" id="pkbFull_form_manufactured_own_0" required="" disabled=""><label for="pkbFull_form_manufactured_own_0"
class="fmcty-radio-option-label">Own</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="manufactured_own" value="rent" id="pkbFull_form_manufactured_own_1" required="" disabled=""><label for="pkbFull_form_manufactured_own_1"
class="fmcty-radio-option-label">Rent</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="property-use">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_property_use" class="fmcty-field fmcty-field-radio field-property_use fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_property_use_label" for="pkbFull_form_property_use" tabindex="-1">How are you using this home?</label></dt>
<dd>
<ol id="pkbFull_form_property_use" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_property_use_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="primary" id="pkbFull_form_property_use_0" required=""><label for="pkbFull_form_property_use_0"
class="fmcty-radio-option-label">Primary Residence</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="secondary" id="pkbFull_form_property_use_1" required=""><label for="pkbFull_form_property_use_1"
class="fmcty-radio-option-label">Secondary / Vacation Home</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="investment" id="pkbFull_form_property_use_2" required=""><label for="pkbFull_form_property_use_2"
class="fmcty-radio-option-label">Investment Property</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="other" id="pkbFull_form_property_use_3" required=""><label for="pkbFull_form_property_use_3"
class="fmcty-radio-option-label">Other</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="where-in-process">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_vu_whereprocess" class="fmcty-field fmcty-field-radio field-vu_whereprocess fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_vu_whereprocess_label" for="pkbFull_form_vu_whereprocess" tabindex="-1">Where are you at in the homebuying journey?</label></dt>
<dd>
<ol id="pkbFull_form_vu_whereprocess" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_vu_whereprocess_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="daydreaming" id="pkbFull_form_vu_whereprocess_0" required=""><label for="pkbFull_form_vu_whereprocess_0"
class="fmcty-radio-option-label">Daydreaming</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="looking" id="pkbFull_form_vu_whereprocess_1" required=""><label for="pkbFull_form_vu_whereprocess_1"
class="fmcty-radio-option-label">Looking Around</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="serious" id="pkbFull_form_vu_whereprocess_2" required=""><label for="pkbFull_form_vu_whereprocess_2"
class="fmcty-radio-option-label">Getting Serious</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="ready" id="pkbFull_form_vu_whereprocess_3" required=""><label for="pkbFull_form_vu_whereprocess_3"
class="fmcty-radio-option-label">Ready to Buy</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="timeframe">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_when_loan" class="fmcty-field fmcty-field-radio field-when_loan fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_when_loan_label" for="pkbFull_form_when_loan" tabindex="-1">When do you plan to buy?</label></dt>
<dd>
<ol id="pkbFull_form_when_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_when_loan_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="offer pending" id="pkbFull_form_when_loan_0" required="" disabled=""><label for="pkbFull_form_when_loan_0"
class="fmcty-radio-option-label">ASAP: Offer Pending</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="within a month" id="pkbFull_form_when_loan_1" required="" disabled=""><label for="pkbFull_form_when_loan_1"
class="fmcty-radio-option-label">Within a Month</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="2 to 3 months" id="pkbFull_form_when_loan_2" required="" disabled=""><label for="pkbFull_form_when_loan_2"
class="fmcty-radio-option-label">2 - 3 Months</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="3 to 6 months" id="pkbFull_form_when_loan_3" required="" disabled=""><label for="pkbFull_form_when_loan_3"
class="fmcty-radio-option-label">3 - 6 Months</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="over 6 months" id="pkbFull_form_when_loan_4" required="" disabled=""><label for="pkbFull_form_when_loan_4"
class="fmcty-radio-option-label">6+ Months</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="no time frame" id="pkbFull_form_when_loan_5" required="" disabled=""><label for="pkbFull_form_when_loan_5"
class="fmcty-radio-option-label">Not Sure</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="timeframe-reason">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_preventing_loan" class="fmcty-field fmcty-field-radio field-preventing_loan fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_preventing_loan_label" for="pkbFull_form_preventing_loan" tabindex="-1">What prevents you from buying your new home today?</label></dt>
<dd>
<ol id="pkbFull_form_preventing_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_preventing_loan_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="credit" id="pkbFull_form_preventing_loan_0" required="" disabled=""><label for="pkbFull_form_preventing_loan_0"
class="fmcty-radio-option-label">My credit rating is too low</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="income" id="pkbFull_form_preventing_loan_1" required="" disabled=""><label for="pkbFull_form_preventing_loan_1"
class="fmcty-radio-option-label">My income is too low</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="under_lease" id="pkbFull_form_preventing_loan_2" required="" disabled=""><label for="pkbFull_form_preventing_loan_2"
class="fmcty-radio-option-label">I am locked in a rent/lease</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="new_city" id="pkbFull_form_preventing_loan_3" required="" disabled=""><label for="pkbFull_form_preventing_loan_3"
class="fmcty-radio-option-label">I am transferring to a new location</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="still_looking" id="pkbFull_form_preventing_loan_4" required="" disabled=""><label
for="pkbFull_form_preventing_loan_4" class="fmcty-radio-option-label">I haven’t found a home yet</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="other" id="pkbFull_form_preventing_loan_5" required="" disabled=""><label for="pkbFull_form_preventing_loan_5"
class="fmcty-radio-option-label">Other</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="sell-home">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_sell_before_purchase" class="fmcty-field fmcty-field-radio field-sell_before_purchase fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_sell_before_purchase_label" for="pkbFull_form_sell_before_purchase" tabindex="-1">Do you have a home to sell?</label></dt>
<dd>
<ol id="pkbFull_form_sell_before_purchase" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_sell_before_purchase_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="sell_before_purchase" value="yes" id="pkbFull_form_sell_before_purchase_0" required="" disabled=""><label
for="pkbFull_form_sell_before_purchase_0" class="fmcty-radio-option-label">Yes</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="sell_before_purchase" value="no" id="pkbFull_form_sell_before_purchase_1" required="" disabled=""><label
for="pkbFull_form_sell_before_purchase_1" class="fmcty-radio-option-label">No</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="current-loan">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_current_loan_type" class="fmcty-field fmcty-field-radio field-current_loan_type fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_current_loan_type_label" for="pkbFull_form_current_loan_type" tabindex="-1">What type of loan is your current mortgage?</label></dt>
<dd>
<ol id="pkbFull_form_current_loan_type" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_current_loan_type_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="Conventional" id="pkbFull_form_current_loan_type_0" required="" disabled=""><label for="pkbFull_form_current_loan_type_0"
class="fmcty-radio-option-label">Conventional</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="VA" id="pkbFull_form_current_loan_type_1" required="" disabled=""><label for="pkbFull_form_current_loan_type_1"
class="fmcty-radio-option-label">VA</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="FHA" id="pkbFull_form_current_loan_type_2" required="" disabled=""><label for="pkbFull_form_current_loan_type_2"
class="fmcty-radio-option-label">FHA</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="USDA" id="pkbFull_form_current_loan_type_3" required="" disabled=""><label for="pkbFull_form_current_loan_type_3"
class="fmcty-radio-option-label">USDA</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="none" id="pkbFull_form_current_loan_type_4" required="" disabled=""><label for="pkbFull_form_current_loan_type_4"
class="fmcty-radio-option-label">No current mortgage</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="unknown" id="pkbFull_form_current_loan_type_5" required="" disabled=""><label for="pkbFull_form_current_loan_type_5"
class="fmcty-radio-option-label">I don’t know</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="mortgage-balance">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_balance" class="fmcty-field fmcty-field-currency field-balance fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_balance_label" for="pkbFull_form_balance" tabindex="-1">How much do you currently owe on your home mortgage?</label></dt>
<dd><input type="text" name="balance" value="" id="pkbFull_form_balance" class="fmcty-input-text fmcty-input-currency fmcty-input-number-normalize fmcty-input-mask-number fmcty-input-masked" required=""
data-fmcty-validation-message="Please enter a valid dollar amount." size="11" maxlength="11" pattern="[0-9]*" inputmode="numeric" disabled="" readonly=""></dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="interest-rate">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_current_rate" class="fmcty-field fmcty-field-select field-current_rate fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_current_rate_label" for="pkbFull_form_current_rate" tabindex="-1">What is your current mortgage interest rate?</label></dt>
<dd>
<div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="current_rate" id="pkbFull_form_current_rate" required="" disabled="">
<option value="" disabled="" selected="">Select your current interest rate…</option>
<option value="2.99">under 3%</option>
<option value="3">3%</option>
<option value="3.125">3.125%</option>
<option value="3.25">3.25%</option>
<option value="3.375">3.375%</option>
<option value="3.5">3.5%</option>
<option value="3.625">3.625%</option>
<option value="3.75">3.75%</option>
<option value="3.875">3.875%</option>
<option value="4">4%</option>
<option value="4.125">4.125%</option>
<option value="4.25">4.25%</option>
<option value="4.375">4.375%</option>
<option value="4.5">4.5%</option>
<option value="4.625">4.625%</option>
<option value="4.75">4.75%</option>
<option value="4.875">4.875%</option>
<option value="5">5%</option>
<option value="5.125">5.125%</option>
<option value="5.25">5.25%</option>
<option value="5.375">5.375%</option>
<option value="5.5">5.5%</option>
<option value="5.625">5.625%</option>
<option value="5.75">5.75%</option>
<option value="5.875">5.875%</option>
<option value="6">6%</option>
<option value="6.125">6.125%</option>
<option value="6.25">6.25%</option>
<option value="6.375">6.375%</option>
<option value="6.5">6.5%</option>
<option value="6.625">6.625%</option>
<option value="6.75">6.75%</option>
<option value="6.875">6.875%</option>
<option value="7">7%</option>
<option value="7.125">7.125%</option>
<option value="7.25">7.25%</option>
<option value="7.375">7.375%</option>
<option value="7.5">7.5%</option>
<option value="7.625">7.625%</option>
<option value="7.75">7.75%</option>
<option value="7.875">7.875%</option>
<option value="8">8%</option>
<option value="8.125">8.125%</option>
<option value="8.25">8.25%</option>
<option value="8.375">8.375%</option>
<option value="8.5">8.5%</option>
<option value="8.625">8.625%</option>
<option value="8.75">8.75%</option>
<option value="8.875">8.875%</option>
<option value="9">9%</option>
<option value="9.125">9.125%</option>
<option value="9.25">9.25%</option>
<option value="9.375">9.375%</option>
<option value="9.5">9.5%</option>
<option value="9.625">9.625%</option>
<option value="9.75">9.75%</option>
<option value="9.875">9.875%</option>
<option value="10">10%</option>
<option value="10.01">over 10%</option>
<option value="5.01">I don't know</option>
</select>
<div class="fmcty-styled-select-inner">Select your current interest rate…</div>
<div class="fmcty-styled-select-glyph"></div>
</div>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="refi-continue" data-fmcty-section-next="Yes, continue">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_refi_ltv_message" class="fmcty-field fmcty-field-hidden-input field-refi_ltv_message fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
<div class="fmcty-label">
<p>Based on the information provided, your loan-to-value ratio is too high for a Cash-Out refinance with Veterans United. <br>
<a href="https://www.veteransunited.com/education/entitlement/va-cash-out-refinance/" target="_blank" style="font-size: 0.5em; font-family: sans-serif;">Learn more about VA Cash-Out Refinancing</a></p>
<p>Would you still like to see if we can lower your interest rate?</p>
</div>
</span><input type="hidden" name="refi_ltv_message" value="1" id="pkbFull_form_refi_ltv_message" class="fmcty-input-hidden" required="" disabled=""></li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Yes, continue</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="cash-out-amount">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_cash_out_amount" class="fmcty-field fmcty-field-number_slider field-cash_out_amount fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_cash_out_amount_label" for="pkbFull_form_cash_out_amount" tabindex="-1">How much additional cash would you like to take out?</label> <span class="fmcty-field-description">You may be able
to take out as much as <strong>$<span class="fmcty_max_cash_out">325,000</span></strong>.</span></dt>
<dd>
<div class="fmcty-slider"><input type="text" name="cash_out_amount" value="0" id="pkbFull_form_cash_out_amount" class="fmcty-input-text fmcty-input-number-slider fmcty-input-mask-number fmcty-input-masked" required="" size="11"
maxlength="11" pattern="[0-9]*" step="500" min="0" max="325000" inputmode="numeric" disabled="" readonly="">
<div class="fmcty-slider-track">
<div class="fmcty-slider-progress" style="width: 0%;">
<div class="fmcty-slider-grabber" tabindex="0" role="slider" aria-valuemin="0" aria-valuemax="325000" aria-valuenow="0"></div>
</div>
</div>
</div>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
<div class="fmcty-section-after">
<div class="fmcty-field-hidden-label">Maximum cashout amount based on the home value and mortgage balance information you supplied. Not guaranteed until locked in by your Loan Officer.</div>
</div>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="credit-rating">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_credit_rating" class="fmcty-field fmcty-field-radio field-credit_rating fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_credit_rating_label" for="pkbFull_form_credit_rating" tabindex="-1">What is your current credit score?</label> <span class="fmcty-field-description">Your credit information is top secret.
We keep all private data under lock and key.</span></dt>
<dd>
<ol id="pkbFull_form_credit_rating" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_credit_rating_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Excellent" id="pkbFull_form_credit_rating_0" required=""><label for="pkbFull_form_credit_rating_0"
class="fmcty-radio-option-label">Excellent (720+)</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Good" id="pkbFull_form_credit_rating_1" required=""><label for="pkbFull_form_credit_rating_1" class="fmcty-radio-option-label">Good
(680-719)</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Fair" id="pkbFull_form_credit_rating_2" required=""><label for="pkbFull_form_credit_rating_2" class="fmcty-radio-option-label">Fair
(620-679)</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Below Average" id="pkbFull_form_credit_rating_3" required=""><label for="pkbFull_form_credit_rating_3"
class="fmcty-radio-option-label">Below Average (600-619)</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Poor" id="pkbFull_form_credit_rating_4" required=""><label for="pkbFull_form_credit_rating_4" class="fmcty-radio-option-label">Poor
(Below 600)</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="unknown" id="pkbFull_form_credit_rating_5" required=""><label for="pkbFull_form_credit_rating_5" class="fmcty-radio-option-label">I
don’t know</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="employment">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_occupational_status" class="fmcty-field fmcty-field-radio field-occupational_status fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_occupational_status_label" for="pkbFull_form_occupational_status" tabindex="-1">What is your current <span style="display:inline-block;">employment status?</span></label></dt>
<dd>
<ol id="pkbFull_form_occupational_status" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_occupational_status_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Employed" id="pkbFull_form_occupational_status_0"
data-fmcty-validation-message="Please select your current employment status." required=""><label for="pkbFull_form_occupational_status_0" class="fmcty-radio-option-label">Employed</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Self-Employed" id="pkbFull_form_occupational_status_1"
data-fmcty-validation-message="Please select your current employment status." required=""><label for="pkbFull_form_occupational_status_1" class="fmcty-radio-option-label">Self-Employed / 1099 Independent Contractor</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Retired" id="pkbFull_form_occupational_status_2"
data-fmcty-validation-message="Please select your current employment status." required=""><label for="pkbFull_form_occupational_status_2" class="fmcty-radio-option-label">Retired</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Not-Employed" id="pkbFull_form_occupational_status_3"
data-fmcty-validation-message="Please select your current employment status." required=""><label for="pkbFull_form_occupational_status_3" class="fmcty-radio-option-label">Not Employed</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="income">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_gross_income" class="fmcty-field fmcty-field-radio field-gross_income fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_gross_income_label" for="pkbFull_form_gross_income" tabindex="-1">What's your annual household income?</label></dt>
<dd>
<ol id="pkbFull_form_gross_income" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_gross_income_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="200001" id="pkbFull_form_gross_income_0"
data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="pkbFull_form_gross_income_0" class="fmcty-radio-option-label">Greater than $200,000</label>
</li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="200000" id="pkbFull_form_gross_income_1"
data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="pkbFull_form_gross_income_1" class="fmcty-radio-option-label">$150,000 - $200,000</label>
</li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="150000" id="pkbFull_form_gross_income_2"
data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="pkbFull_form_gross_income_2" class="fmcty-radio-option-label">$100,000 - $150,000</label>
</li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="100000" id="pkbFull_form_gross_income_3"
data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="pkbFull_form_gross_income_3" class="fmcty-radio-option-label">$75,000 - $100,000</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="75000" id="pkbFull_form_gross_income_4"
data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="pkbFull_form_gross_income_4" class="fmcty-radio-option-label">$50,000 - $75,000</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="50000" id="pkbFull_form_gross_income_5"
data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="pkbFull_form_gross_income_5" class="fmcty-radio-option-label">$30,000 - $50,000</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="30000" id="pkbFull_form_gross_income_6"
data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="pkbFull_form_gross_income_6" class="fmcty-radio-option-label">Less than $30,000</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="bankruptcy">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_bankruptcy" class="fmcty-field fmcty-field-radio field-bankruptcy fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_bankruptcy_label" for="pkbFull_form_bankruptcy" tabindex="-1">Have you declared bankruptcy in the past 2 years?</label></dt>
<dd>
<ol id="pkbFull_form_bankruptcy" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_bankruptcy_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="bankruptcy" value="Never" id="pkbFull_form_bankruptcy_0" data-fmcty-validation-message="Please select your bankruptcy status."
required=""><label for="pkbFull_form_bankruptcy_0" class="fmcty-radio-option-label">No</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="bankruptcy" value="Currently" id="pkbFull_form_bankruptcy_1" data-fmcty-validation-message="Please select your bankruptcy status."
required=""><label for="pkbFull_form_bankruptcy_1" class="fmcty-radio-option-label">Yes</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="military-branch">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_military_branch" class="fmcty-field fmcty-field-radio field-military_branch fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_military_branch_label" for="pkbFull_form_military_branch" tabindex="-1">What is your branch of service?</label></dt>
<dd>
<ol id="pkbFull_form_military_branch" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_military_branch_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Army" id="pkbFull_form_military_branch_0" required=""><label for="pkbFull_form_military_branch_0"
class="fmcty-radio-option-label">Army</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Marine" id="pkbFull_form_military_branch_1" required=""><label for="pkbFull_form_military_branch_1"
class="fmcty-radio-option-label">Marine Corps</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Navy" id="pkbFull_form_military_branch_2" required=""><label for="pkbFull_form_military_branch_2"
class="fmcty-radio-option-label">Navy</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Air" id="pkbFull_form_military_branch_3" required=""><label for="pkbFull_form_military_branch_3"
class="fmcty-radio-option-label">Air Force</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Coast" id="pkbFull_form_military_branch_4" required=""><label for="pkbFull_form_military_branch_4"
class="fmcty-radio-option-label">Coast Guard</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="space" id="pkbFull_form_military_branch_5" required=""><label for="pkbFull_form_military_branch_5"
class="fmcty-radio-option-label">Space Force</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Spouse" id="pkbFull_form_military_branch_6" required=""><label for="pkbFull_form_military_branch_6"
class="fmcty-radio-option-label">Military Spouse</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Other" id="pkbFull_form_military_branch_7" required=""><label for="pkbFull_form_military_branch_7"
class="fmcty-radio-option-label">Other VA Eligibility</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Civilian" id="pkbFull_form_military_branch_8" required=""><label for="pkbFull_form_military_branch_8"
class="fmcty-radio-option-label">No Military Experience</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="active-duty">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_military_status" class="fmcty-field fmcty-field-radio field-military_status fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_military_status_label" for="pkbFull_form_military_status" tabindex="-1">Are you currently serving?</label></dt>
<dd>
<ol id="pkbFull_form_military_status" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_military_status_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="military_status" value="active" id="pkbFull_form_military_status_0" required=""><label for="pkbFull_form_military_status_0"
class="fmcty-radio-option-label">Currently Serving</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="military_status" value="veteran" id="pkbFull_form_military_status_1" required=""><label for="pkbFull_form_military_status_1"
class="fmcty-radio-option-label">Separated</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="pcs-orders">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_pcs" class="fmcty-field fmcty-field-radio field-pcs fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_pcs_label" for="pkbFull_form_pcs" tabindex="-1">Have you received orders to PCS?</label></dt>
<dd>
<ol id="pkbFull_form_pcs" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_pcs_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="pcs" value="no" id="pkbFull_form_pcs_0" required="" disabled=""><label for="pkbFull_form_pcs_0" class="fmcty-radio-option-label">No, this is
not a PCS move</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="pcs" value="yes" id="pkbFull_form_pcs_1" required="" disabled=""><label for="pkbFull_form_pcs_1" class="fmcty-radio-option-label">Yes, this
is a PCS move</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="property-state">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_civilian_property_state_select" class="fmcty-field fmcty-field-select field-civilian_property_state_select fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_civilian_property_state_select_label" for="pkbFull_form_civilian_property_state_select" tabindex="-1">Where will you be living?</label></dt>
<dd>
<div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="civilian_property_state_select" id="pkbFull_form_civilian_property_state_select" required=""
autocomplete="fmcty_off" disabled="">
<option value="" disabled="" selected="">Select the property location…</option>
<option value="AL">Alabama</option>
<option value="AK">Alaska</option>
<option value="AZ">Arizona</option>
<option value="AR">Arkansas</option>
<option value="CA">California</option>
<option value="CO">Colorado</option>
<option value="CT">Connecticut</option>
<option value="DE">Delaware</option>
<option value="DC">District of Columbia</option>
<option value="FL">Florida</option>
<option value="GA">Georgia</option>
<option value="HI">Hawaii</option>
<option value="ID">Idaho</option>
<option value="IL">Illinois</option>
<option value="IN">Indiana</option>
<option value="IA">Iowa</option>
<option value="KS">Kansas</option>
<option value="KY">Kentucky</option>
<option value="LA">Louisiana</option>
<option value="ME">Maine</option>
<option value="MD">Maryland</option>
<option value="MA">Massachusetts</option>
<option value="MI">Michigan</option>
<option value="MN">Minnesota</option>
<option value="MS">Mississippi</option>
<option value="MO">Missouri</option>
<option value="MT">Montana</option>
<option value="NE">Nebraska</option>
<option value="NV" disabled="">Nevada (Not Available)</option>
<option value="NH">New Hampshire</option>
<option value="NJ">New Jersey</option>
<option value="NM">New Mexico</option>
<option value="NY">New York</option>
<option value="NC">North Carolina</option>
<option value="ND">North Dakota</option>
<option value="OH">Ohio</option>
<option value="OK">Oklahoma</option>
<option value="OR">Oregon</option>
<option value="PA">Pennsylvania</option>
<option value="RI">Rhode Island</option>
<option value="SC">South Carolina</option>
<option value="SD">South Dakota</option>
<option value="TN">Tennessee</option>
<option value="TX">Texas</option>
<option value="UT">Utah</option>
<option value="VT">Vermont</option>
<option value="VA">Virginia</option>
<option value="WA">Washington</option>
<option value="WV">West Virginia</option>
<option value="WI">Wisconsin</option>
<option value="WY">Wyoming</option>
</select>
<div class="fmcty-styled-select-inner">Select the property location…</div>
<div class="fmcty-styled-select-glyph"></div>
</div>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="three-percent-down">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_three_percent_down" class="fmcty-field fmcty-field-radio field-three_percent_down fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_three_percent_down_label" for="pkbFull_form_three_percent_down" tabindex="-1">Can you put at least 3% down?</label></dt>
<dd>
<ol id="pkbFull_form_three_percent_down" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_three_percent_down_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="three_percent_down" value="yes" id="pkbFull_form_three_percent_down_0" required="" disabled=""><label for="pkbFull_form_three_percent_down_0"
class="fmcty-radio-option-label">Yes</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="three_percent_down" value="no" id="pkbFull_form_three_percent_down_1" required="" disabled=""><label for="pkbFull_form_three_percent_down_1"
class="fmcty-radio-option-label">No</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="down-payment">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_down_payment" class="fmcty-field fmcty-field-radio field-down_payment fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_down_payment_label" for="pkbFull_form_down_payment" tabindex="-1">How much of a down payment would you like to make?</label></dt>
<dd>
<ol id="pkbFull_form_down_payment" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_down_payment_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="0" id="pkbFull_form_down_payment_0" required="" disabled=""><label for="pkbFull_form_down_payment_0"
class="fmcty-radio-option-label">0%</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="3.5" id="pkbFull_form_down_payment_1" required="" disabled=""><label for="pkbFull_form_down_payment_1"
class="fmcty-radio-option-label">3.5%</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="5" id="pkbFull_form_down_payment_2" required="" disabled=""><label for="pkbFull_form_down_payment_2"
class="fmcty-radio-option-label">5%</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="10" id="pkbFull_form_down_payment_3" required="" disabled=""><label for="pkbFull_form_down_payment_3"
class="fmcty-radio-option-label">10%</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="15" id="pkbFull_form_down_payment_4" required="" disabled=""><label for="pkbFull_form_down_payment_4"
class="fmcty-radio-option-label">15%</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="20" id="pkbFull_form_down_payment_5" required="" disabled=""><label for="pkbFull_form_down_payment_5"
class="fmcty-radio-option-label">20%</label></li>
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="21" id="pkbFull_form_down_payment_6" required="" disabled=""><label for="pkbFull_form_down_payment_6"
class="fmcty-radio-option-label">More than 20%</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="down-payment-notice">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_down_payment_notice" class="fmcty-field fmcty-field-hidden-input field-down_payment_notice fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
<div class="fmcty-label">
<p>Without military experience most loans <strong>require at least 3% down.</strong></p><a href="https://www.paddio.com/lp/downpayment?src=&adg=" class="fmcty-button">Get More Information →</a>
</div>
</span><input type="hidden" name="down_payment_notice" value="1" id="pkbFull_form_down_payment_notice" class="fmcty-input-hidden" required="" disabled=""></li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="down-payment-notice-nb">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_down_payment_notice_nb" class="fmcty-field fmcty-field-hidden-input field-down_payment_notice_nb fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
<div class="fmcty-label">
<p>Without military experience most loans <strong>require at least 3% down.</strong></p>
<div class="logo"><svg role="img" id="neighborsBankLogo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 907.1 118.5" style="max-width:400px;">
<title>Neighbors Bank</title>
<path id="neighborsBankText" fill="#016060"
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0 0 1 4-3.6 11 11 0 0 1 5.6-1.4c2.5 0 4.3.7 5.4 2 1.1 1.4 1.6 3 1.6 5V78a110.9 110.9 0 0 1-.6 10.5 42.2 42.2 0 0 1-2 7.9v.2H845v-.2a34.1 34.1 0 0 1-2-7.9c-.3-1.4-.5-3-.6-4.7l-.1-6V60.3c0-4.3-1.3-7.7-4-10.2a15.2 15.2 0 0 0-10.8-3.7 19.2 19.2 0 0 0-11 3.2 20.6 20.6 0 0 0-6.2 6.4l-.5-.1v-10l-20.7 5.8v.1a21 21 0 0 1 4.5 7.3c.9 2.5 1.3 5.8 1.3 9.8v9a83 83 0 0 1-.7 10.7 34.9 34.9 0 0 1-2.2 7.8v.2Zm61 0h21.8v-.2a32.8 32.8 0 0 1-2.6-6.8 56 56 0 0 1-1-9.8V20.6l-21 5.8v.3c2 2.2 3.5 4.5 4.3 7.1 1 2.6 1.4 5.9 1.4 9.8v36.1a58.3 58.3 0 0 1-.9 10 30 30 0 0 1-2 6.7v.2Zm54.1 0v-.2a21.7 21.7 0 0 1-5-4.6c-1.3-1.8-2.8-4-4.3-6.6l-12.2-21.5 4.9-4.5 6.8-5.9a42 42 0 0 1 8.2-5.1v-.3h-19.3v.2a9.3 9.3 0 0 1 1.5 6c-.1 2.3-1.3 4.5-3.6 6.5L872.4 71l14.4 25.5h20.4Z">
</path>
<path id="neighborsBankHouse" fill="#73c271"
d="M151.8 90.5h5v.9h-2v5h-1v-5h-2v-.9Zm8.5 5.9-1.6-4v4h-1v-5.9h1.2l1.8 4.6 1.8-4.6h1v6h-.9v-4.2l-1.6 4.1h-.7ZM91.9 0 73.4 15 54.2 0 0 43.4v53h30.1V58l49.5 38.6h8.3V48.2h-8v38.1L30.7 48.2H22v40.3H8V47.3l46.3-37 47.5 37v49.2h45.7V43.4L91.9 0Zm47.6 88.4h-29.7v-45L80 20l12-9.7 47.6 37v41.1Z">
</path>
</svg></div>
<p class="fmcty-field-description">We’ve partnered with Neighbors Bank to better serve civilian homebuyers. Veterans United is dedicated to serving Veterans and military families. Neighbors Bank is a proud member of the Veterans
United family of companies and provides personalized financing solutions and top-rated customer service for homebuyers like yourself.</p>
<a href="https://www.neighborsbank.com/lp/downpayment?src=&adg=" class="fmcty-button">Get More Information →</a>
</div>
</span><input type="hidden" name="down_payment_notice_nb" value="1" id="pkbFull_form_down_payment_notice_nb" class="fmcty-input-hidden" required="" disabled=""></li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="property-location">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_property_search" class="fmcty-field fmcty-field-text field-property_search">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_property_search_label" for="pkbFull_form_property_search" tabindex="-1">Where will your new home be located?</label> <span class="fmcty-field-description">City or Zip Code</span></dt>
<dd>
<div class="fmcty-autocomplete-input-wrapper"><input type="text" name="property_search" value="" id="pkbFull_form_property_search" class="fmcty-input-text" placeholder="City or Zip Code"
data-fmcty-validation-message="Please enter a valid location." autocomplete="off" aria-describedby="pkbFull_form_init_prop_search_instr" aria-owns="pkbFull_form_prop_search_results_box" aria-expanded="false"
aria-autocomplete="both" readonly=""></div>
</dd>
</dl>
<div id="pkbFull_form_init_prop_search_instr" class="a11y-hidden">When autocomplete results are available use up and down arrows to review and enter to select.</div>
<div role="status" aria-live="polite" id="pkbFull_form_prop_search_aria_update" class="a11y-hidden"></div>
<div id="pkbFull_form_prop_search_results_box"></div>
</li>
<li id="field_pkbFull_form_property_zip" class="fmcty-field fmcty-field-hidden-input field-property_zip"><input type="hidden" name="property_zip" value="" id="pkbFull_form_property_zip" class="fmcty-input-hidden"></li>
<li id="field_pkbFull_form_property_state" class="fmcty-field fmcty-field-hidden-input field-property_state fmcty-field-required"><input type="hidden" name="property_state" value="" id="pkbFull_form_property_state"
class="fmcty-input-hidden" required="" data-fmcty-validation-message="Please enter a valid US location."></li>
<li id="field_pkbFull_form_property_city" class="fmcty-field fmcty-field-hidden-input field-property_city"><input type="hidden" name="property_city" value="" id="pkbFull_form_property_city" class="fmcty-input-hidden"></li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="state-unavailable">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_state_unavailable_notice" class="fmcty-field fmcty-field-hidden-input field-state_unavailable_notice fmcty-field-required fmcty-field-hidden"><input type="hidden" name="state_unavailable_notice" value=""
id="pkbFull_form_state_unavailable_notice" class="fmcty-input-hidden" required="" disabled=""></li>
<li id="field_pkbFull_form_state_nv_unavailable_notice_html" class="fmcty-field fmcty-field-html field-state_nv_unavailable_notice_html">
<dl role="presentation">
<dd><span name="state_nv_unavailable_notice_html" id="pkbFull_form_state_nv_unavailable_notice_html">
<div class="fmcty-label">Nevada Homebuyers:</div>
<p>Due to state regulations, we are not able to accept home loan inquiries for Nevada properties on this site. If you are interested in a property in another area, you may hit Back and enter a different location.</p>
</span></dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="continue-online">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_ny_opq_message" class="fmcty-field fmcty-field-hidden-input field-ny_opq_message fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
<div class="fmcty-label">
<p>Thank you for coming to Veterans United Home Loans! To continue your home loan request, please continue to our secure, online mortgage preapproval system.</p>
<a href="https://my.veteransunited.com/get-approved?adg=nyopq&lead_source_code=Web&campaign=3739858D-3291-EA11-A811-000D3A98D873&src=pkbFull_form&referring_website=https://www.vamortgagecenter.com/answers/" class="fmcty-button">Get Preapproved Online →</a>
</div>
</span><input type="hidden" name="ny_opq_message" value="1" id="pkbFull_form_ny_opq_message" class="fmcty-input-hidden" required="" disabled=""></li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="property-state">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_property_state_select" class="fmcty-field fmcty-field-select field-property_state_select fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_property_state_select_label" for="pkbFull_form_property_state_select" tabindex="-1">In what state will your new home be located?</label></dt>
<dd>
<div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="property_state_select" id="pkbFull_form_property_state_select" required="" autocomplete="fmcty_off"
disabled="">
<option value="" disabled="" selected="">Select the property location…</option>
<option value="AL">Alabama</option>
<option value="AK">Alaska</option>
<option value="AZ">Arizona</option>
<option value="AR">Arkansas</option>
<option value="CA">California</option>
<option value="CO">Colorado</option>
<option value="CT">Connecticut</option>
<option value="DE">Delaware</option>
<option value="DC">District of Columbia</option>
<option value="FL">Florida</option>
<option value="GA">Georgia</option>
<option value="HI">Hawaii</option>
<option value="ID">Idaho</option>
<option value="IL">Illinois</option>
<option value="IN">Indiana</option>
<option value="IA">Iowa</option>
<option value="KS">Kansas</option>
<option value="KY">Kentucky</option>
<option value="LA">Louisiana</option>
<option value="ME">Maine</option>
<option value="MD">Maryland</option>
<option value="MA">Massachusetts</option>
<option value="MI">Michigan</option>
<option value="MN">Minnesota</option>
<option value="MS">Mississippi</option>
<option value="MO">Missouri</option>
<option value="MT">Montana</option>
<option value="NE">Nebraska</option>
<option value="NV" disabled="">Nevada (Not Available)</option>
<option value="NH">New Hampshire</option>
<option value="NJ">New Jersey</option>
<option value="NM">New Mexico</option>
<option value="NY">New York</option>
<option value="NC">North Carolina</option>
<option value="ND">North Dakota</option>
<option value="OH">Ohio</option>
<option value="OK">Oklahoma</option>
<option value="OR">Oregon</option>
<option value="PA">Pennsylvania</option>
<option value="RI">Rhode Island</option>
<option value="SC">South Carolina</option>
<option value="SD">South Dakota</option>
<option value="TN">Tennessee</option>
<option value="TX">Texas</option>
<option value="UT">Utah</option>
<option value="VT">Vermont</option>
<option value="VA">Virginia</option>
<option value="WA">Washington</option>
<option value="WV">West Virginia</option>
<option value="WI">Wisconsin</option>
<option value="WY">Wyoming</option>
</select>
<div class="fmcty-styled-select-inner">Select the property location…</div>
<div class="fmcty-styled-select-glyph"></div>
</div>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="texas-cashout">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_tx_cashout_message" class="fmcty-field fmcty-field-radio field-tx_cashout_message fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_tx_cashout_message_label" for="pkbFull_form_tx_cashout_message" tabindex="-1">
<p>Due to state restrictions, we do not offer cash-out or debt consolidation refinances in the state of Texas.</p>
<p>Would you still like to see if we can lower your interest rate?</p>
</label></dt>
<dd>
<ol id="pkbFull_form_tx_cashout_message" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_tx_cashout_message_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="tx_cashout_message" value="1" id="pkbFull_form_tx_cashout_message_0" required="" disabled=""><label for="pkbFull_form_tx_cashout_message_0"
class="fmcty-radio-option-label">Yes, continue</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="neighbors-bank">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_neighbors" class="fmcty-field fmcty-field-radio field-neighbors fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_neighbors_label" for="pkbFull_form_neighbors" tabindex="-1">
<div id="neighbors" class="handoff-msg">
<div class="logo">
<svg role="img" id="neighborsBankLogo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 907.1 118.5" style="max-width:400px;">
<title>Neighbors Bank</title>
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</path>
<path id="neighborsBankHouse" fill="#73c271"
d="M151.8 90.5h5v.9h-2v5h-1v-5h-2v-.9Zm8.5 5.9-1.6-4v4h-1v-5.9h1.2l1.8 4.6 1.8-4.6h1v6h-.9v-4.2l-1.6 4.1h-.7ZM91.9 0 73.4 15 54.2 0 0 43.4v53h30.1V58l49.5 38.6h8.3V48.2h-8v38.1L30.7 48.2H22v40.3H8V47.3l46.3-37 47.5 37v49.2h45.7V43.4L91.9 0Zm47.6 88.4h-29.7v-45L80 20l12-9.7 47.6 37v41.1Z">
</path>
</svg>
</div>
<span> We’ve partnered with Neighbors Bank to better serve civilian homebuyers. </span>
<span class="fmcty-field-description"> Veterans United is dedicated to serving Veterans and military families. Neighbors Bank is a proud member of the Veterans United family of companies and provides personalized financing
solutions and top-rated customer service for homebuyers like yourself. </span>
</div>
</label></dt>
<dd>
<ol id="pkbFull_form_neighbors" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_neighbors_label">
<li class="fmcty-radio-option" role="presentation"><input type="radio" name="neighbors" value="1" id="pkbFull_form_neighbors_0" checked="checked" required="" disabled=""><label for="pkbFull_form_neighbors_0"
class="fmcty-radio-option-label">Continue</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
<div class="fmcty-section-after">
<div class="fmcty-field-hidden-label" style="max-width:470px;">Neighbors Bank has been determined to be a better option for your unique homebuying situation. If you think this is a mistake and you do have military experience, please contact
Veterans United Home Loans directly at <a class="tel" href="tel:18008845560">1-800-884-5560</a>.</div>
</div>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="email">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_email" class="fmcty-field fmcty-field-email field-email fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_email_label" for="pkbFull_form_email" tabindex="-1">What is your email address?</label> <span class="fmcty-field-description">Your inbox is secure with us. We protect your email
information 24/7.</span></dt>
<dd><input type="email" name="email" value="" id="pkbFull_form_email" class="fmcty-input-email" placeholder="email@example.com" required="" data-fmcty-validation-message="Please enter a valid email address." data-fmcty-dnt="true"
autocapitalize="none" readonly=""></dd>
</dl>
</li>
<li id="field_pkbFull_form_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
<dl role="presentation">
<dd><span name="secure_label" id="pkbFull_form_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
<li id="field_pkbFull_form_vu_agreestoemails" class="fmcty-field fmcty-field-hidden-input field-vu_agreestoemails"><span class="fmcty-field-hidden-label"><strong>Your information is secure.</strong> Continuing here simply means you agree to
receive information from Veterans United Home Loans and its affiliates about your benefits.</span><input type="hidden" name="vu_agreestoemails" value="1" id="pkbFull_form_vu_agreestoemails" class="fmcty-input-hidden"></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="name">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_name_label" class="fmcty-field fmcty-field-html field-name_label">
<dl role="presentation">
<dd><span name="name_label" id="pkbFull_form_name_label">
<div class="fmcty-label">What is your name?</div>
</span></dd>
</dl>
</li>
<li id="field_pkbFull_form_first_name" class="fmcty-field fmcty-field-text field-first_name fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_first_name_label" for="pkbFull_form_first_name" tabindex="-1">First Name:</label></dt>
<dd><input type="text" name="first_name" value="" id="pkbFull_form_first_name" class="fmcty-input-text" placeholder="First" required="" data-fmcty-validation-message="Please enter your first name." data-fmcty-dnt="true" readonly="">
</dd>
</dl>
</li>
<li id="field_pkbFull_form_last_name" class="fmcty-field fmcty-field-text field-last_name fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_last_name_label" for="pkbFull_form_last_name" tabindex="-1">Last Name:</label></dt>
<dd><input type="text" name="last_name" value="" id="pkbFull_form_last_name" class="fmcty-input-text" placeholder="Last" required="" data-fmcty-validation-message="Please enter your last name." data-fmcty-dnt="true" readonly=""></dd>
</dl>
</li>
<li id="field_pkbFull_form_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
<dl role="presentation">
<dd><span name="secure_label" id="pkbFull_form_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
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</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="current-address">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_address_label" class="fmcty-field fmcty-field-html field-address_label">
<dl role="presentation">
<dd><span name="address_label" id="pkbFull_form_address_label">
<div class="fmcty-label">What is your current street address and ZIP?</div>
</span></dd>
</dl>
</li>
<li id="field_pkbFull_form_address" class="fmcty-field fmcty-field-text field-address fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_address_label" for="pkbFull_form_address" tabindex="-1">Street Address:</label></dt>
<dd><input type="text" name="address" value="" id="pkbFull_form_address" class="fmcty-input-text" placeholder="Street Address" required="" data-fmcty-validation-message="Please provide your current street address." data-fmcty-dnt="true"
readonly=""></dd>
</dl>
</li>
<li id="field_pkbFull_form_zip" class="fmcty-field fmcty-field-text field-zip fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_zip_label" for="pkbFull_form_zip" tabindex="-1">ZIP Code:</label></dt>
<dd><input type="text" name="zip" value="" id="pkbFull_form_zip" class="fmcty-input-text" placeholder="ZIP Code" required="" data-fmcty-validation-message="Please enter a valid 5-digit ZIP code." size="5" maxlength="5" pattern="[0-9]*"
readonly=""></dd>
</dl>
</li>
<li id="field_pkbFull_form_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
<dl role="presentation">
<dd><span name="secure_label" id="pkbFull_form_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="time-at-current-address">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_time_at_current_address" class="fmcty-field fmcty-field-radio field-time_at_current_address fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_time_at_current_address_label" for="pkbFull_form_time_at_current_address" tabindex="-1">How long have you lived at this address?</label></dt>
<dd>
<ol id="pkbFull_form_time_at_current_address" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_time_at_current_address_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="less than 1 year" id="pkbFull_form_time_at_current_address_0" required=""><label
for="pkbFull_form_time_at_current_address_0" class="fmcty-radio-option-label">Less than 1 year</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="1 to 2 years" id="pkbFull_form_time_at_current_address_1" required=""><label
for="pkbFull_form_time_at_current_address_1" class="fmcty-radio-option-label">1 - 2 Years</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="2 to 5 years" id="pkbFull_form_time_at_current_address_2" required=""><label
for="pkbFull_form_time_at_current_address_2" class="fmcty-radio-option-label">2 - 5 Years</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="over 5 years" id="pkbFull_form_time_at_current_address_3" required=""><label
for="pkbFull_form_time_at_current_address_3" class="fmcty-radio-option-label">5+ Years</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="phone">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_phone_full" class="fmcty-field fmcty-field-tel field-phone_full fmcty-field-required">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_phone_full_label" for="pkbFull_form_phone_full" tabindex="-1">What is your phone number?</label> <span class="fmcty-field-description">Spam calls annoy us, too. We safeguard your number
like it’s our own.</span></dt>
<dd><input type="tel" name="phone_full" value="" id="pkbFull_form_phone_full" class="fmcty-input-tel fmcty-input-mask-tel fmcty-input-masked" placeholder="( ) -" required=""
data-fmcty-validation-message="Please enter a valid phone number." data-fmcty-dnt="true" maxlength="14" readonly=""></dd>
</dl>
</li>
<li id="field_pkbFull_form_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
<dl role="presentation">
<dd><span name="secure_label" id="pkbFull_form_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-submit"><button type="submit" class="fmcty-submit">See What I'm Eligible For</button></li>
<li id="field_pkbFull_form_vuhlagree" class="fmcty-field fmcty-field-html field-vuhlagree">
<dl role="presentation">
<dd><span name="vuhlagree" id="pkbFull_form_vuhlagree">
<div class="field-legal">By submitting, I agree to receive calls or texts at this number from Veterans United Home Loans, its
<a target="_blank" href="https://www.veteransunited.com/affiliates/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">affiliates</a>, and
<a href="https://www.mortgageresearchcenter.org/partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">lenders</a>, agents and
<a href="https://www.mortgageresearchcenter.org/home-services-partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">home-services providers</a> about real
estate matters or promotional offers from partners, even if they use an autodialer and even if I am on a Do Not Call List.
<a target="_blank" href="https://www.veteransunited.com/sms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">Texting terms apply.</a> I agree to accept delivery of documents electronically; I
agree to the <a target="_blank" href="https://www.veteransunited.com/privacy/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">privacy policy</a> and
<a target="_blank" href="https://www.veteransunited.com/terms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">terms</a>. I may receive service without this consent by
<a target="_blank" href="https://www.veteransunited.com/contact/">contacting Veterans United</a>.</div>
</span></dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="phone-verify">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_twilio_phone" class="fmcty-field fmcty-field-tel field-twilio_phone fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_twilio_phone_label" for="pkbFull_form_twilio_phone" tabindex="-1">What is your phone number?</label></dt>
<dd><input type="tel" name="twilio_phone" value="" id="pkbFull_form_twilio_phone" class="fmcty-input-tel fmcty-input-mask-tel fmcty-input-masked" placeholder="( ) -" required=""
data-fmcty-validation-message="Please enter a valid phone number." data-fmcty-dnt="true" maxlength="14" disabled="" readonly=""></dd>
</dl>
</li>
<li id="field_pkbFull_form_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
<dl role="presentation">
<dd><span name="secure_label" id="pkbFull_form_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
<li id="field_pkbFull_form_vuhlagree" class="fmcty-field fmcty-field-html field-vuhlagree">
<dl role="presentation">
<dd><span name="vuhlagree" id="pkbFull_form_vuhlagree">
<div class="field-legal">By submitting, I agree to receive calls or texts at this number from Veterans United Home Loans, its
<a target="_blank" href="https://www.veteransunited.com/affiliates/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">affiliates</a>, and
<a href="https://www.mortgageresearchcenter.org/partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">lenders</a>, agents and
<a href="https://www.mortgageresearchcenter.org/home-services-partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">home-services providers</a> about real
estate matters or promotional offers from partners, even if they use an autodialer and even if I am on a Do Not Call List.
<a target="_blank" href="https://www.veteransunited.com/sms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">Texting terms apply.</a> I agree to accept delivery of documents electronically; I
agree to the <a target="_blank" href="https://www.veteransunited.com/privacy/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">privacy policy</a> and
<a target="_blank" href="https://www.veteransunited.com/terms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">terms</a>. I may receive service without this consent by
<a target="_blank" href="https://www.veteransunited.com/contact/">contacting Veterans United</a>.</div>
</span></dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="phone-verify-code" data-fmcty-auto-advance="false">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_phone_verify_code" class="fmcty-field fmcty-field-text field-phone_verify_code fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_phone_verify_code_label" for="pkbFull_form_phone_verify_code" tabindex="-1">Verification Code</label> <span class="fmcty-field-description">Please enter the 4-digit code that was sent to
you.</span></dt>
<dd><input type="text" name="phone_verify_code" value="" id="pkbFull_form_phone_verify_code" class="fmcty-input-text" placeholder="0000" required="" data-fmcty-validation-message="Please enter the code sent." inputmode="numeric"
autocomplete="one-time-code" maxlength="4" pattern="[0-9]*" disabled="" readonly=""></dd>
</dl>
</li>
<li id="field_pkbFull_form_phone_resend_label" class="fmcty-field fmcty-field-html field-phone_resend_label fmcty-field-hidden">
<dl role="presentation">
<dd><span name="phone_resend_label" id="pkbFull_form_phone_resend_label"><span>Didn't get a code?</span></span></dd>
</dl>
</li>
<li id="field_pkbFull_form_phone_resend_text" class="fmcty-field fmcty-field-radio field-phone_resend_text fmcty-field-hidden">
<dl role="presentation">
<dd>
<ol id="pkbFull_form_phone_resend_text" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_phone_resend_text_label">
<li class="fmcty-radio-option inline-link" role="presentation"><input type="radio" name="phone_resend_text" value="text" id="pkbFull_form_phone_resend_text_0" disabled=""><label for="pkbFull_form_phone_resend_text_0"
class="fmcty-radio-option-label">Resend code</label></li>
</ol>
</dd>
</dl>
</li>
<li id="field_pkbFull_form_phone_resend_call" class="fmcty-field fmcty-field-radio field-phone_resend_call fmcty-field-hidden">
<dl role="presentation">
<dd>
<ol id="pkbFull_form_phone_resend_call" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_phone_resend_call_label">
<li class="fmcty-radio-option inline-link" role="presentation"><input type="radio" name="phone_resend_call" value="call" id="pkbFull_form_phone_resend_call_0" disabled=""><label for="pkbFull_form_phone_resend_call_0"
class="fmcty-radio-option-label">Call me with a code</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
<li class="fmcty-section" data-fmcty-section="disability-rating">
<div class="fmcty-section-content">
<ol class="fmcty-fields">
<li id="field_pkbFull_form_disability_rating" class="fmcty-field fmcty-field-radio field-disability_rating fmcty-field-required fmcty-field-hidden">
<dl role="presentation">
<dt><label class="fmcty-label" id="pkbFull_form_disability_rating_label" for="pkbFull_form_disability_rating" tabindex="-1">Do you have a disability rating of 10% or higher from the VA?</label> <span
class="fmcty-field-description">Your disability rating may exempt you from the VA Funding Fee, a governmental fee applied to every VA purchase and refinance loan. <em>This fee goes directly to the Department of Veterans
Affairs.</em></span></dt>
<dd>
<ol id="pkbFull_form_disability_rating" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_disability_rating_label">
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="disability_rating" value="yes" id="pkbFull_form_disability_rating_0" required="" disabled=""><label for="pkbFull_form_disability_rating_0"
class="fmcty-radio-option-label">Yes</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="disability_rating" value="no" id="pkbFull_form_disability_rating_1" required="" disabled=""><label for="pkbFull_form_disability_rating_1"
class="fmcty-radio-option-label">No</label></li>
<li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="disability_rating" value="unknown" id="pkbFull_form_disability_rating_2" required="" disabled=""><label
for="pkbFull_form_disability_rating_2" class="fmcty-radio-option-label">I’d rather not say</label></li>
</ol>
</dd>
</dl>
</li>
<li class="fmcty-field fmcty-field-submit"><button type="submit" class="fmcty-submit">See What I'm Eligible For</button></li>
<li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
</ol>
</div>
</li>
</ol>
</form>Text Content
Skip to Content
Mortgage Research Center, LLC – NMLS #1907. Not affiliated with the Dept. of
Veterans Affairs or any government agency. Not available in Nevada.
* Answers
* States
* Calculator
* Get Started!
VA HOMEBUYING ANSWERS
* VA Loan Basics
* VA Loan Process
* VA Loan Eligibility
* Homebuyer Prep
FEATURED ANSWERS
VA Loan Basics
VA LOAN RATES
Understand how your rate is calculated and the factors that go into determining
the VA Loan rate you receive, along with the advantages of VA loan rates.
Continue →
VA Loan Basics
VA LOAN BENEFITS
VA home loan benefits offer unique advantages that are unlike other mortgage
products on the market.
Continue →
Homebuyer Prep
WHAT FIRST-TIME HOMEBUYERS NEED TO KNOW ABOUT VA LOANS
VA first-time homebuyers must understand the process, benefits, and eligibility
requirements of the VA mortgage before determining if it's right for them.
Continue →
VA Loan Eligibility
ALL ABOUT THE VA CERTIFICATE OF ELIGIBILITY (COE)
Obtaining your Certificate of Eligibility (COE) is an important part of
verifying your VA loan eligibility.
Continue →
VA Loan Basics
HOW VA LOANS WORK
Knowing how VA loans work can help you through the homebuying journey.
Continue →
VA Loan Eligibility
HOW MANY TIMES YOU CAN USE A VA LOAN
The VA home loan is a lifetime benefit for Veterans, meaning there are no limits
to how many times you can use a VA loan.
Continue →
VA Loan Basics
VA LOAN RATES
Understand how your rate is calculated and the factors that go into determining
the VA Loan rate you receive, along with the advantages of VA loan rates.
Continue →
VA Loan Basics
VA LOAN BENEFITS
VA home loan benefits offer unique advantages that are unlike other mortgage
products on the market.
Continue →
Homebuyer Prep
WHAT FIRST-TIME HOMEBUYERS NEED TO KNOW ABOUT VA LOANS
VA first-time homebuyers must understand the process, benefits, and eligibility
requirements of the VA mortgage before determining if it's right for them.
Continue →
VA Loan Eligibility
ALL ABOUT THE VA CERTIFICATE OF ELIGIBILITY (COE)
Obtaining your Certificate of Eligibility (COE) is an important part of
verifying your VA loan eligibility.
Continue →
VA Loan Basics
HOW VA LOANS WORK
Knowing how VA loans work can help you through the homebuying journey.
Continue →
VA Loan Eligibility
HOW MANY TIMES YOU CAN USE A VA LOAN
The VA home loan is a lifetime benefit for Veterans, meaning there are no limits
to how many times you can use a VA loan.
Continue →
‹›
ALL ANSWERS
* Homebuyer Prep
VA LOAN APPRAISALS: WHAT YOU NEED TO KNOW
VA appraisals play a crucial role in the VA loan process by ensuring that
your new home meets the necessary standards for safe and comfortable living
for you and your family.
Continue →
* VA Loan Eligibility
SPECIALLY ADAPTED HOUSING GRANTS FOR VETERANS
Learn about the Specially Adapted Housing grant from the Department of
Veterans Affairs (VA) for disabled veterans.
Continue →
* VA Loan Eligibility
VA LOAN RESIDUAL INCOME GUIDELINES
Discover VA loan residual income guidelines for 2024, providing in-depth
explanations and easy-to-follow charts to help you navigate your VA home loan
eligibility and requirements.
Continue →
* VA Loan Basics
VA JUMBO LOANS EXPLAINED
VA jumbo loans offer a way for Veterans and other military members to
purchase a home in more expensive regions of the country.
Continue →
* VA Loan Process
VA LOAN LIMITS FOR 2024
VA loans are available up to $766,550 in most areas but can exceed $1,000,000
for single-family homes in high-cost counties. Calculate your VA loan limit
to see your personalized mortgage limit. Loan limits don't apply to all
borrowers.
Continue →
* VA Loan Eligibility
VA LOAN ENTITLEMENT, PARTIAL ELIGIBILITY AND ENTITLEMENT CODES
Learn how the VA calculates your remaining VA Loan Entitlement and how it
impacts your VA loan benefit.
Continue →
* VA Loan Eligibility
VA LOAN ELIGIBILITY REQUIREMENTS
Explore the military service and discharge requirements for VA loans to
determine if you are eligible for this valuable Veteran benefit.
Continue →
* VA Loan Eligibility
VA LOAN QUALIFICATION: FINANCIAL REQUIREMENTS FOR VA LOANS
Veterans must meet certain financial requirements to qualify for a VA loan.
However, the financial requirements for VA loans are often more lenient
compared to other home loan options.
Continue →
* VA Loan Process
TIDEWATER VA APPRAISAL EXPLAINED
From the Tidewater process to its purpose, discover the basics of the
Tidewater VA appraisal.
Continue →
* VA Loan Eligibility
ALL ABOUT THE VA CERTIFICATE OF ELIGIBILITY (COE)
Obtaining your Certificate of Eligibility (COE) is an important part of
verifying your VA loan eligibility.
Continue →
* VA Loan Basics
GETTING A VA LOAN WITH A 100 PERCENT VA DISABILITY RATING
The VA loan program offers unique benefits for those Veterans with a 100%
disability rating.
Continue →
* VA Loan Basics
VA LOAN ESCAPE CLAUSE - EXPLAINED
Explore the benefits and protections provided by the VA loan escape clause,
as we break down its significance for military homebuyers and how it
safeguards their financial interests during the home buying process.
Continue →
* VA Loan Basics
VA LOAN ELECTRICAL REQUIREMENTS
Understand the electrical guidelines for homes financed with a VA loan to
ensure your potential home meets the necessary safety and functionality
criteria.
Continue →
* Homebuyer Prep
BENEFITS OF TITLE INSURANCE FOR VA LOANS
Learn how VA loan title insurance safeguards your investment, offers peace of
mind and ensures a smooth homebuying process. Explore the advantages and gain
insight into how this invaluable coverage enhances your VA loan experience.
Continue →
* VA Loan Basics
VA LOAN WATER TEST REQUIREMENTS
Explore and understand the details of water requirements for a VA loan. Learn
how these regulations impact your eligibility and ensure a safe, sustainable
home for Veterans.
Continue →
* VA Loan Basics
VA LOAN NON-ALLOWABLE FEES EXPLAINED
The Department of Veterans Affairs regulates Veterans' fees to ensure they
are not burdened with excessive costs when obtaining a VA home loan.
Continue →
* VA Loan Basics
HOW VA LOANS WORK
Knowing how VA loans work can help you through the homebuying journey.
Continue →
* SELLER CONCESSIONS FOR VA LOANS
Many borrowers encounter seller concessions at some point in the homebuying
journey. Seller concessions are a valuable tool that can benefit both buyers
and sellers in a VA loan transaction. Understanding seller concessions can
help you navigate the VA loan process with confidence and maximize your VA
benefits.
Continue →
* VA Loan Basics
VA LOANS VS OTHER MORTGAGES
Understand the advantages of the VA loan compared to other popular loan
options.
Continue →
* VA Loan Basics
VA CASH-OUT REFINANCE VS HOME EQUITY LINE OF CREDIT (HELOC)
Are you looking for a way to leverage your growing home equity? Let’s look at
how these two methods differ.
Continue →
* VA Loan Eligibility
HOW MANY TIMES YOU CAN USE A VA LOAN
The VA home loan is a lifetime benefit for Veterans, meaning there are no
limits to how many times you can use a VA loan.
Continue →
* VA Loan Basics
VA LOAN REFINANCE OPTIONS
Refinancing your VA home loan can be a powerful financial decision. Make sure
you are aware of the different refinancing options, and what implications it
has on your current mortgage.
Continue →
* VA Loan Basics
VA CASH-OUT REFINANCE
VA Cash-Out refinancing allows prospective homeowners to take equity out of
their home in the form of cash.
Continue →
* VA Loan Eligibility
LATEST VA FUNDING FEE RATES AND EXEMPTIONS
The VA funding fee is something every veteran has to pay unless you meet one
of the exemption requirements.
Continue →
* VA Loan Process
VA LOANS AND ESCROW - EXPLAINED
Dealing with the escrow process while taking out a VA home loan may seem
intimidating, especially if you’re a first-time homebuyer or you haven’t been
in the market in a while. But whether you’re coming home after a deployment,
retiring from the service, or just moving out of off-base housing, you may
have to use escrow to purchase your new home.
Let’s look at what every VA borrower needs to know when it comes to VA loans
and escrow.
Continue →
* VA Loan Eligibility
VA LOANS WITH BAD CREDIT
While your credit score is an extremely important figure factored into your
VA loan approval process, there are certain steps you can take to secure a VA
loan with a lower-than-desired credit score.
Continue →
* VA Loan Basics
MINIMUM PROPERTY REQUIREMENTS (MPRS) FOR VA HOME LOANS
Understand how MPRs can affect your eligibility for a VA loan.
Continue →
* VA Loan Basics
VA LOANS FOR LAND: HOW THEY WORK
A VA loan can be a great way to buy a home, but can it be used to purchase
land for a potential home? Here's what you need to know about VA loans for
land.
Continue →
* Homebuyer Prep
VA LOANS AND SHORT SALES: WHAT YOU SHOULD KNOW
A VA short sale can be a more attractive option than a foreclosure. Learn
about the regulations and effects of VA short sales.
Continue →
* VA Loan Eligibility
HOW TO GET A VA LOAN WHEN SELF-EMPLOYED
Here's a look at the requirements and qualifications for self-employed
veterans interested in a VA loan.
Continue →
* Homebuyer Prep
HOW PEST INSPECTIONS CAN IMPACT YOUR VA LOAN
The last thing you want as a homeowner is to learn your home has a pest
infestation once it's too late. Learn about VA home loan pest inspection
requirements in your state.
Continue →
* VA Loan Eligibility
VA LOAN EMPLOYMENT REQUIREMENTS
VA loan lenders look for borrowers to have a steady, reliable income in order
to prove they are likely to repay their mortgage. Two years is typically the
minimum employment requirement for VA loans, but this is not always the case.
Continue →
* VA Loan Basics
BUYING DOWN YOUR VA INTEREST RATE: GUIDE TO DISCOUNT POINTS
VA loans offer many benefits for qualifying borrowers, one of which is the
ability to purchase discount points that can lower the costs over the life of
your loan.
Continue →
* VA Loan Eligibility
VA LOANS FOR MODULAR AND MANUFACTURED (MOBILE) HOMES
Purchasing a modular or mobile home may be possible with a VA loan, but you
will need to meet some unique requirements.
Continue →
* VA Loan Process
GIFT FUNDS AND VA LOANS: WHAT THEY ARE AND HOW TO USE THEM
The VA loan program does allow gift funds to be used towards the down payment
and closing costs, but there must be a letter including donor information.
Continue →
* Homebuyer Prep
MILITARY ORDERS TO BREAK A LEASE
It’s relatively common for service members to be called to active duty or
receive Permanent Change of Station (PCS) orders while renting their home. Of
course, this can be tricky, because your timeline probably doesn’t account
for your lease agreement, meaning you’ll need to break your lease.
Continue →
* VA Loan Process
7 THINGS NOT TO DO BEFORE CLOSING ON YOUR VA LOAN
Closing on your home is undoubtedly a very exciting day, but it’s important
to avoid certain financial moves that could jeopardize your VA loan.
Continue →
* VA Loan Basics
VA INTEREST RATE REDUCTION REFINANCE LOAN
The VA Interest Rate Reduction Refinance Loan (IRRRL), also known as the VA
Streamline Refinance, is one of the best options for existing VA loan holders
who want to take advantage of lower interest rates or refinance into a
fixed-rate mortgage.
Wondering what an IRRRL is and how it works? The following guide will explain
everything you need to know.
Continue →
* VA Loan Basics
VA LOAN RATES
Understand how your rate is calculated and the factors that go into
determining the VA Loan rate you receive, along with the advantages of VA
loan rates.
Continue →
* VA Loan Basics
VA LOAN FORBEARANCE AND OTHER LOSS MITIGATION OPTIONS
The COVID-19 pandemic caused significant financial challenges for many
Veterans and military members. If you’ve faced a job loss, income reduction
or other financial setbacks, you could be struggling to make monthly mortgage
payments on your home.
Continue →
* Homebuyer Prep
PCS ENTITLEMENT ALLOWANCES
Active duty military members and their families are no strangers to
relocation. Permanent change of station (PCS) orders can be handed down every
few years or more.
Continue →
* Homebuyer Prep
PCS MOVE CHECKLIST: WHY A HOME INVENTORY IS CRUCIAL
Moving is one of the most stressful times in people's lives, and no one moves
around more than service members and their families.
Continue →
* Homebuyer Prep
WHAT TO KNOW ABOUT PCS WEIGHT ALLOWANCE IN 2022
Moving is a part of military life. Whether a soldier is flying solo or
traveling with a big family, they'll likely face moves every few years during
their tour of duty with the U.S. military.
Continue →
* VA Loan Eligibility
CHILDREN OF VETERANS: ARE THEY ELIGIBLE FOR VA LOANS?
Knowing if you're eligible for the VA loan as a child of a Veteran can be
helpful when looking to buy a home.
Continue →
* Homebuyer Prep
PCS PROHIBITED LIST - WHAT CAN’T BE MOVED IN A PCS
When going through a PCS move, it's important to understand what is and isn't
allowed for the move.
Continue →
* Homebuyer Prep
6 STEPS TO A SEAMLESS PCS MILITARY MOVE
Understanding what a PCS order is and the process can be helpful when
preparing for a military move.
Continue →
* VA Loan Eligibility
NATIONAL GUARD AND RESERVES VA LOAN ELIGIBILITY
Thousands of National Guard and Reserve members are eligible for the VA loan
program, and new legislation is expanding eligibility to even more Guardsmen,
women and Reservists around the country.
Continue →
* Homebuyer Prep
RADON TESTING AND VA LOANS
See common questions and answers about radon testing in homes that have been
financed with a VA Mortgage.
Continue →
* VA Loan Basics
BREAKING DOWN THE VA CHILD CARE LETTER
Throughout the VA home loan process lenders will want to look at all of your
expenses. This includes childcare in which you may be asked to produce a VA
Child Care Statement.
Continue →
* VA Loan Process
VA LOANS AND CLEAR TO CLOSE (CTC): WHAT IT MEANS FOR VETERANS
Receiving your clear to close is an exciting milestone in your VA homebuying
journey.
Continue →
* VA Loan Basics
READY TO RENOVATE? 5 VA HOME IMPROVEMENT LOAN OPTIONS
Are you planning to make repairs or update your home? Here’s what you need to
know about your VA home improvement loan options.
Continue →
* VA Loan Eligibility
ARE NATIONAL GUARD MEMBERS CONSIDERED VETERANS?
Veterans are eligible for a whole slew of benefits, including the valuable VA
home loan. But do National Guard members fall under that umbrella? Or is
Veteran status just for members of the main five branches?
Let’s take a look at the issue in more depth.
Continue →
* VA Loan Eligibility
HOW TO OBTAIN YOUR COE IN THE NATIONAL GUARD
In order to use your VA loan benefit as a member of the National Guard,
you’ll need to obtain your Certificate of Eligibility (COE).
Continue →
* VA Loan Basics
HOW VETERANS CAN ACCESS THEIR HOME’S EQUITY
Do you have VA loan equity reserves? Let’s discuss how to build them up — and
how to use them.
Continue →
* VA Loan Process
GETTING PREAPPROVED FOR A VA HOME LOAN
A step-by-step guide for how to get prequalified and preapproved for a VA
home loan.
Continue →
* Homebuyer Prep
VA LOAN CHECKLIST: COMMON DOCUMENTS NEEDS WHEN APPLYING FOR A VA LOAN
Here we dive into the common document needs when applying for a VA loan. Keep
in mind, having every document upfront isn't necessary to start the loan
process, but helps keep things moving.
Continue →
* VA Loan Process
HOW TO APPLY FOR A VA LOAN AND CHECK YOUR ELIGIBILITY
Applying for your Certificate of Eligibility is just one part of the larger
VA home loan application process.
Continue →
* VA Loan Process
VA LOAN UNDERWRITING GUIDELINES
The VA loan underwriting process often raises questions from homebuyers, but
the goal is simple: verify the facts, and protect all parties involved.
Continue →
* VA Loan Process
LENDER APPRAISAL PROCESSING PROGRAM
The Lender Appraisal Program (LAPP) is a program available to lenders that
have met specific requirements. A lender must be approved by the Central
Office. By using an LAPP lender, a VA assigned appraiser can actually close
the applicant's loan, allowing for the loan process to be expedited.
Continue →
* VA Loan Eligibility
VA LOAN DEBT-TO-INCOME (DTI) RATIO REQUIREMENTS
See how your debt-to-income (DTI) ratio and credit score affect your VA loan
eligibility.
Continue →
* VA Loan Eligibility
APPLYING FOR A VA LOAN WITH A CO-BORROWER
See the benefits and requirements of using a VA loan with a co-borrower in
what's often called a joint VA loan.
Continue →
* VA Loan Basics
BAH AND VA LOANS
Basic Allowance for Housing, or BAH, is a tool that can help VA lenders gauge
what kind of mortgage payment an eligible veteran can handle.
Continue →
* Homebuyer Prep
VA LOANS AND HOMEOWNERS INSURANCE
Having home owners insurance when purchasing a home with a VA loan can be
important when dealing with possible property risks.
Continue →
* VA Loan Basics
VA LOANS AND MULTI-FAMILY HOMES
Learn about how a homebuyer can use a VA Loan to purchase a multi-family home
and the requirements needed to do so.
Continue →
* Homebuyer Prep
VA LOANS AND NATURAL DISASTERS
Unfortunately, disasters happen. When they do, you need to take special care
to ensure you will be able to continue your day-to-day life without greatly
disrupting your financial situation.
Continue →
* VA Loan Process
VA LOAN PURCHASE AGREEMENT
The VA offers veterans many benefits that help them throughout their
lifetime. One of those valuable benefits is the VA Home Loan Guarantee
Program.
Continue →
* VA Loan Basics
VA LOANS FOR INVESTMENT PROPERTY
VA loans are intended to be the buyers' primary residence. However, under
certain circumstances, you may be able to use a VA loan for rental property.
Continue →
* VA Loan Process
INFORMATION ON MODIFYING A VA LOAN
The VA offers Veterans who have used the VA Home Loan Guarantee Program and
subsequently fallen on hard times, the opportunity to have loan
modifications.
Continue →
* VA Loan Basics
EARNEST MONEY DEPOSITS AND VA LOANS
Learn the guidelines for earnest money deposits and VA loans to ensure you
are making the right decisions.
Continue →
* VA Loan Basics
VA ENERGY EFFICIENT MORTGAGE
Learn about the VA Energy Efficient Mortgage and how you can finance
energy-efficient home improvements into your VA Home Loan.
Continue →
* VA Loan Eligibility
VA LOANS OPTIONS WITH A PRIOR BANKRUPTCY
Learn how a Chapter 7 or Chapter 13 bankruptcy can affect you ability to get
a VA home loan, or how low late payments affect your loan and the possibility
of foreclosure if your mortgage goes unpaid.
Continue →
* VA Loan Basics
VA LOAN OCCUPANCY REQUIREMENTS
Learn about the approved uses for VA Home Loans.
Continue →
* VA Loan Basics
VA CONSTRUCTION LOANS: BUILDING A HOME WITH A VA LOAN
VA construction loans provide the perfect opportunity to build your dream
home.
Continue →
* VA Loan Process
BUYING A CONDO WITH A VA LOAN
Purchasing a condo has some serious perks, but there are certain requirements
properties must meet to ensure that a VA loan can be used to help purchase a
condo.
Continue →
* VA Loan Basics
CLOSING COSTS FOR VA HOME LOANS
Having a solid understanding of the total amount of VA loan closing costs and
non-loan related costs is an important figure to consider when buying a home.
Continue →
* VA Loan Basics
VA LOAN BENEFITS
VA home loan benefits offer unique advantages that are unlike other mortgage
products on the market.
Continue →
* Homebuyer Prep
WHAT FIRST-TIME HOMEBUYERS NEED TO KNOW ABOUT VA LOANS
VA first-time homebuyers must understand the process, benefits, and
eligibility requirements of the VA mortgage before determining if it's right
for them.
Continue →
* VA Loan Eligibility
HOW DIVORCE AFFECTS YOUR VA LOAN
We'll look at two common scenarios below: what happens to a current VA loan
after divorce and getting a new VA loan after divorce.
Continue →
* VA Loan Basics
VA LOAN ASSUMPTION: SHOULD YOU SELL OR ASSUME?
Both a traditional home sale and VA loan assumption have their advantages and
disadvantages. Here we take a look at when each option may work best.
Continue →
* VA Loan Eligibility
VA LOAN ELIGIBILITY FOR SURVIVING SPOUSES
It's absolutely possible for surviving military spouses to meet the
eligibility requirements needed for a VA loan. We'll look at this process
below in more detail.
Continue →
1. 1. Let’s Get Started 2024 VA Loans: See if you’re eligible in minutes
1. Check Your Eligibility
2. Continue
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61. What best describes your living situation?
1. I currently own a home
2. I am currently renting
3. Other
62. Back
3. 1. Are you buying a home or refinancing?
1. Buy a home
2. Refinance my home
2. Back
4. 1. Why do you want to refinance? (Select all that apply)
1. Lower my Rate / Payment
2. Change my Loan Term
3. Take Cash Out of Home
4. Pay Off Debts
5. Other
2. Continue
3. Back
5. 1. Is this your first time buying a home?
1. Yes
2. No
2. Back
6. 1. What is your price range? (An estimate is fine)
1. $700K or more
2. $600K - $700K
3. $500K - $600K
4. $400K - $500K
5. $350K - $400K
6. $300K - $350K
7. $250K - $300K
8. $200K - $250K
9. $150K - $200K
10. $100K - $150K
11. under $100K
12. I don’t know
2. Back
7. 1. What is the value of your home? (An estimate is fine)
2. Continue
3. Back
8. 1. What type of property is your home?
1. Single-Family Home
2. Condominium
3. Town Home
4. Multi-Family
5. Mobile / Manufactured
6. New Construction
7. Other
2. Back
9. 1. Will you own or rent the land your home is on? Your lender will use
this information to determine what kind of loan is right for you.
1. Own
2. Rent
2. Back
10. 1. How are you using this home?
1. Primary Residence
2. Secondary / Vacation Home
3. Investment Property
4. Other
2. Back
11. 1. Where are you at in the homebuying journey?
1. Daydreaming
2. Looking Around
3. Getting Serious
4. Ready to Buy
2. Back
12. 1. When do you plan to buy?
1. ASAP: Offer Pending
2. Within a Month
3. 2 - 3 Months
4. 3 - 6 Months
5. 6+ Months
6. Not Sure
2. Back
13. 1. What prevents you from buying your new home today?
1. My credit rating is too low
2. My income is too low
3. I am locked in a rent/lease
4. I am transferring to a new location
5. I haven’t found a home yet
6. Other
2. Back
14. 1. Do you have a home to sell?
1. Yes
2. No
2. Back
15. 1. What type of loan is your current mortgage?
1. Conventional
2. VA
3. FHA
4. USDA
5. No current mortgage
6. I don’t know
2. Back
16. 1. How much do you currently owe on your home mortgage?
2. Continue
3. Back
17. 1. What is your current mortgage interest rate?
Select your current interest rate…under
3%3%3.125%3.25%3.375%3.5%3.625%3.75%3.875%4%4.125%4.25%4.375%4.5%4.625%4.75%4.875%5%5.125%5.25%5.375%5.5%5.625%5.75%5.875%6%6.125%6.25%6.375%6.5%6.625%6.75%6.875%7%7.125%7.25%7.375%7.5%7.625%7.75%7.875%8%8.125%8.25%8.375%8.5%8.625%8.75%8.875%9%9.125%9.25%9.375%9.5%9.625%9.75%9.875%10%over
10%I don't know
Select your current interest rate…
2. Back
18. 1. Based on the information provided, your loan-to-value ratio is too high
for a Cash-Out refinance with Veterans United.
Learn more about VA Cash-Out Refinancing
Would you still like to see if we can lower your interest rate?
2. Yes, continue
3. Back
19. 1. How much additional cash would you like to take out? You may be able to
take out as much as $325,000.
2. Continue
3. Back
Maximum cashout amount based on the home value and mortgage balance
information you supplied. Not guaranteed until locked in by your Loan
Officer.
20. 1. What is your current credit score? Your credit information is top
secret. We keep all private data under lock and key.
1. Excellent (720+)
2. Good (680-719)
3. Fair (620-679)
4. Below Average (600-619)
5. Poor (Below 600)
6. I don’t know
2. Back
21. 1. What is your current employment status?
1. Employed
2. Self-Employed / 1099 Independent Contractor
3. Retired
4. Not Employed
2. Back
22. 1. What's your annual household income?
1. Greater than $200,000
2. $150,000 - $200,000
3. $100,000 - $150,000
4. $75,000 - $100,000
5. $50,000 - $75,000
6. $30,000 - $50,000
7. Less than $30,000
2. Back
23. 1. Have you declared bankruptcy in the past 2 years?
1. No
2. Yes
2. Back
24. 1. What is your branch of service?
1. Army
2. Marine Corps
3. Navy
4. Air Force
5. Coast Guard
6. Space Force
7. Military Spouse
8. Other VA Eligibility
9. No Military Experience
2. Back
25. 1. Are you currently serving?
1. Currently Serving
2. Separated
2. Back
26. 1. Have you received orders to PCS?
1. No, this is not a PCS move
2. Yes, this is a PCS move
2. Back
27. 1. Where will you be living?
Select the property
location…AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict
of
ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevada
(Not Available)New HampshireNew JerseyNew MexicoNew YorkNorth
CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth
CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest
VirginiaWisconsinWyoming
Select the property location…
2. Back
28. 1. Can you put at least 3% down?
1. Yes
2. No
2. Back
29. 1. How much of a down payment would you like to make?
1. 0%
2. 3.5%
3. 5%
4. 10%
5. 15%
6. 20%
7. More than 20%
2. Back
30. 1. Without military experience most loans require at least 3% down.
Get More Information →
2. Continue
3. Back
31. 1. Without military experience most loans require at least 3% down.
Neighbors Bank
We’ve partnered with Neighbors Bank to better serve civilian
homebuyers. Veterans United is dedicated to serving Veterans and
military families. Neighbors Bank is a proud member of the Veterans
United family of companies and provides personalized financing
solutions and top-rated customer service for homebuyers like yourself.
Get More Information →
2. Continue
3. Back
32. 1. Where will your new home be located? City or Zip Code
When autocomplete results are available use up and down arrows to
review and enter to select.
2.
3.
4.
5. Continue
6. Back
33. 1.
2. Nevada Homebuyers:
Due to state regulations, we are not able to accept home loan inquiries
for Nevada properties on this site. If you are interested in a property
in another area, you may hit Back and enter a different location.
3. Continue
4. Back
34. 1. Thank you for coming to Veterans United Home Loans! To continue your
home loan request, please continue to our secure, online mortgage
preapproval system.
Get Preapproved Online →
2. Continue
3. Back
35. 1. In what state will your new home be located?
Select the property
location…AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict
of
ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevada
(Not Available)New HampshireNew JerseyNew MexicoNew YorkNorth
CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth
CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest
VirginiaWisconsinWyoming
Select the property location…
2. Back
36. 1. Due to state restrictions, we do not offer cash-out or debt
consolidation refinances in the state of Texas.
Would you still like to see if we can lower your interest rate?
1. Yes, continue
2. Back
37. 1. Neighbors Bank
We’ve partnered with Neighbors Bank to better serve civilian
homebuyers. Veterans United is dedicated to serving Veterans and
military families. Neighbors Bank is a proud member of the Veterans
United family of companies and provides personalized financing
solutions and top-rated customer service for homebuyers like yourself.
1. Continue
2. Back
Neighbors Bank has been determined to be a better option for your unique
homebuying situation. If you think this is a mistake and you do have
military experience, please contact Veterans United Home Loans directly at
1-800-884-5560.
38. 1. What is your email address? Your inbox is secure with us. We protect
your email information 24/7.
2. SECURE FIELD: Protected by 256-bit SSL Encryption
3. Continue
4. Your information is secure. Continuing here simply means you agree to
receive information from Veterans United Home Loans and its affiliates
about your benefits.
5. Back
39. 1. What is your name?
2. First Name:
3. Last Name:
4. SECURE FIELD: Protected by 256-bit SSL Encryption
5. Continue
6. Back
40. 1. What is your current street address and ZIP?
2. Street Address:
3. ZIP Code:
4. SECURE FIELD: Protected by 256-bit SSL Encryption
5. Continue
6. Back
41. 1. How long have you lived at this address?
1. Less than 1 year
2. 1 - 2 Years
3. 2 - 5 Years
4. 5+ Years
2. Back
42. 1. What is your phone number? Spam calls annoy us, too. We safeguard your
number like it’s our own.
2. SECURE FIELD: Protected by 256-bit SSL Encryption
3. Get My Quote!
4. By submitting, I agree to receive calls or texts at this number from
Veterans United Home Loans, its affiliates, and lenders, agents and
home-services providers about real estate matters or promotional offers
from partners, even if they use an autodialer and even if I am on a Do
Not Call List. Texting terms apply. I agree to accept delivery of
documents electronically; I agree to the privacy policy and terms. I
may receive service without this consent by contacting Veterans United.
5. Back
43. 1. What is your phone number?
2. SECURE FIELD: Protected by 256-bit SSL Encryption
3. Continue
4. By submitting, I agree to receive calls or texts at this number from
Veterans United Home Loans, its affiliates, and lenders, agents and
home-services providers about real estate matters or promotional offers
from partners, even if they use an autodialer and even if I am on a Do
Not Call List. Texting terms apply. I agree to accept delivery of
documents electronically; I agree to the privacy policy and terms. I
may receive service without this consent by contacting Veterans United.
5. Back
44. 1. Verification Code Please enter the 4-digit code that was sent to you.
2. Didn't get a code?
3. 1. Resend code
4. 1. Call me with a code
5. Continue
6. Back
45. 1. Do you have a disability rating of 10% or higher from the VA? Your
disability rating may exempt you from the VA Funding Fee, a
governmental fee applied to every VA purchase and refinance loan. This
fee goes directly to the Department of Veterans Affairs.
1. Yes
2. No
3. I’d rather not say
2. Get My Quote!
3. Back
NMLS #1907
Our Lender
Veterans United Home Loans is a VA approved lender; Mortgage Research Center,
LLC – NMLS #1907 (www.nmlsconsumeraccess.org). Not affiliated with the Dept. of
Veterans Affairs or any government agency. Not available in NV. 1400 Forum
Blvd., Columbia, MO 65203. Equal Housing Lender
* About
* Affiliates
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VAMortgageCenter is NOT affiliated with any government agencies, including the
VA.
Licensed Mortgage Banker-NYS Department of Financial Services
Customers with questions regarding our loan officers and their licensing may
visit the Nationwide Mortgage Licensing System & Directory for more information.
NMLS #1907 (www.nmlsconsumeraccess.org) "VAMortgageCenter" is a registered
trademark of Mortgage Research Center, LLC. (NMLS #1907) All Rights Reserved.
Not available in NV.
1400 Forum Blvd., Ste. 18
Columbia, MO 65203
© 2003-2024 VAMortgageCenter.com
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61. What best describes your living situation?
1. I currently own a home
2. I am currently renting
3. Other
2. 1. Are you buying a home or refinancing?
1. Buy a home
2. Refinance my home
2. Back
3. 1. Why do you want to refinance? (Select all that apply)
1. Lower my Rate / Payment
2. Change my Loan Term
3. Take Cash Out of Home
4. Pay Off Debts
5. Other
2. Continue
3. Back
4. 1. Is this your first time buying a home?
1. Yes
2. No
2. Back
5. 1. What is your price range? (An estimate is fine)
1. $700K or more
2. $600K - $700K
3. $500K - $600K
4. $400K - $500K
5. $350K - $400K
6. $300K - $350K
7. $250K - $300K
8. $200K - $250K
9. $150K - $200K
10. $100K - $150K
11. under $100K
12. I don’t know
2. Back
6. 1. What is the value of your home? (An estimate is fine)
2. Continue
3. Back
7. 1. What type of property is your home?
1. Single-Family Home
2. Condominium
3. Town Home
4. Multi-Family
5. Mobile / Manufactured
6. New Construction
7. Other
2. Back
8. 1. Will you own or rent the land your home is on? Your lender will use
this information to determine what kind of loan is right for you.
1. Own
2. Rent
2. Back
9. 1. How are you using this home?
1. Primary Residence
2. Secondary / Vacation Home
3. Investment Property
4. Other
2. Back
10. 1. Where are you at in the homebuying journey?
1. Daydreaming
2. Looking Around
3. Getting Serious
4. Ready to Buy
2. Back
11. 1. When do you plan to buy?
1. ASAP: Offer Pending
2. Within a Month
3. 2 - 3 Months
4. 3 - 6 Months
5. 6+ Months
6. Not Sure
2. Back
12. 1. What prevents you from buying your new home today?
1. My credit rating is too low
2. My income is too low
3. I am locked in a rent/lease
4. I am transferring to a new location
5. I haven’t found a home yet
6. Other
2. Back
13. 1. Do you have a home to sell?
1. Yes
2. No
2. Back
14. 1. What type of loan is your current mortgage?
1. Conventional
2. VA
3. FHA
4. USDA
5. No current mortgage
6. I don’t know
2. Back
15. 1. How much do you currently owe on your home mortgage?
2. Continue
3. Back
16. 1. What is your current mortgage interest rate?
Select your current interest rate…under
3%3%3.125%3.25%3.375%3.5%3.625%3.75%3.875%4%4.125%4.25%4.375%4.5%4.625%4.75%4.875%5%5.125%5.25%5.375%5.5%5.625%5.75%5.875%6%6.125%6.25%6.375%6.5%6.625%6.75%6.875%7%7.125%7.25%7.375%7.5%7.625%7.75%7.875%8%8.125%8.25%8.375%8.5%8.625%8.75%8.875%9%9.125%9.25%9.375%9.5%9.625%9.75%9.875%10%over
10%I don't know
Select your current interest rate…
2. Back
17. 1. Based on the information provided, your loan-to-value ratio is too high
for a Cash-Out refinance with Veterans United.
Learn more about VA Cash-Out Refinancing
Would you still like to see if we can lower your interest rate?
2. Yes, continue
3. Back
18. 1. How much additional cash would you like to take out? You may be able to
take out as much as $325,000.
2. Continue
3. Back
Maximum cashout amount based on the home value and mortgage balance
information you supplied. Not guaranteed until locked in by your Loan
Officer.
19. 1. What is your current credit score? Your credit information is top
secret. We keep all private data under lock and key.
1. Excellent (720+)
2. Good (680-719)
3. Fair (620-679)
4. Below Average (600-619)
5. Poor (Below 600)
6. I don’t know
2. Back
20. 1. What is your current employment status?
1. Employed
2. Self-Employed / 1099 Independent Contractor
3. Retired
4. Not Employed
2. Back
21. 1. What's your annual household income?
1. Greater than $200,000
2. $150,000 - $200,000
3. $100,000 - $150,000
4. $75,000 - $100,000
5. $50,000 - $75,000
6. $30,000 - $50,000
7. Less than $30,000
2. Back
22. 1. Have you declared bankruptcy in the past 2 years?
1. No
2. Yes
2. Back
23. 1. What is your branch of service?
1. Army
2. Marine Corps
3. Navy
4. Air Force
5. Coast Guard
6. Space Force
7. Military Spouse
8. Other VA Eligibility
9. No Military Experience
2. Back
24. 1. Are you currently serving?
1. Currently Serving
2. Separated
2. Back
25. 1. Have you received orders to PCS?
1. No, this is not a PCS move
2. Yes, this is a PCS move
2. Back
26. 1. Where will you be living?
Select the property
location…AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict
of
ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevada
(Not Available)New HampshireNew JerseyNew MexicoNew YorkNorth
CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth
CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest
VirginiaWisconsinWyoming
Select the property location…
2. Back
27. 1. Can you put at least 3% down?
1. Yes
2. No
2. Back
28. 1. How much of a down payment would you like to make?
1. 0%
2. 3.5%
3. 5%
4. 10%
5. 15%
6. 20%
7. More than 20%
2. Back
29. 1. Without military experience most loans require at least 3% down.
Get More Information →
2. Continue
3. Back
30. 1. Without military experience most loans require at least 3% down.
Neighbors Bank
We’ve partnered with Neighbors Bank to better serve civilian
homebuyers. Veterans United is dedicated to serving Veterans and
military families. Neighbors Bank is a proud member of the Veterans
United family of companies and provides personalized financing
solutions and top-rated customer service for homebuyers like yourself.
Get More Information →
2. Continue
3. Back
31. 1. Where will your new home be located? City or Zip Code
When autocomplete results are available use up and down arrows to
review and enter to select.
2.
3.
4.
5. Continue
6. Back
32. 1.
2. Nevada Homebuyers:
Due to state regulations, we are not able to accept home loan inquiries
for Nevada properties on this site. If you are interested in a property
in another area, you may hit Back and enter a different location.
3. Continue
4. Back
33. 1. Thank you for coming to Veterans United Home Loans! To continue your
home loan request, please continue to our secure, online mortgage
preapproval system.
Get Preapproved Online →
2. Continue
3. Back
34. 1. In what state will your new home be located?
Select the property
location…AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict
of
ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevada
(Not Available)New HampshireNew JerseyNew MexicoNew YorkNorth
CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth
CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest
VirginiaWisconsinWyoming
Select the property location…
2. Back
35. 1. Due to state restrictions, we do not offer cash-out or debt
consolidation refinances in the state of Texas.
Would you still like to see if we can lower your interest rate?
1. Yes, continue
2. Back
36. 1. Neighbors Bank
We’ve partnered with Neighbors Bank to better serve civilian
homebuyers. Veterans United is dedicated to serving Veterans and
military families. Neighbors Bank is a proud member of the Veterans
United family of companies and provides personalized financing
solutions and top-rated customer service for homebuyers like yourself.
1. Continue
2. Back
Neighbors Bank has been determined to be a better option for your unique
homebuying situation. If you think this is a mistake and you do have
military experience, please contact Veterans United Home Loans directly at
1-800-884-5560.
37. 1. What is your email address? Your inbox is secure with us. We protect
your email information 24/7.
2. SECURE FIELD: Protected by 256-bit SSL Encryption
3. Continue
4. Your information is secure. Continuing here simply means you agree to
receive information from Veterans United Home Loans and its affiliates
about your benefits.
5. Back
38. 1. What is your name?
2. First Name:
3. Last Name:
4. SECURE FIELD: Protected by 256-bit SSL Encryption
5. Continue
6. Back
39. 1. What is your current street address and ZIP?
2. Street Address:
3. ZIP Code:
4. SECURE FIELD: Protected by 256-bit SSL Encryption
5. Continue
6. Back
40. 1. How long have you lived at this address?
1. Less than 1 year
2. 1 - 2 Years
3. 2 - 5 Years
4. 5+ Years
2. Back
41. 1. What is your phone number? Spam calls annoy us, too. We safeguard your
number like it’s our own.
2. SECURE FIELD: Protected by 256-bit SSL Encryption
3. See What I'm Eligible For
4. By submitting, I agree to receive calls or texts at this number from
Veterans United Home Loans, its affiliates, and lenders, agents and
home-services providers about real estate matters or promotional offers
from partners, even if they use an autodialer and even if I am on a Do
Not Call List. Texting terms apply. I agree to accept delivery of
documents electronically; I agree to the privacy policy and terms. I
may receive service without this consent by contacting Veterans United.
5. Back
42. 1. What is your phone number?
2. SECURE FIELD: Protected by 256-bit SSL Encryption
3. Continue
4. By submitting, I agree to receive calls or texts at this number from
Veterans United Home Loans, its affiliates, and lenders, agents and
home-services providers about real estate matters or promotional offers
from partners, even if they use an autodialer and even if I am on a Do
Not Call List. Texting terms apply. I agree to accept delivery of
documents electronically; I agree to the privacy policy and terms. I
may receive service without this consent by contacting Veterans United.
5. Back
43. 1. Verification Code Please enter the 4-digit code that was sent to you.
2. Didn't get a code?
3. 1. Resend code
4. 1. Call me with a code
5. Continue
6. Back
44. 1. Do you have a disability rating of 10% or higher from the VA? Your
disability rating may exempt you from the VA Funding Fee, a
governmental fee applied to every VA purchase and refinance loan. This
fee goes directly to the Department of Veterans Affairs.
1. Yes
2. No
3. I’d rather not say
2. See What I'm Eligible For
3. Back
NMLS #1907
Our Lender
Veterans United Home Loans is a VA approved lender; Mortgage Research Center,
LLC – NMLS #1907 (www.nmlsconsumeraccess.org). Not affiliated with the Dept. of
Veterans Affairs or any government agency. Not available in NV. 1400 Forum
Blvd., Columbia, MO 65203. Equal Housing Lender
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