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FIND OUT NOW IF YOU QUALIFY FOR A PERSONAL LOAN. IT'S QUICK AND EASY.


Apply now  Call me back


HOW TO APPLY AND GET YOUR MONEY FAST



All you need is

 * Your ID book or card
 * Proof of residence (not older than 3 months)
 * Last 3 months payslips or bank statements

You can apply via the Mobile Banking App, Online, through the branch or by
calling 0860 100 321.

WE'VE GOT THE PERSONAL LOAN FOR YOU

FLEXIBLE AMOUNTS AND REPAYMENTS


The widest range of personal loans up to R350 000 with terms up to 84 months.

Calculate my repayments

SWITCH YOUR PERSONAL LOAN AND SAVE

With a consolidated loan facility, we can help you save money with one
instalment and a low interest rate, guaranteed.

BEST INTEREST RATES

If you’re offered a lower interest rate anywhere else we will beat it -
guaranteed.


WHAT YOU NEED TO KNOW


 * DO I QUALIFY FOR A PERSONAL LOAN?
   
   
   
   To apply for a personal loan over 12 months or more, you need to:
   
    * Earn a regular monthly income of at least R2 000 per month
    * Have a bank account into which your income is paid
    * Be 18 years or older
   
   To apply for a smaller personal loan over 2 to 6 months, you need to:
   
    * Earn a regular monthly income of at least R1 500 per month
    * Have an active Absa bank account into which your income is paid
    * Be 18 years or older


 * YOU MAY HAVE A PROVISIONAL PERSONAL LOAN OFFER
   
   
   
   If you’re already an Absa customer you may have a provisional loan offer
   available. You can see if you qualify now online.


 * DO I NEED CREDIT PROTECTION IF I APPLY FOR A LOAN?
   
   
   
   Be prepared for the unexpected and have peace of mind knowing that you are
   covered. The Absa Credit Protection Plan will cover you in the event of
   death, disability, critical illness, terminal illness or loss of income.
   Credit life insurance is mandatory for all personal loans.


 * HOW DOES PRICE GUARANTEE WORK?
   
   
   
   If you are offered a lower interest rate elsewhere, we’ll better it!
   
   How it works
   
   Terms and conditions
   
   Claim form

Apply now Other loan options

WHY DO YOU NEED HOMEOWNER'S COMPREHENSIVE INSURANCE?

Homeowner's Comprehensive Insurance provides cover against sudden and unforeseen
events. This cover is provided for the structure of your residential home, its
permanent fixtures and fittings.
 

 

Homeowner's Insurance 

 

Protect the place you call home against unforeseen events.

 



 

Claim


Easy insurance claim process.



 

Calculate

Use our calculator to ensure you're fully covered.



 

My documents

Get your tax certificate, claims history or policy schedule.




WHAT COULD MY LOAN INSTALMENT BE?

Repayment term:
From 12 to 84 months (from 2 months for current Absa customers)

Interest rate:
Personalised Annual Percentage Interest Rate (APR), starting from a minimum of
13,75% per annum.

Estimated interest repayment:
The estimated monthly repayment on a R50 000 loan taken over 36 months at an
interest rate of 18% per annum would be R2 113*.
*Includes all service and initiation fees.

Credit Protection Plan:
The Absa Credit Protection Plan will cover you in the event of death,
disability, critical illness, terminal illness or loss of income. Credit life
insurance is mandatory for all personal loans.

Calculate my instalment

SWITCH YOUR PERSONAL LOAN TO US AND SAVE!

Bring your personal loan to Absa and get the lowest interest rate, guaranteed.

Call me back  Tell me more




NEED MORE HELP?

Call us on: 0860 100 372

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