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PRIVACY POLICY

Company Name and Address:
Finance & Investing Traffic, LLC
221 W 9th St # Wilmington,
DE 19801
USA

1. The information we collect about you

Your privacy is extremely important to you, to us, and the entire
HappyRetirementReport.com community. We encourage you to read our Privacy Policy
for a fully transparent look at how we collect, use, communicate, disclose, and
otherwise make use of personal information.

1.1 Information you give us

This is information about you that you give us directly when you interact with
us.

 1. Signing Up for Content Delivered via Email: When you sign up for a report or
    other content delivered by email, we will ask for your email address. We may
    also ask for your name as well as capturing your IP address.
 2. Other Services: We may also ask for additional information when providing
    special, personalized services. If you don’t want to provide the information
    requested, you certainly don’t have to, but you will not be able to take
    advantage of such offerings. For example, if we launch a text alert feature,
    we wouldn’t be able to send you any alerts unless you provide us with your
    mobile number. On occasion, we may also ask you for other personal
    information in connection with surveys or other promotional offers running
    on our site but again, your participation in these features is purely
    voluntary.

1.2 Information we collect about you from using our site:

 1. While on our site, we automatically log certain information about how you’re
    using our site. This information may include the URL that you just came
    from, your IP address (or a partially anonymised IP address) and the pages
    you visit while on our site.
 2. We may place a pixel on pages on our site, or those of our advertisers and
    partners. This enables us to record in our server logs that a specific user
    ID has visited a particular page. This data allows us to analyse and
    determine our audience’s behavioural characteristics, which helps us to
    optimise our site, advertisement placement, and marketing focus.

1.3 Information we receive from other sources:

We allow our partners to collect certain information when you visit our site.
They may utilize cookies, pixels, beacons, or other technologies to collect and
use information about you during your visit to this and other websites in order
to provide advertisements they feel you would like.

To learn more about this behavioural advertising, including information on how
to opt-out, please visit the websites of the Digital Advertising Alliance,
at www.aboutads.info, the Networking Advertising Initiative
at www.networkadvertising.org/choices/ and the Information  Commissioner’s
Office, https://ico.org.uk/for-the-public/online/cookies/.

2. The legal bases we rely on

The law on data protection sets out a number of different reasons for which we
may collect and process your personal data in certain circumstances, including:

2.1 Consent

We can collect and process your data with your consent.

 * For example, if you have given your consent to receiving marketing material
   from us at the point we collected your information.

2.2 Contractual obligations

We need your personal data to comply with our contractual obligations.

 * For example, where you have provided us with your email address to receive
   our services, we will use this information in order to effectively deliver
   and communicate our services.

2.3 Legal compliance

If the law requires us to, we may need to collect and process your data.

 * For example, we can pass on details of people involved in fraud or other
   criminal activity to applicable law enforcement.

2.4 Legitimate interest

We may require your data to pursue our legitimate interests in a way which might
reasonably be expected as part of running our business and which does not
materially impact your rights, freedom or interests.

 * For example, it is in our legitimate interests to ensure that content from
   our site is presented in the most effective manner for you and your computer
   and we provide you with the information, products and services that you
   request from us.

3. How we use your information

We will use this information in our legitimate interests, where we have
considered these are not overridden by your rights:

 * To administer our site and for internal operations, including
   troubleshooting, data analysis, testing, research, statistical and survey
   purposes.
 * To keep our site safe and secure.
 * For measuring or understanding the effectiveness of advertising we serve to
   you and others, and to deliver relevant advertising to you.
 * To keep you informed about products and services similar to the ones you
   subscribe to.
 * To improve our site to ensure that content is presented in the most effective
   manner for you and for your computer.
 * To allow you to participate in interactive features of our service, when you
   choose to do so.
 * Internal research: Cookies (which are discussed further below) and the other
   information we automatically track, are used to help us better understand how
   our audience uses our site as well as for internal research on users’
   demographics and interests.

4. Our promotional updates and communications

Where permitted by one of the legal bases above, we will use your personal
information for marketing analysis and to provide you with promotional update
communications by email about our products/services and those of our business
partners.

5. Where your information is stored

The data that we collect from you is transferred to, and may be stored at, a
destination outside the European Economic Area (“EEA”) that is not subject to
equivalent Data Protection Law.

We may transfer your personal information outside the EEA:

 * In order to store it.
 * In order to enable us to provide goods or services to you and fulfil our
   contract with you. This includes order fulfilment, processing of payment
   details, and the provision of support services.
 * Where we are legally required to do so.
 * In order to facilitate the operation of our group of businesses, where it is
   in our legitimate interests and we have concluded these are not overridden by
   your rights.

Where your information is transferred outside the EEA, we will take all steps
reasonably necessary to ensure that your data is subject to appropriate
safeguards, such as relying on a recognised legal adequacy mechanism, and that
it is treated securely and in accordance with this privacy policy.

6. How long we keep your information

We retain personal data for as long as necessary to fulfil any legal obligations
we may have as well as for purposes of processing your information (for example,
if you continue to subscribe to one of our services, we will need your
information to deliver the service to you). We may also retain aggregate
information beyond this time for research purposes and to help us develop and
improve our services. You cannot be identified from aggregate information
retained or used for these purposes.

7. Cookies and other technologies

Cookies contain bits of data that websites such as ours place on your computer’s
hard drive for record keeping purposes. Cookies can make the internet more
useful by collecting and storing information about your preferences on a
particular site and help websites operate more efficiently. Cookies and similar
technologies enable you to be remembered when using that computer or device to
interact with websites and online services and can be used to manage a range of
features and content as well as storing searches and presenting personalised
content.

We use our cookies:

 1. With the aim of optimising our website and improving member experience.
    Cookies help us estimate our audience size, determine usage patterns and
    help us better target content and advertisements based on our users’
    interests.
 2. We also use cookies so you can, for example, access any premium content that
    you have subscribed to.
 3. You have the option of not accepting the cookies we set. However, if you
    reject our cookies, you will not be able to take advantage of most of the
    features on our site, including subscription-based services.

8. Cookie Removal and More Information

 1. You can always modify your browser so as not to accept cookies or to notify
    you when cookies are sentto it. For more information about cookies,
    including removing any or all of your cookies, please
    visit http://www.allaboutcookies.org.
 2. Also, if you would like to remove the Google Analytics and DoubleClick
    cookies, please go
    to http://tools.google.com/dlpage/gaoptout and http://www.google.com/ads/preferences/plugin/,
    respectively. You should be aware that this will affect your Google cookies
    on all sites, and not just ours.

9. Security

We are committed to protecting your personal information. All information that
you provide to us is stored on our secure servers. Access to paid-for areas of
the site, such as our newsletter services is password-protected for your privacy
and security. While we do our best to protect your personal information, we
cannot ensure or warrant the security of any information you transmit to us, and
you do so at your own risk. What does all this mean? Just as in the investing
world, you must protect yourself. You are responsible for maintaining the
secrecy of your passwords and/or any account information. If you need to change
your password, please follow the steps outlined below.

Unfortunately, the transmission of information via the internet is not
completely secure. Although we will do our best to protect your personal data,
we cannot guarantee the security of your data transmitted to our site; any
transmission is at your own risk. Once we have received your information, we
will use strict procedures and security features to try to prevent unauthorised
access.



Our site may, from time to time, contain links to external sites. We are not
responsible for the privacy policies or the content of such sites.

10. Changes to this Privacy and Cookie Statement

We may amend this Privacy and Cookie Statement from time to time. If we make any
substantive changes to this policy, we’ll announce it on our site and notify you
by email.

16. Your rights

 1. You have the right under certain circumstances:
    1. to be provided with a copy of your personal data held by us;
    2. to request the rectification or erasure of your personal data held by us;
    3. to request that we restrict the processing of your personal data (while
       we verify or investigate your concerns with this information, for
       example);
    4. to object to the further processing of your personal data, including the
       right to object to marketing (as mentioned in ‘our promotional updates
       and communications’ section);
    5. to request that your provided personal data be moved to a third party.

 1. Your right to withdraw consent: Where the processing of your personal
    information by us is based on consent, you have the right to withdraw that
    consent without detriment at any time by contacting us. You can also change
    your marketing preferences at any time as described in ‘our promotional
    updates and communications’ section.
 2. You can also exercise the rights listed above at any time by contacting the
    Data Protection Officer.

17. Information Use

We have a strict anti-spam policy.

Any e-mail you send to HappyRetirementReport.com is completely confidential. We
will not add your name to our e-mail list without your permission. For security
reasons, if your inquiry is about one of your subscriptions, we may ask you to
submit some additional information only to verify information you have already
given us.

We require that all emails promoting HappyRetirementReport.com be sent only to
clients who have agreed to receive such messages. We only make these
arrangements or transfers where we are satisfied that adequate levels of quality
and protection are in place to protect your best interests.



If you feel you’ve been sent unsolicited emails promoting our brand or website,
please email us at support@HappyRetirementReport.com. We will immediately
investigate all complaints related to unsolicited messages.

We take measures to protect against unauthorized access to or unauthorized
alteration, disclosure or destruction of data. These include internal reviews of
our data collection, storage and processing practices and security measures, as
well as physical security measures to protect against unauthorized access to
systems where we store personal data.

We restrict our data access to our employees, contractors, trusted partners, and
agents who use this information to operate, develop, promote and improve
services. These individuals are bound by confidentiality obligations and may be
subject to discipline, including termination and criminal prosecution if they
fail to meet them.



If you have any other questions, please contact us at
support@HappyRetirementReport.com

Important information & disclaimers:

CFTC RULE 4.41 – HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN
LIMITATIONS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT
REPRESENT ACTUAL TRADING. ALSO, SINCE THE TRADES HAVE NOT BEEN EXECUTED, THE
RESULTS MAY HAVE UNDER- OR OVER-COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN
MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED TRADING PROGRAMS IN GENERAL
ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF
HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO
ACHIEVE PROFIT OR LOSSES SIMILAR TO THOSE SHOWN.

Trading involves risk. The information provided is NOT trading advice. Neither
the Editors, the Publisher, nor any of their respective affiliates make any
guarantee or other promise as to any results that may be obtained from the
newsletter. Past performance is no guarantee of future performance.

HIGH RISK WARNING: Foreign exchange trading carries a high level of risk that
may not be suitable for all investors. Leverage creates additional risk and loss
exposure. Before you decide to trade foreign exchange, carefully consider your
investment objectives, experience level, and risk tolerance. You could lose some
or all of your initial investment; do not invest money that you cannot afford to
lose. Educate yourself on the risks associated with foreign exchange trading,
and seek advice from an independent financial or tax advisor if you have any
questions.



The information provided is for educational purposes only. Please contact your
financial advisor for specific financial advice tailored to your personal
circumstances. Actual results may differ. Nothing here constitutes a
recommendation respecting the particular security illustrated.

Disclaimer: Futures, forex, stock, and options trading are not appropriate for
all traders. There is a substantial risk of loss associated with trading these
markets. Losses can and will occur. No system or methodology has ever been
developed that can ensure returns or against losses. No representation or
implication is being made that using any of these methodologies or systems will
generate returns or ensure against losses.

GOVERNMENT REGULATIONS REQUIRE DISCLOSURE OF THE FACT THAT WHILE THE TRADING
IDEAS AND TRADING METHODS SHOWN ON THIS WEBSITE MAY HAVE WORKED IN THE PAST; BUT
PAST RESULTS ARE NOT NECESSARILY INDICATIVE OF FUTURE RESULTS. WHILE THERE IS A
POTENTIAL FOR PROFITS THERE IS ALSO A HUGE RISK OF LOSS. A LOSS INCURRED IN
CONNECTION WITH TRADING FUTURES CONTRACTS, STOCKS, OPTIONS OR FOREX CAN BE
SIGNIFICANT. YOU SHOULD THEREFORE CAREFULLY CONSIDER WHETHER SUCH TRADING IS
SUITABLE FOR YOU IN LIGHT OF YOUR FINANCIAL CONDITION SINCE ALL SPECULATIVE
TRADING IS INHERENTLY RISKY AND SHOULD ONLY BE UNDERTAKEN BY INDIVIDUALS WITH
ADEQUATE RISK CAPITAL. AN INVESTOR COULD POTENTIALLY LOSE ALL OR MORE THAN THE
INITIAL INVESTMENT.

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RECENT POSTS

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Disclaimer: HappyRetirementReport.com, its managers, its employees, and assigns
(collectively "The Company") do not make any guarantee or warranty about what is
advertised above. Information provided by this website is for research purposes
only and should not be considered as personalized financial advice. The Company
is not affiliated with, nor does it receive compensation from, any specific
security. The Company is not registered or licensed by any governing body in any
jurisdiction to give investing advice or provide investment recommendation. Any
investments recommended here should be taken into consideration only after
consulting with your investment advisor and after reviewing the prospectus or
financial statements of the company.

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