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<form id="login" name="f" action="/j_spring_security_check" method="post">
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  <div class="md-form">
    <input type="text" id="j_username" name="username" class="form-control">
    <label id="for_username" for="username">Email</label>
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    <button type="submit" class="btn btn-full btn-primary waves-effect waves-light" value="Login" title="Login">Login</button>
    <a href="#" data-toggle="modal" data-target="#forgot-password-modal" title="Forgot Password" class="forgot-password ">Forgot Password</a>
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</form>

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Privacy | Rules of Participation
Last modified:  August 5, 2020
1. Acceptance of Terms and Privacy Policies; Eligibility: Truist Bank (the
“Company”) operates a community service (the “Service”) that allows you and
other authorized users who have been invited by Company to use the Service
(each, a “Member” and collectively, “Members”) to communicate with the Company
and each other about the Company’s products and services, among other things.
These “Rules of Participation” constitute a binding legal agreement (the
“Agreement”) between you and the Company governing your access to and use of the
Service, which includes without limitation any software used in connection with
or otherwise related to the Service (the “Software”).  The Service is offered to
you conditioned upon your acceptance of this Agreement and Fuel Cycle Inc.’s
(“Fuel Cycle”) privacy policy (available at https://fuelcycle.com/legal/), each
incorporated herein by reference. Fuel Cycle provides the community service that
supports and hosts the Service hereunder. Your use of the Service constitutes
your acceptance of this Agreement, our Privacy Policy and Fuel Cycle’s privacy
policy. IF YOU DO NOT AGREE TO THE TERMS OF THIS AGREEMENT OR OUR PRIVACY POLICY
OR FUEL CYCLE’S PRIVACY POLICY, YOU MAY NOT USE OR ACCESS THE SERVICE. In order
to participate in the Service, you must be at least 18 years of age or older or
such other greater age depending on the country in which you reside (“Site
Minimum Age”) to use the Service. If you are not at least the Site Minimum Age,
discontinue using the Service immediately because by using or attempting to use
the Service, you represent and warrant that you are at least the Site Minimum
Age.

2. Privacy Policies:  To provide the Service, Company and Fuel Cycle must
collect and use your personal data. All Registration Data and whatever other
information about you that we receive from you through your use of the Service
is subject at all times to the terms of Company’s Privacy Policy and Fuel
Cycle’s privacy policy.

3. Changes to Rules of Participation: Company reserves the right to change these
Rules of Participation at any time, and such modifications will be deemed
effective immediately upon Company’s online posting and/or any other provision
to you of the modified terms, as applicable, and if you use the Service after
the changes become effective, it will signify your agreement to be bound by the
changes. You are responsible for ensuring that you are aware of, and in
compliance with, the most recent version of these Rules of Participation at all
times. If you do not agree to any of the terms hereof, and/or any future changes
made by Company hereto, your sole and exclusive remedy is to stop using the
Service. Unless explicitly stated otherwise, any new features or products that
change, augment, or enhance the current Service will be subject to these Rules
of Participation.

4. License; General Prohibitions Regarding Your Use of the Service:  Company
grants you a personal, limited, revocable, non-transferable, non-assignable, and
non-exclusive right and license to use the Service and the Software on a single
computer. Your right to use the Service and the Software is personal (i.e., for
you only). Company reserves the right, at any time, in its sole and absolute
discretion, to modify, suspend, terminate, or otherwise discontinue, temporarily
or permanently, the Service (or any part thereof) by providing you with notice
thereof. Company reserves the right to cancel, suspend, terminate, or refuse
access to the Service to anyone at any time in its sole and absolute discretion.
You may not use the Service or the Software, in whole or in part, for any
purpose that is unlawful in any way, that may cause Company (or any of its
licensors, including without limitation Fuel Cycle) legal liability of any kind
or nature (either civilly or criminally), that may disrupt the Service or
disrupt others’ use of the Service, that may be considered by Company to be any
of the following: harassing, libelous, invasive of anyone’s privacy, defamatory,
obscene, illegal, harmful, incendiary, discriminatory, prejudice, offensive,
hostile, and/or pornographic, that may be prohibited by these Rules of
Participation. You may also not use the Service or the Software for any
commercial purpose of any kind or nature. You agree not to modify, rent, lease,
loan, reproduce, duplicate, copy, sell, distribute, otherwise exploit, or create
derivative works based on, the Service and/or the Software, in whole or in part,
or any Content (as defined below) contained therein.

5. Member Registration: To become a Member of the Service, you must provide
specific registration information online, including without limitation your full
name, e-mail address, phone number, and physical address, and create a user
profile that includes your personal preferences. Company will use your e-mail
address to send you notices and reminders of upcoming activities and sessions on
the Service, among other things, except to the extent applicable law requires
opt-in consent prior to sending communications. If you do not wish to receive
e-mail correspondence, you need to log into the Service and change your e-mail
options on the “Preferences” page in the “My Profile” section, or click on the
“unsubscribe” link in any email we send you. As part of the registration
process, you will select a user name and password for your account (“Account”).
You may not: (a) select or use a user name of another person with the intent to,
or in a way that may reasonably be interpreted as an attempt to, impersonate
that person; (b) use a user name that is subject to the rights (including any
intellectual property or other personal rights of any kind) of any other person
or entity without such person’s or entity’s prior written authorization; or (c)
use a user name that Company, in its sole discretion, deems inappropriate,
illegal, violative of any third party rights, and/or offensive or troublesome in
any way. You agree to: (x) provide true, accurate, current, and complete
information as prompted by the Service’s registration process (collectively, the
“Registration Data”); and (y) maintain and promptly update the Registration Data
to keep it true, accurate, current, and complete at all times. You will maintain
a valid email address with Company at all times.

6. Member Account, Password, and Security: You are solely responsible for
maintaining the confidentiality of your user name, password, Registration Data,
and Account, as well as for any and all uses of any of the foregoing by you
and/or any people using the Service under your user name and password (with or
without your knowledge or permission). You agree to immediately notify Company
in writing of any known or suspected unauthorized use and/or any other breach of
security or unauthorized use of the Service of any kind. Company will not be
liable for any loss or damage arising from any unauthorized use of your user
name, password, Registration Data, and/or Account. Company is not obligated to
identify or authenticate any “Member” who accesses the Service.  Company is not
responsible for identity theft and/or any other misuse of your Registration Data
or Account in general.

7. Company Owns Your Member Content and Registration Data; Member
Representations; Use Rights; No Compensation for Member Content:

7.1 As between you and Company, Company will solely own all Registration Data
and Member Content posted or provided by you on the Service and you hereby
assign to Company such Registration Data and Member Content at the time of
posting or providing such information on the Service. To the extent that any
Registration Data or Member Content is not assignable to Company, you hereby
grant, and represent and warrant that you have the right to grant to Company, a
worldwide, irrevocable, sublicensable, transferable, exclusive, royalty-free,
and perpetual right and license to use, host, reproduce, translate, distribute,
modify, perform, publish, create derivative works from, and/or publicly display
all Registration Data and Member Content posted or provided by you on or through
the Service, in whole or in part, for any purpose, in or on any and all media
now known or hereafter devised, and alone or together with or as part of other
information, content and material of any kind or nature. Without limiting the
generality of the foregoing, Company may disclose and use Registration Data and
Member Content in its good faith discretion, subject to its privacy policy and
applicable law.

7.2 You represent, warrant, and promise to Company and Fuel Cycle that: (a) the
Member Content is your original work and that you have the right to assign (or
license as applicable) to Company the Member Content posted by you on the
Service, (b) your posting or transmitting of Registration Data and Member
Content on or through the Service and Company’s and Fuel Cycle’s exercise of
their rights you grant hereunder, does not/do not, and will not, violate Section
9 (Member Content) or infringe, violate, or otherwise misappropriate the privacy
rights, publicity rights, copyrights, trademark rights, patent rights, trade
secret rights, contract rights, confidentiality rights, or any other rights of
any kind or nature of any person or entity at any time (or otherwise violate any
law, rule, or regulation, and/or the terms hereof), and (c) none of Company or
Fuel Cycle will be required to pay or incur any sums to any person or entity as
a result of its exercise of its rights hereunder. 

7.3 You hereby grant to Company and Fuel Cycle a worldwide, irrevocable,
sublicensable, transferable, exclusive, royalty-free, and perpetual right and
license to use the Registration Data and Member Content for purposes such as
technical support, notifying users of changes, providing or enhancing the
Services, or any other reasons specifically set forth in any of our policies
(including Fuel Cycle’s privacy policy).

7.4 No compensation will be paid or due you with respect to Company’s, Fuel
Cycle’s or its or Fuel Cycle’s sublicensees’ or transferee’s use of the
Registration Data or Member Content.

8. Term; Termination: These Rules of Participation (as may be revised from time
to time) shall remain in full force and effect at all times while you are a
Member.  You may terminate your membership at any time and for any reason upon
your provision of written notification to us. You understand and agree that the
termination of your membership is your sole right and remedy with respect to any
dissatisfaction you may have with the Service, subject to applicable law and
Company’s Privacy Policy and Fuel Cycle’s privacy policy. Company may terminate
or suspend your membership at any time, for any or no reason, with or without
prior notice or explanation, and without liability other than as expressly
provided.  Even after a membership is terminated, the terms hereof that, by
their very nature, are intended to survive termination or expiration, shall so
survive.   

9. Member Content:

9.1 All information, data, text, software, music, sound, images, graphics,
video, messages, questions, responses, goods, products, services, and/or any
other materials of any kind or nature (individually and collectively, “Content”)
posted by Members on the Service (individually and collectively, “Member
Content”) shall be the sole responsibility of the Member from whom such Member
Content originated. This means that you, and not Company or Fuel Cycle, are
entirely responsible for all Member Content that you upload, post, transmit, or
otherwise make available, directly or indirectly, on the Service, including
without limitation personally identifying information and/or other sensitive
data of any kind. When you post Member Content on the Service, your user name
will be visible to other Members and attached or adjacent to the Member Content
that you post. Please be aware that if you post personal information online, it
is accessible to other Members, and as such, you may receive unsolicited
messages or Content from such Members. Such other Members may also disseminate
this information without your permission or approval. Company does not control
the Member Content posted by you or other Members on the Service and as such,
does not guarantee the accuracy, integrity, or quality of any such Member
Content. By using the Service, you may be exposed to Member Content that is
offensive, indecent, illegal, incendiary, defamatory, libelous, illegal,
harassing, pornographic, harmful, inaccurate, deceptive, and/or objectionable in
some other manner. Subject to applicable law, under no circumstances will
Company or Fuel Cycle be liable in any way for any Member Content, including,
but not limited to, for any errors or omissions in any Member Content, and/or
for any loss, cost, injury, claim, or damage of any kind incurred as a result of
the use of any Member Content posted, transmitted, or otherwise made available
on the Service at any time. Subject to applicable law, Company makes no
warranty, express or implied, with respect to the Member Content and/or your (or
anyone else’s) use thereof. You agree that you must evaluate, and bear all risks
associated with, the use of any Member Content (including your own), including
any reliance on the accuracy, completeness, or usefulness of such Member
Content. In addition, except as expressly permitted hereunder, you may not copy,
modify, translate, reproduce, publish, broadcast, transmit, delete, distribute,
perform, display, license, rent, sell, and/or create derivative works from any
Member Content or any other content appearing on or through the Service at any
time (in whole or in part).

9.2 Company reserves the right (without the obligation) to monitor, pre-screen,
reject, remove, or edit any Member Content for any reason in its sole discretion
and without notice.  Subject to applicable law, Company assumes no
responsibility or liability of any kind or nature for monitoring the Service for
inappropriate Member Content or conduct.  If at any time Company chooses, in its
sole discretion, to monitor the Service, Company nonetheless assumes no
responsibility for the Member Content, no obligation to modify or remove any
discovered inappropriate Member Content, and no responsibility for the conduct
of any Member submitting Member Content, subject to applicable law.

9.3 You shall not post, upload, transmit or otherwise make available on the
Service any Member Content that:
(a)     is patently offensive or promotes racism, bigotry, hatred, or physical
harm of any kind or nature against any group or individual;
(b)    harasses or advocates harassment of another person or is abusive, vulgar,
or profane;
(c)     exploits people in a sexual or violent manner;
(d)    contains nudity, sexually suggestive imagery, pornography, pedophilia,
incest, bestiality, excessive violence, or other offensive subject matter,
and/or contains a link to an adult website;
(e)     solicits personal information from anyone under eighteen (18) years of
age or otherwise targets, solicits, induces, and/or harms minors in any way;
(f)     publicly posts information that poses or creates a privacy or security
risk to any person or entity;
(g)     misleading or promotes illegal activities or conduct that is abusive,
threatening, obscene, defamatory, libelous or otherwise in violation of the
terms hereof;
(h)    constitutes or promotes an illegal or unauthorized use of another
person’s or entity’s copyrighted work (or other violation of any third party’s
intellectual property and/or other personal right(s) of any kind or nature),
including without limitation providing pirated computer programs or links to
them, providing information to circumvent manufacturer-installed copy-protect
devices, or providing pirated music or links to pirated music files, by way of
example;
(i)     constitutes unsolicited or unauthorized: marketing, advertising,
endorsement, testimonial, promotion or solicitation, including without
limitation, promotional materials, “junk mail,” “chain letters,” instant
messaging, “spamming,” “spamming,” or “pyramid schemes”;
(j)     contains restricted or password only access pages or hidden pages or
images (those not linked to or from another accessible page);
(k)    furthers or promotes any criminal activity or enterprise or provides
instructional information about illegal activities including, without
limitation, making or buying illegal weapons, providing instructions on how to
assemble bombs, grenades and other weapons or incendiary devices, violating
someone’s privacy, or providing or creating computer viruses;
(l)     solicits passwords and/or other personal identifying information from
other Members for any reason, including without limitation for commercial
purposes or unlawful purposes;
(m)   involves commercial activities and/or sales without the prior written
consent from Company in each instance (including without limitation, activities
such as: contests, sweepstakes, barter, advertising, and/or pyramid schemes);
(n)    includes any information, material, audio, photo, and/or video of another
person or entity without that person’s or entity’s prior written consent in each
instance;
(o)    is misleading or deceptive in any way, including without limitation,
falsely stating or otherwise misrepresenting your affiliation with any other
person or entity;
(p)    infringes or otherwise violates any applicable law, rule or regulation,
and/or any patent, trademark, trade secret, copyright, privacy right, publicity
right, confidentiality right, contract right, or any other right of any third
party in any way;
(q)    contains software viruses, worms, spyware, or any other computer code,
files or programs designed to interrupt, destroy or limit the functionality of
any computer software or hardware, or otherwise permit the unauthorized use of
or access to a computer or a computer network; or
(r)     contains untrue, inaccurate, inconsistent or incomplete information.
Company reserves the right (but has no obligation) to investigate and take
appropriate legal action against anyone who, in Company’s sole discretion,
violates this Section, including without limitation, having the right to remove
the offending Member Content from the Service and terminating or suspending a
Member’s right to use the Service without liability of any kind. 
Company cannot guarantee that other Members will not use Member Content that you
post on the Service for their own personal or commercial benefit (i.e.,
oftentimes in violation of the terms hereof).  You should not post any Member
Content on the Service that you would like to keep confidential or do not want
others to use or misuse in any manner at any time.  SUBJECT TO APPLICABLE LAW,
COMPANY AND FUEL CYCLE ARE NOT RESPONSIBLE OR LIABLE FOR ANY MEMBER’S USE,
MISUSE OR MISAPPROPRIATION OF ANY MEMBER CONTENT POSTED BY YOU ON THE SERVICE,
AND HEREBY DISCLAIM ANY WARRANTY (EXPRESS OR IMPLIED) WITH RESPECT THERETO.

10. Member Conduct: You, and not Company or Fuel Cycle, are responsible for
compliance with all laws, rules, regulations, and ordinances in connection with
your use of the Service.  You agree not to engage in any of the following
activities in connection with your use of the Service:
(a)    criminal or tortious activity, including without limitation, child
pornography, fraud, trafficking in obscene material, drug dealing, gambling,
harassment, stalking, spamming, sending of viruses or other harmful files,
copyright infringement, trademark infringement, patent infringement, or theft of
trade secrets;
(b)    advertising to, or solicitation of, any Member to buy or sell any
products or services or engage in any other commercial venture or opportunity of
any kind or nature; 
(c)     circumventing, modifying, or interfering with, attempting to circumvent,
modify, or interfere with, or encouraging or assisting any other person in
circumventing, modifying, or interfering with any security measures, technology,
or software that is part of the Service;
(d)    activity that involves the use of software viruses, worms, spyware, or
any other computer code, files, or programs that interrupt, destroy, or limit
the functionality of any computer software or hardware, or otherwise permits the
unauthorized use of or access to a computer, a computer network, the Service,
Software, and/or any personal information of any Member at any time (including
without limitation any Content and/or Registration Data);
(e)     any automated use of the Service;
(f)     damaging, disabling, disrupting, overburdening, or impairing the Service
or interfering with any other party’s authorized use and enjoyment of the
Service;
(g)    impersonating or attempting to impersonate another Member, person or
entity;
(h)    using the Account, Registration Data, username, and/or password of
another Member at any time, or disclosing (or failing to adequately protect)
your username and/or password, or permitting any third party to access your
Account at any time;
(i)     using any information obtained from the Service in order to, directly or
indirectly, harass, abuse, or harm another person or entity, or attempting to do
the same;
(j)     allow usage of the Service by others in such a way as to violate this
Agreement;
(k)    take any steps to interfere with or in any manner compromise any security
measures employed by the Service and Company in general;
(l)     use the Software or the Service for any unauthorized or fraudulent
purpose;
(m)   collect and/or distribute any information about other Members;
(n)    sell, lend, lease, trade, rent, barter, sublicense, assign, transfer, or
grant rights in any manner to the Service, your Account, your Registration Data,
and/or your username or password to any third party at any time;
(o)    engage in the practices of “screen scraping”, “database scraping”, or any
other activity with the purpose of obtaining lists of users or other information
from the Service of any kind or nature;
(p) use manual or automated software, devices, scripts, robots or other means or
processes to access, “scrape,” “crawl” or “spider” any web pages or other
services contained in the Service; or
(q)    attempt to decompile, reverse engineer, disassemble, modify, delete,
augment, hack, an/or create derivative works from the Service or the Software
(in whole or in part), and/or defeat or overcome any encryption and/or digital
rights management technology implemented with respect to the Service or the
Software.
Company reserves the right (but has no obligation) to investigate and take
appropriate legal action against anyone who, in Company’s sole discretion,
violates this Section, including without limitation, reporting a Member to (and
cooperating with) law enforcement authorities and/or terminating or suspending a
Member’s right to use the Service.

11. Company’s Proprietary Rights: As between Company and you, all right, title
and interest in and to the Service, the Software, and any Service Content
(including any intellectual property rights contained in any of the
aforementioned) is and will remain the sole property of Company and Fuel Cycle. 
You may not exploit, distribute, sell, lease, modify, amend, copy, use, or
incorporate any of the Service, the Software, or the Service Content (including
without limitation any artwork, trademarks, or logos of Company and Fuel Cycle)
at any time, and/or exploit such Service, Software or Service Content, in whole
or in part, in any public or commercial manner, or otherwise in violation of the
terms hereof or any other applicable policy of Company. “Service Content” means
information, data, text, software, music, sound, images, graphics, video,
messages, advertising, links to web sites, and other materials contained in the
Service that is provided by Company or Content Suppliers. “Content Suppliers”
means third parties who provide Service Content for use in the Service.

12. Confidentiality.  “Confidential Information” includes, but is not limited
to, the following information relating to or provided by Truist, whether such
information is written or oral, electronic or in other form, that Truist
designates, orally or in writing, as confidential or which you should reasonably
know is confidential. Confidential Information shall also include, without
limitation, terms, conditions, pricing, notes, analyses, correspondence and
draft documents regarding a potential business opportunity or relationship,
advertising, branding and branding related information, business systems and
practices, business strategies, compensation and compensation practices,
customer surveys, customer lists, designs, diagrams, drawings, financial
information, flowcharts, forecasts, ideas, inventions, know-how, manuals,
markets, marketing plans, operations, organizational charts, personnel files,
personnel information, personnel lists, policies, processes, products and
product plans, proposals, questionnaires, reports, research, sales practices,
services, software, software developments, strategies, and technical
descriptions. Confidential Information also includes information used in the
performance of services, and any reports or documents that include, summarize,
are based on or refer to Confidential Information and all derivative works of
any Confidential Information. Confidential Information may also include
information disclosed to Truist by third parties. All Confidential Information
remains the property of Truist, or if applicable, such third parties.  You agree
to hold in confidence and not disclose all Confidential Information unless
compelled to do so by law.

13. Advertising: As a result of your use of the Service, you may communicate
with, receive communications from, be re-directed to, interact with, or
participate in or use the services or obtain goods and services of or from,
third party advertisers, such as our advertisers, sponsors, or promotional
partners (collectively, the "Advertisers"). All such communication, interaction
and participation is strictly and solely between you and such Advertisers and,
to the fullest extent permissible by law, we are not be responsible or liable to
you in any way in connection with these activities or transactions.

14. Links to Third Party Sites: The appearance, availability, or your use of
URLs or links referenced or included anywhere in the Service or any other form
of link or re-direction of your connection to, with or through the Service, does
not constitute an endorsement by, nor does it incur any obligation,
responsibility or liability on the part of, the Company or Fuel Cycle, any of
their successors and assigns. We do not verify, endorse or have any
responsibility for any such third party sites, their business practices
(including their privacy policies), or any of their goods or services.

15. Indemnification: You agree to indemnify, defend, and hold harmless Company
and Company’s shareholders, parents, subsidiaries, affiliates, officers,
directors, employees, agents, advisors, partners, technology licensors, software
vendors, suppliers, Content Suppliers, and assigns (including Fuel Cycle and its
partners, technology licensors, software vendors and suppliers), from and
against any and all losses, liabilities, claims (including claims without legal
merit or brought in bad faith), demands, damages, costs or expenses, causes of
action, suits, proceedings, judgments, awards, executions and liens, including
reasonable attorneys’ fees and costs (whether brought by third parties or
otherwise) relating to or arising out of, directly or indirectly: (a) your use
of the Service (including, without limitation, the Service Content, Software and
any Member Content) in violation of this Agreement; (b) your breach of any
representation, warranty, or covenant contained in this Agreement; (c) any
Member Content posted or transmitted by you on or through the Service; (d) your
acts and omissions; and (e) your negligence, intentional misconduct, or
violation or alleged violation of any law or any rights of any third party.
Company reserves the right (but is not obligated), at its own expense, to assume
the exclusive defense and control of any matter subject to indemnification by
you hereunder, and in such event, you will have no further obligation to provide
indemnification for such matter; provided, however, that you will use best
efforts to cooperate with Company and Fuel Cycle in such defense and shall be
fully responsible for all costs associated therewith. To the fullest extent
permitted by law, the foregoing indemnity will apply regardless of any fault,
negligence, or breach of warranty or contract by Company or any of Company’s
shareholders, parents, subsidiaries, affiliates, officers, directors, employees,
agents, advisors, partners, technology licensors, software vendors, suppliers,
and Content Suppliers (including Fuel Cycle and its partners, technology
licensors, software vendors and suppliers).

16. Information for California Residents: Under California Civil Code Section
1789.3, Members located in California are entitled to the following consumer
rights information: you may contact Company at communityresearch@truist.com with
complaints or to request additional information about the Service. Also, the
Complaint Assistance Unit of the Division of Consumer Services of the California
Department of Consumer Affairs may be contacted in writing at 1020 N. Street,
#501, Sacramento, CA 95814, or by telephone at (916) 445-1254.

17. Prize Promotions:  If Company offers a sweepstakes, contest, or other
promotion to Members (each, a “Promotion”), the terms and conditions of these
Rules of Participation will apply along with the official rules specifically
created for any such Promotion. To the extent that any provision of any such
official rules conflicts with any of the terms hereof, the terms of the official
rules shall govern, subject to applicable law. By participating in a Promotion
(except where prohibited by law), each participant hereby consents to the use of
his or her name, likeness, voice, biography, and other related data in any of
the Company’s advertising, promotion and marketing materials throughout the
world at any time and in any manner, without additional compensation being due
to any such participant.  During any calendar year, an individual shall not be
eligible to enter or win a prize in a Promotion if such individual has
previously received a prize, prizes, or any other items of value from the
Company or any of its partners, affiliates, agents or licensors. In no event
shall Company be liable hereunder for any alleged infringement by any sponsoring
entity for any reason at any time, and participant hereby waives any claim he or
she may have against the Company (and/or any of its partners or affiliates) in
connection with same.

18. DISCLAIMER OF WARRANTIES. SUBJECT TO APPLICABLE LAW, YOUR USE OF THE
SERVICE, THE SOFTWARE, AND ALL CONTENT OF ANY KIND CONTAINED THEREIN OR DERIVED
THEREFROM (INCLUDING SERVICE CONTENT), IS AT YOUR SOLE RISK. COMPANY AND
COMPANY’S PARTNERS, TECHNOLOGY LICENSORS, SOFTWARE VENDORS, SUPPLIERS AND
CONTENT SUPPLIERS (INCLUDING FUEL CYCLE AND ITS PARTNERS, TECHNOLOGY LICENSORS,
SOFTWARE VENDORS AND SUPPLIERS) PROVIDE THE SERVICE, INCLUDING ALL CONTENT
(INCLUDING SERVICE CONTENT), SOFTWARE, FUNCTIONS, MATERIALS, AND INFORMATION
MADE AVAILABLE ON OR ACCESSED FROM OR THROUGH THE SERVICE, “AS IS” AND WITHOUT
ANY WARRANTY OR CONDITION OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT
LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR
PURPOSE, TITLE, AND NON-INFRINGEMENT. NONE OF COMPANY AND COMPANY’S PARTNERS,
TECHNOLOGY LICENSORS, SOFTWARE VENDORS, SUPPLIERS AND CONTENT SUPPLIERS
(INCLUDING FUEL CYCLE AND ITS PARTNERS, TECHNOLOGY LICENSORS, SOFTWARE VENDORS,
AND SUPPLIERS) MAKE ANY WARRANTY THAT: (i) THE SERVICE WILL MEET YOUR
REQUIREMENTS; (ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE,
ERROR-FREE, AND/OR FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS; OR (iii) THE
QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, PRIZES (IF ANY), OR OTHER
MATERIALS OR INFORMATION OBTAINED BY YOU THROUGH THE SERVICE (INCLUDING SERVICE
CONTENT) WILL MEET YOUR EXPECTATIONS. ANY MATERIAL DOWNLOADED OR OTHERWISE
OBTAINED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK,
AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR
LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. WITHOUT
LIMITATION ON THE FOREGOING, WE ARE UNDER NO OBLIGATION TO STORE AND/OR PROTECT
YOUR MEMBER CONTENT, SO IT IS ADVISABLE THAT YOU MAINTAIN YOUR OWN COPY AT ALL
TIMES.
Some jurisdictions do not allow the disclaimer of warranties. Such disclaimers
and exclusions may not apply to you. Nothing in this Agreement shall limit or
exclude our liability for fraudulent misrepresentation, death, or personal
injury resulting from our negligence or the negligence of our agents or
employees, or for any other liability that cannot be limited or excluded by law.

19. LIMITATION OF LIABILITY: SUBJECT TO APPLICABLE LAW, IN NO EVENT WILL COMPANY
OR ANY OF COMPANY’S PARTNERS, TECHNOLOGY LICENSORS, SOFTWARE VENDORS, SUPPLIERS
AND CONTENT SUPPLIERS (INCLUDING FUEL CYCLE AND ITS PARTNERS, TECHNOLOGY
LICENSORS, SOFTWARE VENDORS, AND SUPPLIERS) BE LIABLE TO YOU OR ANY THIRD PARTY
FOR ANY INDIRECT, EXEMPLARY, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL
DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR FAILURE OF
PERFORMANCE, ERRORS, OMISSIONS, INTERRUPTIONS, DELETIONS, DEFECTS, DELAY IN
OPERATION OR TRANSMISSION, COMPUTER VIRUSES, COMMUNICATION LINE FAILURES, THEFT
OR DESTRUCTION, UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF THE SERVICE, OR
LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN CONNECTION WITH THE SERVICE
OR THIS AGREEMENT, DIRECTLY OR INDIRECTLY, EVEN IF COMPANY OR ANY OF COMPANY’S
PARTNERS, TECHNOLOGY LICENSORS, SOFTWARE VENDORS, SUPPLIERS AND CONTENT
SUPPLIERS (INCLUDING FUEL CYCLE AND ITS PARTNERS, TECHNOLOGY LICENSORS, SOFTWARE
VENDORS AND SUPPLIERS) HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN
NO EVENT WILL COMPANY’S (OR FUEL CYCLE’S OR ANY OF COMPANY’S OR FUEL CYCLE’S
PARTNERS’, TECHNOLOGY LICENSORS’, SOFTWARE VENDORS’, SUPPLIERS’ AND CONTENT
SUPPLIERS’) AGGREGATE LIABILITY TO YOU OR ANY THIRD-PARTY ARISING FROM OR
RELATING TO THE SERVICE OR THIS AGREEMENT (OR ANY OTHER AGREEMENT ENTERED INTO
BY YOU WITH COMPANY IN CONNECTION WITH YOUR USE OF THE SERVICES) EXCEED $500.00.
Some jurisdictions do not allow these limitations of liability. Such limitations
may not apply to you. Nothing in this Agreement limits or excludes our liability
for fraudulent misrepresentation, intentional or knowing violation of this
Agreement or applicable law, death, or personal injury resulting from our
negligence or the negligence of our agents or employees, or for any other
liability that cannot be limited or excluded by law.

20. Independent Review: YOU ACKNOWLEDGE THAT YOU HAVE READ THIS AGREEMENT AND
THAT YOU AGREE TO ALL ITS TERMS AND CONDITIONS. YOU HAVE INDEPENDENTLY EVALUATED
ALL ASPECTS OF THIS AGREEMENT AND THE DESIRABILITY OF ENTERING INTO THE
TRANSACTIONS CONTEMPLATED IN THIS AGREEMENT WITH YOUR OWN COUNSEL AND YOU ARE
NOT RELYING ON ANY REPRESENTATION, GUARANTEE, OR STATEMENT OTHER THAN THOSE
EXPRESSLY SET FORTH HEREIN.

21. Notices:  Statements, notices, and other communications to you may be made
by mail, email, postings within your Account or on the Service or our website,
or other reasonable means. You will be solely responsible for keeping your email
and postal addresses updated on your Account. Company will not be responsible
for any undelivered notices caused by your failure to update such information.

22. Choice of Law; Venue; Waiver of Trial by Jury; Waiver of Class-Action: This
Agreement will be governed by, construed, and enforced in accordance with the
laws of the State of North Carolina, without regard to its conflicts of law
principles, except to the extent local law is mandatory for consumers. You may
bring any action to enforce this Agreement or in connection with any matters
related to the Service only in either the state or Federal courts located in
North Carolina, and you expressly consent to the exclusive jurisdiction of said
courts and waive all venue, jurisdiction and choice of law challenges or
defenses, except to the extent local venue is mandatory for consumers. The
application of the United Nations Convention of Contracts for the International
Sale of Goods is expressly excluded. Use of the Service is unauthorized in any
jurisdiction that does not give effect to all provisions of this Agreement,
including without limitation this Section. EACH PARTY HEREBY KNOWINGLY,
VOLUNTARILY AND INTENTIONALLY WAIVES ANY RIGHT IT MAY HAVE TO A TRIAL BY JURY
WITH RESPECT TO ANY LITIGATION (INCLUDING BUT NOT LIMITED TO ANY CLAIMS,
COUNTERCLAIMS, CROSS-CLAIMS, OR THIRD PARTY CLAIMS) ARISING OUT OF, UNDER, OR IN
CONNECTION WITH THIS AGREEMENT, EXCEPT TO THE EXTENT PROHIBITED BY APPLICABLE
LAW. ADDITIONALLY, EACH PARTY HEREBY EXPRESSLY WAIVES ITS RIGHT TO INSTITUTE OR
JOIN A CLASS ACTION OR SIMILAR SUCH (I.E., NON-INDIVIDUALIZED) CLAIM AGAINST THE
OTHER PARTY, EXCEPT TO THE EXTENT PROHIBITED BY APPLICABLE LAW. EACH PARTY
HEREBY ACKNOWLEDGES THAT THIS SECTION SERVED AS A MATERIAL INDUCEMENT TO IT WHEN
ENTERING INTO THIS AGREEMENT.

23. No Injunctive Relief: You agree not to seek, and you acknowledge and agree
that you are not entitled to, rescission of this Agreement or any part of this
Agreement or any injunctive or other equitable relief for any reason, including
without limitation, an injunction that would restrain the operation of the
Service, the exploitation of any advertising or other materials on the Service,
the exploitation of the Service or any Content displayed on the Service, and/or
the exploitation of any Promotion or other rights granted to Company (and/or any
of its affiliates or partners, including Fuel Cycle) hereunder.

24. Third Party Beneficiary:  Fuel Cycle is an intended third party beneficiary
of this Agreement.

25. Conflicts between Rules of Participation and Other Terms: Except with
respect to any official rules for a Promotion, if any provision contained in
this Agreement conflicts with any provision in any other terms available on the
Service (including without limitation any terms of use or terms of service), the
provision contained in this Agreement governs.

26. General: If any part of this Agreement is determined to be invalid or
unenforceable pursuant to applicable law, then the invalid or unenforceable
provision will be deemed superseded by a valid, enforceable provision that most
closely matches Company’s intent as expressed in the original provision and the
remainder of this Agreement will continue in full force and effect. A printed
version of this Agreement and any notice given in electronic form will be
admissible in judicial or administrative proceedings based upon or relating to
this Agreement to the same extent and subject to the same conditions as other
business documents and records originally generated and maintained in printed
form. Company may assign this Agreement, in whole or in part, at any time with
or without notice to you. You may not assign this Agreement (in whole or in
part), by operation of law or otherwise, without the prior written approval of
Company in each instance, and any such attempted assignment will be null and
void. Subject to the foregoing, this Agreement will be binding upon and inure to
the benefit of the parties hereto, their successors, and permitted assigns. The
failure of Company to exercise or enforce any right or provision of this
Agreement shall not operate as a waiver of such right or provision. This
Agreement (including whatever documents the Company has specifically referenced
herein as applicable) sets forth the entire understanding and agreement between
Company and you with respect to the Service made available in collaboration with
Fuel Cycle, and it supersedes all prior or contemporaneous communications and
proposals, whether electronic, oral or written, between you and Company with
respect to the Service made available in collaboration with Fuel Cycle. The
section titles in the Agreement are solely used for the convenience of the
parties and have no legal or contractual significance. Each party is an
independent contractor and not an agent or representative of any other party.
This Agreement will not be interpreted or construed to create an association,
joint venture or partnership between the parties, or to impose any partnership
obligation or liability upon any party. Neither party will have any right or
authority to create any obligation or make any representation or warranty in the
name or on behalf of the other party. The parties acknowledge and agree that
this Agreement may be entered into electronically, and without the necessity of
written signatures.

Please contact us at communityresearch@truist.com with any questions regarding
this Agreement.
 
© 2023 Truist Idea Network. All Rights Reserved


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