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HOME LOAN


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6,900+ Google reviews
4.8

1,500+ BBB reviews

4.7

6,900+ Google reviews
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4.8

1,500+ BBB reviews


GREATER SAVINGS

Consolidate your debt and start saving today; close in as fast as 10 days!
 * Refinance and save up to $1,000 every month!
 * You may be able to delay two payments
 * Custom loans for credit scores as low as 500


Apply now


CASH-OUT REFINANCE

Home equity is at an all-time high. Take cash out for the things you need.
 * Pay off credit card debt
 * Fund a home improvement
 * Add to your savings


Use my equity


LOCK AND SHOP

Buy a home with confidence! Lock your rate before shopping so you get the best
deal.
 * No upfront or hidden fees
 * Fast pre-approvals and closings
 * Rate locks up to 120 days


Get pre-approved
As a first-time homebuyer I couldn't believe how easy American Financing made
the whole process! After a short call on a Saturday morning we hit the streets
with our pre-approval and put out offers on several homes that fit our needs.
From there, American Financing pulled off a smooth closing, and we were in our
home!
Heath D.

I was amazed at how my score jumped 57 points in less than a week. Thank you for
helping me reach beyond my goal!
Ebony E.

They guided me through my cash-out refi in under 30 days! And because they
periodically checked the numbers, I was able to get more cash than the original
estimate!
Michael T.

I've had 2 wonderful experiences with American Financing! Last year they were
able to help me get a mortgage to purchase my first home when other companies
wouldn't. This time I wanted to refinance my mortgage in order to pay off some
high-interest credit cards and was again blown away with their customer service.
The whole experience was quick and easy.
Robin A.

American Financing helped me get my credit score up 36 points! Thank you to the
Credit Care team!
Angelina G.

We dragged our heels about doing a home refinance thinking it would be
complicated, time consuming, and difficult to find a honest mortgage lender.
Kept hearing their commercial on a trusted radio show, so gave them a try. This
was a quick and painless process. The closing was even done in the comfort of
our home with a licensed/bonded notary. I encourage others to work with American
Financing. Thank you again!
Nancy C.

The process was quick and I was able to save on interest and get rid of my PMI.
My rep explained everything to me in full detail. Also they sent someone to my
house to sign all the paperwork. It was an easy process. I would use the company
again.
Amanda M.

Five stars to the Credit Care team at American Financing. They clearly explained
everything, and the results were just as they described. My scores rose 47
points in just two days!
Frank W.

I didn't believe home ownership was within grasp, but before shopping for
another home to rent, I had to see if all the radio ads are true. This team of
professionals, showed me that it was not only possible, but they made the
process seamless and convenient. They helped me to succeed at every step and,
although they use the latest technologies to speed up the process and save time,
I always received excellent, classic, customer service. Thank you, American
Financing!
Mike B.

I had a hard time getting approved for a refinance because of my credit score.
But the credit care team at American Financing gave me a path to improvement in
less than 30 days, so I could get an incredible refinance deal.
Daniel P.

American Financing literally kept me from being homeless. They were able to help
when another lender declined my loan, and they got me approved and closed in 6
working days. I have been in the mortgage industry myself for the past twenty
years, and let me tell you - that is just unheard of. I will be telling ALL of
my friends and family about them and would absolutely use them again and again.
Megan L.

As a Navy Veteran, I was looking for a way to refinance my VA home mortgage to
reduce my monthly payments. I often heard ads for mortgage lenders on the radio,
but American Financing was different. I went to their website and requested a
quote. Over the next several weeks the team at American Financing took care of
everything. They were fast, knowledgeable, and extremely courteous. Trust these
guys Vets, they will take good care of you!
Armand R.

Highly recommend! We are self-employed and had a complicated case, but they
worked hard to make our refinance happen. Easy process, always updated on where
in process we were with our loan.
Shannon G.

Having retired at the end of 2016, I decided to refinance my existing mortgage
to lower the payments, as well as using some of the accumulated equity to
eliminate a few bills. I can honestly say my rep did a totally exemplary job
taking care of all the details. He kept me completely in the loop as everything
fell into place. This company was great to work with!
John S.

Absolutely the BEST experience! We started with another lending company which
complicated our situation and we were blessed to find American Financing! The
team was phenomenal in finding solutions and funding our retirement dream home!
I would absolutely, without a doubt, recommend American Financing 110%!! Thank
you so very much!
Ana D.

As a first-time homebuyer I couldn't believe how easy American Financing made
the whole process! After a short call on a Saturday morning we hit the streets
with our pre-approval and put out offers on several homes that fit our needs.
From there, American Financing pulled off a smooth closing, and we were in our
home!
Heath D.

I was amazed at how my score jumped 57 points in less than a week. Thank you for
helping me reach beyond my goal!
Ebony E.

They guided me through my cash-out refi in under 30 days! And because they
periodically checked the numbers, I was able to get more cash than the original
estimate!
Michael T.

I've had 2 wonderful experiences with American Financing! Last year they were
able to help me get a mortgage to purchase my first home when other companies
wouldn't. This time I wanted to refinance my mortgage in order to pay off some
high-interest credit cards and was again blown away with their customer service.
The whole experience was quick and easy.
Robin A.

American Financing helped me get my credit score up 36 points! Thank you to the
Credit Care team!
Angelina G.

We dragged our heels about doing a home refinance thinking it would be
complicated, time consuming, and difficult to find a honest mortgage lender.
Kept hearing their commercial on a trusted radio show, so gave them a try. This
was a quick and painless process. The closing was even done in the comfort of
our home with a licensed/bonded notary. I encourage others to work with American
Financing. Thank you again!
Nancy C.

The process was quick and I was able to save on interest and get rid of my PMI.
My rep explained everything to me in full detail. Also they sent someone to my
house to sign all the paperwork. It was an easy process. I would use the company
again.
Amanda M.

Five stars to the Credit Care team at American Financing. They clearly explained
everything, and the results were just as they described. My scores rose 47
points in just two days!
Frank W.

I didn't believe home ownership was within grasp, but before shopping for
another home to rent, I had to see if all the radio ads are true. This team of
professionals, showed me that it was not only possible, but they made the
process seamless and convenient. They helped me to succeed at every step and,
although they use the latest technologies to speed up the process and save time,
I always received excellent, classic, customer service. Thank you, American
Financing!
Mike B.

I had a hard time getting approved for a refinance because of my credit score.
But the credit care team at American Financing gave me a path to improvement in
less than 30 days, so I could get an incredible refinance deal.
Daniel P.

American Financing literally kept me from being homeless. They were able to help
when another lender declined my loan, and they got me approved and closed in 6
working days. I have been in the mortgage industry myself for the past twenty
years, and let me tell you - that is just unheard of. I will be telling ALL of
my friends and family about them and would absolutely use them again and again.
Megan L.

As a Navy Veteran, I was looking for a way to refinance my VA home mortgage to
reduce my monthly payments. I often heard ads for mortgage lenders on the radio,
but American Financing was different. I went to their website and requested a
quote. Over the next several weeks the team at American Financing took care of
everything. They were fast, knowledgeable, and extremely courteous. Trust these
guys Vets, they will take good care of you!
Armand R.

Highly recommend! We are self-employed and had a complicated case, but they
worked hard to make our refinance happen. Easy process, always updated on where
in process we were with our loan.
Shannon G.

Having retired at the end of 2016, I decided to refinance my existing mortgage
to lower the payments, as well as using some of the accumulated equity to
eliminate a few bills. I can honestly say my rep did a totally exemplary job
taking care of all the details. He kept me completely in the loop as everything
fell into place. This company was great to work with!
John S.

Absolutely the BEST experience! We started with another lending company which
complicated our situation and we were blessed to find American Financing! The
team was phenomenal in finding solutions and funding our retirement dream home!
I would absolutely, without a doubt, recommend American Financing 110%!! Thank
you so very much!
Ana D.
Five stars to the Credit Care team at American Financing. They clearly explained
everything, and the results were just as they described. My scores rose 47
points in just two days!
Frank W.

I didn't believe home ownership was within grasp, but before shopping for
another home to rent, I had to see if all the radio ads are true. This team of
professionals, showed me that it was not only possible, but they made the
process seamless and convenient. They helped me to succeed at every step and,
although they use the latest technologies to speed up the process and save time,
I always received excellent, classic, customer service. Thank you, American
Financing!
Mike B.

I had a hard time getting approved for a refinance because of my credit score.
But the credit care team at American Financing gave me a path to improvement in
less than 30 days, so I could get an incredible refinance deal.
Daniel P.

American Financing literally kept me from being homeless. They were able to help
when another lender declined my loan, and they got me approved and closed in 6
working days. I have been in the mortgage industry myself for the past twenty
years, and let me tell you - that is just unheard of. I will be telling ALL of
my friends and family about them and would absolutely use them again and again.
Megan L.

As a Navy Veteran, I was looking for a way to refinance my VA home mortgage to
reduce my monthly payments. I often heard ads for mortgage lenders on the radio,
but American Financing was different. I went to their website and requested a
quote. Over the next several weeks the team at American Financing took care of
everything. They were fast, knowledgeable, and extremely courteous. Trust these
guys Vets, they will take good care of you!
Armand R.

Highly recommend! We are self-employed and had a complicated case, but they
worked hard to make our refinance happen. Easy process, always updated on where
in process we were with our loan.
Shannon G.

Having retired at the end of 2016, I decided to refinance my existing mortgage
to lower the payments, as well as using some of the accumulated equity to
eliminate a few bills. I can honestly say my rep did a totally exemplary job
taking care of all the details. He kept me completely in the loop as everything
fell into place. This company was great to work with!
John S.

Absolutely the BEST experience! We started with another lending company which
complicated our situation and we were blessed to find American Financing! The
team was phenomenal in finding solutions and funding our retirement dream home!
I would absolutely, without a doubt, recommend American Financing 110%!! Thank
you so very much!
Ana D.

As a first-time homebuyer I couldn't believe how easy American Financing made
the whole process! After a short call on a Saturday morning we hit the streets
with our pre-approval and put out offers on several homes that fit our needs.
From there, American Financing pulled off a smooth closing, and we were in our
home!
Heath D.

I was amazed at how my score jumped 57 points in less than a week. Thank you for
helping me reach beyond my goal!
Ebony E.

They guided me through my cash-out refi in under 30 days! And because they
periodically checked the numbers, I was able to get more cash than the original
estimate!
Michael T.

I've had 2 wonderful experiences with American Financing! Last year they were
able to help me get a mortgage to purchase my first home when other companies
wouldn't. This time I wanted to refinance my mortgage in order to pay off some
high-interest credit cards and was again blown away with their customer service.
The whole experience was quick and easy.
Robin A.

American Financing helped me get my credit score up 36 points! Thank you to the
Credit Care team!
Angelina G.

We dragged our heels about doing a home refinance thinking it would be
complicated, time consuming, and difficult to find a honest mortgage lender.
Kept hearing their commercial on a trusted radio show, so gave them a try. This
was a quick and painless process. The closing was even done in the comfort of
our home with a licensed/bonded notary. I encourage others to work with American
Financing. Thank you again!
Nancy C.

The process was quick and I was able to save on interest and get rid of my PMI.
My rep explained everything to me in full detail. Also they sent someone to my
house to sign all the paperwork. It was an easy process. I would use the company
again.
Amanda M.

Five stars to the Credit Care team at American Financing. They clearly explained
everything, and the results were just as they described. My scores rose 47
points in just two days!
Frank W.

I didn't believe home ownership was within grasp, but before shopping for
another home to rent, I had to see if all the radio ads are true. This team of
professionals, showed me that it was not only possible, but they made the
process seamless and convenient. They helped me to succeed at every step and,
although they use the latest technologies to speed up the process and save time,
I always received excellent, classic, customer service. Thank you, American
Financing!
Mike B.

I had a hard time getting approved for a refinance because of my credit score.
But the credit care team at American Financing gave me a path to improvement in
less than 30 days, so I could get an incredible refinance deal.
Daniel P.

American Financing literally kept me from being homeless. They were able to help
when another lender declined my loan, and they got me approved and closed in 6
working days. I have been in the mortgage industry myself for the past twenty
years, and let me tell you - that is just unheard of. I will be telling ALL of
my friends and family about them and would absolutely use them again and again.
Megan L.

As a Navy Veteran, I was looking for a way to refinance my VA home mortgage to
reduce my monthly payments. I often heard ads for mortgage lenders on the radio,
but American Financing was different. I went to their website and requested a
quote. Over the next several weeks the team at American Financing took care of
everything. They were fast, knowledgeable, and extremely courteous. Trust these
guys Vets, they will take good care of you!
Armand R.

Highly recommend! We are self-employed and had a complicated case, but they
worked hard to make our refinance happen. Easy process, always updated on where
in process we were with our loan.
Shannon G.

Having retired at the end of 2016, I decided to refinance my existing mortgage
to lower the payments, as well as using some of the accumulated equity to
eliminate a few bills. I can honestly say my rep did a totally exemplary job
taking care of all the details. He kept me completely in the loop as everything
fell into place. This company was great to work with!
John S.

Absolutely the BEST experience! We started with another lending company which
complicated our situation and we were blessed to find American Financing! The
team was phenomenal in finding solutions and funding our retirement dream home!
I would absolutely, without a doubt, recommend American Financing 110%!! Thank
you so very much!
Ana D.

As a first-time homebuyer I couldn't believe how easy American Financing made
the whole process! After a short call on a Saturday morning we hit the streets
with our pre-approval and put out offers on several homes that fit our needs.
From there, American Financing pulled off a smooth closing, and we were in our
home!
Heath D.

I was amazed at how my score jumped 57 points in less than a week. Thank you for
helping me reach beyond my goal!
Ebony E.

They guided me through my cash-out refi in under 30 days! And because they
periodically checked the numbers, I was able to get more cash than the original
estimate!
Michael T.

I've had 2 wonderful experiences with American Financing! Last year they were
able to help me get a mortgage to purchase my first home when other companies
wouldn't. This time I wanted to refinance my mortgage in order to pay off some
high-interest credit cards and was again blown away with their customer service.
The whole experience was quick and easy.
Robin A.

American Financing helped me get my credit score up 36 points! Thank you to the
Credit Care team!
Angelina G.

We dragged our heels about doing a home refinance thinking it would be
complicated, time consuming, and difficult to find a honest mortgage lender.
Kept hearing their commercial on a trusted radio show, so gave them a try. This
was a quick and painless process. The closing was even done in the comfort of
our home with a licensed/bonded notary. I encourage others to work with American
Financing. Thank you again!
Nancy C.

The process was quick and I was able to save on interest and get rid of my PMI.
My rep explained everything to me in full detail. Also they sent someone to my
house to sign all the paperwork. It was an easy process. I would use the company
again.
Amanda M.


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You'll get a low rate, custom terms, and a fast closing. Get started today.

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