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Search this site Skip to main content Skip to navigation PEMX®: The Private Electronic Money Exchange for CryptoAsset & CryptoDebt Securities * Home * CEX-DEX-HEX Standards™ * About Us * Website Disclaimer * PEMX Corporate Blog * Quality-in-Investing? What a novel idea. * Offices * Corporate Overview * Public Disclaimer * Conserving & Maintaining Wealth * Get Listed * Industry Education * Conserving & Maintaining Wealth * Brokered Transactions * Corporate Transactions * Investing Your Money - World History and Current State of Direct Private Mo * Mortgages are Better than the Stock Market * Lawyer Transactions * Peer-to-Peer Transactions * Planning & Managing Your Wealth * Risk & Other Articles * Peer-to-Peer & Private Lending Risk * Private Mortgage Lender's Checklist * Risk Reduction through Conformity * Risk Reduction through Quality Standards and Management Systems: PEMI® * So...You want to be a Private Mortgage Lender? * Why be a Private Mortgage Lender? * ISO 9001:2015 Certifed Management System, Sarbanes-Oxley and COSO Complianc * Market Data * Market Regulation * PEMX®: Definition * PEMX® CryptoAssets Trading * PEMX® CryptoDebt Trading * PEMX® Cryptodebt Trading - Details * PEMX® Terminal * User Login and Site Instructions PEMX®: The Private Electronic Money Exchange for CryptoAsset & CryptoDebt Securities * Home * CEX-DEX-HEX Standards™ * About Us * Website Disclaimer * PEMX Corporate Blog * Quality-in-Investing? What a novel idea. * Offices * Corporate Overview * Public Disclaimer * Conserving & Maintaining Wealth * Get Listed * Industry Education * Conserving & Maintaining Wealth * Brokered Transactions * Corporate Transactions * Investing Your Money - World History and Current State of Direct Private Mo * Mortgages are Better than the Stock Market * Lawyer Transactions * Peer-to-Peer Transactions * Planning & Managing Your Wealth * Risk & Other Articles * Peer-to-Peer & Private Lending Risk * Private Mortgage Lender's Checklist * Risk Reduction through Conformity * Risk Reduction through Quality Standards and Management Systems: PEMI® * So...You want to be a Private Mortgage Lender? * Why be a Private Mortgage Lender? * ISO 9001:2015 Certifed Management System, Sarbanes-Oxley and COSO Complianc * Market Data * Market Regulation * PEMX®: Definition * PEMX® CryptoAssets Trading * PEMX® CryptoDebt Trading * PEMX® Cryptodebt Trading - Details * PEMX® Terminal * User Login and Site Instructions * More * Home * CEX-DEX-HEX Standards™ * About Us * Website Disclaimer * PEMX Corporate Blog * Quality-in-Investing? What a novel idea. * Offices * Corporate Overview * Public Disclaimer * Conserving & Maintaining Wealth * Get Listed * Industry Education * Conserving & Maintaining Wealth * Brokered Transactions * Corporate Transactions * Investing Your Money - World History and Current State of Direct Private Mo * Mortgages are Better than the Stock Market * Lawyer Transactions * Peer-to-Peer Transactions * Planning & Managing Your Wealth * Risk & Other Articles * Peer-to-Peer & Private Lending Risk * Private Mortgage Lender's Checklist * Risk Reduction through Conformity * Risk Reduction through Quality Standards and Management Systems: PEMI® * So...You want to be a Private Mortgage Lender? * Why be a Private Mortgage Lender? * ISO 9001:2015 Certifed Management System, Sarbanes-Oxley and COSO Complianc * Market Data * Market Regulation * PEMX®: Definition * PEMX® CryptoAssets Trading * PEMX® CryptoDebt Trading * PEMX® Cryptodebt Trading - Details * PEMX® Terminal * User Login and Site Instructions MQCC® CEX-DEX-HEX STANDARDS™ SAFER TRUSTFULL™ BRAND OF TRUSTLESS FINANCIAL & NON-FINANCIAL EXCHANGE STANDARDS for GOVERNMENT, CONSUMER, INDUSTRY, REGULATORY, INSURER: QUALITY, SAFETY & PROOF MQCC®: APRIL 9, 2005+; 15+ YEARS OF SAFE, HIGHER QUALITY (HRQ™) ELECTRONIC (BINARY DIGIT/VIRTUAL) & NON-ELECTRONIC (PHYSICAL/REAL WORLD) EXCHANGE STANDARDS (EX STANDARDS™) IN UP TO 118+ COUNTRIES FOR CENTRAL- (CEX), DECENTRAL- (DEX), HYBRID- (HEX) EXCHANGE OPERATIONS 21ST CENTURY (MODERN) EXCHANGES AND 20TH CENTURY (LEGACY) RECOGNIZED, DESIGNATED AND FREE TRADING EXCHANGES DE-JURE-NATIONAL-INTERNATIONAL STANDARDS-INTEGRATED, PROVEN THROUGH 15+ YEARS OF CONTINUOUS COMMERCIALIZATION: DE-FACTO GLOBAL INDUSTRY STANDARDS www.ExchangeStandards.org / www.exstandards.org™ www.CexDexHexStandards.org / www.cexdexhex.com ESTABLISH INCONTESTABLE PROOF OF YOUR ABILITY TO ACHEIVE "PUBLIC GOOD" Since before 2006: MQCC®; Making Exchanges (Recognized or Designated) and Securities Issuers: Reporting and Non-Reporting; Public and Private Safer * Better * More Efficient MQCC® GLOBAL LEADERSHIP IN MQCC® SAFE, RELIABLE, GOOD; BETTER, SAFER, MORE EFFICIENT™ BRAND OF QUALITY MANAGEMENT SYSTEMS FOR ALL CLASSES OF COMPUTER ELECTRONIC EXCHANGE (CEX) Follow the Leader: MQCC®; Creator of the World's First Crypto Exchange; TRUSTED BY BILLIONS® If you are the Chief Executive Officer (CEO) of a designated, recognized or free-trading Exchange; "Crypto" (Non-Bank, Non-Institutional, Non-Syndicated, Non-Regulated or Regulatory Exempt, Free Trading Finance; also known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance (Source: www.ip2pfa.org) or Non-"Crypto"; and you need to provide proof to your your customers, regulators (if applicable), corporate risk insurers, employees and stakeholders of your quality of operations, then learn, license and implement the MQCC® SAFERCEX™ TRUSTFULL CEX™ Standards for your Exchange; including the BUNGAY PROOF FACTORS for EXCHANGE SAFETY: * Proof of controls (Sarbanes Oxley; other) * Proof of transparency * Proof of risk management * Proof of solvency * Proof of reserves * Proof of custody * Proof of insurability * Proof of liquidity (short term: deposits, assets, liabilities) * Proof of liquidity (short term: deposits, assets, liabilities) * Proof of licensure * Proof of competency * Proof of conformity (compliance) * Proof of governance * Proof of security * Proof of training * Proof of errors and omissions management * Proof of customer satisfaction * Proof of regulatory conformity * Proof of conformity to laws and regulations * Proof of quality management * Proof of disaster management planning * not a complete list If you are the Chief Executive Officer (CEO) of a registered or unregistered Exchange and you need to provide proof to your your customers, regulators (if applicable), corporate risk insurers, employees and stakeholders of your quality of operations, then learn, license and implement the MQCC® SAFERCEX™ TRUSTFULL CEX™ Standards-based management and governance systems, technology, goods and services for your Exchange READ THE TEXTBOOKS: Teaching SEC™: SCIENTISTS, SECURITIES: Regulator-Policy Maker-Investigator-Lawyer; EXCHANGE, LAW ENFORCEMENT, EDUCATORS: Officers; CHIEF EXECUTIVES: Top Management-CEO of Regulatory & Regulated Bodies Legislator, Regulator & CEO Conformity Handbook: British Columbia (BC), Canada; Finance Sector Edition: Spring 2020 EXCHANGES (RECOGNIZED OR DESIGNATED) AND SECURITIES ISSUERS: REPORTING AND NON-REPORTING; PUBLIC AND PRIVATE MQCC® EXCHANGE STANDARDS (EX STANDARDS™) EMPOWER AN EXCHANGE TO MEET OR EXCEED APPLICABLE MEMBERSHIP CRITERIA STANDARDS ESTABLISHED BY THE WORLD FEDERATION OF EXCHANGES; MEET OR EXCEED APPLICABLE IOSCO OBJECTIVES AND PRINCIPLES OF SECURITIES REGULATION THE INTERNATIONAL ORGANIZATION OF SECURITIES COMMISSIONS (IOSCO) INCLUDING: * Be significant within its country of origin * Be regulated by a supervisory body, within a statutory framework * Capital raising and risk management * Public good: Exchanges and [central counterparty clearing house (CCP)] should pursue purposes that are in the public interest, having as a goal to be fair, orderly and neutral to protect all public participants. * to enhance investor protection and promote investor confidence in the integrity of securities markets, through strengthened information exchange and cooperation in enforcement against misconduct and in supervision of markets and market intermediaries; * not a complete list ARE YOU AN EXCHANGE CEO, POLICY MAKER OR REGULATOR? "PREVENT FTX, FOLLOW MQCC®": THE CREATOR AND UNIVERSALLY TRUSTED LEADER IN SAFETY, QUALITY, ACCOUNTABILITY, VERIFIABILITY, TRACEABILITY AND TRUSTWORTHINESS. Public marketed objects of value: conforming (nonvolatile; zero-beta) tokens, nonconforming (volatile; non-zero-beta) including: tokens, public companies (listed or exempt market); Instill certifiable levels of trust, confidence and credibility "at-a-glance" by your investors, securities regulators and the general public. From "pre-startup" to the national and international "big boards". MQCC® infrastructure - certified to the same standards as NASA and CSA (Canadian Space Agency) ensures both a safe launch and safe operating system. MQCC® Worldwide and Metaverse leadership since before, 2006, the most comprehensive Business, Enterprise & Government solution available anywhere, built for certifiable levels of statutory, regulatory & process (SRP™) conformity, from the ground up. A Child to a Parent is like a Listed Object to an Exchange. Both Parent and Exchange want their charges (child or listed object) to succeed - to have a long, healthy and fruitful life; history proves the way to achieve long term success is to empower your charges by equipping them with the best education, skills and tools that you can in order for them to succeed within their environment of existence. MQCC™: RECOGNIZED AS THE GLOBAL LEADER IN CERTIFIED QUALITY MANAGEMENT SYSTEMS AND TECHNOLOGY FOR PUBLIC CAPITAL FORMATION & STEWARDSHIP. MQCC™ uQMS™ - making public companies: better, safer and more efficient. WITH MQCC®, EMPIRICAL LONGITUDINAL STUDIES DEMONSTRATE A PUBLIC COMPANY MAY: OUTPERFORM S&P 500 BY 192% OVER 10 YEARS MATERIAL RISK REDUCTION WHEN COMPARED TO THE S&P 500 EMPOWER YOUR EXCHANGE LISTED ORGANIZATIONS OR YOUR EXCHANGE LISTED PUBLIC COMPANY WITH INSTANT CREDIBILITY AND CONFIDENCE OF REGULATORS, INVESTORS, CUSTOMERS AND CONSUMERS WITH MQCC™. EXAMPLE SECTOR: PUBLIC STOCK EXCHANGES: MQCC™ RECOGNIZED OR DESIGNATED STOCK EXCHANGES If your name is accepted by the Canadian Ministry of Finance, then MQCC™ will also accept you. Email info@mqcc.org if your exchange is not listed here. * Canada: Aequitas NEO Exchange * Canada: Canadian National Stock Exchange (operating as the Canadian Securities Exchange) * Canada: Montreal Exchange * Canada: TSX Venture Exchange (Tiers 1 and 2) * Canada: Toronto Stock Exchange * Australia: Australian Securities Exchange * Austria: Vienna Stock Exchange * Belgium: Euronext Brussels * Bermuda: Bermuda Stock Exchange * Brazil: BM&F Bovespa Stock Exchange * Czech Republic: Prague Stock Exchange (Prime Market) * Denmark: Copenhagen Stock Exchange * Finland: Helsinki Stock Exchange * France: Euronext Paris * Germany: Frankfurt Stock Exchange * Germany: Boerse Stuttgart AG (Stuttgart Stock Exchange) * Hong Kong: The Hong Kong Stock Exchange * Ireland: Irish Stock Exchange * Israel: Tel Aviv Stock Exchange * Italy: Milan Stock Exchange * Jamaica: Jamaica Stock Exchange (Senior Market) * Japan: Tokyo Stock Exchange * Luxembourg: Luxembourg Stock Exchange * Mexico: Mexico City Stock Exchange * Netherlands: Euronext Amsterdam * New Zealand: New Zealand Stock Exchange * Norway: Oslo Stock Exchange * Poland: The main and parallel markets of the Warsaw Stock Exchange * Republic of Korea: Korea Exchange (KOSPI and KOSDAQ) * Singapore: Singapore Stock Exchange * South Africa: Johannesburg Stock Exchange * Spain: Madrid Stock Exchange * Sweden: Stockholm Stock Exchange * Switzerland: SWX Swiss Exchange * United Kingdom: London Stock Exchange * United States: BATS Exchange * United States: Boston Stock Exchange * United States: Chicago Board of Options * United States: Chicago Board of Trade * United States: Chicago Stock Exchange * United States: National Association of Securities Dealers Automated Quotation System * United States: National Stock Exchange * United States: New York Stock Exchange * United States: NYSE Arca * United States: NYSE MKT * United States: Philadelphia Stock Exchange START-UP OR EXISTING SECURITIES ISSUERS PRE-LAUNCH, SMALL, EARLY STAGE OR WELL-ESTABLISHED PUBLIC COMPANIES IF YOU ARE GOING TO STRUCTURE (OR RE-STRUCTURE) YOUR ORGANIZATION MANAGEMENT AND OPERATING SYSTEM TO "GO PUBLIC", STRUCTURE IT IN AN ECOSYSTEM RECOGNIZED TO PROTECT YOU, THE PUBLIC AND THE REGULATORY REGIMES THAT YOU OPERATE WITHIN. MQCC™ UQMS™ FOR PUBLIC COMPANIES When you choose a recognized or designed stock exchange in order to access public capital markets to help you grow, choose an exchange that has the tools and resources to help you maintain long term success. Don't just "take the exchange's word" when they claim to have an ecosystem designed to help you "go public"; ask the exchange what proof they have, by way of certification or certified technology that their current ecosystem will help the Sponsors and Top Management ensure long term activity, growth, profitability and organization resilience in the face of an increasingly regulated world. Choose to list with a recognized or designated stock exchange that has a strategic partnership with MQCC™, developer of the world's first Unified Quality Management System uQMS™ which helps public companies achieve the following: 1. Provide consumers, shareholders and other stakeholders with added confidence. 2. Gives your listed organization a competitive edge, nationally and globally. 3. Meets regulator requirements and helps the listing companies regulators (all regulators: securities regulators and industry regulators) ensure that operating conditions are met. With the increasing amount of regulatory pressure placed on organizations, the MQCC™ uQMS™ ecosystem ensures that your organization will be "safer, better and more efficient"; and is proven to help you generate greater market valuation and market returns. Learn more by reading below. Contact MQCC - see below - to learn in-person. STOCK EXCHANGES RECOGNIZED OR DESIGNATED IMPROVE YOUR LISTING PLATFORM'S GLOBAL COMPETITIVE EDGE, EXPAND YOUR ISSUER BASE, EARN INSTANT REGULATOR, SHAREHOLDER AND STAKEHOLDER CREDIBILITY ON THE GLOBAL STAGE. MQCC™ UQMS™ FOR STOCK EXCHANGES Capital is global; and in an increasingly border-less world so is capital market competition. In Canada's regulatory regime alone, there are more than 50 domestic and international recognized or designated stock exchanges, vying for new entrants into the capital markets (ie: building their "issuer base"). To improve your competitive edge, your recognized or designated stock exchange should enter into a paid strategic partnership with MQCC™ to offer your early stage or well established listed organizations an operating ecosystem that ensures maximum market recognition and value. As a recognized or designed stock exchange, by expanding your service offering, you differentiate your exchange because you offer certified and certifiable systems to help Sponsors and Top Management (fiduciaries) "Sleep Well at Night™" and make their organizations "safer, better and more efficient" than non-MQCC™ operating ecosystem organizations. Integrate MQCC™ into your stock exchange's current dynamic, growth minded business "listings strategy" to extend your market leadership position. Become the "Capital Market Exchange of Quality™" in both the Canadian and global market. DON'T JUST HELP ORGANIZATIONS "LIST", HELP THEM THRIVE OVER THE LONG TERM. Developed in 2006, MQCC™'s uQMS™ unified Quality Management System technology unifies total business operations of a public company, in order to effect, at-a-glance, regulatory recognized, certified levels of performance that will: 1. Provide consumers, shareholders and other stakeholders with added confidence. 2. Gives your listed organization a competitive edge, nationally and globally. 3. Meets regulator requirements and helps the listing companies regulators (all regulators: securities regulators and industry regulators) ensure that operating conditions are met. Learn more by seeing below. Contact MQCC - see below - to learn in-person. MQCC™ STOCK EXCHANGE & SECURITIES ISSUERS (REPORTING AND NON-REPORTING), PUBLIC COMPANIES BENEFITS Public companies: instill certifiable levels of trust, confidence and credibility "at-a-glance" by your investors, securities regulators and the general public. From "pre-startup" to the national and international "big boards". MQCC™ infrastructure - certified to the same standards as NASA and CSA (Canadian Space Agency) ensures both a safe launch and safe operating system. A public company that has implemented MQCC™'s patent-pending, unified Quality Management System uQMS™ infrastructure will be able to maximize the benefits of "going" or "being" a public equity organization including: * MQCC™'s Enterprise unified quality management system uQMS™ which certifies that the securities issuer is operating in a manner that ensures statutory, regulatory and process conformity, is certified to a standard recognized by jurisdictions and regulatory bodies who oversee corresponding international exchanges. This recognition ensures easier transition from single exchange to dual-listed or multi-listed status and earns instant credibility by educated investors in the host jurisdiction. * Establish immediate confidence in the eyes of the retail and institutional investment community THE TEST What's the test? Ask any educated, professional or experienced investor in any country: "if you could invest your investment capital in two companies, one which operates the MQCC™ Unified Quality Management System uQMS™, certified to ISO 9001:2015, which certifiably demonstrates that the company, from top level management to revenue creation, functions in a manner that ensures statutory, regulatory and process conformity; versus a securities issuer whose management cannot make such a claim, "who would YOU invest in?" ADDITIONAL PUBLIC COMPANY AND STOCK EXCHANGE BENEFITS, FEATURES, COMMENTS * Lower the overall risk profile of your Recognized or Designed Stock Exchange, because empirical studies prove that public companies who function with MQCC™ uQMS™ have lower levels of risk relative to the S&P 500. * Give greater confidence to analysts to report on companies. * Integrate technology or non-finance firms within an ecosystem that is designed for operation within a financial regulatory regime. * Help securities make it easier to transition from one level of the capital continuum to the next level (from startup to commercial to big boards) * Government recognition * Regulatory recognition MQCC™ systems, technology and business processes are certifiable to the standards, requirements and recommendations of the following Canadian (and internationally equivalent) regulatory bodies: Canada Deposit Insurance Corporation Office of the Superintendent of Financial Institutions (OSFI) Financial Services Commission of Ontario (FSCO) Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) Canadian Securities Administrators (CSA) Investment Industry Regulatory Organization of Canada (IIROC) Mutual Fund Dealers Association (MFDA) Ontario Securities Commission (OSC) Financial Services Commission of Ontario Autorité des marchés financiers (Québec) British Columbia Securities Commission (BCSC) Financial Institutions Commission - Province of British Columbia (FICOMBC) * Patent Pending Cascading Technology, Cascading Certification (CTCC™); which means, in addition to certifiable levels of finance sector regulatory standards, requirements and recommendation conformity; a company is able to certify it's industry-specific regulatory standards, requirements and recommendations for conformity. * Consumer recognition * Increase visibility and prestige * Compete against your non-MQCC™ publicly traded global competitors for access to capital * Compete against your non-MQCC™ global competitors for access to customers * Integration of all major aspects of a securities issuer: financing, management, business planning and growth planning * Integrate your securities issuer's operations with your corporate banking systems to maximize transparency and audit * Expand your market and distribution because of enhanced visibility, resulting in increased opportunities for capital raising and secondary trading * Infrastructure that permits smooth transition from exempt market offerings to non-exempt market offerings, ie: instantaneous implementation of continuous disclosure system (on-going communication with your capital market stakeholders) * Unparalleled Sponsor confidence: For startups or new-to-list companies, sponsor in confidence, knowing that the company has established credibility from step 1 of the application process. * Self-correcting management system that meets the regulatory requirements or recommendations public company management systems. For example, in Canada, MQCC™ uQMS™ meets or exceeds the OSC Ontario Securities Commission recommendations pursuant to Staff Notice Policy. * Developed in 2006, over a decade of experience to ensure your employees can do their work easier, in a transparent, self-correcting environment which prevents non-conformity and mitigates non-conformity events. * MQCC™ technology creates "Audit-Ready Corporations"; anytime, any place. * uQMS™ is fully customizeable to any business model and industrial sector * For those public companies who seek greater control, MQCC™ provides certification to the MQCC™ Certified uQMS™ to the international ISO 9001:2015 Quality Management Systems Standard. * Global National Standards-level recognition of the ISO 9001:2015 certification in 119 countries. * A technical standard for technical requirements; easy-to-use, easy-to-customize. * Depending on your industry, some insurance carriers provide a reduction in errors & omission, professional or corporate risk insurance premium reductions. EMPIRICAL FACTS RE: MQCC™ TECHNOLOGY Longitudinal empirical studies of public and private companies, and MortgageQuote Canada Corp.'s own experience over 10 years of continuous certification, demonstrates multiple and statistically significant benefits including: * abnormal profitability as compared to non-certified peers * demonstrable increase in sales volume by unit and revenue * measurable significant efficiency resulting in increased EBITDA (Earnings Before Interest, Taxes, Depreciation and Amortization) over both short and long terms * process control resulting in certifiable statutory, regulatory and process compliant (SRP™) operations at a transactional level for each and every transaction * integrated reporting of source origination documents, management documents and regulatory documents for: quality review, regulatory or non-regulatory audit, or litigation purposes * implementation of effective preventive measures and internal operating controls that ensure that nonconformity of a statuatory, regulatory or process nature do not occur, to reduce errors and omissions claims.reduced errors and omissions annual insurance premiums or claims or both * a technology independent platform that can be transferred to any finance sector jurisdiction, nationally or globally * a quality management operating framework that is scalable from 1 employee to 100,000+ employees * self correcting, transparent and integrated management system that gives confidence to the shareholders that the company Directors, Executive Officers, Management and Employees are working daily in accordance with the vision of the founding principles; efficiently, effectively and in a manner that ensures statutory, regulatory and process (SRP™) conformity. * development of a series of internal controls (COSO/Sarbanes Oxely) that deliver effective risk management and returns consistent, sustainable shareholder value over the long term * independent annual audits by qualified third party auditors * MQCC™ SafeLaunch™ helps fintechs and startups - be market, regulatory and investor-read, from step 1. FOR ADDITIONAL DETAILS OR FURTHER EMPIRICAL EVIDENCE Retain MQCC™ for introduction and training to as follows: Contact: Anoop Bungay, Founder, President, CEO and Chair, MortgageQuote Canada Corp. (MQCC) for an appointment. MQCC Contact Form for Regulated Financial Entities STOCK EXCHANGES: RECOGNIZED OR DESIGNATED Learn how your Recognized or Designated Stock Exchange can enter into a long term strategic relationship with MQCC™, CEO's or Top Management, contact MQCC™ today, at exchange@mqcc.org. SECURITIES ISSUERS (REPORTING AND NON-REPORTING), PUBLIC COMPANIES Learn how your Securities Issuers (reporting and non-reporting), Public Companies can implement the MQCC™ patent-pending, unified Quality Management System uQMS™ infrastructure at info@mqcc.org. Please register with the MortgageQuote.ca website in order to gain access to the contents of this MQCC® Sources-Methods™ section. Get Started with MQCC® Now, Today MQCC® META-UNIVERSE METAVERSE™ (WWW.METAVERSEPEDIA™.INFO) METAVERSEPEDIA™: trademark source identifier of goods (products, wares) and services (methods, processes); where you may correctly and properly LEARN ALL ABOUT THE COMMERCIALIZED METAVERSE: METAVERSE UNIVERSE NUMBER ONE™ (UNO™) from MQCC® (MortgageQuote Canada Corp.) and Bungay International Inc. (BII™); Calgary, Canada-based organizations, under the leadership of Mr. Anoop Bungay; the individual who first (between at least as early as August 14, 2001 to April 9, 2005 and beyond) observed, hypothesized then developed, commercialized and fully integrated with National and International Federal Government Standards (trusted and accepted by 118+ countries), a binary digit (BIT) virtual universe (VU) [BITVU™] that billions of people generically call "metaverse". The more you read and comprehend, the more you will understand that at MQCC®: METAVERSE IS JUST THE BEGINNING™; your beginning point to correctly and properly learning the science (principles, concepts and core processes) nature, quality, character, function, purpose, use and extent of how civil society (Corporations, Organizations and Individuals (COIN™)) interact with one another for economic, governance, education or entertainment purposes. Learn more MQCC BUNGAY INTERNATIONAL: 2001:2021: CELEBRATING 21+ YEARS AS CREATOR-GOVERNOR AND WORLD-WIDE LEADER IN BLOCKCHAIN GOVERNANCE, GOVERNANCE, COMMERCE (INDUSTRY- FINANCE), ACADEMIA; IS A LEADER IN MATTERS OF BLOCKCHAIN AT THE UNITED NATIONS INNOVATION NETWORK (UNIN) MQCC™ GLOBAL FEDERATED SYSTEM-NETWORK GFSN™ THE GLOBAL, BLOCKCHAIN SYSTEMS-NETWORK (BCSNET™) BUILT FROM THE GROUND-UP THROUGH 'CORRECT AND PROPER' APPLICATION OF THE SEMINAL, TRADEMARK "PRINCIPLES OF 'BLOCKCHAIN'™"; IN ORDER TO CREATE AND MAINTAIN NATIONAL AND INTERNATIONAL, CONSENSUS-STANDARDS, GUIDELINES AND BEST-PRACTICE-BASED: SYSTEMS, TECHNOLOGY, SERVICES (METHODS) AND PRODUCTS (GOODS) UNITED NATIONS UN ORGANISATION FOR ECONOMIC CO-OPERATION AND DEVELOPMENT OECD™ WORLD INTELLECTUAL PROPERTY ORGANIZATION WIPO™ WORLD TRADE ORGANIZATION WTO™ READ ABOUT MQCC™ AND RELATIONSHIP WITH UN, OECD™, WIPO™ AND WTO™ Read the Book GLOBAL RESOURCES ORIGINATING ORGANIZATIONS & ASSOCIATIONS BUNGAY INTERNATIONAL INC.: PRIVATELENDER.ORG: THE WORLD'S PRIVATE FINANCE NETWORK™ Where it all started on April 9, 2005: www.privatelender.org. Utility tokens and securities tokens in the form of legally binding, regulatory-integrated, errors and omissions insured, "smart" contracts based upon trademark "Principles of 'BlockChain'™"; for use in global commerce for Non-Bank, Non-Institutional, Non-Syndicated, Non-Regulated or Regulatory Exempt, Free Trading Finance; also known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance. Learn more www.privateLender.org™ THE ORIGINAL BLOCKCHAIN™ AND CRYPTO ASSOCIATION Developer of "Principles of 'BlockChain'"-based systems, technology, services and products (goods). Learn more INTERNATIONAL ORGANIZATION FOR CONFORMITY IOC™ An introduction to the non-novel (exact) field of study: conformity science. Learn more INTERNATIONAL COMMISSIONS ON BLOCKCHAIN ICBC™ A subordinate body of the International Organization for Conformity IOC™ Learn more INTERNATIONAL PEER-TO-PEER (P2P) & PRIVATE FINANCE ASSOCIATION IP2PFA™ Learn more PEER-TO-PEER (P2P) & PRIVATE EQUITY ASSOCIATION INTERNATIONAL Learn more PEER-TO-PEER (P2P) & PRIVATE LENDING (INVESTING) ASSOCIATION INTERNATIONAL Learn more PEMPAC PRIVATE EQUITY MORTGAGE PROFESSIONALS ASSOCIATION OF CANADA® Learn more The Certified Quality Management-in-Finance Association (CQMFA™) is an independent, private organization that serves to network, educate, professionalize and promote Quality Management-in-Finance. Namely, those finance sector companies who are certified to ISO 9001:2015 (or ISO 9001:2008) Quality Management Standards. Certification to ISO 9001:2015 empowers CQFMFA™ members to strengthen their market position in bring benefits of quality management to their stakeholders. Learn more IBARA™ International Be Application Ready Association NRMILA™ Non-Regulated Mortgage Investor-Lender Advisors GTFAA™ Globally Trusted Financial Advisors Association FORMAL EDUCATION, TRAINING, TESTING, ACCREDITATION MQCC™ CORPORATE UNIVERSITY; MQUCC™ Learn more Learn more GAMUS™.ORG, HOME TO THE GENERALLY ACCEPTED MORTGAGE ORIGINATION & UNDERWRITING STANDARDS Learn more EXCHANGE 2005-2021+; WORLD'S FIRST, MOST TRUSTED, 100% TRADEMARK "PRINCIPLES OF 'BLOCKCHAIN'™"-BASED CRYPTO EXCHANGE. PEMX®: The Safer, Better and More Efficient Private Equity Mortgage Exchange; Private Electronic Money Exchange; Private Electronic Mortgage Exchange and related token based financial securities exchange - recognized by international standard-setting bodies; regulators, legislators and legal professionals as the world's first cryptofinancial exchange and world's first cryptofinancial exchange registered to ISO 9001:2000; ISO 9001:2008 and ISO 9001:2015 continuously since May 9, 2008*; trading in the BITMORTGAGE® trademark registered brand of real-estate secured non-bank, non-institutional, non-syndicated, non-regulated or regulatory exempt, free trading securities and related financial instruments; also known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow securities and related financial instruments. Learn more CONSUMER, COMMERCIAL SECTOR AND INDUSTRY ACCOUNTABILITY OFFICE OF THE SHADOW BANKING SYSTEM OMBUDSPERSON "REFLECTING LIGHT INTO THE SHADOWS OF SHADOW FINANCE" Investigations Learn more WHISTLEBLOWER REPORTING SYSTEM-NETWORK HELP KEEP FINANCE SAFE FOR EVERYONE; CORRECT NONCONFORMITY, FRAUD AND SIMILAR PROBLEMS. Reporting Learn more INFRASTRUCTURE, UTILITIES & ORGANIZATIONS (BODIES) THE BEYOND COMPUTING, PROGRAMMING PARADIGM FOR BLOCKCHAIN™ Programming Paradigm of the Originating Standard, Non-Volatile BITCOIN™ Utility Token Service and related Systems, Technology, Services (methods) and Goods (products). Learn more TRADEMARK SOURCE IDENTIFIER FOR HIGHER-LEVEL, META-PROGRAMMING APPLICATION PROGRAMMING INTERFACE (API), CONFORMITYWARE (WWW.CONFORMITYWARE.ORG), PROTOCOL STACKS & DEVELOPMENT KITS (CDK™) HMLP™ is your source for Functional Conjunctive (www.conjunctive.org) Programming Paradigm Framework (CDK™) for BlockChain™ Engineering by trademark, source identifier PROFESSIONAL BLOCKCHAINEERS® P. BCr.®and Fiduciary Leaders™ including trademark Chief Fiduciary Officers C-FIDO™ To create for results-based programming of: (1) Organizations and their: (2) Humans; (3) Computers; (4) Systems; in order to empirically achieve Vision, Mission and Mandate conceptual and concrete requirements. Learn more UNIQML™: UNIFICATION OF QUANTUM PROCESSES META-LANGUAGE The higher-level, meta-programming, natural language programming language that created the world's first application of the trademark source identifier "Principles of 'BlockChain'™"-in-Commerce. THE NATURAL LANGUAGE OF THE BUNGAY UNIFICATION OF QUANTUM PROCESSES ALGORITHM, THE NATURAL LANGUAGE OF BLOCKCHAIN™ The World's Safer, Better and More Efficient Natural Language Programming Language for BlockChain-based Systems.™ Learn more CONFORMITYWARE Beyond Hardware and Software: The Change that the Discovery of the Bungay Unification of Quantum Processes Algorithm also represented by the trademark source identifier, "Principles of 'BlockChain'™", built. Learn more THE WORLD'S FIRST REGULATORY-INTEGRATED "UTILITY TOKEN & SMART CONTRACT" FINANCIAL INSTRUMENT; UTILITY TOKEN COMBINED WITH SECURITIES TOKEN AND REGULATORY TOKEN. Bungay International Technology (BIT™) Conformity of Organizations and Individuals Network (COIN™) global Systems-Network Learn more THE WORLD'S FIRST "CRYPTO" FINANCIAL INSTRUMENT; UTILITY TOKEN COMBINED WITH SECURITIES TOKEN. For real estate and NON-real-estate financial transactions. Learn more MASTERWALLET™ DIGITAL WALLET SUITE™: THE WORLD'S FIRST, MOST TRUSTED, SAFER, BETTER AND MORE EFFICIENT BRAND OF DIGITAL WALLET: DESIGNED TO ASSURE UTMOST LEVELS OF QUALITY, COMMAND AND CONTROL (QCC™) OF YOUR DIGITAL AND NON-DIGITAL WORLD. Learn more MQCC MASTERBLOCKCHAIN™ META-TOKEN UTILITY Learn more GOVERNANCE, MANAGEMENT AND TRADE IN CLASSIFIED TOP SECRET: PROTECTED INFORMATION (PI), CORPORATE-OWNED, COMMERCIALLY CONFIDENTIAL INFORMATION (CCI) OR INDIVIDUAL-OWNED, PERSONALLY IDENTIFIABLE INFORMATION (PII) CLASSIFIED AS: PRIVATE INFORMATION (PI™) OR FINANCIAL INFORMATION (FI™) Management of classified top secret information. Learn more BLOCKCHUB™ MQCC™ Communication Hub, Distribution Hub and BlockChain Intellectual Property Portal BLOCKCHIPP™ for MQCC™ Trademark "Principles of 'BlockChain'™" brand based applications for business, learning, education and training; marketed globally as: BLOCKCHAPP™ TRADEMARK BRAND APPLICATIONS Learn more KYC2.ORG™ GLOBAL KYC BLOCKCHAIN VAULT® GLOBAL SYMBOL FOR TRUST-IN-KYC™; CELEBRATING OVER 15 YEARS OF BLOCKCHAIN-BASED GLOBAL KYC2™ STANDARDS Learn more BE THE BANK™/® INTERNATIONAL REGISTERED TRADEMARK; GLOBAL FEDERAL CONSUMER PROTECTION, SAFETY AND EDUCATION WEBSITE AND GLOBAL SOURCE IDENTIFIER FOR Federal National and International Standards-based; Education Series, Training, Testing & Accreditation Learn more IBCCBI™ INTERNATIONAL BLOCKCHAIN AND CRYPTO BOARD & INSTITUTE Everything you need to know to teach, learn, create, regulatory-integrate, commercialize, National and International Standardize, maintain, use and improve, "Principles of 'BlockChain'" and Crypto (Peer-to-Peer (P2P)/Private/Secret/Crypto/ Shadow) goods and services effectively. Learn more MQCC™-ARTIFICIAL INTELLIGENT (AI) META (M) GLOBAL ROOT™ (GROOT™) BLOCKCHAINS™ SYSTEM-NETWORK ASSIGNMENT, ADDRESSING & COORDINATION AUTHORITY (SNAACA™) Root Domain Access for military-grade, defense-standard, National and International Standards-registered: 1. Root-BlockChains (RBC™) assignment; 2. Internet Interface BlockChain NodeName™ (IIBCNN™) addressing; and other 3. "Principles of 'BlockChain'"-based protocol resources (MQCC™ Global BlockChain™ PROTORULES™), with subordinate Quality Management Systems registered to ISO 9001:2000, ISO 9001:2008 and ISO 9001:2015, continuously since at least as early as May 9, 2008. Learn more MQCC™ INTERNATIONAL STANDARDS FEDERATION ISF™ BLOCKCHAIN STANDARDS BCS™ Developed by MQCC™ International Standards Federation (ISF™), your world's Authoritative body and Sanctioning body for your world's first, (Originating™) commercialized, litigation-tested, regulatory-scrutinized, regulatory-integrated, defense-standard, military-grade, National and International Standardized, Continually Improving knowledge concept system and applied concept system also known as the Originating-Standard Bungay World Wide BlockChain System; discovered and commercialized between at least as early as August 14, 2001 and at least as early as April 9, 2005; with integration to a subordinate system, namely a quality management infrastructure system registered to ISO 9001:2000 at least as early as May 9, 2005 and subsequent infrastructure upgrades to ISO 9001:2008 and the current risk-based ISO 9001:2015. Learn more MQCC™ INTERNATIONAL STANDARDS FEDERATION ISF™ BLOCKCHAIN STANDARDS BCS™ CRYPTO (PEER-TO-PEER (P2P)/PRIVATE/SECRET/CRYPTO/ SHADOW) STANDARDS Standards for Crypto (Peer-to-Peer (P2P)/Private/Secret/Crypto/Shadow) Systems, Technology, Goods and Services. Learn more MQCC™ INTERNATIONAL STANDARDS FEDERATION ISF™ BLOCKCHAIN STANDARDS BCS™ CONSUMER SAFETY PROGRAM FOR THE SAFE, RELIABLE AND GOOD; NON VOLATILE, WORLD'S FIRST, ORIGINAL BITCOIN™ TRADEMARK SOURCE IDENTIFIER BRAND OF ORGANIZATION AND MATERIALS TRANSFORMATION UTILITY TOKEN SERVICE; NAMELY, THE BUNGAY INTERNATIONAL TECHNOLOGY BIT™ CONFORMITY OF ORGANIZATION AND INDIVIDUAL (COIN™) SERVICE Standards for assuring the utmost level of conformity to the originating standards for the original "peer-to-peer electronic finance system" (April 9, 2005: www.PrivateLender.org®) is maintained. Standards assure that control of the nature, quality and character for consumer safety purposes is continuously maintained. Learn more MQCC™ CYBERLOCKCHAIN™ National and International Standards-based, BlockChain-based, Cybersecurity System for Regulated Financial & Non-Financial Organizations. Learn more FINANCE STANDARDS ORGANIZATION FSO™ Global finance industry sector standards integrated with: * Proven, 20 Years of Originating MQCC BLOCKCHAIN STANDARDS™ Open Standards * Consensus Management System Standards (MSS) Open Standards * Quality Management System Standards (QMSS) Open Standards * Competence Standards (CS) Open Standards * Competent Proficiency Standards (CPS) Open Standards * Other Open Standards Learn more ACCREDITED CLASS® ORGANIZATION (ACO™) A global initiative of MQCC™ (www.mqcc.org) since at least as early as August 22, 2012, the Accredited Class® program brings commercially integrated (expert systems) and proven, EDUCATIONAL - VOCATIONAL - OCCUPATIONAL - PROFESSIONAL consensus standards of quality, safety and performance for the benefit of consumers, legislators, regulators, policymakers, corporate risk insurers, elected and appointed officials to corporations, organizations and individuals within what MQCC™ defines as the three primary sectors of civil society, namely: Government; Industry; Academia Learn more INTERNATIONAL ORGANIZATION FOR CONFORMITY IOC™ ACCREDITED CLASS® ACCREDITATION AUTHORITY Audit, Testing, Credentialing Learn more MQCC WORLD BLOCKCHAIN HALL OF FAME® Recognition of leadership in correct and proper, originating "BlockChain"-based, regulatory-integrated, error and omissions insurable, military-grade, defense standard, systems, technology, services and applications. Learn more INTERNATIONAL STANDARDS FEDERATION ISF™ A division of MQCC™, an ISO 9001:2015 registered company (continuously since at least as early as May 9, 2008 to present day; www.mqcc.org); ISF.International is the website for the International Standards Federation, a voluntary meta-organization (federated) of international standards development organizations (SDO), Standard Setting Organizations (SSO) and standard setting bodies (SSB); for both public and private standards. Open for membership to government and non-government membership organizations. DEVELOPER OF "PRINCIPLES OF 'BLOCKCHAIN'™"-BASED SYSTEMS, TECHNOLOGY, SERVICES AND PRODUCTS (GOODS). Learn more DISCOVER THE "MQCC™" ORIGINATING BITCOIN™ "BITCOIN.ECO" UNIVERSE™ SAFE - RELIABLE - GOOD™ BETTER, SAFER & MORE EFFICIENT™ Visit the website: www.bitcoin.eco YOU CAN RECOGNIZE THE TRANSPARENT, TRACEABLE, VERIFIABLE, RECORD IMMUTABLE, FACT-NON-REPUDIABLE BE THE BANK™/® SYMBOLS OF SAFETY & QUALITY ALSO KNOWN AS FEDERAL NATIONAL & INTERNATIONAL-BASED; GOVERNMENT, INDUSTRY AND FEDERAL CONSUMER PROTECTION SOURCE IDENTIFIERS IN UP TO 119 COUNTRIES. LOOK FOR: MQCC MasterWallet™ Digital Wallet Suite MQCC MasterBlockChain™ MQCC Pi-FI™ Private Information (PI™) and Financial Information (FI™) Management KYC2™ Standards; TRUSTED PERSON™; GLOBAL KYC BLOCKCHAIN VAULT™ PEMX® Private Equity Mortgage Exchange; Private Electronic Money Exchange CQMFA™ Certified Quality Management-in-Finance Association BITMORTGAGE® MQCC BITCOIN.ECO Office of the Shadow Banking System Ombudsperson IBARA™ International Be Application Ready Association MQCC Corporate University™ MQUCC™ GAMUS.org™ Generally Accepted Mortgage Underwriting Standards PrivateLender.org: Canada's Private Lending Network®/The World's Private Finance Network™ International Peer-to-Peer & Private Finance Association Peer-to-Peer (P2P) & Private Equity Association International Peer-to-Peer (P2P) & Private Lending (Investing) Association International PEMI® Private Equity Mortgage; Electronic Money Institute Report-A-Predator™ Michelangelo.pro™ NONMORTGAGE® NONMORTGAGE.com® NonMortgage® Private Equity Real Estate Ownership & Capital Solutions OptionsEquities.com Option Value Institute Mortgage Broker Check™ Private Lender Check™ Private Lenders Club™ ECONOMIGRANT™/® Economic Immigration NRMILA™ Non-Regulated Mortgage Investor-Lender Advisors GTFAA™ Globally Trusted Financial Advisors Association MQCC™ Lifestyle & Mortgage™ Sahukaar.com™: Ancient Private Finance in Your Modern World™ IIREF™: International Institute of Real Estate Finance BANKBYPASS™: Global Peer-to-Peer Finance™ OurCompanyPlan™: MQCC™ Regulatory-Integrated BlockChain Operating System RIBCOS™ SAFE! No Offering Memorandum - No Prospectus Source Identifier Trademark Peer-to-Peer & Private Lending (P2PL) Risk P2PL Source Identifier Trademark MQCC Mortgage FraudWatch™ BE THE BANK™/® BE THE BANK Word phrase, with or without ™ and ®; Wordmark (Standard Character) Trademark; Source Identifier; Symbol of Safety & Quality www.bethebank.co Design mark Trademark; Source Identifier; Symbol of Safety & Quality www.bethebank.co Designmark Trademark Authorized Resellers (Licensees); Source Identifier; Symbol of Safety & Quality www.bethebank.co READ THE TEXTBOOKS & JOURNALS MQCC™ EDUCATES WORLD'S LEADERS & TOP MANAGEMENT™ TITLES & AVAILABILITY AVAILABLE AT: AMAZON BOOKS GOOGLE BOOKS IJCS™ INTERNATIONAL JOURNAL OF CONFORMITY SCIENCE BE THE BANK™/®; FATHER OF BLOCKCHAIN®; FATHER OF CRYPTO® TRADEMARK SOURCE IDENTIFIER SERIES & ALL MQCC OMNIBUS SERIES™ MQCC™ & the UN, OECD, WIPO and WTO MQCC SAFER™ Peer-to-Peer (P2P)/Private/ Crypto/Secret/Shadow Finance: Be The Bank® Series "Private Lending" Program Teaching Harvard: & All Higher-Level, Accredited/Accredited Class®, Regulated, Vocational, Academic, Research, Development (HARVARD) Class Organizations Legislator, Regulator & CEO Conformity Handbook: British Columbia (BC), Canada; Finance Sector Edition: Spring 2020 Origin of a Specie™; Origins of the trademark "Principles of 'BlockChain'"™ and the Bungay International Technology (BIT™) Conformity of Organization and Individuals (COIN™) System-Network Learn "The Global Standard for BlockChain®" Level 01: for School Children, Chief Executive Officers (CEO) & Chief Fiduciary Officers (C-FIDO™); (BlockChain ... (World BlockChain Day™ Text Series Book 2) Learn "The Global Standard for BlockChain®" Level 02 : for School Children, Chief Executive Officers (CEO) & Chief Fiduciary Officers (C-FIDO™); (BlockChain ... (World BlockChain Day™ Text Series Book 3) The 21st Century Scientific Method: Triangle to Triangle Pyramid to Solid Square Pyramid: A Stronger Scientific Method using Trademark "Principles of 'BlockChain'™": ... Series (School Children & CEOs) BE THE BANK™/® Level 01 ZERO ONE™-Series for School Children & CEOs™: Decision Makers, Investors-Investees, Parents: THE GLOBAL STANDARD FOR BLOCKCHAIN®™ & Free Trading Private Equity FTPE™ Be The Bank™/® Level 08-Lazy Proof, Crazy Proof & Divorce Proof your Children & Beneficiaries: 21st Century Estate & Wealth Stewardship: Create, Manage, Transfer in an Increasingly BlockChained World International Journal of Conformity Science IJCS™ Anoop Bungay, Global Standard, BlockChain, bitcoin, The UK Royal Family, The Commonwealth, Current & Future World Leaders: Government, Commerce, Finance & Academia; British Subjects, Citizen, Resident Teaching Billionaire, Founder & CEO: Anoop Bungay { Warren Buffet, Jack Dorsey, Larry Ellison, Jimmy Pattison, Robert F. Smith; MQCC™ { Berkshire Hathaway, Twitter, Oracle, Jim Pattison Group, Vista Equity OSI 11™: Bungay Unification of Quantum Phases trademark BLOCKCHAIN™ Layer for Open Systems Interconnection of BlockChain™ System-Networks Teaching SEC™: SCIENTISTS, SECURITIES: Regulator-Policy Maker-Investigator-Lawyer; EXCHANGE, LAW ENFORCEMENT, EDUCATORS: Officers; CHIEF EXECUTIVES: Top Management-CEO of Regulatory & Regulated Bodies HISTORY OF MQCC™; HISTORY OF BLOCKCHAIN™ (WWW.HISTORYOFBLOCKCHAIN.ORG) WELCOME TO THE CONVERGENCE OF GLOBAL GOVERNANCE, REGULATION, MANAGEMENT, COMMERCE, FINANCE, TECHNOLOGY & SOCIETY; WELCOME TO THE HOME OF THE MQCC™ ORGANIZATION -AND- THE MQCC™ SOURCE IDENTIFIER, TRADEMARK BRAND NAME. The acronym MQCC™ serves as both a trade name and a goods and services trademark source identifier for the Money Quality Conformity Control Organization, incorporated in Canada on 16 of September 2006 as MortgageQuote Canada Corp. MQCC™ tradename and trademark are globally recognized and famous for the remarkable and significant historical distinction of being associated with Bungay International Inc. (BII™) and MortgageQuote Canada Corp. (MQCC™), respectively known by their respective distinctive trademarks: THE WORLD'S FIRST BLOCKCHAIN COMPANY™* The World's First "Crypto" Company™* Bungay International Inc. (BII™) THE WORLD'S MOST TRUSTED BLOCKCHAIN COMPANY™* The World's Most Trusted "Crypto" Company™* Bungay International Inc. (BII™) MQCC™ Money Quality Conformity Control Organization, incorporated as MortgageQuote Canada Corp. *Trademarks are owned by MQCC Bungay International LLC which maintains control over the nature and quality of the associated goods or services such that use of the respective trademarks inure to MQCC Bungay International LLC or its licensees, benefit. MQCC™: the World's Highest Authority and Global Voice in non-novel (exact) Conformity Science and the subordinate abstracted concept trademark: "Principles of 'BlockChain'"™. As a Global Standard Setting Organization (SSO), MQCC™ is the Global Standard Setter for: The Global Standard for BlockChain® The Global Standard for Crypto™ Home to the PROFESSIONAL BLOCKCHAINEER (P. BCr.)® Global Trademark Brand of Education and Entertainment Services; the global hallmark of excellence and designation of proficiency in matters related to insurable (Correct & Proper™) application of the "Principles of 'BlockChain'" in Government, Academia and Commerce. and Developer of the world's first and most trusted application of the "Principles of 'BlockChain'" for a professional liability insurable, regulatory-integrated, fiduciary standard, global "cryptofinancial system" network for the trade in the world's first commercialized binary digit "utility token" (MQCC Token™) and "securities token" in the form of the generic "cryptomortgage instrument" trademark registered as the brand name: BITMORTGAGE®; at least as early as April 9, 2005. THE REMARKABLE, SIGNIFICANT AND HISTORICAL, NATURE, QUALITY, CHARACTER AND EXTENTOF MQCC FOUNDER, MR. ANOOP BUNGAY'S OBSERVANCE, DISCOVERY, FORMALIZATION, COMMERCIALIZATION, NATIONAL AND INTERNATIONAL STANDARDIZATION OF THE "PRINCIPLES OF 'BLOCKCHAIN'", FROM AT LEAST AS EARLY AS AUGUST 14, 2001 TO 2019 IS CHRONICLED IN THIS AUTHORITATIVE ENCYCLOPEDIC REFERENCE: ORIGIN OF A SPECIE™. FOR LEGISLATORS, POLICY MAKERS, REGULATORS, CORPORATIONS, LAW FIRMS, UNIVERSITIES, LIBRARIES, RESEARCHERS, FIDUCIARY-CLASS CHIEF EXECUTIVE OFFICERS (CEO), FIDUCIARY-CLASS BOARDS OF DIRECTORS OR INVESTORS AT: ORIGIN.MQCC.ORG Attention: Countries, Organizations and Individuals; MQCC™.org is an Accredited Class® Licensee* and Global System-Network Administrator (GSNA™) of the First Application of the "Principles of 'BlockChain'"-in-Commerce (for a financial/legal/regulatory application), first discovered, scientific-method-base tested, developed, commercialized and internationally standardized, by Mr. A. K (Anoop) Bungay, Founder of Bungay International Inc. (based in Calgary, Alberta, Canada), serving as the recognized and trusted authority in BlockChain matters for the global community since at least before April 9, 2005. MQCC Article 1; MQCC.org - Article 1; Benchmark and Standard for Correct and Proper Application of trademark "Principles of 'BlockChain'™" - Continually Improved from at least as early as May 9, 2008: The Standard Characteristics of what constitutes a government, industry (commerce - finance) and academic application of the natural phenomena of non-novel, (exact) conformity science, coined as the Bungay Unification of Quantum Processes Algorithm also represented commercially, as the trademark source identifier "Principles of 'BlockChain'™"; first observed, discovered, hypothesized, tested, developed and commercialized between at least as early as August 14, 2001 and April 9, 2005; and National and Internationally Standardized at least as early as May 9, 2008 as the standard-setting, World's First, safest, and insurable, global cryptofinancial system, cryptocurrency and pan-industry, conformity standards, systems, technology, services and products. MQCC™(www.mqcc.org), originally incorporated on September 16, 2006 to assure statutory, regulatory and process (SRP™) conformity of national and international trade within the world's first decentralized, autonomous node, cyberspace, cyberphysical, cybernetwork, conformity science "Principles of 'BlockChain'"-based, token-based, global access, peer-to-peer ( P2P/Private/Crypto/Secret/Shadow ) electronic, smart contract finance expert system and conformity of organization and individual (COIN™) systems and network suite of expert systems, technology, services and products, developed by Bungay International Inc. (BII) between at least as early as August 14, 2001 and April 9, 2005 at the Bungay International Technology (BIT™) uniform resource locator (URL); www.privatelender.org. MQCC™ evolved into the developer of the world's first internationally recognized, prescriptive, government-recognized (in up to 118 or more countries), pan-industry, pan-functional, cross-cutting, energy-efficient, environmentally sustainable, resource-efficient, quantum computing-ready, platform agnostic (technology neutral) , bespoke, unified, defense standard, military/law enforcement-grade, rules-based, consensus- based, scalable federation of systems (FOS) with system of systems (SOS)-nesting, turn-key, plug 'n play (PnP), top-to-bottom (T2B™) and end-to-end (E2E™), fiduciary-standard, interoperable, "secure, risk-based meta-operating system" designed to provide frictionless, real-time assurance of statutory, regulatory and process conformity for any public sector (GOVERNMENT), private-sector (regulated and non-regulated COMMERCE) and non-government organization (NGO). A paperless, touchless, talkless, functional system built in accordance with the MQCC Hybrid Automated Artificial Algorithmic Intelligent (Hybrid A3I™) brand of pioneering self-learning, "systems-level" organization artificial intelligence (OAI™). MQCC systems are founded upon seminal standards and seminal MQCC trademark originating "Principles of 'BlockChain'"™which establishes "at-a-glance" levels of trust through: accountability, transparency, responsiveness and efficiency achieved by a beyond-reproach, unified systems whose quantum elements are traceable, verifiable, immutable and non-repudiable. Empirical longitudinal studies, over 13 years of annual systems audit by independent Federally -accredited auditors and over 13 years of continual registration to the risk-based National and International Quality Management System standard of 119 countries: ISO 9001:2015, proves that MQCC systems and technology provide immediate benefits; may be rapidly deployed; may be scaled to any size entity and results in: seamless regulatory-integration and reduced regulatory-burden; increased revenue and profitability; increased cost savings; and reduced risk of loss and expenditure; for the benefit and protection of the organizations who implement MQCC and the members of public and industry, whom they serve. Celebrating over 19 years of successful scientific-method-based primary research, discovery, development, commercialization, litigation testing, regulatory audit, regulatory scrutiny and regulatory recognition (through registration to National and International Quality Management System Standards), continual operation and continual improvement. Since at least as early as May 9, 2008, MQCC has proven that its trademark originating "Principles of 'BlockChain'™"-based, MQCC CEO Suite™of systems, technology, services and products improves overall organizational performance and provides a sound basis for sustainable development initiatives for governments and non-government (profit and non-for-profit; publicly traded and privately held) organizations in up to 119 or more countries, globally. - As of May 9, 2021 - the intellectual property and underlying suite (MQCC Suite™) of MQCC BlockChain™-based Systems, sub-systems and Technology celebrates over 14 Years of continuous registration to the International and National Standard for Quality Management Systems of 119 Countries. -- SINCE 2006, MQCC™ IS THE WORLD'S FIRST AND ONLY CANADA-BASED, INTERNATIONAL ORGANIZATION THAT HELPS FEDERAL AND NON-FEDERAL, GOVERNMENT AND NON-GOVERNMENT ORGANIZATIONS; REGIONAL, NATIONAL AND INTERNATIONAL REGULATORS; REGULATEES, NON-REGULATED AND REGULATORY EXEMPT ORGANIZATIONS (GOVERNMENT, COMMERCIAL AND NON-COMMERCIAL) TO IMPROVE FIDUCIARY-STANDARD, GENERAL PUBLIC TRUST AND REDUCE REGULATED AND NON-REGULATED INDUSTRY RISK, THROUGH DEVELOPMENT AND IMPLEMENTATION OF CONFORMITY SYSTEMS BASED UPON SEMINAL BLOCKCHAIN¹ PRINCIPLES AND "PROOF-OF-WORK" (MQCC™ PROPRIETARY "PROOF-OF-QUALITY" (POQ™)TOKEN) TECHNOLOGY [BLOCKCHAIN ZERO ONE™] . MQCC IS BOTH A GLOBAL LEADER AND STANDARD-SETTER, WITH QUALITY MANAGEMENT SYSTEMS REGISTERED TO MEET BOTH THE RIGOROUS 'NATIONAL STANDARD OF CANADA' FOR QUALITY MANAGEMENT SYSTEMS, PUBLISHED BY THE CSA GROUP (CANADIAN STANDARDS ASSOCIATION) AND USA EQUIVALENT: 'AMERICAN NATIONAL STANDARD' (ANS) FOR QUALITY MANAGEMENT SYSTEMS PUBLISHED BY ANSI (AMERICAN NATIONAL STANDARDS INSTITUTE). THE STANDARD IS RECOGNIZED AND TRUSTED BY CANADIANS, USA RESIDENTS AND CONSUMERS IN OVER 119 COUNTRIES INCLUDING UK & AU. --- CONFIRMED BY THE EQUIVALENT NATIONAL STANDARDS BODIES OF 119 COUNTRIES: ACCORDING TO THE STANDARDS COUNCIL OF CANADA (SCC), A CANADIAN FEDERAL CROWN CORPORATION WHICH REPORTS TO CANADIAN PARLIAMENT THROUGH THE MINISTER OF INNOVATION, SCIENCE AND ECONOMIC DEVELOPMENT CANADA: STANDARDS HELP TO ENSURE BETTER, SAFER AND MORE EFFICIENT METHODS AND PRODUCTS, AND ARE AN ESSENTIAL ELEMENT OF TECHNOLOGY, INNOVATION AND TRADE. -- In accordance with the Government of Canada’s Cabinet Directive on Regulation (and its equivalent in 119 countries), the National Standard of Canada for Quality Management is adopted from world-class international standards, namely, the quality management system standard ISO 9001, published by the International Organization for Standardization (ISO) [based in Switzerland], of which Canada is a founding member. - Discovery, Commercialization, Regulatory-Integration, National and International Standardization of conformity science and its subordinate “Principles of ‘BlockChain’” has reshaped the world’s understanding of “human-computer-organization-systems” interactions, making the world, materially, empirically and demonstrably:Better, Safer and More Efficient. MQCC™: CELEBRATING 14 YEARS OF PIONEERING ADVANCES IN THE MQCC™, DEFENSE STANDARD, MILITARY/LAW ENFORCEMENT-GRADE, LITIGATION-TESTED, REGULATORY-RECOGNIZED, REGULATOR AUDITED, BLOCKCHAIN CONFORMITY MANAGEMENT STANDARD™ (BCMS™) BRAND OF * BlockChain Conformity Management System * Pan-Industry, Pan-Functional Higher-Order Artificial Intelligence (AI)BlockChain, Regulatory Harmonized & Secure, Risk-based Organization Conformity meta-Operating Systems * BlockChain Systems, Technology, Products and Services * Financial Products * Financial Services * Conformity Science Standards Implementation * Paperless-Touchless-Talkless™ trademark brand * Quantum-Ready Systems, Technology, Services and Products. Developer of the MQCC (R)evolution™; the next level generation of Secure, Risk-Based, Statutory, Regulatory & Process (SRP)™Organization Conformity Operating Systems (MQCC RB-OCOS™), built on seminal "BlockChain" Principles and technology developed by Anoop Bungay, Founder of MQCC™in the early 2000's (visit www.bitmortgage.org to see the cursory-level white paper introduction). MQCC BCOS™: the world's first, safest and most trusted BlockChain Operating System. MQCC: the standard by which all BlockChain algorithms are measured. GLOBAL NOTICE: THIRD-PARTY INTELLECTUAL PROPERTY USAGE & NO ENDORSEMENT NOTICE Attention: Individuals, Organizations and Countries; A Message from Anoop Bungay, Founder: MQCC. Does your company or organization logo appear here? Be happy; this means you are in good company because you align with the Principles of MQCC™ and the principles of "conformity science"; the field of study that was defined after discovery of the "Principles of 'BlockChain'". MQCC.org displays third-party logos on its websites with or without, verbal acknowledgement or written permission; pursuant to international "fair use" principles and legislation because MQCC.org is internationally recognized as the Global System Network Administrator (GSNA™) of the "first application of the "Principles of 'BlockChain'-in-commerce". The principles underlying the "BlockChain" process has revolutionized human interaction within a global commercial (for-profit and not-for-profit) and global governance environment, at a person-to-person (peer-to-peer) level. Read more about the National and International Trademark Legislation that affects use of Third-Party logos at ip.mqcc.org Nominative or Descriptive Fair Use: Any third party logos (registered or unregistered trademarks) are appearing under the doctrine of fair use, for either nominative or descriptive purposes under the United States of America (USA) or equivalent country trademark acts, regulations or statutes; or under the four (4) factors as defined by the United States of America Copyright Act, namely: 1) Purpose and character of the use, including whether the use is of a commercial nature or is for nonprofit educational purposes. * In this case, educational purposes and historical record keeping purposes. 2) Nature of the copyrighted work. * In this case, limited use of logos to help those visitors who do use Latin Script Text as their first language or language of origin, to safely and efficiently identify third party organizations. 3) Amount and substantiality of the portion used in relation to the copyrighted work as a whole. * In this case, limited use of logos to help those visitors who do use Latin Script Text as their first language or language of origin, to safely and efficiently identify third party organizations. 4) Effect of the use upon the potential market for or value of the copyrighted work. * In this case, a court would need to review whether, and to what extent, [any] unlicensed use [of third-party logos, given the honorable intentions of making the website safer and more efficient for visitors who do use Latin Script Text as their first language or language of origin harms the existing or future market for the copyright owner’s original work. No Endorsement Notice: Any reference in this website to any person, or organization, or activities, products, or services related to such person or organization, or any linkages from this web site to the web site of another party, do not constitute or imply the endorsement, recommendation, or favoring of MQCC.org or any of its employees or contractors acting on its behalf. MQCC: GLOBAL SYSTEM NETWORK ADMINISTRATOR™ (GSNA™) OF THE WORLD'S FIRST "APPLICATION OF THE "PRINCIPLES OF 'BLOCKCHAIN'" IN COMMERCE" STARTS WITH THE UNITED NATIONS (UN). If you are a Member of, or Regulated by, or a Chief Executive Officer (CEO) of (or member of your organization's "Top Management" as defined by the International Organization of Standardization (ISO)- a "General Consultative Status" member of the United Nations Economic and Social Council (ECOSOC)- of a United Nations or Affiliate organization listed below(a list of some members of the United Nations System Chief Executives Board for Coordination (CEB), you need to contact MQCC.org and learn how the seminal, decades old MQCC "Principles of 'blockchain'" Systems and Technology will assure your organization achieves your goals of long term organizational resiliency. Including use of the ultra-efficient, "MQCC 'Block Chain'". In further accordance to the UN ECOSOC: Rule of Law declaration at the "National and International levels"; and the United Nations Development Programme (UNDP) Policy Document respecting: Governance for sustainable human development. * United Nations (UN) * International Labour Organization (ILO) * Food and Agriculture Organization (FAO) * United Nations Educational, Scientific and Cultural Organization (UNESCO) * International Civil Aviation Organization (ICAO) * World Health Organization (WHO) * World Bank Group (World Bank Group) * International Monetary Fund (IMF) * Universal Postal Union (UPU) * International Telecommunication Union (ITU) * World Meteorological Organization (WMO) * International Maritime Organization (IMO) * World Intellectual Property Organization (WIPO) * International Fund for Agricultural Development (IFAD) * United Nations Industrial Development Organization (UNIDO) * World Tourism Organization (UNWTO) * International Atomic Energy Agency (IAEA) * World Trade Organization (WTO) * International Organization for Migration (IOM) * United Nations Conference on Trade and Development (UNCTAD) * United Nations Development Programme (UNDP) * United Nations Environment Programme (UNEP) * Office of the United Nations High Commissioner for Refugees (UNHCR) * United Nations Relief and Works Agency for Palestine Refugees in the Near East (UNRWA) * United Nations Children's Fund (UNICEF) * United Nations Population Fund (UNFPA) * World Food Programme (WFP) * United Nations Office on Drugs and Crime (UNODC) * United Nations Human Settlements Programme (UN-Habitat) * UN Women (UN Women) * United Nations Office for Project Services (UNOPS) Read : A Message for You page of the MQCC.org website, to learn more about the convergence of MQCC Systems & Technology and the United Nations System and the functional approach to MQCC Meta-Operating Systems and Technology. NATIONAL STANDARDS ORGANIZATION HIERARCHY IN CANADA & SELECT INTERNATIONAL PEERS (for USA , UK and other National Standards hierarchy, see "A Message for You") International Standards Body: * International Organization for Standardization (ISO) Founding National Member of ISO: * Canada Standards Council of Canada (SCC) is the Secretariat for the ISO/Technical Committee #176: Quality management and quality assurance. SCC is a Canadian Crown corporation established by an Act of Parliament in 1970 to foster and promote voluntary standardization in Canada. On behalf of Standards Council of Canada (SCC), CSA Group manage the global administrative, record-keeping and correspondence requirements of the ISO 9001 and ISO 14001 standards. China European Union (EU) United Kingdom (UK) United States of America (USA) Trusted Canadian & Global Industry Sector Leaders who rely upon Standards-basedQuality Management Systems Certification, include: MQCC.ORG: AN ORGANIZATION OF "FIRSTS", STARTING FIRST WITH THE FINANCE SECTOR +The formally commercialized AGE OF BLOCKCHAIN™ Starts with MQCC Bungay International LLC: April 9, 2005 with www.privatelender.org. +Creator of the Originating™trademark brand of seminal, primary "discourse text" and related body of knowledge in matters of non-novel (exact) conformity science (www.conformity.org) and the subordinate concept system: "Principles of 'BlockChain'"; along with the Originating™ trademark brand of publications in the field of conformity science and topics including the Originating Body of Knowledge (OBOK™), comprised of foundational: Theory, Application, Principles and Methods, Concepts and Terminology (including Vocabulary (domain and cross-domain); terms and definitions; semantics Dictionary); Body of bibliographic references and source identifiers; Standards; Requirements; Guidelines; Models, Processes, and related topics based upon other units of knowledge (UOK™). +Publisher; Correct and Proper:BlockChain Theory & Application; for students of MQUCC™. +Developer of the world's first Original Standard™ Bungay Logic and Order Conformity Kernel (BLOCK™) for Cyber/noncyber Harmonized Artificial/non-artificial Intelligence Networks (CHAIN™) +Developer of the world's first, globally accessible (Global Access™) BlockChain Infrastructure for the Internet. +Developer of the MASTERWALLET™ Digital Wallet Suite™: the World's First, Most Trusted, Safer, Better and More Efficient Brand of Digital Wallet: Designed to assure utmost levels of Quality, Command and Control (QCC™) of your digital and non-digital world; www.masterwallet.org. +Developer Bungay International Technology (BIT™) Conformity of Organizations and Individuals Network (COIN™) Global Systems-Network [The World's First and Most Trusted "Crypto" Systems-Network™] of the world's first meta-BlockChain protocol and; an inherently "non-mining" solution that contains an inherently low carbon footprint because it is energy efficient, environmentally sustainable and meets international standards, globally, including MQCC's own, originating, green: "Carbon Footprint Reduction Program CFRP™" found at cfrp.mqcc.org. FYI: The current, market mistakenly adopted computer-based "mining solution" was created over 4 years after the MQCC Environmentally Conscious Originating (ECO™) BlockChain Ecosystem Protocol. +Commercialized at least as early as April 09, 2005; Developer of the world's first utility token, the: Bungay International Technology (BIT™) Conformity of Organizations and Individuals Network (COIN™) Global Systems-Network; and integrated value (securities) token: BITMORTGAGE® trademark brand cryptomortgage, globally accessible at www.privatelender.org since at least as early as April 09, 2005. The World's First and Most Trusted "Crypto" Systems-Network™. +Developer of the world's first, commercialized, National and International consensus standards-based, globally trusted (by upto 119 or more countries) MQCC Worthy-of-Your-Trust™ " BlockChain (BC) Certificate of Origin (COO); related wordmark trademark imprint: BCCOO™ (www.bccoo.org); www.bccoo.org); BCCO2™ (www.bcco2.com); BITCERT™ (www.bitcert.co) and underlying standards (Rules of Origin (ROO)) for electronic (digital) and non-electronic, Certificate of Origin (COO), Declaration of Origin (DOO), Certificate of Practice (COP); and visual (design/imprint) trademarks and sound trademarks. +Developer of the global, root-blockchain, GROOT™ BlockChain quantum-unification system framework; and the "A" Class, commercialized, regulatory-integrated, global root-BlockChain, operated by MQCC™ known globally by its source identification trademark brand name: the Origin BlockChain™, built on Root-BlockChain "A" with BCNN™ (BlockChain NodeName) a.root-blockchain.net. +Developer of the world's first and most trusted, professional liability insurable, regulatory-integrated, fiduciary standard, global "cryptofinancial system" network for the trade in the world's first commercialized binary digit "utility token" (MQCC Token™) , "securities token", "regulatory token", "regulatory integrated smart contract token" (Functional Smarter Contract™); in the form of the generic "cryptomortgage instrument" trademark registered as the brand name: BITMORTGAGE®; at least as early as April 9, 2005. +First developer of the world's first suite (MQCC Suite™) of BlockChain Operating Systems, BlockChain Operating Technology, BlockChain-based Services and BlockChain-based products in Commerce and Finance (2001 onward); designed to assure National and International Standards-Class of conformity to statutory, regulatory and process requirements for regulated organizations and regulated processes. REGULATOR-PROOF your Business Operations. +Developer of the "National and International Standards-class Prescriptive Solution for Better, Safer and More Efficient™": Government, Commerce (including Finance) and Academia. +Developer of the Visual Trust™ brand of "Principles of 'BlockChain'"-based Systems, Technology, Services and Products. +Developer of the world's first "cybernetic organization"; the company that the BlockChain, built. Converging the Quadripartite: Human-Computer-Organization-Systems Elements™. +Inventor of the First Application of BlockChain-in-Finance; serving the global community since at least before April 9, 2005. +Developer of the concept of MQCC trademark brand SL™ or Systems-Level Artificial Intelligence; trademark brand SLr™ or Systems-Learning Artificial Intelligence; and organization artificial intelligence (OAI™). + Developer of Total Information Control (TIC™) - Total Organization (operations, goods & methods) Quality (TOQ™) equals Total Unified Conformity (TUC™); The Sound of BlockChain™ Trademark and SoundMark Trademark of MQCC Bungay International LLC; found at www.theSoundofBlockChain.com™. +Inventor of the world's first BlockChain quality management system (BQMS™) and certified BlockChain quality management system (CBQMS™) - trademark branded as the MQCC uQMS™Unified Quality Management System - registered to ISO 9001:2000, ISO 9001:2008, ISO 9001:2015; and the latest version: Quantum Unified Quality Management System™ QuQMS™trademark brand. +Developer of the MQCC BlockChain Conformity Management System (BCMS™) Standards. +Inventor of the world's first Secure, "Principles of 'BlockChain'"-based, Risk-Based meta-Operating System (MOS™) with a risk-based quality management system subordinate module for organizations to assure the highest levels of organization Quality (BCQMSS™) integrated with Command and Control (QCC™); also known by its trademark source identifier brand phrase: Unity of QCC™ +Inventor of the world's first BlockChain platform network (MQCC BlockChain aka MQCC Network) registered to the international standard of Quality Management Systems since May 9, 2008. +The Global Standard for Decentralized Banking +Developer of the first commercially available, pan-industry, pan-functional, self-correcting, regulator-audited, regulatory-integrated, enterprise level (enterprise BlockChain), MQCC Hybrid AI Engine™top-to-bottom (T2B™) and end-to-end (E2E™) [T2B E2E: The Conformity Code™], Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow finance global, interoperable, meta-operating system built on MQCC™ Blockchain Principles (The technical title is the "Bungay Unification of Quantum Processes Algorithm") first identified by MQCC's founder: A. K. (Anoop) Bungay (2005 onward). Read every page of "TextbookBlockChain.com" to learn more. +Developer of the Regulated Pool-to-Peer (RPO2P™) and free-trading Peer-to-Peer (FTP2P™) risk-based, litigation-tested standards. +Inventor of the world's first National and International Standards-class, global, Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow credit intermediation & financial system; based upon MQCC Transmundane™ version of the World's first "global meta-operating system"; for 119 countries. + Developer of MQCC DND-MOD-DOD™ subnet; the world's first over 13 Year old, MQCC™ BlockChain-based, Regulatory-Integrated, USA Department of Defense DOD, Canada Department of National Defence DND and UK Ministry of Defence MOD Conforming, Rules-Based ,Global Internet Sub-network of Autonomous and Heterogeneous Federation of Systems (FOS) and System of Systems (SOS) designed for regulatory bodies, regulatees and the public whom both serve. +Developer of Military-grade, Defense Standard, standardization management systems (SMS™). +Developer of the world's first "open banking systems" protocol that integrates the "Principles of 'BlockChain'" with a pan-industry, pan-functional, self-correcting, regulator-audited, regulatory-integrated, enterprise level (enterprise BlockChain), MQCC Hybrid AI Engine™, top-to-bottom (T2B™) and end-to-end (E2E™), Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow finance global, interoperable, meta-operating system (RB-OCOS™ (see below)). +Inventor of the world's first National and International Standards-class, global,institutional credit intermediation & financial system; based upon MQCC Transmundane™ version of the World's first "global meta-operating system"; registered to the National Standard of 119 countries for Quality Management Systems. + World's first functioning System of System (SOS) and Federation of Systems (FOS) integrated meta-system structure; independent autonomous organizations inter-operating with other organizations on the basis of consensus-based rules, not technology, resulting in the utmost levels of autonomy, heterogeneity and independent control. +Developer of the world's first "application of "Principles of 'BlockChain'" in commerce with seminal, functional-level, knowledge base including: ontology; and seminal controlled language (vocabulary), including: taxonomies, thesauri, terminology; concepts; principles; formulas; theorems, logic, proofs and related, 'first-level' core knowledge. +World's First integrated Principles of 'BlockChain'"-based systems-network built on higher-level, consensus-based system standards and competency standards resulting in higher states of integrity and quality. +Developer of the MQCC CRM2™ brand of Conformity Resource Manager Customer Relationship Manager; and MQCCRM™ control system. +Developer of the MQCC Originating Standards Environment MOSE™ for CyberNonCyber™ Conformity Science Application development. +Developer of the world's first conformity system ontology based upon multi-discipline convergence of science, engineering, law and finance. +Developer of the world's first litigation tested meta-operating system; litigation tested by member organizations of the ICLR (International Conference of Legal Regulators) in 2013, for a transaction originated in 2010. MQCC™: Tested by Lawyers; Trusted by Lawyers™ +Developer of the world's first integrated, unified, governance-function, legal-function and operation-function based BlockChain protocol, within a Quality Management System layer. +Developer of the world's first "proof-of-work" (POW) and "proof-of-quality" (POQ™) integrated process; through correct and proper application of the MQCC Bungay International LLC trademark "Principles of 'BlockChain'™": Transparent, Traceable, Verifiable, Immutable, Non-repudiated, Incontestable processes and events within a Human Competency Level-based and Proficiency Level-oriented, decentralized, technology agnostic, system-network framework. +Developer of the world's first commercialized, novel and non-obvious use of non-novel (exact) conformity science in governance, commerce and academia. +Developer of the MQCC "Highest and Best System State™" trademark brand of Standards +Inventor of the world's first Defense Standard, Military/Law Enforcement-Grade, NIST (National Institute of Standards and Technology) Framework Core-Standard, Integrated Policies & Procedures (IPP™) Cybersecurity Core BlockChain System (MQCC IPP™Cyberlockchain™) & Engineered Privacy BlockChain algorithm. +Developer of the world's first "global sandbox" meta-operating environment that may be customized to "enforce compliance" to principles, guidelines and standards of the United Nations (UN), World Trade Organization (WTO), Organisation for Economic Cooperation and Development (OECD), International Organization for Standardization (ISO) and more. +Developer of the world's National and International Standards based, safest peer-to-peer (P2P)/private/crypto/secret/shadow financial system. +Developer of the world's first "cold-crypto" network integration protocol, for traditional "hot crypto" networks. +Developer of "BlockChain Trust Systems" (BCTS™) for any the benefit of government (lawfully elected or duly appointed public officials), consumer and private enterprise (Top Management/employees) at all levels (Governance, Management, Operations) and all functions: Strategic, Operational, Tactical. +Developer of the Two-Phase Trust™2PT™Protocol that underpins a good blockchain. +Developer of the world's first Organization Trust System (OTS™) Builder protocols, integrating ISO 9001:2015. + Developer of the global prescriptive solution for regulatory-integrated standards safety and security in all regulated industry sectors including the finance sector for financial transactions for, the benefit of quadripartite: (1) applicants of finance; (2) intermediaries of finance (MortgageQuote Canada Corp. and equivalents); (3) legislators, regulators and policy makers of any regulated industry sector, globally, nationally and regionally; (for example, in the Canada finance sector: Alberta (RECA-finance regulator); BC (BCFSA-finance regulator); ON (FSRA-finance regulator)) - which oversee BOTH MQCC and the investor-lenders who MQCC represents; (4) investors and lenders (the persons or corporations whom MQCC will approach, to arrange $ financing for any qualified applicant. Proof is found here: www.conformityhandbook.com. +Developer of the "Human, Computer, Organization and System" (Human-Computer-Organization-System) quadripartite paradigm; whose commercial applications are marketed globally under the trademark brand MQCC Human-Computer-Organization-System™ or MQCC HCOS™. +Developer of the MQCC Prescriptive™ trademark brand of new (innovative) and useful (functional) process [a process, act, or method, and primarily includes industrial or technical processes]; or control algorithm for management of machines, manufacturing [control of articles that are made], or management of composition of matter [chemical compositions and may include mixtures of ingredients as well as new chemical compounds]. +Developer of the Bungay TITO™- Squared (TITO²) Truth Trust Protocol: a "Truth In Truth Out" protocol which creates a "Trust In Trust Out" system. +First developer of a commercially available, fully regulated, enterprise level (enterprise BlockChain), top-to-bottom (T2B™) and end-to-end (E2E™) , global institutional banking and finance meta-operating system (2005 onward). +First & only developer of a the world's oldest, safest and most trusted crypto- and noncrypto financial system continuously registered to ISO 9001:2000, ISO 9001:2008, ISO 9001:2015. Bringing quality, transparent, accountable and efficient methods and process to ANY financial transaction between industry and consumer (2008 onward). +Developer of the world's first pan-jurisdiction (national and international) harmonized regulatory BlockChain protocol, assuring "cross-border" conformity of disparate regulations on a digital basis (digital conformity). +MQCC.org serves as an online (virtual) museum to showcase the origins and history of the discovery, commercialization and international standardization of the applications of the "Principles of 'BlockChain'" in global commerce. +Developer of the world's first self-learning/self-correcting system built on and in AI (artificial intelligence) algorithm-based ecosystem. With component systems built on the meta-operating system MQCC (R)evolution; also named as: Bungay Organization Conformity Operating System (OCOS™); MQCC Risk-Based Organization Conformity Operating System (RB-OCOS™) +Developer of the Safety, Quality, Command and Control (SQCC™) algorithm and related system, technology, services and products. to assure better, safer and more efficient regulated and non-regulated, banking, finance, governance and commerce. + Developer of "Bungay's First Law of NonConformity: "for every nonconformity, there is an equal and opposite corrective action". +Developer of Paperless-Touchless-Talkless™ trademark brand of fiduciary Quality, Command and Control (QCC™) brand of conformity systems ("conformitytech") for Chief Executive Officers (CEO Suite™). +Developer of the world's first Intellectual Property, Utility Token based, "Principles of 'BlockChain'"-based System, Technology, Services and Products; compliant to World Intellectual Property Organization (WIPO) Member Requirements. +Developer of the world's first Intellectual Property Utility Token protocol MQCC INPUT™. +Developer of the Visual Utility Token™trademark brand of utility token. +Developer of the trademark source identifier brand name Fiduciary Class™ for creation of higher levels of trust for conformity systems. +Developer and regulator and standards setter of a new class of regulatory integrated financial, systems, technology, services, products and instruments, namely; "Free Trading Private Equity" (FTPE™) "EFF TEE PEE" Financial Instruments; and FTPE CERTIFIED™ Financial systems, technology, services, products and instruments. +Developer of the world's first "systems-level AI" (artificial intelligence/computer intelligence) functional, self-learning, self-correcting system & technology designed at an organization level, for a high-quality, 'overarching system of control' for management of complex and critical projects. MQCC proprietary "Systems Learning" (SL) proprietary knowledge-base is beyond machine learning (ML) , Deep Learning (DL) and Neural Networks (NN). +Developer of modern “Principles of ‘BlockChain’”-based systems; through application of the integrated approach methodology, including: planning, design, building, implementation, management and continual improvement methodology. Also known as the BlockChain (BC) Enterprise Risk Management (ERM) Prosecution Protocol (PP) formalized by Mr. A. K. (Anoop) Bungay, Founder of MQCC. +Developer of the world's first "self-learning management system" and "self-learning quality management system" built on "Principles of 'BlockChain'" and "AI". + Developer of the technology neutral "open commerce standard" extension (.ocst™) protocol and the OurCompanyPlan.com™ .ocp™: Active BlockChain Corporate Data Electronic File™ (ABCDEF™) Standard. +Developer of the globally recognized "Certified BlockChain System CBCS™ Standards". +Developer of the world's first (registered May 9, 2008) "Governance & Oversight Decentralized System" (MQCC GODSNET™) deployed on a Federation of System (FOS) network (MQCC FOSNET™) interoperable with a System of Systems (MQCC SOSNET™) subordinate network. MQCC GODSNET™ is a secure, Federal Government Recognized, Canadian and USA Department of Defense-grade, National and International standards-class, easy-to-deploy, cost-efficient, technology neutral, overarching system of command, control and quality (CCQ™), designed to assure the highest level of transparent, measurable and sustainable good governance practice, effectiveness, trust and confidence within Government-Regulator-Regulatee organizations for the benefit of General Public /Constituents. The proven, 12 year old MQCC FOSNET™ helps federal, provincial and civic governments realize Canada's Federal Directive on Regulations (public policy) because it is built from the ground-up on seminal "Principles of 'BlockChain'" - first discovered by the Founder of MQCC between 2001 and 2005) - and enables independently managed Regulators (Regulatory Body) within any discipline or industry group to coexist with other independently managed Regulators (Regulatory Body) within other disciplines or industry groups; and enables all Regulators to create and manage their own respective System of Systems (SOS) Network (MQCC SOSNET™) comprised of decentralized autonomous organizations (MQCC DAO™) or Regulatees (Regulated Entities) within a rules (policy) based environment. Both the MQCC FOSNET™ and the MQCC SOSNET™ are built with National and International equivalent Quality Management System standards and incorporate best-in-sector governance industry (public administration) practice protocols allowing for all parties (Regulator and Regulatee) to function in a manner that conforms to statutory, regulatory, shareholder (government or investor) and customer (government, general public/constituent or corporate) requirements. The MQCC FOSNET™ has no central authority and each member Regulator (Regulatory Body) functions independently in accordance with their constating requirements to their shareholders, normally, a Government Ministry or Government Department. The MQCC SOSNET™ is hierarchical in nature (Regulator over Regulatee) and a customizable level of interoperability and integration to allow for regulated audit, regulated disclosure and reporting while maintaining high levels of regulated privacy, regulated anonymity and regulated autonomy. While MQCC SOSNET™ has hierarchical relationships, there is no central authority and direction, each Regulated Entity (Regulatee) has its own independent management and purpose based upon a set of applicable rules. Both MQCC FOSNET™ and MQCC SOSNET™ incorporate, measurable, consensus-based National and International Quality Management System standards (recognized in at least 119 countries), so Regulators (Regulatory Bodies) can prove to their stakeholders (Government, Shareholders, General Public, and the Regulatees whom they regulate) that they function in a manner that certifiably conforms to statutory, regulatory, process, customer and National Quality Management System requirements for its intended scope of Regulatory Operations. Obversely, Regulatees (Regulated Entities) can also prove to their respective stakeholders (Government, Shareholders, General Public/Constituents, and the Regulators who regulated them) that they, too, function in a manner that certifiably conforms to statutory, regulatory, process, customer and National Quality Management System requirements for their intended scope of Regulated Operations. Effectively, MQCC has developed a Regulator Operating System (MQCC ROSOR™) and a Regulatee Operating System (MQCC ROSEE™). When the General Public Constituents within a jurisdiction understand that both their Regulatory Bodies and Regulated Bodies function within a Regulatory Governance Framework recognized by the Federal Government to conform to their countries highest standards of Quality Management Systems - standards which transform both Regulator and Regulatee into "better, safer and more efficient" entities - the General Public/Constituents will experience the highest degree of trust and confidence in their Government's stewardship of the Regulatory Environment within their jurisdiction. +Developer of the "risk-free and lossless commerce" and "risk-free and lossless investing principles"; pursuant to discovery of the "Principles of 'BlockChain'";www.LossLessInvesting.com + Developer of the Framework-Based-Implementation FBI™ protocols. + Developer of Principles of 'BlockChain'"-based "Accountable Governance" Systems. +Developer of the "NOCLAR - NOPROBLEM™" MQCC™BlockChain subsystem application; the world's first system for organizations who employ third party, fiduciary-standard, independent auditors whose role is to ensure conformity to statutory and regulatory (laws and regulations) requirements; and report instances of non-conformity to laws and regulations (NOCLAR.org) to fourth parties including: boards of directors, shareholders, regulatory bodies, law enforcement entities. +Developer of the World's First BlockChain Server: Bungay International Inc. BlockChain Server: BII-BCS Zero One™ +Developer of the world's first commercially available MQCC Quantum BlockChain Framework™ for transforming "classical organizations" into safer, better and more efficient, "quantum organizations". Quantum Computing Ready: once user-friendly technology is made available, the classical MQCC process algorithms can be converted to quantum MQCC process algorithms on future MQCC Quantum™server appliances. +Developer of MQCC Quantum™Management Excellence: A methodology for early adopting Multinationals, to have a have permanent - MQCC BlockChain-based systems - that offer quantum competitive advantage; including: organization resiliency, increased profitability, permanent loss/waste prevention and continuous improvement. + Developer of a BlockChain-based protocol to demonstrably achieve six sigma level 6 or higher (7) in financial organizations. +Developer of the Principles of BlockChain Business Continuity; insurable, commercialized business continuity systems built on the "Principles of 'BlockChain'" registered to the risk based ISO 9001:2015 and meets or exceeds ISO 22301:2019(en) Security and resilience — Business continuity management systems — Requirements. +Developer of the Organization Systems Professional OSP™ designation, for persons who consult in matters of Organization System Planning, Development, Implementation, Management and Continual Improvement at all levels and all functions, through the application of the "Principles of 'BlockChain'" also represented as a "Professional BlockChaineer". +Developer of the principles of 'Privacy Science" +Developer of the BLOCKHCAPP™ trademark brand of systems, technology, services and products. +Developer of the BlockChain Trace Audit™protocols. + Developer of the Globally Trusted NISC™Designation for Environments and Professionals (National Standards-Class and International Standards-Class). +Developer of the world's first "Principles of 'BlockChain'"-based, technology-neutral, Organization Risk-Based Systems Service for creating new organization risk-based systems, rebuilding broken (ineffective) organization systems [systems subject to a breakdown resulting in pattern of creating minor, major or catastrophic nonconformity events] , improving existing (non-risk-based) organization systems; at all levels: Governance Systems, Management Systems and Operations Systems; and all functions: Strategic Systems, Operational Systems and Tactical Systems; within a risk-based framework. +Developer of the world's first learning space (based in Calgary, Alberta, Canada) to impart the "Principles of 'BlockChain'" subject pedagogy; integrating Blooms taxonomy for classification educational goals; and a systems-level curriculum based upon the DACUM method and SCID method. A rigorous multi-year program that incorporates the scholarly method with real-world activities within the MQCC Systems-Network active environment. +Developer of MQCC PIICCIES™: Personally Identifiable Information & Commercially Confidential Information Entrustment Systems , built on the "Principles of 'BlockChain'". +Developer of the principles, concepts and core processes of conformity science, "Principles of 'BlockChain'"-based, "Prescriptive Commerce", "Prescriptive Governance" and "Prescriptive Accountability" models for organization proficiency; and the body of knowledge pertaining to commercialized Governance, Management and Operation (GMO™), National and International Standards Class (NISC™) prescriptive and proscriptive systems, technology, services and products. +Developer of the MQCC™ METAISOFT™ (MAI™) trademark brand name of Goods and Services, including: the world's first and proprietary class of "higher-level, meta-programming" (known by the source identifier trademark brand name HLMP™; see www.hlmp.ca) goods and services, including the natural language programming language (NLPL™) known by its source-origination trademark brand name: UniQML™. Designed for any Chief Executive Officer (CEO) of a Public (government or privately owned-government-regulated or stock-market-listed) or Private (non-government, self-regulated, for-profit, non-for-profit or beneficial) organization; the CEO may range from a self-employed entrepreneur to an elected, appointed or hired official in the role of Head of State, President, Chief/Prime/Cabinet Minister, Ministry/Agency/Department Head, Legislator, Regulator, Policy Maker; or Chief Executive Officer (CEO) of a publicly traded or privately held commercial or professional organization. The UniQML™ trademark brand name of higher-level, meta-programming natural language programming language is designed to help a CEO safely maintain his or her ultimate fiduciary responsibility to his or her organization; specifically, when properly deployed, the UniQML™ trademark brand of higher-level, meta-programming natural language programming language assures the CEO that his or her organization operates in a manner that properly and successfully conforms to statutory, regulatory, customer, shareholder or stakeholder requirements or goals. The UniQML™ trademark brand name of higher-level, meta-programming natural language programming language is borne of conformity science and built on the conformity science subordinate "Principles of 'BlockChain'"; first observed, discovered, formalized and commercialized by Mr. A. K. (Anoop) Bungay between 2001 and 2005, resulting in the world's first global crypto-financial system and first application of the "Principles of 'BlockChain'" in commerce for a "Peer-to-Peer Electronic Finance System, trademark brand name registered as PrivateLender.org® trading in the cryptofinancial cryptomortgage product trademark brand name BITMORTGAGE®. Using natural language and applying functional goal-setting principles, the UniQML™trademark brand name of higher-level, meta-programming natural language programming languageis designed to "Unify the Resources of the MQCC™ Four Foundational Quantum Components FFQC™": (1) Organization; (2) Human; (3) Computer; (4) Systems by unifying each quantum to create a "quantized" (quantum-unified) overarching system of control that that is able to achieve a certain functional outcome through elimination, prevention or correction of instances of statutory, regulatory or process (SRP™) nonconformity [distortion; non-standard error; omission or imprecision]. Specifically, through the scientific-method-based, trial and error process from at least as early August 14, 2001 to present date, it was determined that all Four FFQC™ Objects (FFO™) are necessary and sufficient for the UniQML™ trademark brand name of natural language programming language to have the highest and best benefit. The UniQML™ trademark brand name of proprietary class of meta-programming language recognizes that, within a dyadic vendor and customer relationship, or, in a commercialized, regulatory-integrated, or public service (public, private, not-for-profit or beneficial) environment where the FFO™ are present, then BOTH vendor and customer MUST conform to statutory, regulatory, process (SRP™) rules that are designed to achieve or maintain a specific outcome. The primary outcome achieved by the UniQML™ trademark brand name of higher-level meta-programming natural language programming language is conformity; conformity to statutory, regulatory, process (SRP™), customer and shareholder or stakeholder requirements. The benefits of achieving conformity includes: customer satisfaction; reduced or eliminated errors and omissions; reduced or eliminated customer complaints, regulatory complaints or lawsuits; increased profitability and competitive advantage; increase in public trust and recognition; and increased shareholder value of the organization among other benefits. +Developer of the world's first "Systems Level (SL™ trademark brand) Trust" fiduciary standard, binary digit (virtual) environment on a global scale: the MQCC Global Network; and the related science, concepts, technology and standards for development and deployment. +Developer of the world's first and most trusted BlockChain-based, cloud-based, virtual fiduciary environment for risk-based command, control and quality of organization governance, management and operation function systems for ANY government and industry sector. +Developer of the world's first "Regulated Trust Network" RTN™; the highest level of trust at a global scale with Active Enforced Privacy (AEP™) controls. + Developer of the MQCC™ Conformity Resource Manager (CRM™) for the Zero One™ (ZO™) trademark brand of "Principles of 'BlockChain'"-based systems, technology, services and products. +Developer of the MQCC™ "Principles of 'BlockChain'"-based, Zero One™ (ZO™) Conformity Resource Manager (CRM™) for theZero One™ (ZO™) trademark brand of quality, command and control (QCC™) system network built on the "Principles of 'BlockChain'" and promoted globally by the trademark brand: MQCC ZO™ Conformity Resource Manager (CRM) at www.MQCCZO.com. +MQCC serves as the Executive Committee Administrator of the International Organization for Conformity IOC™ and its International Commissions on BlockChain ICBC™. +Developer of the ACTIVE-MANAGED QUALITY™ (AMQ™) National and International Standards. +Developer of the Chief Fiduciary Officer trademark source identifier brand name: C-FIDO™; and the C-ScO™ trademark brand name for Chief Science Officers. + Developer of the (/) symbol for the term: pending. (/)™ is a trademark source identifier of MQCC Bungay International Inc. +Publisher of the "Father of BlockChain™" series of books, articles, textbooks and publications; found at www.fatherofblockchain.com. +Developer of THE KYC BLOCKCHAIN™ or blocKYChain™'; trademark brand of the MQCC BlockChain-based Enhanced Know-Your-Client (KYC) System. +Developer of the Fi-Pi™ Alliance Global Network: Private Information - Financial Information (Government, Personal, Commercial); a Federal Standard effective, efficient and traceable transmission system built on the "Principles of 'BlockChain'". +Developer of the PROFESSIONAL BLOCKCHAINEER (P. BCr.)™ Global Trademark Brand of Education and Entertainment Services; the global hallmark of excellence and designation of proficiency in matters related to correct and insurable application of the "Principles of 'BlockChain'" in Government, Academia and Commerce. +Developer of the MQC Systems Level (SL™ trademark brand) and MQCC Systems Learning (SLr™ trademark brand) "inference engine protocols", germane to conformity science called: "Systems-Based Context Analysis"; designed for MQCC GMO™ Brand of systems built on the "Principles of 'BlockChain'"; and is a component element of the MQCC Systems Level (SL™ trademark brand) Artificial Intelligence SL™-AI; visit www.sl-ai.org to learn more. Designed to help organizations and employees determine non-documented business events, out of the systems-based contextual evidence, including systems logged or systems documented audio and visual records. +Developer of the world's first insurable BlockChain; professional liability; errors and omissions; system, technology, services and products. +MQCC Bungay International: Birthplace of BlockChain™: www.HistoryOfBlockChain.org +Developer of the Investor-Lender Loop™ (www.InvestorLenderLoop.com) trademark brand of Investor-Investee and Lender-Borrower, crypto financial services. +Developer of the "World BlockChain Day™" (www.WorldBlockChainDay.com) and "World Crypto Day™" (www.WorldCryptoDay.com) trademark brand of knowledge systems, technology, services and products. Proven Quality-in-Finance based on the Originating Standards Class of the "Principles of 'BlockChain'" is limited and therefore at a premium. Registered to the National Standard of 119 Countries. Please take the time to read this entire website for all the proof you might need. You may need to register and pay a fee for access to intellectual property. You have not heard of a company like MQCC™ before, because it has not existed before. Here to Serve You™ MQCC.org Slide MQCC™DIVISIONS: 1 - GOVERNMENT, REGULATORS AND REGULATEES DIVISION: CONFORMITY SYSTEMS & TECHNOLOGY 1.1 - Government: All Levels (Federal/Regional/State/Provincial) Departments & Ministries including National Defense, Law Enforcement, Finance, Industry and Commerce 1.2 - Regulators: Government and Quasi-Government Regulatory Bodies 1.3 - Regulatees: Government Licensed or Regulated Finance Sector Brokers & Agents * Public & Private Capital Issuers * Aspiring "Fintech", "Regtech" Entities * All Regulated Organizations * Legal Firms 2 - RETAIL CONSUMERS: FINANCIAL PRODUCTS, EDUCATION, CONFORMITY AUDIT Retail, Wholesale, Corporate & Institutional: Borrowers & Investors 3 - NON-GOVERNMENT ORGANIZATIONS: ADVISORY, CONSULTING Standards-Setting Bodies * Professional Associations & Societies: Law, Engineering, Insurance, Risk, Actuary (Mathematics) & Quality Management MQCC™ starts where the government, regulator's and standard-setting bodies stop; creating recognized 'certified and certifiable' easy-to-use systems that doesn't make your important, government-regulated work easier, it makes it easier for you to do your government-regulated work. INTERNATIONAL CONCORDANCE & STANDARDS DEVELOPMENT ORGANIZATIONS SYSTEMS REGISTRATION TO INTERNATIONAL QUALITY MANAGEMENT SYSTEMS STANDARDS "This product or applicable management system conforms to ANSI ISO 9001:2015 standard, with CAN/CSA-ISO 9001:2016 standard, with AS/NZS ISO 9001:2016 and is registered to ISO 9001:2015 standard." Including high-quality international standards and guidance from other standard-setting boards. China United States of America (USA) European Union (EU) Australia United Kingdom (UK) United States of America (USA) Systems Registration to International BlockChain Conformity Management Standard™(BCMS™) Brand of Quality Management Systems "This product or applicable management system is registered to the IOC MQCC:CBQMS™ standard of BlockChain Quality Management System." CERTIFIABLE TO THE STANDARDS ISSUED BY ALL NATIONAL, INTERNATIONAL AND PRIVATE STANDARDS SETTINGS BODIES. All Management Systems Auditors are Accredited by or Members of WELCOME TO THE FUTURE OF GLOBAL COMMERCE™: UNIFIED, ACCOUNTABLE, EFFICIENT™ WHERE QUALITY LIVES™ LET'S START WITH THE FINANCE SECTOR: ARE YOU A CONSUMER, INVESTOR-SHAREHOLDER OF A BANK OR PUBLICLY TRADED FINANCIAL INSTITUTION AND ARE CONCERNED ABOUT YOUR CURRENT BANK OR FINANCIAL INSTITUTION'S ABILITY TO MEET YOUR EXPECTATIONS AS A CUSTOMER? DOES YOUR BANK UNIFY IT'S STATUTORY, REGULATORY OR PROCESS REQUIREMENTS WITH IT'S OPERATIONS AND CERTIFY IT FOR CONFORMITY BY AN INDEPENDENT BODY? IS YOUR ORGANIZATION GETTING REGULATORY FINES AND PENALTIES OR LOSING SHARE VALUATION, OR WORSE? Ask your Bank CEO and President what he or she are doing about it. Remember your local news reports; consider all of the incidents of statutory, regulatory and process (SRP™) non-conformity committed by banks, financial organizations and their employees and agents - resulting in financial losses to consumers, loss of company efficiency performance, investors, judicial action and regulatory fines and penalties. As a consumer, investor, regulator or stakeholder, ask your self, "why not seek better?" In today's world of risk, if your current financial services provider(bank, lender, investment advisor, mortgage broker) cannot provide youwith a litigation-tested, regulatory-recognized, certifiable, qualitymanaged approach to serving your financial needs with better, safer and more efficient methods and products, ask your Bank or Finance Company President & CEO: Why not? Learn about MQCC™ISOS™, world's first Litigation-Tested, Regulatory-Recognized Investor-Shareholder/Stakeholder Oversight System (ISOS)™ which ensures the business you invest in, is managed in a manner that is certified for statutory, regulatory and process (SRP™) conformity. Click here Banks, finance sector organizations and public companies; certify your end-to-end business operations to a technology proven to make you money and save you money, certified to a standard recognized by regulators in over 119 countries (register to learn more about the countries). ¹Based upon MQCC's definition found at www.bitmortgage.orgor www.conformity.org. Link 1 - USPTO - Bitcoin (generic) Link 2 - USPTO - BITMORTGAGE® (Trademark) Enter, Explore and Discover theMQCC World™and the MQCC BlockChain Universe™; Your Time Starts Now™. All Intellectual Property is subject to the MQCC World Intellectual Property Oversight BlockChain found at www.wipoblockchain.com. Get Started with MQCC™ Now, Today MQCC BITCOIN™ is registered to the MQCC Carbon Footprint Reduction Program CFRP™ since at least as early as November 17, 2007. MQCC INTELLECTUAL PROPERTY™ Trademark Notice: the terms and the logos below and throughout this website are common law or registered trademarks of Bungay International Inc., MortgageQuote Canada Corp. MQCC or Anoop Bungay; used with permission or under license. MQCC™ (MQCC.org™) MasterWallet™ Master BlockChain™ Trusted by Billions™ Bespoke™ Correct & Proper™ GMO™ Governance, Management and Operations QCC™ Quality, Command and Control BIT™ Bungay International Technology C-ScO™ Chief Science Officer Fiduciary Class™ Archangel™ Unity of QCC™ (Quality, Command, Control) HLMP™ Higher-Level, Meta Programming The First Family of BlockChain™ CQMFA™ Certified Quality Management-in-Finance Association OSBSO™ Office of the Shadow Banking System Ombudsman Private Equity Mortgage-Private Electronic Money PEM® World Conformity Day™ QMSS™ Quality Management Subordinate System MortgageQuote Canada Corp.® Trust the Process, not the Person™ Total Information Control (TIC™) Total Organization (operations, goods and methods) Quality (TOQ™) Total Unified Conformity (TUC™) Zero One™ O™; Originating™ KYC2™ Know Your Client-Know Your Company THE GLOBAL STANDARD FOR BLOCKCHAIN® Global KYC BlockChain Vault™ MQCC Suite™ CEO Suite™ UNIQML™ Unification of Quantum Processes Meta-Language BII™ Bungay International Inc. International Organization for Conformity IOC™ T2B™ E2E™ BITMORTGAGE® Pi-Fi™ Private Information-Financial Information Private Equity Mortgage-Private Electronic Money Institute PEMI® World BlockChain Day™ New Order™ SAFER™ BlockChain Quality Management Subordinate System (BC-QMSS™) Be Wary, Be Warned® Master-Class™ C-FIDO™ Chief Fiduciary Officer The Sound of BlockChain™ The Sound of BlockChain™ SoundMark Free Trading Private Equity FTPE™ UQCC™ Unified Quality, Command and Control NONMORTGAGE® People Investing In People® MQCC Originating Standards Environment MOSE™ Digital Wallet Suite™ PrivateLender.org: Canada's Private Lending Network® COIN™ Conformity of Organizations and Individuals MortgageQuote.ca Proud Sponsor of the Canadian Dream® T2B E2E: The Conformity Code™ ICBC International Commissions on BlockChain™ Token Benefits™ Private Equity Mortgage-Private Electronic Money PEMX® ECONOMIGRANT® World Crypto Day™ BlockChain Quality Management System (BCQMS™) Borrower Be Aware® Proud Sponsor of the Canadian Dream® BLOCKCHAPP™ (Bungay Lexicon for Organization-based Conformity and Knowledge of Controlled, Harmonized, Autonomous Programs for People) STANDARDS Trial, Examination, Standards-based, Testing, Development and Regulatory-Integrated-environment for Verified Executives TESTDRIVE™ MQCC™ Trademarks, Guidelines and Rules for Proper Trademark Usage MQCC Bungay International LLC: Intellectual Property Use-in-Commerce Trademarks List & Intellectual Property - MQCC Bungay International LLC & Related (Non-Arm's Length) Entities or Persons NOTICES & COPYRIGHT GLOBAL NOTICE: THIRD-PARTY INTELLECTUAL PROPERTY USAGE & NO ENDORSEMENT NOTICE Attention: Countries, Organizations and Individuals (COIN™); A Message from Anoop Bungay, Founder: MQCC. Does your company or organization logo appear here? Be happy; this means you are in good company because you align with the Principles of MQCC™ and the principles of "conformity science"; the field of study that was defined after discovery of the phenomena coined as the Bungay Unification of Quantum Processes Algorithm, whose intellectual property, body of knowledge, learning, education and training is marketed globally under the trademark source identifier brand name: "Principles of 'BlockChain'™". MQCC.org displays third-party logos on its websites with or without, verbal acknowledgement or written permission; pursuant to international "fair use" principles and legislation because MQCC.org is internationally recognized as the Global Network Administrator (GNA™) of the "first application of the "Principles of 'BlockChain'-in-commerce". The principles underlying the "BlockChain" process has revolutionized human interaction within a global commercial (for-profit and not-for-profit) and global governance environment, at a person-to-person (peer-to-peer) level. Read more about the National and International Trademark Legislation that affects use of Third-Party logos atip.mqcc.org Nominative or Descriptive Fair Use: Any third party logos (registered or unregistered trademarks) are appearing under the doctrine of fair use, for either nominative or descriptive purposes under the United States of America (USA) or equivalent country trademark acts, regulations or statutes; or under the four (4) factors as defined by the United States of America Copyright Act, namely: 1) Purpose and character of the use, including whether the use is of a commercial nature or is for nonprofit educational purposes. * In this case, educational purposes and historical record keeping purposes. 2) Nature of the copyrighted work. * In this case, limited use of logos to help those visitors who do use Latin Script Text as their first language or language of origin, to safely and efficiently identify third party organizations. 3) Amount and substantiality of the portion used in relation to the copyrighted work as a whole. * In this case, limited use of logos to help those visitors who do use Latin Script Text as their first language or language of origin, to safely and efficiently identify third party organizations. 4) Effect of the use upon the potential market for or value of the copyrighted work. * In this case, a court would need to review whether, and to what extent, [any] unlicensed use [of third-party logos, given the honorable intentions of making the website safer and more efficient for visitors who do use Latin Script Text as their first language or language of origin harms the existing or future market for the copyright owner’s original work. No Endorsement Notice: Any reference in this website to any person, or organization, or activities, products, or services related to such person or organization, or any linkages from this web site to the web site of another party, do not constitute or imply the endorsement, recommendation, or favoring of MQCC.org or any of its employees or contractors acting on its behalf. MQCC™ DOMAIN MEMO The "embeded domain" MQCC.org is the primary information page for the Money Quality Conformity Control Organization, MQCC™ incorporated as MortgageQuote Canada Corp., headquartered in Calgary, Alberta, Canada and trading in up to 119 countries. MQCC™ is an organization classified by the United Nations (UN), Department of Economic and Social Affairs (DESA), Statistics Division (UNSD) International Standard Industrial Classification of All Economic Activities (Revision 4) involved in the following industry classification sections or classes: * Section J (Information and communication) * Section K (Financial and insurance activities * Class 6492 > credit granting; money lending outside the banking system * Class 6619 > activities auxiliary to financial service activities; activities of mortgage advisers and brokers * Section M (Professional, scientific and technical activities) This section includes specialized professional, scientific and technical activities. These activities require a high degree of training, and make specialized knowledge and skills available to users * Section N (Administrative and support service activities) * Section P (Education) * Section S (Other service activities) The North American Industry Classification System (NAICS) equivalent classification to the UNSD Classes is: * non-depository credit intermediary * mortgage and non-mortgage loan brokers Similar industry equivalencies exist in all countries who participate in the United Nations. Subject to the jurisdiction, from a governance (statutory or regulatory) perspective, MortgageQuote Canada Corp. MQCC™ business activity, namely, real-estate-secured (mortgage) intermediary activity, are deemed to be: * a regulated activity * non-regulated activity * regulatory exempt activity * free trading activity In its country of origin, Canada, MortgageQuote Canada Corp. MQCC™'s real-estate-secured (mortgage) intermediary activity is regulated by three provincial or territorial jurisdictions: * Alberta - regulated by the Real Estate Council of Alberta (RECA) * British Columbia - regulated by the British Columbia Financial Services Authority (BCFSA) * Ontario - regulated by the Financial Services Regulatory Authority (FSRA fka FSCO) (FSRA #12279) MortgageQuote Canada Corp. MQCC™ may trade in other Canadian provincial or territorial jurisdictions, subject to statutory or regulatory requirements or exemptions. In Canada, education in private equity mortgage (PEM®) subject matter, competency and proficiency credentialing is an unregulated activity. Providing advice respective specific financial transactions, might be subject to regulatory oversight. Canada Provincial Mortgage Broker Regulators:(RECA - Alberta)(FICOM - BC)(FSCO Ontario - Brokerage License #12279). Non-Canada Residents and international visitors, please read "Website Terms of Service", below. All items with a ® or ™ symbol or, some items in UPPER CASE are registered or unregistered (common law) trademarks of MortgageQuote Canada Corp. (MQCC™) or licensed by same. Some third party trademarks are used pursuant to nominative fair use principles. SeeIntellectual Propertyfor full details. Deconstruction of a Claim (Internal Use Only).MQCC™Data Artifacts, Privacy (PIPEDA), Data Security, Website Terms of Service, Legal, Disclosures: Statements,Consumer Electronic Message Preferences (CEMP). Money Quality Conformity Control Organization is a registered or unregistered trademark of MortgageQuote Canada Corp. All MQCC Systems, Technologies, Services and Products conform to WFT™ MQCC BlockChain Technology, and is licensed by MQCC Bungay International LLC. *Master-Class™ Licenses are issued by MQCC Bungay International LLC or Bungay International Inc. © Copyright and Trademark (design mark and word mark) 2001-2021; MortgageQuote Canada Corp. MQCC™ "Proud Sponsor of the Canadian Dream"®; Bungay International Inc. MQCC Bungay International LLC. All rights reserved. Patent Pending. An ISO 9001:2015 Registered Company. FSRA #12279. www.mqcc.org. Report abuse