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                    <option value="90001_100000">$90,001 - $100,000</option>
                    <option value="100001_110000">$100,001 - $110,000</option>
                    <option value="110001_120000">$110,001 - $120,000</option>
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                    <option value="160001_170000">$160,001 - $170,000</option>
                    <option value="170001_180000">$170,001 - $180,000</option>
                    <option value="180001_190000">$180,001 - $190,000</option>
                    <option value="190001_200000">$190,001 - $200,000</option>
                    <option value="200001_210000">$200,001 - $210,000</option>
                    <option value="210001_220000">$210,001 - $220,000</option>
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                    <option value="230001_240000">$230,001 - $240,000</option>
                    <option value="240001_250000">$240,001 - $250,000</option>
                    <option value="250001_275000">$250,001 - $275,000</option>
                    <option value="275001_300000">$275,001 - $300,000</option>
                    <option value="300001_325000">$300,001 - $325,000</option>
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                    <option value="350001_375000">$350,001 - $375,000</option>
                    <option value="375001_400000">$375,001 - $400,000</option>
                    <option value="400001_425000">$400,001 - $425,000</option>
                    <option value="425001_450000">$425,001 - $450,000</option>
                    <option value="450001_475000">$450,001 - $475,000</option>
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                    <option value="775001_800000">$775,001 - $800,000</option>
                    <option value="800001_825000">$800,001 - $825,000</option>
                    <option value="825001_850000">$825,001 - $850,000</option>
                    <option value="850001_875000">$850,001 - $875,000</option>
                    <option value="875001_900000">$875,001 - $900,000</option>
                    <option value="900001_925000">$900,001 - $925,000</option>
                    <option value="925001_950000">$925,001 - $950,000</option>
                    <option value="950001_975000">$950,001 - $975,000</option>
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                    <option value="425001_450000">$425,001 - $450,000</option>
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                    <option value="475001_500000">$475,001 - $500,000</option>
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                    <option value="725001_750000">$725,001 - $750,000</option>
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MORTGAGE NEWS

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Mortgage and Real Estate News


 * Most Distressed Properties Now Simply Delinquent
   Distressed properties nationwide now total significantly less than 3 million
   according to data released on Wednesday by Black Knight Financial Services. 
   The majority of that number are now pa...
 * Existing Home Sales and Prices Reach Milestone Highs
   The median price of an existing home reached an all-time high in May and
   sales hit their highest pace in nearly a decade.  The National Association of
   Realtors® (NAR) said on Wednesday said...
 * Commercial and Multi-Family Market - Growing Weary; E-Signature Verification
   Webinar and Other Events
   I've mentioned the upcoming changes to the 1003 form, the Uniform Residential
   Loan Application, and mentioned that the "target implementation date is
   1/1/17 (think HMDA)." Several astute readers ...
 * Price Gains Pull Back on FHFA Index
   The pace of home price increases, at least for purchases financed by Fannie
   Mae and Freddie Mac, slowed in April, falling below even the most modest of
   analysts' projections.  The Federal Housi...
 * Refinancing up as Jumbo Rates hit 5-Year Low
   Refinancing gained ground as interest rates fell during the week ended June
   17.  The Mortgage Bankers Association (MBA) reported that refinancing
   rebounded to a 57.7 percent share of all appli...
 * Mortgage Rates Highest in 2 Weeks
   Mortgage rates remained under pressure today, moving up to the highest levels
   in two weeks.  Financial markets are in the process of undoing some of their
   defensive maneuvers ahead of t...
 * Don't Blame Lack of Good Homes for All Housing's Woes
   The biggest complaint in the spring homebuying season was simply that there
   weren't enough homes to buy. Demand is strong for housing, but listings are
   low and getting lower. That supply strain has ...
 * New DU Date Set; 48 Hours to Brexit Vote - Traders Prepare; 1003 News
   Today I am in Kansas City, where it is “only” 96 degrees. Phoenix hit 119
   degrees this week. Let’s ask the folks over there what they think about
   housing made out of metal shipping c...
 * Mortgage Rates Continue Higher to Begin Volatile Week
   Mortgage rates continued higher today, and at a quicker pace than the modest
   increase seen at the end of last week.  Financial markets are undergoing a
   change of heart regarding their a...
 * 4 in 5 Americans Say Affordability is a Problem
   If you are looking for an upbeat assessment of consumer sentiment regarding
   housing, a recent survey by the MacArthur Foundation is not the place to go. 
   Its most recent survey of housing atti...
 * CFPB and Vendor Management Webinars; FHA/VA News; Brexit Primer
   To start off the week, besides the first full moon on a summer solstice since
   1967, here’s an interesting Bloomberg chart about the Federal government's
   percent of ownership of consumer deb...
 * Rates Move Higher for First Time in Nearly 2 Weeks
   Mortgage rates moved higher today for the first time in nearly 2 weeks.
    After rising slightly on Monday June 6th, rates have been on a
   mission--moving slowly and steadily to the lowest...
 * May Residential Construction News Mixed
   Residential construction data released this morning showed both housing
   starts and permits holding fairly steady in May compared to April, but while
   starts were running well above last year, permits w...
 * Legal Landscape Continues to Change; Whole Loan Trading Methods; Optimal Blue
   and MERS Sold
   There are plenty of owners remodeling their houses. (If you want to take the
   time, the National Association of Home Builders ranks the 25,000 ZIP codes in
   terms of estimates for remodeling money to be...
 * Mortgage Rates Deeper into 3-Year Lows
   Mortgage rates moved lower today, largely because they needed to get caught
   up with yesterday afternoon's movement in bond markets.  As a reminder,
   mortgage rates are most directly affe...
 * Builder Index makes First Move in Five Months
   There was a flicker of life this month in the National Association of Home
   Builders (NAHB)/Wells Fargo Housing Market Index (HMI).  After spending four
   consecutive months stuck at a reading of 58...
 * Ginnie Issuance Passes Freddie; TILA Dollar Amounts; Bank Supervision
   Economics Study
   Everyone is talking about the future of the European Union.  Tad Dahlke
   sends, “Brexit to be followed by Grexit, Departugal, Italeave, Fruckoff,
   Czechout, Oustria, Finish, Slovlong, Latervi...
 * Single Best Day For Mortgage Rates in More Than a Year
   Mortgage rates plummeted today following the surprise victory of the
   referendum for the U.K. leaving the European Union (aka "Brexit").  This
   joins the ranks as one of the few days in h...
 * CFPB Targets Servicer Technology in Updated Exam Procedures
   After two years of supervision and examinations of mortgage servicers by the
   Consumer Financial Protection Bureau (CFPB) the agency has criticized the
   industry's level of compliance and issued an up...
 * NY Servicers Dealt Blow; Ocwen's $30 Million Settlement; Brexit:
   Renegotiations and Margin Calls?
   At Happy Hour tonight, besides talking about refis, you can throw this one
   out: the number of homes worth $1 million has doubled in the last 4 years. Of
   course 2012 was pretty much the bottom of ...
 * All-Cash Home Sales Down Sharply
   A third of home sales in March were all-cash transactions according to
   CoreLogic.  This was a decrease of 2.8 percentages points, the company termed
   it a sharp drop, from February.  CoreL...
 * Mortgage Rates Prepare to React to Brexit
   Mortgage rates moved higher for the 5th day in a row as financial markets
   prepare for the results of the U.K. referendum on its European Union
   membership (aka "Brexit").  In general, ra...
 * New Home Sales Retreated in May, April Revised Lower
   New home sales dropped back in May after a reported 16.6 percent surge the
   previous month, an increase that was revised down from what was first
   reported.   The U.S. Census Bureau and Depa...
 * Lender, MI, and Bank Strategic Alliances; Structural Price Changes Impacting
   Borrowers
   Jobs and housing make up the lion’s share of our economy, and the two
   intersect when a house is being built. But what is the exact impact? For any
   LO giving a presentation to a builder or real e...
 * Mortgage Rates Higher Still Despite Market Improvement
   Mortgage rates were higher for a 4th straight day today.  That is a bit of a
   puzzler at first glance because bond markets are showing improvements from
   yesterday.  10yr yields are ...

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View Current Interest Rates


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Home Loan Rates



AveragesCurrentPreviousChange Mortgage News Dailyupdated daily 30 Yr Fixed 3.49
3.60 -0.11 15 Yr Fixed 2.78 2.90 -0.12 FHA 30 Yr 3.25 3.25 -- Jumbo 30 Yr 3.57
3.62 -0.05 5/1 Yr ARM 2.92 2.98 -0.06 Freddie Macupdated weekly 30 Yr Fixed 3.56
3.54 +0.02 15 Yr Fixed 2.83 2.81 +0.02 1 Yr ARM 2.68 2.67 +0.01 5/1 Yr ARM 2.74
2.74 -- FHFAupdated monthly 15 Yr Fixed 3.37 3.51 -0.14 30 Yr Fixed 3.95 4.11
-0.16

30 Year Fixed
About These Rates Get This Widget
Single Best Day For Mortgage Rates in More Than a Year
Mortgage rates plummeted today following the surprise victory of the referendum
for the U.K. leaving the European Union (aka "Brexit").  This joins the ranks as
one of the few days in h...

View More Refinance Rates


RECENT ARTICLES

Oct
19
2022
Why Buying A Home Still Makes Better Financial Sense Than Renting
Both house and rental prices have risen, pushing many to contemplate the
benefits of buying vs. renting in 2022. Renting is usually the more affordable
option, but with rent payments being nearly equal to buying a home, is waiting
to buy a home even worth it?  Don’t worry...

Read More...

Oct
12
2022
Tips for Saving Thousands on Your Home Purchase
Purchasing your own home may be the largest purchase you can make. The median
monthly mortgage payment in the U.S. is $1,100, as reported by the U.S. Census
Bureau — and this doesn’t include other costs related to homeowners insurance
and property taxes.  If you want to save...

Read More...

Oct
05
2022
Are We Entering a Buyer’s Market? Signs to Watch Out For
Understanding how the housing market works is essential for both buyers and
sellers. Not only does it put you in the best position to negotiate and make
smart financial decisions, but it also helps to ease the stress that naturally
occurs when making such a large purchase. This advice is...

Read More...

Sep
28
2022
Making Sense of the Current Housing Market
The housing market has been a roller coaster ride since 2020, particularly as
more people worked from home and looked for new places to live. Interest rates
also hit a record low during this time, leading to a seller’s market where
bidding wars and long lines of buyers at open houses...

Read More...

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Loan Amount * Select Less than $70,000$70,001 - $80,000$80,001 - $90,000$90,001
- $100,000$100,001 - $110,000$110,001 - $120,000$120,001 - $130,000$130,001 -
$140,000$140,001 - $150,000$150,001 - $160,000$160,001 - $170,000$170,001 -
$180,000$180,001 - $190,000$190,001 - $200,000$200,001 - $210,000$210,001 -
$220,000$220,001 - $230,000$230,001 - $240,000$240,001 - $250,000$250,001 -
$275,000$275,001 - $300,000$300,001 - $325,000$325,001 - $350,000$350,001 -
$375,000$375,001 - $400,000$400,001 - $425,000$425,001 - $450,000$450,001 -
$475,000$475,001 - $500,000$525,001 - $550,000$550,001 - $575,000$575,001 -
$600,000$600,001 - $625,000$625,001 - $650,000$650,001 - $675,000$675,001 -
$700,000$700,001 - $725,000$725,001 - $750,000$750,001 - $775,000$775,001 -
$800,000$800,001 - $825,000$825,001 - $850,000$850,001 - $875,000$875,001 -
$900,000$900,001 - $925,000$925,001 - $950,000$950,001 - $975,000$975,001 -
$1,000,000$1,000,001 - $1,100,000$1,100,001 - $1,200,000$1,200,001 -
$1,300,000$1,300,001 - $1,400,000$1,400,001 - $1,500,000$1,500,000+
Property Value * Select Less than $70,000$70,001 - $80,000$80,001 -
$90,000$90,001 - $100,000$100,001 - $110,000$110,001 - $120,000$120,001 -
$130,000$130,001 - $140,000$140,001 - $150,000$150,001 - $160,000$160,001 -
$170,000$170,001 - $180,000$180,001 - $190,000$190,001 - $200,000$200,001 -
$210,000$210,001 - $220,000$220,001 - $230,000$230,001 - $240,000$240,001 -
$250,000$250,001 - $275,000$275,001 - $300,000$300,001 - $325,000$325,001 -
$350,000$350,001 - $375,000$375,001 - $400,000$400,001 - $425,000$425,001 -
$450,000$450,001 - $475,000$475,001 - $500,000$525,001 - $550,000$550,001 -
$575,000$575,001 - $600,000$600,001 - $625,000$625,001 - $650,000$650,001 -
$675,000$675,001 - $700,000$700,001 - $725,000$725,001 - $750,000$750,001 -
$775,000$775,001 - $800,000$800,001 - $825,000$825,001 - $850,000$850,001 -
$875,000$875,001 - $900,000$900,001 - $925,000$925,001 - $950,000$950,001 -
$975,000$975,001 - $1,000,000$1,000,001 - $1,100,000$1,100,001 -
$1,200,000$1,200,001 - $1,300,000$1,300,001 - $1,400,000$1,400,001 -
$1,500,000$1,500,000+
Loan Type * Select Purchase LoanRefinance LoanDebt ConsolidationHome Equity
Credit History * Select ExcellentGoodFairPoor
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