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Text Content

 * Remortgage your home
 * First time buyer
 * Buying a home
 * Buy to Let

 * Sign in
 * Menu ☰

 * Mortgages
   View the range of mortgage types and find the right option for you
 * Fixed Rate Mortgages
 * Tracker Mortgages
 * Switch to a New Deal
 * Buy to Let Remortgages
 * More mortgages
 * Online Mortgage Finder
   Use our Mortgage Finder to see which deals you qualify for and see how much
   you could borrow.
 * Mortgage Best Buys
   Use our search to find the pick of the best mortgage deals.

 * Mortgage Guides
   Useful guides to help you understand the mortgage process.
 * How to get a mortgage
 * The cost of buying a house
 * How do I remortgage my home?
 * How do Buy to Let mortgages work?
 * Mortgage types explained
 * New build mortgages
 * Help to Buy
 * More guides

 * Calculators
   Practical gadgets to make the mortgage process easy.
 * How much can I borrow?
 * How much will it cost?
 * How much will it cost to stay on your current mortgage?
 * How much stamp duty will I pay?
 * How much can I borrow on a Buy-to-Let mortgage?
 * How much is my house worth?
 * More calculators

 * Life Insurance
   Protection for you and your family should the worst happen.
 * Conveyancing
   Expert legal help whether you are buying or remortgaging.

 * About Us
 * Our People
 * Awards
 * Reviews
 * Careers

 * Contact Us
 * News & Insight


FREE MORTGAGE ADVICE

Voted the UK's best mortgage broker
×

Like all other brokers, we receive a payment from the lender when the mortgage
completes. The difference is that unlike other mortgage brokers, we simply
choose not to charge our customers a fee on top of this.


Mortgages Protection

What do you want to do today?

 * Buy a property
 * Remortgage
 * Get a mortgage in principle
 * Learn about mortgages

Or call one of our expert advisers today on:
0808 292 9539


MORTGAGES

Whether you’re a first time buyer or switching to a better deal, find the best
mortgage or remortgage. We’ll compare over 90 lenders to find the best deal for
you from 1000s of mortgages. And we’ll do all the legwork to apply for your
mortgage - for free.


PROTECTION

Protect what matters most and get peace of mind that your family and lifestyle
is protected. We can help you with life insurance and serious illness policies
chosen to protect you, your family and your home - for free.


CONVEYANCING

Take advantage of L&C’s industry know how to get quality legal help for your
home purchase. We’ll guide you through your choices whether you need a
specialist in new build or just a quality professional to get your chain moving
- at a great price.

Our latest best buy mortgages
Latest mortgage best buys

Based on a mortgage of £125,000 at 50% LTV

Provider and detailsInitial rateOverall cost for comparison

4.24%
then 7.75% (variable)
6.6%
APRC
Learn more

4.28%
then 8.24% (variable)
7.0%
APRC
Learn more

4.30%
then 7.50% (variable)
6.5%
APRC
Learn more

Allied Irish Bank
4.24%
then 7.75% (variable)
6.6% APR
Overall cost for comparison
More
Natwest
4.28%
then 8.24% (variable)
7.0% APR
Overall cost for comparison
More
Santander
4.30%
then 7.50% (variable)
6.5% APR
Overall cost for comparison
More

See all remortgage best buys
Latest Buy to Let mortgage best buys

Based on a mortgage of £125,000 at 50% LTV

Provider and detailsInitial rateOverall cost for comparison

3.90%
then 7.50% (variable)
7.2%
APRC
Learn more

3.95%
then 7.50% (variable)
7.2%
APRC
Learn more

3.97%
then 9.69% (variable)
8.9%
APRC
Learn more

State Bank of India
3.90%
then 7.50% (variable)
7.2% APR
Overall cost for comparison
More
State Bank of India
3.95%
then 7.50% (variable)
7.2% APR
Overall cost for comparison
More
Virgin Money
3.97%
then 9.69% (variable)
8.9% APR
Overall cost for comparison
More

See all Buy to Let mortgage best buys


HOW CAN WE OFFER ALL THIS FOR FREE?

Like all other brokers, we receive a payment from the lender when the mortgage
completes. The difference is that unlike other mortgage brokers, we simply
choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact,
we've won over 150 industry awards for our services since 2002.

Excellent



4.67 Average

1465 Reviews


Read All Reviews



NET PROMOTER
SCORE

×

Net Promoter Score (NPS) is a gauge many businesses use to measure customer
satisfaction.

A Net Promoter Score greater than +50 for the banking / finance industry would
be considered excellent * so we're really proud of our score.

* Source Satmetrix 2019

as at 31/12/2023

82

MRS S J, BATH

A fantastic service - truly outstanding I only wish I had discovered L & C
earlier. Keep up the great se... Read more




HANDY TOOLS AND CALCULATORS

Practical gadgets to help keep things simple
Should I change mortgage provider?
If your initial deal has ended, or is about to, find out how much you could save
with our remortgage calculator.
Am I paying extra?

How much can I borrow?
It’s quick and easy to find out what size mortgage you could get based on your
income, with our mortgage affordability calculator.
How much can I borrow?

How much will my mortgage payments be?
Find out what your mortgage is going to cost each month with our mortgage
repayment calculator.
Calculate mortgage payments

See all mortgage calculators
News & Views

What is going on in the world of mortgages?

UK inflation falls to lowest level since 2021
The UK rate of inflation fell to 3.2% in March, down from 3.4% in February, and
reaching its lowest level since September 2021. ...
April 17, 2024

Yorkshire launches £5k deposit mortgage for first-time buyers
Yorkshire Building Society has launched a new first-time buyer mortgage designed
to help those who can only afford to put down a small deposit. ...
April 16, 2024

Nearly half of landlords due to remortgage in 2024
Nearly half of landlords are due to remortgage this year, according to research,
with current competitive mortgage rates meaning it could make sense to secure
your next deal sooner rather than later. ...
April 11, 2024

House prices edge lower in March
House prices were down 1% in March compared to February, according to Halifax’s
latest House Price Index, the first time they’ve fallen for six months. ...
April 09, 2024

See all news & insight
Remortgage deals
First time buyer deals
Moving home deals
Buy to Let deals
Think carefully before securing other debts against your home. Your home or
property may be repossessed if you do not keep up repayments on your mortgage.
We're here to offer our customers excellent fee free mortgage advice. Our expert
advisers will help you secure the best mortgage deal whether you're a first time
buyer, remortgaging your home, buying to let or moving up the property ladder.
We'll help you throughout the mortgage process – no hidden costs or surprises,
just straightforward, honest, mortgage advice.
Representative example A mortgage of £218,181 payable over 24 years, initially
on a fixed rate until 31/07/26 at 4.71% and then on a variable rate of 6.99% for
the remaining 22 years would require 27 payments of £1,266.09 followed by 261
payments of £1,541.62. The total amount payable would be £437,546 made up of the
loan amount plus interest (£218,366) and fees (£999). The overall cost for
comparison is 6.7% APRC representative.

London & Country Mortgages Ltd, Unit 26 (2.06), Newark Works, 2 Foundry Lane,
Bath, BA2 3GZ is a company limited by shares. Our Companies House number is
1988608. We are also authorised and regulated by the Financial Conduct
Authority. Our FCA number is 143002. The FCA does not regulate most Buy to Let
mortgages.
© 2024 London & Country. All rights reserved.
Sitemap | Privacy Statement | Terms of business | Keyfacts | Modern slavery
policy | Gender pay gap report | Supporting our customers | How to complain |
Complaints data
Our dedication to providing our customers with a first class mortgage service
has helped us win over 150 awards since 2002, more than any other mortgage
broker. In fact we’ve won the most prestigious awards in our industry on
numerous occasions. You can see them all in our awards gallery.

We’re proud to support Winston’s Wish, the UK's leading childhood bereavement
charity. Every year Winston’s Wish need to raise over £2.4million to provide
practical help and support to children suffering the loss of a parent or
sibling. For more information visit the Winston's Wish website and Twitter
 * Sign in
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 * Remortgage your home
    * The basics
    * Guides
    * Compare Remortgages
    * Calculators

 * First time buyer
    * The basics
    * Guides
    * Best buys
    * Calculators

 * Buying a home
    * The basics
    * Guides
    * Best buys
    * Calculators

 * Buy to Let
    * The basics
    * Guides
    * Best buys
    * Calculators

 * Mortgages
 * Online Mortgage Finder
 * Mortgage Best Buys
 * All Mortgage Guides
 * All Mortgage Calculators

 * About Us
 * Our People
 * Careers
 * Contact Us
 * News & Insight

Other services
 * Life Insurance
 * Conveyancing


×
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advisers now
call free from mobile or landline
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WE'D LIKE TO STAY IN TOUCH

Let us do the hard work for you. We'll keep an eye on the latest mortgage rates,
offers & related services so you're always up to speed. We'll only do this if
you want us to and by the methods you choose below. Don't worry, you can
unsubscribe or change your preferences at any time and you will only get our
messages. Read our privacy policy here.
Email
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Post
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