www2.deloitte.com Open in urlscan Pro
2600:1400:d:487::1e62  Public Scan

Submitted URL: http://w1.msscnw.com/prod/6f82035f-36b2-411b-932e-bf4ffca0a7d6/df7340c0-c060-4060-8898-feff46353c67/
Effective URL: https://www2.deloitte.com/uk/en/insights/focus/signals-for-strategists/cognitive-enterprise-robotic-process-automation.html
Submission: On December 19 via manual from CA — Scanned from CA

Form analysis 3 forms found in the DOM

<form id="internalSearchForm" role="search" class="ng-pristine ng-valid">
  <input type="text" class="gsc-input subnav-search-input black-placehodler" name="qr" title="search" id="internalSearchInput" enableorderby="true" placeholder="Search" autocomplete="off" x-webkit-speech="">
  <ul class="dropdown-menu"></ul>
  <a title="Search" href="" class="input-search-link subnav-icon-search"><i class="icon-search"></i></a>
</form>

<form class="gigya-login-form myD-login-form ng-pristine ng-valid" id="gigya-login-form">
  <div class="gigya-layout-row with-divider">
    <div class="gigya-layout-cell responsive with-site-login myD-signin-form-fields">
      <div class="gigya-composite-control gigya-composite-control-textbox form-field">
        <input type="text" class="gigya-input-text valid-email-text" name="loginID" id="loginID" onblur="dissologin(this);" tabindex="0" aria-label="Email" gigya-expression:data-gigya-placeholder="screenset.translations["
          loginid_1311311543682226_placeholder="" gigya-expression:aria-label="screenset.translations[" required="required">
        <label class="form-field__label" for="loginID"> Email*</label><i class="bar"></i>
        <span class="gigya-error-msg" data-bound-to="loginID"></span>
        <span class="sso-warning-msg" style="display: none;"></span>
        <span class="valid-inputs-Email" style="display:none;">Invalid special characters found</span>&nbsp;
      </div>
      <div class="gigya-composite-control gigya-composite-control-password form-field">
        <input type="password" name="password" id="password" class="gigya-input-password" tabindex="0" aria-label="Password" gigya-expression:data-gigya-placeholder="screenset.translations[" password_132128826476804690_placeholder=""
          gigya-expression:aria-label="screenset.translations[" required="required">
        <label class="form-field__label" for="password"> Password*</label><i class="bar"></i>
        <span class="gigya-error-msg" data-bound-to="password"></span>
      </div>
      <div class="gigya-layout-row myD-stay-signin-check">
        <div class="gigya-layout-cell">
          <div class="gigya-composite-control gigya-composite-control-checkbox gigya-keep-me-logged-in stay-signin-checkbox__disabled checkbox">
            <label class="gigya-label" for="gigya-checkbox-remember">
              <input type="checkbox" name="remember" id="gigya-checkbox-remember" class="gigya-input-checkbox" tabindex="0" disabled="disabled">
              <i class="helper"></i>
              <span class="gigya-label-text gigya-checkbox-text" data-translation-key="CHECKBOX_76374189532411820_LABEL">Keep me logged in</span>
            </label>
          </div>
        </div>
        <div class="gigya-layout-cell myD-forgotpass">
          <a href="https://my.deloitte.com/?site=insights-uk-en&amp;showForgotPassword=true" target="_blank" class="myD-forgotpass__link">Forgot password</a>
        </div>
      </div>
      <div class="myD-cookie-setting-link">
        <p>To stay logged in, <a class="optanon-show-settings" href="#">change your functional cookie settings.</a></p>
      </div>
      <div class="gigya-composite-control gigya-composite-control-submit">
        <input type="submit" class="gigya-input-submit" tabindex="0" gigya-expression:value="screenset.translations[" submit_142674579108303380_value="" value="Log in">
      </div>
      <div class="gigya-error-display gigya-composite-control gigya-composite-control-form-error" data-bound-to="gigya-login-form">
        <div class="gigya-error-msg gigya-form-error-msg" data-bound-to="gigya-login-form">
        </div>
      </div>
    </div>
    <div class="gigya-clear">
    </div>
  </div>
  <div class="gigya-layout-cell responsive with-divider myD-signin-form-divider">
    <p class="myD-signin-form-divider__label">OR</p>
  </div>
  <p style="display: none;" class="social-icons-msg">Social login not available on Microsoft Edge browser at this time.</p>
  <div class="gigya-layout-cell responsive with-social-login myD-signin-social">
    <div class="">
      <div class="gigya-composite-control gigya-composite-control-social-login">
        <div class="gigya-social-login">
          <param name="tabIndex" value="0">
          <param name="version" value="2">
          <param name="width" value="450" gigya-conditional:value="screenset.width < 430?100%">
          <param name="height" value="50">
          <param name="enabledProviders" value="linkedin,twitter,facebook,googleplus,apple">
          <param name="loginMode" value="standard">
          <param name="buttonsStyle" value="fullLogoColored">
          <param name="pagingButtonStyle" value="floating" gigya-conditional:value="screenset.width < 430?auto:">
          <param name="buttonSize" value="30">
          <param name="columns" gigya-conditional:value="screenset.width < 430?2:">
          <param name="showWhatsThis" value="false">
          <param name="showTermsLink" value="false">
          <param name="hideGigyaLink" value="true">
          <param name="_pluginCenterFix" value="true">
        </div>
      </div>
    </div>
  </div>
  <div class="gigya-clear">
  </div>
</form>

<form class="gigya-link-accounts-form ng-pristine ng-valid" id="gigya-link-accounts-form">
  <div class="info">
    <div class="gigya-layout-row section-info">
      <div class="section-info-icon">
        <span class="icon-myDeloitte-circle icon-quick-link icon-myDeloitte-circle--green"></span>
      </div>
      <div class="section-info-content">
        <p class="primary-desc"><strong>Connect Accounts</strong></p>
        <p class="secondary-desc">Connect your social accounts</p>
      </div>
    </div>
  </div>
  <!-- social login -->
  <div class="gigya-layout-row">
    <div class="with-social-login responsive" style="width: 100%">
      <div class="gigya-container gigya-visible-when" data-login-identities="site-only">
        <h4 class="link-accounts-main-header" data-wizard-text-bold="bold" data-translation-key="HEADER_66766754253798720_LABEL">This is the first time you have logged in with a social network.</h4>
      </div>
      <div class="gigya-container gigya-visible-when" data-login-identities="social">
        <h4 class="link-accounts-main-header" data-wizard-text-bold="bold" data-translation-key="HEADER_88485663979193280_LABEL">You have previously logged in with a different account. To link your accounts, please re-authenticate.</h4>
      </div>
      <div class="gigya-container gigya-visible-when" data-login-identities="site-and-social">
        <h4 data-translation-key="HEADER_52718613360185736_LABEL">Log in with an existing social network:</h4>
      </div>
      <div class="gigya-container gigya-visible-when" data-login-identities="social-only">
        <h4 class="gigya-composite-control gigya-composite-control-header social-login-title" data-translation-key="HEADER_89162232959083470_LABEL">To connect with your existing account, please enter your password:</h4>
      </div>
      <div class="gigya-container gigya-visible-when" data-login-identities="social">
        <div class="gigya-composite-control gigya-composite-control-social-login">
          <div class="gigya-social-login">
            <param name="tabIndex" value="0">
            <param name="version" value="2">
            <param name="width" value="450" gigya-conditional:value="screenset.width < 430?100%">
            <param name="height" value="50">
            <param name="enabledProviders" value="linkedin,facebook,twitter,googleplus,apple">
            <param name="buttonsStyle" value="fullLogoColored">
            <param name="pagingButtonStyle" value="floating" gigya-conditional:value="screenset.width < 430?auto:">
            <param name="buttonSize" value="45">
            <param name="columns" gigya-conditional:value="screenset.width < 430?2:">
            <param name="showWhatsThis" value="false">
            <param name="showTermsLink" value="false">
            <param name="hideGigyaLink" value="true">
            <param name="_pluginCenterFix" value="true">
            <param name="loginMode" value="link">
          </div>
        </div>
      </div>
    </div>
  </div>
  <!-- divider -->
  <div class="gigya-layout-row">
    <div class="responsive with-divider">
      <div class="gigya-container gigya-visible-when myD-register-form-divider" data-login-identities="site-and-social" style="margin-bottom: 40px;">
        <p class="myD-register-form-divider__label">OR</p>
      </div>
    </div>
  </div>
  <!-- site login -->
  <div class="gigya-layout-row">
    <div class="with-site-login responsive">
      <div class="gigya-layout-row">
        <div class="gigya-container gigya-visible-when" data-login-identities="site-and-social">
          <h4 data-translation-key="HEADER_119803489452460820_LABEL">Log in with an existing site account:</h4>
        </div>
        <div class="gigya-container gigya-visible-when" data-login-identities="site-only">
          <h4 data-translation-key="HEADER_145260704159400830_LABEL">To connect with your existing account, please enter your password:</h4>
        </div>
        <div class="gigya-container gigya-visible-when" data-login-identities="site">
          <div class="gigya-composite-control gigya-composite-control-textbox form-field">
            <input type="text" name="loginID" class="gigya-input-text" disabled="disabled" gigya-expression:data-gigya-placeholder="screenset.translations['TEXTBOX_9521252200460624_PLACEHOLDER']"
              gigya-expression:aria-label="screenset.translations['TEXTBOX_9521252200460624_PLACEHOLDER']">
            <label class="form-field__label">Email</label>
            <i class="bar"></i>
            <span class="gigya-error-msg" data-bound-to="loginID"></span>
          </div>
        </div>
        <div class="gigya-container gigya-visible-when" data-login-identities="site" style="padding-top: 1px;">
          <div class="gigya-composite-control gigya-composite-control-password form-field">
            <input type="password" autocomplete="off" name="password" class="gigya-input-password" gigya-expression:data-gigya-placeholder="screenset.translations['PASSWORD_112529999536342910_PLACEHOLDER']"
              gigya-expression:aria-label="screenset.translations['PASSWORD_112529999536342910_PLACEHOLDER']">
            <label class="form-field__label">Password*</label>
            <i class="bar"></i>
            <span class="gigya-error-msg" data-bound-to="password"></span>
          </div>
          <a href="https://my.deloitte.com/?site=insights-&amp;showForgotPassword=true" target="_blank" class="myD-forgotpass__link">Forgot password</a>
        </div>
        <div class="gigya-container gigya-visible-when" data-login-identities="site">
          <div class="gigya-composite-control gigya-composite-control-submit">
            <input type="submit" class="gigya-input-submit" gigya-expression:value="screenset.translations['SUBMIT_36585504925953250_VALUE']" value="Submit">
          </div>
        </div>
        <div class="gigya-error-display gigya-composite-control gigya-composite-control-form-error" data-bound-to="gigya-link-accounts-form">
          <div class="gigya-error-msg gigya-form-error-msg" data-bound-to="gigya-link-accounts-form"></div>
        </div>
      </div>
      <div class="gigya-clear"></div>
    </div>
  </div>
</form>

Text Content

VIEWING OFFLINE CONTENT

Limited functionality available

Dismiss
 * Services
   
   HIGHLIGHTS
   
    * Major Programmes
      
      Connecting people and technology to anticipate and respond to
      ever-changing conditions, and solve for society’s greatest challenges.
   
    * Deloitte Ventures
      
      Connecting our clients to emerging start-ups, leading technology players
      and a whole raft of new Deloitte talent.
   
    * Towards net zero together
      
      Discover the people leading the change and what could be possible for your
      business.
   
    * AUDIT & ASSURANCE
      
      * Audit
      * Audit - IASPlus
      * Assurance
   
    * CONSULTING
      
      * Core Business Operations
      * Customer and Marketing
      * Enterprise Technology & Performance
      * Human Capital
      * Strategy, Analytics and M&A
   
    * FINANCIAL ADVISORY
      
      * Mergers & Acquisitions
      * Performance Improvement
   
    * LEGAL
   
    * DELOITTE PRIVATE
      
      * Family Enterprises
      * Private Equity
      * High Growth
   
    * RISK ADVISORY
      
      * Accounting and Internal Controls
      * Cyber and Strategic Risk
      * Regulatory and Legal
   
    * TAX
      
      * Global Business Tax Services
      * Indirect Tax
      * Global Employer Services
   
    * 
   
    * 
   
   
 * Industries
   
   HIGHLIGHTS
   
    * Ecosystems & Alliances
      
      An engine to embrace and harness disruptive change
   
    * Our BrightStart Higher Apprenticeship
      
      Watch our people's stories
   
    * Resilience Reimagined
      
      Resilient organisations thrive before, during and after adversity. How
      will you become more resilient?
   
    * CONSUMER
      
      * Automotive
      * Consumer Products
      * Retail, Wholesale & Distribution
      * Transportation, Hospitality & Services
   
    * ENERGY, RESOURCES & INDUSTRIALS
      
      * Industrial Products & Construction
      * Mining & Metals
      * Oil, Gas & Chemicals
      * Power, Utilities & Renewables
      * Future of Energy
   
    * FINANCIAL SERVICES
      
      * Banking
      * Capital Markets
      * Insurance
      * Investment Management
      * Real Estate
      * FinTech & Alternative Finance
   
    * GOVERNMENT & PUBLIC SERVICES
      
      * Health & Social Care
      * Defence, Security & Justice
      * Civil Government
      * Transport
      * International Donor Organisations
   
    * LIFE SCIENCES & HEALTH CARE
      
      * Health Care
      * Life Sciences
   
    * TECHNOLOGY, MEDIA & TELECOMMUNICATIONS
      
      * Telecommunications, Media & Entertainment
      * Technology
   
   
 * Insights
   
   HIGHLIGHTS
   
    * Deloitte Insights Magazine
      
      Explore the latest issue now
   
    * Deloitte Insights app
      
      Go straight to smart with daily updates on your mobile device
   
    * Weekly economic update
      
      See what's happening this week and the impact on your business
   
    * STRATEGY
      
      * Business Strategy & Growth
      * Digital Transformation
      * Governance & Board
      * Innovation
      * Marketing & Sales
      * Private Enterprise
   
    * ECONOMY & SOCIETY
      
      * Economy
      * Environmental, Social, & Governance
      * Health Equity
      * Trust
      * Mobility
   
    * ORGANIZATION
      
      * Operations
      * Finance & Tax
      * Risk & Regulation
      * Supply Chain
      * Smart Manufacturing
   
    * PEOPLE
      
      * Leadership
      * Talent & Work
      * Diversity, Equity, & Inclusion
   
    * TECHNOLOGY
      
      * Data & Analytics
      * Emerging Technologies
      * Technology Management
   
    * INDUSTRIES
      
      * Consumer
      * Energy, Resources, & Industrials
      * Financial Services
      * Government & Public Services
      * Life Sciences & Health Care
      * Technology, Media, & Telecommunications
   
    * SPOTLIGHT
      
      * Deloitte Insights Magazine
      * Press Room Podcasts
      * Weekly Economic Update
      * COVID-19
      * Resilience
   
    * 
   
    * 
   
   
 * Careers
   
   HIGHLIGHTS
   
    * Our Locations
      
      Find out more about our locations and what it's like to work across all
      our offices within the UK
   
    * Return to Work
      
      Discover our supported hiring opportunities
   
    * Women in Technology
      
      At Deloitte we believe in diversity in all its forms
   
    * CAREERS HOME
   
    * LIFE AT DELOITTE
   
    * PROFESSIONAL CAREERS
   
    * EARLY CAREERS APPLICATION
      
      * Assessment Process
      * Frequently Asked Questions
      * Key Updates & Help
      * Learning & Development
      * Requirements
      * Student & Graduate Events
   
    * EARLY CAREERS PROGRAMMES
      
      * Career Shapers
      * Entry Level Apprenticeship
      * BrightStart Higher Apprenticeship
      * Spring into Deloitte
      * Summer Vacation Scheme
      * Industrial Placements
      * Graduate Programme
   
    * EARLY CAREERS PATHS
      
      * Audit & Assurance
      * Business & Financial Advisory
      * Consulting
      * Cyber
      * Governance, Risk & Regulation
      * Human Capital & Actuarial
      * Legal
      * Real Estate
      * Tax Consulting
      * Technology
   
   
 * UK-EN Location: United Kingdom-English  


All resultsProfilesEventsArticlesTopicsSolutions All results


Open in new window
 * 
 * UK-EN Location: United Kingdom-English  
   
 * 
 * * Dashboard
   * Saved Items
   * Content feed
   * Profile/Interests
   * Account settings
   * Log out
   

×


WELCOME BACK


Still not a member? Join My Deloitte


ROBOTIC PROCESS AUTOMATION

by David Schatsky, Craig Muraskin
 * Save for later
 * Download
 * Share
   Share on Facebook Share on Twitter Share on Linkedin Share by email


 * Strategy
   Strategy
   Strategy
    * Business Strategy & Growth
    * Digital Transformation
    * Governance & Board
    * Innovation
    * Marketing & Sales
    * Private Enterprise

 * Economy & Society
   Economy & Society
   Economy & Society
    * Economy
    * Environmental, Social, & Governance
    * Health Equity
    * Trust
    * Mobility

 * Organization
   Organization
   Organization
    * Operations
    * Finance & Tax
    * Risk & Regulation
    * Supply Chain
    * Smart Manufacturing

 * People
   People
   People
    * Leadership
    * Talent & Work
    * Diversity, Equity, & Inclusion

 * Technology
   Technology
   Technology
    * Data & Analytics
    * Emerging Technologies
    * Technology Management

 * Industries
   Industries
   Industries
    * Consumer
    * Energy, Resources, & Industrials
    * Financial Services
    * Government & Public Services
    * Life Sciences & Health Care
    * Tech, Media, & Telecom

 * Spotlight
   Spotlight
   Spotlight
    * Deloitte Insights Magazine
    * Press Room Podcasts
    * Weekly Economic Update
    * COVID-19
    * Resilience

 * 


 * UK-EN Location: United Kingdom-English  

Article 14 September 2016


ROBOTIC PROCESS AUTOMATION A PATH TO THE COGNITIVE ENTERPRISE

14 September 2016
 * David Schatsky United States
 * Craig Muraskin United States


 * Save for later
 * Download
 * Share
   Share on Facebook Share on Twitter Share on Linkedin Share by email

 * 
 * Signals
 * A quest for cost savings, scale, and speed
 * Cognitive technologies extending RPA’s reach
 * RPA vendors embracing cognitive
 * Implications
 * RPA on the path to the cognitive enterprise
 * Deloitte Services

Bots can automate routine tasks and eliminate inefficiency, but what about
higher-order work requiring judgment and perception? Developers are
incorporating cognitive technologies, including machine learning and speech
recognition, into robotic process automation—and giving bots new power.

COMPANIES are increasingly using software robots to perform routine business
processes by mimicking the ways in which people interact with software
applications. And the rapidly growing market for robot process automation (RPA)
is already showing signs of an important emerging trend: Enterprises are
beginning to employ RPA together with cognitive technologies such as speech
recognition, natural language processing, and machine learning to automate
perceptual and judgment-based tasks once reserved for humans. The integration of
cognitive technologies and RPA is extending automation to new areas and can help
companies become more efficient and agile as they move down the path of becoming
fully digital businesses.


SIGNALS

 * Leading RPA vendors are incorporating cognitive technologies such as natural
   language processing, machine learning into their offerings1
 * Large RPA providers are partnering with vendors of cognitive technologies;
   for example, Blue Prism and IBM Watson have partnered to bring cognitive
   capabilities to clients2
 * Enterprises across industries such as banking, insurance, and transportation
   have deployed RPA with cognitive technologies to automate routine business
   processes such as fulfilling purchase orders and new hire onboarding3
 * Analyst firm Forrester suggests that a best practice for installing RPA is to
   “design the system to potentially link with cognitive platforms.”4


A QUEST FOR COST SAVINGS, SCALE, AND SPEED

RPA software automates repetitive, rules-based processes usually performed by
people sitting in front of computers. By interacting with applications just as a
human would, software robots can open email attachments, complete e-forms,
record and re-key data, and perform other tasks that mimic human action. Robots
can be seen as a virtual workforce assigned to middle- and back-office
processing centers. There are also applications for which software assists
front-office staff—for instance, prompting contact center agents during customer
interactions and automatically capturing call close notes, a mode known as
“attended automation.”5

The emerging trend we are highlighting here is the growing use of cognitive
technologies in conjunction with RPA. But before describing that trend, let’s
take a closer look at these software robots, or bots.

RPA’s potential benefits are manifold. They can include reducing costs (by
cutting staff), lowering error rates, improving service, reducing turnaround
time, increasing the scalability of operations, and improving compliance. For
instance, a large consumer and commercial bank redesigned its claims process and
deployed 85 software robots, or bots, running 13 processes, handling 1.5 million
requests per year. As a result, the bank was able to add capacity equivalent to
around 230 full-time employees at approximately 30 percent of the cost of
recruiting more staff. Additionally, the bank recorded a 27 percent increase in
tasks performed “right first time.”6

Beyond automating existing processes, companies are using bots to implement new
processes that would otherwise be impractical. For instance, UK retailer group
Shop Direct used RPA to identify flood-affected customers and automatically
remove late payment charges from their accounts.7 Financial services providers
have also used such “one-off” RPA implementations to comply with regulatory
requirements in areas such as remediation processing, monitoring, and reporting.

Figure 1 depicts a typical back-office process before and after implementing
RPA.8




FIGURE 1. MANUAL VS. RPA



LINK TO FIGURE



EMBED FIGURE



RPA tools interact with existing legacy systems at the presentation layer, with
each bot assigned a login ID and password enabling it to work alongside human
operations employees. Business analysts can work with business operations
specialists to “train” and to configure the software. Because of its
non-invasive nature, the software can be deployed without programming or
disruption of the core technology platform.

A proof-of-concept RPA project may take as little as two weeks; a pilot could be
up and running within four to eight weeks, depending on scope and complexity.9
But the real effort of installing and integrating bots varies according to a
company’s specific circumstances. Where little data is available in digital
form, or where processes are dominated by special cases and exceptions, the
effort could be greater. Some RPA efforts quickly lead to the realization that
automating existing processes is undesirable and that designing better processes
is warranted before automating those processes.

It is worth noting that RPA’s ability to wring substantial process improvements
from legacy systems, often at relatively low cost, can undermine the business
case for large-scale replacement of systems or enterprise application
integration initiatives.

While the RPA market today is still small, the technology is gaining traction as
a cost-effective alternative to traditional systems integration and is projected
to become a $5 billion market globally by 2020, with a CAGR of over 60
percent.10 According to one analysis, as many as a third of global enterprises
are actively using bots within their IT and finance and accounting processes,
with about a quarter adopting RPA within procurement and HR processes.11 Some
enterprises are deploying this software at scale, automating dozens of processes
with hundreds of bots, setting up robotic centers of excellence, and appointing
a senior executive as “head of robotic automation.”


COGNITIVE TECHNOLOGIES EXTENDING RPA’S REACH

Bots can perform only tasks with clear-cut rules. This means that processes that
require human judgment within complex scenarios—for example, complex claims
processing—cannot be automated through RPA alone. One RPA vendor reports that
even its most mature clients automate at most 50 percent of back-office
processes, and the majority of clients automate far fewer.12 This is why some
enterprises consider RPA to be part of an “integrated workforce” in which bots
work alongside people, taking on relatively simple activities so that people can
focus on those complex exceptions. But the line between what humans and
computers can do is shifting.

The integration of cognitive technologies with RPA makes it possible to extend
automation to processes that require perception or judgment. With the addition
of natural language processing, chat-bot technology, speech recognition, and
computer vision technology, for instance, bots can extract and structure
information from speech audio, text, or images and pass that structured
information to the next step of the process. Another example: Machine learning
can identify patterns and make predictions about process outcomes, helping RPA
prioritize actions.

Cognitive RPA has the potential to go beyond basic automation to deliver
business outcomes such as greater customer satisfaction, lower churn, and
increased revenues.

Figure 2 illustrates how RPA and a cognitive tool might work in tandem to
produce end-to-end automation of the process shown in figure 1 above.




FIGURE 2. RPA WITH COGNITIVE TECHNOLOGY



LINK TO FIGURE



EMBED FIGURE



Illustrating the benefits of cognitive RPA, a leading global bank used cognitive
RPA to automate 57 percent of its payments work in the highly regulated area of
foreign trade finance. Challenges of automating this process end-to-end included
the need to work with: highly unstructured data such as invoices, bills,
declarations, certificates, and letters; a high daily volume of transactions
requiring same-day processing; complex business processes; and the need to
interface with multiple core systems. The solution combined traditional RPA
techniques with a host of cognitive technologies to automate most steps in the
process, reducing the number of full-time staff required to perform the process
from 110 to 47.13

Other examples of cognitive RPA are appearing in a number of industries:

 * Virgin Trains has deployed cognitive RPA to automatically refund customers
   for late running trains. As customer emails arrive, a natural language
   processing tool reads, understands meaning and sentiment, categorizes, and
   then recognizes key information in the text to service the customer quickly
   and cleanly.14 From discerning the customer’s complaint with cognitive
   computing to actively issuing the refund with software bots, the entire
   process has been automated. The cognitive automation solution has reduced
   daily processing time and manual labor involved in dealing with customer
   emails by 85 percent.15
 * A US bank turned to cognitive RPA to automate its billing system and thereby
   eliminate revenue leakage due to mismatches between rate cards and client
   invoices. Among a number of challenges for traditional bots, client invoices
   and contracts were in paper form or PDFs and in multiple languages, and
   reconciliation between paper documents was manual-intensive and prone to
   error. The bank utilized natural language processing techniques to scan fee
   schedules and invoices and translated process requirements into an automated,
   executable business process workflow, identifying billing opportunities and
   breaks. As a result, managers uncovered revenue leakage of 9–10 percent; they
   recovered 3–4 percent.16
 * A global information services firm has deployed a cognitive automation
   platform to automatically handle its 7 million annual faxes from clients. The
   platform’s OCR process structures data by converting the document images into
   machine-readable text. Subsequently, the system uses user-defined rules and
   machine learning capabilities to extract the data and categorize the faxes
   accordingly.17


RPA VENDORS EMBRACING COGNITIVE

To extend the field of application of RPA tools, leading vendors are investing
in cognitive technologies such as machine learning, speech recognition, and
natural language processing.18 For example, RPA developer Automation Anywhere
has developed computer vision technologies and machine learning capabilities
in-house. In loan processing, the company has used natural language processing
techniques to extract sentiment from supporting documentation in order to
establish loan applicants’ creditworthiness.19 UiPath says it is working with
cognitive technology tools from third parties, including open-source machine
learning libraries,20 to craft point solutions for clients.21 Blue Prism’s
cognitive strategy centers on partnering with cognitive technology specialists.
The company has announced a partnership with IBM Watson, with the goal of
integrating cognitive technologies into process flows.22

While many large enterprise software vendors have begun to incorporate cognitive
technologies into their products,23 and applications of machine learning that
provide greater insight to organizations are proliferating, we believe that
enterprises have been relatively slow to implement cognitive process automation
applications.24 This is because architecting and building custom solutions based
on cognitive technologies can be complex, and the required skills scarce. The
growing RPA market is likely to increase the pace at which cognitive automation
takes hold, as enterprises expand their robotics activity from RPA to
complementary cognitive technologies.

Deploying cognitive tools via bots can be faster, easier, and cheaper than
building dedicated platforms. By “plugging” cognitive tools into RPA,
enterprises can leverage cognitive technologies without IT infrastructure
investments or large-scale process re-engineering. Therefore, businesses that
have deployed RPA may be more likely to find valuable applications for cognitive
technologies than those that have not.


IMPLICATIONS

The potential benefits of deploying cognitive technologies through RPA
frameworks include faster implementation with less effort and more rapid ROI
than either in-house development or platform investments could deliver. Many
considerations emerge:

Look beyond basic bots. When implementing RPA, consider potential for cognitive
enhancements. Cognitive RPA can not only enhance back-office automation but
extend the scope of automation possibilities.

Review talent models. Enterprises that deploy RPA tend to focus on opportunities
to eliminate jobs. But they may also gain the capacity to scale their operations
and more fluidly handle demand spikes. The use of cognitive RPA may present
opportunities to redesign jobs and reassign people to higher-value roles,
including customer-facing and problem-solving functions.25

Business process outsourcing providers face an opportunity and a threat. The
stakes are high for BPO players. Given that a software robot can cost as little
as one-third the price of an offshore FTE, RPA offers an alternative to some BPO
relationships. Potentially, bots can automate as much as 40 percent of BPO human
labor,26 with cognitive technologies taking that figure even higher. Companies
that offer BPO services are responding to the threat of automation by building
out cognitive RPA capabilities themselves or partnering with vendors.27


RPA ON THE PATH TO THE COGNITIVE ENTERPRISE

Many organizations are just beginning to explore the use of robotic process
automation. As they do so, they would benefit from taking a strategic
perspective. Bots can do much more than automate routine process steps. RPA can
be a pillar of efforts to digitize businesses and to tap into the power of
cognitive technologies.

Deloitte provides Robotic and Cognitive Automation (RCA) services to help our
clients address their strategic and critical operational challenges. We help
clients in a number of ways, ranging from shaping automation strategies and
identifying key opportunities to designing and implementing robotic and
cognitive enabled business operations and processes at scale, as well as
providing robust automated managed services. Our approach places business
outcomes and successful workforce integration of these RCA technologies at the
heart of what we do, driven heavily by our deep industry and functional
knowledge. Our thought leadership and strong relationships with both established
and emerging tool vendors enables us and our clients to stay at the leading edge
of this new frontier.

Our global Deloitte firm has a large and growing capability, with a range of
thought leaders. For more information within the United States, please contact
Peter Lowes at plowes@deloitte.com. For more information within the UK and
Europe, please contact John Middlemiss at jmiddlemiss@deloitte.co.uk.




CREDITS

Written By: David Schatsky, Craig Muraskin

ACKNOWLEDGEMENTS

The authors would like to acknowledge the contributions of Peter Gratzke, Ragu
Gurumurthy, and Brett Halperin of Deloitte LLP; Shruthi Chakravarthy, Andres
Herrera, Sarah Hughes, Frank Kaiser, David Kuder, Peter Lowes, Sridhar Rajan,
Rajiv Shah, Matt Soderberg, and Alina Tousain of Deloitte Consulting LLP; Yang
Chu of Deloitte & Touche LLP; John Middlemiss and David Wright of Deloitte MCS
Limited; Vaishali Kasture and Ravi Mehta of Deloitte Touche Tohmatsu India LLP;
Ambikey Sanjay of Deloitte Services India Pvt. Ltd.; Tom Davenport of Babson
College; Mary Lacity of the University of Missouri–St. Louis; Tom Reuner of
Horses for Sources; Alex Lyashok of WorkFusion; Alex Bentley, Mary-Beth
Provencal, and Kevin Whittingham of Blue Prism; and Guy Kirkwood of UiPath.

ENDNOTES

 1.  Vendor interviews. View in article

 2.  Blue Prism, “Partners,” www.blueprism.com/partners, accessed August 17,
     2016. View in article

 3.  Deployments of which Deloitte is aware. View in article

 4.  Craig Le Clair et al., Digitalization leaders share robotic process
     automation best practices, Forrester, May 2, 2016,
     www.forrester.com/report/Digitization+Leaders+Share+Robotic+Process+Automation+Best+Practic
     es/-/E-RES134021. View in article

 5.  NICE, “Robotic Process Automation,”
     www.nice.com/engage/back-office-performance/robotic-automation, accessed
     August 29, 2016. View in article

 6.  Deployments of which Deloitte is aware. View in article

 7.  Interview with Mary Lacity, Curator’s Distinguished Professor at University
     of Missouri St. Louis. View in article

 8.  Adapted from Automation Anywhere, “Picture-perfect purchase order
     fulfillment: A human-robot partnership story,” 2016,
     www.automationanywhere.com/images/casestudy/Genpact_picture_perfect.pdf.
     View in article

 9.  Deloitte analysis. View in article

 10. Transparency Market Research, IT Robotic Automation Market (RPA Tools and
     RPA Services)—Global Industry Analysis, Size, Share, Growth, Trends and
     Forecast 2014–2020, March 18, 2015,
     www.transparencymarketresearch.com/it-robotic-automation-market.html. View
     in article

 11. Phil Fersht, “Robotic process automation has now penetrated a third of
     enterprises. Time to advance the conversation . . .”, Horses for Sources,
     May 30, 2016,
     www.horsesforsources.com/rpa-one-third-enterprise-penetration_052916. View
     in article

 12. Vendor interview. View in article

 13. Vendor presentation. View in article

 14. Aecus Innovation Awards 2015, “Customer service improvement with AI,” May
     2015,
     www.aecus.com/wp-content/uploads/2015/05/Celaton-Virgin-Trains-Customer-Service-Improvement-with-AI.pdf.
     View in article

 15. AI Business, “Using artificial intelligence to streamline customer services
     for train operating companies,” November 5, 2015,
     http://aibusiness.org/using-artificial-intelligence-to-streamline-customer-services-for-train-operating-companies.
     View in article

 16. Deployments of which Deloitte is aware. View in article

 17. Adam Devine, “Automation’s one-two punch,” WorkFusion, December 3, 2015,
     www.irpanetwork.com/AI2015-recap-NY/resources/TrueEnterpriseAutomation_WorkFusion%20IRPA%20NYC%20120315.pdf.
     View in article

 18. Peter Lowes, Frank R.S. Cannata, Subodh Chitre, and Jason Barkham, Automate
     this: The business leader’s guide to robotic and intelligent automation,
     Deloitte, 2015,
     www2.deloitte.com/content/dam/Deloitte/us/Documents/process-and-operations/us-sdt-process-automation.pdf.
     View in article

 19. Jordan McMahon, “Cognitive RPA: Combining machine learning and machine
     doing,” Automation Anywhere, February 10, 2016,
     www.automationanywhere.com/blog/changing-the-world-with-automation/388-automation-that-learns-an-elevator-pitch-for-cognitive-rpa.
     View in article

 20. Examples of ML libraries include Google’s Tensorflow and H20.ai. View in
     article

 21. Vendor interview. View in article

 22. Vendor interview and Blue Prism, “Partners.” View in article

 23. Paul Lee and Duncan Stewart, “TMT Predictions 2016: Cognitive technologies
     enhance enterprise software,” Deloitte, 2016,
     www2.deloitte.com/global/en/pages/technology-media-and-telecommunications/articles/tmt-pred16-tech-cognitive-technologies-enterprise-software.html.
     View in article

 24. For an overview of the business applications of cognitive technologies, see
     David Schatsky, Craig Muraskin, and Ragu Gurumurthy, “Cognitive
     technologies: The real opportunities for business,” Deloitte Review 16,
     January 26, 2015,
     http://dupress.com/articles/cognitive-technologies-business-applications/.
     View in article

 25. For a discussion of the impact of cognitive technologies on the design of
     work and talent strategies, see David Schatsky and Jeff Schwartz,
     “Redesigning work in an era of cognitive technologies,” Deloitte Review 17,
     July 27, 2015,
     http://dupress.com/articles/work-redesign-and-cognitive-technology/. View
     in article

 26. Craig Le Clair et al., The State of Robotic Process Automation, Forrester,
     November 23, 2015,
     www.forrester.com/report/The+State+Of+Robotic+Process+Automation/-/E-RES129042.
     View in article

 27. Thomas H. Davenport and Bala Iyer, “Bringing outsourcing back—to machines,”
     Wall Street Journal, July 1, 2015,
     http://blogs.wsj.com/cio/2015/07/01/bringing-outsourcing-back-to-machines/.
     View in article

Show moreShow less


TOPICS IN THIS ARTICLE

Technology Management , Emerging technologies , Artificial intelligence (AI) ,
Cognitive technologies , Signals for Strategists


ROBOTIC AND COGNITIVE AUTOMATION



Read
 * 
 * 
 * 
 * 
 * 


Download Subscribe

© 2021. See Terms of Use for more information.




RELATED

DIVERSITY, WORK, AND TECHNOLOGY DOMINATE THE TRENDS OF 2021

Podcast 2 days ago

THE TECH WORKFORCE IS EXPANDING—AND CHANGING—AS DIFFERENT SECTORS BATTLE FOR
TALENT

Article 3 days ago

ESG RISK SCORES FOR TMT COMPANIES AND INVESTORS

Article 3 days ago

START YOUR DIGITAL TRANSFORMATION WITH THE END IN MIND

Article 5 days ago

2021 HOLIDAY READING GUIDE

Interactive 5 days ago

SCALING AI IN GOVERNMENT

Article 6 days ago


×


DAVID SCHATSKY


MANAGING DIRECTOR | DELOITTE LLP

David analyzes emerging technology and business trends for Deloitte’s leaders
and clients. His recent published works include Signals for Strategists: Sensing
Emerging Trends in Business and Technology (Rosetta Books 2015), “Demystifying
artificial intelligence: What business leaders need to know about cognitive
technologies,” and “Cognitive technologies: The real opportunities for business”
(Deloitte Insights 2014-15). Before joining Deloitte, David led two research and
advisory firms.

 * dschatsky@deloitte.com
 * 

×


CRAIG MURASKIN


MANAGING DIRECTOR, INNOVATION | DELOITTE US

Craig Muraskin, Director, Deloitte LLP, is the managing director of the Deloitte
U.S. Innovation group. Craig works with Firm Leadership to set the group’s
overall innovation strategy. He counsels Deloitte’s businesses on innovation
efforts and is focused on scaling efforts to implement service delivery
transformation in Deloitte’s core services through the use of
intelligent/workflow automation technologies and techniques. Craig has an
extensive track record of assessing complex situations, developing actionable
strategies and plans, and leading initiatives that transform organizations and
increase shareholder value. As a Director in the U.S. firm’s Strategy
Development team, he worked closely with executive, business, industry, and
service leaders to drive and enhance growth, positioning, and performance. Craig
received a Master of International affairs from Columbia University’s School of
International and Public Affairs, and a Bachelor of Arts from NYU’s College of
Arts and Science.

 * cmuraskin@deloitte.com

Share article highlights



See something interesting? Simply select text and choose how to share it:

Email a customized link that shows your highlighted text. Copy a customized link
that shows your highlighted text. Copy your highlighted text.



Robotic process automation has been saved

My Deloitte
×

Robotic process automation has been removed

Undo My Deloitte
×

An Article Titled Robotic process automation already exists in Saved items

My Deloitte
×
Email* Invalid special characters found 
Password*
Keep me logged in
Forgot password

To stay logged in, change your functional cookie settings.





OR

Social login not available on Microsoft Edge browser at this time.




Connect Accounts

Connect your social accounts

THIS IS THE FIRST TIME YOU HAVE LOGGED IN WITH A SOCIAL NETWORK.

YOU HAVE PREVIOUSLY LOGGED IN WITH A DIFFERENT ACCOUNT. TO LINK YOUR ACCOUNTS,
PLEASE RE-AUTHENTICATE.

LOG IN WITH AN EXISTING SOCIAL NETWORK:

TO CONNECT WITH YOUR EXISTING ACCOUNT, PLEASE ENTER YOUR PASSWORD:



OR

LOG IN WITH AN EXISTING SITE ACCOUNT:

TO CONNECT WITH YOUR EXISTING ACCOUNT, PLEASE ENTER YOUR PASSWORD:

Email
Password*
Forgot password





SUBSCRIBE

to receive more business insights, analysis, and perspectives from Deloitte
Insights
Subscribe
✓ Link copied to clipboard
 * Contact us
 * Careers at Deloitte
 * Submit RFP

Follow Deloitte Insights:
 * 
 * 
 * 
 * 

Global office directory Office locations
UK-EN Location: United Kingdom-English  
About Deloitte
 * Home
 * Press releases
 * Newsroom
 * Deloitte Insights
 * Global Office Directory
 * Office locator
 * Contact us
 * Submit RFP

 * 
 * 
 * 
 * 
 * 



SERVICES

 * Audit & Assurance
 * Consulting
 * Financial Advisory
 * Legal
 * Deloitte Private
 * Risk Advisory
 * Tax

INDUSTRIES

 * Consumer
 * Energy, Resources & Industrials
 * Financial Services
 * Government & Public Services
 * Life Sciences & Health Care
 * Technology, Media & Telecommunications

CAREERS

 * Careers Home
 * Life at Deloitte
 * Professional Careers
 * Early Careers Application
 * Early Careers Programmes
 * Early Careers Paths

 * About Deloitte
 * About Deloitte UK
 * Accessibility statement
 * Cookies
 * Health and Safety
 * Modern Slavery Act Statement
 * Privacy statement
 * Regulators & Provision of Services Regulations
 * Deloitte LLP Subprocessors
 * Supplier Standard Terms & Conditions
 * Terms of Use

© 2021. See Terms of Use for more information.

 

Deloitte LLP is the United Kingdom affiliate of Deloitte NSE LLP, a member firm
of Deloitte Touche Tohmatsu Limited, a UK private company limited by guarantee
(“DTTL”). DTTL and each of its member firms are legally separate and independent
entities. DTTL and Deloitte NSE LLP do not provide services to clients. Please
see About Deloitte to learn more about our global network of member firms.

 

Deloitte LLP is a limited liability partnership registered in England and Wales
with registered number OC303675 and its registered office at 1 New Street
Square, London EC4A 3HQ, United Kingdom. A list of members of Deloitte LLP is
available at Companies House.




 * Global (English)Global (English)
 * Albania & Kosova (English)Albania (English)
 * Shqiperia (Shqiptar)Albania (Albanian)
 * Algeria (Français)Algeria (French)
 * Angola (Português)Angola (Portuguese)
 * Argentina (Español)Argentina (Spanish)Ar, Arg
 * Armenia (English)Armenia (English)
 * Հայաստան (Հայերեն)Armenia (Armenian)
 * Australia (English)Australia (English)
 * Österreich (Deutsch)Austria (German)ös,aus
 * Azərbaycan (Azeri)Azerbaijan (Azeri)
 * Azerbaijan (English)Azerbaijan (English)
 * Bahamas (English)Bahamas (English)
 * Bahrain (English)Bahrain (English)BH, bh
 * Bangladesh (English)Bangladesh (English)bd, BD
 * Barbados (English)Barbados (English)
 * Беларусь (Русский)Belarus (Russian)
 * Belarus (English)Belarus (English)
 * Belgium (English)Belgium (English)BE,be
 * Benin (Français)Benin (French)
 * Bermuda (English)Bermuda (English)
 * Bolivia (Español)Bolivia (Spanish)
 * Bosna i Hercegovina (Bosanski)Bosnia and Herzegovina (Bosnian)
 * Bosnia and Herzegovina (English)Bosnia and Herzegovina (English)
 * Brasil (Português)Brazil (Portuguese)bra, port
 * Brazil (English)Brazil (English)
 * British Virgin Islands (English)British Virgin Islands (English)
 * Brunei Darussalam (English)Brunei Darussalam (English)
 * България (Български)Bulgaria (Bulgarian)bg,bul
 * Bulgaria (English)Bulgaria (English)
 * Cambodia (English)Cambodia (English)
 * Cameroon (Français)Cameroon (French)
 * Canada (English)Canada (English)
 * Canada (Français)Canada (French)
 * Cayman Islands (English)Cayman Islands (English)
 * Channel Islands and Isle of Man (English)Channel Islands and Isle Of Man
   (English)
 * Chile (Español)Chile (Spanish)
 * 中国 (简体中文)China
   (Chinese)cn,CN,china,China,PRC,pcr,中,中國,香,香港,澳,澳門,chn,CHN,Zhongguo,zhongguo
 * China (English)China
   (English)cn,CN,china,China,PRC,pcr,中,中國,香,香港,澳,澳門,chn,CHN,Zhongguo,zhongguo
 * Colombia (Español)Colombia (Spanish)co
 * Congo (Français)Congo (French)
 * Costa Rica (Español)Costa Rica (Spanish)
 * Hrvatska (Hrvatski)Croatia (Croatian)
 * Croatia (English)Croatia (English)
 * Cyprus (English)Cyprus (English)
 * Česká republika (Čeština)Czech Republic (Czech)
 * Czech Republic (English)Czech Republic (English)
 * Democratic Republic of the Congo (Français)Democratic Republic of the Congo
   (French)
 * Danmark (Dansk)Denmark (Danish)
 * Dominican Republic (Español)Dominican Republic (Spanish)
 * Ecuador (Español)Ecuador (Spanish)ec
 * Egypt (English)Egypt (English)EG, eg
 * El Salvador (Español)El Salvador (Spanish)SV, SAL, sv, sal
 * Equatorial Guinea (Français)Equatorial Guinea (French)
 * Estonia (English)Estonia (English)
 * Ethiopia (English)Ethiopia (English)et, ET
 * Suomi (Suomi)Finland (Finnish)fin,suomi
 * France (Français)France (French)
 * Gabon (Français)Gabon (French)
 * Georgia (English)Georgia (English)
 * საქართველო (ქართული)Georgia (Georgian)
 * Deutschland (Deutsch)Germany (German)DEU
 * Ghana (English)Ghana (English)GH, GHA
 * Greece (English)Greece (English)
 * Guam (English)Guam (English)
 * Guatemala (Español)Guatemala (Spanish)gt
 * Honduras (Español)Honduras (Spanish)
 * Hong Kong (Chinese)Hong Kong (Chinese)
 * Hong Kong (English)Hong Kong (English)
 * Magyarország (Magyar)Hungary (Hungarian)hungary,magyar,hun,hu
 * Hungary (English)Hungary (English)hun,hu,hungary
 * Iceland (Icelandic)Iceland (Icelandic)
 * India (English)India (English)in,ind,bharat,hindustan
 * India (Offices of the US) (English)India (Offices of the US) (English)
 * Indonesia (English)Indonesia (English)
 * Iraq (English)Iraq (English)IQ, iq
 * Ireland (English)Ireland (English)
 * Israel (English)Israel (English)
 * Italia (Italiano)Italy (Italian)
 * Ivory Coast (Français)Ivory Coast (French)
 * 日本 (日本語)Japan (Japanese)
 * Japan (English)Japan (English)
 * Jordan (English)Jordan (English)JO, jo
 * Казахстан (Русский)Kazakhstan (Russian)KZ, RU
 * Kazakhstan (English)Kazakhstan (English)KZ, EN
 * Kenya (English)Kenya (English)KE, ke
 * 대한민국 (한국어)Korea (Korean)
 * Korea (English)Korea (English)
 * Kuwait (English)Kuwait (English)KW, kw
 * Кыргызстан (Русский)Kyrgyzstan (Russian)
 * Kyrgyzstan (English)Kyrgyzstan (English)
 * Lao PDR (English)Lao PDR (English)
 * Latvia (English)Latvia (English)
 * Lebanon (English)Lebanon (English)LB, lb
 * Libya (English)Libya (English)LY, ly
 * Liechtenstein (German)Liechtenstein (German)
 * Lithuania (English)Lithuania (English)
 * Luxembourg (English)Luxembourg (English)
 * Macau (Chinese)Macau (Chinese)
 * Macau (English)Macau (English)
 * Malaysia (English)Malaysia (English)
 * Malta (English)Malta (English)MT,mt
 * Mauritius (English)Mauritius (English)MU, Mauritius, Ebene
 * México (Español)Mexico (Spanish)mex,mx,MX
 * Middle East (English)Middle East (English)XE, xe, ME, me
 * Moldova (Română)Moldova (Romanian)
 * Mongolia (English)Mongolia (English)
 * Montenegro (English)Montenegro (English)
 * Morocco (Français)Morocco (French)
 * Myanmar (English)Myanmar (English)
 * Namibia (English)Namibia (English)
 * Nederland (Nederlands)Netherlands (Dutch)nl
 * Dutch Caribbean (English)Netherlands Antilles (English)
 * New Zealand (English)New Zealand (English)NZ,nz
 * Nicaragua (Español)Nicaragua (Spanish)
 * Nigeria (English)Nigeria (English)NGR, NIG
 * North Macedonia (English)North Macedonia (English)
 * Norge (Norsk)Norway (Norwegian)no,norge,norway
 * Oman (English)Oman (English)OM, om
 * Palestinian Ruled Territories (English)Palestinian Ruled Territories
   (English)GZ, gz
 * Panamá (Español)Panama (Spanish)
 * Papua New Guinea (English)Papua New Guinea (English)
 * Paraguay (Español)Paraguay (Spanish)py
 * Perú (Español)Peru (Spanish)pe
 * Philippines (English)Philippines (English)
 * Polska (Polski)Poland (Polish)
 * Portugal (Português)Portugal (Portuguese)
 * Portugal (English)Portugal (English)
 * Qatar (English)Qatar (English)QA, qa
 * Romania (Română)Romania (Romanian)
 * Romania (English)Romania (English)
 * Россия (Русский)Russia (Russian)ru,russia,russ,РФ,Россия,русс
 * Russia (English)Russia (English)ru,russ,russia
 * Saudi Arabia (English)Saudi Arabia (English)SA, sa
 * Senegal (Français)Senegal (French)
 * Србија (Српски)Serbia (Serbian)
 * Serbia (English)Serbia (English)
 * Singapore (English)Singapore (English)
 * Slovenská republika (Slovenčina)Slovak Republic (Slovak)SK
 * Slovak Republic (English)Slovak Republic (English)
 * Slovenija (Slovenščina)Slovenia (Slovenian)
 * Slovenia (English)Slovenia (English)
 * South Africa (English)South Africa (English)
 * España (Español)Spain (Spanish)ES,es,Spain,espana
 * Sri Lanka (English)Sri Lanka (English)sri lanka,srilanka,lk
 * Sverige (Svenska)Sweden (Swedish)
 * Switzerland (English)Switzerland (English)ch
 * Schweiz (Deutsch)Switzerland (German)
 * Suisse (Français)Switzerland (French)
 * 台灣 (繁体中文)Taiwan (Chinese)tw,taiwan
 * Taiwan (English)Taiwan (English)tw
 * Таджикистан (Русский)Tajikistan (Russian)
 * Tajikistan (English)Tajikistan (English)
 * Tanzania (English)Tanzania (English)
 * Thailand (English)Thailand (English)
 * Timor-Leste (English)Timor-Leste (English)
 * Togo (French)Togo (French)
 * Trinidad and Tobago (English)Trinidad and Tobago (English)
 * Tunisia (Français)Tunisia (French)
 * Türkiye (Türk)Turkey (Turkish)TR,tr
 * Turkey (English)Turkey (English)
 * Uganda (English)Uganda (English)
 * Україна (Український)Ukraine (Ukrainian)
 * Ukraine (English)Ukraine (English)
 * United Arab Emirates (English)United Arab Emirates (English)AE, ae
 * United Kingdom (English)United Kingdom (English)
 * United States (English)United States (English)US,EE.UU,USA,U.S.,EEUU,america
 * United States Virgin Islands (English)United States Virgin Islands (English)
 * Uruguay (Español)Uruguay (Spanish)uy
 * Узбекистан (Русский)Uzbekistan (Russian)
 * Uzbekistan (English)Uzbekistan (English)
 * Venezuela (Español)Venezuela (Spanish)
 * Vietnam (English)Vietnam (English)
 * Yemen (English)Yemen (English)YE, ye

Available in 142 locations and 33 languages




PRIVACY PREFERENCE CENTRE




YOUR PRIVACY


YOUR PRIVACY

When you visit any web site, it may store or retrieve information on your
browser, mostly in the form of cookies. This information might be about you,
your preferences or your device and is mostly used to make the site work as you
expect it to. The information does not usually directly identify you, but it can
give you a more personalised web experience. Because we respect your right to
privacy, you can choose not to allow some types of cookies. Click on the
different category headings to find out more and change our default settings.
However, blocking some types of cookies may impact your experience of the site
and the services we are able to offer.
Cookie policy


 * STRICTLY NECESSARY COOKIES
   
   
   STRICTLY NECESSARY COOKIES
   
   Always active
   Strictly necessary cookies
   
   These cookies are necessary for the website to function and cannot be
   switched off in our systems. They are usually only set in response to actions
   made by you which amount to a request for services, such as setting your
   privacy preferences or filling in forms.
   
   Cookies details‎


 * ANALYTICS AND PERFORMANCE COOKIES
   
   
   ANALYTICS AND PERFORMANCE COOKIES
   
   Analytics and performance cookies
   
   These cookies allow us to track analytics by counting visits and traffic
   sources so we can measure and improve the performance of our website. They
   may be set by us or by third party providers to help us to know which pages
   are the most and least popular and see how visitors move around the website.
   
   Cookies details‎


 * FUNCTIONAL COOKIES
   
   
   FUNCTIONAL COOKIES
   
   Functional cookies
   
   These cookies enable the website to provide enhanced functionality and
   personalization based on your interaction with the website. They may be set
   by us or by third party providers whose services we have added to our pages.
   
   Cookies details‎


 * ADVERTISING AND TARGETING COOKIES
   
   
   ADVERTISING AND TARGETING COOKIES
   
   Advertising and targeting cookies
   
   These cookies may be set through our site by our advertising partners. They
   may be used by those partners to build a profile of your interests and show
   you relevant adverts on other sites. They are based on uniquely identifying
   your browser and internet device. If you do not allow these cookies, you will
   experience less targeted advertising.
   
   Cookies details‎

Back Button


ADVERTISING COOKIES

Filter Button
Consent Leg.Interest
Select All Vendors
Select All Vendors
Select All Hosts

Select All

 * REPLACE-WITH-DYANMIC-HOST-ID
   
   
   
   View Third Party Cookies
   
    * Name
      cookie name



Clear Filters

Information storage and access
Apply
Confirm my choices Decline optional cookies Accept optional cookies



YOUR PRIVACY

Deloitte uses strictly necessary cookies and similar technologies to operate
this website. In addition to strictly necessary cookies, Deloitte uses optional
cookies to enhance and personalise your experience, conduct analytics such as
count visits and traffic sources, provide advertisements and interact with third
parties. For more information, please review theCookie policy.

Decline optional cookies Accept optional cookies 
Customise cookies