balancecredit.ca Open in urlscan Pro
35.187.82.108  Public Scan

URL: https://balancecredit.ca/
Submission: On September 15 via automatic, source certstream-suspicious — Scanned from DE

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Text Content

Saskatchewan: 1306 800 6050Alberta: 587 200 4450

British Columbia: 604 256 5848: Manitoba: 204 400 4494

TOLL FREE #: (888) 214-2524


 * Debt Relief Options
    * Consumer Proposals
    * Credit Counselling
    * Debt Consolidation
    * Bankruptcy

 * Debt Help
    * Types of Debt
    * Warning Signs

 * Do You Qualify
 * Hot Topics
 * Contact us


 * Debt Relief Options
    * Consumer Proposals
    * Credit Counselling
    * Debt Consolidation
    * Bankruptcy

 * Debt Help
    * Types of Debt
    * Warning Signs

 * Do You Qualify
 * Hot Topics
 * Contact us

Saskatchewan: 1306 800 6050Alberta: 587 200 4450

British Columbia: 604 256 5848: Manitoba: 204 400 4494

TOLL FREE #: (888) 214-2524


BRING BALANCE TO YOUR LIFE

REDUCE YOUR DEBT BY UP TO 80%

FREE INITIAL CONSULTATION

Debt Relief Options

Consumer Proposals

One of the best approaches to providing debt relief and positioning yourself for
a the future. Consumer proposals are legally binding agreement with your
creditors that puts a stop to wage garnishments and calls from debt collectors.
It consolidates your debts, freezes interest charges and protects the assets you
do have from seizure. Consumer proposals provides an agreement between you and
your creditors for a payment over a period of time of a portion of what you owe
and forgiveness of the balance of the debt you owe.

See details

Credit Counselling

This is a voluntary agreement between you and the creditors to reduce your
monthly payments to a more manageable about. An agreement is made with us who
work with your creditors on your behalf to lower interest costs with creditors
who participate. Typically there is no reduction in the total principal and this
does not effect your credit.



See details

 Consolidation Loans

If you have a good credit score but are overburden by debt payments you may
qualify for a Consolidation Loan allowing you to pay off a number of unsecured
debts and other liabilities by combining them into one larger debt with more
favourable pay-off terms, lower interest rates and lower monthly payments.



See details

Bankruptcy

Governed by the Bankruptcy and Insolvency Act, bankruptcy is a formal process
whereby debtors who cannot meet their obligations sign over all of their
assets—except those exempt by law—to a Licensed Insolvency Trustee (LIT). The
LIT's role includes selling off those assets to satisfy outstanding debts.

See details

Our Impact

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numbers: 6px, 8px etc.Remember to expand strokes before saving as an SVG
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shape, make sure to ungroupSave asSave as .SVG and make sure “Use Artboards” is
checked100px.SVG

Significantly reducing your overall debt.

Reducing your debt payments.

Giving our clients a fresh start .



Top of Mind Topics

Bankruptcy is not the only option.

In this article we discuss why bankruptcy should be your last choice for dealing
with excessive debt.  

Read more

Get your credit score for free.


There are 2 main credit reporting agencies in Canada: Equifax & TransUnion.
There are free credit scoring services available.

Read more

What kind of DEBTS can be reduced?


A common question is what kind of debts can be reduced. Find out more about
secured and unsecured debts and what can be reduced.

Read more

Less Stress Vehicle Payments


In our experience, vehicle payments can be excessive from the start. Some
dealerships have the buyer stretched to beyond their capability given the fact
that maintenance and operating costs may be new to the buyer. We can help
correct that.

Read more


TESTIMONIALS


CONSUMER PROPOSAL




"Thanks to the team at Balance Credit Counselling, I was able to significantly
reduce my debt and my payments. They have put me into a position where I believe
I have a future now. I feel better and more optimistic about the future."



Get Professional Help

If you feel overwhelmed, stressed out, and feel like you have the weight of the
world on your shoulders, call us. We can provide the help you need to get back
your life. To feel good again. To start fresh.



Canadian Financial Statistics 

$2,627

This is the average amount of credit card debt that each Canadian carries. 

$22,000

Canadians carry $22,000 in non-mortgage debt on average, according to Equifax,
which includes credit cards, lines of credit and installment loans.

169.4%

The household debt-to-income ratio now stands at 169.4, up 23 per cent from a
decade ago, and on par with what the US saw at the peak of its housing bubble. 

40 Years

Don’t forget, a credit card balance of as ‘little’ as $6,000 can take more than
40 years to pay off if only the minimum payments are made.)

Contact Us For Your Free Initial Consultation


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Balance Credit Counselling

Balance Credit Counselling

BCC provides consumers burdened with debt a fresh start. We provide free initial
consultations to explain all your debt-relief options, including credit
counselling, debt settlement, debt consolidation, consumer proposal and personal
bankruptcy.
We serve Canadian Consumers


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