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BESPOKE MOTOR TRADERS, FUEL & RETAIL MOTOR INSURANCE SPECIALISTS

Petrosure Underwriting Managers is a niche short term specialist UMA offering
unique, innovative & tailor-made risk management driven solutions to the Fuel &
Motor Retail industries.

About Us
Contact Us



NICHE SHORT TERM SPECIALIST

INTEGRITY | PASSION | INNOVATION

The company consists of dynamic, black economically empowered multidisciplinary
individuals drawn from a team of dedicated professionals and entrepreneurs.

Petrosure is a specialist Underwriting Management Agency underwriting on behalf
of Old Mutual Insure (a BBBEE level 1 risk carrier). In a world of
unpredictability, our cutting-edge risk management solutions will help you
navigate the treacherous terrain with a peace of mind.

WE UNDERSTAND YOUR BUSINESS



Through our years of experience working within the fuel Industry, we understand
the potential difficulties you are facing on a daily basis. We can successfully
assist both Fuel Retailers who operate under a lease and rental agreement, and
those who own the land and buildings where the business operates from.

GET PEACE OF MIND



Accidents, crime, floods or fire can happen to anyone, but our experienced
brokers and staff will assist you from end to end with top quality advice
leaving you to focus on running your business as best you can.

EXPERIENCE AND WELL-ESTABLISHED



We are an experienced and well-established Underwriting Manager, offering
reliable and sound risk management driven solutions. You will receive
professional advice and guidance from our specialist brokers Our experienced
brokers will personally conduct site visits of your business to assist with a
risk assessment.

UNIQUE ONE STOP SHOP SOLUTION



The Petrosure product offers a unique one stop shop solution for the Fuel Retail
& Motor Retail Industries. We have bespoke, market leading enhancements
tailormade specifically for this strategic niche sector of our economy.


RISKS WE UNDERWRITE

Through our intimate knowledge of the markets we specialise in and our intrinsic
understanding of our clients’ needs, we are able to offer an excellent value
proposition for our clients.

Here are some of the risks we underwrite, but are not limited to:

Service Stations

Motor Dealerships

Fitment Centres

Wholesale Fuel Depots

Panel Beaters

Tyre Companies

Towing & Breakdown Companies

Motor Spares

Read More


SPECIALIST INSURANCE PRODUCTS

Our unique product offering includes cover for a number of risks that are
specific to Fuel Retailers.

FORECOURT NEGLIGENCE EXTENSION

Forecourt negligence specifically covers all Forecourt related negligent acts by
the petrol attendants. Risks covered includes:

 * Incorrect dispensing of fuel ie: petrol into a diesel vehicle and vice versa
 * Failure to properly close radiator, oil, and bonnet leading to damages.
 * Failure to remove petrol pump from dispensed vehicle leading to damages

FUEL RETAILER’S GUARANTEE

A Fuel Retailer’s Guarantee is the perfect solution for Fuel Retailers who need
to provide a guarantee that is secured by an Insurer. Simply put, the Retailer
would be able to invest capital in their business with the peace of mind of
being covered, instead of collateral, cash or assets being tied up at the bank.

MONEY

Service Stations by their very nature are attractive to criminal syndicates
because of their cash-intensive nature. It is for this reason that risk
management measures are adhered to without compromise to avoid loss of lives and
protect assets.
Our money cover automatically include cash in transit cover from the premises
until the bank or cash counting centers provided professional cash carriers are
employed in the movement of cash.

PERSONAL ACCIDENT

The Petrosure Product covers 5 unnamed individuals under the Money Section.

We will pay the Retailer in the event of injury consequent upon robbery or hold
up or any attempt thereat in the course of their business and such injury
directly and independently of any other cause results within 12 months.

ENVIRONMENTAL IMPAIRMENT LIABILITY

Whether you operate a dealer-owned or fuel retail owned site, because of the
expensive and costly nature of environmental issues caused leakage of fuel oil
or other chemicals, legislation was passed to ensure that every business had
cover environmental liability cover. This usually is costly and can get into
millions. Without cover a business can be sued and be liquidated.

ADDITIONAL COVER

Additional cover comes in the form of automatic as well as optional extensions.

Below are some of the bespoke automatic extensions available on our product
offering.

 * Fuel leakage

 * Contamination of fuel

 * Subsidence and landslip

 * Shade netting

 * Blinds, signage and canopies

 * Vehicles on premises

 * Chilled refrigerated stock extension

 * Impact damage by vehicles

 * Post trauma counselling

 * Medical expenses

 * Damage to gardens landscaping and playground


FORECOURT NEGLIGENCE EXTENSION

Forecourt negligence specifically covers all Forecourt related negligent acts by
the petrol attendants. Risks covered includes: Incorrect dispensing of fuel ie:
petrol into a diesel vehicle and vice versa Failure to properly close radiator,
oil, and bonnet leading to damages. Failure to remove petrol pump from dispensed
vehicle leading to damages


FUEL RETAILER’S GUARANTEE

A Fuel Retailer’s Guarantee is the perfect solution for Fuel Retailers who need
to provide a guarantee that is secured by an Insurer. Simply put, the Retailer
would be able to invest capital in their business with the peace of mind of
being covered, instead of collateral, cash or assets being tied up at the bank.


MONEY

Service Stations by their very nature are attractive to criminal syndicates
because of their cash-intensive nature. It is for this reason that risk
management measures are adhered to without compromise to avoid loss of lives and
protect assets. Our money cover automatically include cash in transit cover from
the premises until the bank or cash counting centers provided professional cash
carriers are employed in the movement of cash.

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Brokers
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Years combined management experience


ALL OF OUR CUSTOMERS TRUST


THEIR SUCCESS TO US

Partner with a specialist Underwriting Management Agency that has cutting-edge
risk management solutions.

Contact Us


RECENT NEWS




PETROL STATIONS FUELLED UP TO STRIKE

June 11, 2020

Retailers realise significant drop in fuel volumes from last year FUEL retailers
are facing petrol and diesel shortages due to problems with the petroleum
supply…

Read More


RETAILERS REALISE SIGNIFICANT DROP IN FUEL VOLUMES FROM LAST YEAR

May 11, 2020

Retailers realise significant drop in fuel volumes from last year DURBAN – The
majority of South African fuel service stations were just barely making it…

Read More


FORECOURT BLUES FOR PETROL STATION OWNERS AS PRICES SLUMP

April 4, 2020

Retailers realise significant drop in fuel volumes from last year The retail
margin to fuel service station owners is based on a fixed cents-a-litre formula…

Read More


OUR INDUSTRY PARTNERS



Petrosure Underwriting Managers (Pty) Ltd is an Authorised Financial Services
Provider (FSP: 45316).
Underwriting Agency for Old Mutual Insure Limited (FSP: 12)


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CONTACT INFO

 * Isle of Houghton, Old Trafford Building, 1st Floor, Office 105, 36 Boundary
   Road, Houghton Estate, Gauteng
 * 011 484 0380
 * info@petrosure.co.za
 * Mon - Fri: 08AM - 5PM

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