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Terms & Conditions

The following Terms and Conditions apply to your use of the website located
at https://moneymappress.com and any text messages that you send to or receive
from Money Map Press LLC.  These Terms and Conditions constitute a binding
agreement (“Agreement”) between you (“you”) and Money Map Press LLC (“we”, “us”,
etc.)  Please read these terms carefully. 

By providing your telephone number to us, texting us a shortcode listed on the
website, or otherwise indicate your agreement to these Terms and Conditions, you
are agreeing to the mandatory arbitration provision and class action waiver
below.  

ARBITRATION IS MANDATORY AND THE EXCLUSIVE REMEDY FOR ANY AND ALL DISPUTES
RELATED TO THIS WEBSITE, THIS AGREEMENT, AND ANY TELEPHONE CALLS, EMAILS, OR
TEXT MESSAGES THAT YOU RECEIVE FROM OR ON BEHALF OF US UNLESS SPECIFIED BELOW OR
UNLESS YOU OPT-OUT.

Text Messaging and Telemarketing Terms and Conditions

When you provide your telephone number on this website or send a text message to
us with or from a short-code, you agree to receive alerts and communications,
and marketing messages including those sent via automated telephone dialing
system, text messages, SMS, MMS, and picture messages from Money Map Press
LLC at the phone number you provide on this website or the phone number from
which you text the shortcode, including on landlines and wireless numbers, even
if the phone number is on a corporate, state or national Do Not Call list. You
also agree to the mandatory arbitration provision and class action waiver below.
Your consent is not required to purchase goods or services. Message & data rates
may apply. Message frequency may vary. 

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 * Penny Nation Stocks – up to 90 msg/mo
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You may opt-out at any time by texting the word STOP to the telephone number
from which you receive the text messages. Send a text message with the
word HELP to learn more.  By providing your telephone number, you agree to
notify us of any changes to your telephone number and update your account us to
reflect this change. Your carrier may charge you for text messages and telephone
calls that you receive, or may prohibit or restrict certain mobile features, and
certain mobile features may be incompatible with your carrier or mobile device.
Contact your carrier with questions regarding these issues. Carriers are not
liable for delayed or undelivered messages

Dispute Resolution by Binding Arbitration and Class Action Waiver

Any dispute relating in any way to telephone calls, emails, or text messages
that you receive from or on behalf of Money Map Press LLC, this website, or
this Agreement (collectively “Disputes”) shall be submitted to confidential
arbitration and shall be governed exclusively by the laws of the State of
Maryland, excluding its conflict of law provisions.  For the avoidance of
doubt, all claims arising under the Telephone Consumer Protection Act and state
telemarketing laws shall be considered “Disputes” that are subject to resolution
by binding individual, confidential arbitration.

If a Dispute arises under this Agreement, you agree to first contact us
at 410-783-8408  or legaloperations@14west.us. Before formally submitting a
Dispute to arbitration, you and we may choose to informally resolve the
Dispute.  If any Dispute cannot be resolved informally, you agree that any and
all Disputes, including the validity of this arbitration clause and class action
waiver, shall be submitted to final and binding arbitration before a single
arbitrator of the American Arbitration Association (“AAA”) in a location
convenient to you or telephonically. Either you or we may commence the
arbitration process by submitting a written demand for arbitration with the AAA,
and providing a copy to the other party.? The arbitration will be conducted in
accordance with the provisions of the AAA’s Commercial Dispute Resolutions
Procedures, Supplementary Procedures for Consumer-Related Disputes, in effect at
the time of submission of the demand for arbitration.  Except as may be required
by law as determined by the arbitrator, no party or arbitrator may disclose the
existence, content, or results of any arbitration hereunder without the prior
written consent of both parties.  Money Map Press LLC will pay all of the filing
costs.? Without limiting the foregoing, YOU EXPRESSLY AGREE TO SUBMIT TO
ARBITRATION ALL DISPUTES RELATING TO ANY TEXT MESSAGES OR TELEPHONE CALLS YOU
RECEIVE FROM OR ON BEHALF OF US OR ANY ENTITY WITH WHOM WE MAY SHARE YOUR
TELEPHONE NUMBER.  Further, we both agree that all entities with whom we share
your telephone numbers shall be third party beneficiaries of this Agreement to
Arbitrate Disputes, and that those entities have the same rights as Money Map
Press LLC  to enforce this arbitration provision.

Notwithstanding the foregoing, the following shall not be subject to arbitration
and may be adjudicated only in the state and federal courts of Maryland: (i) any
dispute, controversy, or claim relating to or contesting the validity of our or
one of our family company’s intellectual property rights and proprietary rights,
including without limitation, patents, trademarks, service marks, copyrights, or
trade secrets; (ii) an action by us for temporary or preliminary injunctive
relief, whether prohibitive or mandatory, or other provisional relief; (iii) any
legal action by us against a non-consumer; or (iv) interactions with
governmental and regulatory authorities.? You expressly agree to refrain from
bringing or joining any claims in any representative or class-wide capacity,
including but not limited to bringing or joining any claims in any class action
or any class-wide arbitration.

The arbitrator’s award shall be binding and may be entered as a judgment in any
court of competent jurisdiction. To the fullest extent permitted by applicable
law, no arbitration under this Agreement may be joined to an arbitration
involving any other party subject to this Agreement, whether through a class
action, private attorney general proceeding, class arbitration proceedings, or
otherwise.

YOU UNDERSTAND THAT YOU WOULD HAVE HAD A RIGHT TO LITIGATE IN A COURT, TO HAVE A
JUDGE OR JURY DECIDE YOUR CASE AND TO BE PARTY TO A CLASS OR REPRESENTATIVE
ACTION.? HOWEVER, YOU UNDERSTAND AND AGREE TO HAVE ANY CLAIMS DECIDED
INDIVIDUALLY AND ONLY THROUGH ARBITRATION.? You shall have thirty (30) days from
the earliest of the date that you visit the website, the date you submit
information to us through the website, or the date that you send a text message
to us, to opt out of this arbitration agreement, by contacting us by email
at legaloperations@14west.us  or by mail at Attn Legal Operations 14 W Mt.
Vernon Place, Baltimore MD, 21201. If you do not opt out by the earliest of the
date that you visit the website, the date you submit information to us through
the website, or the date that you send a text message to us, then you are not
eligible to opt out of this arbitration agreement.

Electronic Signatures

All information communicated on the website is considered an electronic
communication.  When you communicate with us through or on the website, by text
message or telephone, or via other forms of electronic media, such as e-mail,
you are communicating with us electronically.  You agree that we may communicate
electronically with you and that such communications, as well as notices,
disclosures, agreements, and other communications that we provide to you
electronically, are equivalent to communications in writing and shall have the
same force and effect as if they were in writing and signed by the party sending
the communication.

You further acknowledge and agree that by clicking on a button labeled “ORDER
NOW”, “SUBMIT”, “I ACCEPT”, “I AGREE”, “YES”, by texting a short code to us in
response to a request on this website, or by clicking or similar links or
buttons, you are submitting a legally binding electronic signature and are
entering into a legally binding contract.  You acknowledge that your electronic
submissions constitute your agreement and intent to be bound by this Agreement. 
Pursuant to any applicable statutes, regulations, rules, ordinances or other
laws, including without limitation the United States Electronic Signatures in
Global and National Commerce Act, P.L. 106-229 (the “E-Sign Act”) or other
similar statutes, YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES,
CONTRACTS, ORDERS, AND OTHER RECORDS AND TO ELECTRONIC DELIVERY OF NOTICES,
POLICIES AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED THROUGH THE
WEBSITE.  Furthermore, you hereby waive any rights or requirements under any
statutes, regulations, rules, ordinances, or other laws in any jurisdiction
which require an original signature, delivery or retention of non-electronic
records, or to payments or the granting of credits by other than electronic
means, You may receive a physical paper copy of this contract by contacting us
at inquiries@moneymorninglive.com.

Privacy Policy

Please read our Privacy Policy, which is incorporated herein by reference.  In
the event of any conflict between these Terms and Conditions and the Privacy
Policy, these Terms shall control.

Contact Us

You may contact us by telephone at 1.888.384.8339 or by email at
inquiries@moneymorninglive.com.

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