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Canstar &
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Insurer of the Year


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 * Car Insurance
   
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   Car Insurance
   
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 * Home Insurance
   
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   30 %^ off
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   + 15% online)
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 * Travel Insurance
   
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 * Pet Insurance
   
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   can impact their lifelong health.
   
   Pet Insurance
   
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 * Special Offer
   
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 * Life Insurance
   
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   If you purchased Budget Direct Life Insurance on or before 30 June 2018 Click
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 * Roadside Assistance
   
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   Standalone Roadside Assistance
   
   WITH 15%‡ ONLINE DISCOUNT
   
   $
   76 .46 /YEAR
   FULL PRICE $89.95/YEAR
   On your first year’s membership when you purchase online
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   and you'll save 15% to 30% on your first year's premium.
   
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   eGift card offer
   
   Purchase a new Pet Insurance policy and get a $100 eGift Card.*
   
   Use Code: ECGIFT
   
   *T&C's apply
   
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   At Budget Direct we value our customers and pride ourselves on providing
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warning

Affected by the recent severe weather events? We are here to help 24/7.

Call us on 1300 139 591 or Make a Claim


AUSTRALIA'S MOST
AWARD-WINNING INSURER





Get a Quote
Make a Claim
Why Us?


CAR INSURANCE

15 %^ off

Get award-winning comprehensive or third-party cover for your car.

Get a Quote


HOME & CONTENTS
COMBINED

30 %^ off

Protect your home building and contents against loss or damage.

Get a Quote


MOTORCYCLE INSURANCE

15 %^ off

Choose from three motorcycle policy types with a range of optional extras.

Get a Quote


PET INSURANCE

15 %^ off

Get cover for your dog or cat's eligible illnesses and injuries.

Get a Quote


TRAVEL INSURANCE

15 %^ off

Policies purchased online

Get a Quote
On your first year’s premium for a new policy purchased online

^Conditions Apply

For full details on our general insurance products, please read the Product
Disclosure Statements.



4.5 Out of 5




Read all 47,196 Reviews*

Win back the value of your premium up to $2,000~

Find out more

~T&Cs Apply




HOW BUDGET DIRECT HAS INSURANCE SOLVED® FOR YOU

EASY, 24/7 CLAIMS

Contact us as soon as you need to make a claim. You can lodge your claim over
the phone or online at any time of the day or night, 365 days a year.

AWARD-WINNING

Money magazine’s Insurer of the Year in 2017, 2018, 2019, 2020, 2021, 2022 &
2023. Also, Best of the Best title winner for Car Insurance in 2019, 2020, 2021,
2022, 2023 & 2024. See all our awards.

TAILOR-MADE INSURANCE

Decide to customise your insurance cover by adding one or more optional extras
to your policy (e.g. a hire car following an accident, or flood cover for your
home); only pay for what you want, giving you more ways to save on your
insurance premiums.

GUARANTEED REPAIRS

We guarantee the authorised repairs of your car for as long as you own it. We
also stand behind our authorised home repairs, including the materials and
workmanship.

Learn More


OUR PRODUCTS


CAR INSURANCE

Get award-winning third-party or comprehensive car insurance for your vehicle.
After an insured event like fire, theft or damage, protect both your car and
other people's property - depending on your policy type.

With guaranteed repairs performed by our trusted partners across Australia, our
car insurance policies are here to help our customers get back on the road and
back to life quicker.

Comprehensive car insurance

Third-party car insurance

Compare policy benefits


HOME INSURANCE

Insure your home building, contents or both against loss or damage for a wide
range of insured events. Protect your home and belongings with home and contents
insurance and get peace of mind knowing you'll be covered in case of things such
as fire, burst pipe and more.

You'll also get legal liability cover and the option to upgrade to Flood Cover
on an eligible policy. Plus, we offer landlord insurance to insure your
investment property and renters insurance to protect your contents as a tenant
too.

Home and contents insurance

Home building insurance

Contents insurance


TRAVEL INSURANCE

Relax on your international or domestic trip, knowing we've got your back with
Travel Insurance - including COVID-19 cover. Get travel insurance Australia-wide
and overseas, with optional adventure and snow sports cover for your more
adventurous trips.

No matter where life takes you, we have a travel insurance policy for your next
business trip or ski holiday. Book the ticket and we'll be here when you're
ready to go.

Comprehensive travel insurance

Domestic travel insurance

Compare policy benefits


PET INSURANCE

You'll be covered for your dog or cat's eligible illnesses and injuries. Don't
get stuck with an expensive vet bill when you could've gone with a pet insurance
policy. We'll pay for up to 80% of the cost of eligible pet expenses at your
choice of vet in Australia (limits & exclusions apply).

We cover a wide range of breeds with our dog or cat insurance to help you save
on costs while keeping your furry friends happy and healthy.

Dog insurance

Cat insurance

Frequently asked questions


MOTORCYCLE INSURANCE

Choose from three levels of motorcycle insurance cover, Comprehensive, Third
Party Fire and Theft or Third Party Property Only.  

Upgrade your Comprehensive cover for an additional premium by adding optional
benefits on eligible policies.

Know you’re protected with a lifetime guarantee on authorised repairs and 24/7
claims support.

Comprehensive motorcycle insurance

Third-party motorcycle insurance

Compare policy benefits


LIFE INSURANCE

Get some peace of mind knowing that our life insurance products can help take
care of your loved ones should the worst happen. You can rest easy knowing that
your family and friends may have some financial support once you're no longer
here.

Our life insurance products can also cover traumatic events such as being
diagnosed with cancer and income protection should you get injured or ill and be
unable to work.

Life Insurance

TPD Insurance

Trauma Insurance


ROADSIDE ASSISTANCE

Flat tyre? Dead battery? Need car advice? Don't get stranded on the side of the
road. Unlimited breakdown callouts for just $89.95 per year with roadside
assistance. Whether you need help now or want peace of mind, we've can come to
you across Australia.

Don't risk hitting the road without 24/7 assistance ready to help you in case
you run into trouble. Contact us anytime, anywhere and our trusted team will be
there to help.

Roadside assistance

Immediate roadside assistance

Frequently asked questions


EXISTING CUSTOMERS

Make a claim and manage your policy, all in one easy-to-use account. When it
comes to insurance, our Policy Manager helps make things simple - from claims to
updating your address.

View and edit your personal information and policy details, make a car or home
insurance claim, and buy more insurance - 24/7, at your convenience.

Policy Manager Login

Existing Customers



Terms, conditions, limits and exclusions apply. For full details, please read
the Product Disclosure Statement (PDS) for each product.


HOW TO MAKE A CLAIM

Depending on your policy, customers can either make an insurance claim online or
contact us for assistance. Either way, we'll help you manage the claims process
from start to finish.

Make a Claim
Contact Us


AWARD-WINNING AUSTRALIAN INSURANCE

Our feature-packed cover, industry-leading prices and first-rate customer
service have been recognised with numerous awards, including Canstar's Insurer
of the Year 2024, Money magazine's Insurer of the Year seven years in a row
(2017–23) and Mozo's Exceptional Value Insurer of the Year 2023.

We are also Money magazine's Best of the Best 2024 winner for Best-Value Car
Insurance 6 years running (2019-24); a multi-year winner of Canstar’s national
award for Outstanding Value Car Insurance (2007–23) and Outstanding Value Home &
Contents Insurance (2017–23).




PROTECTING AUSTRALIANS FOR OVER 20 YEARS

Since 2000, Budget Direct has had Insurance Solved for more than 3 million
Australians. You're our #1 priority and we're proud to help so many families in
Australia save money and stay covered with Car Insurance, Home Insurance and
more.


WANT YOUR INSURANCE SOLVED® WITH BUDGET DIRECT?

Get a Quote for
Car Insurance
Home Insurance
Travel Insurance
Pet Insurance
Motorcycle Insurance
Life Insurance
Roadside Assistance

~This offer applies to new eligible Budget Direct Motorcycle quotes initiated
through the Budget Direct website or call centre (1300 306 560) by 7 October
2020 10:00am. You will get one entry per eligible quote. You will receive an
additional ten entries after you've purchased and held the Motorcycle Insurance
policy continuously for 21 days and it remains valid as at the date of the draw.
The promotion is not open to customers varying their Budget Direct policies.
First Prize includes twelve months’ Registration (including CTP), Stamp Duty and
a twelve (12) month Budget Direct Comprehensive Motorcycle Insurance Policy. To
be eligible for this offer, you must meet Budget Direct’s underwriting criteria.
See full T&Cs. Promoter: Auto & General Services Pty Ltd (ABN 61 003 617 909),
PO Box 342, Toowong QLD 4066.
See full terms and conditions.

Select a product for a quote

Car Insurance
Home Insurance
Travel Insurance
Roadside Assistance
Motorcycle Insurance
Life Insurance
Pet Insurance

~Leap Day Giveaway

This Promotion is only open to Eligible Entrants who hold an existing Eligible
Budget Direct Policy that has passed its cooling-off period. Subject to these
Terms and Conditions, Eligible Entrants who purchase an additional, new Eligible
Budget Direct Policy receive one (1) entry for the chance to win 1 of 15 cash
prizes equal to the value of their new policy’s first year’s premium capped at
$2000 (Prize). The Promotion commences 12:01am AEST on 1st February 2024 and
ends at 11:59pm AEST on 26th February 2024 (Promotion Period). The Policy must
remain active, paid-up and valid for up to 30 days from purchase date of the
policy, depending on the policy type (Cooling Off Period). The Prize will be
drawn at 2.29 pm (AEST) on 29th February 2024. Prize winners will be notified
within 7 days of the draw and their names will be published here within 28 days
of the draw. The Prize will be paid by electronic transfer. The Prize winners
must pass their new policy’s cooling-off period to be eligible to receive the
Prize and continue to pay their premium for the Policy despite winning the
Prize. Eligibility and participation criteria apply. The Promotion is not open
to customers renewing or varying their existing policies with Budget Direct and
excludes policies purchased through a third party aggregator platform. Employees
and the immediate families of the promoter or service providers directly
involved with the Promotion are ineligible to enter the promotion. See
full terms and conditions. Promoter: Auto & General Services Pty Ltd (ABN 61 003
617 909), PO Box 342, Toowong QLD 4066. NSW Permit No. TP/01203, ACT Permit No.
TP 24/00069, SA Licence No. T24/67.

Select a product to claim

Car Insurance
Home Insurance
Travel Insurance
Roadside Assistance
Motorcycle Insurance
Life Insurance
Pet Insurance
Car Insurance Car Insurance

Car Insurance

Comprehensive Car Insurance
Third Party Car Insurance
NSW CTP Green Slip Insurance
Compare Car Insurance
Assessment Centres
Home Insurance Home Insurance

Home Insurance

Home & Contents Insurance
Building Insurance
Contents Insurance
Compare Home Insurance
Other Products Other Products

Other Products

Travel Insurance
Motorcycle Insurance
Life Insurance
Pet Insurance
Roadside Assistance
Existing Customers Existing Customers

Existing Customers

Policy Manager
Make a Claim
Policy Wording Explained
Rewards
Customer Assistance
Fuel Discounts
Make a Complaint
National Contracted Repairers
About Us About Us

About Us

Read our Blog
Awards
Careers
TV Ads
Internationally Internationally

Internationally

Singapore
South Africa



Blog - Budget Direct

Chasing Cars

Facebook - Budget Direct

Youtube - Budget Direct

For general enquiries and feedback,
 Contact Us or Make a Complaint




Insurance (excluding Pet Insurance) is arranged by Auto & General Services, ABN
61 003 617 909, AFSL 241411. Registered Office: 13/9 Sherwood Road, Toowong 4066
on behalf of the insurer, Auto & General Insurance Company Limited ABN 42 111
586 353.

Budget Direct Pet Insurance is administered by Pet Health Insurance Services Pty
Ltd ABN 59 638 910 675 as Authorised Representative 1282153 of Auto & General
Insurance Company Limited (AGIC) ABN 42 111 586 353 AFSL 285571, Registered
Office: 13/9 Sherwood Road, Toowong 4066 on behalf of the insurer AGIC and is
promoted by Auto & General Services Pty Ltd (AGS) ABN 61 003 617 909 AFSL
241411.

Because we don’t know your financial needs, we can’t advise if this insurance
will suit you. Please consider your needs, the Financial Services Guide,
the Product Disclosure Statement, and the Target Market Determination when
deciding to buy insurance. Subject to meeting underwriting criteria. Any
discounts on both new and renewing policies only apply to the extent that any
minimum premium isn't reached.

^Online Discounts Terms & Conditions

 1. Discounts apply to the premium paid for a new Budget Direct Home & Contents,
    Home only, Contents only, Comprehensive, Third Party Property Only or Third
    Party Property, Fire & Theft Car Insurance policy, initiated online on or
    after 29 March 2017, and for a new Budget Direct Comprehensive, Third Party
    Property, Fire & Theft & Third Party Property only Motorcycle Insurance
    policy, initiated online on or after 4 June 2020 and for a new Pet Insurance
    policy, initiated online on or after 18 February 2021. This online discount
    does not apply to Roadside Assistance that is added to a Budget Direct Car
    Insurance policy.
 2. The new policy discount amount varies by product: 30% discount on combined
    Home & Contents Insurance (consisting of 15% discount for combining Home &
    Contents covers and 15% discount for policies initiated online),15% for Home
    only or Contents only policies, 15% discount on Comprehensive, Third Party
    Property Only and Third Party Property, Fire & Theft Car or Motorcycle
    Insurance and 15% discount on Pet Insurance.
    
 3. A 15% discount applies to the premium paid for a new Budget Direct Travel
    Insurance policy initiated and purchased online on or after 22 February
    2023.
 4. Discounts do not apply to any renewal offer of insurance.
 5. Discounts only apply to the insurance portion of the premium. Discounts are
    applied before government charges, taxes, levies and fees, including
    instalment processing fees (as applicable). The full extent of discounts may
    therefore be impacted.
 6. We reserve the right to change the offer without notice.

†Price Comparison Figures

Figures represent average savings based on data provided by customers who
reported they switched online to Budget Direct's, Comprehensive Car Insurance or
Combined Home & Contents Insurance or Buildings Only Insurance or Contents Only
Insurance from comparable policies, between 1 April 2023 - 30 September 2023.
Individual circumstances and policy terms may vary. Please compare for yourself.



©2024 Budget Direct. All rights reserved.
 * Report Insurance Fraud
 * Website Terms of Use
 * Staying Safe Online
 * Privacy Policy



Car Insurance
Main menu
Car Insurance
Comprehensive Car Insurance
Third Party Car Insurance
Compare Car Insurance Savings
Compare Policy Benefits
Car Insurance Reviews
Car Insurance FAQs
Get a Car Insurance Quote
Home Insurance
Main menu
Home Insurance
Home & Contents Insurance
Home Building Insurance
Contents Insurance
Landlord Insurance
Renters Insurance
Compare Home Insurance Savings
Compare Policy Benefits
Home Insurance Reviews
Replacement Cost Calculators
Home Insurance FAQs
Get a Home Insurance Quote
Travel Insurance
Main menu
Travel Insurance
Comprehensive Travel Insurance
Essential Travel Insurance
Basic Travel Insurance
Annual Multi-trip Insurance
Domestic Travel Insurance
COVID-19
Compare Travel Insurance
Overseas emergency assistance
Travel Insurance FAQs
Get a Travel Insurance Quote
Pet Insurance
Main menu
Pet Insurance
Dog Insurance
Cat Insurance
Pet insurance FAQs
How well do you know your BudPet?
Get a Pet Insurance Quote
Motorcycle Insurance
Special Offer
Main menu
Motorcycle Insurance
Comprehensive Motorcycle Insurance
Third Party Motorcycle Insurance
Scooter Insurance
Compare policy benefits
Motorcycle insurance FAQs
Get a Motorcycle Insurance Quote
Life Insurance
Main menu
Life Insurance
Total and Permanent Disability (TPD) Insurance
Trauma Insurance
Income Protection
Life Insurance Calculator
Get a Life Insurance Quote
Roadside Assistance
Main menu
Roadside Assistance
Immediate Roadside Assistance
Roadside Assistance FAQs
Broken down? Call 1800 514 448
Get a Roadside Assistance Quote
Existing Customers
Main menu
Existing Customers
Policy Manager
Vehicle Assessment Centres
Make a Complaint
Hail Warnings
Online Insurance Discounts
Rewards
Fuel Discounts
Customer Assistance
National Contracted Repairers
Get a Quote
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Car Insurance Quote
Home Insurance Quote
Travel Insurance Quote
Pet Insurance Quote
Motorcycle Insurance Quote
Life Insurance Quote
Roadside Assistance Quote
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