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 * CITIBANK HONGKONG

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 * Advisory
 * Insights
 * Wealth Management Products
 * Your Team
 * Privileges and Offers

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Overview New Customer Welcome Offers Existing Customer Upgrade Offers Your
Privileges Global Advantage Events Citigold Debit Mastercard Privileges

Investment Hot Topics Foreign Exchange Investment Strategy Stocks Citi Wealth
Insights
Citigold Online



WEALTH MANAGEMENT PRODUCTS

To help you build and protect your wealth, our wide range of world-class
products offer various suggestions to cope with different wealth management
objectives.


SERVICES SUITED TO YOUR NEEDS

At any stage of your life, our financial management suggestions will help you
achieve your goals.

Professionals & Executives Entrepreneurs & Self-employed Families Retirees
 * Professionals & Executives
 * Entrepreneurs & Self-employed
 * Families
 * Retirees

YOUR WEALTH MANAGEMENT JOURNEY BEGINS TODAY


A HOST OF WEALTH MANAGEMENT SERVICES THAT YOU CAN ACCESS ON THE GO

When you are busy building a career, we understand that it is difficult to
prioritize financial planning over everything else. Early financial planning and
wealth management will help you tremendously down the road. At your various life
stages, we will work with you as a team to build the life you envisioned. A
dedicated relationship manager and a team of financial advisors will create a
roadmap for your goals with a handpicked selection of short-term and long-term
investments to accumulate wealth for your future.

"Beginning my wealth management journey has never been simpler."

Here are some of my needs:

Wealth Accumulation

Efficient Digital Platform

Updated Advisory and Market Insights


TAKE THE FIRST STEP TOWARDS SUCCESS

A great variety of bespoke wealth products are available for your journey


SECURITIES TRADING

Trade HK stock via our online and mobile platforms with fee waiver for buying HK
securities by depositing continuous payroll.

Learn More >


MUTUAL FUND

Invest with flexibility in our wide choice of segments in different markets.
Guided by professionals, you can opt for lump sum or monthly investments to
achieve your goals.

Learn More >


FOREIGN EXCHANGE ORDER WATCHING SERVICES

We buy or sell automatically according to your criteria.

Learn More >


LATEST MARKET INSIGHTS

Whether it's for long or short term investment, Citibank® Online gives you
insights into market opportunities and investment decisions with updated video
commentaries, quick access to updated market data, financial news, market
analysis and award-winning research commentaries.

Learn More >


CITI PRESTIGE CARD

Enjoy unforgettable experiences with complimentary access to airport lounges
worldwide and Annual Relationship Points that earn extra rewards the longer you
stay with Citibank.

Learn More >

PLANNING THE FUTURE OF YOUR BUSINESS


TOOLS TO MAKE YOUR BUSINESS A SUCCESS

For a passionate entrepreneur, life and business are intertwined in so many ways
making financial complexity inevitable. Our tailor-made wealth management
services such as CitiBusiness and Financing Facility Solutions will help you
synchronize your business and personal goals seamlessly.
With investment strategies customized to your goals and a dedicated team of
financial advisors, we are here to simplify your finances so that you can focus
on taking your business to new heights.

"I can focus fully on my passions while Citi manages my wealth."

Here are some of my needs:

Business Finance & Trade Service

Professional Wealth Planning & Advisory


TAKE THE FIRST STEP TOWARDS SUCCESS

A great variety of bespoke wealth products are available for your journey


SECURITIES TRADING

Trade HK stock with no minimum brokerage fee via our convenient online and
mobile securities trading platforms.

Learn More >


MUTUAL FUNDS SERVICE

Be spoilt for choice with more than 900 mutual funds from over 40 world-renowned
providers at Citibank, covering a wide range of asset classes, including: bond
funds, equity funds and balanced funds, and funds denominated in RMB, etc.

Learn More >


PORTFOLIO FINANCING

Get extra capital to seize every investment opportunity.

Learn More >


CITIBUSINESS SERVICE

Whether it's for business expansion or for new entrepreneurs, CitiBusiness®
offers a variety of financing solutions to enable you to develop your company.

Learn More >

CREATE THE FUTURE YOU DESIRE


STRATEGIES TO ACHIEVE FINANCIAL SECURITY

For life-partners who are starting a family, we are here to sort through the
complexities of your personal finance. From building a home to planning your
child's education, we offer tailor-made wealth management products and services
to establish a financial safety net for your family.

"Why should I be worried about my kids or their future?"

Here are some of my needs:

Stable Wealth Status

Quality Time

Comfortable Living Environment

Children’s Education

Family Protection


TAKE THE FIRST STEP TOWARDS SUCCESS

A great variety of bespoke wealth products are available for your journey


HIBOR DEPOSIT-LINKED MORTGAGE

Build your dream home with a mortgage rate and mortgage-linked deposit account
rate to enjoy privileges.

Learn More >


INSURANCE PLANS

We prepare a range of insurance products for all stages of life and provide your
family with protection, including education planning, life cover, accident and
healthcare protection.

Learn More >


FOREIGN CURRENCY

Provide for your kids' education overseas with a better foreign currency
exchange rate.

Learn More >

WEALTH MANAGEMENT BEGINS AT HOME


FINANCIAL PLANS FOR ENJOYING RETIREMENT

From insurance planning to investment services, we bring you an exclusive suite
of wealth management products so that you can live the golden years of your life
to the fullest and plan the retirement lifestyle you deserve.

"Live a life with no financial regrets."

Here are some of my needs:

Sustainable Income

Wealth Preservation

Lifestyle and Travel


TAKE THE FIRST STEP TOWARDS SUCCESS

A great variety of bespoke wealth products are available for your journey


DIVERSIFIED INVESTMENT SERVICES

Choose from a wide range of investment products with different risk levels for
your regular income suggestions. By partnering with our specialist advisors, you
can perform the investments online. Wealth management has never been so simple.

Learn More >


INSURANCE PLANS

We prepare a range of insurance products for all stages of life and provide your
family with protection, including retirement planning, accident and healthcare
protection.

Learn More >


CITI PRESTIGE CARD

Enjoy unforgettable experiences with complimentary green fees at 10 selected
golf courses in Asia, access to global airport lounges and Annual Relationship
Points that earn extra rewards the longer you stay with Citibank.

Learn More >
 * Remarks:

 1. The minimum transaction amount for the Order Watching Service on Foreign
    Currency Transactions is US$10,000. The bank may follow market practice and
    conditions and conduct transactions with the client on any foreign exchange
    contract in a manner acceptable to the Bank.

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The Most Amazing Rewards worth up to HK$42,100 Cash Rebate
Citigold Account

Trusted Advisory to provide you with insights, analysis and investment
strategies Advisory tool that enables you to set review and manage all your
investment plans in one place Citi NextGen Account tailored for teens aged 11-17
to get an early head-start on independent financial management Global Advantage
provides you access to the latest market insights and webinars
Welcome offer Terms and Conditions
Product Terms and Conditions
^ Citigold is exclusive for clients who maintain the “Average Daily Combined
Balance” HK$ 1,500,000 or above


Citi NextGen Account

An individual account under the child’s name Global spending with child’s debit
card Level up on financial literacy 24/7 parental control
Account details




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Up to HK$41,600 Cash Rebate + Up to 720,000 Points
Citigold Account

Trusted Advisory to provide you with insights, analysis and investment
strategies Advisory tool that enables you to set review and manage all your
investment plans in one place Citi NextGen Account tailored for teens aged 11-17
to get an early head-start on independent financial management Global Advantage
provides you access to the latest market insights and webinars
Welcome offer Terms and Conditions
Product Terms and Conditions
^ Citigold is exclusive for clients who maintain the “Average Daily Combined
Balance” HK$ 1,500,000 or above


Citi Prestige Card

Apply to get the upgraded welcome
offer of 720,000 Points
(equivalent to HK$3,512 Cash Rebate)

Citi Prestige Concierge Complimentary 4th night at any hotel Complimentary
global airport lounge access Local spending HK$6 = 1 Mile; Overseas Spending
HK$4 = 1 Mile Up to extra 30% Annual Relationship Points Complimentary travel
insurance and much more Annual fee of HK$3,800
Product Terms and Conditions
Welcome offer Terms and Conditions

Citi PremierMiles Card

Apply to get the welcome offer of
HK$1,600 Cash Rebate

Overseas spending as low as HK$3=1 mile No handling fee for mileage redemption
Points will never expire Complimentary access to worldwide airport lounge
Purchase protection insurance Free Travel Insurance First year annual fee waiver
Product Terms and Conditions
Welcome offer Terms and Conditions

Citi Rewards UnionPay Card

Apply to get the welcome offer of
HK$1,600 Cash Rebate

Earn 3X points for QuickPass Transactions Offset spending anytime with Citi Pay
with Points Points that never expire First year annual fee waiver
Product Terms and Conditions
Welcome offer Terms and Conditions



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Open a Citigold Account and open a Citi NextGen Account for your child to earn
up toHK$42,100 rewards Apply Now
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