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READY FOR A HEAD START?

Get up to $1000* credit on a new student loan

Get Started


✕


Ready to Refinance?

Finally some good news

Mortgage rates are at historic lows, making it a great time to refinance
(without leaving home).

Learn More

HOME EQUITY LINE OF CREDIT

Ready for the comforts of home

A home equity line of credit is a low-cost, flexible way to get the cash you
need and expert help along the way.

Start Here

Ready for School

Ready for more brainpower






With multi-year approval, you can start college knowing you’re covered from
orientation to graduation.






Get Started

ONLINE AND MOBILE BANKING

Ready to bank from home

No need to go out. Get your banking done online or on our app*.






Get Started

Ready to Refinance?

Finally some good news

Mortgage rates are at historic lows, making it a great time to refinance
(without leaving home).

HOME EQUITY LINE OF CREDIT

Ready for the comforts of home

A home equity line of credit is a low-cost, flexible way to get the cash you
need and expert help along the way.

Ready for School

Ready for more brainpower






With multi-year approval, you can start college knowing you’re covered from
orientation to graduation.






ONLINE AND MOBILE BANKING

Ready to bank from home

No need to go out. Get your banking done online or on our app*.







CHOOSE A GOAL AND WE’LL HELP MAKE YOU READY TO REACH IT.

 * Trending
 * Manage Your Debt
 * Plan for Tomorrow
 * Pay for Grad School
 * Your Home

 * Ready to Help You Face the Coronavirus
 * How to Use the CAREs Act to Your Advantage
 * COVID-19: Ways to Protect Your Business

 * Debt Consolidation: Don’t Believe Everything You Hear
 * Why Some Use Their Credit Cards for Everything
 * What Is the Debt Snowball Pay Down Method?

 * Bull and Bear Markets: What They Mean for You
 * How Could a Financial Advisor Help You?
 * What to Know Before Meeting with a Financial Advisor

 * Dental Student Takes Matters into Her Own Hands
 * Student Loans for Medical School: What to Know
 * Should I Go to Grad School?

 * 5 DIY Home Improvement Projects
 * How to Save Money on a Kitchen Remodel
 * Your Dream Home May Be the One You Already Own

 * Trending
    * Ready to Help You Face the Coronavirus
    * How to Use the CAREs Act to Your Advantage
    * COVID-19: Ways to Protect Your Business

 * Manage Your Debt
    * Debt Consolidation: Don’t Believe Everything You Hear
    * Why Some Use Their Credit Cards for Everything
    * What Is the Debt Snowball Pay Down Method?

 * Plan for Tomorrow
    * Bull and Bear Markets: What They Mean for You
    * How Could a Financial Advisor Help You?
    * What to Know Before Meeting with a Financial Advisor

 * Pay for Grad School
    * Dental Student Takes Matters into Her Own Hands
    * Student Loans for Medical School: What to Know
    * Should I Go to Grad School?

 * Your Home
    * 5 DIY Home Improvement Projects
    * How to Save Money on a Kitchen Remodel
    * Your Dream Home May Be the One You Already Own



homehomehomepageviewgenericgenericcb


© 2022 Citizens Financial Group, Inc. All rights reserved. Citizens is a brand
name of Citizens Bank, N.A. Member FDIC

Home equity lines of credit are offered and originated by Citizens Bank, N.A.
(NMLS ID# 433960). All loans are subject to approval.



Mortgages are offered and originated by Citizens Bank, N.A. (NMLS ID# 433960).
All loans are subject to approval.


U.S. checking or savings account required to use Zelle®. Transactions between
enrolled consumers typically occur in minutes and generally do not incur
transaction fees. Data charges may apply.


Zelle® and the Zelle® related marks are wholly owned by Early Warning Services,
LLC and are used herein under license.


Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in
the U.S. and other countries. App Store is a service mark of Apple Inc. Google
Play is a trademark of Google Inc.



1At least one account holder must be under 25 years old. Account will switch to
One Deposit Checking from Citizens® when all account owners are age 25 or older.


2Federal Loan vs. Private Loan Benefits: Some federal student loans include
unique benefits that the borrower may not receive with a private student loan,
some of which we do not offer.  Borrowers should carefully review federal
benefits, especially if they work in public service, are in the military, are
considering possible loan forgiveness options, are currently on or considering
income based repayment options or are concerned about a steady source of future
income and would want to lower their payments at some time in the future. When
the borrower refinances, they waive any current and potential future benefits of
their federal loans. For more information about federal student loan benefits
and federal loan consolidation, visit http://studentaid.ed.gov/. We also have
several resources available to help the borrower make a decision on our website
including Should I Refinance My Student Loans and our FAQs. Should I Refinance
My Student Loans? includes a comparison of federal and private student loan
benefits that we encourage the borrower to review.


Securities, Insurance and Investment Advisory Services offered through Citizens
Securities, Inc. (“CSI”). Citizens Securities, Inc. is an SEC registered
investment adviser and Member - FINRA and SIPC. One Citizens Bank Way, JCB135,
Johnston, RI 02919. Citizens Securities, Inc. is an affiliate of Citizens Bank,
N.A..



SpeciFi ℠ is made available through CSI. Portfolio management services are
sub-advised by SigFig Wealth Management, LLC (“SigFig”), an SEC registered
investment adviser. SigFig is not an affiliate of CSI, or Citizens Bank, N.A..



Securities, Insurance Products and Advisory Services are:
● NOT FDIC INSURED ● NOT BANK GUARANTEED ● MAY LOSE VALUE ● NOT A DEPOSIT ● NOT
INSURED BY ANY FEDERAL GOVERNMENT AGENCY

Banking products are offered through Citizens. Citizens is a brand name of
Citizens Bank, N.A.. Deposit accounts held at Citizens Bank, N.A. are separately
insured. Member FDIC


*Wireless carrier, text and/or charges may apply.




**Earn 10% in cash back rewards (an additional 8.2% cash back rewards in
addition to the standard 1.8% cash back rewards) for eligible purchases made in
the gas, restaurant and entertainment merchant categories, from account opening
date through the first 6 months from account opening, on up to $500 spent per
month with your NEW Citizens Cash Back Plus™ World Mastercard. Please remember
that purchases are submitted and categorized by the merchant. Merchants are
assigned a merchant code, which is determined by the merchant or its processor
based on the products and services they primarily sell. Citizens does not choose
the merchant code or control how purchases are classified. A purchase will not
receive the additional 8.2% cash back if the merchant's code is not eligible.

You will continue to earn 1.8% cash back rewards on ALL eligible purchases
including purchases made in the gas, restaurant and entertainment merchant
categories, once the $500 per month spend limit is reached, net of any credits,
returns and adjustments. Certain transactions do not qualify for cash back
rewards. For example, balance transfers, cash advances, account fees or charges,
interest charges, life insurance charges, money orders, wire transfers, lottery
tickets, gambling charges, or unauthorized charges to your account do not earn
cash back rewards.

 

To qualify, you must open a new Citizens Cash Back Plus™ World Mastercard®
account between May 2, 2022 and June 7, 2022.

 

Certain conditions, restrictions and exclusions apply. Full terms and conditions
will be sent with your new card.

 

Subject to Cardholder Agreement and Reward Guide Terms and Conditions,
applicability, and merchant designation as a lawful purchase of goods or
services.

 

Mastercard is a registered trademark, and the circles design is a trademark of
Mastercard International Incorporated. Credit cards are issued by Citizens Bank,
N.A.



 * 




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