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MORTGAGE CALCULATOR



We’ve made it easy for you to better understand your finances with our handy
home loan calculator. By working out your estimated loan amount, monthly
repayments and upfront costs, you can enjoy the confidence of knowing what you
can afford.

You can also save this data to your realestate.com.au profile, so that when you
find a property you like, you can see how it might fit with your finances and
impact your current lifestyle.

To start, select your state so we can prefill with the relevant upfront costs

Select State
Please select...


Start
Property price

$

State mean: $890,000

You  

are a first home buyer

looking for a property to  

live in

These calculations are based on a

principal & interest

  loan with an

interest rate of  

6.00

%

  and a

loan term of  

30



  years

View calculator assumptions
Save calculations for later

Estimated repayments

$4,520

per month

Your savings

$178,000

Stamp duty

- $35,140

Transfer fee

- $155

Government fees

- $154

--------------------------------------------------------------------------------

Available deposit

$142,551

Your price

$0

Deposit (0%)

- $142,551

LMI estimate

+ $6,477

--------------------------------------------------------------------------------

Loan amount

$753,927

Liveability

Update



Unsure

WHILE YOU SEARCH FOR YOUR HOME, WE CAN SEARCH FOR YOUR HOME LOAN

Find a mortgage broker



COMPARE 4000+ LOANS FROM 28 LENDERS


COMPARE 4000+ LOANS FROM 28 LENDERS

Use our loan comparison tool to find the right option for you.
Get started

 


 * REFINANCE CALCULATOR
   
   Use the refinance calculator to work out your potential savings when
   switching home loans, or use it to get an understanding of the equity you
   could unlock in your home.
   
   Get started


 * REVERSE RENT CALCULATOR
   
   Put your monthly rental amount towards owning your own home – determine how
   much you can afford to borrow based on the current amount of rent you pay.
   
   Get started


 * BORROWING POWER CALCULATOR
   
   Use our buying power guide to estimate your maximum purchase price, and help
   you work out what you’re comfortable spending.
   
   Get started


CHOOSE FROM A RANGE OF LENDERS

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See all lenders
Important information

Credit authorisation information

realestate.com.au Pty Ltd ACN 080 195 535 (REA) is a credit representative
(484305) of Smartline Operations Pty Ltd ACN 086 467 727 (Australian Credit
Licence 385325). Please refer to our Credit Guide for information relating to
our activities.

About home loan specialists

The information provided on this website is for general education purposes only
and is not intended to constitute specialist or personal advice. This website
has been prepared without taking into account your objectives, financial
situation or needs. REA can connect you with our referral partner ubank, part of
National Australia Bank Limited ABN 12 004 044 937 (AFSL and Australian Credit
Licence 230686), or introduce you to a mortgage broker accredited with either
Mortgage Choice Pty Ltd ACN 009 161 979 (Mortgage Choice) (Australian Credit
Licence 382869) or Smartline Operations Pty Ltd ACN 086 467 727 (Smartline)
(Australian Credit Licence 385325), who can talk to you about home loans from a
range of lenders. Mortgage Choice and Smartline are wholly-owned subsidiaries of
REA. Your broker will advise whether they are a credit representative of
Mortgage Choice or Smartline.  

* Note: the home loan with the lowest current interest rate is not necessarily
the most suitable for your circumstances, you may not qualify for that
particular product, the product may not include all the features relevant to
you, and not all products are available in all states and territories. 

^ Comparison rates are based on a loan of $150,000 over a term of 25 years.
Interest rates subject to change. WARNING: This comparison rate applies only to
the example or examples given. Different amounts and terms will result in
different comparison rates. Costs such as redraw fees or early repayment fees,
and cost savings such as fee waivers, are not included in the comparison rate
but may influence the cost of the loan.

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