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FOR EVERY VACATION-HOME FANTASY, THERE IS A HARSH FINANCIAL REALITY


HIGHER MORTGAGE RATES ARE JUST ONE FACTOR RAISING THE PRICE OF OWNING A SECOND
HOME

What a Housing-Market Cooldown Could Mean for Inflation and Home Buyers
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Despite forecasts for a cooling housing market in 2022, U.S. home prices are
still hitting record highs, even with mortgage rates surging in recent months.
WSJ’s Dion Rabouin explains what’s driving demand, evidence of a slowdown on the
horizon, and what that could mean for the economy. Photo composite: Ryan Trefes
By
Veronica Dagher | Photographs by Natalie Behring for The Wall Street Journal
Sept. 12, 2022 9:00 am ET

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Nothing fuels the desire to buy a vacation home quite like the end of summer. 

As mortgage rates rise and the housing market cools, financial advisers say it
is critical for buyers to weigh the unexpected costs and pitfalls that come with
that beach house. 


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