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Skip to content Menu Go to Home Page * News * Credit Cards * CARD TYPE * Best overall * Travel * Airlines * Rewards * Business * Cash back * All credit cards * CARD ISSUER * American Express * Chase * Capital One * Citi * Bank of America * All issuers * COBRANDED CARDS * American Airlines * Delta Air Lines * Hilton * Marriott * Southwest Airlines * United Airlines * All cobranded cards * LEARN ABOUT CREDIT CARDS * Beginners guide * Credit score * Credit utilization * Credit card reviews * Points + Miles * CREDIT CARD REWARD PROGRAMS * American Express Membership Rewards * Capital One Rewards * Chase Ultimate Rewards * Citi ThankYou Rewards * All credit card programs * AIRLINE REWARD PROGRAMS * American AAdvantage * Delta SkyMiles * Southwest Rapid Rewards * United MileagePlus * All airline programs * HOTEL REWARD PROGRAMS * Hilton Honors * Marriott Bonvoy * World of Hyatt * IHG One Rewards * All hotel programs * LEARN ABOUT REWARD PROGRAMS * Beginners guide to points and miles * TPG points valuations * Award vs. cash calculator * Travel * AIRLINES * Airline news * Airline reviews * Airline deals * All airline stories * HOTELS * Hotel news * Hotel reviews * Hotel deals * All hotel stories * CRUISES * All cruise stories * RESOURCES * Family travel * Road trips * Travel gear * Travel advisories * Travel tips * Tools * TPG APP Improve earnings, maximize rewards and track progress toward dream trips. Plus, your own feed of TPG content. * TPG POINTS VALUATION See what a point or mile is worth with our appraisals of a loyalty program’s currency, based on redemption values. * AWARD VS. CASH CALCULATOR Check here before booking an award fare. Compare the cost in points or miles to cash, and see which option is best. * CARDMATCH Find the right card for you. We'll run a soft credit check to find special offers, but it won’t affect your credit score. SUBSCRIBE Advertiser disclosure Search The Points Guy SUBSCRIBE Advertiser disclosure Guide BEST WAYS TO USE AMEX MEMBERSHIP REWARDS POINTS: FROM BUSINESS CLASS FLIGHTS TO EUROPE TO HAWAII Andrew Kunesh Andrew Kunesh Contributor Andrew is a former senior editor at The Points Guy. He's been a miles and points fanatic since 2014 and previously wrote for Upgraded Points and Credit Karma. Outside of the travel world, Andrew is a technology enthusiast, craft coffee aficionado and — despite now living in NYC — a Chicagoan at heart. and Ben Smithson Ben Smithson Senior writer Ben Smithson is a travel loyalty expert based in London. April 30, 2024 • 11 min read Jump to section * Facebook * Twitter * LinkedIn * Copy URL * Email The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information. EDITOR'S NOTE This is a recurring post, regularly updated with new information and offers. It's no secret that American Express Membership Rewards are one of our favorite points and miles currencies. TPG's latest valuations give Membership Rewards 2 cents per point value. However, leveraging the right transfer partners makes it easy to get even more value out of your points. To prove this value to you, we'll look at some of the best ways to redeem your Membership Rewards points in this article. From high-end business class redemptions to domestic flights around the U.S., there are ways to stretch your points for the best possible travel experience. Related: Best American Express Credit Cards of 2024 HOW TO EARN MEMBERSHIP REWARDS POINTS The best way to do this quickly is by utilizing welcome offers on Amex's top credit cards. Here are some of our favorites: * The Platinum Card® from American Express: Earn 80,000 Membership Rewards points after spending $8,000 on purchases in your first six months of card membership. However, some readers have been targeted for up to a 100,000-point bonus using the CardMatch tool (offer subject to change at any time). Terms apply. * American Express® Gold Card: Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new card within the first six months of card membership. However, some readers have been targeted for an even higher welcome offer using the CardMatch tool (offer subject to change at any time). Terms apply. * The Business Platinum Card® from American Express: Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases within the first three months of card membership. Terms apply. HOW TO USE YOUR MEMBERSHIP REWARDS POINTS You're likely to get the most value from your Amex points by transferring them to partner programs. Membership Rewards partners with 18 different airlines, including Air Canada, JetBlue and British Airways. You also have the option to transfer your points to three hotel chains: Hilton, Marriott and Choice. You can book flights or hotels directly through Amex Travel, but redeeming points with a transfer partner usually results in a better redemption value. This is because Amex Travel only lets you redeem at a set 1 cent per point value for flights, while transfers can yield a much higher value. Most Membership Rewards transfers process instantly, while others can take up to 48 hours. Check out our guide to Membership Rewards transfer times for more information. Daily Newsletter Reward your inbox with the TPG Daily newsletter Join over 1,000,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts Email address Sign up By signing up, you will receive newsletters and promotional content and agree to our Terms of Use and acknowledge the data practices in our Privacy Policy. You may unsubscribe at any time. Here are some of the best ways to redeem your Membership Rewards by transferring them to partners. BUSINESS CLASS TO EUROPE FOR 50,000 MILES ZACH GRIFF/THE POINTS GUY If you want to travel to Europe comfortably, consider transferring your Membership Rewards points to Air France-KLM's Flying Blue program. The program prices award tickets dynamically, so on peak dates, you can be charged more than 100,000 miles for a flight to Europe. However, on dates with less demand, you can fly from North America to Europe from as low as 20,000 miles one-way in economy, 35,000 miles in premium economy and 50,000 miles in business class. AIRFRANCE.COM Remember that fuel surcharges on these awards can be a little hard to handle — close to $400 per person if you book round-trip business-class flights. Still, 40,000 miles for round-trip economy flights and about $120 in cash is still a great deal. YOU MAY PREQUALIFY FOR UP TO 150,000 POINTS See if you prequalify for special offers—with no impact to your credit score. Try CardMatch Flying Blue's monthly Promo Awards are worth checking out as they can offer 25% discounts on the prices above to select destinations. Related: Is KLM premium economy worth it on the 787 Dreamliner? BOOK DELTA AND ANA FLIGHTS WITH VIRGIN ATLANTIC ANA business class. ERIC ROSEN/THE POINTS GUY Virgin Atlantic Flying Club charges 50,000 points (so 50,000 Amex points) from the U.S. to Europe in Delta One business class. This pricing applies to all nonstop Delta tickets from the U.S. — connecting tickets are subject to extra mileage. This is substantially cheaper than transferring points to Delta SkyMiles for the same award ticket, where 375,000 miles for a flight to Europe in business class is not uncommon. Related: Dynamic airline award pricing is out of control — here are some ways to beat it Always check Virgin Atlantic first to book a Delta One ticket to Europe. It consistently offers lower prices than Delta and other SkyTeam programs on these routes. Availability can be hard to come by (though it is usually more available last minute than well in advance). You may wish to consider investing in an award search tool like Seats.aero, with its handy Delta One search finder to easily see availability. Then, you can book directly on Virgin Atlantic's website. SET.AERO Virgin Atlantic's ANA award chart must be one of the best sweet-spot redemptions in the entire points-and-miles world. The chart below shows round-trip prices: VIRGINATLANTIC.COM This means you can fly round-trip from West Coast airports to Tokyo's Narita International Airport (NRT) or Haneda International Airport (HND) in ANA first class for only 145,000 miles or in business class for 90,000 miles. That's less than some airlines charge for a one-way ticket. ANA first-class tickets sometimes cost $16,000 or more, so this is an easy way to get more than 10 cents per point in value. ANA's newest First Class seat. CHRIS DONG/THE POINTS GUY Again, availability can be difficult to find and won't show on Virgin's website. It's best to use a partner site like United MileagePlus to check availability and then call Virgin Atlantic to book. UNITED AND ALASKA FLIGHTS TO HAWAII M SWIET PRODUCTIONS/GETTY IMAGES From the great city of Honolulu to the vast beaches of Maui and Kona, the Hawaiian islands truly have everything. You can book flights to the islands on United and Alaska Airlines by transferring your Membership Rewards points to Singapore Airlines KrisFlyer. You'll pay just 12,000 Krisflyer miles for a one-way flight from California, Oregon, or Washington to any Hawaiian island. Just note that Singapore doesn't let you book Alaska flights with stops, so you're restricted to booking flights from one of Alaska's various hubs. You also need to call in to book these awards. Those based elsewhere in the country can book nonstop or connecting flights with United Airlines. You'll pay 19,500 KrisFlyer points for a one-way economy ticket or 39,000 for business class. FLY THE WORLD'S LONGEST NONSTOP FLIGHT IN COMFORT ZACH GRIFF/THE POINTS GUY Singapore Airlines operates two of the world's longest flights: Singapore Changi International Airport (SIN) to Newark Liberty International Airport (EWR) and John F. Kennedy International Airport (JFK). Of course, you're not going to want to spend 18 hours in an uncomfortable seat, so use your Membership Rewards to fly business class. Both routes cost 111,500 Singapore Airlines KrisFlyer points plus taxes and fees one-way — a small price for comfort on such a long flight. Related: 18 hours in nonstop style: Singapore business class on the world's longest flight IBERIA FLIGHTS TO MADRID BEN SMITHSON/THE POINTS GUY Booking premium-cabin award flights to Europe can be a complicated and expensive endeavor, but Amex's transfer partner, Iberia Plus, uses a distance-based award chart. This is one of the best options to consider when searching for nonstop flights to Spain. Here are the one-way award prices: Destination to/from MadridBlue class (Off-peak/Peak)Economy (Off-peak/Peak)Premium economy (Off-peak/Peak)Business (Off-peak/Peak)New York17,000/20,00022,000 / 28,00025,000 / 35,00034,000 / 50,000Chicago21,250 /25,00027,750 / 35,00031,750 / 43,75042,500 / 62,500Boston17,000 /20,00022,000 / 28,00025,000 / 35,00034,000 / 50,000Miami21,250 / 25,00027,750 / 35,00031,750 / 43,75042,500 / 62,500Los Angeles25,550 / 32,50030,000 / 42,00038,250 / 52,50051,000 / 75,000San Francisco25,550 / 32,50030,000 / 42,00038,250 / 52,50051,000 / 75,000 Off-peak business-class flights offer the best deal. You can fly from JFK and Boston Logan International Airport (BOS) to Madrid for just 34,000 Avios in economy, 50,000 in premium economy and 68,000 in business class. Yes, those are round-trip prices. Considering that most airlines charge at least 50,000 miles for a one-way business-class flight to Europe, this is an absolute steal. Related: Private suites and high-tech touches: What it's like flying Air France's new business class BOOK CHOICE HOTELS AROUND THE WORLD Radisson Blu Mall of America. CHOICE HOTELS The Choice Privileges program is lesser-known than the bigger chains like Marriott and Hilton, but it's still worth a look. You can still get value by transferring Membership Rewards to Choice Privileges, with awards starting at just 8,000 points per night. The company's hotels sit conveniently outside major cities. For example, you can use 10,000 points per night to book the Comfort Inn near the Six Flags theme park in Gurnee, Illinois, a suburb of Chicago. This can be a good option for a staycation or a stop on a long road trip. Things get more exciting when you travel abroad. A handful of properties in Tokyo can be booked for 8,000 points per night. The centrally located Comfort Hotel Tokyo Kanda is one of them. The rooms look solid and are within walking distance of public transit. CHOICEHOTELS.COM BOOK SHORT-HAUL FLIGHTS WITH BRITISH AIRWAYS AVIOS ZACH GRIFF/THE POINTS GUY You don't have to jet halfway around the world to get a great redemption. Using British Airways Avios is the best way to book domestic flights operated by American and Alaska Airlines. The program uses an unpublished distance-based award chart, so you'll pay more Avios for longer flights; short and mid-haul domestic flights are the award chart's sweet spots for Oneworld flyers. Flights that are 1,151 miles or shorter can be booked for just 11,000 Avios, and for the shortest flights up to 650 miles in length, you'll need just 8,250 Avios on any date with availability. This is a solid way to use your points if cash flights are otherwise expensive. Think of peak travel times like holidays, conferences and school breaks. One thing to note about Avios: It charges per leg. This means you'll pay more for connecting flights. In most cases, you should only use Avios to book nonstop flights. Related: Here's why you should care about British Airways Avios BOTTOM LINE Whether you're looking for first-class airfare, an economy flight home for the holidays or a road trip hotel, you can use Membership Rewards to cover it all. Use these examples as inspiration for your next big trip. Not only will you have a better experience, but you'll spend significantly less out of pocket, too. For rates and fees of the Amex Platinum card, click here. For rates and fees of the Amex Gold card, click here. For rates and fees of the Amex Business Platinum card, click here. Featured image by FENG WEI PHOTOGRAPHY/GETTY IMAGES Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. GREAT OFFERS FROM OUR PARTNERS * Learn Moreabout Chase Sapphire Preferred® CardTerms Apply BEST FOR BEGINNERS Chase Sapphire Preferred® Card 75,000 bonus points * Learn Moreabout The Business Platinum Card® from American ExpressTerms Apply BEST BUSINESS TRAVEL CARD The Business Platinum Card® from American Express Earn 150,000 points * Learn Moreabout Capital One Venture X Rewards Credit CardTerms Apply See rates & fees Best card for premium perks while traveling Capital One Venture X Rewards Credit Card Earn 75,000 miles * Learn Moreabout Chase Sapphire Reserve®Terms Apply Best premium travel card for value Chase Sapphire Reserve® 75,000 bonus points * Learn Moreabout American Express® Gold CardTerms Apply Best for the well-traveled foodie American Express® Gold Card 60,000 Membership Rewards® Points See all best card offers GREAT OFFERS FROM OUR PARTNERS * Learn Moreabout Chase Sapphire Preferred® CardTerms Apply BEST FOR BEGINNERS Chase Sapphire Preferred® Card 75,000 bonus points * Learn Moreabout The Business Platinum Card® from American ExpressTerms Apply BEST BUSINESS TRAVEL CARD The Business Platinum Card® from American Express Earn 150,000 points * Learn Moreabout Capital One Venture X Rewards Credit CardTerms Apply See rates & fees Best card for premium perks while traveling Capital One Venture X Rewards Credit Card Earn 75,000 miles * Learn Moreabout Chase Sapphire Reserve®Terms Apply Best premium travel card for value Chase Sapphire Reserve® 75,000 bonus points * Learn Moreabout American Express® Gold CardTerms Apply Best for the well-traveled foodie American Express® Gold Card 60,000 Membership Rewards® Points See all best card offers Related stories Guide New to Chase Ultimate Rewards? Here are 3 easy ways to redeem 75,000 points News American Express and Virgin Atlantic transfer bonus: Get 30% more Virgin points when transferring Membership Rewards points News Book now: Cathay Pacific business-class and first-class award availability News Last-minute ANA business-class award availability to Japan for just 35,000 Amex points TPG FEATURED CARD Best for the well-traveled foodie AMERICAN EXPRESS® GOLD CARD Apply for American Express® Gold Card Terms & restrictions apply. See rates & fees TPG Editor‘s Rating Open Editors rating Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer. 4 / 5 Go to review Apply Now Apply for American Express® Gold Card at American Express's secure site REWARDS 3 - 4X points details 4XEarn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S.4XEarn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).3XEarn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. INTRO OFFER 60,000 Membership Rewards® Points details Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership. ANNUAL FEE $250 RECOMMENDED CREDIT 670-850 Excellent/Good more info Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application. WHY WE CHOSE IT There's a lot to love about the Amex Gold card. It's been a fan favorite during the pandemic because of its fantastic rewards rate on restaurants (that includes takeout and delivery in the U.S.!) and U.S. supermarkets. If you're hitting the skies soon, you'll also earn bonus points on travel. Paired with up to $120 in Uber Cash (for U.S. Uber rides or Uber Eats orders) and up to $120 in annual dining statement credits at eligible partners, there's no reason that the foodie shouldn't add this card to their wallet. Enrollment required. Pros & Cons PROS * 4x on dining at restaurants and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1x) * 3x on flights booked directly with the airline or with Amex Travel * Welcome bonus of 60,000 points after spending $6,000 in the first six months of card membership CONS * Weak on travel outside of flights and everyday spending bonus categories * Not as useful for those living outside the U.S. * Some may have trouble using Uber/food credits * Few travel perks and protections More Details * Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership. * Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). * Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. * $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year. * $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required. * Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property. * Choose the color that suits your style. Gold or Rose Gold. * No Foreign Transaction Fees. * Annual Fee is $250. * Terms Apply. * See Rates & Fees Apply Now Apply for American Express® Gold Card at American Express's secure site Terms & restrictions apply. See rates & fees Best for the well-traveled foodie AMERICAN EXPRESS® GOLD CARD TPG Editor‘s Rating Open Editors rating Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer. 4 / 5 Go to review REWARDS RATE 4XEarn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S.4XEarn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).3XEarn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. * INTRO OFFER OPEN INTRO BONUS EARN 60,000 MEMBERSHIP REWARDS® POINTS AFTER YOU SPEND $6,000 ON ELIGIBLE PURCHASES WITH YOUR NEW CARD WITHIN THE FIRST 6 MONTHS OF CARD MEMBERSHIP. 60,000 Membership Rewards® Points * ANNUAL FEE $250 * RECOMMENDED CREDIT OPEN CREDIT SCORE DESCRIPTION CREDIT RANGES ARE A VARIATION OF FICO© SCORE 8, ONE OF MANY TYPES OF CREDIT SCORES LENDERS MAY USE WHEN CONSIDERING YOUR CREDIT CARD APPLICATION. 670-850 Excellent/Good WHY WE CHOSE IT There's a lot to love about the Amex Gold card. It's been a fan favorite during the pandemic because of its fantastic rewards rate on restaurants (that includes takeout and delivery in the U.S.!) and U.S. supermarkets. If you're hitting the skies soon, you'll also earn bonus points on travel. Paired with up to $120 in Uber Cash (for U.S. Uber rides or Uber Eats orders) and up to $120 in annual dining statement credits at eligible partners, there's no reason that the foodie shouldn't add this card to their wallet. Enrollment required. View More Pros & ConsMore Details PROS * 4x on dining at restaurants and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1x) * 3x on flights booked directly with the airline or with Amex Travel * Welcome bonus of 60,000 points after spending $6,000 in the first six months of card membership CONS * Weak on travel outside of flights and everyday spending bonus categories * Not as useful for those living outside the U.S. * Some may have trouble using Uber/food credits * Few travel perks and protections * Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership. * Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). * Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. * $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year. * $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required. * Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property. * Choose the color that suits your style. Gold or Rose Gold. * No Foreign Transaction Fees. * Annual Fee is $250. * Terms Apply. * See Rates & Fees MAXIMIZE YOUR TRAVEL * Facebook * Instagram * YouTube * Twitter * TikTok SIGN UP FOR OUR DAILY NEWSLETTER FOR THE LATEST NEWS, DEALS AND TIPS. Email address Sign up I would like to subscribe to The Points Guy newsletters and special email promotions. The Points Guy will not share or sell your email. See PRIVACY POLICY. 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