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Submission: On May 12 via api from US — Scanned from DE
Effective URL: https://www.directline.com/travel-insurance?cmpid=000/car/eml/0/mktg/wa/FCC/0
Submission: On May 12 via api from US — Scanned from DE
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TRAVEL INSURANCE
PLANNING YOUR NEXT TRIP? GET 20% OFF ANNUAL EUROPEAN TRAVEL INSURANCE.
Introductory offer only. Each trip up to a maximum of 42 days. All travellers
must be under 75.
Get a quote Retrieve a quote
EXPLORE TRAVEL INSURANCE
Use the links below to go straight to the information you want.
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Which travel insurance is right for you?
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COVID-19 and travel insurance
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Why choose Direct Line travel insurance?
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Travel insurance tips, FAQs and policy documents
WHICH TRAVEL INSURANCE IS RIGHT FOR YOU?
Choose from two products - Annual Multi-trip and Single Trip cover. All come
with additional key benefits that you can choose from in order to suit your
holiday.
ANNUAL MULTI-TRIP COVER
Worldwide cover for multiple trips up to 42 days each.
Each trip up to a maximum of 42 days. All travellers must be under 75. Quotes
valid for 90 days.
Get a quote Find out more
SINGLE TRIP COVER
Perfect for a one-off family trip lasting up to 90 days.
Trips must be 90 days or less, or 42 days or less for travellers 60 and over.
Quotes valid for 90 days.
Get a quote Find out more
ENHANCE YOUR TRAVEL COVER
Add insurance for personal belongings or winter sports for an extra cost.
Personal belongings
This optional extra insures your bags and their contents while travelling. It
can be added to your Annual Multi-trip cover or Single Trip cover during your
quote for an additional cost.
* Up to £1,500 for items that are lost, stolen or damaged.
* Up to £300 for a single item.
* Up to £300 in total for valuables such as cameras and jewellery.
* Up to £100 in total for consumable items such as tobacco or food and drink.
Winter sports
If you go on a winter sports holiday, you can cover your skiing and snowboard
gear for theft and damage by adding our winter sports cover to your travel
insurance. This will also cover you against injuries and piste closures.
This optional extra can be added to either your Annual Multi‐trip travel
insurance for 22 days, or your Single Trip travel insurance for the length of
your trip (limited to a maximum of 90 days, or 42 days if aged 59 or over).
* Up to £500 per person for ski equipment.
* Up to £300 per person for replacement equipment hire (£25 per day).
* Up to £250 per person for unused equipment hire, ski passes and ski school
tuition fees.
* Up to £200 per person for piste closure (£20 per day).
COVID-19 AND TRAVEL INSURANCE
It’s natural to have questions about what is and isn’t covered by travel
insurance, particularly with COVID-19 leading to so many changes in the way we
do things, both big and small.
Whatever your plans, you’ll want to keep up to date with advice from the
government, as well as local requirements at the places you’re going to.
In the meantime, our travel insurance includes:
* Covered to travel to a destination where the Foreign, Commonwealth and
Development Office (FCDO) are advising against all but essential travel.
* Medical expenses if you catch COVID-19 while you’re away.
* Additional accommodation and transport costs if you have to quarantine
because you catch COVID-19 while you’re away.
* Cancellation costs if you or a close relative are diagnosed with COVID-19
before you go, you have to quarantine or the FCDO change their advice after
you booked your trip.
* Cover to cut short your trip if the FCDO change their advice unexpectedly
regarding the country you’re visiting.
You can find out more in our FAQs.
WHY CHOOSE DIRECT LINE TRAVEL INSURANCE?
UP TO £10M EMERGENCY MEDICAL COVER
We want you to feel safe when you travel, so we’ll pay up to £10m directly to
the hospital if you have a medical emergency on your trip. Find out more
UP TO £5,000 CANCELLATION COVER
We’ll pay up to £5,000 if things like unexpected illness or unemployment force
you to cancel your travel plans (depending on your chosen level of cover).
* 24/7 multilingual advice
If you need help while on your trip, we’re here 24 hours a day, 365 days a
year.
* We'll get you home in the event of a medical emergency
If something goes wrong while you’re away we’ll make sure you get home.
* Disaster cover
We'll help if you're not able to use your pre-booked and pre-paid
accommodation during your trip because of a natural disaster. We'll pay the
necessary extra travel and accommodation expenses so you can continue with
your trip or return to the UK if that's not possible. Find out more
TRAVEL INSURANCE TIPS, FAQS AND POLICY DOCUMENTS
THINGS YOU NEED TO KNOW
* Before you book a trip, check the UK Government website for the most recent
advice on travelling abroad. If you decide to go ahead, you should also check
again nearer to your departure date.
* Let us know about any pre-existing medical conditions before you take out a
travel insurance policy with us or you won’t be covered.
* We won’t pay for any claim unless you’re a permanent resident of the UK.
* Trips must start and end in the UK.
* Trips within the UK must be for at least two consecutive nights and in
pre-booked commercially-operated accommodation.
* We will not cover any claim for cancellation if you had reason to believe the
trip might be cancelled at the time you booked it.
TRAVEL COVER: KNOW BEFORE YOU GO
Find out more
DOWNLOAD TRAVEL INSURANCE POLICY DOCUMENTS
* Travel insurance policy
* Discoverer travel insurance policy
* Annual travel IPID
* Single trip travel IPID
* Discoverer travel IPID
NEED MORE HELP?
You can claim online, search our site or for any other questions, ask our
virtual assistant.
Contact Us Claims
--------------------------------------------------------------------------------
If you’d rather talk to us, just give us a call (includes Typetalk service). We
can help you choose the right kind of cover.
Call us
CAN'T FIND THE RIGHT LEVEL OF COVER TO MEET YOUR NEEDS?
If we are unable to offer you the level of cover you need, or your travel
insurance premium is higher than you expected because you have medical
conditions, help could still be available.
We've been working with the Financial Conduct Authority and the Money and
Pensions Service to create a directory that you can search when we're unable to
help.
Just visit https://traveldirectory.moneyadviceservice.org.uk/en to search the
directory, or call 0800 138 7777 (Open Monday to Friday, 8am to 6pm).
FREQUENTLY ASKED QUESTIONS
Q1 Do your policies provide cover for existing medical conditions?
Yes they do but there are some questions we will need to ask you about your
medical condition to understand if this can be covered, please give us a call on
0345 246 8704 for a quote and to discuss if we can provide cover for your
medical conditions. Unfortunately we cannot do this online.
Q2 What cover do your policies provide for personal belongings?
The personal belongings limit is £1500 per insured person, the single article
limit is £300 and the valuables limit is £300 in total. Remember, if you have a
Discoverer policy, the personal belongings limit is £1000 per insured person, up
to £300 for single articles and up to £300 for valuables. The limits in the
personal belongings section that may not be enough for expensive items such as
jewellery and photographic or video equipment. However, you can usually insure
these items separately under the ‘All Risks’ extension of your home insurance.
Q3 Do your policies cover activities whilst on a trip?
Details of the activities that are automatically covered by our travel insurance
policies are listed in the policy terms and conditions. If you are taking part
in an activity that is not listed, you should contact us on 0345 246 8704 to
discuss your needs with us and to get a quote.
Q4 Do you cover trips in the UK?
Yes, trips in the UK are covered as long as you have paid to stay in pre-booked
commercially operated accommodation for two or more consecutive nights.
Q5 Do your policies provide cover for strikes?
Yes, our single and annual multi trip policies provide cover for missed, delayed
or abandoned departure as a result of a strike, as long as the strike had not
started or been announced at the policy start date (or renewal date), or when
you booked your trip, whichever is later.
Please visit our terms and conditions for more information.
Q6 What is the European Travel Information and Authorisation System (ETIAS) and
how will it impact my holiday?
From November 2023 British travellers to the EU who are taking trips for less
than 90 days will be required to purchase a visa waiver. For more information on
the scheme please visit
https://etias.com/etias-requirements/etias-for-british-citizens.
Ask our Virtual Assistant
LATEST ARTICLES
All travel insurance articles and guides
lifestyle
WHAT YOU NEED TO KNOW BEFORE YOU GO TRAVELLING
Once you've gone to all the effort of finding the time, researching the options
and booking a trip abroad, it can be easy to sit back and think the work is
done. But to make sure you have the best holiday possible, take a little time
out to find out more about your destination.
lifestyle
STAYING SECURE ABROAD
Direct Line offers advice on how to avoid crime when travelling abroad and types
of cover that can be provided.
lifestyle
IS YOUR PASSPORT LOST OR STOLEN?
What to do if you believe your passport is lost or stolen, either abroad or in
the UK.
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© 1999-2023 U K Insurance Limited
Direct Line general insurance policies are underwritten by U K Insurance
Limited. Registered office: The Wharf, Neville Street, Leeds LS1 4AZ Registered
in England and Wales No.1179980. U K Insurance Limited is authorised by the
Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority. Registration number 202810. The
Financial Services Register can be accessed through www.fca.org.uk.
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