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    * Multi-currency account
      
      Explore the account used by 16 million people to live, work, travel and
      transfer money worldwide.
   
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CONNECT YOUR MONEY WORLDWIDE

Pay and get paid globally. Move money where it matters: from paying your
mortgage in euros to sending rupees overseas. Fast, simple and secure.

Open an accountSend money
ESent1,100.00 USD Received1030.95 EURSent



HIGH SPEED, LOW FEES

Use our calculator to check prices for transfers in any of 40+ currencies.
Whether scheduling payments or putting down deposits — over half our transfers
get there in under 20 seconds. See it to believe it.

You send exactly

USD

 * 1.30 USD
   
   CONNECTED BANK ACCOUNT (ACH) FEE

 * 5.52 USDOur fee
 * –
   6.82 USDTotal fees

 * --------------------------------------------------------------------------------

 * =
   993.18 USDTotal amount we’ll convert
 * ×
   0.9217Guaranteed rate (8h)

Recipient gets

EUR

You could save up to 40.25 USD

Should arrive by Thursday

Compare priceGet started


MANAGE MONEY ACROSS BORDERS WITH ONE SIMPLE ACCOUNT

Send money to family, and pay bills big and small from the US. Move funds into
your Wise account from abroad, and connect to apps you use every day like Venmo.
Link your finances in different countries to dollars, seamlessly.

Open an accountExplore the Wise account
dlxAccountRAPT Paris4 EURLe Louvre40 EURPierre300 EURSpend anywhereMTA NYCT
Paygo2.75 USDTransactionsOpen4,050.005,263.12378.20156.90GBPBalances with
account detailsChoose your currenciesContinueTHAT’sDONE


BOOST YOUR BALANCES

Opt in to our interest feature and earn 4.85% APY1 (annual percentage yield) on
your USD, 3.22% APY on your GBP, and 2.29% APY your EUR balances. Plus, Eligible
Balances combined will get up to $250,000 USD in passthrough FDIC insurance
through our Program Bank2.

Explore our interest feature


--------------------------------------------------------------------------------

 * All funds are deposited with banks like JPMorgan Chase Bank

 * Registered with the Financial Crimes Enforcement Network (FinCEN)

 * Federally regulated. Check how we’re licensed state by state


ALL UNDER LOCK AND KEY

Every cent of the $11 billion we move each month is protected. We use HTTPS
encryption and 2-step verification to make sure your transactions are secure.
Plus our 24/7 customer service is here to help. We’ve got dedicated fraud and
security teams if you ever need them.

Learn more



READY FOR BUSINESS, BIG OR SMALL

Go global with the international business account. Pay employees, get paid and
manage your cash flow in multiple currencies. Join over 300,000 businesses
thriving with Wise.

Explore Wise Business


FOR PEOPLE GOING PLACES



“They make our life split between two continents possible. Transfers are simple
and very, very fast.”

Read review On Trustpilot

“Wise has changed the game in terms of simplicity, and certainly been a
lifesaver for expat living.”

Watch video

“Getting money across borders before Wise was ridiculously difficult and
expensive.”

Watch video

“Always fast transactions and good fees. An invaluable online bank for those who
live outside their own country or are frequent travellers.”

Read review On Trustpilot


MEET MONEY WITHOUT BORDERS

We’re building the best way to move and manage the world’s money. Min fees. Max
ease. Full speed.

Learn about our mission


WISE WORKS NEARLY EVERYWHERE

Find the account details you need to get paid in any of 8 currencies. Use them
to receive salaries, pension payments and more.

 * Account details
 * Hold and convert money
 * Send money
 * 

 * British pound
   Swift/BIC, UK sort code, Account number, and IBANGet GBP account details
 * Euro
   Swift/BIC and IBANGet EUR account details
 * US dollar
   Routing number and Account number
 * Australian dollar
   BSB code and Account numberGet AUD account details
 * New Zealand dollar
   Account numberGet NZD account details
 * Singapore dollar
   Bank code, Bank name, and Account numberGet SGD account details
 * Romanian lei
   Swift/BIC and Account numberGet RON account details
 * Canadian dollar
   Institution number, Transit number, and Account numberGet CAD account details
 * Hungarian forint
   Account numberGet HUF account details
 * Turkish lira
   Bank name and IBANGet TRY account details

 * UAE dirham
 * Australian dollar
 * Bangladeshi taka
 * Bulgarian lev
 * Brazilian real
 * Canadian dollar
 * Swiss franc
 * Chilean peso
 * Chinese yuan
 * Costa Rican colón
 * Czech koruna
 * Danish krone
 * Egyptian pound
 * Euro
 * British pound
 * Georgian lari
 * Hong Kong dollar
 * Hungarian forint
 * Indonesian rupiah
 * Israeli shekel
 * Indian rupee
 * Japanese yen
 * Kenyan shilling
 * South Korean won
 * Sri Lankan rupee
 * Moroccan dirham
 * Mexican peso
 * Malaysian ringgit
 * Nigerian naira
 * Norwegian krone
 * Nepalese rupee
 * New Zealand dollar
 * Philippine peso
 * Pakistani rupee
 * Polish złoty
 * Romanian lei
 * Swedish krona
 * Singapore dollar
 * Thai baht
 * Turkish lira
 * Tanzanian shilling
 * Ukrainian hryvnia
 * Ugandan shilling
 * US dollar
 * Uruguayan peso
 * Vietnamese dong
 * West African franc
 * South African rand

 * Andorra
 * Argentina
 * Australia
 * Austria
 * Bangladesh
 * Belgium
 * Botswana
 * Brazil
 * Bulgaria
 * Canada
 * Chile
 * China
 * Colombia
 * Costa Rica
 * Croatia
 * Cyprus
 * Czech Republic
 * Denmark
 * Egypt
 * Estonia
 * Fiji
 * Finland
 * France
 * Georgia
 * Germany
 * Ghana
 * Greece
 * Hong Kong
 * Hungary
 * India
 * Indonesia
 * Ireland
 * Israel
 * Italy
 * Japan
 * Kenya
 * Latvia
 * Liechtenstein
 * Lithuania
 * Luxembourg
 * Malaysia
 * Malta
 * Mexico
 * Monaco
 * Morocco
 * Nepal
 * Netherlands
 * New Zealand
 * Nigeria
 * Norway
 * Pakistan
 * Philippines
 * Poland
 * Portugal
 * Romania
 * San Marino
 * Singapore
 * Slovakia
 * Slovenia
 * South Africa
 * South Korea
 * Spain
 * Sri Lanka
 * Sweden
 * Switzerland
 * Tanzania
 * Thailand
 * Turkey
 * Uganda
 * Ukraine
 * United Arab Emirates
 * United Kingdom
 * United States
 * Uruguay
 * Vatican City
 * Vietnam
 * Zambia

Show more
 1. Annual Percentage Yield (APY) - rates shown are true as of 01/01/2024. See
    Program Agreement for details.
 2. The current Program Bank is JPMorgan Chase Bank, N.A., see Appendix 1 of the
    Program Agreement for the most updated list of Program Bank(s). Eligible
    customers must opt in to the interest feature. Participants will have the
    balance of their USD funds held in their Wise Account “swept” into a Federal
    Deposit Insurance Corporation (“FDIC”) insured interest-bearing account at
    one or more participating banks (each, a “Program Bank”) that will hold and
    pay interest on the deposit funds. For a complete list of Program Banks,
    please see Appendix 1 of the Program Agreement. For more information on FDIC
    insurance coverage, please visit www.FDIC.gov. Customers are responsible for
    monitoring their total assets at each of the Program Banks to determine the
    extent of available FDIC insurance coverage in accordance with FDIC rules.
    The Program is not intended to be a long-term investment option, checking or
    savings account, investment contract or security.
    For customers opted in to receive interest on EUR and GBP balances, the FDIC
    passthrough insurance provided by our program bank is for up to the
    equivalent of $250,000 in total for your USD, EUR and GBP combined balance
    amounts (collectively, the “Eligible Balances”).


COMPANY AND TEAM

 * Company and team
 * Press
 * Careers
 * Service status
 * Investor relations
 * Mission roadmap
 * Affiliates and partnerships
 * Help centre
 * Accessibility


WISE PRODUCTS

 * International money transfers
 * Wise account
 * International debit card
 * Large amount transfer
 * Receive money
 * Wise Platform
 * Wise Business
 * Business debit card
 * Mass payments


RESOURCES

 * News and blog
 * Research privacy policy
 * Currency converter
 * International stock ticker
 * Swift/BIC codes
 * IBAN codes
 * Rate alerts
 * Compare exchange rates
 * Invoice generator
 * Business Calculators


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© Wise US Inc 2024

Wise is a Money Service Business registered with FinCen. It is authorized to
operate in most states. In other states, the program is sponsored by Community
Federal Savings Bank, to which we’re a service provider.

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