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Bringing Filipinos closer to their dream lives


MORE MILESTONES IN LIFE WITH HOME CREDIT #PARASALIFE

Achieve more in life. Shop on easy installments, get cash loan offers, or pay
bills on time. Buy Now, Pay Later to get your dream cellphone, laptop,
refrigerator, TV, or washing machine. Start now!


FAST LOANS, EASY INSTALLMENTS!

Eyeing the latest cellphone, laptop, TV, refrigerator, or air conditioner?
Simply buy now and pay later from over 100 trusted brands in Home Credit partner
stores near you. Repay loan amounts over the counter or via your bank account.
Enjoy our fast loan application and easy installments today.


Get Product Installments Today



CASH LOANS? GET FAST APPROVALS ONLINE!

Our online cash loans are ready for your needs. Existing customers who have
previously availed of our installment shopping deals are eligible for our cash
loan offers. Enjoy competitive interest rates and flexible payments! Pay in 12
months or more, depending on the loan.

Use our quick cash loans for your small business, home renovation, school
tuition, or other needs. Check for offers, apply conveniently, and get fast
approvals.


Check Cash Loan Offers
* New customers must first get our installment shopping deals to be eligible for
cash loans. Learn More



BUY NOW, PAY LATER WITH INSTANT QWARTA!

Do more with Home Credit's Qwarta–our digital revolving credit line that you can
use to pay for goods and services when using the Home Credit Online Loan App.

Pay bills, buy load, avail of discounts, and more when you activate your Qwarta
account .

Enjoy instant approval of up to a P10,000 credit limit for your needs.


Get Qwarta Now
* New customers must first get our installment shopping deals to be eligible for
Qwarta. Learn More


FAST LOANS, EASY INSTALLMENTS!



Eyeing the latest cellphone, laptop, TV, refrigerator, or air conditioner?
Simply buy now and pay later from over 100 trusted brands in Home Credit partner
stores near you. Repay loan amounts over the counter or via your bank account.
Enjoy our fast loan application and easy installments today.


Get Product Installments Today





CASH LOANS? GET FAST APPROVALS ONLINE!



Our online cash loans are ready for your needs. Existing customers who have
previously availed of our installment shopping deals are eligible for our cash
loan offers. Enjoy competitive interest rates and flexible payments! Pay in 12
months or more, depending on the loan.

Use our quick cash loans for your small business, home renovation, school
tuition, or other needs. Check for offers, apply conveniently, and get fast
approvals.


Check Cash Loan Offers
* New customers must first get our installment shopping deals to be eligible for
cash loans. Learn More




BUY NOW, PAY LATER WITH INSTANT QWARTA!



Do more with Home Credit's Qwarta–our digital revolving credit line that you can
use to pay for goods and services when using the Home Credit Online Loan App.

Pay bills, buy load, avail of discounts, and more when you activate your Qwarta
account .

Enjoy instant approval of up to a P10,000 credit limit for your needs.


Get Qwarta Now
* New customers must first get our installment shopping deals to be eligible for
Qwarta. Learn More



Ids
Home Credit offers installment shopping deals, low-interest cash loan & more!
Looking for an Installment Deal or Cash Loan Offer?
Here are 4 easy requirements for first-time applicants.
Swipe to the left
Filipino Citizen
Must be a Filipino citizen, age 18 - 68 years old.
1 Primary ID
Must have one primary ID that contains your current address. List of Valid IDs
Source Of Income
Must have an income from reliable sources such as employment, business, pension,
and remittances.
Customers with ongoing loans are qualified
Existing customers with ending loans can re-apply.
IdsQuick NavIds
Find Installment Shopping Deals


BUY NOW, PAY LATER: SHOP FOR AN INSTALLMENT DEAL NEAR YOU

View detailed information and more products through Home Credit mobile app.

Apple iPhone 14
₱ 61,990
Buy Now, Pay Later
Apple iPhone 11
₱ 32,990
Buy Now, Pay Later
OPPO Reno8 5G
₱ 27,999
Buy Now, Pay Later
Xiaomi Redmi Note 11 Pro 5G
₱ 15,999
Buy Now, Pay Later
vivo Y35
₱ 14,999
Buy Now, Pay Later
Samsung Galaxy A73 5G
₱ 29,990
Buy Now, Pay Later
Mobile app download red

APPLY FOR A LOAN, FIND THE BEST DEALS, BUY LOAD AND PAY BILLS - IT'S ALL HERE!


START YOUR HOME CREDIT JOURNEY TODAY!

AVAIL A PRODUCT LOAN AT 0% INTEREST TERMS OR DISCOUNTS UP TO 50%

GET PRE-APPROVED IN 1 MINUTE AND PAY FLEXIBLE TERMS UP TO 18 MONTHS

VIEW YOUR LOAN DETAILS. TRACK AND SCHEDULE YOUR PAYMENTS AT HOME

EXPERIENCE POCKET POWER AT YOUR FINGERTIPS. DOWNLOAD THE HOME CREDIT APP AND
START BROWSING YOUR 0% INTEREST DEAL!




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Manage Loans
See your amount due, know when your due date is, get ahead with your Payment
Schedule
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Tips and Stories
Get the inside scoop for all the products that you love, know the tips on how to
use the latest gadgets, and more!
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Wais Sa Home
Be financially responsible when it comes to saving, borrowing, online security,
and using the latest digital technology.
Learn More
Pay Bills
Skip the lines and pay your bills in the app with no added fees!
Learn More
Marketplace
Compare the best deals and avail installments in a few taps!
Learn More
Buy Load
Reload any network in app and enjoy 4% discount daily!
Learn More
Learn More About Home Credit App
Recognized By Credible Partners And Government Agencies
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CORPORATE NAME: HC CONSUMER FINANCE PHILIPPINES, INC.
What We Offer?
Cellphone Installments
Product Loans
Cash Loans
Qwarta
Credit Card
How To Pay With Home Credit?
Pay With QR
Shop Online
Pay Bills
Buy Load
Pay With Qwarta
For Customers
FAQs
Privacy Notice
Terms and Conditions
Share Feedback for the Website
Disclosures
About Home Credit
Corporate
Merchant Partners
Our Offices
Careers

©2023 All Rights Reserved. Home Credit Philippines, Inc.
Home Credit Philippines is regulated by the Bangko Sentral ng Pilipinas with
contact number (+632) 8708-7087 and with email address
consumeraffairs@bsp.gov.ph, and webchat at www.bsp.gov.ph.

SEC Reg. Number: CS201301354 Certificate of Authority Number 1071 issued 07
April 2017 Please read carefully the terms and conditions before proceeding with
a loan transaction.

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